The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 1 12 SH   SOLE   0 0 12
CRONOS GROUP INC C 22717L101 2 281 SH   SOLE   0 0 281
PROCTER & GAMBLE C 742718109 3 22 SH   SOLE   0 0 22
MOTOROLA INC COM NEW C 620076307 3 20 SH   SOLE   0 0 20
INVESCO S&P 500 INDEX FUND CLASS A M 00142J628 7 191 SH   SOLE   0 0 191
ALTRIA GROUP INC COM C 02209S103 10 200 SH   SOLE   0 0 200
AT&T INC COM C 00206R102 12 300 SH   SOLE   0 0 300
FORD MOTOR COMPANY C 345370860 13 1,400 SH   SOLE   0 0 1,400
HARBOR SMALL CAP VALUE FUND INST'L CLASS M 411511843 14 392 SH   SOLE   0 0 392
CISCO SYSTEMS, INC. C 17275R102 14 300 SH   SOLE   0 0 300
ISHARES GLOBAL MATERIALS ETF ETF 464288695 15 220 SH   SOLE   0 0 220
FIDELITY 500 INDEX FUND INSTITUTIONAL PREMIUM CLASS M 315911750 16 142 SH   SOLE   0 0 142
INVESCO BRIC ETF ETF 46137V209 17 440 SH   SOLE   0 0 440
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF NEW ETF 78468R622 18 166 SH   SOLE   0 0 166
NORFOLK SOUTHERN CORP COM C 655844108 19 98 SH   SOLE   0 0 98
VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS ETF 92204A884 20 210 SH   SOLE   0 0 210
ELI LILLY & CO. C 532457108 20 155 SH   SOLE   0 0 155
TRAVELERS COS INC COM C 89417E109 22 158 SH   SOLE   0 0 158
OCCIDENTAL PETRO CORP C 674599105 24 581 SH   OTR 1 0 0 581
DOMINION ENERGY INC C 25746U109 28 335 SH   SOLE   0 0 335
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 28 264 SH   SOLE   0 0 264
UNILEVER PLC C 904767704 29 500 SH   SOLE   0 0 500
CONSOLIDATED EDISON C 209115104 29 320 SH   SOLE   0 0 320
VANGUARD GROWTH VIPERS ETF 922908736 32 177 SH   SOLE   0 0 177
BOEING COMPANY C 097023105 33 100 SH   SOLE   0 0 100
AMEREN CORP C 023608102 34 444 SH   SOLE   0 0 444
PLAINS ALL AMERICAN PIPELINE LP C 726503105 35 1,915 SH   OTR 1 0 0 1,915
ISHARES GLOBAL ENERGY ETF ETF 464287341 48 1,559 SH   SOLE   0 0 1,559
SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF ETF 78464A490 50 902 SH   SOLE   0 0 902
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 53 477 SH   SOLE   0 0 477
VISA INC COM CL A C 92826C839 55 294 SH   SOLE   0 0 294
EXXON MOBIL CORP COM C 30231G102 56 800 SH   SOLE   0 0 800
ISHARES LATIN AMERICA 40 ETF ETF 464287390 61 1,785 SH   SOLE   0 0 1,785
WEYERHAEUSER CO RHTA 962166104 65 2,136 SH   OTR 1 0 0 2,136
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 65 1,217 SH   SOLE   0 0 1,217
UNIVERSAL HEALTH RLTY TR SBI RHTA 91359E105 66 560 SH   SOLE   0 0 560
ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 69 590 SH   SOLE   0 0 590
VANGUARD SCOTTSDALE FDS VANGUARD LONG TERM GOVT BOND INDEX FD ETF 92206C847 70 837 SH   OTR 1 0 0 837
SPDR INDEX SHS FDS S&P GLOBAL NAT RES ETF ETF 78463X541 74 1,606 SH   OTR 1 0 0 1,606
INVESCO DB COMMODITY INDEX TRACKING FUND ETF 46138B103 75 4,720 SH   OTR 1 0 0 4,720
DISCOVER FINL SVCS C 254709108 76 900 SH   SOLE   0 0 900
MICROSOFT CORP C 594918104 79 500 SH   SOLE   0 0 500
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 79 409 SH   OTR 1 0 0 409
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 81 969 SH   OTR 1 0 0 969
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX ETF 922042676 82 1,392 SH   SOLE   0 0 1,392
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT ETF 78467Y107 85 227 SH   OTR 1 0 0 227
MERCK & CO INC NEW C 58933Y105 91 1,000 SH   SOLE   0 0 1,000
VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 92 673 SH   OTR 1 0 0 673
VANGUARD MID-CAP VALUE ETF ETF 922908512 99 827 SH   OTR 1 0 0 827
MORGAN STANLEY CO C 617446448 102 2,000 SH   SOLE   0 0 2,000
VANGUARD VALUE VIPERS ETF 922908744 110 920 SH   OTR 1 0 0 920
ISHARES SILVER TRUST WF 46428Q109 113 6,765 SH   OTR 1 0 0 6,765
SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF ETF 78463X749 114 2,217 SH   OTR 1 0 0 2,217
JPM DIVERSIFIED RETURN INTL EQUITY ETF ETF 46641Q209 124 2,175 SH   SOLE   0 0 2,175
INVESCO CLEANTECH ETF ETF 46137V407 127 2,538 SH   SOLE   0 0 2,538
WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD ETF 97717W471 129 4,822 SH   SOLE   0 0 4,822
ISHARES FLOATING RATE BOND ETF ETF 46429B655 131 2,567 SH   SOLE   0 0 2,567
SOUTHERN CO C 842587107 141 2,208 SH   SOLE   0 0 2,208
MGE ENERGY INC. - COMMON STOCK C 55277P104 143 1,820 SH   SOLE   0 0 1,820
CHEVRON CORP NEW C 166764100 149 1,236 SH   SOLE   0 0 1,236
ISHARES S&P 500 GROWTH ETF ETF 464287309 150 777 SH   SOLE   0 0 777
PROSHARES TR S&P 500 ARISTOCRATS ETF ETF 74348A467 158 2,095 SH   OTR 1 0 0 2,095
NEXTERA ENERGY INC COM C 65339F101 160 662 SH   SOLE   0 0 662
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 162 1,997 SH   SOLE   0 0 1,997
DTE ENERGY COMPANY C 233331107 180 1,386 SH   SOLE   0 0 1,386
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 192 2,014 SH   OTR 1 0 0 2,014
VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 194 1,022 SH   SOLE   0 0 1,022
AMPLIFY ONLINE RETAIL ETF ETF 032108102 196 3,813 SH   SOLE   0 0 3,813
SPDR BLOOMBERG BARCLAYS INTERNATIONAL TREASURY BOND ETF ETF 78464A516 198 6,863 SH   SOLE   0 0 6,863
ISHARES COMEX GOLD TR ISHARES WF 464285105 218 15,005 SH   SOLE   0 0 15,005
VANGUARD REAL ESTATE ETF ETF 922908553 228 2,452 SH   OTR 1 0 0 2,452
WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND ETF 97717W380 263 5,465 SH   SOLE   0 0 5,465
ALLSTATE CORPORATION C 020002101 267 2,376 SH   SOLE   0 0 2,376
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 273 6,136 SH   OTR 1 0 0 6,136
VANGUARD INTERMEDIATE TERM ETF 92206C870 276 3,025 SH   SOLE   0 0 3,025
ISHARES SELECT DIVIDEND ETF ETF 464287168 284 2,692 SH   OTR 1 0 0 2,692
ISHARES TR RUSSELL 2000 ETF ETF 464287655 288 1,740 SH   SOLE   0 0 1,740
AMERICAN ELECTRIC POWER CO C 025537101 331 3,500 SH   SOLE   0 0 3,500
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 337 5,608 SH   OTR 1 0 0 5,608
ISHARES TR S&P 500 VALUE ETF ETF 464287408 342 2,631 SH   SOLE   0 0 2,631
ISHARES TR MSCI EAFE ETF ETF 464287465 348 5,013 SH   SOLE   0 0 5,013
ISHARES MSCI EAFE MINIMUM VOLATILITY ETF ETF 46429B689 354 4,755 SH   OTR 1 0 0 4,755
ISHARES MSCI ACWI EX US ETF ETF 464288240 361 7,340 SH   SOLE   0 0 7,340
GATX CORP C 361448103 373 4,500 SH   SOLE   0 0 4,500
WISDOMTREE TR HIGH DIVID FD ETF 97717W208 392 5,099 SH   SOLE   0 0 5,099
ISHARES TR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 398 4,521 SH   OTR 1 0 0 4,521
JPMORGAN DIVERSIFIED RETURN USEQUITY ETF ETF 46641Q407 419 5,258 SH   SOLE   0 0 5,258
WISDOMTREE TR US QUALITY DIVID GROWTH FD ETF 97717X669 428 8,837 SH   SOLE   0 0 8,837
ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 489 3,402 SH   OTR 1 0 0 3,402
INVESCO SENIOR LOAN ETF ETF 46138G508 517 22,650 SH   OTR 1 0 0 22,650
INVESCO TAXABLE MUNICIPAL BOND ETF ETF 46138G805 520 16,424 SH   OTR 1 0 0 16,424
ISHARES TR S&P US PFD STOCK INDEX FUND ETF 464288687 555 14,764 SH   OTR 1 0 0 14,764
ARK INNOVATION ETF ETF 00214Q104 564 11,267 SH   SOLE   0 0 11,267
ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 565 4,960 SH   OTR 1 0 0 4,960
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 584 13,258 SH   OTR 1 0 0 13,258
FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 596 7,873 SH   SOLE   0 0 7,873
MERK HARD CURRENCY FUND INV CLASS M 34984T402 621 67,146 SH   OTR 1 0 0 67,146
SSGA ACTIVE ETF TR BLACKSTONE/GSO SR LN ETF ETF 78467V608 642 13,790 SH   OTR 1 0 0 13,790
ADVISORS PREFERRED TRUST THE GOLD BULLION STRATEGY FUND INVESTOR CLASS M 00771F202 666 30,478 SH   OTR 1 0 0 30,478
FACEBOOK INC CL A C 30303M102 698 3,399 SH   OTR 1 0 0 3,399
SPDR SER TR S&P BIOTECH ETF ETF 78464A870 721 7,582 SH   SOLE   0 0 7,582
INVESCO NATIONAL AMT FREE MUNICIPAL BOND ETF ETF 46138E537 756 28,572 SH   OTR 1 0 0 28,572
ISHARES TIPS BOND ETF ETF 464287176 792 6,793 SH   SOLE   0 0 6,793
ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 897 3,705 SH   SOLE   0 0 3,705
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 917 7,293 SH   SOLE   0 0 7,293
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 980 39,668 SH   SOLE   0 0 39,668
CONSUMER STAPLES SPDR ETF 81369Y308 1,152 18,290 SH   SOLE   0 0 18,290
WILMINGTON US TREASURY MONEY MARKET FUND ADMIN CLASS MM 97181C480 1,174 1,173,679 SH   SOLE   0 0 1,173,679
ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 1,180 13,943 SH   SOLE   0 0 13,943
FIDELITY CONTRAFUND RETAIL CLASS M 316071109 1,356 98,917 SH   SOLE   0 0 98,917
VANGUARD SELECTED VALUE FUND INVESTOR CLASS M 921946109 1,357 50,098 SH   SOLE   0 0 50,098
AMERICAN FUNDS AMCAP FUND CLASS F-3 M 023375777 1,367 40,667 SH   SOLE   0 0 40,667
DODGE & COX STOCK FUND M 256219106 1,368 7,059 SH   SOLE   0 0 7,059
HARBOR CAPITAL APPRECIATION FUND INST'L CLASS M 411511504 1,376 18,168 SH   SOLE   0 0 18,168
VANGUARD HIGH DIVIDE ETF 921946406 1,383 14,754 SH   SOLE   0 0 14,754
FIRST TRUST WATER ETF ETF 33733B100 1,512 25,214 SH   SOLE   0 0 25,214
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1,558 24,105 SH   SOLE   0 0 24,105
ISHARES INC MSCI GLOBAL SILVER AND METALS MINER ETF ETF 464286327 1,713 152,524 SH   OTR 1 0 0 152,524
ALPHABET INC CAP STK CL A C 02079K305 1,982 1,480 SH   OTR 1 0 0 1,480
VANGUARD LARGE-CAP VIPERS ETF 922908637 2,240 15,149 SH   SOLE   0 0 15,149
ALIBABA GRP SHS ADR C 01609W102 2,503 11,801 SH   OTR 1 0 0 11,801
ISHARES NORTH AMERICAN NATURAL RES ETF ETF 464287374 2,919 96,987 SH   OTR 1 0 0 96,987
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 2,996 22,111 SH   OTR 1 0 0 22,111
SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 3,192 31,341 SH   SOLE   0 0 31,341
ISHARES RESIDENTIAL REAL ESTATE ETF ETF 464288562 3,193 42,386 SH   OTR 1 0 0 42,386
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 4,220 91,811 SH   OTR 1 0 0 91,811
APPLE COMPUTER INC COM C 037833100 4,327 14,734 SH   OTR 1 0 0 14,734
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 4,574 15,464 SH   OTR 1 0 0 15,464
VANGUARD TAX MANAGED INTL FD MSCI ETF 921943858 4,805 109,052 SH   OTR 1 0 0 109,052
ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 5,162 89,028 SH   OTR 1 0 0 89,028
VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 5,367 94,865 SH   SOLE   0 0 94,865
ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 5,450 24,541 SH   SOLE   0 0 24,541
SPDR GOLD TR GOLD SHS WF 78463V107 6,072 42,488 SH   OTR 1 0 0 42,488
ISHARES MORTGAGE REAL ESTATE CAPPED ETF NEW ETF 46435G342 6,281 141,062 SH   OTR 1 0 0 141,062
VANGUARD TOTAL STOCK MARKET VIPERS ETF 922908769 7,625 46,604 SH   OTR 1 0 0 46,604
ISHARES MSCI EAFE VALUE ETF ETF 464288877 9,206 184,386 SH   SOLE   0 0 184,386
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 9,427 73,316 SH   SOLE   0 0 73,316
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 14,950 46,450 SH   OTR 1 0 0 46,450
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 15,519 138,104 SH   SOLE   0 0 138,104
ISHARES IBOXX INVESTMENT GRADE CO ETF ETF 464287242 16,161 126,296 SH   OTR 1 0 0 126,296
ISHARES CORE S&P 500 ETF ETF 464287200 21,160 65,461 SH   SOLE   0 0 65,461
VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 22,788 182,799 SH   SOLE   0 0 182,799