The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 280 2,581 SH   SOLE   0 0 2,581
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 463 1,666 SH   SOLE   0 0 1,666
ADAMS DIVERSIFIED EQUITY FD COM 006212104 218 14,213 SH   SOLE   0 0 14,213
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,011 2,763 SH   SOLE   0 0 2,763
ALPHABET INC CAP STK CL A 02079K305 1,844 846 SH   SOLE   0 0 846
ALPHABET INC CAP STK CL C 02079K107 210 96 SH   SOLE   0 0 96
ALTRIA GROUP INC COM 02209S103 583 13,962 SH   SOLE   0 0 13,962
AMAZON COM INC COM 023135106 1,948 18,341 SH   SOLE   0 0 18,341
AMERICAN ELEC PWR CO INC COM 025537101 552 5,754 SH   SOLE   0 0 5,754
AMERICAN EXPRESS CO COM 025816109 417 3,007 SH   SOLE   0 0 3,007
AMERICAN WTR WKS CO INC NEW COM 030420103 824 5,536 SH   SOLE   0 0 5,536
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 788 14,615 SH   SOLE   0 0 14,615
APPLE INC COM 037833100 2,583 18,893 SH   SOLE   0 0 18,893
APPLIED MATLS INC COM 038222105 393 4,324 SH   SOLE   0 0 4,324
ARES CAPITAL CORP COM 04010L103 575 32,068 SH   SOLE   0 0 32,068
ASML HOLDING N V N Y REGISTRY SHS N07059210 674 1,417 SH   SOLE   0 0 1,417
AT&T INC COM 00206R102 427 20,359 SH   SOLE   0 0 20,359
AVANGRID INC COM 05351W103 360 7,815 SH   SOLE   0 0 7,815
BCE INC COM NEW 05534B760 380 7,736 SH   SOLE   0 0 7,736
BECTON DICKINSON & CO COM 075887109 254 1,030 SH   SOLE   0 0 1,030
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,605 13,204 SH   SOLE   0 0 13,204
BK OF AMERICA CORP COM 060505104 459 14,757 SH   SOLE   0 0 14,757
CHEVRON CORP NEW COM 166764100 557 3,848 SH   SOLE   0 0 3,848
CINCINNATI FINL CORP COM 172062101 509 4,278 SH   SOLE   0 0 4,278
CINTAS CORP COM 172908105 869 2,326 SH   SOLE   0 0 2,326
CISCO SYS INC COM 17275R102 585 13,722 SH   SOLE   0 0 13,722
CITIZENS FINL GROUP INC COM 174610105 376 10,536 SH   SOLE   0 0 10,536
CME GROUP INC COM 12572Q105 684 3,343 SH   SOLE   0 0 3,343
COCA COLA CO COM 191216100 747 11,867 SH   SOLE   0 0 11,867
COMCAST CORP NEW CL A 20030N101 968 24,679 SH   SOLE   0 0 24,679
CONOCOPHILLIPS COM 20825C104 257 2,857 SH   SOLE   0 0 2,857
COSTCO WHSL CORP NEW COM 22160K105 1,100 2,296 SH   SOLE   0 0 2,296
COTERRA ENERGY INC COM 127097103 383 14,870 SH   SOLE   0 0 14,870
CROWN CASTLE INTL CORP NEW COM 22822V101 609 3,618 SH   SOLE   0 0 3,618
DANAHER CORPORATION COM 235851102 1,094 4,314 SH   SOLE   0 0 4,314
DISNEY WALT CO COM 254687106 416 4,408 SH   SOLE   0 0 4,408
DOMINION ENERGY INC COM 25746U109 686 8,594 SH   SOLE   0 0 8,594
DUKE ENERGY CORP NEW COM NEW 26441C204 482 4,500 SH   SOLE   0 0 4,500
EMERSON ELEC CO COM 291011104 383 4,815 SH   SOLE   0 0 4,815
ENTERGY CORP NEW COM 29364G103 363 3,219 SH   SOLE   0 0 3,219
EOG RES INC COM 26875P101 623 5,644 SH   SOLE   0 0 5,644
EQUINIX INC COM 29444U700 652 993 SH   SOLE   0 0 993
EVERSOURCE ENERGY COM 30040W108 457 5,409 SH   SOLE   0 0 5,409
EXPEDIA GROUP INC COM NEW 30212P303 311 3,277 SH   SOLE   0 0 3,277
FIFTH THIRD BANCORP COM 316773100 460 13,703 SH   SOLE   0 0 13,703
FIRST HORIZON CORPORATION COM 320517105 495 22,648 SH   SOLE   0 0 22,648
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 285 5,891 SH   SOLE   0 0 5,891
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 243 5,519 SH   SOLE   0 0 5,519
GENERAL MLS INC COM 370334104 387 5,130 SH   SOLE   0 0 5,130
GENUINE PARTS CO COM 372460105 377 2,835 SH   SOLE   0 0 2,835
HARTFORD FINL SVCS GROUP INC COM 416515104 572 8,740 SH   SOLE   0 0 8,740
HCA HEALTHCARE INC COM 40412C101 580 3,451 SH   SOLE   0 0 3,451
HOME DEPOT INC COM 437076102 1,095 3,994 SH   SOLE   0 0 3,994
HUNTINGTON BANCSHARES INC COM 446150104 167 13,910 SH   SOLE   0 0 13,910
INTEL CORP COM 458140100 369 9,869 SH   SOLE   0 0 9,869
INTERNATIONAL BUSINESS MACHS COM 459200101 307 2,177 SH   SOLE   0 0 2,177
INTERNATIONAL PAPER CO COM 460146103 482 11,513 SH   SOLE   0 0 11,513
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,260 62,157 SH   SOLE   0 0 62,157
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 487 11,816 SH   SOLE   0 0 11,816
ISHARES INC CORE MSCI EMKT 46434G103 213 4,350 SH   SOLE   0 0 4,350
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,008 9,941 SH   SOLE   0 0 9,941
ISHARES TR 1 3 YR TREAS BD 464287457 426 5,145 SH   SOLE   0 0 5,145
ISHARES TR 3 7 YR TREAS BD 464288661 229 1,920 SH   SOLE   0 0 1,920
ISHARES TR BROAD USD HIGH 46435U853 809 23,364 SH   SOLE   0 0 23,364
ISHARES TR CORE MSCI EAFE 46432F842 866 14,709 SH   SOLE   0 0 14,709
ISHARES TR CORE S&P MCP ETF 464287507 310 1,370 SH   SOLE   0 0 1,370
ISHARES TR CORE S&P500 ETF 464287200 938 2,475 SH   SOLE   0 0 2,475
ISHARES TR CORE US AGGBD ET 464287226 878 8,631 SH   SOLE   0 0 8,631
ISHARES TR EXPONENTIAL TECH 46434V381 376 7,842 SH   SOLE   0 0 7,842
ISHARES TR IBOXX HI YD ETF 464288513 396 5,376 SH   SOLE   0 0 5,376
ISHARES TR IBOXX INV CP ETF 464287242 344 3,122 SH   SOLE   0 0 3,122
ISHARES TR ISHS 1-5YR INVS 464288646 348 6,891 SH   SOLE   0 0 6,891
ISHARES TR ISHS 5-10YR INVT 464288638 260 5,099 SH   SOLE   0 0 5,099
ISHARES TR MSCI USA VALUE 46432F388 1,396 15,422 SH   SOLE   0 0 15,422
ISHARES TR RUS 2000 VAL ETF 464287630 214 1,575 SH   SOLE   0 0 1,575
ISHARES TR RUS MDCP VAL ETF 464287473 335 3,295 SH   SOLE   0 0 3,295
ISHARES TR RUSSELL 2000 ETF 464287655 304 1,793 SH   SOLE   0 0 1,793
ISHARES TR S&P 500 GRWT ETF 464287309 544 9,019 SH   SOLE   0 0 9,019
ISHARES TR SELECT DIVID ETF 464287168 422 3,585 SH   SOLE   0 0 3,585
ISHARES TR U.S. REAL ES ETF 464287739 664 7,215 SH   SOLE   0 0 7,215
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 14,220 283,889 SH   SOLE   0 0 283,889
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 472 9,316 SH   SOLE   0 0 9,316
JOHNSON & JOHNSON COM 478160104 661 3,721 SH   SOLE   0 0 3,721
JPMORGAN CHASE & CO COM 46625H100 1,071 9,512 SH   SOLE   0 0 9,512
KEYCORP COM 493267108 395 22,935 SH   SOLE   0 0 22,935
KIMBERLY-CLARK CORP COM 494368103 273 2,017 SH   SOLE   0 0 2,017
L3HARRIS TECHNOLOGIES INC COM 502431109 296 1,223 SH   SOLE   0 0 1,223
LOCKHEED MARTIN CORP COM 539830109 885 2,058 SH   SOLE   0 0 2,058
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 248 2,840 SH   SOLE   0 0 2,840
MARATHON PETE CORP COM 56585A102 531 6,463 SH   SOLE   0 0 6,463
MASTERCARD INCORPORATED CL A 57636Q104 1,269 4,022 SH   SOLE   0 0 4,022
MCDONALDS CORP COM 580135101 1,204 4,878 SH   SOLE   0 0 4,878
MEDTRONIC PLC SHS G5960L103 314 3,498 SH   SOLE   0 0 3,498
MERCK & CO INC COM 58933Y105 881 9,659 SH   SOLE   0 0 9,659
META PLATFORMS INC CL A 30303M102 848 5,257 SH   SOLE   0 0 5,257
METLIFE INC COM 59156R108 572 9,114 SH   SOLE   0 0 9,114
MICROSOFT CORP COM 594918104 3,231 12,581 SH   SOLE   0 0 12,581
NEXTERA ENERGY INC COM 65339F101 1,014 13,096 SH   SOLE   0 0 13,096
NORTHROP GRUMMAN CORP COM 666807102 711 1,485 SH   SOLE   0 0 1,485
NVIDIA CORPORATION COM 67066G104 253 1,666 SH   SOLE   0 0 1,666
NXP SEMICONDUCTORS N V COM N6596X109 548 3,704 SH   SOLE   0 0 3,704
OGE ENERGY CORP COM 670837103 227 5,893 SH   SOLE   0 0 5,893
OLD DOMINION FREIGHT LINE IN COM 679580100 370 1,445 SH   SOLE   0 0 1,445
PALO ALTO NETWORKS INC COM 697435105 218 442 SH   SOLE   0 0 442
PAYCHEX INC COM 704326107 384 3,369 SH   SOLE   0 0 3,369
PAYPAL HLDGS INC COM 70450Y103 350 5,007 SH   SOLE   0 0 5,007
PEPSICO INC COM 713448108 1,241 7,445 SH   SOLE   0 0 7,445
PFIZER INC COM 717081103 812 15,485 SH   SOLE   0 0 15,485
PHILIP MORRIS INTL INC COM 718172109 631 6,387 SH   SOLE   0 0 6,387
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 441 6,608 SH   SOLE   0 0 6,608
PROCTER AND GAMBLE CO COM 742718109 932 6,479 SH   SOLE   0 0 6,479
PROLOGIS INC. COM 74340W103 661 5,621 SH   SOLE   0 0 5,621
ROPER TECHNOLOGIES INC COM 776696106 568 1,438 SH   SOLE   0 0 1,438
S&P GLOBAL INC COM 78409V104 601 1,783 SH   SOLE   0 0 1,783
SALESFORCE INC COM 79466L302 213 1,288 SH   SOLE   0 0 1,288
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 284 7,797 SH   SOLE   0 0 7,797
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 386 8,738 SH   SOLE   0 0 8,738
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,216 72,012 SH   SOLE   0 0 72,012
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 288 4,598 SH   SOLE   0 0 4,598
SELECT SECTOR SPDR TR ENERGY 81369Y506 442 6,176 SH   SOLE   0 0 6,176
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 276 6,753 SH   SOLE   0 0 6,753
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 490 3,821 SH   SOLE   0 0 3,821
SEMPRA COM 816851109 234 1,559 SH   SOLE   0 0 1,559
SHERWIN WILLIAMS CO COM 824348106 322 1,439 SH   SOLE   0 0 1,439
SONOCO PRODS CO COM 835495102 557 9,762 SH   SOLE   0 0 9,762
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 227 7,880 SH   SOLE   0 0 7,880
SPDR S&P 500 ETF TR TR UNIT 78462F103 211 559 SH   SOLE   0 0 559
SPDR SER TR PORTFOLIO S&P500 78464A854 1,328 29,948 SH   SOLE   0 0 29,948
STARBUCKS CORP COM 855244109 363 4,751 SH   SOLE   0 0 4,751
SYNOPSYS INC COM 871607107 294 968 SH   SOLE   0 0 968
THERMO FISHER SCIENTIFIC INC COM 883556102 1,491 2,745 SH   SOLE   0 0 2,745
T-MOBILE US INC COM 872590104 1,015 7,543 SH   SOLE   0 0 7,543
TRANE TECHNOLOGIES PLC SHS G8994E103 436 3,354 SH   SOLE   0 0 3,354
TRANSUNION COM 89400J107 513 6,414 SH   SOLE   0 0 6,414
TRUIST FINL CORP COM 89832Q109 228 4,799 SH   SOLE   0 0 4,799
UNITEDHEALTH GROUP INC COM 91324P102 1,902 3,702 SH   SOLE   0 0 3,702
US BANCORP DEL COM NEW 902973304 298 6,466 SH   SOLE   0 0 6,466
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 566 10,504 SH   SOLE   0 0 10,504
VANGUARD INDEX FDS GROWTH ETF 922908736 1,110 4,981 SH   SOLE   0 0 4,981
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 227 1,295 SH   SOLE   0 0 1,295
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 774 5,973 SH   SOLE   0 0 5,973
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,634 16,241 SH   SOLE   0 0 16,241
VANGUARD INDEX FDS SM CP VAL ETF 922908611 251 1,674 SH   SOLE   0 0 1,674
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,210 6,869 SH   SOLE   0 0 6,869
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 269 5,631 SH   SOLE   0 0 5,631
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 511 9,082 SH   SOLE   0 0 9,082
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 589 6,120 SH   SOLE   0 0 6,120
VANGUARD WORLD FD MEGA GRWTH IND 921910816 633 3,485 SH   SOLE   0 0 3,485
VERIZON COMMUNICATIONS INC COM 92343V104 912 17,976 SH   SOLE   0 0 17,976
VISA INC COM CL A 92826C839 1,393 7,075 SH   SOLE   0 0 7,075
WALMART INC COM 931142103 932 7,664 SH   SOLE   0 0 7,664
WILLIAMS COS INC COM 969457100 679 21,759 SH   SOLE   0 0 21,759
WISDOMTREE TR INTL EQUITY FD 97717W703 427 9,399 SH   SOLE   0 0 9,399
ZOETIS INC CL A 98978V103 724 4,214 SH   SOLE   0 0 4,214