The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,356 4,967 SH   SOLE   0 0 4,967
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 10,855 226,147 SH   SOLE   0 0 226,147
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 5,232 165,579 SH   SOLE   0 0 165,579
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 856 29,636 SH   SOLE   0 0 29,636
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 6,188 153,854 SH   SOLE   0 0 153,854
ISHARES INC CORE MSCI EMKT 46434G103 6,700 136,577 SH   SOLE   0 0 136,577
ISHARES TR RUS 1000 VAL ETF 464287598 555 3,825 SH   SOLE   0 0 3,825
ISHARES TR RUSSELL 3000 ETF 464287689 3,316 15,253 SH   SOLE   0 0 15,253
ISHARES TR 1 3 YR TREAS BD 464287457 512 6,181 SH   SOLE   0 0 6,181
ISHARES TR CORE S&P SCP ETF 464287804 14,446 156,325 SH   SOLE   0 0 156,325
ISHARES TR CORE S&P US VLU 464287663 12,781 191,097 SH   SOLE   0 0 191,097
ISHARES TR MSCI USA QLT FCT 46432F339 4,462 39,939 SH   SOLE   0 0 39,939
ISHARES TR TIPS BD ETF 464287176 13,078 114,808 SH   SOLE   0 0 114,808
ISHARES TR SHRT NAT MUN ETF 464288158 38,541 368,218 SH   SOLE   0 0 368,218
ISHARES TR NATIONAL MUN ETF 464288414 5,360 50,399 SH   SOLE   0 0 50,399
ISHARES TR RUS 2000 VAL ETF 464287630 618 4,542 SH   SOLE   0 0 4,542
ISHARES TR SP SMCP600VL ETF 464287879 4,255 47,789 SH   SOLE   0 0 47,789
ISHARES TR CORE US AGGBD ET 464287226 30,052 295,556 SH   SOLE   0 0 295,556
ISHARES TR IBOXX INV CP ETF 464287242 252 2,289 SH   SOLE   0 0 2,289
ISHARES TR RUSSELL 2000 ETF 464287655 682 4,028 SH   SOLE   0 0 4,028
ISHARES TR S&P 500 VAL ETF 464287408 18,406 133,898 SH   SOLE   0 0 133,898
ISHARES TR RUS MID CAP ETF 464287499 277 4,278 SH   SOLE   0 0 4,278
ISHARES TR CORE S&P MCP ETF 464287507 54,786 242,170 SH   SOLE   0 0 242,170
ISHARES TR CORE 1 5 YR USD 46432F859 6,217 131,154 SH   SOLE   0 0 131,154
ISHARES TR S&P MC 400VL ETF 464287705 12,612 133,590 SH   SOLE   0 0 133,590
ISHARES TR MSCI EAFE ETF 464287465 269 4,306 SH   SOLE   0 0 4,306
ISHARES TR ISHS 1-5YR INVS 464288646 27,121 536,509 SH   SOLE   0 0 536,509
ISHARES TR CORE S&P500 ETF 464287200 10,497 27,684 SH   SOLE   0 0 27,684
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 791 16,083 SH   SOLE   0 0 16,083
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,190 178,376 SH   SOLE   0 0 178,376
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,071 203,120 SH   SOLE   0 0 203,120
SCHWAB STRATEGIC TR US TIPS ETF 808524870 36,741 658,438 SH   SOLE   0 0 658,438
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,112 39,292 SH   SOLE   0 0 39,292
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 392 8,181 SH   SOLE   0 0 8,181
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,453 165,508 SH   SOLE   0 0 165,508
SCHWAB STRATEGIC TR US REIT ETF 808524847 824 39,054 SH   SOLE   0 0 39,054
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 423 7,291 SH   SOLE   0 0 7,291
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 292 5,173 SH   SOLE   0 0 5,173
SPDR S&P 500 ETF TR TR UNIT 78462F103 30,648 81,241 SH   SOLE   0 0 81,241
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 8,304 20,084 SH   SOLE   0 0 20,084
SPDR SER TR PORTFOLIO AGRGTE 78464A649 589 22,369 SH   SOLE   0 0 22,369
SPDR SER TR PRTFLO S&P500 VL 78464A508 73,204 1,988,164 SH   SOLE   0 0 1,988,164
SPDR SER TR S&P 600 SMCP VAL 78464A300 13,163 181,791 SH   SOLE   0 0 181,791
SPDR SER TR S&P 400 MDCP VAL 78464A839 29,655 490,173 SH   SOLE   0 0 490,173
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 12,978 97,681 SH   SOLE   0 0 97,681
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 10,661 73,768 SH   SOLE   0 0 73,768
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36,146 480,287 SH   SOLE   0 0 480,287
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,373 135,085 SH   SOLE   0 0 135,085
VANGUARD INDEX FDS MID CAP ETF 922908629 830 4,216 SH   SOLE   0 0 4,216
VANGUARD INDEX FDS SMALL CP ETF 922908751 964 5,472 SH   SOLE   0 0 5,472
VANGUARD INDEX FDS VALUE ETF 922908744 414 3,142 SH   SOLE   0 0 3,142
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,872 86,404 SH   SOLE   0 0 86,404
VANGUARD INDEX FDS TOTAL STK MKT 922908769 919 4,874 SH   SOLE   0 0 4,874
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,303 71,824 SH   SOLE   0 0 71,824
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 71,842 207,108 SH   SOLE   0 0 207,108
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,520 30,167 SH   SOLE   0 0 30,167
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,506 108,186 SH   SOLE   0 0 108,186
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,312 26,267 SH   SOLE   0 0 26,267
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 462 5,413 SH   SOLE   0 0 5,413
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12,037 240,158 SH   SOLE   0 0 240,158
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,785 135,924 SH   SOLE   0 0 135,924
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 15,545 264,106 SH   SOLE   0 0 264,106
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,100 13,745 SH   SOLE   0 0 13,745
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 31,287 410,270 SH   SOLE   0 0 410,270
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 558 3,890 SH   SOLE   0 0 3,890
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 224 5,479 SH   SOLE   0 0 5,479
WISDOMTREE TR US LARGECAP DIVD 97717W307 239 4,046 SH   SOLE   0 0 4,046