The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 238 1,251 SH   SOLE   1,251 0 0
3M CO COM 88579Y101 133 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 506 7,000 SH   OTR   7,000 0 0
ABBOTT LABS COM 002824100 108 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 557 6,037 SH   OTR   6,037 0 0
ABBVIE INC COM 00287Y109 92 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 617 12,500 SH   OTR   12,500 0 0
ALTRIA GROUP INC COM 02209S103 99 2,000 SH   SOLE   2,000 0 0
AMAZON COM INC COM 023135106 1,532 1,020 SH   OTR   1,020 0 0
AMERICAN EXPRESS CO COM 025816109 275 2,880 SH   OTR   2,880 0 0
AMGEN INC COM 031162100 1,022 5,250 SH   OTR   5,250 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 124 1,875 SH   OTR   1,875 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 248 3,750 SH   SOLE   3,750 0 0
APPLE INC COM 037833100 2,028 12,856 SH   OTR   12,856 0 0
AT&T INC COM 00206R102 153 5,358 SH   OTR   5,358 0 0
AT&T INC COM 00206R102 168 5,902 SH   SOLE   5,902 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 603 4,600 SH   OTR   4,600 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 643 3,150 SH   OTR   3,150 0 0
BLACKROCK INC COM 09247X101 707 1,800 SH   OTR   1,800 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,545 29,716 SH   OTR   29,716 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 105 2,028 SH   SOLE   2,028 0 0
CHEVRON CORP NEW COM 166764100 290 2,666 SH   OTR   2,666 0 0
CISCO SYS INC COM 17275R102 469 10,816 SH   OTR   10,816 0 0
CISCO SYS INC COM 17275R102 324 7,488 SH   SOLE   7,488 0 0
COCA COLA CO COM 191216100 947 19,997 SH   SOLE   19,997 0 0
COCA COLA CO COM 191216100 364 7,680 SH   OTR   7,680 0 0
COLGATE PALMOLIVE CO COM 194162103 616 10,350 SH   OTR   10,350 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 288 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 211 3,538 SH   OTR   3,538 0 0
EMERSON ELEC CO COM 291011104 284 4,749 SH   SOLE   4,749 0 0
EXXON MOBIL CORP COM 30231G102 1,870 27,424 SH   OTR   27,424 0 0
EXXON MOBIL CORP COM 30231G102 94 1,375 SH   SOLE   1,375 0 0
GENERAL ELECTRIC CO COM 369604103 43 5,735 SH   SOLE   5,735 0 0
GENERAL ELECTRIC CO COM 369604103 41 5,376 SH   OTR   5,376 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 530 13,883 SH   OTR   13,883 0 0
HOME DEPOT INC COM 437076102 1,225 7,130 SH   OTR   7,130 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 341 3,000 SH   OTR   3,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 57 500 SH   SOLE   500 0 0
ISHARES INC CORE MSCI EMKT 46434G103 545 11,560 SH   OTR   11,560 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 416 8,213 SH   OTR   8,213 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,005 18,269 SH   OTR   18,269 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,722 28,438 SH   OTR   28,438 0 0
ISHARES TR CORE S&P SCP ETF 464287804 33,520 483,558 SH   OTR   483,558 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,830 98,528 SH   SOLE   98,528 0 0
ISHARES TR EAFE SML CP ETF 464288273 621 11,990 SH   OTR   11,990 0 0
ISHARES TR MSCI ACWI ETF 464288257 23 363 SH   SOLE   363 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,643 41,197 SH   OTR   41,197 0 0
ISHARES TR MSCI ACWI EX US 464288240 7,563 180,235 SH   OTR   180,235 0 0
ISHARES TR MSCI ACWI EX US 464288240 106 2,520 SH   SOLE   2,520 0 0
ISHARES TR MSCI EAFE ETF 464287465 8,367 142,352 SH   OTR   142,352 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,199 37,406 SH   SOLE   37,406 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 866 22,179 SH   OTR   22,179 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 212 5,440 SH   SOLE   5,440 0 0
ISHARES TR RUS 1000 ETF 464287622 5,084 36,657 SH   SOLE   36,657 0 0
ISHARES TR RUS 1000 ETF 464287622 21,982 158,494 SH   OTR   158,494 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,111 23,768 SH   OTR   23,768 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,133 8,656 SH   SOLE   8,656 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,724 24,533 SH   OTR   24,533 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,069 6,362 SH   OTR   6,362 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,043 37,597 SH   OTR   37,597 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 490 3,656 SH   SOLE   3,656 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,217 46,432 SH   OTR   46,432 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 4,129 28,106 SH   OTR   28,106 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 188 1,283 SH   SOLE   1,283 0 0
ISHARES TR S&P SML 600 GWT 464287887 646 4,002 SH   OTR   4,002 0 0
ISHARES TR S&P SML 600 GWT 464287887 574 3,560 SH   SOLE   3,560 0 0
ISHARES TR SP SMCP600VL ETF 464287879 11 86 SH   OTR   86 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,598 12,117 SH   SOLE   12,117 0 0
JOHNSON & JOHNSON COM 478160104 409 3,172 SH   OTR   3,172 0 0
JPMORGAN CHASE & CO COM 46625H100 1,716 17,580 SH   OTR   17,580 0 0
KIMBERLY CLARK CORP COM 494368103 926 8,125 SH   OTR   8,125 0 0
KIMBERLY CLARK CORP COM 494368103 68 600 SH   SOLE   600 0 0
LOWES COS INC COM 548661107 1,164 12,600 SH   OTR   12,600 0 0
MCDONALDS CORP COM 580135101 320 1,800 SH   OTR   1,800 0 0
MERCK & CO INC COM 58933Y105 535 7,000 SH   OTR   7,000 0 0
MERCK & CO INC COM 58933Y105 945 12,368 SH   SOLE   12,368 0 0
MONDELEZ INTL INC CL A 609207105 162 4,045 SH   OTR   4,045 0 0
MONDELEZ INTL INC CL A 609207105 40 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY INC COM 65339F101 1,252 7,200 SH   OTR   7,200 0 0
NIKE INC CL B 654106103 2,335 31,500 SH   OTR   31,500 0 0
PEPSICO INC COM 713448108 503 4,550 SH   OTR   4,550 0 0
PFIZER INC COM 717081103 66 1,513 SH   OTR   1,513 0 0
PFIZER INC COM 717081103 297 6,809 SH   SOLE   6,809 0 0
PHILIP MORRIS INTL INC COM 718172109 1,430 21,415 SH   OTR   21,415 0 0
PROCTER AND GAMBLE CO COM 742718109 350 3,804 SH   OTR   3,804 0 0
PROGRESSIVE CORP OHIO COM 743315103 2,172 36,000 SH   OTR   36,000 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,735 39,190 SH   SOLE   39,190 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 9,149 206,716 SH   OTR   206,716 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 44,862 179,505 SH   OTR   179,505 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,084 24,342 SH   SOLE   24,342 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 1,597 119,167 SH   OTR   119,167 0 0
TARGET CORP COM 87612E106 264 4,000 SH   OTR   4,000 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,065 10,000 SH   OTR   10,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,268 17,000 SH   OTR   17,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,111 13,536 SH   OTR   13,536 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 464 2,020 SH   SOLE   2,020 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 77 605 SH   OTR   605 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 175 1,375 SH   SOLE   1,375 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 26,588 583,319 SH   OTR   583,319 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,777 214,493 SH   SOLE   214,493 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,457 38,234 SH   OTR   38,234 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,212 12,803 SH   OTR   12,803 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 492 9,390 SH   OTR   9,390 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 350 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 178 2,720 SH   SOLE   2,720 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 568 8,670 SH   OTR   8,670 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,246 114,445 SH   OTR   114,445 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,260 60,919 SH   SOLE   60,919 0 0
VISA INC COM CL A 92826C839 483 3,660 SH   OTR   3,660 0 0
WALMART INC COM 931142103 1,030 11,055 SH   OTR   11,055 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 851 8,204 SH   OTR   8,204 0 0