The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   214,361 414 SH   SOLE 0 0 0 414
ALPHABET INC CAP STK CL C 02079K107   236,972 1,417 SH   SOLE 0 0 0 1,417
AMAZON COM INC COM 023135106   1,217,667 6,535 SH   SOLE 0 0 0 6,535
APPLE INC COM 037833100   4,292,968 18,425 SH   SOLE 0 0 0 18,425
BALL CORP COM 058498106   308,662 4,545 SH   SOLE 0 0 0 4,545
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,096,024 4,554 SH   SOLE 0 0 0 4,554
BROADCOM INC COM 11135F101   882,770 5,118 SH   SOLE 0 0 0 5,118
CUMMINS INC COM 231021106   438,422 1,354 SH   SOLE 0 0 0 1,354
ELI LILLY & CO COM 532457108   551,429 622 SH   SOLE 0 0 0 622
EXXON MOBIL CORP COM 30231G102   629,076 5,367 SH   SOLE 0 0 0 5,367
INTERNATIONAL BUSINESS MACHS COM 459200101   219,060 991 SH   SOLE 0 0 0 991
INVESCO QQQ TR UNIT SER 1 46090E103   19,546,351 40,048 SH   SOLE 0 0 0 40,048
ISHARES TR RUS 1000 ETF 464287622   530,520 1,687 SH   SOLE 0 0 0 1,687
ISHARES TR RUS 1000 VAL ETF 464287598   202,219 1,065 SH   SOLE 0 0 0 1,065
ISHARES TR RUS 1000 GRW ETF 464287614   781,098 2,081 SH   SOLE 0 0 0 2,081
ISHARES TR RUSSELL 2000 ETF 464287655   347,112 1,571 SH   SOLE 0 0 0 1,571
ISHARES TR RUSSELL 3000 ETF 464287689   1,690,490 5,174 SH   SOLE 0 0 0 5,174
ISHARES TR RUS MD CP GR ETF 464287481   335,656 2,862 SH   SOLE 0 0 0 2,862
ISHARES TR RUS MDCP VAL ETF 464287473   299,180 2,262 SH   SOLE 0 0 0 2,262
ISHARES TR MSCI LW CRB TG 46434V464   310,121 1,581 SH   SOLE 0 0 0 1,581
ISHARES TR MSCI GBL SUS DEV 46435G532   368,264 4,343 SH   SOLE 0 0 0 4,343
ISHARES TR MSCI USA MIN VOL 46429B697   11,355,061 124,357 SH   SOLE 0 0 0 124,357
ISHARES TR 0-5YR HI YL CP 46434V407   14,482,488 333,544 SH   SOLE 0 0 0 333,544
ISHARES TR ESG AWR MSCI USA 46435G425   1,223,443 9,696 SH   SOLE 0 0 0 9,696
ISHARES TR ESG AWR US AGRGT 46435U549   828,564 17,052 SH   SOLE 0 0 0 17,052
ISHARES TR USD GRN BOND ETF 46435U440   275,385 5,697 SH   SOLE 0 0 0 5,697
JPMORGAN CHASE & CO. COM 46625H100   1,093,333 5,185 SH   SOLE 0 0 0 5,185
META PLATFORMS INC CL A 30303M102   856,692 1,497 SH   SOLE 0 0 0 1,497
MICROSOFT CORP COM 594918104   1,121,030 2,605 SH   SOLE 0 0 0 2,605
NVIDIA CORPORATION COM 67066G104   1,253,461 10,322 SH   SOLE 0 0 0 10,322
ORACLE CORP COM 68389X105   551,375 3,236 SH   SOLE 0 0 0 3,236
PACER FDS TR US CASH COWS 100 69374H881   10,276,682 177,705 SH   SOLE 0 0 0 177,705
PROCTER AND GAMBLE CO COM 742718109   511,571 2,954 SH   SOLE 0 0 0 2,954
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   212,404 3,193 SH   SOLE 0 0 0 3,193
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   18,899,075 397,708 SH   SOLE 0 0 0 397,708
SERVICENOW INC COM 81762P102   239,697 268 SH   SOLE 0 0 0 268
SPDR S&P 500 ETF TR TR UNIT 78462F103   326,493 569 SH   SOLE 0 0 0 569
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   13,137,631 143,096 SH   SOLE 0 0 0 143,096
SPDR SER TR SPDR MSCI USA GE 78468R747   304,980 2,685 SH   SOLE 0 0 0 2,685
TESLA INC COM 88160R101   637,069 2,435 SH   SOLE 0 0 0 2,435
THERMO FISHER SCIENTIFIC INC COM 883556102   249,136 403 SH   SOLE 0 0 0 403
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   98,758 11,729 SH   SOLE 0 0 0 11,729
UNITEDHEALTH GROUP INC COM 91324P102   768,767 1,315 SH   SOLE 0 0 0 1,315
VANGUARD INDEX FDS TOTAL STK MKT 922908769   236,035 834 SH   SOLE 0 0 0 834
VANGUARD INDEX FDS GROWTH ETF 922908736   1,379,445 3,593 SH   SOLE 0 0 0 3,593
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   22,341,742 42,340 SH   SOLE 0 0 0 42,340
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   19,664,445 99,285 SH   SOLE 0 0 0 99,285
VANGUARD WORLD FD ESG INTL STK ETF 921910725   383,556 6,236 SH   SOLE 0 0 0 6,236
VISA INC COM CL A 92826C839   688,637 2,505 SH   SOLE 0 0 0 2,505
WATERS CORP COM 941848103   312,025 867 SH   SOLE 0 0 0 867