The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   1,033,565 11,040 SH   SOLE   11,040 0 0
ABBOTT LABS Common Stock 002824100   2,308,613 23,837 SH   SOLE   23,837 0 0
ABBVIE INC Common Stock 00287Y109   4,300,381 28,850 SH   SOLE   28,850 0 0
ADOBE INC Common Stock 00724F101   6,084,637 11,933 SH   SOLE   11,933 0 0
AFLAC INC Common Stock 001055102   298,558 3,890 SH   SOLE   3,890 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   224,169 791 SH   SOLE   791 0 0
AKAMAI TECHNOLOGIES INC Common Stock 00971T101   4,431,531 41,595 SH   SOLE   41,595 0 0
ALLSTATE CORP Common Stock 020002101   451,545 4,053 SH   SOLE   4,053 0 0
Alphabet Inc Common Stock 02079K107   411,372 3,120 SH   SOLE   3,120 0 0
Alphabet Inc Common Stock 02079K305   14,208,255 108,576 SH   SOLE   108,576 0 0
ALTRIA GROUP INC Common Stock 02209S103   361,672 8,601 SH   SOLE   8,601 0 0
AMAZON COM INC Common Stock 023135106   4,669,880 36,736 SH   SOLE   36,736 0 0
AMGEN INC Common Stock 031162100   549,614 2,045 SH   SOLE   2,045 0 0
ANALOG DEVICES INC Common Stock 032654105   567,817 3,243 SH   SOLE   3,243 0 0
APPLE INC Common Stock 037833100   19,605,428 114,511 SH   SOLE   114,511 0 0
APPLIED MATLS INC Common Stock 038222105   470,868 3,401 SH   SOLE   3,401 0 0
AT&T INC Common Stock 00206R102   3,422,277 227,848 SH   SOLE   227,848 0 0
Automatic Data Processing Inc Common Stock 053015103   448,441 1,864 SH   SOLE   1,864 0 0
AUTOZONE INC Common Stock 053332102   4,053,824 1,596 SH   SOLE   1,596 0 0
BANK AMERICA CORP Common Stock 060505104   329,929 12,050 SH   SOLE   12,050 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   571,339 1,631 SH   SOLE   1,631 0 0
BOEING CO Common Stock 097023105   217,557 1,135 SH   SOLE   1,135 0 0
Bristol-Myers Squibb Co Common Stock 110122108   513,770 8,852 SH   SOLE   8,852 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104   412,454 7,472 SH   SOLE   7,472 0 0
CATERPILLAR INC Common Stock 149123101   1,193,010 4,370 SH   SOLE   4,370 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108   5,891,460 37,715 SH   SOLE   37,715 0 0
CENCORA INC Common Stock 03073E105   1,495,911 8,312 SH   SOLE   8,312 0 0
CHEVRON CORP NEW Common Stock 166764100   1,584,185 9,395 SH   SOLE   9,395 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   5,603,373 26,916 SH   SOLE   26,916 0 0
CINCINNATI FINL CORP Common Stock 172062101   3,214,975 31,430 SH   SOLE   31,430 0 0
CISCO SYS INC Common Stock 17275R102   9,614,546 178,842 SH   SOLE   178,842 0 0
Citigroup Inc Common Stock 172967424   3,687,222 89,648 SH   SOLE   89,648 0 0
CME GROUP INC Common Stock 12572Q105   5,637,194 28,155 SH   SOLE   28,155 0 0
COCA COLA CO Common Stock 191216100   991,966 17,720 SH   SOLE   17,720 0 0
CONOCOPHILLIPS Common Stock 20825C104   644,404 5,379 SH   SOLE   5,379 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   305,366 1,215 SH   SOLE   1,215 0 0
CUMMINS INC Common Stock 231021106   257,931 1,129 SH   SOLE   1,129 0 0
CVS HEALTH CORP Common Stock 126650100   4,213,707 60,351 SH   SOLE   60,351 0 0
DANAHER CORPORATION Common Stock 235851102   1,392,833 5,614 SH   SOLE   5,614 0 0
DARDEN RESTAURANTS INC Common Stock 237194105   610,260 4,261 SH   SOLE   4,261 0 0
DEERE & CO Common Stock 244199105   406,816 1,078 SH   SOLE   1,078 0 0
DISNEY WALT CO Common Stock 254687106   366,103 4,517 SH   SOLE   4,517 0 0
DOMINION ENERGY INC Common Stock 25746U109   291,338 6,522 SH   SOLE   6,522 0 0
DOW INC Common Stock 260557103   216,810 4,205 SH   SOLE   4,205 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   5,332,846 60,422 SH   SOLE   60,422 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102   206,838 2,773 SH   SOLE   2,773 0 0
EATON CORP PLC Int'l Common Stock G29183103   904,734 4,242 SH   SOLE   4,242 0 0
ELEVANCE HEALTH INC Common Stock 036752103   478,962 1,100 SH   SOLE   1,100 0 0
ELI LILLY & CO Common Stock 532457108   201,961 376 SH   SOLE   376 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   251,082 7,565 SH   SOLE   7,565 0 0
EOG RES INC Common Stock 26875P101   3,244,422 25,595 SH   SOLE   25,595 0 0
EQT CORP Common Stock 26884L109   2,293,703 56,523 SH   SOLE   56,523 0 0
ESSENTIAL UTILS INC Common Stock 29670G102   4,196,156 122,230 SH   SOLE   122,230 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,929,994 33,424 SH   SOLE   33,424 0 0
Farmers National Banc Corp Common Stock 309627107   4,752,455 411,112 SH   SOLE   402,078 9,034 0
General Electric Co Common Stock 369604301   927,072 8,386 SH   SOLE   8,386 0 0
GENERAL MLS INC Common Stock 370334104   4,944,379 77,268 SH   SOLE   77,268 0 0
GSK PLC Int'l Common Stock 37733W204   314,360 8,672 SH   SOLE   8,672 0 0
HERSHEY CO Common Stock 427866108   698,079 3,489 SH   SOLE   3,489 0 0
HOME DEPOT INC Common Stock 437076102   2,562,317 8,480 SH   SOLE   8,480 0 0
HONEYWELL INTL INC Common Stock 438516106   6,734,142 36,452 SH   SOLE   36,452 0 0
HP INC Common Stock 40434L105   591,614 23,020 SH   SOLE   23,020 0 0
HUBBELL INC Common Stock 443510607   940,230 3,000 SH   SOLE   3,000 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104   1,232,764 118,535 SH   SOLE   118,535 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109   265,547 1,153 SH   SOLE   1,153 0 0
INTEL CORP Common Stock 458140100   3,337,719 93,888 SH   SOLE   93,888 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   6,654,289 47,429 SH   SOLE   47,429 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103   1,032,892 2,883 SH   SOLE   2,883 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204   286,323 8,183 SH   SOLE   8,183 0 0
ISHARES TR Exchange Traded Fund 464287200   1,554,107 3,619 SH   SOLE   3,619 0 0
ISHARES TR Exchange Traded Fund 464287234   1,134,136 29,885 SH   SOLE   29,885 0 0
ISHARES TR Exchange Traded Fund 464287465   2,092,825 30,366 SH   SOLE   30,366 0 0
ISHARES TR Exchange Traded Fund 464287507   2,884,481 11,568 SH   SOLE   11,568 0 0
ISHARES TR Exchange Traded Fund 464287598   373,477 2,460 SH   SOLE   2,460 0 0
ISHARES TR Exchange Traded Fund 464287804   3,170,337 33,609 SH   SOLE   33,609 0 0
ISHARES TR Exchange Traded Fund 464288752   225,031 2,867 SH   SOLE   2,867 0 0
ISHARES TR Fixed Income ETF 464287457   589,219 7,277 SH   SOLE   7,277 0 0
JOHNSON & JOHNSON Common Stock 478160104   9,851,811 63,254 SH   SOLE   63,254 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   14,550,727 100,336 SH   SOLE   100,336 0 0
KENVUE INC Common Stock 49177J102   3,051,277 151,956 SH   SOLE   151,956 0 0
Kimberly-Clark Corp Common Stock 494368103   251,126 2,078 SH   SOLE   2,078 0 0
KINDER MORGAN INC DEL Common Stock 49456B101   4,614,264 278,303 SH   SOLE   278,303 0 0
KROGER CO Common Stock 501044101   293,918 6,568 SH   SOLE   6,568 0 0
LAM RESEARCH CORP Common Stock 512807108   4,845,559 7,731 SH   SOLE   7,731 0 0
Lockheed Martin Corp Common Stock 539830109   5,413,812 13,238 SH   SOLE   13,238 0 0
MCDONALDS CORP Common Stock 580135101   2,111,735 8,016 SH   SOLE   8,016 0 0
Merck & Co Inc Common Stock 58933Y105   372,164 3,615 SH   SOLE   3,615 0 0
Meta Platforms Inc Common Stock 30303M102   409,787 1,365 SH   SOLE   1,365 0 0
METLIFE INC Common Stock 59156R108   229,181 3,643 SH   SOLE   3,643 0 0
Microsoft Corp Common Stock 594918104   19,962,347 63,222 SH   SOLE   63,222 0 0
MICROVISION INC DEL Common Stock 594960304   297,402 135,800 SH   SOLE   135,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103   3,984,548 30,972 SH   SOLE   30,972 0 0
NEWMONT CORP Common Stock 651639106   5,141,075 139,136 SH   SOLE   139,136 0 0
NEXTERA ENERGY INC Common Stock 65339F101   5,030,864 87,814 SH   SOLE   87,814 0 0
Nike Inc Common Stock 654106103   1,559,180 16,306 SH   SOLE   16,306 0 0
NORDSON CORP Common Stock 655663102   401,706 1,800 SH   SOLE   1,800 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   610,877 3,102 SH   SOLE   3,102 0 0
NUCOR CORP Common Stock 670346105   584,593 3,739 SH   SOLE   3,739 0 0
NVIDIA CORPORATION Common Stock 67066G104   699,029 1,607 SH   SOLE   1,607 0 0
ORACLE CORP Common Stock 68389X105   1,957,613 18,482 SH   SOLE   18,482 0 0
PARKER-HANNIFIN CORP Common Stock 701094104   2,367,113 6,077 SH   SOLE   6,077 0 0
PEPSICO INC Common Stock 713448108   10,121,837 59,737 SH   SOLE   59,737 0 0
PFIZER INC Common Stock 717081103   7,346,193 221,471 SH   SOLE   221,471 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   504,561 5,450 SH   SOLE   5,450 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   1,233,470 10,047 SH   SOLE   10,047 0 0
PPG INDS INC Common Stock 693506107   2,183,236 16,820 SH   SOLE   16,820 0 0
PREMIER FINANCIAL CORP Common Stock 74052F108   203,577 11,933 SH   SOLE   11,933 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   5,408,781 37,082 SH   SOLE   37,082 0 0
PROGRESSIVE CORP Common Stock 743315103   1,017,308 7,303 SH   SOLE   7,303 0 0
QUALCOMM INC Common Stock 747525103   393,486 3,543 SH   SOLE   3,543 0 0
QUANTA SVCS INC Common Stock 74762E102   340,280 1,819 SH   SOLE   1,819 0 0
RPM INTL INC Common Stock 749685103   217,968 2,299 SH   SOLE   2,299 0 0
RTX CORPORATION Common Stock 75513E101   338,547 4,704 SH   SOLE   4,704 0 0
SCHLUMBERGER LTD Common Stock 806857108   5,891,273 101,051 SH   SOLE   101,051 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   4,307,512 33,459 SH   SOLE   33,459 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407   6,506,651 40,419 SH   SOLE   40,419 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,946,368 21,533 SH   SOLE   21,533 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   218,086 3,326 SH   SOLE   3,326 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   699,146 11,864 SH   SOLE   11,864 0 0
ServiceNow Inc Common Stock 81762P102   4,215,676 7,542 SH   SOLE   7,542 0 0
SHELL PLC Int'l Common Stock 780259305   399,800 6,210 SH   SOLE   6,210 0 0
SMUCKER J M CO Common Stock 832696405   1,207,222 9,822 SH   SOLE   9,822 0 0
SOUTHERN CO Common Stock 842587107   714,832 11,045 SH   SOLE   11,045 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   1,353,941 7,897 SH   SOLE   7,897 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   40,503,730 94,750 SH   SOLE   94,750 0 0
SPDR SER TR Exchange Traded Fund 78464A870   3,210,835 43,972 SH   SOLE   43,972 0 0
SPROTT PHYSICAL GOLD TR Exchange Traded Fund 85207H104   298,572 20,850 SH   SOLE   20,850 0 0
STRYKER CORPORATION Common Stock 863667101   5,917,662 21,655 SH   SOLE   21,655 0 0
TE Connectivity Ltd Int'l Common Stock H84989104   4,170,620 33,762 SH   SOLE   33,762 0 0
TESLA INC Common Stock 88160R101   232,454 929 SH   SOLE   929 0 0
THE CIGNA GROUP Common Stock 125523100   420,237 1,469 SH   SOLE   1,469 0 0
TJX COS INC NEW Common Stock 872540109   6,221,333 69,997 SH   SOLE   69,997 0 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103   381,674 1,881 SH   SOLE   1,881 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109   237,943 1,457 SH   SOLE   1,457 0 0
TRUIST FINL CORP Common Stock 89832Q109   339,143 11,854 SH   SOLE   11,854 0 0
TYSON FOODS INC Common Stock 902494103   3,169,762 62,780 SH   SOLE   62,780 0 0
UNION PAC CORP Common Stock 907818108   215,033 1,056 SH   SOLE   1,056 0 0
United Parcel Service Inc Common Stock 911312106   3,200,167 20,531 SH   SOLE   20,531 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   4,143,433 8,218 SH   SOLE   8,218 0 0
Valero Energy Corp Common Stock 91913Y100   383,751 2,708 SH   SOLE   2,708 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363   392,700 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   319,739 4,226 SH   SOLE   4,226 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   599,082 2,200 SH   SOLE   2,200 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751   217,241 1,149 SH   SOLE   1,149 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769   935,454 4,404 SH   SOLE   4,404 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844   233,070 1,500 SH   SOLE   1,500 0 0
VENTAS INC Common Stock 92276F100   2,173,950 51,601 SH   SOLE   51,601 0 0
Verizon Communications Inc Common Stock 92343V104   3,756,805 115,915 SH   SOLE   115,915 0 0
VISA INC Common Stock 92826C839   6,596,687 28,680 SH   SOLE   28,680 0 0
VORNADO RLTY TR Common Stock 929042109   3,543,342 156,232 SH   SOLE   156,232 0 0
WALMART INC Common Stock 931142103   9,067,711 56,698 SH   SOLE   56,698 0 0
WELLS FARGO CO NEW Common Stock 949746101   491,791 12,036 SH   SOLE   12,036 0 0
YUM BRANDS INC Common Stock 988498101   683,172 5,468 SH   SOLE   5,468 0 0