The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   30,388 200 SH   SOLE   200 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   7,348,501 38,178 SH   SOLE   38,178 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   15,657 66 SH   SOLE   66 0 0
VANGUARD ENERGY ETF ETF 92204A306   8,327 71 SH   SOLE   71 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   16,502 25 SH   SOLE   25 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   161 4 SH   SOLE   4 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   574,340 14,337 SH   SOLE   14,337 0 0
MEDTRONIC PLC SHS Stock G5960L103   2,719 33 SH   SOLE   33 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   2,106,099 4,431 SH   SOLE   4,431 0 0
SMUCKER J M CO COM NEW Stock 832696405   32,859 260 SH   SOLE   260 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   3,016 80 SH   SOLE   80 0 0
PEPSICO INC COM Stock 713448108   0 0 SH   SOLE   0 0 0
ISHARES MSCI EUROZONE ETF ETF 464286608   19,166 404 SH   SOLE   404 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   3,559,654 26,101 SH   SOLE   26,101 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   639,913 13,546 SH   SOLE   13,546 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   12,586,103 41,515 SH   SOLE   41,515 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   1,324,560 18,389 SH   SOLE   18,389 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   35,768 712 SH   SOLE   712 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   18,190 51 SH   SOLE   51 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   22,350 160 SH   SOLE   160 0 0
INTUIT COM Stock 461202103   5,000 8 SH   SOLE   8 0 0
MICROSOFT CORP COM Stock 594918104   86,113 229 SH   SOLE   229 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   2,295,547 31,593 SH   SOLE   31,593 0 0
JPMORGAN BETABUILDERS EUROPE ETF ETF 46641Q191   190,991 3,375 SH   SOLE   3,375 0 0
JPMORGAN BETABUILDERS JAPAN ETF ETF 46641Q217   322,000 6,131 SH   SOLE   6,131 0 0
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706   184,307 3,107 SH   SOLE   3,107 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   239,039 3,728 SH   SOLE   3,728 0 0
ALPS CLEAN ENERGY ETF ETF 00162Q460   8,006 223 SH   SOLE   223 0 0
TESLA INC COM Stock 88160R101   10,933 44 SH   SOLE   44 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   50,740 1,000 SH   SOLE   1,000 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   3,202,279 85,167 SH   SOLE   85,167 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   86,774 1,791 SH   SOLE   1,791 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   3,591,665 55,702 SH   SOLE   55,702 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701   516,728 12,059 SH   SOLE   12,059 0 0
TARGA RES CORP COM Stock 87612G101   698,087 8,036 SH   SOLE   8,036 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   660,709 4,187 SH   SOLE   4,187 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   643,459 8,543 SH   SOLE   8,543 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510   351,010 14,776 SH   SOLE   14,776 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494   355,245 14,862 SH   SOLE   14,862 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486   357,465 15,048 SH   SOLE   15,048 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478   357,194 15,203 SH   SOLE   15,203 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866   1,967,788 27,319 SH   SOLE   27,319 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   1,684,879 9,362 SH   SOLE   9,362 0 0
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284   189,016 7,471 SH   SOLE   7,471 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   2,304,826 10,497 SH   SOLE   10,497 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   102,166 1,342 SH   SOLE   1,342 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   1,598,341 6,611 SH   SOLE   6,611 0 0
VANGUARD VALUE ETF ETF 922908744   7,808,983 52,234 SH   SOLE   52,234 0 0
INVESCO TOTAL RETURN BOND ETF ETF 46090A804   10,582 224 SH   SOLE   224 0 0
CHENIERE ENERGY INC COM NEW Stock 16411R208   28,167 165 SH   SOLE   165 0 0
META PLATFORMS INC CL A Stock 30303M102   14,158 40 SH   SOLE   40 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362   92,115 2,172 SH   SOLE   2,172 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   35,793 102 SH   SOLE   102 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646   1,685,820 32,878 SH   SOLE   32,878 0 0
INVESCO LARGE CAP VALUE ETF ETF 46137V738   2,654,260 52,311 SH   SOLE   52,311 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109   40,362 130 SH   SOLE   130 0 0
CISCO SYS INC COM Stock 17275R102   10,104 200 SH   SOLE   200 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   153,525 3,110 SH   SOLE   3,110 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   1,222,974 14,587 SH   SOLE   14,587 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100   667,298 7,801 SH   SOLE   7,801 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   2,989,882 16,721 SH   SOLE   16,721 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   2,345,002 20,572 SH   SOLE   20,572 0 0
ISHARES MBS ETF ETF 464288588   9,220 98 SH   SOLE   98 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   2,460,240 16,966 SH   SOLE   16,966 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   109,374 643 SH   SOLE   643 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   625,093 17,653 SH   SOLE   17,653 0 0
CHEVRON CORP NEW COM Stock 166764100   40,422 271 SH   SOLE   271 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,215,385 11,211 SH   SOLE   11,211 0 0
CONOCOPHILLIPS COM Stock 20825C104   27,044 233 SH   SOLE   233 0 0
BANK AMERICA CORP COM Stock 060505104   0 0 SH   SOLE   0 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   1,415,285 11,325 SH   SOLE   11,325 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   74,537 2,663 SH   SOLE   2,663 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661   85,739 732 SH   SOLE   732 0 0
XTRACKERS MSCI EUROPE HEDGED EQUITY ETF ETF 233051853   1,345,609 35,623 SH   SOLE   35,623 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   3,197,457 77,797 SH   SOLE   77,797 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   135,407 1,213 SH   SOLE   1,213 0 0
MORGAN STANLEY COM NEW Stock 617446448   84,205 903 SH   SOLE   903 0 0
ISHARES U.S. CONSUMER DISCRETIONARY ETF ETF 464287580   25,838 341 SH   SOLE   341 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   131,378 771 SH   SOLE   771 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   2,320,664 23,382 SH   SOLE   23,382 0 0
LAM RESEARCH CORP COM Stock 512807108   3,916 5 SH   SOLE   5 0 0
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108   244,580 4,734 SH   SOLE   4,734 0 0
CITIGROUP INC COM NEW Stock 172967424   55,761 1,084 SH   SOLE   1,084 0 0
EXXON MOBIL CORP COM Stock 30231G102   136,373 1,364 SH   SOLE   1,364 0 0
SOUTHWEST AIRLS CO COM Stock 844741108   5,776 200 SH   SOLE   200 0 0
ISHARES MSCI ACWI ETF ETF 464288257   74,496 732 SH   SOLE   732 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   401,132 6,334 SH   SOLE   6,334 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   2,489,464 73,198 SH   SOLE   73,198 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   241,211 4,725 SH   SOLE   4,725 0 0
ISHARES MSCI EAFE ETF ETF 464287465   238,483 3,165 SH   SOLE   3,165 0 0
APPLE INC COM Stock 037833100   706,200 3,668 SH   SOLE   3,668 0 0