The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 9,442 69,058 SH   SOLE   0 0 69,058
ABBVIE INC COM 00287Y109 474 3,094 SH   SOLE   0 0 3,094
ABBOTT LABS COM 002824100 788 7,254 SH   SOLE   0 0 7,254
ISHARES INC MSCI GBL MIN VOL 464286525 8,303 87,866 SH   SOLE   0 0 87,866
AES CORP COM 00130H105 361 17,202 SH   SOLE   0 0 17,202
AMCOR PLC ORD G0250X107 169 13,587 SH   SOLE   0 0 13,587
AMERICAN TOWER CORP NEW COM 03027X100 202 790 SH   SOLE   0 0 790
AMAZON COM INC COM 023135106 1,723 16,220 SH   SOLE   0 0 16,220
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 327 2,876 SH   SOLE   0 0 2,876
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 427 1,565 SH   SOLE   0 0 1,565
INVESCO EXCH TRD SLF IDX FD BULLSHS 22 USD 46138J676 2,421 101,566 SH   SOLE   0 0 101,566
INVESCO EXCH TRD SLF IDX FD BULLSHS 23 USD 46138J668 2,363 101,813 SH   SOLE   0 0 101,813
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 4,778 225,489 SH   SOLE   0 0 225,489
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 5,095 243,203 SH   SOLE   0 0 243,203
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,100 245,915 SH   SOLE   0 0 245,915
INVESCO EXCH TRD SLF IDX FD BULLSHS 24 USD 46138J650 2,538 104,890 SH   SOLE   0 0 104,890
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 818 35,640 SH   SOLE   0 0 35,640
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 1,141 52,349 SH   SOLE   0 0 52,349
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 1,233 56,165 SH   SOLE   0 0 56,165
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 1,021 45,958 SH   SOLE   0 0 45,958
BLACKSTONE INC COM 09260D107 313 3,435 SH   SOLE   0 0 3,435
LEGG MASON ETF INVT TR CLRBRDG AL CP GW 524682101 508 14,118 SH   SOLE   0 0 14,118
CONAGRA BRANDS INC COM 205887102 638 18,623 SH   SOLE   0 0 18,623
CBOE GLOBAL MKTS INC COM 12503M108 1,227 10,840 SH   SOLE   0 0 10,840
COLGATE PALMOLIVE CO COM 194162103 746 9,314 SH   SOLE   0 0 9,314
CME GROUP INC COM 12572Q105 15,561 76,021 SH   SOLE   0 0 76,021
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 329 10,626 SH   SOLE   0 0 10,626
CITRIX SYS INC COM 177376100 652 6,713 SH   SOLE   0 0 6,713
DNP SELECT INCOME FD INC COM 23325P104 146 13,512 SH   SOLE   0 0 13,512
ISHARES TR SELECT DIVID ETF 464287168 216 1,837 SH   SOLE   0 0 1,837
CONSOLIDATED EDISON INC COM 209115104 721 7,577 SH   SOLE   0 0 7,577
ISHARES TR MSCI EAFE ETF 464287465 360 5,760 SH   SOLE   0 0 5,760
FORD MTR CO DEL COM 345370860 145 12,986 SH   SOLE   0 0 12,986
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,807 60,327 SH   SOLE   0 0 60,327
WORLD GOLD TR SPDR GLD MINIS 98149E303 257 7,157 SH   SOLE   0 0 7,157
ALPHABET INC CAP STK CL A 02079K305 333 153 SH   SOLE   0 0 153
HOME DEPOT INC COM 437076102 209 763 SH   SOLE   0 0 763
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 16,598 485,308 SH   SOLE   0 0 485,308
ISHARES GOLD TR ISHARES NEW 464285204 362 10,561 SH   SOLE   0 0 10,561
ISHARES TR IBONDS DEC24 ETF 46434VBG4 301 12,180 SH   SOLE   0 0 12,180
ISHARES TR IBONDS DEC25 ETF 46434VBD1 4,833 195,652 SH   SOLE   0 0 195,652
ISHARES TR IBONDS DEC2026 46435GAA0 4,765 200,275 SH   SOLE   0 0 200,275
ISHARES TR IBONDS 24 TRM HG 46435U184 2,017 90,778 SH   SOLE   0 0 90,778
INTERNATIONAL BUSINESS MACHS COM 459200101 222 1,573 SH   SOLE   0 0 1,573
INTEL CORP COM 458140100 1,005 26,858 SH   SOLE   0 0 26,858
ISHARES TR CORE 1 5 YR USD 46432F859 460 9,696 SH   SOLE   0 0 9,696
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 405 2,648 SH   SOLE   0 0 2,648
ISHARES TR RUS 1000 GRW ETF 464287614 247 1,129 SH   SOLE   0 0 1,129
ISHARES TR RUS MD CP GR ETF 464287481 357 4,506 SH   SOLE   0 0 4,506
JOHNSON & JOHNSON COM 478160104 957 5,391 SH   SOLE   0 0 5,391
JPMORGAN CHASE & CO COM 46625H100 753 6,686 SH   SOLE   0 0 6,686
KELLOGG CO COM 487836108 809 11,341 SH   SOLE   0 0 11,341
COCA COLA CO COM 191216100 421 6,698 SH   SOLE   0 0 6,698
LOCKHEED MARTIN CORP COM 539830109 735 1,711 SH   SOLE   0 0 1,711
PIMCO ETF TR 15+ YR US TIPS 72201R304 1,957 30,032 SH   SOLE   0 0 30,032
LUMEN TECHNOLOGIES INC COM 550241103 150 13,733 SH   SOLE   0 0 13,733
MID-AMER APT CMNTYS INC COM 59522J103 401 2,294 SH   SOLE   0 0 2,294
ISHARES TR MBS ETF 464288588 2,662 27,304 SH   SOLE   0 0 27,304
MEDTRONIC PLC SHS G5960L103 366 4,075 SH   SOLE   0 0 4,075
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,385 53,116 SH   SOLE   0 0 53,116
MONOLITHIC PWR SYS INC COM 609839105 621 1,618 SH   SOLE   0 0 1,618
MERCK & CO INC COM 58933Y105 939 10,298 SH   SOLE   0 0 10,298
MICROSOFT CORP COM 594918104 2,056 8,007 SH   SOLE   0 0 8,007
ISHARES TR NATIONAL MUN ETF 464288414 219 2,063 SH   SOLE   0 0 2,063
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 53 10,002 SH   SOLE   0 0 10,002
NUVEEN AMT FREE QLTY MUN INC COM 670657105 135 11,480 SH   SOLE   0 0 11,480
NVIDIA CORPORATION COM 67066G104 363 2,391 SH   SOLE   0 0 2,391
PEPSICO INC COM 713448108 783 4,698 SH   SOLE   0 0 4,698
PFIZER INC COM 717081103 409 7,807 SH   SOLE   0 0 7,807
PROCTER AND GAMBLE CO COM 742718109 839 5,834 SH   SOLE   0 0 5,834
PACKAGING CORP AMER COM 695156109 653 4,746 SH   SOLE   0 0 4,746
PINNACLE WEST CAP CORP COM 723484101 664 9,075 SH   SOLE   0 0 9,075
PUBLIC STORAGE COM 74460D109 627 2,004 SH   SOLE   0 0 2,004
INVESCO QQQ TR UNIT SER 1 46090E103 661 2,359 SH   SOLE   0 0 2,359
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 415 9,399 SH   SOLE   0 0 9,399
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 227 7,228 SH   SOLE   0 0 7,228
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,275 184,133 SH   SOLE   0 0 184,133
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 326 18,839 SH   SOLE   0 0 18,839
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,511 52,377 SH   SOLE   0 0 52,377
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 754 21,691 SH   SOLE   0 0 21,691
SPDR SER TR PORTFOLIO SHORT 78464A474 17,557 590,543 SH   SOLE   0 0 590,543
SPDR SER TR PORTFOLI S&P1500 78464A805 5,081 109,309 SH   SOLE   0 0 109,309
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,725 15,175 SH   SOLE   0 0 15,175
TESLA INC COM 88160R101 469 696 SH   SOLE   0 0 696
ISHARES TR MSCI USA MIN VOL 46429B697 3,034 43,214 SH   SOLE   0 0 43,214
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,165 84,448 SH   SOLE   0 0 84,448
VANGUARD WORLD FDS INF TECH ETF 92204A702 219 672 SH   SOLE   0 0 672
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,441 10,040 SH   SOLE   0 0 10,040
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 244 2,675 SH   SOLE   0 0 2,675
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 291 5,824 SH   SOLE   0 0 5,824
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,285 43,924 SH   SOLE   0 0 43,924
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 336 8,074 SH   SOLE   0 0 8,074
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,011 19,595 SH   SOLE   0 0 19,595
VERIZON COMMUNICATIONS INC COM 92343V104 451 8,883 SH   SOLE   0 0 8,883
WALGREENS BOOTS ALLIANCE INC COM 931427108 603 15,904 SH   SOLE   0 0 15,904
PIMCO ETF TR 25YR+ ZERO U S 72201R882 478 4,415 SH   SOLE   0 0 4,415