The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   461,006 3,571 SH   SOLE   0 0 3,571
ABBOTT LABS COM 002824100   406,685 3,595 SH   SOLE   0 0 3,595
ABBVIE INC COM 00287Y109   427,619 2,406 SH   SOLE   0 0 2,406
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   842,537 2,395 SH   SOLE   0 0 2,395
ADOBE INC COM 00724F101   332,176 747 SH   SOLE   0 0 747
ADVANCED MICRO DEVICES INC COM 007903107   694,813 5,752 SH   SOLE   0 0 5,752
AGILENT TECHNOLOGIES INC COM 00846U101   686,746 5,112 SH   SOLE   0 0 5,112
AIRBNB INC COM CL A 009066101   451,262 3,434 SH   SOLE   0 0 3,434
ALASKA AIR GROUP INC COM 011659109   200,984 3,104 SH   SOLE   0 0 3,104
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   226,604 963 SH   SOLE   0 0 963
ALPHABET INC CAP STK CL C 02079K107   443,056 2,326 SH   SOLE   0 0 2,326
ALPHABET INC CAP STK CL A 02079K305   1,530,497 8,085 SH   SOLE   0 0 8,085
ALTRIA GROUP INC COM 02209S103   501,827 9,597 SH   SOLE   0 0 9,597
AMAZON COM INC COM 023135106   7,595,500 34,621 SH   SOLE   0 0 34,621
AMERICAN INTL GROUP INC COM NEW 026874784   214,614 2,948 SH   SOLE   0 0 2,948
AON PLC SHS CL A G0403H108   428,802 1,194 SH   SOLE   0 0 1,194
APOLLO GLOBAL MGMT INC COM 03769M106   693,672 4,200 SH   SOLE   0 0 4,200
APPFOLIO INC COM CL A 03783C100   291,623 1,182 SH   SOLE   0 0 1,182
APPLE INC COM 037833100   12,245,633 48,900 SH   SOLE   0 0 48,900
APPLIED MATLS INC COM 038222105   465,222 2,861 SH   SOLE   0 0 2,861
ARISTA NETWORKS INC COM SHS 040413205   323,490 2,927 SH   SOLE   0 0 2,927
AT&T INC COM 00206R102   578,940 25,426 SH   SOLE   0 0 25,426
ATLASSIAN CORPORATION CL A 049468101   229,994 945 SH   SOLE   0 0 945
AUTOMATIC DATA PROCESSING IN COM 053015103   240,100 820 SH   SOLE   0 0 820
AUTOZONE INC COM 053332102   214,534 67 SH   SOLE   0 0 67
BAKER HUGHES COMPANY CL A 05722G100   208,505 5,083 SH   SOLE   0 0 5,083
BANCO SANTANDER S.A. ADR 05964H105   93,147 20,427 SH   SOLE   0 0 20,427
BANK AMERICA CORP COM 060505104   702,525 15,985 SH   SOLE   0 0 15,985
BARCLAYS PLC ADR 06738E204   229,571 17,274 SH   SOLE   0 0 17,274
BECTON DICKINSON & CO COM 075887109   201,461 888 SH   SOLE   0 0 888
BELLRING BRANDS INC COMMON STOCK 07831C103   294,504 3,909 SH   SOLE   0 0 3,909
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   956,874 2,111 SH   SOLE   0 0 2,111
BLACKROCK INC COM 09290D101   402,633 393 SH   SOLE   0 0 393
BOOKING HOLDINGS INC COM 09857L108   909,221 183 SH   SOLE   0 0 183
BOSTON BEER INC CL A 100557107   217,186 724 SH   SOLE   0 0 724
BRISTOL-MYERS SQUIBB CO COM 110122108   514,130 9,090 SH   SOLE   0 0 9,090
BROADCOM INC COM 11135F101   2,140,417 9,232 SH   SOLE   0 0 9,232
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   365,396 12,505 SH   SOLE   0 0 12,505
CARLYLE GROUP INC COM 14316J108   900,338 17,832 SH   SOLE   0 0 17,832
CARMAX INC COM 143130102   312,814 3,826 SH   SOLE   0 0 3,826
CARNIVAL CORP UNIT 99/99/9999 143658300   315,088 12,644 SH   SOLE   0 0 12,644
CATERPILLAR INC COM 149123101   381,232 1,051 SH   SOLE   0 0 1,051
CENTENE CORP DEL COM 15135B101   229,659 3,791 SH   SOLE   0 0 3,791
CHEVRON CORP NEW COM 166764100   411,972 2,844 SH   SOLE   0 0 2,844
CHIPOTLE MEXICAN GRILL INC COM 169656105   1,169,639 19,397 SH   SOLE   0 0 19,397
CHUBB LIMITED COM H1467J104   342,059 1,238 SH   SOLE   0 0 1,238
CINCINNATI FINL CORP COM 172062101   369,022 2,568 SH   SOLE   0 0 2,568
CISCO SYS INC COM 17275R102   541,107 9,140 SH   SOLE   0 0 9,140
CITIGROUP INC COM NEW 172967424   502,825 7,143 SH   SOLE   0 0 7,143
CITIZENS FINL GROUP INC COM 174610105   361,699 8,266 SH   SOLE   0 0 8,266
CME GROUP INC COM 12572Q105   545,276 2,348 SH   SOLE   0 0 2,348
CNH INDL N V SHS N20944109   188,746 16,659 SH   SOLE   0 0 16,659
COCA COLA CO COM 191216100   585,433 9,403 SH   SOLE   0 0 9,403
COMCAST CORP NEW CL A 20030N101   509,248 13,569 SH   SOLE   0 0 13,569
CONOCOPHILLIPS COM 20825C104   443,290 4,470 SH   SOLE   0 0 4,470
COPART INC COM 217204106   998,069 17,391 SH   SOLE   0 0 17,391
COSTCO WHSL CORP NEW COM 22160K105   1,401,095 1,529 SH   SOLE   0 0 1,529
CROWN HLDGS INC COM 228368106   204,740 2,476 SH   SOLE   0 0 2,476
CUMMINS INC COM 231021106   508,956 1,460 SH   SOLE   0 0 1,460
DATADOG INC CL A COM 23804L103   566,356 3,964 SH   SOLE   0 0 3,964
DEERE & CO COM 244199105   316,928 748 SH   SOLE   0 0 748
DELTA AIR LINES INC DEL COM NEW 247361702   216,772 3,583 SH   SOLE   0 0 3,583
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,325,668 106,833 SH   SOLE   0 0 106,833
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   194,137,397 6,648,541 SH   SOLE   0 0 6,648,541
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   79,496 1,247 SH   SOLE   0 0 1,247
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   16,530 254 SH   SOLE   0 0 254
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   30,390 546 SH   SOLE   0 0 546
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   377,597 12,574 SH   SOLE   0 0 12,574
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   15,231 299 SH   SOLE   0 0 299
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   424,523 12,273 SH   SOLE   0 0 12,273
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   4,548 120 SH   SOLE   0 0 120
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   36,582 894 SH   SOLE   0 0 894
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   198,602 7,583 SH   SOLE   0 0 7,583
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   263,123 9,903 SH   SOLE   0 0 9,903
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   360,460 13,947 SH   SOLE   0 0 13,947
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   21,856 616 SH   SOLE   0 0 616
DISNEY WALT CO COM 254687106   438,835 3,941 SH   SOLE   0 0 3,941
DNP SELECT INCOME FD INC COM 23325P104   103,569 11,743 SH   SOLE   0 0 11,743
DOCUSIGN INC COM 256163106   307,145 3,415 SH   SOLE   0 0 3,415
DOW INC COM 260557103   20,782,955 517,891 SH   SOLE   0 0 517,891
EATON CORP PLC SHS G29183103   257,199 775 SH   SOLE   0 0 775
ELI LILLY & CO COM 532457108   4,850,426 6,283 SH   SOLE   0 0 6,283
EMCOR GROUP INC COM 29084Q100   229,220 505 SH   SOLE   0 0 505
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   300,530 15,341 SH   SOLE   0 0 15,341
EVERGY INC COM 30034W106   227,489 3,696 SH   SOLE   0 0 3,696
EXXON MOBIL CORP COM 30231G102   1,061,992 9,873 SH   SOLE   0 0 9,873
FEDERATED HERMES INC CL B 314211103   207,482 5,047 SH   SOLE   0 0 5,047
FINVOLUTION GROUP SPONSORED ADS 31810T101   91,957 13,543 SH   SOLE   0 0 13,543
FIRST TR SPECIALTY FIN & FIN COM BEN INTR 33733G109   262,064 62,248 SH   SOLE   0 0 62,248
FORTINET INC COM 34959E109   499,138 5,283 SH   SOLE   0 0 5,283
GABELLI EQUITY TR INC COM 362397101   77,936 14,486 SH   SOLE   0 0 14,486
GARMIN LTD SHS H2906T109   239,468 1,161 SH   SOLE   0 0 1,161
GE AEROSPACE COM NEW 369604301   979,504 5,873 SH   SOLE   0 0 5,873
GE VERNOVA INC COM 36828A101   431,556 1,312 SH   SOLE   0 0 1,312
GENERAL MTRS CO COM 37045V100   473,671 8,892 SH   SOLE   0 0 8,892
GITLAB INC CLASS A COM 37637K108   200,719 3,562 SH   SOLE   0 0 3,562
GLOBAL PMTS INC COM 37940X102   312,872 2,792 SH   SOLE   0 0 2,792
HILTON WORLDWIDE HLDGS INC COM 43300A203   359,865 1,456 SH   SOLE   0 0 1,456
HOME DEPOT INC COM 437076102   777,655 1,999 SH   SOLE   0 0 1,999
HOWMET AEROSPACE INC COM 443201108   256,582 2,346 SH   SOLE   0 0 2,346
HSBC HLDGS PLC SPON ADR NEW 404280406   239,930 4,851 SH   SOLE   0 0 4,851
HUMANA INC COM 444859102   221,996 875 SH   SOLE   0 0 875
IDEXX LABS INC COM 45168D104   552,769 1,337 SH   SOLE   0 0 1,337
INCYTE CORP COM 45337C102   372,011 5,386 SH   SOLE   0 0 5,386
INSPIRE MED SYS INC COM 457730109   211,704 1,142 SH   SOLE   0 0 1,142
INTEL CORP COM 458140100   333,792 16,648 SH   SOLE   0 0 16,648
INTERNATIONAL BUSINESS MACHS COM 459200101   505,389 2,299 SH   SOLE   0 0 2,299
INTUIT COM 461202103   1,079,135 1,717 SH   SOLE   0 0 1,717
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   128,498 1,120 SH   SOLE   0 0 1,120
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225   1,240 11 SH   SOLE   0 0 11
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   108,513 2,172 SH   SOLE   0 0 2,172
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   29,627 442 SH   SOLE   0 0 442
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,279 13 SH   SOLE   0 0 13
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   2,265 23 SH   SOLE   0 0 23
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   108,960 2,000 SH   SOLE   0 0 2,000
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   1,322 20 SH   SOLE   0 0 20
INVESCO LTD SHS G491BT108   210,267 12,029 SH   SOLE   0 0 12,029
INVESCO QQQ TR UNIT SER 1 46090E103   726,012 1,420 SH   SOLE   0 0 1,420
IQVIA HLDGS INC COM 46266C105   318,150 1,619 SH   SOLE   0 0 1,619
ISHARES INC MSCI WORLD ETF 464286392   122,379 787 SH   SOLE   0 0 787
ISHARES INC MSCI GBL MIN VOL 464286525   4,094,891 37,499 SH   SOLE   0 0 37,499
ISHARES INC CORE MSCI EMKT 46434G103   560,634 10,736 SH   SOLE   0 0 10,736
ISHARES INC MSCI EMRG CHN 46434G764   92,712 1,672 SH   SOLE   0 0 1,672
ISHARES TR CORE S&P TTL STK 464287150   161,547 1,256 SH   SOLE   0 0 1,256
ISHARES TR CORE S&P500 ETF 464287200   30,023 51 SH   SOLE   0 0 51
ISHARES TR CORE US AGGBD ET 464287226   13,860,964 143,044 SH   SOLE   0 0 143,044
ISHARES TR IBOXX INV CP ETF 464287242   8,013 75 SH   SOLE   0 0 75
ISHARES TR S&P 500 GRWT ETF 464287309   398,404 3,924 SH   SOLE   0 0 3,924
ISHARES TR GLOB HLTHCRE ETF 464287325   39,374 458 SH   SOLE   0 0 458
ISHARES TR GLOBAL ENERG ETF 464287341   23,939 627 SH   SOLE   0 0 627
ISHARES TR S&P 500 VAL ETF 464287408   255,779 1,340 SH   SOLE   0 0 1,340
ISHARES TR 20 YR TR BD ETF 464287432   13,536 155 SH   SOLE   0 0 155
ISHARES TR MSCI EAFE ETF 464287465   45,895 607 SH   SOLE   0 0 607
ISHARES TR RUS MDCP VAL ETF 464287473   215,085 1,663 SH   SOLE   0 0 1,663
ISHARES TR RUS MD CP GR ETF 464287481   85,704 676 SH   SOLE   0 0 676
ISHARES TR RUS MID CAP ETF 464287499   454 5 SH   SOLE   0 0 5
ISHARES TR CORE S&P MCP ETF 464287507   34,520 554 SH   SOLE   0 0 554
ISHARES TR ISHARES SEMICDTR 464287523   17,877 83 SH   SOLE   0 0 83
ISHARES TR ISHARES BIOTECH 464287556   56,850 430 SH   SOLE   0 0 430
ISHARES TR RUS 1000 VAL ETF 464287598   97,564 527 SH   SOLE   0 0 527
ISHARES TR RUS 1000 GRW ETF 464287614   98,517 245 SH   SOLE   0 0 245
ISHARES TR RUS 1000 ETF 464287622   57,194 178 SH   SOLE   0 0 178
ISHARES TR RUS 2000 GRW ETF 464287648   40,243 140 SH   SOLE   0 0 140
ISHARES TR RUSSELL 2000 ETF 464287655   58,775 266 SH   SOLE   0 0 266
ISHARES TR CORE S&P US VLU 464287663   434,247 4,690 SH   SOLE   0 0 4,690
ISHARES TR U.S. TECH ETF 464287721   72,264 453 SH   SOLE   0 0 453
ISHARES TR CORE S&P SCP ETF 464287804   61,194 531 SH   SOLE   0 0 531
ISHARES TR US CONSM STAPLES 464287812   86,702 1,322 SH   SOLE   0 0 1,322
ISHARES TR SP SMCP600VL ETF 464287879   430,964 3,968 SH   SOLE   0 0 3,968
ISHARES TR MSCI ACWI ETF 464288257   1,731,480 14,736 SH   SOLE   0 0 14,736
ISHARES TR IBOXX HI YD ETF 464288513   35,471 451 SH   SOLE   0 0 451
ISHARES TR CRE U S REIT ETF 464288521   18,568 324 SH   SOLE   0 0 324
ISHARES TR SHORT TREAS BD 464288679   398,488 3,619 SH   SOLE   0 0 3,619
ISHARES TR GLOBAL MATER ETF 464288695   22,681 292 SH   SOLE   0 0 292
ISHARES TR US AER DEF ETF 464288760   36,338 250 SH   SOLE   0 0 250
ISHARES TR EAFE VALUE ETF 464288877   1,207 23 SH   SOLE   0 0 23
ISHARES TR US TREAS BD ETF 46429B267   70,768,599 3,079,574 SH   SOLE   0 0 3,079,574
ISHARES TR MSCI EAFE MIN VL 46429B689   132,440 1,873 SH   SOLE   0 0 1,873
ISHARES TR MSCI USA MIN VOL 46429B697   249,411 2,809 SH   SOLE   0 0 2,809
ISHARES TR MSCI USA QLT FCT 46432F339   480,282 2,697 SH   SOLE   0 0 2,697
ISHARES TR MSCI USA MMENTM 46432F396   215,818 1,043 SH   SOLE   0 0 1,043
ISHARES TR CORE MSCI EAFE 46432F842   7,793,490 110,892 SH   SOLE   0 0 110,892
ISHARES TR INTERNATIONAL SL 46434V266   62,236 1,928 SH   SOLE   0 0 1,928
ISHARES TR U S EQUITY FACTR 46434V282   2,293 38 SH   SOLE   0 0 38
ISHARES TR US SML CAP EQT 46434V290   92,678 1,373 SH   SOLE   0 0 1,373
ISHARES TR GLOBAL EQUITY 46434V316   262,200 6,046 SH   SOLE   0 0 6,046
ISHARES TR MSCI INTL QUALTY 46434V456   159,653 4,301 SH   SOLE   0 0 4,301
ISHARES TR GLOBAL REIT ETF 46434V647   33,870 1,413 SH   SOLE   0 0 1,413
ISHARES TR YLD OPTIM BD 46434V787   486,189 21,935 SH   SOLE   0 0 21,935
ISHARES TR ESG AWR MSCI USA 46435G425   1,651,344 12,819 SH   SOLE   0 0 12,819
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   45,151 843 SH   SOLE   0 0 843
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   121,613 2,344 SH   SOLE   0 0 2,344
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   11,506 200 SH   SOLE   0 0 200
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   215,030 4,269 SH   SOLE   0 0 4,269
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,586,613 33,572 SH   SOLE   0 0 33,572
JABIL INC COM 466313103   587,544 4,083 SH   SOLE   0 0 4,083
JOHNSON & JOHNSON COM 478160104   1,164,211 8,050 SH   SOLE   0 0 8,050
JPMORGAN CHASE & CO. COM 46625H100   1,451,216 6,054 SH   SOLE   0 0 6,054
KLA CORP COM NEW 482480100   334,304 531 SH   SOLE   0 0 531
KROGER CO COM 501044101   252,488 4,129 SH   SOLE   0 0 4,129
LAKELAND FINL CORP COM 511656100   1,858,377 27,027 SH   SOLE   0 0 27,027
LAM RESEARCH CORP COM NEW 512807306   872,538 12,080 SH   SOLE   0 0 12,080
LINCOLN NATL CORP IND COM 534187109   214,169 6,754 SH   SOLE   0 0 6,754
LINDE PLC SHS G54950103   625,074 1,493 SH   SOLE   0 0 1,493
LIVE NATION ENTERTAINMENT IN COM 538034109   684,278 5,284 SH   SOLE   0 0 5,284
LOCKHEED MARTIN CORP COM 539830109   211,081 434 SH   SOLE   0 0 434
MARATHON PETE CORP COM 56585A102   227,664 1,632 SH   SOLE   0 0 1,632
MARTIN MARIETTA MATLS INC COM 573284106   667,318 1,292 SH   SOLE   0 0 1,292
MARVELL TECHNOLOGY INC COM 573874104   262,981 2,381 SH   SOLE   0 0 2,381
MASTERCARD INCORPORATED CL A 57636Q104   2,667,888 5,067 SH   SOLE   0 0 5,067
MCDONALDS CORP COM 580135101   632,959 2,183 SH   SOLE   0 0 2,183
MEDPACE HLDGS INC COM 58506Q109   320,270 964 SH   SOLE   0 0 964
MEDTRONIC PLC SHS G5960L103   456,834 5,719 SH   SOLE   0 0 5,719
MERCK & CO INC COM 58933Y105   285,110 2,866 SH   SOLE   0 0 2,866
META PLATFORMS INC CL A 30303M102   4,387,035 7,493 SH   SOLE   0 0 7,493
MICROSOFT CORP COM 594918104   9,363,461 22,215 SH   SOLE   0 0 22,215
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   232,595 19,846 SH   SOLE   0 0 19,846
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   208,612 42,661 SH   SOLE   0 0 42,661
MOLINA HEALTHCARE INC COM 60855R100   249,139 856 SH   SOLE   0 0 856
MOLSON COORS BEVERAGE CO CL B 60871R209   218,160 3,806 SH   SOLE   0 0 3,806
MONSTER BEVERAGE CORP NEW COM 61174X109   557,189 10,601 SH   SOLE   0 0 10,601
MSCI INC COM 55354G100   297,605 496 SH   SOLE   0 0 496
NATERA INC COM 632307104   255,655 1,615 SH   SOLE   0 0 1,615
NATWEST GROUP PLC SPONS ADR 639057207   205,790 20,235 SH   SOLE   0 0 20,235
NETFLIX INC COM 64110L106   454,573 510 SH   SOLE   0 0 510
NOMURA HLDGS INC SPONSORED ADR 65535H208   88,969 15,366 SH   SOLE   0 0 15,366
NORFOLK SOUTHN CORP COM 655844108   919,555 3,918 SH   SOLE   0 0 3,918
NORTHROP GRUMMAN CORP COM 666807102   311,074 663 SH   SOLE   0 0 663
NVIDIA CORPORATION COM 67066G104   9,655,743 71,902 SH   SOLE   0 0 71,902
ORACLE CORP COM 68389X105   662,131 3,973 SH   SOLE   0 0 3,973
OREILLY AUTOMOTIVE INC COM 67103H107   768,398 648 SH   SOLE   0 0 648
PACKAGING CORP AMER COM 695156109   316,308 1,405 SH   SOLE   0 0 1,405
PALO ALTO NETWORKS INC COM 697435105   726,384 3,992 SH   SOLE   0 0 3,992
PAYPAL HLDGS INC COM 70450Y103   360,689 4,226 SH   SOLE   0 0 4,226
PEPSICO INC COM 713448108   310,732 2,043 SH   SOLE   0 0 2,043
PFIZER INC COM 717081103   569,957 21,483 SH   SOLE   0 0 21,483
PG&E CORP COM 69331C108   237,236 11,756 SH   SOLE   0 0 11,756
PHILIP MORRIS INTL INC COM 718172109   449,748 3,737 SH   SOLE   0 0 3,737
PIMCO CORPORATE & INCOME OPP COM 72201B101   273,648 19,043 SH   SOLE   0 0 19,043
PIMCO ETF TR ACTIVE BD ETF 72201R775   43,557 482 SH   SOLE   0 0 482
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   894,631 8,916 SH   SOLE   0 0 8,916
PROCTER AND GAMBLE CO COM 742718109   445,399 2,657 SH   SOLE   0 0 2,657
PROGRESSIVE CORP COM 743315103   383,826 1,602 SH   SOLE   0 0 1,602
RALPH LAUREN CORP CL A 751212101   230,056 996 SH   SOLE   0 0 996
ROBERT HALF INC. COM 770323103   268,946 3,817 SH   SOLE   0 0 3,817
ROBINHOOD MKTS INC COM CL A 770700102   221,921 5,956 SH   SOLE   0 0 5,956
ROBLOX CORP CL A 771049103   300,062 5,186 SH   SOLE   0 0 5,186
RPM INTL INC COM 749685103   964,667 7,839 SH   SOLE   0 0 7,839
SALESFORCE INC COM 79466L302   1,631,872 4,881 SH   SOLE   0 0 4,881
SAP SE SPON ADR 803054204   317,611 1,290 SH   SOLE   0 0 1,290
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   17,710,676 780,206 SH   SOLE   0 0 780,206
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   190,261 8,208 SH   SOLE   0 0 8,208
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   628,636 22,556 SH   SOLE   0 0 22,556
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   119,125 4,299 SH   SOLE   0 0 4,299
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   30,457 1,380 SH   SOLE   0 0 1,380
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   22,209 834 SH   SOLE   0 0 834
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   30,967 1,066 SH   SOLE   0 0 1,066
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   8,603 252 SH   SOLE   0 0 252
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   36,066 1,086 SH   SOLE   0 0 1,086
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   68,412 2,889 SH   SOLE   0 0 2,889
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,247,841 45,675 SH   SOLE   0 0 45,675
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   23,273 1,258 SH   SOLE   0 0 1,258
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,310,168 136,277 SH   SOLE   0 0 136,277
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   16,890 492 SH   SOLE   0 0 492
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   17,501 208 SH   SOLE   0 0 208
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   213,646 1,553 SH   SOLE   0 0 1,553
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   9,040 115 SH   SOLE   0 0 115
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   334,506 1,491 SH   SOLE   0 0 1,491
SELECT SECTOR SPDR TR ENERGY 81369Y506   665,262 7,766 SH   SOLE   0 0 7,766
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   58,818 1,217 SH   SOLE   0 0 1,217
SELECT SECTOR SPDR TR INDL 81369Y704   211,080 1,602 SH   SOLE   0 0 1,602
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   163,927 705 SH   SOLE   0 0 705
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   109,686 1,133 SH   SOLE   0 0 1,133
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   3,498 86 SH   SOLE   0 0 86
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,060 14 SH   SOLE   0 0 14
SERVICENOW INC COM 81762P102   1,382,396 1,304 SH   SOLE   0 0 1,304
SMARTSHEET INC COM CL A 83200N103   277,685 4,956 SH   SOLE   0 0 4,956
SNAP INC CL A 83304A106   199,320 18,507 SH   SOLE   0 0 18,507
SNOWFLAKE INC CL A 833445109   242,269 1,569 SH   SOLE   0 0 1,569
SONY GROUP CORP SPONSORED ADR 835699307   265,346 12,540 SH   SOLE   0 0 12,540
SPDR GOLD TR GOLD SHS 78463V107   519,853 2,147 SH   SOLE   0 0 2,147
SPDR INDEX SHS FDS MSCI WRLD STRGIC 78463X418   2,958,759 23,890 SH   SOLE   0 0 23,890
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   2,230 52 SH   SOLE   0 0 52
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,876,810 3,202 SH   SOLE   0 0 3,202
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   341,748 600 SH   SOLE   0 0 600
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   387,164 9,829 SH   SOLE   0 0 9,829
STATE STR CORP COM 857477103   244,295 2,489 SH   SOLE   0 0 2,489
STEEL DYNAMICS INC COM 858119100   231,763 2,032 SH   SOLE   0 0 2,032
SYNCHRONY FINANCIAL COM 87165B103   278,785 4,289 SH   SOLE   0 0 4,289
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   275,499 1,395 SH   SOLE   0 0 1,395
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   140,159 10,586 SH   SOLE   0 0 10,586
TAPESTRY INC COM 876030107   504,152 7,717 SH   SOLE   0 0 7,717
TARGA RES CORP COM 87612G101   1,112,234 6,231 SH   SOLE   0 0 6,231
TECHNIPFMC PLC COM G87110105   204,982 7,083 SH   SOLE   0 0 7,083
TESLA INC COM 88160R101   1,232,455 3,052 SH   SOLE   0 0 3,052
TEXAS CAP BANCSHARES INC COM 88224Q107   204,493 2,615 SH   SOLE   0 0 2,615
TEXAS INSTRS INC COM 882508104   687,977 3,669 SH   SOLE   0 0 3,669
TEXAS ROADHOUSE INC COM 882681109   247,370 1,371 SH   SOLE   0 0 1,371
THERMO FISHER SCIENTIFIC INC COM 883556102   409,116 786 SH   SOLE   0 0 786
TRANSUNION COM 89400J107   949,165 10,238 SH   SOLE   0 0 10,238
TRAVELERS COMPANIES INC COM 89417E109   312,916 1,299 SH   SOLE   0 0 1,299
TRIMBLE INC COM 896239100   289,635 4,099 SH   SOLE   0 0 4,099
TWILIO INC CL A 90138F102   259,081 2,397 SH   SOLE   0 0 2,397
UBER TECHNOLOGIES INC COM 90353T100   734,489 12,177 SH   SOLE   0 0 12,177
UIPATH INC CL A 90364P105   171,000 13,454 SH   SOLE   0 0 13,454
UNITED AIRLS HLDGS INC COM 910047109   248,964 2,564 SH   SOLE   0 0 2,564
UNITEDHEALTH GROUP INC COM 91324P102   1,441,109 2,849 SH   SOLE   0 0 2,849
VALLEY NATL BANCORP COM 919794107   195,288 21,555 SH   SOLE   0 0 21,555
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   12,886,983 138,083 SH   SOLE   0 0 138,083
VANGUARD BD INDEX FDS INTERMED TERM 921937819   299 4 SH   SOLE   0 0 4
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   77 1 SH   SOLE   0 0 1
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   233,492 3,247 SH   SOLE   0 0 3,247
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   284,738 528 SH   SOLE   0 0 528
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   82,306,872 508,789 SH   SOLE   0 0 508,789
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,425 16 SH   SOLE   0 0 16
VANGUARD INDEX FDS SM CP VAL ETF 922908611   101,270 511 SH   SOLE   0 0 511
VANGUARD INDEX FDS MID CAP ETF 922908629   340,728 1,290 SH   SOLE   0 0 1,290
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   264,262 1,391 SH   SOLE   0 0 1,391
VANGUARD INDEX FDS GROWTH ETF 922908736   49,253 120 SH   SOLE   0 0 120
VANGUARD INDEX FDS VALUE ETF 922908744   27,257 161 SH   SOLE   0 0 161
VANGUARD INDEX FDS SMALL CP ETF 922908751   45,611 190 SH   SOLE   0 0 190
VANGUARD INDEX FDS TOTAL STK MKT 922908769   68,713,944 237,100 SH   SOLE   0 0 237,100
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,374 12 SH   SOLE   0 0 12
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   6,936,166 59,041 SH   SOLE   0 0 59,041
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,837 32 SH   SOLE   0 0 32
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,263 528 SH   SOLE   0 0 528
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,350 19 SH   SOLE   0 0 19
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,396 22 SH   SOLE   0 0 22
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   703,813 3,594 SH   SOLE   0 0 3,594
VANGUARD STAR FDS VG TL INTL STK F 921909768   12,126,792 205,783 SH   SOLE   0 0 205,783
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,838,718 59,363 SH   SOLE   0 0 59,363
VANGUARD WORLD FD FINANCIALS ETF 92204A405   106,145 899 SH   SOLE   0 0 899
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   13,480 53 SH   SOLE   0 0 53
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   198,679 781 SH   SOLE   0 0 781
VANGUARD WORLD FD INF TECH ETF 92204A702   1,213,132 1,951 SH   SOLE   0 0 1,951
VEEVA SYS INC CL A COM 922475108   729,147 3,468 SH   SOLE   0 0 3,468
VERISIGN INC COM 92343E102   340,035 1,643 SH   SOLE   0 0 1,643
VERIZON COMMUNICATIONS INC COM 92343V104   266,056 6,653 SH   SOLE   0 0 6,653
VERTIV HOLDINGS CO COM CL A 92537N108   292,319 2,573 SH   SOLE   0 0 2,573
VISA INC COM CL A 92826C839   693,274 2,194 SH   SOLE   0 0 2,194
VULCAN MATLS CO COM 929160109   248,999 968 SH   SOLE   0 0 968
WABTEC COM 929740108   226,750 1,196 SH   SOLE   0 0 1,196
WALMART INC COM 931142103   1,943,968 21,516 SH   SOLE   0 0 21,516
WASTE MGMT INC DEL COM 94106L109   261,722 1,297 SH   SOLE   0 0 1,297
WEC ENERGY GROUP INC COM 92939U106   475,748 5,059 SH   SOLE   0 0 5,059
WELLS FARGO CO NEW COM 949746101   322,910 4,597 SH   SOLE   0 0 4,597
WENDYS CO COM 95058W100   245,983 15,091 SH   SOLE   0 0 15,091
WIPRO LTD SPON ADR 1 SH 97651M109   111,206 31,414 SH   SOLE   0 0 31,414
WISDOMTREE TR INTERNATIONL EFI 97717Y634   83,177,704 2,367,658 SH   SOLE   0 0 2,367,658
XCEL ENERGY INC COM 98389B100   622,669 9,222 SH   SOLE   0 0 9,222
ZIMMER BIOMET HOLDINGS INC COM 98956P102   241,535 2,287 SH   SOLE   0 0 2,287
ZOOM COMMUNICATIONS INC CL A 98980L101   373,529 4,577 SH   SOLE   0 0 4,577
ZSCALER INC COM 98980G102   302,728 1,678 SH   SOLE   0 0 1,678