The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   457,658 3,348 SH   SOLE 0 355 0 2,993
ABBOTT LABS COM 002824100   1,095,365 9,608 SH   SOLE 0 1,518 0 8,090
ABBVIE INC COM 00287Y109   1,433,600 7,259 SH   SOLE 0 1,815 0 5,444
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   478,302 1,353 SH   SOLE 0 684 0 669
ADOBE INC COM 00724F101   251,713 486 SH   SOLE 0 190 0 296
ADVANCED MICRO DEVICES INC COM 007903107   215,350 1,312 SH   SOLE 0 44 0 1,268
AFLAC INC COM 001055102   609,539 5,452 SH   SOLE 0 1,555 0 3,897
AGILENT TECHNOLOGIES INC COM 00846U101   227,323 1,531 SH   SOLE 0 0 0 1,531
AIR PRODS & CHEMS INC COM 009158106   567,344 1,906 SH   SOLE 0 0 0 1,906
ALLIANT ENERGY CORP COM 018802108   299,581 4,936 SH   SOLE 0 3,644 0 1,292
ALPHABET INC CAP STK CL C 02079K107   2,370,689 14,180 SH   SOLE 0 5,774 0 8,405
ALPHABET INC CAP STK CL A 02079K305   4,349,622 26,226 SH   SOLE 0 6,715 0 19,511
ALTRIA GROUP INC COM 02209S103   385,475 7,552 SH   SOLE 0 1,616 0 5,936
AMAZON COM INC COM 023135106   3,023,674 16,228 SH   SOLE 0 3,211 0 13,017
AMERICAN CENTY ETF TR US EQT ETF 025072885   217,037 2,281 SH   SOLE 0 0 0 2,281
AMERICAN ELEC PWR CO INC COM 025537101   513,465 5,005 SH   SOLE 0 149 0 4,856
AMERICAN EXPRESS CO COM 025816109   1,082,860 3,993 SH   SOLE 0 836 0 3,157
AMERICAN TOWER CORP NEW COM 03027X100   1,130,304 4,860 SH   SOLE 0 70 0 4,790
AMERIPRISE FINL INC COM 03076C106   306,309 652 SH   SOLE 0 12 0 640
AMGEN INC COM 031162100   593,906 1,843 SH   SOLE 0 284 0 1,559
AMPHENOL CORP NEW CL A 032095101   561,721 8,621 SH   SOLE 0 1 0 8,620
ANALOG DEVICES INC COM 032654105   260,997 1,134 SH   SOLE 0 151 0 983
APPLE INC COM 037833100   17,484,057 75,039 SH   SOLE 0 18,427 0 56,612
APPLIED MATLS INC COM 038222105   365,752 1,810 SH   SOLE 0 708 0 1,102
AT&T INC COM 00206R102   226,690 10,304 SH   SOLE 0 1,327 0 8,978
AURORA INNOVATION INC CLASS A COM 051774107   169,069 28,559 SH   SOLE 0 0 0 28,559
AUTOMATIC DATA PROCESSING IN COM 053015103   967,262 3,495 SH   SOLE 0 7 0 3,488
BANK AMERICA CORP COM 060505104   1,289,138 32,488 SH   SOLE 0 19,680 0 12,808
BECTON DICKINSON & CO COM 075887109   368,401 1,528 SH   SOLE 0 93 0 1,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,739,431 18,988 SH   SOLE 0 11,079 0 7,909
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   540,505 8,615 SH   SOLE 0 0 0 8,615
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   2,223,422 41,536 SH   SOLE 0 19,828 0 21,708
BLACKROCK INC COM 09247X101   982,748 1,035 SH   SOLE 0 309 0 726
BLACKSTONE INC COM 09260D107   701,114 4,579 SH   SOLE 0 2,874 0 1,705
BLEND LABS INC CL A 09352U108   38,884 10,369 SH   SOLE 0 0 0 10,369
BOEING CO COM 097023105   327,696 2,155 SH   SOLE 0 204 0 1,951
BOSTON SCIENTIFIC CORP COM 101137107   240,992 2,876 SH   SOLE 0 401 0 2,475
BRISTOL-MYERS SQUIBB CO COM 110122108   239,269 4,624 SH   SOLE 0 1,000 0 3,624
BROADCOM INC COM 11135F101   616,497 3,574 SH   SOLE 0 441 0 3,133
CANADIAN PACIFIC KANSAS CITY COM 13646K108   224,732 2,627 SH   SOLE 0 503 0 2,124
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   7,373,930 318,942 SH   SOLE 0 29,790 0 289,152
CATERPILLAR INC COM 149123101   2,148,421 5,493 SH   SOLE 0 978 0 4,515
CELANESE CORP DEL COM 150870103   411,279 3,025 SH   SOLE 0 300 0 2,725
CHEVRON CORP NEW COM 166764100   1,282,121 8,706 SH   SOLE 0 193 0 8,513
CHIPOTLE MEXICAN GRILL INC COM 169656105   345,720 6,000 SH   SOLE 0 0 0 6,000
CHUBB LIMITED COM H1467J104   1,194,515 4,142 SH   SOLE 0 4 0 4,138
CHURCH & DWIGHT CO INC COM 171340102   231,117 2,207 SH   SOLE 0 0 0 2,207
CHURCHILL DOWNS INC COM 171484108   872,105 6,450 SH   SOLE 0 0 0 6,450
CINTAS CORP COM 172908105   965,018 4,687 SH   SOLE 0 0 0 4,687
CISCO SYS INC COM 17275R102   2,275,499 42,756 SH   SOLE 0 21,987 0 20,769
CLOROX CO DEL COM 189054109   219,637 1,348 SH   SOLE 0 0 0 1,348
COCA COLA CO COM 191216100   1,526,982 21,249 SH   SOLE 0 1,581 0 19,668
COLGATE PALMOLIVE CO COM 194162103   976,027 9,402 SH   SOLE 0 1,370 0 8,032
COMCAST CORP NEW CL A 20030N101   674,750 16,154 SH   SOLE 0 1,501 0 14,653
CONOCOPHILLIPS COM 20825C104   290,075 2,755 SH   SOLE 0 112 0 2,643
CONSTELLATION BRANDS INC CL A 21036P108   487,354 1,891 SH   SOLE 0 316 0 1,575
CONSTELLATION ENERGY CORP COM 21037T109   675,122 2,596 SH   SOLE 0 233 0 2,363
CORNING INC COM 219350105   234,966 5,204 SH   SOLE 0 10 0 5,194
COSTCO WHSL CORP NEW COM 22160K105   4,854,349 5,476 SH   SOLE 0 283 0 5,193
CROWN CASTLE INC COM 22822V101   505,364 4,260 SH   SOLE 0 0 0 4,260
CSX CORP COM 126408103   1,417,077 41,039 SH   SOLE 0 4,900 0 36,139
CUMMINS INC COM 231021106   2,197,756 6,788 SH   SOLE 0 420 0 6,368
CVS HEALTH CORP COM 126650100   485,797 7,726 SH   SOLE 0 1,125 0 6,600
DANAHER CORPORATION COM 235851102   811,629 2,919 SH   SOLE 0 9 0 2,911
DEERE & CO COM 244199105   1,288,227 3,087 SH   SOLE 0 51 0 3,036
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   565,031 16,478 SH   SOLE 0 0 0 16,478
DISNEY WALT CO COM 254687106   2,022,853 21,030 SH   SOLE 0 0 0 21,029
DUKE ENERGY CORP NEW COM NEW 26441C204   591,775 5,132 SH   SOLE 0 15 0 5,117
EASTMAN CHEM CO COM 277432100   414,318 3,701 SH   SOLE 0 0 0 3,701
EATON CORP PLC SHS G29183103   523,738 1,580 SH   SOLE 0 430 0 1,150
ECOLAB INC COM 278865100   257,119 1,007 SH   SOLE 0 3 0 1,004
ELI LILLY & CO COM 532457108   8,160,092 9,211 SH   SOLE 0 2,869 0 6,341
EMERSON ELEC CO COM 291011104   613,019 5,605 SH   SOLE 0 701 0 4,904
EXELON CORP COM 30161N101   350,352 8,640 SH   SOLE 0 700 0 7,940
EXXON MOBIL CORP COM 30231G102   966,087 8,242 SH   SOLE 0 644 0 7,598
FASTENAL CO COM 311900104   294,314 4,121 SH   SOLE 0 1,761 0 2,360
FEDEX CORP COM 31428X106   304,457 1,112 SH   SOLE 0 0 0 1,112
FERRARI N V COM N3167Y103   470,110 1,000 SH   SOLE 0 0 0 1,000
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   1,324,209 42,772 SH   SOLE 0 42,772 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   394,368 5,417 SH   SOLE 0 4,817 0 600
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   354,063 6,833 SH   SOLE 0 6,353 0 480
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   336,198 5,265 SH   SOLE 0 1,794 0 3,471
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   22,750,871 486,754 SH   SOLE 0 31,345 0 455,409
FIDELITY NATL INFORMATION SV COM 31620M106   301,167 3,596 SH   SOLE 0 0 0 3,596
FISERV INC COM 337738108   447,894 2,493 SH   SOLE 0 7 0 2,486
FORD MTR CO COM 345370860   120,455 11,407 SH   SOLE 0 17 0 11,389
GALLAGHER ARTHUR J & CO COM 363576109   1,119,681 3,979 SH   SOLE 0 2 0 3,977
GE AEROSPACE COM NEW 369604301   328,203 1,740 SH   SOLE 0 405 0 1,336
GENERAL DYNAMICS CORP COM 369550108   250,222 828 SH   SOLE 0 89 0 739
GENERAL MLS INC COM 370334104   231,897 3,140 SH   SOLE 0 14 0 3,126
GLOBAL X FDS GLBL X MLP ETF 37954Y343   471,931 9,836 SH   SOLE 0 1,200 0 8,636
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,472,376 35,772 SH   SOLE 0 12,238 0 23,534
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,640,559 14,526 SH   SOLE 0 6,854 0 7,672
GOLDMAN SACHS GROUP INC COM 38141G104   233,197 471 SH   SOLE 0 150 0 321
GRAINGER W W INC COM 384802104   1,982,675 1,909 SH   SOLE 0 1 0 1,908
HERSHEY CO COM 427866108   571,782 2,981 SH   SOLE 0 0 0 2,981
HOME DEPOT INC COM 437076102   2,325,453 5,739 SH   SOLE 0 721 0 5,018
HONEYWELL INTL INC COM 438516106   1,451,458 7,022 SH   SOLE 0 691 0 6,331
ILLINOIS TOOL WKS INC COM 452308109   401,491 1,532 SH   SOLE 0 307 0 1,225
INTEL CORP COM 458140100   328,388 13,998 SH   SOLE 0 1,820 0 12,178
INTERNATIONAL BUSINESS MACHS COM 459200101   699,055 3,162 SH   SOLE 0 58 0 3,104
INTERNATIONAL PAPER CO COM 460146103   245,373 5,023 SH   SOLE 0 0 0 5,023
INTUIT COM 461202103   1,060,335 1,707 SH   SOLE 0 119 0 1,588
INTUITIVE SURGICAL INC COM NEW 46120E602   737,396 1,501 SH   SOLE 0 0 0 1,501
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   430,210 5,998 SH   SOLE 0 464 0 5,534
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   570,460 26,533 SH   SOLE 0 12,305 0 14,228
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   7,311,374 36,402 SH   SOLE 0 29,789 0 6,613
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   1,331,092 12,717 SH   SOLE 0 4,997 0 7,720
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   571,550 12,278 SH   SOLE 0 12,278 0 0
INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639   251,433 5,526 SH   SOLE 0 5,526 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   390,472 3,410 SH   SOLE 0 3,410 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,437,589 11,141 SH   SOLE 0 5,054 0 6,087
ISHARES GOLD TR ISHARES NEW 464285204   1,964,542 39,528 SH   SOLE 0 0 0 39,528
ISHARES INC MSCI GBL MIN VOL 464286525   844,201 7,371 SH   SOLE 0 1,839 0 5,532
ISHARES INC MSCI WORLD ETF 464286392   1,861,110 11,861 SH   SOLE 0 4,223 0 7,638
ISHARES INC CORE MSCI EMKT 46434G103   6,702,876 116,755 SH   SOLE 0 25,759 0 90,996
ISHARES INC MSCI JPN ETF NEW 46434G822   296,247 4,141 SH   SOLE 0 1,032 0 3,109
ISHARES INC MSCI EURZONE ETF 464286608   353,521 6,769 SH   SOLE 0 2,121 0 4,648
ISHARES TR CORE S&P MCP ETF 464287507   1,197,015 19,208 SH   SOLE 0 16,452 0 2,756
ISHARES TR CORE S&P SCP ETF 464287804   4,264,636 36,462 SH   SOLE 0 9,727 0 26,735
ISHARES TR S&P 500 VAL ETF 464287408   2,142,844 10,868 SH   SOLE 0 5,368 0 5,500
ISHARES TR CORE S&P500 ETF 464287200   16,801,515 29,128 SH   SOLE 0 1,230 0 27,898
ISHARES TR S&P 500 GRWT ETF 464287309   3,354,800 35,037 SH   SOLE 0 12,692 0 22,345
ISHARES TR RUS 1000 VAL ETF 464287598   223,888 1,180 SH   SOLE 0 412 0 768
ISHARES TR RUS 1000 GRW ETF 464287614   359,028 956 SH   SOLE 0 427 0 529
ISHARES TR RUSSELL 3000 ETF 464287689   200,479 614 SH   SOLE 0 0 0 614
ISHARES TR DOW JONES US ETF 464287846   209,385 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR MSCI EAFE ETF 464287465   2,541,065 30,385 SH   SOLE 0 8,854 0 21,531
ISHARES TR ISHARES BIOTECH 464287556   235,635 1,618 SH   SOLE 0 779 0 839
ISHARES TR U.S. TECH ETF 464287721   3,944,394 26,015 SH   SOLE 0 4,758 0 21,257
ISHARES TR 7-10 YR TRSY BD 464287440   903,980 9,213 SH   SOLE 0 4,638 0 4,575
ISHARES TR IBOXX INV CP ETF 464287242   8,302,448 73,486 SH   SOLE 0 27,109 0 46,377
ISHARES TR ISHARES SEMICDTR 464287523   264,256 1,146 SH   SOLE 0 204 0 942
ISHARES TR EXPANDED TECH 464287515   788,225 8,820 SH   SOLE 0 4,930 0 3,890
ISHARES TR S&P 100 ETF 464287101   227,773 823 SH   SOLE 0 0 0 823
ISHARES TR SELECT DIVID ETF 464287168   1,592,131 11,787 SH   SOLE 0 7,645 0 4,143
ISHARES TR CORE US AGGBD ET 464287226   1,461,934 14,436 SH   SOLE 0 7,650 0 6,786
ISHARES TR CORE MSCI TOTAL 46432F834   4,676,551 64,389 SH   SOLE 0 5,638 0 58,751
ISHARES TR CORE MSCI EAFE 46432F842   20,144,911 258,103 SH   SOLE 0 62,125 0 195,978
ISHARES TR GNMA BOND ETF 46429B333   413,725 9,237 SH   SOLE 0 5,174 0 4,063
ISHARES TR MSCI USA MMENTM 46432F396   316,640 1,562 SH   SOLE 0 249 0 1,312
ISHARES TR MSCI USA QLT FCT 46432F339   12,123,891 67,618 SH   SOLE 0 20,609 0 47,009
ISHARES TR CORE DIV GRWTH 46434V621   5,200,910 82,962 SH   SOLE 0 36,501 0 46,461
ISHARES TR CORE MSCI EURO 46434V738   3,214,911 52,764 SH   SOLE 0 15,905 0 36,859
ISHARES TR CORE TOTAL USD 46434V613   1,835,984 38,964 SH   SOLE 0 2,854 0 36,110
ISHARES TR MSCI USA MIN VOL 46429B697   1,006,974 11,028 SH   SOLE 0 254 0 10,774
ISHARES TR FLTG RATE NT ETF 46429B655   760,241 14,895 SH   SOLE 0 10,040 0 4,855
ISHARES TR CORE HIGH DV ETF 46429B663   392,316 3,335 SH   SOLE 0 3,135 0 200
ISHARES TR 0-5 YR TIPS ETF 46429B747   202,640 2,000 SH   SOLE 0 0 0 2,000
ISHARES TR JPMORGAN USD EMG 464288281   221,691 2,369 SH   SOLE 0 349 0 2,020
ISHARES TR MSCI ACWI EX US 464288240   634,741 11,093 SH   SOLE 0 4,104 0 6,989
ISHARES TR RUS TP200 VL ETF 464289420   371,160 4,567 SH   SOLE 0 3,931 0 636
ISHARES TR RUS TP200 GR ETF 464289438   1,076,524 4,892 SH   SOLE 0 2,387 0 2,505
ISHARES TR GL CLEAN ENE ETF 464288224   305,317 20,784 SH   SOLE 0 14,540 0 6,244
ISHARES TR GRWT ALLOCAT ETF 464289867   1,019,935 17,217 SH   SOLE 0 3,534 0 13,683
ISHARES TR SHRT NAT MUN ETF 464288158   597,213 5,624 SH   SOLE 0 0 0 5,624
ISHARES TR CORE S&P TTL STK 464287150   13,326,575 106,086 SH   SOLE 0 31,819 0 74,268
ISHARES TR IBOXX HI YD ETF 464288513   203,721 2,537 SH   SOLE 0 669 0 1,868
ISHARES TR USD INV GRDE ETF 464288620   1,262,498 24,011 SH   SOLE 0 7,796 0 16,215
ISHARES TR 10-20 YR TRS ETF 464288653   1,029,233 9,414 SH   SOLE 0 3,786 0 5,628
ISHARES TR NATIONAL MUN ETF 464288414   868,378 7,994 SH   SOLE 0 313 0 7,681
ISHARES TR MBS ETF 464288588   8,970,115 93,624 SH   SOLE 0 34,606 0 59,018
ISHARES TR MSCI KLD400 SOC 464288570   369,233 3,394 SH   SOLE 0 0 0 3,394
ISHARES TR ESG MSCI USA ETF 46436E767   379,487 7,732 SH   SOLE 0 0 0 7,732
ISHARES TR ESG EAFE ETF 46436E759   258,696 3,591 SH   SOLE 0 0 0 3,591
ISHARES TR CONV BD ETF 46435G102   311,626 3,724 SH   SOLE 0 2,560 0 1,164
ISHARES TR ESG AWR MSCI USA 46435G425   1,210,823 9,596 SH   SOLE 0 402 0 9,194
ISHARES TR ESG AWRE USD ETF 46435G193   224,411 9,433 SH   SOLE 0 0 0 9,433
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   5,542,150 108,161 SH   SOLE 0 7,765 0 100,396
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   331,444 5,859 SH   SOLE 0 1,556 0 4,303
JOHNSON & JOHNSON COM 478160104   4,172,273 25,745 SH   SOLE 0 3,529 0 22,217
JPMORGAN CHASE & CO. COM 46625H100   2,509,486 11,901 SH   SOLE 0 1,464 0 10,437
KIMBERLY-CLARK CORP COM 494368103   1,080,463 7,594 SH   SOLE 0 1,036 0 6,558
LOCKHEED MARTIN CORP COM 539830109   823,490 1,409 SH   SOLE 0 26 0 1,383
LOWES COS INC COM 548661107   1,895,793 6,999 SH   SOLE 0 2,052 0 4,947
M & T BK CORP COM 55261F104   255,410 1,434 SH   SOLE 0 1 0 1,433
MARTIN MARIETTA MATLS INC COM 573284106   601,726 1,118 SH   SOLE 0 110 0 1,008
MARVELL TECHNOLOGY INC COM 573874104   281,106 3,898 SH   SOLE 0 0 0 3,898
MASCO CORP COM 574599106   258,003 3,074 SH   SOLE 0 574 0 2,500
MASTERCARD INCORPORATED CL A 57636Q104   1,709,573 3,462 SH   SOLE 0 195 0 3,267
MCCORMICK & CO INC COM VTG 579780107   702,580 8,512 SH   SOLE 0 0 0 8,512
MCCORMICK & CO INC COM NON VTG 579780206   2,086,834 25,356 SH   SOLE 0 7,220 0 18,137
MCDONALDS CORP COM 580135101   4,615,185 15,156 SH   SOLE 0 793 0 14,363
MERCADOLIBRE INC COM 58733R102   1,089,591 531 SH   SOLE 0 0 0 531
MERCK & CO INC COM 58933Y105   1,675,317 14,753 SH   SOLE 0 1,258 0 13,495
META PLATFORMS INC CL A 30303M102   2,031,961 3,550 SH   SOLE 0 730 0 2,819
METLIFE INC COM 59156R108   544,723 6,604 SH   SOLE 0 20 0 6,584
MICROSOFT CORP COM 594918104   15,938,095 37,039 SH   SOLE 0 9,198 0 27,841
MONDELEZ INTL INC CL A 609207105   518,977 7,045 SH   SOLE 0 2,255 0 4,789
NETFLIX INC COM 64110L106   201,143 284 SH   SOLE 0 80 0 204
NEXTERA ENERGY INC COM 65339F101   956,127 11,311 SH   SOLE 0 8,050 0 3,261
NIKE INC CL B 654106103   1,789,673 20,245 SH   SOLE 0 391 0 19,854
NORFOLK SOUTHN CORP COM 655844108   1,154,377 4,645 SH   SOLE 0 109 0 4,536
NORTHROP GRUMMAN CORP COM 666807102   1,188,377 2,250 SH   SOLE 0 51 0 2,200
NVIDIA CORPORATION COM 67066G104   1,184,549 9,754 SH   SOLE 0 822 0 8,932
NXP SEMICONDUCTORS N V COM N6596X109   398,629 1,661 SH   SOLE 0 106 0 1,555
OLD DOMINION FREIGHT LINE IN COM 679580100   397,280 2,000 SH   SOLE 0 0 0 2,000
ORACLE CORP COM 68389X105   2,151,311 12,625 SH   SOLE 0 1,198 0 11,427
PALANTIR TECHNOLOGIES INC CL A 69608A108   901,951 24,246 SH   SOLE 0 30 0 24,216
PARKER-HANNIFIN CORP COM 701094104   1,057,035 1,673 SH   SOLE 0 0 0 1,673
PAYCHEX INC COM 704326107   285,006 2,124 SH   SOLE 0 1,424 0 700
PEPSICO INC COM 713448108   4,465,454 26,260 SH   SOLE 0 1,066 0 25,193
PFIZER INC COM 717081103   519,538 17,952 SH   SOLE 0 2,875 0 15,077
PHILIP MORRIS INTL INC COM 718172109   520,927 4,291 SH   SOLE 0 969 0 3,322
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   518,181 10,261 SH   SOLE 0 0 0 10,261
PIMCO ETF TR INTER MUN BD ACT 72201R866   464,688 8,771 SH   SOLE 0 0 0 8,771
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   600,134 6,254 SH   SOLE 0 0 0 6,254
PNC FINL SVCS GROUP INC COM 693475105   1,068,211 5,779 SH   SOLE 0 6 0 5,773
PPG INDS INC COM 693506107   317,904 2,400 SH   SOLE 0 0 0 2,400
PRICE T ROWE GROUP INC COM 74144T108   414,261 3,803 SH   SOLE 0 100 0 3,703
PROCTER AND GAMBLE CO COM 742718109   6,765,887 39,064 SH   SOLE 0 7,906 0 31,158
PRUDENTIAL FINL INC COM 744320102   676,958 5,590 SH   SOLE 0 0 0 5,590
PUBLIC STORAGE OPER CO COM 74460D109   1,555,180 4,274 SH   SOLE 0 0 0 4,274
PULTE GROUP INC COM 745867101   201,661 1,405 SH   SOLE 0 5 0 1,400
QUALCOMM INC COM 747525103   382,044 2,247 SH   SOLE 0 1 0 2,246
QUEST DIAGNOSTICS INC COM 74834L100   217,350 1,400 SH   SOLE 0 0 0 1,400
RTX CORPORATION COM 75513E101   824,662 6,806 SH   SOLE 0 771 0 6,035
SALESFORCE INC COM 79466L302   592,378 2,164 SH   SOLE 0 720 0 1,444
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,766,659 44,560 SH   SOLE 0 10,175 0 34,385
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,800,867 37,897 SH   SOLE 0 914 0 36,983
SCHWAB STRATEGIC TR US REIT ETF 808524847   507,252 21,893 SH   SOLE 0 0 0 21,893
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,274,011 27,368 SH   SOLE 0 4,503 0 22,865
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,335,934 182,863 SH   SOLE 0 3,280 0 179,583
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,502,469 87,427 SH   SOLE 0 3,834 0 83,593
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   18,765,840 180,129 SH   SOLE 0 61,560 0 118,569
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   844,670 10,510 SH   SOLE 0 3,005 0 7,505
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,110,157 63,499 SH   SOLE 0 12,143 0 51,356
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   429,493 8,488 SH   SOLE 0 3,016 0 5,472
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   43,686,773 656,746 SH   SOLE 0 0 0 656,746
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,037,151 341,370 SH   SOLE 0 8,242 0 333,128
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   19,627,121 289,272 SH   SOLE 0 14,660 0 274,612
SCHWAB STRATEGIC TR LONG TERM US 808524680   2,357,311 67,371 SH   SOLE 0 24,277 0 43,094
SEI INVTS CO COM 784117103   276,760 4,000 SH   SOLE 0 0 0 4,000
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,085,848 38,201 SH   SOLE 0 4,255 0 33,945
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,762,251 28,660 SH   SOLE 0 3,511 0 25,149
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,704,298 99,138 SH   SOLE 0 18,102 0 81,036
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   15,231,438 336,086 SH   SOLE 0 77,076 0 259,010
SELECT SECTOR SPDR TR INDL 81369Y704   10,627,500 78,466 SH   SOLE 0 14,737 0 63,729
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   28,228,170 125,036 SH   SOLE 0 36,893 0 88,143
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,500,686 54,225 SH   SOLE 0 8,331 0 45,894
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   13,249,311 86,023 SH   SOLE 0 24,584 0 61,440
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   17,140,351 85,543 SH   SOLE 0 15,092 0 70,451
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   13,916,157 153,940 SH   SOLE 0 23,740 0 130,200
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,553,418 57,162 SH   SOLE 0 5,603 0 51,559
SERVICENOW INC COM 81762P102   1,201,166 1,343 SH   SOLE 0 342 0 1,001
SHERWIN WILLIAMS CO COM 824348106   1,145,098 3,000 SH   SOLE 0 0 0 3,000
SNAP ON INC COM 833034101   289,710 1,000 SH   SOLE 0 0 0 1,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,380,282 3,262 SH   SOLE 0 1,207 0 2,055
SPDR GOLD TR GOLD SHS 78463V107   323,270 1,330 SH   SOLE 0 75 0 1,255
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,920,619 46,527 SH   SOLE 0 3,386 0 43,141
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   1,271,318 23,879 SH   SOLE 0 7,710 0 16,169
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,462,183 118,801 SH   SOLE 0 16,547 0 102,254
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,502,078 14,818 SH   SOLE 0 8,088 0 6,730
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   679,808 1,193 SH   SOLE 0 628 0 565
SPDR SER TR PORTFLI INTRMDIT 78464A672   234,979 8,086 SH   SOLE 0 3,901 0 4,185
SPDR SER TR PORTFOLIO S&P500 78464A854   21,666,196 320,933 SH   SOLE 0 165,690 0 155,244
SPDR SER TR PORT MTG BK ETF 78464A383   610,865 27,113 SH   SOLE 0 0 0 27,113
SPDR SER TR PORTFOLIO SHORT 78464A474   334,079 11,033 SH   SOLE 0 468 0 10,565
SPDR SER TR AEROSPACE DEF 78464A631   734,306 4,667 SH   SOLE 0 352 0 4,315
SPDR SER TR NUVEEN BLOOMBERG 78464A284   732,171 27,871 SH   SOLE 0 9,779 0 18,092
SPDR SER TR PORTFOLIO S&P600 78468R853   13,078,935 287,386 SH   SOLE 0 99,894 0 187,492
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,332,360 28,451 SH   SOLE 0 10,082 0 18,369
SPDR SER TR PORTFOLIO S&P400 78464A847   10,968,703 200,598 SH   SOLE 0 151,604 0 48,994
SPDR SER TR S&P BIOTECH 78464A870   306,379 3,101 SH   SOLE 0 0 0 3,101
SPDR SER TR SPDR S&P 500 ETF 78468R796   257,702 5,454 SH   SOLE 0 0 0 5,454
SPDR SER TR PRTFLO S&P500 HI 78468R788   263,492 5,772 SH   SOLE 0 4,262 0 1,510
SPDR SER TR BLOOMBERG 3-12 M 78468R523   778,417 7,817 SH   SOLE 0 1,685 0 6,132
STANLEY BLACK & DECKER INC COM 854502101   255,656 2,321 SH   SOLE 0 250 0 2,071
STARBUCKS CORP COM 855244109   1,250,662 12,829 SH   SOLE 0 1,021 0 11,808
SUN CMNTYS INC COM 866674104   1,565,544 11,584 SH   SOLE 0 9,133 0 2,450
T-MOBILE US INC COM 872590104   506,302 2,453 SH   SOLE 0 3 0 2,450
TARGET CORP COM 87612E106   750,778 4,817 SH   SOLE 0 0 0 4,817
TESLA INC COM 88160R101   663,602 2,536 SH   SOLE 0 519 0 2,017
TJX COS INC NEW COM 872540109   217,931 1,854 SH   SOLE 0 15 0 1,839
TRACTOR SUPPLY CO COM 892356106   504,973 1,736 SH   SOLE 0 1 0 1,735
TRAVELERS COMPANIES INC COM 89417E109   1,906,865 8,145 SH   SOLE 0 119 0 8,026
TRUIST FINL CORP COM 89832Q109   304,688 7,124 SH   SOLE 0 1 0 7,123
UNION PAC CORP COM 907818108   880,025 3,570 SH   SOLE 0 580 0 2,990
UNITED RENTALS INC COM 911363109   809,876 1,000 SH   SOLE 0 0 0 1,000
UNITEDHEALTH GROUP INC COM 91324P102   256,300 438 SH   SOLE 0 47 0 391
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   381,308 7,185 SH   SOLE 0 415 0 6,770
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   226,018 655 SH   SOLE 0 100 0 555
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   6,295,503 33,009 SH   SOLE 0 18,400 0 14,609
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   15,736,166 209,508 SH   SOLE 0 23,794 0 185,715
VANGUARD BD INDEX FDS INTERMED TERM 921937819   216,850 2,767 SH   SOLE 0 1,022 0 1,745
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,971,195 114,007 SH   SOLE 0 7,585 0 106,422
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   754,893 15,116 SH   SOLE 0 8,835 0 6,281
VANGUARD INDEX FDS LARGE CAP ETF 922908637   414,381 1,574 SH   SOLE 0 1,117 0 457
VANGUARD INDEX FDS VALUE ETF 922908744   9,454,434 54,158 SH   SOLE 0 35,287 0 18,871
VANGUARD INDEX FDS SML CP GRW ETF 922908595   313,358 1,172 SH   SOLE 0 0 0 1,172
VANGUARD INDEX FDS GROWTH ETF 922908736   1,174,065 3,058 SH   SOLE 0 1,090 0 1,968
VANGUARD INDEX FDS SMALL CP ETF 922908751   22,157,300 93,408 SH   SOLE 0 19,120 0 74,288
VANGUARD INDEX FDS MID CAP ETF 922908629   814,573 3,087 SH   SOLE 0 200 0 2,888
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,772,409 28,458 SH   SOLE 0 3,634 0 24,824
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,076,302 3,935 SH   SOLE 0 278 0 3,657
VANGUARD INDEX FDS TOTAL STK MKT 922908769   47,269,072 166,934 SH   SOLE 0 39,585 0 127,349
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,479,746 72,722 SH   SOLE 0 17,208 0 55,514
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   9,505,991 79,415 SH   SOLE 0 55,686 0 23,729
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,633,163 105,288 SH   SOLE 0 19,224 0 86,065
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   256,898 2,040 SH   SOLE 0 1,260 0 780
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,905,066 56,828 SH   SOLE 0 4,176 0 52,652
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   12,194,990 153,551 SH   SOLE 0 13,765 0 139,785
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   230,505 3,746 SH   SOLE 0 2,694 0 1,052
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   15,381,602 254,578 SH   SOLE 0 107,304 0 147,274
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   24,958,958 422,890 SH   SOLE 0 112,695 0 310,194
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,759,960 8,886 SH   SOLE 0 2 0 8,884
VANGUARD STAR FDS VG TL INTL STK F 921909768   30,700,157 474,207 SH   SOLE 0 114,591 0 359,616
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,949,269 36,911 SH   SOLE 0 9,310 0 27,601
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   2,092,590 6,146 SH   SOLE 0 138 0 6,008
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   3,317,542 12,756 SH   SOLE 0 1,295 0 11,461
VANGUARD WORLD FD INF TECH ETF 92204A702   56,617,406 96,531 SH   SOLE 0 3,814 0 92,717
VANGUARD WORLD FD MATERIALS ETF 92204A801   943,791 4,463 SH   SOLE 0 570 0 3,893
VANGUARD WORLD FD COMM SRVC ETF 92204A884   4,697,806 32,312 SH   SOLE 0 604 0 31,708
VANGUARD WORLD FD UTILITIES ETF 92204A876   2,507,945 14,409 SH   SOLE 0 1,009 0 13,400
VANGUARD WORLD FD FINANCIALS ETF 92204A405   12,875,141 117,143 SH   SOLE 0 10,278 0 106,865
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   20,349,088 72,109 SH   SOLE 0 11,929 0 60,179
VANGUARD WORLD FD ENERGY ETF 92204A306   2,034,913 16,616 SH   SOLE 0 636 0 15,980
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,307,149 10,560 SH   SOLE 0 1,102 0 9,458
VERIZON COMMUNICATIONS INC COM 92343V104   216,508 4,821 SH   SOLE 0 31 0 4,790
VISA INC COM CL A 92826C839   1,875,888 6,823 SH   SOLE 0 610 0 6,213
WALMART INC COM 931142103   2,038,218 25,241 SH   SOLE 0 7,575 0 17,666
WASTE MGMT INC DEL COM 94106L109   1,532,067 7,380 SH   SOLE 0 4 0 7,376
YUM BRANDS INC COM 988498101   1,949,498 13,954 SH   SOLE 0 600 0 13,353
YUM CHINA HLDGS INC COM 98850P109   239,659 5,323 SH   SOLE 0 300 0 5,023