The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   584,960 6,040 SH   SOLE   0 0 6,040
ABBVIE INC COM 00287Y109   406,075 2,724 SH   SOLE   0 0 2,724
ACADEMY SPORTS & OUTDOORS IN COM 00402L107   473,600 10,000 SH   SOLE   0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   617,912 2,012 SH   SOLE   0 0 2,012
ADOBE INC COM 00724F101   464,048 910 SH   SOLE   0 0 910
ALPHABET INC CAP STK CL C 02079K107   1,192,981 9,048 SH   SOLE   0 0 9,048
ALPHABET INC CAP STK CL A 02079K305   768,347 5,872 SH   SOLE   0 0 5,872
AMAZON COM INC COM 023135106   1,903,527 14,966 SH   SOLE   0 0 14,966
AMBEV SA SPONSORED ADR 02319V103   39,944 15,482 SH   SOLE   0 0 15,482
AMERICAN INTL GROUP INC COM NEW 026874784   270,640 4,466 SH   SOLE   0 0 4,466
AMGEN INC COM 031162100   255,330 950 SH   SOLE   0 0 950
AMPHENOL CORP NEW CL A 032095101   223,993 2,664 SH   SOLE   0 0 2,664
ANALOG DEVICES INC COM 032654105   256,733 1,466 SH   SOLE   0 0 1,466
APPLE INC COM 037833100   3,175,322 18,546 SH   SOLE   0 0 18,546
ARBOR REALTY TRUST INC COM 038923108   228,505 15,053 SH   SOLE   0 0 15,053
AUTOMATIC DATA PROCESSING IN COM 053015103   315,853 1,311 SH   SOLE   0 0 1,311
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   133,234 16,559 SH   SOLE   0 0 16,559
BANCO SANTANDER S.A. ADR 05964H105   103,167 27,434 SH   SOLE   0 0 27,434
BANDWIDTH INC COM CL A 05988J103   112,700 10,000 SH   SOLE   0 0 10,000
BANK AMERICA CORP COM 060505104   549,769 20,078 SH   SOLE   0 0 20,078
BECTON DICKINSON & CO COM 075887109   210,702 815 SH   SOLE   0 0 815
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,178,235 3,363 SH   SOLE   0 0 3,363
BROADCOM INC COM 11135F101   367,525 442 SH   SOLE   0 0 442
BROWN FORMAN CORP CL A 115637100   187,277 3,212 SH   SOLE   0 0 3,212
BROWN FORMAN CORP CL B 115637209   53,124 918 SH   SOLE   0 0 918
CATERPILLAR INC COM 149123101   612,788 2,245 SH   SOLE   0 0 2,245
CHEVRON CORP NEW COM 166764100   750,069 4,448 SH   SOLE   0 0 4,448
CISCO SYS INC COM 17275R102   554,955 10,323 SH   SOLE   0 0 10,323
COCA COLA CO COM 191216100   294,669 5,227 SH   SOLE   0 0 5,227
COMCAST CORP NEW CL A 20030N101   326,233 7,357 SH   SOLE   0 0 7,357
CONOCOPHILLIPS COM 20825C104   333,361 2,780 SH   SOLE   0 0 2,780
COSTCO WHSL CORP NEW COM 22160K105   224,470 397 SH   SOLE   0 0 397
CSX CORP COM 126408103   668,976 21,755 SH   SOLE   0 0 21,755
DEERE & CO COM 244199105   2,918,431 7,730 SH   SOLE   0 0 7,730
DUKE ENERGY CORP NEW COM NEW 26441C204   448,932 5,086 SH   SOLE   0 0 5,086
ELI LILLY & CO COM 532457108   503,063 937 SH   SOLE   0 0 937
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,626,793 115,951 SH   SOLE   0 0 115,951
ENTERPRISE PRODS PARTNERS L COM 293792107   229,470 8,384 SH   SOLE   0 0 8,384
EXXON MOBIL CORP COM 30231G102   482,104 4,101 SH   SOLE   0 0 4,101
F N B CORP COM 302520101   133,052 12,329 SH   SOLE   0 0 12,329
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   744,675 28,186 SH   SOLE   0 0 28,186
GOLDMAN SACHS GROUP INC COM 38141G104   423,595 1,309 SH   SOLE   0 0 1,309
HALEON PLC SPON ADS 405552100   90,183 10,810 SH   SOLE   0 0 10,810
HCA HEALTHCARE INC COM 40412C101   515,586 2,096 SH   SOLE   0 0 2,096
HOME DEPOT INC COM 437076102   564,268 1,867 SH   SOLE   0 0 1,867
HONEYWELL INTL INC COM 438516106   214,560 1,161 SH   SOLE   0 0 1,161
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   417,380 11,995 SH   SOLE   0 0 11,995
INTEL CORP COM 458140100   218,915 6,158 SH   SOLE   0 0 6,158
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   807,020 53,981 SH   SOLE   0 0 53,981
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   6,223 198 SH   SOLE   0 0 198
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   45,767 622 SH   SOLE   0 0 622
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   14,552 300 SH   SOLE   0 0 300
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   15,505 470 SH   SOLE   0 0 470
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   142,926 4,492 SH   SOLE   0 0 4,492
INVESCO EXCHANGE TRADED FD T DORSEY WRGT INDS 46137V845   17,691 175 SH   SOLE   0 0 175
ISHARES GOLD TR ISHARES NEW 464285204   308,437 8,815 SH   SOLE   0 0 8,815
ISHARES INC CORE MSCI EMKT 46434G103   864,683 18,169 SH   SOLE   0 0 18,169
ISHARES INC MSCI EMRG CHN 46434G764   338,246 6,788 SH   SOLE   0 0 6,788
ISHARES INC ESG AWR MSCI EM 46434G863   14,262 471 SH   SOLE   0 0 471
ISHARES INC EMNG MKTS EQT 46434G889   3,967 97 SH   SOLE   0 0 97
ISHARES TR S&P 100 ETF 464287101   1,410 7 SH   SOLE   0 0 7
ISHARES TR TIPS BD ETF 464287176   42,595 411 SH   SOLE   0 0 411
ISHARES TR CORE S&P500 ETF 464287200   1,716,113 3,979 SH   SOLE   0 0 3,979
ISHARES TR CORE US AGGBD ET 464287226   90,372 961 SH   SOLE   0 0 961
ISHARES TR MSCI EMG MKT ETF 464287234   167,056 4,402 SH   SOLE   0 0 4,402
ISHARES TR IBOXX INV CP ETF 464287242   233,682 2,291 SH   SOLE   0 0 2,291
ISHARES TR S&P 500 GRWT ETF 464287309   287,819 4,193 SH   SOLE   0 0 4,193
ISHARES TR S&P 500 VAL ETF 464287408   188,091 1,216 SH   SOLE   0 0 1,216
ISHARES TR 20 YR TR BD ETF 464287432   153,565 1,731 SH   SOLE   0 0 1,731
ISHARES TR 1 3 YR TREAS BD 464287457   8,097 100 SH   SOLE   0 0 100
ISHARES TR MSCI EAFE ETF 464287465   4,843,422 70,276 SH   SOLE   0 0 70,276
ISHARES TR RUS MDCP VAL ETF 464287473   96,241 920 SH   SOLE   0 0 920
ISHARES TR RUS MD CP GR ETF 464287481   27,131 297 SH   SOLE   0 0 297
ISHARES TR RUS MID CAP ETF 464287499   750,308 10,832 SH   SOLE   0 0 10,832
ISHARES TR CORE S&P MCP ETF 464287507   229,192 918 SH   SOLE   0 0 918
ISHARES TR RUS 1000 VAL ETF 464287598   1,881,279 12,376 SH   SOLE   0 0 12,376
ISHARES TR RUS 1000 GRW ETF 464287614   1,478,581 5,557 SH   SOLE   0 0 5,557
ISHARES TR RUS 1000 ETF 464287622   254,951 1,085 SH   SOLE   0 0 1,085
ISHARES TR RUS 2000 VAL ETF 464287630   157,102 1,159 SH   SOLE   0 0 1,159
ISHARES TR RUS 2000 GRW ETF 464287648   116,782 521 SH   SOLE   0 0 521
ISHARES TR RUSSELL 2000 ETF 464287655   1,642,268 9,292 SH   SOLE   0 0 9,292
ISHARES TR RUSSELL 3000 ETF 464287689   4,262 17 SH   SOLE   0 0 17
ISHARES TR US TELECOM ETF 464287713   17,125 800 SH   SOLE   0 0 800
ISHARES TR U.S. TECH ETF 464287721   130,204 1,240 SH   SOLE   0 0 1,240
ISHARES TR U.S. REAL ES ETF 464287739   5,533 70 SH   SOLE   0 0 70
ISHARES TR US HLTHCARE ETF 464287762   48,823 180 SH   SOLE   0 0 180
ISHARES TR U.S. FINLS ETF 464287788   16,073 215 SH   SOLE   0 0 215
ISHARES TR U.S. ENERGY ETF 464287796   14,090 295 SH   SOLE   0 0 295
ISHARES TR CORE S&P SCP ETF 464287804   2,389,399 25,280 SH   SOLE   0 0 25,280
ISHARES TR U.S. BAS MTL ETF 464287838   32,270 254 SH   SOLE   0 0 254
ISHARES TR EUROPE ETF 464287861   91,212 1,911 SH   SOLE   0 0 1,911
ISHARES TR S&P SML 600 GWT 464287887   16,123 147 SH   SOLE   0 0 147
ISHARES TR SHRT NAT MUN ETF 464288158   31,372 305 SH   SOLE   0 0 305
ISHARES TR GL CLEAN ENE ETF 464288224   8,918 610 SH   SOLE   0 0 610
ISHARES TR MSCI ACWI ETF 464288257   875,483 9,478 SH   SOLE   0 0 9,478
ISHARES TR EAFE SML CP ETF 464288273   36,988 655 SH   SOLE   0 0 655
ISHARES TR JPMORGAN USD EMG 464288281   2,838,200 34,394 SH   SOLE   0 0 34,394
ISHARES TR GLB INFRASTR ETF 464288372   25,368 586 SH   SOLE   0 0 586
ISHARES TR NATIONAL MUN ETF 464288414   173,600 1,693 SH   SOLE   0 0 1,693
ISHARES TR INTL SEL DIV ETF 464288448   495,370 19,120 SH   SOLE   0 0 19,120
ISHARES TR IBOXX HI YD ETF 464288513   141,837 1,924 SH   SOLE   0 0 1,924
ISHARES TR MBS ETF 464288588   214,019 2,410 SH   SOLE   0 0 2,410
ISHARES TR USD INV GRDE ETF 464288620   2,644 55 SH   SOLE   0 0 55
ISHARES TR ISHS 5-10YR INVT 464288638   72,391 1,488 SH   SOLE   0 0 1,488
ISHARES TR ISHS 1-5YR INVS 464288646   38,419 771 SH   SOLE   0 0 771
ISHARES TR 10-20 YR TRS ETF 464288653   17,134 174 SH   SOLE   0 0 174
ISHARES TR EAFE VALUE ETF 464288877   403,957 8,256 SH   SOLE   0 0 8,256
ISHARES TR EAFE GRWTH ETF 464288885   292,831 3,393 SH   SOLE   0 0 3,393
ISHARES TR US TREAS BD ETF 46429B267   45,471 2,063 SH   SOLE   0 0 2,063
ISHARES TR GNMA BOND ETF 46429B333   8,064 193 SH   SOLE   0 0 193
ISHARES TR CORE HIGH DV ETF 46429B663   784,249 7,845 SH   SOLE   0 0 7,845
ISHARES TR MSCI USA MIN VOL 46429B697   531,239 7,302 SH   SOLE   0 0 7,302
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,132 22 SH   SOLE   0 0 22
ISHARES TR MSCI USA QLT FCT 46432F339   1,112,514 8,409 SH   SOLE   0 0 8,409
ISHARES TR MSCI USA VALUE 46432F388   20,474 224 SH   SOLE   0 0 224
ISHARES TR MSCI USA MMENTM 46432F396   98,503 703 SH   SOLE   0 0 703
ISHARES TR CORE MSCI EAFE 46432F842   1,358,429 21,110 SH   SOLE   0 0 21,110
ISHARES TR 0-5YR HI YL CP 46434V407   524,281 12,778 SH   SOLE   0 0 12,778
ISHARES TR CORE TOTAL USD 46434V613   669,530 15,316 SH   SOLE   0 0 15,316
ISHARES TR TRS FLT RT BD 46434V860   211,905 4,176 SH   SOLE   0 0 4,176
ISHARES TR HDG MSCI JAPAN 46434V886   21,751 636 SH   SOLE   0 0 636
ISHARES TR MSCI INTL VLU FT 46435G409   108,338 4,272 SH   SOLE   0 0 4,272
ISHARES TR ESG AWR MSCI USA 46435G425   149,223 1,589 SH   SOLE   0 0 1,589
JOHNSON & JOHNSON COM 478160104   592,790 3,806 SH   SOLE   0 0 3,806
JPMORGAN CHASE & CO COM 46625H100   1,703,191 11,744 SH   SOLE   0 0 11,744
KLA CORP COM NEW 482480100   237,414 518 SH   SOLE   0 0 518
LCNB CORP COM 50181P100   331,035 23,198 SH   SOLE   0 0 23,198
LINDE PLC SHS G54950103   319,250 857 SH   SOLE   0 0 857
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   29,936 14,052 SH   SOLE   0 0 14,052
LOCKHEED MARTIN CORP COM 539830109   310,983 760 SH   SOLE   0 0 760
LOWES COS INC COM 548661107   339,042 1,631 SH   SOLE   0 0 1,631
MASTERCARD INCORPORATED CL A 57636Q104   773,418 1,954 SH   SOLE   0 0 1,954
MATADOR RES CO COM 576485205   288,716 4,854 SH   SOLE   0 0 4,854
MCDONALDS CORP COM 580135101   290,153 1,101 SH   SOLE   0 0 1,101
MERCK & CO INC COM 58933Y105   373,938 3,612 SH   SOLE   0 0 3,612
META PLATFORMS INC CL A 30303M102   573,908 1,911 SH   SOLE   0 0 1,911
MICROSOFT CORP COM 594918104   6,387,059 20,228 SH   SOLE   0 0 20,228
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   47,143 13,754 SH   SOLE   0 0 13,754
MONDELEZ INTL INC CL A 609207105   242,786 3,479 SH   SOLE   0 0 3,479
MORGAN STANLEY COM NEW 617446448   8,317,926 101,848 SH   SOLE   0 0 101,848
NETFLIX INC COM 64110L106   511,728 1,355 SH   SOLE   0 0 1,355
NIKE INC CL B 654106103   309,910 3,237 SH   SOLE   0 0 3,237
NORFOLK SOUTHN CORP COM 655844108   3,077,228 15,626 SH   SOLE   0 0 15,626
NOVARTIS AG SPONSORED ADR 66987V109   228,757 2,245 SH   SOLE   0 0 2,245
NVIDIA CORPORATION COM 67066G104   971,416 2,233 SH   SOLE   0 0 2,233
ORACLE CORP COM 68389X105   267,291 2,523 SH   SOLE   0 0 2,523
PEPSICO INC COM 713448108   461,730 2,725 SH   SOLE   0 0 2,725
PINNACLE FINL PARTNERS INC COM 72346Q104   245,568 3,663 SH   SOLE   0 0 3,663
PRICE T ROWE GROUP INC COM 74144T108   333,381 3,179 SH   SOLE   0 0 3,179
PROCTER AND GAMBLE CO COM 742718109   676,176 4,636 SH   SOLE   0 0 4,636
SALESFORCE INC COM 79466L302   546,496 2,693 SH   SOLE   0 0 2,693
SAP SE SPON ADR 803054204   201,489 1,558 SH   SOLE   0 0 1,558
SCHWAB CHARLES CORP COM 808513105   201,215 3,665 SH   SOLE   0 0 3,665
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,976 160 SH   SOLE   0 0 160
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   89,056 1,760 SH   SOLE   0 0 1,760
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   83,048 3,469 SH   SOLE   0 0 3,469
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   43,965 994 SH   SOLE   0 0 994
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   82,007 637 SH   SOLE   0 0 637
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   6,537 95 SH   SOLE   0 0 95
SELECT SECTOR SPDR TR ENERGY 81369Y506   40,676 450 SH   SOLE   0 0 450
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   53,536 1,614 SH   SOLE   0 0 1,614
SELECT SECTOR SPDR TR INDL 81369Y704   49,980 493 SH   SOLE   0 0 493
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   23,114 141 SH   SOLE   0 0 141
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   15,911 270 SH   SOLE   0 0 270
SERVICENOW INC COM 81762P102   317,092 567 SH   SOLE   0 0 567
SHELL PLC SPON ADS 780259305   416,312 6,468 SH   SOLE   0 0 6,468
SOUTHERN CO COM 842587107   219,722 3,395 SH   SOLE   0 0 3,395
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   564,382 18,200 SH   SOLE   0 0 18,200
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,885,422 30,139 SH   SOLE   0 0 30,139
SPDR SER TR PRTFLO S&P500 GW 78464A409   20,511 346 SH   SOLE   0 0 346
SPDR SER TR S&P REGL BKG 78464A698   4,261 102 SH   SOLE   0 0 102
SPDR SER TR PORTFOLIO S&P500 78464A854   276,983 5,511 SH   SOLE   0 0 5,511
STRYKER CORPORATION COM 863667101   242,793 887 SH   SOLE   0 0 887
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   172,928 17,563 SH   SOLE   0 0 17,563
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   378,146 4,336 SH   SOLE   0 0 4,336
TESLA INC COM 88160R101   427,272 1,708 SH   SOLE   0 0 1,708
TEXAS INSTRS INC COM 882508104   310,813 1,955 SH   SOLE   0 0 1,955
THERMO FISHER SCIENTIFIC INC COM 883556102   347,138 686 SH   SOLE   0 0 686
TJX COS INC NEW COM 872540109   316,330 3,559 SH   SOLE   0 0 3,559
UNITED PARCEL SERVICE INC CL B 911312106   266,447 1,709 SH   SOLE   0 0 1,709
UNITEDHEALTH GROUP INC COM 91324P102   749,242 1,486 SH   SOLE   0 0 1,486
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   991,696 2,519 SH   SOLE   0 0 2,519
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   163,045 1,245 SH   SOLE   0 0 1,245
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,083,601 27,539 SH   SOLE   0 0 27,539
VANGUARD INDEX FDS SM CP VAL ETF 922908611   169,857 1,065 SH   SOLE   0 0 1,065
VANGUARD INDEX FDS MID CAP ETF 922908629   289,662 1,391 SH   SOLE   0 0 1,391
VANGUARD INDEX FDS GROWTH ETF 922908736   242,084 889 SH   SOLE   0 0 889
VANGUARD INDEX FDS VALUE ETF 922908744   44,965 326 SH   SOLE   0 0 326
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,107,194 5,856 SH   SOLE   0 0 5,856
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,592,994 7,500 SH   SOLE   0 0 7,500
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   15,689 403 SH   SOLE   0 0 403
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   81,349 766 SH   SOLE   0 0 766
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   557,370 14,215 SH   SOLE   0 0 14,215
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   149,702 2,599 SH   SOLE   0 0 2,599
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   383,204 5,364 SH   SOLE   0 0 5,364
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   260,072 3,800 SH   SOLE   0 0 3,800
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   167,450 2,930 SH   SOLE   0 0 2,930
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   101,523 1,523 SH   SOLE   0 0 1,523
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   42,397 558 SH   SOLE   0 0 558
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,029,454 92,165 SH   SOLE   0 0 92,165
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,101,185 10,658 SH   SOLE   0 0 10,658
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   540,114 8,727 SH   SOLE   0 0 8,727
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   372,649 6,299 SH   SOLE   0 0 6,299
VANGUARD WORLD FD MEGA GRWTH IND 921910816   12,706 56 SH   SOLE   0 0 56
VANGUARD WORLD FD MEGA CAP INDEX 921910873   378,916 2,495 SH   SOLE   0 0 2,495
VISA INC COM CL A 92826C839   674,021 2,930 SH   SOLE   0 0 2,930
WALMART INC COM 931142103   344,313 2,153 SH   SOLE   0 0 2,153
WELLS FARGO CO NEW COM 949746101   279,286 6,835 SH   SOLE   0 0 6,835
ZOETIS INC CL A 98978V103   359,031 2,064 SH   SOLE   0 0 2,064