The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   603,442 5,535 SH   SOLE 0 0 0 5,535
ABBVIE INC COM 00287Y109   1,477,065 10,963 SH   SOLE 0 0 0 10,963
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   552,358 1,790 SH   SOLE 0 0 0 1,790
ADOBE SYSTEMS INCORPORATED COM 00724F101   707,569 1,447 SH   SOLE 0 0 0 1,447
ADVANCED MICRO DEVICES INC COM 007903107   359,272 3,154 SH   SOLE 0 0 0 3,154
AES CORP COM 00130H105   213,042 10,277 SH   SOLE 0 0 0 10,277
AFFIRM HLDGS INC NOTE 11/1 00827BAB2   20,667 28,000 PRN   SOLE 0 0 0 28,000
AIR PRODS & CHEMS INC COM 009158106   316,304 1,056 SH   SOLE 0 0 0 1,056
ALLSTATE CORP COM 020002101   237,598 2,179 SH   SOLE 0 0 0 2,179
ALPHABET INC CAP STK CL C 02079K107   2,013,909 16,648 SH   SOLE 0 0 0 16,648
ALPHABET INC CAP STK CL A 02079K305   2,322,060 19,399 SH   SOLE 0 0 0 19,399
ALTERYX INC NOTE 1.000% 8/0 02156BAF0   10,020 12,000 PRN   SOLE 0 0 0 12,000
ALTRIA GROUP INC COM 02209S103   2,710,141 59,827 SH   SOLE 0 0 0 59,827
AMAZON COM INC COM 023135106   5,139,964 39,429 SH   SOLE 0 0 0 39,429
AMCOR PLC ORD G0250X107   107,026 10,724 SH   SOLE 0 0 0 10,724
AMERICAN ELEC PWR CO INC COM 025537101   309,435 3,675 SH   SOLE 0 0 0 3,675
AMERICAN EXPRESS CO COM 025816109   495,533 2,845 SH   SOLE 0 0 0 2,845
AMERICAN INTL GROUP INC COM NEW 026874784   321,936 5,595 SH   SOLE 0 0 0 5,595
AMERICAN TOWER CORP NEW COM 03027X100   865,942 4,465 SH   SOLE 0 0 0 4,465
AMGEN INC COM 031162100   668,933 3,013 SH   SOLE 0 0 0 3,013
ANALOG DEVICES INC COM 032654105   357,671 1,836 SH   SOLE 0 0 0 1,836
APOLLO GLOBAL MGMT INC COM 03769M106   256,545 3,340 SH   SOLE 0 0 0 3,340
APPLE INC COM 037833100   20,993,724 108,232 SH   SOLE 0 0 0 108,232
APPLIED MATLS INC COM 038222105   257,137 1,779 SH   SOLE 0 0 0 1,779
ASML HOLDING N V N Y REGISTRY SHS N07059210   332,660 459 SH   SOLE 0 0 0 459
ASTRAZENECA PLC SPONSORED ADR 046353108   551,830 7,710 SH   SOLE 0 0 0 7,710
AT&T INC COM 00206R102   926,773 58,105 SH   SOLE 0 0 0 58,105
AUTODESK INC COM 052769106   280,725 1,372 SH   SOLE 0 0 0 1,372
AUTOMATIC DATA PROCESSING IN COM 053015103   583,982 2,657 SH   SOLE 0 0 0 2,657
AVALONBAY CMNTYS INC COM 053484101   299,047 1,580 SH   SOLE 0 0 0 1,580
BANK AMERICA CORP COM 060505104   1,229,173 42,843 SH   SOLE 0 0 0 42,843
BAXTER INTL INC COM 071813109   227,071 4,984 SH   SOLE 0 0 0 4,984
BCE INC COM NEW 05534B760   304,815 6,686 SH   SOLE 0 0 0 6,686
BECTON DICKINSON & CO COM 075887109   311,532 1,180 SH   SOLE 0 0 0 1,180
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,939,420 8,620 SH   SOLE 0 0 0 8,620
BIOGEN INC COM 09062X103   340,681 1,196 SH   SOLE 0 0 0 1,196
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7   14,074 14,000 PRN   SOLE 0 0 0 14,000
BLACKLINE INC NOTE 3/1 09239BAD1   11,848 14,000 PRN   SOLE 0 0 0 14,000
BLACKROCK INC COM 09247X101   731,216 1,058 SH   SOLE 0 0 0 1,058
BLACKSTONE INC COM 09260D107   1,102,803 11,862 SH   SOLE 0 0 0 11,862
BLOCK INC NOTE 0.125% 3/0 852234AF0   10,368 11,000 PRN   SOLE 0 0 0 11,000
BLOCK INC NOTE 0.250%11/0 852234AK9   10,736 14,000 PRN   SOLE 0 0 0 14,000
BOEING CO COM 097023105   1,658,239 7,853 SH   SOLE 0 0 0 7,853
BOOKING HOLDINGS INC COM 09857L108   218,727 81 SH   SOLE 0 0 0 81
BP PLC SPONSORED ADR 055622104   302,094 8,560 SH   SOLE 0 0 0 8,560
BRISTOL-MYERS SQUIBB CO COM 110122108   782,391 12,234 SH   SOLE 0 0 0 12,234
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   211,750 6,378 SH   SOLE 0 0 0 6,378
BROADCOM INC COM 11135F101   1,832,012 2,112 SH   SOLE 0 0 0 2,112
BURLINGTON STORES INC NOTE 2.250% 4/1 122017AB2   14,481 14,000 PRN   SOLE 0 0 0 14,000
CABLE ONE INC NOTE 1.125% 3/1 12685JAG0   9,783 13,000 PRN   SOLE 0 0 0 13,000
CADENCE DESIGN SYSTEM INC COM 127387108   240,148 1,024 SH   SOLE 0 0 0 1,024
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   121,892 10,854 SH   SOLE 0 0 0 10,854
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108   207,385 18,517 SH   SOLE 0 0 0 18,517
CAPITAL ONE FINL CORP COM 14040H105   214,726 1,963 SH   SOLE 0 0 0 1,963
CARLYLE SECURED LENDING INC COM 872280102   164,732 11,314 SH   SOLE 0 0 0 11,314
CATERPILLAR INC COM 149123101   550,699 2,238 SH   SOLE 0 0 0 2,238
CEDAR FAIR L P DEPOSITRY UNIT 150185106   748,673 18,731 SH   SOLE 0 0 0 18,731
CHEESECAKE FACTORY INC NOTE 0.375% 6/1 163072AA9   14,259 17,000 PRN   SOLE 0 0 0 17,000
CHEVRON CORP NEW COM 166764100   2,774,469 17,632 SH   SOLE 0 0 0 17,632
CHIPOTLE MEXICAN GRILL INC COM 169656105   928,326 434 SH   SOLE 0 0 0 434
CHUBB LIMITED COM H1467J104   741,163 3,849 SH   SOLE 0 0 0 3,849
CISCO SYS INC COM 17275R102   1,278,423 24,709 SH   SOLE 0 0 0 24,709
CITIGROUP INC COM NEW 172967424   285,671 6,205 SH   SOLE 0 0 0 6,205
CLOUDFLARE INC NOTE 8/1 18915MAC1   8,485 10,000 PRN   SOLE 0 0 0 10,000
CME GROUP INC COM 12572Q105   299,614 1,617 SH   SOLE 0 0 0 1,617
COCA COLA CO COM 191216100   1,364,035 22,651 SH   SOLE 0 0 0 22,651
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   207,264 3,175 SH   SOLE 0 0 0 3,175
COLGATE PALMOLIVE CO COM 194162103   231,274 3,002 SH   SOLE 0 0 0 3,002
COMCAST CORP NEW CL A 20030N101   1,662,782 40,019 SH   SOLE 0 0 0 40,019
CONOCOPHILLIPS COM 20825C104   503,089 4,856 SH   SOLE 0 0 0 4,856
CORCEPT THERAPEUTICS INC COM 218352102   222,500 10,000 SH   SOLE 0 0 0 10,000
CORNING INC COM 219350105   322,018 9,190 SH   SOLE 0 0 0 9,190
CORTEVA INC COM 22052L104   275,155 4,802 SH   SOLE 0 0 0 4,802
COSTCO WHSL CORP NEW COM 22160K105   465,047 864 SH   SOLE 0 0 0 864
CROWN CASTLE INC COM 22822V101   585,879 5,142 SH   SOLE 0 0 0 5,142
CURIS INC COM NEW 231269200   16,600 20,000 SH   SOLE 0 0 0 20,000
CVS HEALTH CORP COM 126650100   485,235 7,019 SH   SOLE 0 0 0 7,019
DANAHER CORPORATION COM 235851102   556,800 2,320 SH   SOLE 0 0 0 2,320
DEERE & CO COM 244199105   514,591 1,270 SH   SOLE 0 0 0 1,270
DENISON MINES CORP COM 248356107   62,500 50,000 SH   SOLE 0 0 0 50,000
DEXCOM INC NOTE 0.250%11/1 252131AK3   13,877 13,000 PRN   SOLE 0 0 0 13,000
DIAGEO PLC SPON ADR NEW 25243Q205   418,976 2,415 SH   SOLE 0 0 0 2,415
DIGITALOCEAN HLDGS INC NOTE 12/0 25402DAB8   10,154 13,000 PRN   SOLE 0 0 0 13,000
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,969,402 42,453 SH   SOLE 0 0 0 42,453
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   366,255 6,683 SH   SOLE 0 0 0 6,683
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,228,782 25,515 SH   SOLE 0 0 0 25,515
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   799,764 24,346 SH   SOLE 0 0 0 24,346
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,858,164 81,427 SH   SOLE 0 0 0 81,427
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,841,453 67,825 SH   SOLE 0 0 0 67,825
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,201,721 34,832 SH   SOLE 0 0 0 34,832
DISNEY WALT CO COM 254687106   905,717 10,145 SH   SOLE 0 0 0 10,145
DNP SELECT INCOME FD INC COM 23325P104   804,413 76,757 SH   SOLE 0 0 0 76,757
DOMINION ENERGY INC COM 25746U109   448,860 8,667 SH   SOLE 0 0 0 8,667
DOW INC COM 260557103   317,490 5,961 SH   SOLE 0 0 0 5,961
DRAFTKINGS INC NEW NOTE 3/1 26142RAB0   19,396 26,000 PRN   SOLE 0 0 0 26,000
DUKE ENERGY CORP NEW COM NEW 26441C204   923,418 10,290 SH   SOLE 0 0 0 10,290
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   917,532 51,460 SH   SOLE 0 0 0 51,460
EATON CORP PLC SHS G29183103   941,550 4,682 SH   SOLE 0 0 0 4,682
EDISON INTL COM 281020107   564,420 8,127 SH   SOLE 0 0 0 8,127
EDWARDS LIFESCIENCES CORP COM 28176E108   218,563 2,317 SH   SOLE 0 0 0 2,317
ELEVANCE HEALTH INC COM 036752103   203,485 458 SH   SOLE 0 0 0 458
EMERSON ELEC CO COM 291011104   341,945 3,783 SH   SOLE 0 0 0 3,783
ENBRIDGE INC COM 29250N105   742,591 19,989 SH   SOLE 0 0 0 19,989
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   155,388 12,235 SH   SOLE 0 0 0 12,235
ENPHASE ENERGY INC NOTE 3/0 29355AAH0   20,669 22,000 PRN   SOLE 0 0 0 22,000
ENTERPRISE PRODS PARTNERS L COM 293792107   430,427 16,335 SH   SOLE 0 0 0 16,335
EOG RES INC COM 26875P101   362,546 3,168 SH   SOLE 0 0 0 3,168
EQUINIX INC COM 29444U700   424,112 541 SH   SOLE 0 0 0 541
ESSENTIAL UTILS INC COM 29670G102   362,362 9,079 SH   SOLE 0 0 0 9,079
ETSY INC NOTE 0.250% 6/1 29786AAN6   14,630 19,000 PRN   SOLE 0 0 0 19,000
EVERGY INC COM 30034W106   216,738 3,710 SH   SOLE 0 0 0 3,710
EVOLENT HEALTH INC NOTE 1.500%10/1 30050BAD3   13,687 12,000 PRN   SOLE 0 0 0 12,000
EXACT SCIENCES CORP NOTE 0.375% 3/0 30063PAC9   11,255 11,000 PRN   SOLE 0 0 0 11,000
EXELON CORP COM 30161N101   245,418 6,024 SH   SOLE 0 0 0 6,024
EXXON MOBIL CORP COM 30231G102   2,983,676 27,820 SH   SOLE 0 0 0 27,820
F N B CORP COM 302520101   413,991 36,188 SH   SOLE 0 0 0 36,188
FEDEX CORP COM 31428X106   240,463 970 SH   SOLE 0 0 0 970
FIDELITY NATL INFORMATION SV COM 31620M106   437,922 8,006 SH   SOLE 0 0 0 8,006
FIRSTENERGY CORP COM 337932107   313,693 8,068 SH   SOLE 0 0 0 8,068
FISERV INC COM 337738108   270,466 2,144 SH   SOLE 0 0 0 2,144
FIVE9 INC NOTE 0.500% 6/0 338307AD3   13,496 14,000 PRN   SOLE 0 0 0 14,000
FORD MTR CO DEL NOTE 3/1 345370CZ1   12,051 11,000 PRN   SOLE 0 0 0 11,000
FORD MTR CO DEL COM 345370860   453,182 29,953 SH   SOLE 0 0 0 29,953
FREEPORT-MCMORAN INC CL B 35671D857   243,320 6,083 SH   SOLE 0 0 0 6,083
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   274,374 57,763 SH   SOLE 0 0 0 57,763
GENERAL DYNAMICS CORP COM 369550108   216,011 1,004 SH   SOLE 0 0 0 1,004
GENERAL ELECTRIC CO COM NEW 369604301   242,359 2,206 SH   SOLE 0 0 0 2,206
GENERAL MLS INC COM 370334104   365,322 4,763 SH   SOLE 0 0 0 4,763
GENERAL MTRS CO COM 37045V100   584,415 15,156 SH   SOLE 0 0 0 15,156
GENUINE PARTS CO COM 372460105   682,596 4,034 SH   SOLE 0 0 0 4,034
GENWORTH FINL INC COM CL A 37247D106   100,275 20,055 SH   SOLE 0 0 0 20,055
GILEAD SCIENCES INC COM 375558103   285,544 3,705 SH   SOLE 0 0 0 3,705
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,751,762 20,066 SH   SOLE 0 0 0 20,066
GOLDMAN SACHS GROUP INC COM 38141G104   971,054 3,011 SH   SOLE 0 0 0 3,011
GUARDANT HEALTH INC NOTE 11/1 40131MAB5   9,294 13,000 PRN   SOLE 0 0 0 13,000
HAEMONETICS CORP MASS NOTE 3/0 405024AB6   16,167 19,000 PRN   SOLE 0 0 0 19,000
HEICO CORP NEW COM 422806109   1,353,945 7,652 SH   SOLE 0 0 0 7,652
HEICO CORP NEW CL A 422806208   2,548,516 18,126 SH   SOLE 0 0 0 18,126
HERBALIFE LTD NOTE 2.625% 3/1 42703MAD5   11,622 12,000 PRN   SOLE 0 0 0 12,000
HOLOGIC INC COM 436440101   219,186 2,707 SH   SOLE 0 0 0 2,707
HOME DEPOT INC COM 437076102   1,957,056 6,300 SH   SOLE 0 0 0 6,300
HONEYWELL INTL INC COM 438516106   582,660 2,808 SH   SOLE 0 0 0 2,808
HUNTINGTON BANCSHARES INC COM 446150104   563,945 52,314 SH   SOLE 0 0 0 52,314
IMAX CORP NOTE 0.500% 4/0 45245EAJ8   10,052 11,000 PRN   SOLE 0 0 0 11,000
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,503,707 62,111 SH   SOLE 0 0 0 62,111
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   321,714 9,612 SH   SOLE 0 0 0 9,612
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789   5,912,333 167,605 SH   SOLE 0 0 0 167,605
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   249,909 7,303 SH   SOLE 0 0 0 7,303
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409   244,915 6,493 SH   SOLE 0 0 0 6,493
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   506,142 16,380 SH   SOLE 0 0 0 16,380
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   500,038 15,789 SH   SOLE 0 0 0 15,789
INNOVATOR ETFS TR US SML CP PWR B 45782C284   2,124,948 82,715 SH   SOLE 0 0 0 82,715
INTEL CORP COM 458140100   545,640 16,317 SH   SOLE 0 0 0 16,317
INTERCONTINENTAL EXCHANGE IN COM 45866F104   286,432 2,533 SH   SOLE 0 0 0 2,533
INTERNATIONAL BUSINESS MACHS COM 459200101   723,252 5,405 SH   SOLE 0 0 0 5,405
INTUIT COM 461202103   280,870 613 SH   SOLE 0 0 0 613
INTUITIVE SURGICAL INC COM NEW 46120E602   425,373 1,244 SH   SOLE 0 0 0 1,244
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   1,588,978 34,201 SH   SOLE 0 0 0 34,201
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   221,916 1,483 SH   SOLE 0 0 0 1,483
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   281,707 3,335 SH   SOLE 0 0 0 3,335
INVESCO QQQ TR UNIT SER 1 46090E103   397,585 1,076 SH   SOLE 0 0 0 1,076
ISHARES INC CORE MSCI EMKT 46434G103   14,858,695 301,455 SH   SOLE 0 0 0 301,455
ISHARES INC MSCI EMRG CHN 46434G764   263,123 5,062 SH   SOLE 0 0 0 5,062
ISHARES TR RUS 1000 GRW ETF 464287614   1,062,656 3,862 SH   SOLE 0 0 0 3,862
ISHARES TR RUSSELL 2000 ETF 464287655   556,424 2,971 SH   SOLE 0 0 0 2,971
ISHARES TR BROAD USD HIGH 46435U853   1,882,902 53,340 SH   SOLE 0 0 0 53,340
ISHARES TR RUS MDCP VAL ETF 464287473   607,210 5,528 SH   SOLE 0 0 0 5,528
ISHARES TR RUS 1000 VAL ETF 464287598   935,018 5,924 SH   SOLE 0 0 0 5,924
ISHARES TR CORE US AGGBD ET 464287226   9,842,280 100,483 SH   SOLE 0 0 0 100,483
ISHARES TR CORE HIGH DV ETF 46429B663   276,669 2,745 SH   SOLE 0 0 0 2,745
ISHARES TR MSCI USA MMENTM 46432F396   1,146,643 7,949 SH   SOLE 0 0 0 7,949
ISHARES TR CORE S&P500 ETF 464287200   142,234,196 319,118 SH   SOLE 0 0 0 319,118
ISHARES TR EAFE VALUE ETF 464288877   904,264 18,477 SH   SOLE 0 0 0 18,477
ISHARES TR 10+ YR INVST GRD 464289511   227,181 4,407 SH   SOLE 0 0 0 4,407
ISHARES TR ESG AW MSCI EAFE 46435G516   252,702 3,465 SH   SOLE 0 0 0 3,465
ISHARES TR U.S. MED DVC ETF 464288810   249,102 4,412 SH   SOLE 0 0 0 4,412
ISHARES TR U.S. TECH ETF 464287721   1,327,670 12,195 SH   SOLE 0 0 0 12,195
ISHARES TR MSCI USA QLT FCT 46432F339   443,318 3,287 SH   SOLE 0 0 0 3,287
ISHARES TR MSCI USA MIN VOL 46429B697   1,602,109 21,554 SH   SOLE 0 0 0 21,554
ISHARES TR 10-20 YR TRS ETF 464288653   360,335 3,253 SH   SOLE 0 0 0 3,253
ISHARES TR RUS MID CAP ETF 464287499   904,141 12,380 SH   SOLE 0 0 0 12,380
ISHARES TR RUS 1000 ETF 464287622   266,652 1,094 SH   SOLE 0 0 0 1,094
ISHARES TR S&P 500 GRWT ETF 464287309   725,310 10,291 SH   SOLE 0 0 0 10,291
ISHARES TR CORE S&P MCP ETF 464287507   1,423,236 5,443 SH   SOLE 0 0 0 5,443
ISHARES TR CORE MSCI EAFE 46432F842   43,834,738 649,404 SH   SOLE 0 0 0 649,404
ISHARES TR CORE DIV GRWTH 46434V621   391,131 7,590 SH   SOLE 0 0 0 7,590
ISHARES TR U.S. FIN SVC ETF 464287770   416,146 2,634 SH   SOLE 0 0 0 2,634
ISHARES TR CORE S&P TTL STK 464287150   291,759 2,982 SH   SOLE 0 0 0 2,982
ISHARES TR ESG MSCI USA ETF 46436E767   492,515 13,700 SH   SOLE 0 0 0 13,700
ISHARES TR MSCI USA SMCP MN 46435G433   741,271 21,624 SH   SOLE 0 0 0 21,624
ISHARES TR 0-5YR HI YL CP 46434V407   696,899 16,813 SH   SOLE 0 0 0 16,813
ISHARES TR 7-10 YR TRSY BD 464287440   207,014 2,143 SH   SOLE 0 0 0 2,143
ISHARES TR CORE S&P SCP ETF 464287804   12,078,461 121,209 SH   SOLE 0 0 0 121,209
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   423,368 6,911 SH   SOLE 0 0 0 6,911
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   309,672 6,402 SH   SOLE 0 0 0 6,402
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   735,317 13,290 SH   SOLE 0 0 0 13,290
JANUS DETROIT STR TR HENDERSON MTG 47103U852   1,626,402 35,542 SH   SOLE 0 0 0 35,542
JETBLUE AIRWAYS CORP NOTE 0.500% 4/0 477143AP6   12,319 15,000 PRN   SOLE 0 0 0 15,000
JOHNSON & JOHNSON COM 478160104   2,932,323 17,716 SH   SOLE 0 0 0 17,716
JOHNSON CTLS INTL PLC SHS G51502105   314,602 4,617 SH   SOLE 0 0 0 4,617
JPMORGAN CHASE & CO COM 46625H100   5,142,877 35,361 SH   SOLE 0 0 0 35,361
KEYCORP COM 493267108   164,666 17,821 SH   SOLE 0 0 0 17,821
KIMBERLY-CLARK CORP COM 494368103   495,375 3,588 SH   SOLE 0 0 0 3,588
KINDER MORGAN INC DEL COM 49456B101   380,599 22,102 SH   SOLE 0 0 0 22,102
KITE RLTY GROUP TR COM NEW 49803T300   899,945 40,284 SH   SOLE 0 0 0 40,284
L3HARRIS TECHNOLOGIES INC COM 502431109   204,775 1,046 SH   SOLE 0 0 0 1,046
LABORATORY CORP AMER HLDGS COM NEW 50540R409   246,398 1,021 SH   SOLE 0 0 0 1,021
LAMAR ADVERTISING CO NEW CL A 512816109   404,035 4,071 SH   SOLE 0 0 0 4,071
LATTICE STRATEGIES TR HARTFORD DISCIPL 518416870   424,566 9,652 SH   SOLE 0 0 0 9,652
LILLY ELI & CO COM 532457108   1,250,770 2,667 SH   SOLE 0 0 0 2,667
LINCOLN ELEC HLDGS INC COM 533900106   905,753 4,560 SH   SOLE 0 0 0 4,560
LINDE PLC SHS G54950103   554,471 1,455 SH   SOLE 0 0 0 1,455
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   179,880 81,764 SH   SOLE 0 0 0 81,764
LOCKHEED MARTIN CORP COM 539830109   1,093,896 2,376 SH   SOLE 0 0 0 2,376
LOWES COS INC COM 548661107   464,942 2,060 SH   SOLE 0 0 0 2,060
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   299,822 4,811 SH   SOLE 0 0 0 4,811
MARATHON PETE CORP COM 56585A102   577,636 4,954 SH   SOLE 0 0 0 4,954
MARKEL GROUP INC COM 570535104   222,692 161 SH   SOLE 0 0 0 161
MARRIOTT INTL INC NEW CL A 571903202   515,070 2,804 SH   SOLE 0 0 0 2,804
MARSH & MCLENNAN COS INC COM 571748102   231,150 1,229 SH   SOLE 0 0 0 1,229
MASTERCARD INCORPORATED CL A 57636Q104   1,191,905 3,031 SH   SOLE 0 0 0 3,031
MCDONALDS CORP COM 580135101   2,143,678 7,184 SH   SOLE 0 0 0 7,184
MCKESSON CORP COM 58155Q103   313,218 733 SH   SOLE 0 0 0 733
MEDTRONIC PLC SHS G5960L103   900,470 10,221 SH   SOLE 0 0 0 10,221
MERCK & CO INC COM 58933Y105   2,524,296 21,876 SH   SOLE 0 0 0 21,876
META PLATFORMS INC CL A 30303M102   1,509,228 5,259 SH   SOLE 0 0 0 5,259
MICRON TECHNOLOGY INC COM 595112103   426,245 6,754 SH   SOLE 0 0 0 6,754
MICROSOFT CORP COM 594918104   13,065,045 38,366 SH   SOLE 0 0 0 38,366
MONDELEZ INTL INC CL A 609207105   548,155 7,515 SH   SOLE 0 0 0 7,515
MORGAN STANLEY COM NEW 617446448   409,408 4,794 SH   SOLE 0 0 0 4,794
MOTOROLA SOLUTIONS INC COM NEW 620076307   458,103 1,562 SH   SOLE 0 0 0 1,562
NATIONAL GRID PLC SPONSORED ADR NE 636274409   205,828 3,057 SH   SOLE 0 0 0 3,057
NCL CORP LTD NOTE 1.125% 2/1 62886HBD2   18,431 20,000 PRN   SOLE 0 0 0 20,000
NEOGENOMICS INC NOTE 0.250% 1/1 64049MAB6   16,819 23,000 PRN   SOLE 0 0 0 23,000
NETFLIX INC COM 64110L106   614,924 1,396 SH   SOLE 0 0 0 1,396
NEXTERA ENERGY INC COM 65339F101   808,335 10,894 SH   SOLE 0 0 0 10,894
NICE LTD NOTE 9/1 653656AB4   17,439 18,000 PRN   SOLE 0 0 0 18,000
NIKE INC CL B 654106103   1,080,353 9,788 SH   SOLE 0 0 0 9,788
NORFOLK SOUTHN CORP COM 655844108   207,712 916 SH   SOLE 0 0 0 916
NORTHROP GRUMMAN CORP COM 666807102   462,778 1,015 SH   SOLE 0 0 0 1,015
NOVARTIS AG SPONSORED ADR 66987V109   233,909 2,318 SH   SOLE 0 0 0 2,318
NOVO-NORDISK A S ADR 670100205   399,235 2,467 SH   SOLE 0 0 0 2,467
NUTANIX INC NOTE 0.250%10/0 67059NAH1   10,993 13,000 PRN   SOLE 0 0 0 13,000
NVIDIA CORPORATION COM 67066G104   3,096,085 7,319 SH   SOLE 0 0 0 7,319
OLIN CORP COM PAR $1 680665205   230,895 4,493 SH   SOLE 0 0 0 4,493
OMNICOM GROUP INC COM 681919106   290,699 3,055 SH   SOLE 0 0 0 3,055
ONEOK INC NEW COM 682680103   476,478 7,720 SH   SOLE 0 0 0 7,720
OPENDOOR TECHNOLOGIES INC COM 683712103   82,161 20,438 SH   SOLE 0 0 0 20,438
ORACLE CORP COM 68389X105   1,402,641 11,778 SH   SOLE 0 0 0 11,778
PACER FDS TR TRENDP US LAR CP 69374H105   248,667 6,021 SH   SOLE 0 0 0 6,021
PARKER-HANNIFIN CORP COM 701094104   1,737,628 4,455 SH   SOLE 0 0 0 4,455
PAYPAL HLDGS INC COM 70450Y103   217,607 3,261 SH   SOLE 0 0 0 3,261
PELOTON INTERACTIVE INC NOTE 2/1 70614WAB6   18,943 25,000 PRN   SOLE 0 0 0 25,000
PEPSICO INC COM 713448108   1,623,179 8,764 SH   SOLE 0 0 0 8,764
PFIZER INC COM 717081103   1,258,336 34,306 SH   SOLE 0 0 0 34,306
PHILIP MORRIS INTL INC COM 718172109   1,718,109 17,600 SH   SOLE 0 0 0 17,600
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   534,443 15,682 SH   SOLE 0 0 0 15,682
PNC FINL SVCS GROUP INC COM 693475105   597,304 4,742 SH   SOLE 0 0 0 4,742
POLARIS INC COM 731068102   228,679 1,891 SH   SOLE 0 0 0 1,891
PPG INDS INC COM 693506107   217,853 1,469 SH   SOLE 0 0 0 1,469
PPL CORP COM 69351T106   242,188 9,153 SH   SOLE 0 0 0 9,153
PROCTER AND GAMBLE CO COM 742718109   2,241,404 14,771 SH   SOLE 0 0 0 14,771
PROGRESSIVE CORP COM 743315103   6,326,359 47,793 SH   SOLE 0 0 0 47,793
PROLOGIS INC. COM 74340W103   819,414 6,682 SH   SOLE 0 0 0 6,682
PROSHARES TR S&P 500 DV ARIST 74348A467   530,915 5,631 SH   SOLE 0 0 0 5,631
PRUDENTIAL FINL INC COM 744320102   265,657 3,011 SH   SOLE 0 0 0 3,011
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   263,483 4,208 SH   SOLE 0 0 0 4,208
QUALCOMM INC COM 747525103   338,074 2,840 SH   SOLE 0 0 0 2,840
RAPID7 INC NOTE 2.250% 5/0 753422AD6   10,185 10,000 PRN   SOLE 0 0 0 10,000
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,189,136 12,139 SH   SOLE 0 0 0 12,139
REALTY INCOME CORP COM 756109104   262,418 4,389 SH   SOLE 0 0 0 4,389
RELX PLC SPONSORED ADR 759530108   200,179 5,988 SH   SOLE 0 0 0 5,988
S&P GLOBAL INC COM 78409V104   420,935 1,050 SH   SOLE 0 0 0 1,050
SALESFORCE INC COM 79466L302   667,793 3,161 SH   SOLE 0 0 0 3,161
SANOFI SPONSORED ADR 80105N105   280,873 5,211 SH   SOLE 0 0 0 5,211
SAP SE SPON ADR 803054204   269,926 1,973 SH   SOLE 0 0 0 1,973
SCHLUMBERGER LTD COM STK 806857108   380,484 7,746 SH   SOLE 0 0 0 7,746
SCHWAB CHARLES CORP COM 808513105   309,529 5,461 SH   SOLE 0 0 0 5,461
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   53,950,093 1,231,737 SH   SOLE 0 0 0 1,231,737
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   205,876 3,982 SH   SOLE 0 0 0 3,982
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   359,085 4,791 SH   SOLE 0 0 0 4,791
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   89,272,271 1,704,645 SH   SOLE 0 0 0 1,704,645
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   650,265 8,954 SH   SOLE 0 0 0 8,954
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,007,510 11,547 SH   SOLE 0 0 0 11,547
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   656,036 10,025 SH   SOLE 0 0 0 10,025
SELECT SECTOR SPDR TR ENERGY 81369Y506   419,568 5,169 SH   SOLE 0 0 0 5,169
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   834,391 12,821 SH   SOLE 0 0 0 12,821
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   262,255 2,444 SH   SOLE 0 0 0 2,444
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   272,680 8,089 SH   SOLE 0 0 0 8,089
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   780,107 4,594 SH   SOLE 0 0 0 4,594
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,010,195 13,620 SH   SOLE 0 0 0 13,620
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,948,078 14,677 SH   SOLE 0 0 0 14,677
SEMPRA COM 816851109   242,844 1,668 SH   SOLE 0 0 0 1,668
SERVICENOW INC COM 81762P102   243,333 433 SH   SOLE 0 0 0 433
SHELL PLC SPON ADS 780259305   202,152 3,348 SH   SOLE 0 0 0 3,348
SHERWIN WILLIAMS CO COM 824348106   486,264 1,831 SH   SOLE 0 0 0 1,831
SHOPIFY INC CL A 82509L107   551,942 8,544 SH   SOLE 0 0 0 8,544
SIRIUS XM HOLDINGS INC COM 82968B103   67,719 14,949 SH   SOLE 0 0 0 14,949
SNAP INC NOTE 0.750% 8/0 83304AAB2   23,063 25,000 PRN   SOLE 0 0 0 25,000
SOUTHERN CO COM 842587107   354,622 5,048 SH   SOLE 0 0 0 5,048
SOUTHWEST AIRLS CO NOTE 1.250% 5/0 844741BG2   13,758 12,000 PRN   SOLE 0 0 0 12,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   941,135 2,123 SH   SOLE 0 0 0 2,123
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   232,750 486 SH   SOLE 0 0 0 486
SPDR SER TR S&P SEMICNDCTR 78464A862   230,142 1,040 SH   SOLE 0 0 0 1,040
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,281,509 99,109 SH   SOLE 0 0 0 99,109
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   672,582 7,325 SH   SOLE 0 0 0 7,325
SPDR SER TR S&P DIVID ETF 78464A763   332,224 2,710 SH   SOLE 0 0 0 2,710
SPIRIT AIRLS INC NOTE 1.000% 5/1 848577AB8   8,888 11,000 PRN   SOLE 0 0 0 11,000
SPIRIT RLTY CAP INC NEW COM NEW 84860W300   290,959 7,388 SH   SOLE 0 0 0 7,388
STARBUCKS CORP COM 855244109   1,068,991 10,791 SH   SOLE 0 0 0 10,791
STRYKER CORPORATION COM 863667101   229,733 753 SH   SOLE 0 0 0 753
SYNEOS HEALTH INC CL A 87166B102   270,160 6,411 SH   SOLE 0 0 0 6,411
SYSCO CORP COM 871829107   296,067 3,990 SH   SOLE 0 0 0 3,990
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   308,008 3,052 SH   SOLE 0 0 0 3,052
TARGET CORP COM 87612E106   574,967 4,359 SH   SOLE 0 0 0 4,359
TC ENERGY CORP COM 87807B107   230,499 5,704 SH   SOLE 0 0 0 5,704
TE CONNECTIVITY LTD SHS H84989104   594,559 4,242 SH   SOLE 0 0 0 4,242
TELADOC HEALTH INC NOTE 1.250% 6/0 87918AAF2   8,745 11,000 PRN   SOLE 0 0 0 11,000
TESLA INC COM 88160R101   1,924,533 7,352 SH   SOLE 0 0 0 7,352
TEXAS INSTRS INC COM 882508104   942,945 5,238 SH   SOLE 0 0 0 5,238
THE CIGNA GROUP COM 125523100   330,547 1,178 SH   SOLE 0 0 0 1,178
THERMO FISHER SCIENTIFIC INC COM 883556102   626,622 1,201 SH   SOLE 0 0 0 1,201
TJX COS INC NEW COM 872540109   444,215 5,239 SH   SOLE 0 0 0 5,239
TOTALENERGIES SE SPONSORED ADS 89151E109   327,568 5,683 SH   SOLE 0 0 0 5,683
TRAVELERS COMPANIES INC COM 89417E109   473,397 2,726 SH   SOLE 0 0 0 2,726
TRUIST FINL CORP COM 89832Q109   527,667 17,386 SH   SOLE 0 0 0 17,386
TRX GOLD CORPORATION COM 87283P109   11,075 25,000 SH   SOLE 0 0 0 25,000
UBER TECHNOLOGIES INC COM 90353T100   200,697 4,649 SH   SOLE 0 0 0 4,649
UNDER ARMOUR INC CL A 904311107   146,645 20,311 SH   SOLE 0 0 0 20,311
UNILEVER PLC SPON ADR NEW 904767704   679,827 13,041 SH   SOLE 0 0 0 13,041
UNION PAC CORP COM 907818108   477,174 2,332 SH   SOLE 0 0 0 2,332
UNITED PARCEL SERVICE INC CL B 911312106   20,523,045 114,494 SH   SOLE 0 0 0 114,494
UNITEDHEALTH GROUP INC COM 91324P102   2,385,416 4,963 SH   SOLE 0 0 0 4,963
UNITY SOFTWARE INC NOTE 11/1 91332UAB7   11,978 15,000 PRN   SOLE 0 0 0 15,000
US BANCORP DEL COM NEW 902973304   336,314 10,179 SH   SOLE 0 0 0 10,179
VANECK ETF TRUST CEF MUNI INCOME 92189F460   16,870,946 798,058 SH   SOLE 0 0 0 798,058
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   539,822 17,013 SH   SOLE 0 0 0 17,013
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   541,977 7,456 SH   SOLE 0 0 0 7,456
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   713,014 9,517 SH   SOLE 0 0 0 9,517
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,491,979 19,743 SH   SOLE 0 0 0 19,743
VANGUARD BD INDEX FDS INTERMED TERM 921937819   742,595 9,871 SH   SOLE 0 0 0 9,871
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,623,794 33,220 SH   SOLE 0 0 0 33,220
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,322,549 6,427 SH   SOLE 0 0 0 6,427
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,473,311 28,171 SH   SOLE 0 0 0 28,171
VANGUARD INDEX FDS TOTAL STK MKT 922908769   809,262 3,674 SH   SOLE 0 0 0 3,674
VANGUARD INDEX FDS SMALL CP ETF 922908751   44,625,600 224,373 SH   SOLE 0 0 0 224,373
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   206,262 1,386 SH   SOLE 0 0 0 1,386
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,468,331 29,540 SH   SOLE 0 0 0 29,540
VANGUARD INDEX FDS SM CP VAL ETF 922908611   266,129 1,609 SH   SOLE 0 0 0 1,609
VANGUARD INDEX FDS MID CAP ETF 922908629   3,761,279 17,084 SH   SOLE 0 0 0 17,084
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   488,866 3,533 SH   SOLE 0 0 0 3,533
VANGUARD INDEX FDS LARGE CAP ETF 922908637   226,438 1,117 SH   SOLE 0 0 0 1,117
VANGUARD INDEX FDS GROWTH ETF 922908736   6,778,848 23,957 SH   SOLE 0 0 0 23,957
VANGUARD INDEX FDS VALUE ETF 922908744   3,341,735 23,517 SH   SOLE 0 0 0 23,517
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   623,031 11,451 SH   SOLE 0 0 0 11,451
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   524,573 7,524 SH   SOLE 0 0 0 7,524
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   36,653,871 901,029 SH   SOLE 0 0 0 901,029
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,460,649 29,085 SH   SOLE 0 0 0 29,085
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   785,279 17,075 SH   SOLE 0 0 0 17,075
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   235,019 1,166 SH   SOLE 0 0 0 1,166
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   308,871 4,085 SH   SOLE 0 0 0 4,085
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   855,767 12,365 SH   SOLE 0 0 0 12,365
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,001,183 14,149 SH   SOLE 0 0 0 14,149
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   3,080,443 48,488 SH   SOLE 0 0 0 48,488
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   214,420 2,834 SH   SOLE 0 0 0 2,834
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,925,535 30,324 SH   SOLE 0 0 0 30,324
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   50,197,959 1,087,006 SH   SOLE 0 0 0 1,087,006
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,411,145 13,304 SH   SOLE 0 0 0 13,304
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   276,647 1,130 SH   SOLE 0 0 0 1,130
VANGUARD WORLD FDS INF TECH ETF 92204A702   561,101 1,269 SH   SOLE 0 0 0 1,269
VELO3D INC COMMON STOCK 92259N104   49,391 22,866 SH   SOLE 0 0 0 22,866
VERISK ANALYTICS INC COM 92345Y106   205,913 911 SH   SOLE 0 0 0 911
VERIZON COMMUNICATIONS INC COM 92343V104   1,321,689 35,539 SH   SOLE 0 0 0 35,539
VERTEX PHARMACEUTICALS INC COM 92532F100   446,574 1,269 SH   SOLE 0 0 0 1,269
VICI PPTYS INC COM 925652109   414,279 13,181 SH   SOLE 0 0 0 13,181
VISA INC COM CL A 92826C839   2,158,800 9,090 SH   SOLE 0 0 0 9,090
WALMART INC COM 931142103   1,386,485 8,821 SH   SOLE 0 0 0 8,821
WASTE MGMT INC DEL COM 94106L109   289,915 1,672 SH   SOLE 0 0 0 1,672
WEC ENERGY GROUP INC COM 92939U106   598,708 6,785 SH   SOLE 0 0 0 6,785
WELLS FARGO CO NEW COM 949746101   642,700 15,059 SH   SOLE 0 0 0 15,059
WELLTOWER INC COM 95040Q104   220,911 2,731 SH   SOLE 0 0 0 2,731
WILLIAMS COS INC COM 969457100   963,629 29,532 SH   SOLE 0 0 0 29,532
WOLFSPEED INC NOTE 0.250% 2/1 977852AB8   10,724 14,000 PRN   SOLE 0 0 0 14,000
YUM BRANDS INC COM 988498101   341,110 2,462 SH   SOLE 0 0 0 2,462
ZILLOW GROUP INC NOTE 2.750% 5/1 98954MAH4   14,686 14,000 PRN   SOLE 0 0 0 14,000
ZIMMER BIOMET HOLDINGS INC COM 98956P102   241,550 1,659 SH   SOLE 0 0 0 1,659
ZOETIS INC CL A 98978V103   245,055 1,423 SH   SOLE 0 0 0 1,423