The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 379 2,695 SH   SOLE   0 0 2,695
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,421 3,429 SH   SOLE   0 0 3,429
ADAMS DIVERSIFIED EQUITY FD COM 006212104 274 14,131 SH   SOLE   0 0 14,131
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,540 2,715 SH   SOLE   0 0 2,715
ALLY FINL INC COM 02005N100 830 17,438 SH   SOLE   0 0 17,438
ALPHABET INC CAP STK CL A 02079K305 2,364 816 SH   SOLE   0 0 816
ALPHABET INC CAP STK CL C 02079K107 298 103 SH   SOLE   0 0 103
ALTRIA GROUP INC COM 02209S103 393 8,286 SH   SOLE   0 0 8,286
AMAZON COM INC COM 023135106 2,474 742 SH   SOLE   0 0 742
AMERICAN ELEC PWR CO INC COM 025537101 523 5,882 SH   SOLE   0 0 5,882
AMERICAN WTR WKS CO INC NEW COM 030420103 1,035 5,480 SH   SOLE   0 0 5,480
APPLE INC COM 037833100 3,381 19,041 SH   SOLE   0 0 19,041
APPLIED MATLS INC COM 038222105 981 6,235 SH   SOLE   0 0 6,235
ARES CAPITAL CORP COM 04010L103 405 19,116 SH   SOLE   0 0 19,116
ARK ETF TR INNOVATION ETF 00214Q104 1,507 15,937 SH   SOLE   0 0 15,937
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,119 1,405 SH   SOLE   0 0 1,405
AVANGRID INC COM 05351W103 403 8,081 SH   SOLE   0 0 8,081
BCE INC COM NEW 05534B760 414 7,951 SH   SOLE   0 0 7,951
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,080 13,647 SH   SOLE   0 0 13,647
BK OF AMERICA CORP COM 060505104 417 9,373 SH   SOLE   0 0 9,373
BLACKROCK INC COM 09247X101 279 305 SH   SOLE   0 0 305
BROADCOM INC COM 11135F101 206 309 SH   SOLE   0 0 309
CHARLES RIV LABS INTL INC COM 159864107 281 745 SH   SOLE   0 0 745
CHEVRON CORP NEW COM 166764100 418 3,564 SH   SOLE   0 0 3,564
CIENA CORP COM NEW 171779309 213 2,762 SH   SOLE   0 0 2,762
CINCINNATI FINL CORP COM 172062101 488 4,285 SH   SOLE   0 0 4,285
CINTAS CORP COM 172908105 986 2,225 SH   SOLE   0 0 2,225
CISCO SYS INC COM 17275R102 736 11,618 SH   SOLE   0 0 11,618
CITIZENS FINL GROUP INC COM 174610105 380 8,045 SH   SOLE   0 0 8,045
CME GROUP INC COM 12572Q105 751 3,288 SH   SOLE   0 0 3,288
COCA COLA CO COM 191216100 745 12,590 SH   SOLE   0 0 12,590
COMCAST CORP NEW CL A 20030N101 992 19,708 SH   SOLE   0 0 19,708
CONOCOPHILLIPS COM 20825C104 479 6,637 SH   SOLE   0 0 6,637
COSTCO WHSL CORP NEW COM 22160K105 1,283 2,260 SH   SOLE   0 0 2,260
CROWN CASTLE INTL CORP NEW COM 22822V101 502 2,403 SH   SOLE   0 0 2,403
DANAHER CORPORATION COM 235851102 1,435 4,362 SH   SOLE   0 0 4,362
DISNEY WALT CO COM 254687106 800 5,168 SH   SOLE   0 0 5,168
DOMINION ENERGY INC COM 25746U109 389 4,949 SH   SOLE   0 0 4,949
DUKE ENERGY CORP NEW COM NEW 26441C204 390 3,720 SH   SOLE   0 0 3,720
EMERSON ELEC CO COM 291011104 461 4,955 SH   SOLE   0 0 4,955
ENTERGY CORP NEW COM 29364G103 338 3,004 SH   SOLE   0 0 3,004
EQUINIX INC COM 29444U700 815 963 SH   SOLE   0 0 963
EVERSOURCE ENERGY COM 30040W108 497 5,467 SH   SOLE   0 0 5,467
EXPEDIA GROUP INC COM NEW 30212P303 563 3,117 SH   SOLE   0 0 3,117
FIFTH THIRD BANCORP COM 316773100 614 14,098 SH   SOLE   0 0 14,098
FIRST HORIZON CORPORATION COM 320517105 373 22,821 SH   SOLE   0 0 22,821
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 432 8,647 SH   SOLE   0 0 8,647
GALLAGHER ARTHUR J & CO COM 363576109 488 2,875 SH   SOLE   0 0 2,875
GENERAL MLS INC COM 370334104 355 5,276 SH   SOLE   0 0 5,276
HARTFORD FINL SVCS GROUP INC COM 416515104 615 8,912 SH   SOLE   0 0 8,912
HCA HEALTHCARE INC COM 40412C101 876 3,409 SH   SOLE   0 0 3,409
HOME DEPOT INC COM 437076102 1,663 4,007 SH   SOLE   0 0 4,007
INTEL CORP COM 458140100 370 7,177 SH   SOLE   0 0 7,177
INTERNATIONAL PAPER CO COM 460146103 320 6,820 SH   SOLE   0 0 6,820
INTERPUBLIC GROUP COS INC COM 460690100 274 7,319 SH   SOLE   0 0 7,319
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,374 62,157 SH   SOLE   0 0 62,157
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 651 12,845 SH   SOLE   0 0 12,845
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 456 2,308 SH   SOLE   0 0 2,308
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 460 2,554 SH   SOLE   0 0 2,554
ISHARES INC CORE MSCI EMKT 46434G103 279 4,667 SH   SOLE   0 0 4,667
ISHARES INC MSCI EM ASIA ETF 464286426 325 3,965 SH   SOLE   0 0 3,965
ISHARES TR 0-5 YR TIPS ETF 46429B747 826 7,806 SH   SOLE   0 0 7,806
ISHARES TR 20 YR TR BD ETF 464287432 225 1,521 SH   SOLE   0 0 1,521
ISHARES TR 3 7 YR TREAS BD 464288661 372 2,894 SH   SOLE   0 0 2,894
ISHARES TR BROAD USD HIGH 46435U853 559 13,573 SH   SOLE   0 0 13,573
ISHARES TR CORE DIV GRWTH 46434V621 1,175 21,148 SH   SOLE   0 0 21,148
ISHARES TR CORE MSCI EAFE 46432F842 1,202 16,108 SH   SOLE   0 0 16,108
ISHARES TR CORE S&P MCP ETF 464287507 329 1,161 SH   SOLE   0 0 1,161
ISHARES TR CORE S&P500 ETF 464287200 707 1,483 SH   SOLE   0 0 1,483
ISHARES TR CORE US AGGBD ET 464287226 1,339 11,741 SH   SOLE   0 0 11,741
ISHARES TR EXPONENTIAL TECH 46434V381 561 8,487 SH   SOLE   0 0 8,487
ISHARES TR IBOXX HI YD ETF 464288513 606 6,968 SH   SOLE   0 0 6,968
ISHARES TR IBOXX INV CP ETF 464287242 476 3,593 SH   SOLE   0 0 3,593
ISHARES TR ISHS 5-10YR INVT 464288638 354 5,968 SH   SOLE   0 0 5,968
ISHARES TR MSCI AC ASIA ETF 464288182 1,276 15,426 SH   SOLE   0 0 15,426
ISHARES TR MSCI EAFE MIN VL 46429B689 801 10,438 SH   SOLE   0 0 10,438
ISHARES TR MSCI USA VALUE 46432F388 1,366 12,481 SH   SOLE   0 0 12,481
ISHARES TR RUS 2000 VAL ETF 464287630 284 1,711 SH   SOLE   0 0 1,711
ISHARES TR RUSSELL 2000 ETF 464287655 1,662 7,470 SH   SOLE   0 0 7,470
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 21,030 416,602 SH   SOLE   0 0 416,602
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 216 4,233 SH   SOLE   0 0 4,233
JOHNSON & JOHNSON COM 478160104 395 2,307 SH   SOLE   0 0 2,307
JPMORGAN CHASE & CO COM 46625H100 1,563 9,869 SH   SOLE   0 0 9,869
KEYCORP COM 493267108 496 21,462 SH   SOLE   0 0 21,462
KEYSIGHT TECHNOLOGIES INC COM 49338L103 333 1,611 SH   SOLE   0 0 1,611
L3HARRIS TECHNOLOGIES INC COM 502431109 274 1,287 SH   SOLE   0 0 1,287
LOCKHEED MARTIN CORP COM 539830109 663 1,864 SH   SOLE   0 0 1,864
MARATHON PETE CORP COM 56585A102 431 6,743 SH   SOLE   0 0 6,743
MASTERCARD INCORPORATED CL A 57636Q104 1,307 3,638 SH   SOLE   0 0 3,638
MCDONALDS CORP COM 580135101 1,188 4,433 SH   SOLE   0 0 4,433
MERCK & CO INC COM 58933Y105 647 8,444 SH   SOLE   0 0 8,444
META PLATFORMS INC CL A 30303M102 1,732 5,149 SH   SOLE   0 0 5,149
METLIFE INC COM 59156R108 541 8,656 SH   SOLE   0 0 8,656
MICROSOFT CORP COM 594918104 3,897 11,586 SH   SOLE   0 0 11,586
MID-AMER APT CMNTYS INC COM 59522J103 966 4,210 SH   SOLE   0 0 4,210
NATIONAL RETAIL PROPERTIES I COM 637417106 638 13,264 SH   SOLE   0 0 13,264
NEXTERA ENERGY INC COM 65339F101 1,160 12,420 SH   SOLE   0 0 12,420
NORTHROP GRUMMAN CORP COM 666807102 575 1,485 SH   SOLE   0 0 1,485
NVIDIA CORPORATION COM 67066G104 436 1,482 SH   SOLE   0 0 1,482
NXP SEMICONDUCTORS N V COM N6596X109 1,068 4,690 SH   SOLE   0 0 4,690
OLD DOMINION FREIGHT LINE IN COM 679580100 534 1,490 SH   SOLE   0 0 1,490
PALO ALTO NETWORKS INC COM 697435105 214 385 SH   SOLE   0 0 385
PAYCHEX INC COM 704326107 772 5,653 SH   SOLE   0 0 5,653
PAYPAL HLDGS INC COM 70450Y103 434 2,301 SH   SOLE   0 0 2,301
PEPSICO INC COM 713448108 1,190 6,848 SH   SOLE   0 0 6,848
PFIZER INC COM 717081103 655 11,092 SH   SOLE   0 0 11,092
PHILIP MORRIS INTL INC COM 718172109 421 4,427 SH   SOLE   0 0 4,427
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 165 17,663 SH   SOLE   0 0 17,663
PROCTER AND GAMBLE CO COM 742718109 768 4,696 SH   SOLE   0 0 4,696
PROLOGIS INC. COM 74340W103 1,250 7,422 SH   SOLE   0 0 7,422
QUALCOMM INC COM 747525103 664 3,633 SH   SOLE   0 0 3,633
ROPER TECHNOLOGIES INC COM 776696106 711 1,446 SH   SOLE   0 0 1,446
S&P GLOBAL INC COM 78409V104 948 2,009 SH   SOLE   0 0 2,009
SALESFORCE COM INC COM 79466L302 327 1,288 SH   SOLE   0 0 1,288
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 361 7,745 SH   SOLE   0 0 7,745
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 485 4,291 SH   SOLE   0 0 4,291
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,374 38,425 SH   SOLE   0 0 38,425
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 394 4,904 SH   SOLE   0 0 4,904
SELECT SECTOR SPDR TR ENERGY 81369Y506 343 6,174 SH   SOLE   0 0 6,174
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 300 5,784 SH   SOLE   0 0 5,784
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 458 3,250 SH   SOLE   0 0 3,250
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 208 1,968 SH   SOLE   0 0 1,968
SHERWIN WILLIAMS CO COM 824348106 848 2,408 SH   SOLE   0 0 2,408
SONOCO PRODS CO COM 835495102 385 6,645 SH   SOLE   0 0 6,645
SPDR S&P 500 ETF TR TR UNIT 78462F103 257 541 SH   SOLE   0 0 541
SPDR SER TR PORTFOLIO S&P500 78464A854 1,957 35,048 SH   SOLE   0 0 35,048
SPDR SER TR S&P 600 SMCP VAL 78464A300 938 11,074 SH   SOLE   0 0 11,074
STARBUCKS CORP COM 855244109 536 4,585 SH   SOLE   0 0 4,585
SYNCHRONY FINANCIAL COM 87165B103 502 10,819 SH   SOLE   0 0 10,819
SYNOPSYS INC COM 871607107 333 903 SH   SOLE   0 0 903
THERMO FISHER SCIENTIFIC INC COM 883556102 1,849 2,771 SH   SOLE   0 0 2,771
T-MOBILE US INC COM 872590104 847 7,302 SH   SOLE   0 0 7,302
TRANE TECHNOLOGIES PLC SHS G8994E103 659 3,262 SH   SOLE   0 0 3,262
TRANSUNION COM 89400J107 772 6,508 SH   SOLE   0 0 6,508
UNITED PARCEL SERVICE INC CL B 911312106 219 1,024 SH   SOLE   0 0 1,024
UNITED RENTALS INC COM 911363109 250 752 SH   SOLE   0 0 752
UNITEDHEALTH GROUP INC COM 91324P102 1,813 3,611 SH   SOLE   0 0 3,611
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 656 10,504 SH   SOLE   0 0 10,504
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 254 1,388 SH   SOLE   0 0 1,388
VANGUARD INDEX FDS GROWTH ETF 922908736 1,836 5,722 SH   SOLE   0 0 5,722
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 332 1,305 SH   SOLE   0 0 1,305
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 889 5,911 SH   SOLE   0 0 5,911
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 691 5,954 SH   SOLE   0 0 5,954
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,874 8,873 SH   SOLE   0 0 8,873
VANGUARD INDEX FDS SM CP VAL ETF 922908611 328 1,834 SH   SOLE   0 0 1,834
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,432 6,338 SH   SOLE   0 0 6,338
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 293 5,544 SH   SOLE   0 0 5,544
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 720 9,164 SH   SOLE   0 0 9,164
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 698 6,539 SH   SOLE   0 0 6,539
VANGUARD WORLD FD MEGA GRWTH IND 921910816 916 3,513 SH   SOLE   0 0 3,513
VERIZON COMMUNICATIONS INC COM 92343V104 839 16,156 SH   SOLE   0 0 16,156
VISA INC COM CL A 92826C839 1,445 6,668 SH   SOLE   0 0 6,668
WALMART INC COM 931142103 1,058 7,313 SH   SOLE   0 0 7,313
WILLIAMS COS INC COM 969457100 373 14,309 SH   SOLE   0 0 14,309
ZOETIS INC CL A 98978V103 1,322 5,419 SH   SOLE   0 0 5,419