The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   216,515 1,677 SH   SOLE   0 0 1,677
ABBOTT LABS COM 002824100   555,257 4,909 SH   SOLE   0 0 4,909
ABBVIE INC COM 00287Y109   1,219,015 6,860 SH   SOLE   0 0 6,860
AIR PRODS & CHEMS INC COM 009158106   428,073 1,476 SH   SOLE   0 0 1,476
AIRBNB INC COM CL A 009066101   234,041 1,781 SH   SOLE   0 0 1,781
ALLSTATE CORP COM 020002101   675,536 3,504 SH   SOLE   0 0 3,504
ALPHABET INC CAP STK CL C 02079K107   333,115 1,749 SH   SOLE   0 0 1,749
ALPS ETF TR ALERIAN MLP 00162Q452   426,234 8,850 SH   SOLE   0 0 8,850
AMAZON COM INC COM 023135106   397,535 1,812 SH   SOLE   0 0 1,812
APPLE INC COM 037833100   1,419,443 5,668 SH   SOLE   0 0 5,668
AT&T INC COM 00206R102   225,446 9,901 SH   SOLE   0 0 9,901
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   243,865 538 SH   SOLE   0 0 538
CARDINAL HEALTH INC COM 14149Y108   322,422 2,726 SH   SOLE   0 0 2,726
CHEVRON CORP NEW COM 166764100   295,184 2,038 SH   SOLE   0 0 2,038
DISCOVER FINL SVCS COM 254709108   303,499 1,752 SH   SOLE   0 0 1,752
EXXON MOBIL CORP COM 30231G102   841,764 7,825 SH   SOLE   0 0 7,825
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   362,074 5,885 SH   SOLE   0 0 5,885
FIDELITY COVINGTON TRUST ENHANCED HIGH YI 316092618   221,877 4,598 SH   SOLE   0 0 4,598
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   292,418 4,609 SH   SOLE   0 0 4,609
FIRST TR EXCHNG TRADED FD VI TCW SECURITIZED 33740U109   276,438 13,367 SH   SOLE   0 0 13,367
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   3,192,360 106,377 SH   SOLE   0 0 106,377
GENERAL DYNAMICS CORP COM 369550108   284,784 1,081 SH   SOLE   0 0 1,081
GLOBAL X FDS US PFD ETF 37954Y657   3,825,931 196,101 SH   SOLE   0 0 196,101
HOME DEPOT INC COM 437076102   441,833 1,136 SH   SOLE   0 0 1,136
INTERNATIONAL BUSINESS MACHS COM 459200101   347,242 1,580 SH   SOLE   0 0 1,580
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,218,747 6,955 SH   SOLE   0 0 6,955
ISHARES TR CORE INTL AGGR 46435G672   1,155,830 23,154 SH   SOLE   0 0 23,154
ISHARES TR 1 3 YR TREAS BD 464287457   5,072,758 61,878 SH   SOLE   0 0 61,878
ISHARES TR FALN ANGLS USD 46435G474   7,482,030 280,121 SH   SOLE   0 0 280,121
ISHARES TR FLTG RATE NT ETF 46429B655   899,093 17,671 SH   SOLE   0 0 17,671
ISHARES TR CORE DIV GRWTH 46434V621   1,701,134 27,733 SH   SOLE   0 0 27,733
ISHARES TR PFD AND INCM SEC 464288687   400,329 12,733 SH   SOLE   0 0 12,733
ISHARES TR CORE DIVID ETF 46435U861   1,441,102 30,403 SH   SOLE   0 0 30,403
ISHARES TR US SML CP VALUE 46436E536   777,551 23,939 SH   SOLE   0 0 23,939
ISHARES TR CORE S&P500 ETF 464287200   1,482,885 2,519 SH   SOLE   0 0 2,519
ISHARES TR CORE MSCI TOTAL 46432F834   248,488 3,757 SH   SOLE   0 0 3,757
ISHARES TR US AER DEF ETF 464288760   357,099 2,457 SH   SOLE   0 0 2,457
ISHARES TR RUS 1000 GRW ETF 464287614   344,375 858 SH   SOLE   0 0 858
JOHNSON & JOHNSON COM 478160104   260,884 1,804 SH   SOLE   0 0 1,804
JPMORGAN CHASE & CO. COM 46625H100   456,517 1,904 SH   SOLE   0 0 1,904
LEIDOS HOLDINGS INC COM 525327102   296,043 2,055 SH   SOLE   0 0 2,055
LOCKHEED MARTIN CORP COM 539830109   223,532 460 SH   SOLE   0 0 460
MCDONALDS CORP COM 580135101   399,821 1,379 SH   SOLE   0 0 1,379
MERCK & CO INC COM 58933Y105   766,957 7,710 SH   SOLE   0 0 7,710
META PLATFORMS INC CL A 30303M102   546,113 933 SH   SOLE   0 0 933
MICROSOFT CORP COM 594918104   2,381,630 5,650 SH   SOLE   0 0 5,650
MORGAN STANLEY COM NEW 617446448   306,380 2,437 SH   SOLE   0 0 2,437
NVIDIA CORPORATION COM 67066G104   748,532 5,574 SH   SOLE   0 0 5,574
ORACLE CORP COM 68389X105   324,948 1,950 SH   SOLE   0 0 1,950
PFIZER INC COM 717081103   394,118 14,856 SH   SOLE   0 0 14,856
PPL CORP COM 69351T106   400,790 12,347 SH   SOLE   0 0 12,347
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   17,577,445 643,391 SH   SOLE   0 0 643,391
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   200,886 7,208 SH   SOLE   0 0 7,208
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   393,638 15,222 SH   SOLE   0 0 15,222
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   308,051 13,571 SH   SOLE   0 0 13,571
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   443,838 9,183 SH   SOLE   0 0 9,183
SPDR S&P 500 ETF TR TR UNIT 78462F103   880,739 1,503 SH   SOLE   0 0 1,503
SPDR SER TR PRTFLO S&P500 GW 78464A409   19,779,197 225,019 SH   SOLE   0 0 225,019
TE CONNECTIVITY PLC ORD SHS G87052109   698,551 4,886 SH   SOLE   0 0 4,886
TESLA INC COM 88160R101   468,858 1,161 SH   SOLE   0 0 1,161
TRUST FOR PROFESSIONAL MANAG CROSSINGBRDG PRE 89834G778   10,689,562 517,404 SH   SOLE   0 0 517,404
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   512,340 17,870 SH   SOLE   0 0 17,870
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   11,137,159 154,876 SH   SOLE   0 0 154,876
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,894,213 20,338 SH   SOLE   0 0 20,338
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,102,743 25,398 SH   SOLE   0 0 25,398
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,646,442 10,479 SH   SOLE   0 0 10,479
VANGUARD INDEX FDS GROWTH ETF 922908736   2,434,056 5,930 SH   SOLE   0 0 5,930
VANGUARD INDEX FDS MID CAP ETF 922908629   351,449 1,331 SH   SOLE   0 0 1,331
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   311,187 1,638 SH   SOLE   0 0 1,638
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,188,965 64,644 SH   SOLE   0 0 64,644
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   284,476 2,754 SH   SOLE   0 0 2,754
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   297,062 3,808 SH   SOLE   0 0 3,808
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   23,195,695 118,448 SH   SOLE   0 0 118,448
VANGUARD STAR FDS VG TL INTL STK F 921909768   508,684 8,632 SH   SOLE   0 0 8,632
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   230,238 1,805 SH   SOLE   0 0 1,805
VERIZON COMMUNICATIONS INC COM 92343V104   281,536 7,040 SH   SOLE   0 0 7,040
WALMART INC COM 931142103   352,636 3,903 SH   SOLE   0 0 3,903
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   12,019,360 276,498 SH   SOLE   0 0 276,498
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,509,977 43,959 SH   SOLE   0 0 43,959