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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   10,982,524 438,424 SH   SOLE   438,424 0 0
ISHARES TR HDG MSCI EAFE 46434V803   4,296,122 123,629 SH   SOLE   123,629 0 0
ISHARES INC MSCI EMRG CHN 46434G764   2,880,662 51,951 SH   SOLE   51,951 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,015,584 499,401 SH   SOLE   499,401 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   28,799,058 1,268,681 SH   SOLE   1,268,681 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,317,377 47,783 SH   SOLE   47,783 0 0
HARBOR ETF TRUST SCIENTIFIC HIGH 41151J109   6,898,100 151,319 SH   SOLE   151,319 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   2,123,800 30,340 SH   SOLE   30,340 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   7,907,984 155,945 SH   SOLE   155,945 0 0
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   9,549,289 194,249 SH   SOLE   194,249 0 0
NEOS ETF TRUST NEOS ENH INC 1-3 78433H501   4,395,215 88,222 SH   SOLE   88,222 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   9,887,642 448,013 SH   SOLE   448,013 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   8,598,275 353,984 SH   SOLE   353,984 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   978,614 52,891 SH   SOLE   52,891 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680   3,243,449 103,196 SH   SOLE   103,196 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,028,209 74,239 SH   SOLE   74,239 0 0
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   4,819,834 119,273 SH   SOLE   119,273 0 0
WISDOMTREE TR US SHT TRM CORP 97717X156   2,419,155 50,341 SH   SOLE   50,341 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,495,395 70,973 SH   SOLE   70,973 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,834,086 56,265 SH   SOLE   56,265 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   925,805 36,666 SH   SOLE   36,666 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   3,768,250 74,886 SH   SOLE   74,886 0 0
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104   981,252 19,297 SH   SOLE   19,297 0 0
EA SERIES TRUST STRIVE EMERGING 02072L698   208,126 7,549 SH   SOLE   7,549 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   275,600 6,657 SH   SOLE   6,657 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   393,466 18,683 SH   SOLE   18,683 0 0
ADOBE INC COM 00724F101   2,203,236 4,955 SH   SOLE   4,955 0 0
ALPHABET INC CAP STK CL C 02079K107   7,592,678 39,869 SH   SOLE   39,869 0 0
AMAZON COM INC COM 023135106   9,388,763 42,795 SH   SOLE   42,795 0 0
APPLE INC COM 037833100   10,331,534 41,257 SH   SOLE   41,257 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   2,491,845 41,324 SH   SOLE   41,324 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,749,054 3,000 SH   SOLE   3,000 0 0
EXPEDIA GROUP INC COM NEW 30212P303   2,224,491 11,938 SH   SOLE   11,938 0 0
FEDEX CORP COM 31428X106   2,451,500 8,714 SH   SOLE   8,714 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   2,383,588 58,985 SH   SOLE   58,985 0 0
INTUIT COM 461202103   2,278,749 3,626 SH   SOLE   3,626 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   4,253,762 37,076 SH   SOLE   37,076 0 0
ISHARES TR U.S. INSRNCE ETF 464288786   3,327,469 26,310 SH   SOLE   26,310 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,904,721 5,516 SH   SOLE   5,516 0 0
META PLATFORMS INC CL A 30303M102   4,012,803 6,854 SH   SOLE   6,854 0 0
MICROSOFT CORP COM 594918104   9,854,808 23,380 SH   SOLE   23,380 0 0
NETFLIX INC COM 64110L106   3,063,966 3,438 SH   SOLE   3,438 0 0
NVIDIA CORPORATION COM 67066G104   7,391,600 55,042 SH   SOLE   55,042 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   2,221,389 4,965 SH   SOLE   4,965 0 0
T-MOBILE US INC COM 872590104   1,928,891 8,739 SH   SOLE   8,739 0 0
TESLA INC COM 88160R101   5,431,401 13,449 SH   SOLE   13,449 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   6,046,208 76,914 SH   SOLE   76,914 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,309,799 26,965 SH   SOLE   26,965 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,169,337 86,268 SH   SOLE   86,268 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   6,798,720 49,420 SH   SOLE   49,420 0 0
HOME DEPOT INC COM 437076102   3,022,770 7,771 SH   SOLE   7,771 0 0
DISNEY WALT CO COM 254687106   1,753,317 15,746 SH   SOLE   15,746 0 0
UBER TECHNOLOGIES INC COM 90353T100   1,481,780 24,565 SH   SOLE   24,565 0 0
UNITED PARCEL SERVICE INC CL B 911312106   2,032,633 16,119 SH   SOLE   16,119 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   2,054,359 7,574 SH   SOLE   7,574 0 0
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   4,891,226 56,690 SH   SOLE   56,690 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   5,893,246 24,335 SH   SOLE   24,335 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,762,174 44,065 SH   SOLE   44,065 0 0
VISA INC COM CL A 92826C839   3,074,045 9,727 SH   SOLE   9,727 0 0
WALMART INC COM 931142103   4,212,537 46,625 SH   SOLE   46,625 0 0
WASTE MGMT INC DEL COM 94106L109   2,303,224 11,414 SH   SOLE   11,414 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,277,530 4,455 SH   SOLE   4,455 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,255,003 18,723 SH   SOLE   18,723 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   1,249,620 44,125 SH   SOLE   44,125 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,284,389 25,728 SH   SOLE   25,728 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,224,834 6,878 SH   SOLE   6,878 0 0
ISHARES TR U.S. TECH ETF 464287721   551,939 3,460 SH   SOLE   3,460 0 0
PROSHARES TR RUSS 2000 DIVD 74347B698   836,001 12,354 SH   SOLE   12,354 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   679,122 7,015 SH   SOLE   7,015 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   862,850 3,846 SH   SOLE   3,846 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,279,446 4,844 SH   SOLE   4,844 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   610,947 8,024 SH   SOLE   8,024 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   311,262 9,322 SH   SOLE   9,322 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   3,997,671 31,033 SH   SOLE   31,033 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   458,041 13,508 SH   SOLE   13,508 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   1,005,156 20,031 SH   SOLE   20,031 0 0
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   673,226 13,435 SH   SOLE   13,435 0 0
PROSHARES TR HGH YLD INT RATE 74348A541   312,837 4,773 SH   SOLE   4,773 0 0
SUPER MICRO COMPUTER INC COM NEW 86800U302   397,764 13,050 SH   SOLE   13,050 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598   398,830 8,383 SH   SOLE   8,383 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   397,110 15,374 SH   SOLE   15,374 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   392,599 8,659 SH   SOLE   8,659 0 0
ISHARES TR CORE S&P500 ETF 464287200   865,360 1,470 SH   SOLE   1,470 0 0
JPMORGAN CHASE & CO. COM 46625H100   431,295 1,799 SH   SOLE   1,799 0 0
ELI LILLY & CO COM 532457108   617,600 800 SH   SOLE   800 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   467,133 2,009 SH   SOLE   2,009 0 0
ALPS ETF TR ALERIAN ENERGY 00162Q676   1,083,335 34,778 SH   SOLE   34,778 0 0
GLOBAL X FDS GLOBAL X COPPER 37954Y830   319,261 8,362 SH   SOLE   8,362 0 0
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   454,875 17,107 SH   SOLE   17,107 0 0
INVESCO DB MULTI-SECTOR COMM BASE METALS FD 46140H700   412,099 21,862 SH   SOLE   21,862 0 0
EXCHANGE TRADED CONCEPTS TRU RANGE GLOBAL LNG 301505459   387,619 13,484 SH   SOLE   13,484 0 0
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699   461,914 16,562 SH   SOLE   16,562 0 0
VANECK ETF TRUST URANIUM AND NUCL 92189F601   283,551 3,486 SH   SOLE   3,486 0 0
BROADCOM INC COM 11135F101   236,477 1,020 SH   SOLE   1,020 0 0
CHEVRON CORP NEW COM 166764100   258,829 1,787 SH   SOLE   1,787 0 0
CISCO SYS INC COM 17275R102   518,592 8,760 SH   SOLE   8,760 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   202,901 593 SH   SOLE   593 0 0
EXXON MOBIL CORP COM 30231G102   376,700 3,502 SH   SOLE   3,502 0 0
FIRSTENERGY CORP COM 337932107   202,972 5,102 SH   SOLE   5,102 0 0
GRAYSCALE ETHEREUM TRUST ETF SHS 389638107   241,448 8,617 SH   SOLE   8,617 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   230,162 1,047 SH   SOLE   1,047 0 0
MARA HOLDINGS INC COM 565788106   168,052 10,021 SH   SOLE   10,021 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   251,092 3,320 SH   SOLE   3,320 0 0
RIOT PLATFORMS INC COM 767292105   178,297 17,463 SH   SOLE   17,463 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   210,327 1,065 SH   SOLE   1,065 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUTY 33740U554   335,768 11,255 SH   SOLE   11,255 0 0
SPDR GOLD TR GOLD SHS 78463V107   584,853 2,415 SH   SOLE   2,415 0 0
EATON VANCE FLTING RATE INC COM 278279104   179,122 13,961 SH   SOLE   13,961 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   125,450 13,000 SH   SOLE   13,000 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   762,498 38,923 SH   SOLE   38,923 0 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109   108,853 28,873 SH   SOLE   28,873 0 0
RBB FD INC US TREAS 3 MNTH 74933W452   214,398 4,300 SH   SOLE   4,300 0 0
ALPHABET INC CAP STK CL A 02079K305   226,024 1,194 SH   SOLE   1,194 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   343,885 6,080 SH   SOLE   6,080 0 0
CHUBB LIMITED COM H1467J104   232,645 842 SH   SOLE   842 0 0
ILLINOIS TOOL WKS INC COM 452308109   253,560 1,000 SH   SOLE   1,000 0 0
MCKESSON CORP COM 58155Q103   464,477 815 SH   SOLE   815 0 0
ISHARES TR ULTRA SHORT-TERM 46434V878   1,736,618 34,436 SH   SOLE   34,436 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   378,022 645 SH   SOLE   645 0 0
EA SERIES TRUST STRIVE ENHANCED 02072L441   694,955 34,268 SH   SOLE   34,268 0 0
FIDUS INVT CORP COM 316500107   1,165,328 55,439 SH   SOLE   55,439 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   496,708 29,081 SH   SOLE   29,081 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   88,127 15,488 SH   SOLE   15,488 0 0
PIMCO HIGH INCOME FD COM SHS 722014107   101,540 20,893 SH   SOLE   20,893 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   371,184 3,700 SH   SOLE   3,700 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   298,600 10,000 SH   SOLE   10,000 0 0
LOWES COS INC COM 548661107   828,508 3,357 SH   SOLE   3,357 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   509,071 5,014 SH   SOLE   5,014 0 0
AMERICAN EXPRESS CO COM 025816109   273,937 923 SH   SOLE   923 0 0
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307   534,965 18,890 SH   SOLE   18,890 0 0
ESPERION THERAPEUTICS INC NE COM 29664W105   22,220 10,100 SH   SOLE   10,100 0 0
PROSHARES TR II ULTA BLMBG 2017 74347Y888   201,878 7,341 SH   SOLE   7,341 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740F854   323,869 8,162 SH   SOLE   8,162 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   2,124,399 69,721 SH   SOLE   69,721 0 0