The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 3,393 34,167 SH   SOLE 0 0 0 34,167
ISHARES TR CORE S&P500 ETF 464287200 14,467 38,314 SH   SOLE 0 0 0 38,314
SPDR S&P 500 ETF TR TR UNIT 78462F103 443 1,178 SH   SOLE 0 0 0 1,178
ORACLE CORP COM 68389X105 207 3,364 SH   SOLE 0 0 0 3,364
AT&T INC COM 00206R102 407 14,212 SH   SOLE 0 0 0 14,212
ISHARES INC MSCI GERMANY ETF 464286806 911 28,671 SH   SOLE 0 0 0 28,671
ISHARES TR GLOBAL ENERG ETF 464287341 660 31,452 SH   SOLE 0 0 0 31,452
ISHARES TR GLOBAL TECH ETF 464287291 3,266 10,616 SH   SOLE 0 0 0 10,616
ISHARES INC MSCI MEXICO ETF 464286822 250 5,995 SH   SOLE 0 0 0 5,995
ISHARES TR MSCI UK ETF NEW 46435G334 1,829 61,797 SH   SOLE 0 0 0 61,797
ISHARES INC MSCI STH KOR ETF 464286772 882 9,625 SH   SOLE 0 0 0 9,625
ISHARES TR 1 3 YR TREAS BD 464287457 529 6,127 SH   SOLE 0 0 0 6,127
ISHARES TR IBOXX INV CP ETF 464287242 3,562 26,266 SH   SOLE 0 0 0 26,266
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,414 42,644 SH   SOLE 0 0 0 42,644
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,026 6,143 SH   SOLE 0 0 0 6,143
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,128 21,288 SH   SOLE 0 0 0 21,288
VANGUARD INDEX FDS VALUE ETF 922908744 1,785 15,013 SH   SOLE 0 0 0 15,013
VANGUARD INDEX FDS MID CAP ETF 922908629 2,103 10,044 SH   SOLE 0 0 0 10,044
VANGUARD INDEX FDS SM CP VAL ETF 922908611 954 6,461 SH   SOLE 0 0 0 6,461
EATON VANCE MUN BD FD COM 27827X101 134 10,009 SH   SOLE 0 0 0 10,009
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,024 14,078 SH   SOLE 0 0 0 14,078
ISHARES TR EAFE VALUE ETF 464288877 7,908 166,727 SH   SOLE 0 0 0 166,727
ISHARES TR EAFE GRWTH ETF 464288885 7,254 71,679 SH   SOLE 0 0 0 71,679
ISHARES TR U.S. MED DVC ETF 464288810 1,820 5,432 SH   SOLE 0 0 0 5,432
ISHARES TR ISHS 1-5YR INVS 464288646 910 16,530 SH   SOLE 0 0 0 16,530
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 605 7,312 SH   SOLE 0 0 0 7,312
PROSHARES TR PSHS ULTRUSS2000 74347R842 14,090 136,918 SH   SOLE 0 0 0 136,918
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,663 41,950 SH   SOLE 0 0 0 41,950
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 242 2,270 SH   SOLE 0 0 0 2,270
ISHARES TR MBS ETF 464288588 879 7,986 SH   SOLE 0 0 0 7,986
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 250 2,724 SH   SOLE 0 0 0 2,724
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,265 47,648 SH   SOLE 0 0 0 47,648
ISHARES TR NATIONAL MUN ETF 464288414 1,793 15,253 SH   SOLE 0 0 0 15,253
ISHARES TR JPMORGAN USD EMG 464288281 212 1,860 SH   SOLE 0 0 0 1,860
ISHARES TR SHRT NAT MUN ETF 464288158 808 7,472 SH   SOLE 0 0 0 7,472
FS KKR CAP CORP COM 302635206 420 24,280 SH   SOLE 0 0 0 24,280
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 340 3,529 SH   SOLE 0 0 0 3,529
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,002 14,503 SH   SOLE 0 0 0 14,503
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 224 4,148 SH   SOLE 0 0 0 4,148
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 317 9,718 SH   SOLE 0 0 0 9,718
SCHWAB STRATEGIC TR US TIPS ETF 808524870 236 3,792 SH   SOLE 0 0 0 3,792
DBX ETF TR XTRACK MSCI EAFE 233051200 977 28,629 SH   SOLE 0 0 0 28,629
ISHARES TR MSCI USA MIN VOL 46429B697 1,075 16,128 SH   SOLE 0 0 0 16,128
ISHARES TR US TREAS BD ETF 46429B267 5,233 192,941 SH   SOLE 0 0 0 192,941
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 334 5,359 SH   SOLE 0 0 0 5,359
ISHARES TR MSCI USA MMENTM 46432F396 2,563 15,267 SH   SOLE 0 0 0 15,267
ISHARES TR MSCI USA VALUE 46432F388 3,873 42,604 SH   SOLE 0 0 0 42,604
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 677 23,989 SH   SOLE 0 0 0 23,989
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,038 36,042 SH   SOLE 0 0 0 36,042
SPDR SER TR PORTFOLIO S&P600 78468R853 647 16,729 SH   SOLE 0 0 0 16,729
ISHARES TR CORE TOTAL USD 46434V613 4,449 82,097 SH   SOLE 0 0 0 82,097
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 530 9,572 SH   SOLE 0 0 0 9,572
ISHARES INC ESG AWR MSCI EM 46434G863 5,859 131,303 SH   SOLE 0 0 0 131,303
ISHARES TR FALN ANGLS USD 46435G474 238 8,110 SH   SOLE 0 0 0 8,110
ISHARES TR ESG AWR MSCI USA 46435G425 13,974 160,734 SH   SOLE 0 0 0 160,734
ISHARES TR BROAD USD HIGH 46435U853 640 15,574 SH   SOLE 0 0 0 15,574
COLONY CR REAL ESTATE INC COM CL A 19625T101 374 46,302 SH   SOLE 0 0 0 46,302
J P MORGAN EXCHANGE-TRADED F BETBULD JAPAN 46641Q712 1,595 56,916 SH   SOLE 0 0 0 56,916