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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   82,020 600 SH   SOLE   600 0 0
ABBOTT LABS COM 002824100   267,581 2,347 SH   SOLE   2,347 0 0
ABBVIE INC COM 00287Y109   236,976 1,200 SH   SOLE   1,200 0 0
ALPHABET INC CAP STK CL A 02079K305   304,003 1,833 SH   SOLE   1,833 0 0
ALPHABET INC CAP STK CL C 02079K107   498,226 2,980 SH   SOLE   2,980 0 0
ALTRIA GROUP INC COM 02209S103   66,352 1,300 SH   SOLE   1,300 0 0
AMAZON COM INC COM 023135106   2,152,857 11,554 SH   SOLE   11,554 0 0
AMERICAN ELEC PWR CO INC COM 025537101   134,201 1,308 SH   SOLE   1,308 0 0
AMPHENOL CORP NEW CL A 032095101   47,827 734 SH   SOLE   734 0 0
ELEVANCE HEALTH INC COM 036752103   10,400 20 SH   SOLE   20 0 0
APPLE INC COM 037833100   1,020,074 4,378 SH   SOLE   4,378 0 0
GALLAGHER ARTHUR J & CO COM 363576109   130,837 465 SH   SOLE   465 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   148,029 1,900 SH   SOLE   1,900 0 0
AT&T INC COM 00206R102   66,000 3,000 SH   SOLE   3,000 0 0
AUTODESK INC COM 052769106   87,603 318 SH   SOLE   318 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   18,541 67 SH   SOLE   67 0 0
BANK AMERICA CORP COM 060505104   146,737 3,698 SH   SOLE   3,698 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,603 10 SH   SOLE   10 0 0
BLACKSTONE INC COM 09260D107   306,260 2,000 SH   SOLE   2,000 0 0
BOEING CO COM 097023105   30,408 200 SH   SOLE   200 0 0
BOOKING HOLDINGS INC COM 09857L108   134,788 32 SH   SOLE   32 0 0
BROADCOM INC COM 11135F101   63,825 370 SH   SOLE   370 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   71,636 890 SH   SOLE   890 0 0
CATERPILLAR INC COM 149123101   488,900 1,250 SH   SOLE   1,250 0 0
CHEVRON CORP NEW COM 166764100   48,599 330 SH   SOLE   330 0 0
CISCO SYS INC COM 17275R102   26,610 500 SH   SOLE   500 0 0
CITIGROUP INC COM NEW 172967424   87,640 1,400 SH   SOLE   1,400 0 0
COCA COLA CO COM 191216100   201,208 2,800 SH   SOLE   2,800 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   54,876 308 SH   SOLE   308 0 0
COLGATE PALMOLIVE CO COM 194162103   72,667 700 SH   SOLE   700 0 0
COMCAST CORP NEW CL A 20030N101   58,478 1,400 SH   SOLE   1,400 0 0
CONSOLIDATED EDISON INC COM 209115104   137,035 1,316 SH   SOLE   1,316 0 0
CORNING INC COM 219350105   15,577 345 SH   SOLE   345 0 0
CVS HEALTH CORP COM 126650100   92,308 1,468 SH   SOLE   1,468 0 0
DEERE & CO COM 244199105   181,121 434 SH   SOLE   434 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   98,238 700 SH   SOLE   700 0 0
DOW INC COM 260557103   54,630 1,000 SH   SOLE   1,000 0 0
DUPONT DE NEMOURS INC COM 26614N102   71,288 800 SH   SOLE   800 0 0
ECOLAB INC COM 278865100   22,214 87 SH   SOLE   87 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   65,990 1,000 SH   SOLE   1,000 0 0
ELECTRONIC ARTS INC COM 285512109   111,883 780 SH   SOLE   780 0 0
ELI LILLY & CO COM 532457108   147,952 167 SH   SOLE   167 0 0
EXXON MOBIL CORP COM 30231G102   114,290 975 SH   SOLE   975 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   330,836 7,300 SH   SOLE   7,300 0 0
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   457,680 24,000 SH   SOLE   24,000 0 0
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   4,012,193 63,214 SH   SOLE   63,214 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   4,640,019 78,339 SH   SOLE   78,339 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   150,060 3,270 SH   SOLE   3,270 0 0
FORTINET INC COM 34959E109   8,531 110 SH   SOLE   110 0 0
GLOBAL X FDS RENEWABLE ENERGY 37954Y707   1,271,624 119,626 SH   SOLE   119,626 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   12,445 435 SH   SOLE   435 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   138,875 2,750 SH   SOLE   2,750 0 0
GRAYSCALE BITCOIN MINI TR BT SHS 389930108   15,483 2,750 SH   SOLE   2,750 0 0
HOME DEPOT INC COM 437076102   72,936 180 SH   SOLE   180 0 0
HONEYWELL INTL INC COM 438516106   171,983 832 SH   SOLE   832 0 0
HUMANA INC COM 444859102   25,339 80 SH   SOLE   80 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   270,048 9,600 SH   SOLE   9,600 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118   1,045,949 15,332 SH   SOLE   15,332 0 0
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   495,291 11,497 SH   SOLE   11,497 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   4,263,555 317,465 SH   SOLE   317,465 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,393,495 4,904 SH   SOLE   4,904 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   237,029 1,323 SH   SOLE   1,323 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   127,426 6,065 SH   SOLE   6,065 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   30,177 700 SH   SOLE   700 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   246,483 10,077 SH   SOLE   10,077 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   100,150 5,000 SH   SOLE   5,000 0 0
NEW YORK LIFE INVESTMENTS ET NYLI HEDGE MULTI 45409B107   3,549,492 110,645 SH   SOLE   110,645 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   206,524 1,889 SH   SOLE   1,889 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   2,396,466 28,821 SH   SOLE   28,821 0 0
ISHARES TR 20 YR TR BD ETF 464287432   14,225 145 SH   SOLE   145 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   109,917 919 SH   SOLE   919 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   4,406,705 82,031 SH   SOLE   82,031 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   3,092,939 31,522 SH   SOLE   31,522 0 0
ISHARES TR A RATE CP BD ETF 46429B291   4,372,974 88,972 SH   SOLE   88,972 0 0
ISHARES TR ISHARES BIOTECH 464287556   174,720 1,200 SH   SOLE   1,200 0 0
ISHARES TR CORE MSCI EAFE 46432F842   127,065 1,628 SH   SOLE   1,628 0 0
ISHARES INC CORE MSCI EMKT 46434G103   37,891 660 SH   SOLE   660 0 0
ISHARES TR CORE S&P500 ETF 464287200   148,243 257 SH   SOLE   257 0 0
ISHARES TR HDG MSCI JAPAN 46434V886   272,162 6,630 SH   SOLE   6,630 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   5,477,886 217,722 SH   SOLE   217,722 0 0
ISHARES TR USD GRN BOND ETF 46435U440   288,058 5,959 SH   SOLE   5,959 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   55,559 566 SH   SOLE   566 0 0
ISHARES TR GLOBAL TECH ETF 464287291   74,277 900 SH   SOLE   900 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   3,269,014 128,046 SH   SOLE   128,046 0 0
ISHARES TR IBONDS DEC 29 46436E205   3,784,616 160,979 SH   SOLE   160,979 0 0
ISHARES TR IBONDS DEC 2030 46436E726   742,695 33,500 SH   SOLE   33,500 0 0
ISHARES TR IBOXX HI YD ETF 464288513   177,624 2,212 SH   SOLE   2,212 0 0
ISHARES TR JPMORGAN USD EMG 464288281   1,586,836 16,957 SH   SOLE   16,957 0 0
ISHARES TR MSCI ACWI EX US 464288240   28,553 499 SH   SOLE   499 0 0
ISHARES TR MSCI CHINA A 46434V514   11,753 387 SH   SOLE   387 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,880,170 22,482 SH   SOLE   22,482 0 0
ISHARES INC MSCI EMRG CHN 46434G764   216,757 3,547 SH   SOLE   3,547 0 0
ISHARES INC MSCI GERMANY ETF 464286806   75,226 2,223 SH   SOLE   2,223 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532   105,988 1,250 SH   SOLE   1,250 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   19,877 460 SH   SOLE   460 0 0
ISHARES TR MSCI INDIA ETF 46429B598   33,947 580 SH   SOLE   580 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   37,487 524 SH   SOLE   524 0 0
ISHARES INC MSCI SWITZERLAND 464286749   975,937 18,732 SH   SOLE   18,732 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   445,890 11,919 SH   SOLE   11,919 0 0
ISHARES TR MSCI USA ESG SLC 464288802   5,455,891 45,326 SH   SOLE   45,326 0 0
ISHARES INC MSCI WORLD ETF 464286392   467,278 2,978 SH   SOLE   2,978 0 0
ISHARES TR PFD AND INCM SEC 464288687   105,505 3,175 SH   SOLE   3,175 0 0
ISHARES TR S&P 500 VAL ETF 464287408   276,038 1,400 SH   SOLE   1,400 0 0
ISHARES TR US AER DEF ETF 464288760   124,201 830 SH   SOLE   830 0 0
ISHARES INC US INTL HGH YLD 464286178   130,241 2,845 SH   SOLE   2,845 0 0
JOHNSON & JOHNSON COM 478160104   31,602 195 SH   SOLE   195 0 0
JPMORGAN CHASE & CO. COM 46625H100   314,181 1,490 SH   SOLE   1,490 0 0
KKR & CO INC COM 48251W104   372,153 2,850 SH   SOLE   2,850 0 0
KRANESHARES TRUST CSI CHI INTERNET 500767306   68,040 2,000 SH   SOLE   2,000 0 0
LENNAR CORP CL A 526057104   125,799 671 SH   SOLE   671 0 0
MARRIOTT INTL INC NEW CL A 571903202   45,245 182 SH   SOLE   182 0 0
MASTERCARD INCORPORATED CL A 57636Q104   177,768 360 SH   SOLE   360 0 0
MCDONALDS CORP COM 580135101   152,255 500 SH   SOLE   500 0 0
MERCK & CO INC COM 58933Y105   89,485 788 SH   SOLE   788 0 0
META PLATFORMS INC CL A 30303M102   174,022 304 SH   SOLE   304 0 0
MICROSOFT CORP COM 594918104   2,477,237 5,757 SH   SOLE   5,757 0 0
MONDELEZ INTL INC CL A 609207105   169,441 2,300 SH   SOLE   2,300 0 0
NETFLIX INC COM 64110L106   4,965 7 SH   SOLE   7 0 0
NEXTERA ENERGY INC COM 65339F101   8,453 100 SH   SOLE   100 0 0
NIKE INC CL B 654106103   16,796 190 SH   SOLE   190 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   2,085,026 46,520 SH   SOLE   46,520 0 0
NVIDIA CORPORATION COM 67066G104   116,582 960 SH   SOLE   960 0 0
PAYPAL HLDGS INC COM 70450Y103   78,030 1,000 SH   SOLE   1,000 0 0
PEPSICO INC COM 713448108   140,631 827 SH   SOLE   827 0 0
PFIZER INC COM 717081103   115,760 4,000 SH   SOLE   4,000 0 0
PIMCO ETF TR ENHANCD SHORT 72201R643   979,803 9,900 SH   SOLE   9,900 0 0
QUALCOMM INC COM 747525103   169,540 997 SH   SOLE   997 0 0
QUANTUMSCAPE CORP COM CL A 74767V109   11,500 2,000 SH   SOLE   2,000 0 0
RESMED INC COM 761152107   84,710 347 SH   SOLE   347 0 0
SALESFORCE INC COM 79466L302   16,970 62 SH   SOLE   62 0 0
SCHLUMBERGER LTD COM STK 806857108   3,356 80 SH   SOLE   80 0 0
SOLVENTUM CORP COM SHS 83444M101   10,458 150 SH   SOLE   150 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   253,946 2,766 SH   SOLE   2,766 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   1,070,805 13,981 SH   SOLE   13,981 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   2,958,263 114,884 SH   SOLE   114,884 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391   152,825 7,185 SH   SOLE   7,185 0 0
SPDR SER TR BLOOMBERG SHORT 78464A334   214,867 7,802 SH   SOLE   7,802 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   2,794,035 52,480 SH   SOLE   52,480 0 0
SPDR GOLD TR GOLD SHS 78463V107   6,520,328 26,826 SH   SOLE   26,826 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   25,060,116 43,677 SH   SOLE   43,677 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   260,481 1,300 SH   SOLE   1,300 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   332,000 4,000 SH   SOLE   4,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   352,780 4,018 SH   SOLE   4,018 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   35,117 228 SH   SOLE   228 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   474,040 3,500 SH   SOLE   3,500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   183,543 813 SH   SOLE   813 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   109,651 2,402 SH   SOLE   2,402 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   211,560 500 SH   SOLE   500 0 0
TARGET CORP COM 87612E106   7,793 50 SH   SOLE   50 0 0
TESLA INC COM 88160R101   201,717 771 SH   SOLE   771 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   72,410 801 SH   SOLE   801 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   48,400 749 SH   SOLE   749 0 0
UNILEVER PLC SPON ADR NEW 904767704   71,456 1,100 SH   SOLE   1,100 0 0
UNITEDHEALTH GROUP INC COM 91324P102   33,327 57 SH   SOLE   57 0 0
VANECK ETF TRUST BIOTECH ETF 92189F726   54,991 310 SH   SOLE   310 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   56,742 200 SH   SOLE   200 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   338,868 8,510 SH   SOLE   8,510 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,484,754 67,572 SH   SOLE   67,572 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   719,610 2,550 SH   SOLE   2,550 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   199,351 1,555 SH   SOLE   1,555 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   791,802 1,350 SH   SOLE   1,350 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,149,374 14,666 SH   SOLE   14,666 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,330,118 15,882 SH   SOLE   15,882 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,833,830 63,453 SH   SOLE   63,453 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   4,146,302 55,159 SH   SOLE   55,159 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   520,522 6,408 SH   SOLE   6,408 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   211,064 800 SH   SOLE   800 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   89,360 1,000 SH   SOLE   1,000 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,220,141 53,137 SH   SOLE   53,137 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   322,222 4,290 SH   SOLE   4,290 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   378,709 7,532 SH   SOLE   7,532 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   107,730 900 SH   SOLE   900 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   101,721 2,265 SH   SOLE   2,265 0 0
VISA INC COM CL A 92826C839   247,455 900 SH   SOLE   900 0 0
DISNEY WALT CO COM 254687106   28,857 300 SH   SOLE   300 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   41,250 5,000 SH   SOLE   5,000 0 0
WEC ENERGY GROUP INC COM 92939U106   8,175 85 SH   SOLE   85 0 0
WELLS FARGO CO NEW COM 949746101   47,960 849 SH   SOLE   849 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   45,888 1,022 SH   SOLE   1,022 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851   40,280 380 SH   SOLE   380 0 0
DBX ETF TR XTRACK HRVST CSI 233051879   300,195 10,500 SH   SOLE   10,500 0 0
YUM BRANDS INC COM 988498101   135,519 970 SH   SOLE   970 0 0
ZOETIS INC CL A 98978V103   205,149 1,050 SH   SOLE   1,050 0 0