The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,031,606 9,120 SH   SOLE 0 0 0 9,120
ABBVIE INC COM 00287Y109   1,702,240 9,579 SH   SOLE 0 0 0 9,579
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   380,052 13,785 SH   SOLE 0 0 0 13,785
ADVANCED MICRO DEVICES INC COM 007903107   484,489 4,011 SH   SOLE 0 0 0 4,011
ALBERTSONS COS INC COMMON STOCK 013091103   212,740 10,832 SH   SOLE 0 0 0 10,832
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   402,061 10,840 SH   SOLE 0 0 0 10,840
ALLSTATE CORP COM 020002101   645,075 3,346 SH   SOLE 0 0 0 3,346
ALPHABET INC CAP STK CL A 02079K305   1,299,496 6,865 SH   SOLE 0 0 0 6,865
ALPHABET INC CAP STK CL C 02079K107   5,765,977 30,277 SH   SOLE 0 0 0 30,277
AMAZON COM INC COM 023135106   8,611,077 39,250 SH   SOLE 0 0 0 39,250
AMERICAN EXPRESS CO COM 025816109   349,322 1,177 SH   SOLE 0 0 0 1,177
AMGEN INC COM 031162100   382,344 1,467 SH   SOLE 0 0 0 1,467
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   541,393 7,268 SH   SOLE 0 0 0 7,268
APPLE INC COM 037833100   41,106,787 164,151 SH   SOLE 0 0 0 164,151
AT&T INC COM 00206R102   778,412 34,186 SH   SOLE 0 0 0 34,186
AUTODESK INC COM 052769106   225,520 763 SH   SOLE 0 0 0 763
BANK AMERICA CORP COM 060505104   392,279 8,926 SH   SOLE 0 0 0 8,926
BECTON DICKINSON & CO COM 075887109   216,207 953 SH   SOLE 0 0 0 953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,177,171 18,040 SH   SOLE 0 0 0 18,040
BLACKSTONE INC COM 09260D107   759,084 4,403 SH   SOLE 0 0 0 4,403
BOEING CO COM 097023105   264,969 1,497 SH   SOLE 0 0 0 1,497
BROADCOM INC COM 11135F101   232,999 1,005 SH   SOLE 0 0 0 1,005
CAPITAL ONE FINL CORP COM 14040H105   6,687,535 37,503 SH   SOLE 0 0 0 37,503
CATERPILLAR INC COM 149123101   524,551 1,446 SH   SOLE 0 0 0 1,446
CBOE GLOBAL MKTS INC COM 12503M108   386,501 1,978 SH   SOLE 0 0 0 1,978
CHEVRON CORP NEW COM 166764100   290,991 2,009 SH   SOLE 0 0 0 2,009
CISCO SYS INC COM 17275R102   558,647 9,437 SH   SOLE 0 0 0 9,437
CME GROUP INC COM 12572Q105   277,879 1,197 SH   SOLE 0 0 0 1,197
COCA COLA CO COM 191216100   567,081 9,108 SH   SOLE 0 0 0 9,108
CONSTELLATION ENERGY CORP COM 21037T109   211,010 943 SH   SOLE 0 0 0 943
COSTCO WHSL CORP NEW COM 22160K105   3,236,106 3,532 SH   SOLE 0 0 0 3,532
DANAHER CORPORATION COM 235851102   330,093 1,438 SH   SOLE 0 0 0 1,438
DEERE & CO COM 244199105   794,532 1,875 SH   SOLE 0 0 0 1,875
DISNEY WALT CO COM 254687106   626,470 5,626 SH   SOLE 0 0 0 5,626
EAGLE POINT CREDIT COMPANY I COM 269808101   139,411 15,699 SH   SOLE 0 0 0 15,699
EATON CORP PLC SHS G29183103   341,826 1,030 SH   SOLE 0 0 0 1,030
ECOLAB INC COM 278865100   317,738 1,356 SH   SOLE 0 0 0 1,356
ELI LILLY & CO COM 532457108   2,116,052 2,741 SH   SOLE 0 0 0 2,741
EMPIRE PETE CORP COM 292034303   129,914 17,094 SH   SOLE 0 0 0 17,094
EQUIFAX INC COM 294429105   254,850 1,000 SH   SOLE 0 0 0 1,000
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   458,666 18,310 SH   SOLE 0 0 0 18,310
EXXON MOBIL CORP COM 30231G102   1,091,070 10,143 SH   SOLE 0 0 0 10,143
FIFTH THIRD BANCORP COM 316773100   227,213 5,374 SH   SOLE 0 0 0 5,374
GE AEROSPACE COM NEW 369604301   208,373 1,249 SH   SOLE 0 0 0 1,249
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   241,823 3,267 SH   SOLE 0 0 0 3,267
HERSHEY CO COM 427866108   254,025 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102   1,074,904 2,763 SH   SOLE 0 0 0 2,763
ILLINOIS TOOL WKS INC COM 452308109   219,329 865 SH   SOLE 0 0 0 865
INTERNATIONAL BUSINESS MACHS COM 459200101   442,957 2,015 SH   SOLE 0 0 0 2,015
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   264,118 1,255 SH   SOLE 0 0 0 1,255
INVESCO QQQ TR UNIT SER 1 46090E103   9,811,840 19,193 SH   SOLE 0 0 0 19,193
ISHARES GOLD TR ISHARES NEW 464285204   3,594,624 72,604 SH   SOLE 0 0 0 72,604
ISHARES INC MSCI ISRAEL ETF 464286632   323,225 4,195 SH   SOLE 0 0 0 4,195
ISHARES TR MSCI INDIA ETF 46429B598   249,145 4,733 SH   SOLE 0 0 0 4,733
ISHARES TR CORE S&P MCP ETF 464287507   40,726,292 653,608 SH   SOLE 0 0 0 653,608
ISHARES TR CORE S&P SCP ETF 464287804   392,439 3,406 SH   SOLE 0 0 0 3,406
ISHARES TR CORE S&P500 ETF 464287200   22,693,817 38,550 SH   SOLE 0 0 0 38,550
ISHARES TR RUS 1000 ETF 464287622   2,790,550 8,662 SH   SOLE 0 0 0 8,662
ISHARES TR RUS 1000 VAL ETF 464287598   39,446,503 213,075 SH   SOLE 0 0 0 213,075
ISHARES TR RUS 1000 GRW ETF 464287614   52,849,255 131,603 SH   SOLE 0 0 0 131,603
ISHARES TR CORE S&P US VLU 464287663   37,611,246 406,213 SH   SOLE 0 0 0 406,213
ISHARES TR RUS MID CAP ETF 464287499   6,065,844 68,618 SH   SOLE 0 0 0 68,618
ISHARES TR RUS MD CP GR ETF 464287481   2,107,219 16,625 SH   SOLE 0 0 0 16,625
JOHNSON & JOHNSON COM 478160104   837,205 5,789 SH   SOLE 0 0 0 5,789
JPMORGAN CHASE & CO. COM 46625H100   1,371,147 5,720 SH   SOLE 0 0 0 5,720
KIMBELL RTY PARTNERS LP UNIT 49435R102   170,493 10,505 SH   SOLE 0 0 0 10,505
LOWES COS INC COM 548661107   240,333 974 SH   SOLE 0 0 0 974
MASTERCARD INCORPORATED CL A 57636Q104   653,651 1,241 SH   SOLE 0 0 0 1,241
MCDONALDS CORP COM 580135101   2,197,978 7,582 SH   SOLE 0 0 0 7,582
MERCK & CO INC COM 58933Y105   674,338 6,779 SH   SOLE 0 0 0 6,779
META PLATFORMS INC CL A 30303M102   2,732,958 4,668 SH   SOLE 0 0 0 4,668
MICRON TECHNOLOGY INC COM 595112103   207,032 2,460 SH   SOLE 0 0 0 2,460
MICROSOFT CORP COM 594918104   12,968,460 30,767 SH   SOLE 0 0 0 30,767
MOTOROLA SOLUTIONS INC COM NEW 620076307   231,115 500 SH   SOLE 0 0 0 500
NETFLIX INC COM 64110L106   1,197,043 1,343 SH   SOLE 0 0 0 1,343
NEXTERA ENERGY INC COM 65339F101   280,308 3,910 SH   SOLE 0 0 0 3,910
NVIDIA CORPORATION COM 67066G104   9,711,012 72,314 SH   SOLE 0 0 0 72,314
ORACLE CORP COM 68389X105   2,810,975 16,869 SH   SOLE 0 0 0 16,869
PALANTIR TECHNOLOGIES INC CL A 69608A108   259,789 3,435 SH   SOLE 0 0 0 3,435
PALO ALTO NETWORKS INC COM 697435105   214,349 1,178 SH   SOLE 0 0 0 1,178
PEPSICO INC COM 713448108   933,648 6,140 SH   SOLE 0 0 0 6,140
PFIZER INC COM 717081103   668,798 25,209 SH   SOLE 0 0 0 25,209
PNC FINL SVCS GROUP INC COM 693475105   263,240 1,365 SH   SOLE 0 0 0 1,365
PROCTER AND GAMBLE CO COM 742718109   538,827 3,214 SH   SOLE 0 0 0 3,214
PTC THERAPEUTICS INC COM 69366J200   222,946 4,939 SH   SOLE 0 0 0 4,939
QUALCOMM INC COM 747525103   453,591 2,953 SH   SOLE 0 0 0 2,953
SALESFORCE INC COM 79466L302   361,748 1,082 SH   SOLE 0 0 0 1,082
SANDY SPRING BANCORP INC COM 800363103   461,793 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   54,940,435 1,971,311 SH   SOLE 0 0 0 1,971,311
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,775,242 183,170 SH   SOLE 0 0 0 183,170
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   24,393,613 734,526 SH   SOLE 0 0 0 734,526
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   9,967,653 359,713 SH   SOLE 0 0 0 359,713
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   29,977,247 1,097,264 SH   SOLE 0 0 0 1,097,264
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   254,610 2,630 SH   SOLE 0 0 0 2,630
SELECT SECTOR SPDR TR INDL 81369Y704   218,063 1,655 SH   SOLE 0 0 0 1,655
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   903,625 3,886 SH   SOLE 0 0 0 3,886
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   447,130 1,993 SH   SOLE 0 0 0 1,993
SHOPIFY INC CL A 82509L107   772,168 7,262 SH   SOLE 0 0 0 7,262
SOUTHERN CO COM 842587107   393,078 4,775 SH   SOLE 0 0 0 4,775
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   270,618 636 SH   SOLE 0 0 0 636
SPDR GOLD TR GOLD SHS 78463V107   2,009,195 8,298 SH   SOLE 0 0 0 8,298
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,201,270 24,231 SH   SOLE 0 0 0 24,231
SPDR SER TR S&P DIVID ETF 78464A763   478,136 3,620 SH   SOLE 0 0 0 3,620
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   472,468 19,885 SH   SOLE 0 0 0 19,885
SPROTT PHYSICAL GOLD TR UNIT 85207H104   604,301 30,005 SH   SOLE 0 0 0 30,005
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   760,864 78,846 SH   SOLE 0 0 0 78,846
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   368,319 1,865 SH   SOLE 0 0 0 1,865
TESLA INC COM 88160R101   4,328,761 10,719 SH   SOLE 0 0 0 10,719
THE TRADE DESK INC COM CL A 88339J105   257,391 2,190 SH   SOLE 0 0 0 2,190
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   202,758 2,350 SH   SOLE 0 0 0 2,350
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   61,751,712 114,608 SH   SOLE 0 0 0 114,608
VANGUARD INDEX FDS TOTAL STK MKT 922908769   76,233,401 263,046 SH   SOLE 0 0 0 263,046
VANGUARD INDEX FDS VALUE ETF 922908744   76,048,515 449,194 SH   SOLE 0 0 0 449,194
VANGUARD INDEX FDS MID CAP ETF 922908629   70,305,623 266,178 SH   SOLE 0 0 0 266,178
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,571,684 19,026 SH   SOLE 0 0 0 19,026
VANGUARD INDEX FDS GROWTH ETF 922908736   66,212,542 161,321 SH   SOLE 0 0 0 161,321
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,671,601 17,515 SH   SOLE 0 0 0 17,515
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   61,528,793 595,632 SH   SOLE 0 0 0 595,632
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,372,572 7,009 SH   SOLE 0 0 0 7,009
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,160,884 275,217 SH   SOLE 0 0 0 275,217
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   371,542 2,912 SH   SOLE 0 0 0 2,912
VANGUARD WORLD FD INF TECH ETF 92204A702   308,413 496 SH   SOLE 0 0 0 496
VERIZON COMMUNICATIONS INC COM 92343V104   241,180 6,031 SH   SOLE 0 0 0 6,031
VISA INC COM CL A 92826C839   814,162 2,576 SH   SOLE 0 0 0 2,576
WALMART INC COM 931142103   659,103 7,295 SH   SOLE 0 0 0 7,295
WASTE MGMT INC DEL COM 94106L109   314,187 1,557 SH   SOLE 0 0 0 1,557
WISDOMTREE TR US AI ENHANCED 97717W406   546,448 5,130 SH   SOLE 0 0 0 5,130
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,687,246 47,400 SH   SOLE 0 0 0 47,400