The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC Inc COM 001055102   41,376 400 SH   SOLE   400 0 0
AGCO Corp Com COM 001084102   6,544 70 SH   SOLE   70 0 0
Alerian Mlp Alps Etf ALERIAN MLP 00162Q452   40,165 834 SH   SOLE   834 0 0
AT&T Inc Com COM 00206R102   40,986 1,800 SH   DFND   1,800 0 0
AT&T Inc Com COM 00206R102   179,177 7,869 SH   SOLE   7,869 0 0
Abbott Labs Com COM 002824100   193,418 1,710 SH   DFND   1,710 0 0
Abbott Labs Com COM 002824100   1,608,311 14,219 SH   SOLE   14,219 0 0
Abbvie Inc COM 00287Y109   300,313 1,690 SH   DFND   1,690 0 0
Abbvie Inc COM 00287Y109   252,334 1,420 SH   SOLE   1,420 0 0
ORP COM 005098108   2,488 35 SH   SOLE   35 0 0
Adobe Sys Inc COM 00724F101   55,140 124 SH   SOLE   124 0 0
Advanced Micro Devices Inc Com COM 007903107   28,990 240 SH   DFND   240 0 0
Advanced Micro Devices Inc Com COM 007903107   1,165,986 9,653 SH   SOLE   9,653 0 0
Air Products & Chemicals Inc COM 009158106   66,419 229 SH   SOLE   229 0 0
Alico Inc COM 016230104   1,556 60 SH   SOLE   60 0 0
Allstate Corp Com COM 020002101   92,154 478 SH   DFND   478 0 0
Allstate Corp Com COM 020002101   11,953 62 SH   SOLE   62 0 0
Alphabet Inc CAP STK CL C 02079K107   610,360 3,205 SH   SOLE   3,205 0 0
Alphabet Inc CAP STK CL A 02079K305   197,819 1,045 SH   DFND   1,045 0 0
Alphabet Inc CAP STK CL A 02079K305   4,345,760 22,957 SH   SOLE   22,957 0 0
Oklo Inc. Ordinary Shares - Class A COM CL A 02156V109   1,592 75 SH   SOLE   75 0 0
Altria Group Inc Com COM 02209S103   47,061 900 SH   DFND   900 0 0
Altria Group Inc Com COM 02209S103   216,271 4,136 SH   SOLE   4,136 0 0
Amazon Com Inc Com COM 023135106   115,180 525 SH   DFND   525 0 0
Amazon Com Inc Com COM 023135106   2,430,183 11,077 SH   SOLE   11,077 0 0
American Movil NPV ADR SPON ADS RP CL B 02390A101   41,141 2,875 SH   SOLE   2,875 0 0
American Elec Pwr Inc Com COM 025537101   70,648 766 SH   SOLE   766 0 0
American Express Co Com COM 025816109   7,420 25 SH   DFND   25 0 0
American Tower Corp New Com COM 03027X100   3,668 20 SH   DFND   20 0 0
American Tower Corp New Com COM 03027X100   112,797 615 SH   SOLE   615 0 0
Amgen Inc Com COM 031162100   36,490 140 SH   DFND   140 0 0
Amgen Inc Com COM 031162100   1,490,340 5,718 SH   SOLE   5,718 0 0
Analog Divices Inc COM 032654105   37,818 178 SH   SOLE   178 0 0
Annaly Cap Mgmt Inc Com COM NEW 035710839   26,352 1,440 SH   SOLE   1,440 0 0
Anthem Inc Com COM 036752103   8,116 22 SH   SOLE   22 0 0
Apple Inc Com COM 037833100   646,084 2,580 SH   DFND   2,580 0 0
Apple Inc Com COM 037833100   9,189,162 36,695 SH   SOLE   36,695 0 0
Applied Matls Inc Com COM 038222105   37,893 233 SH   SOLE   233 0 0
Arcutis Biotherapeutics Inc Com COM 03969K108   2,090 150 SH   SOLE   150 0 0
Autodesk Inc COM 052769106   5,911 20 SH   SOLE   20 0 0
Automatic Data Processing COM 053015103   127,338 435 SH   DFND   435 0 0
Automatic Data Processing COM 053015103   194,665 665 SH   SOLE   665 0 0
Autonation Inc Com COM 05329W102   28,873 170 SH   SOLE   170 0 0
Avery Dennison Corp COM 053611109   19,836 106 SH   SOLE   106 0 0
BP Amoco P L C Sponsored ADR SPONSORED ADR 055622104   17,736 600 SH   SOLE   600 0 0
Bank of America Corp COM 060505104   143,101 3,256 SH   DFND   3,256 0 0
Bank of America Corp COM 060505104   93,262 2,122 SH   SOLE   2,122 0 0
Becton Dickinson and Company COM 075887109   901,581 3,974 SH   SOLE   3,974 0 0
Berkshire Hathaway B CL B NEW 084670702   476,851 1,052 SH   DFND   1,052 0 0
Berkshire Hathaway B CL B NEW 084670702   839,475 1,852 SH   SOLE   1,852 0 0
Biogen Inc Com COM 09062X103   3,058 20 SH   SOLE   20 0 0
Blackstone Group Inc COM 09260D107   134,488 780 SH   DFND   780 0 0
Blackstone Group Inc COM 09260D107   2,021,107 11,722 SH   SOLE   11,722 0 0
Boeing Co Com COM 097023105   3,540 20 SH   SOLE   20 0 0
Booking Hldgs Inc COM 09857L108   94,400 19 SH   SOLE   19 0 0
Brinks Co Com COM 109696104   16,235 175 SH   SOLE   175 0 0
Bristol Myers Squibb Co Com COM 110122108   63,121 1,116 SH   DFND   1,116 0 0
Bristol Myers Squibb Co Com COM 110122108   363,511 6,427 SH   SOLE   6,427 0 0
Broadridge Finl Solutions Incom COM 11133T103   13,565 60 SH   SOLE   60 0 0
Broadcom Inc Nvp COM 11135F101   266,616 1,150 SH   SOLE   1,150 0 0
Burke Herbert Financial Services Inc COM 12135Y108   71,839 1,152 SH   SOLE   1,152 0 0
CF Industries Holdings Inc COM 125269100   17,064 200 SH   SOLE   200 0 0
Cigna Corp COM 125523100   2,209 8 SH   SOLE   8 0 0
CME Group Inc COM 12572Q105   5,806 25 SH   DFND   25 0 0
CME Group Inc COM 12572Q105   808,160 3,480 SH   SOLE   3,480 0 0
CSX Corp Com COM 126408103   230,246 7,135 SH   DFND   7,135 0 0
CSX Corp Com COM 126408103   1,996,222 61,860 SH   SOLE   61,860 0 0
CVS/Caremark Corp COM 126650100   28,730 640 SH   DFND   640 0 0
CVS/Caremark Corp COM 126650100   3,142 70 SH   SOLE   70 0 0
Canopy Growth Corp COMMON COM NEW 138035704   90 33 SH   SOLE   33 0 0
Cardinal Health Inc Com COM 14149Y108   59,135 500 SH   SOLE   500 0 0
Carrier Global Corp COM 14448C104   51,195 750 SH   SOLE   750 0 0
Caterpillar Inc Del Com COM 149123101   175,939 485 SH   DFND   485 0 0
Caterpillar Inc Del Com COM 149123101   168,683 465 SH   SOLE   465 0 0
Centene Corp Del Com COM 15135B101   4,241 70 SH   SOLE   70 0 0
Chesapeake Energy Corp COM 165167735   7,267 73 SH   SOLE   73 0 0
Chesapeake Utilities Corp COM 165303108   4,611 38 SH   SOLE   38 0 0
Chevrontexaco COM 166764100   53,591 370 SH   DFND   370 0 0
Chevrontexaco COM 166764100   2,225,467 15,365 SH   SOLE   15,365 0 0
Chipotle Mexican Grill Inc COM 169656105   6,030 100 SH   SOLE   100 0 0
Choice Hotels Intl Inc COM 169905106   21,297 150 SH   SOLE   150 0 0
Church & Dwight Co Inc Com COM 171340102   13,612 130 SH   SOLE   130 0 0
Cisco Sys Inc Com COM 17275R102   39,368 665 SH   DFND   665 0 0
Cisco Sys Inc Com COM 17275R102   1,406,059 23,751 SH   SOLE   23,751 0 0
Citigroup Inc COM NEW 172967424   5,209 74 SH   SOLE   74 0 0
Clean Harbors Inc Com COM 184496107   24,165 105 SH   SOLE   105 0 0
Clorox Company Common COM 189054109   8,121 50 SH   SOLE   50 0 0
Coca Cola Co Com COM 191216100   86,790 1,394 SH   DFND   1,394 0 0
Coca Cola Co Com COM 191216100   239,452 3,846 SH   SOLE   3,846 0 0
Cognex Corp COM 192422103   7,172 200 SH   DFND   200 0 0
Colgate Palmolive Co Com COM 194162103   45,910 505 SH   DFND   505 0 0
Colgate Palmolive Co Com COM 194162103   27,273 300 SH   SOLE   300 0 0
Comcast Corp New CL A CL A 20030N101   27,209 725 SH   DFND   725 0 0
Comcast Corp New CL A CL A 20030N101   773,080 20,599 SH   SOLE   20,599 0 0
Conagra Foods Inc COM 205887102   24,975 900 SH   SOLE   900 0 0
ConocoPhillips COM 20825C104   75,171 758 SH   SOLE   758 0 0
Constellation Energy Corp Com COM 21037T109   136,016 608 SH   SOLE   608 0 0
Costco Whsl Corp New COM 22160K105   153,017 167 SH   DFND   167 0 0
Costco Whsl Corp New COM 22160K105   2,194,467 2,395 SH   SOLE   2,395 0 0
Costar Group Inc COM 22160N109   7,159 100 SH   SOLE   100 0 0
Cummins Inc COM 231021106   25,448 73 SH   SOLE   73 0 0
Xtrackers MSCI Japan Hedged Equity ETF XTRACK MSCI JAPN 233051507   97,627 1,290 SH   SOLE   1,290 0 0
DBX ETF Tr Xtrack MSCI Eurp XTRACK MSCI EURP 233051853   328,235 7,965 SH   SOLE   7,965 0 0
Duff & Phelps Utils Income Icom COM 23325P104   7,241 821 SH   SOLE   821 0 0
D R Horton Inc COM 23331A109   1,398 10 SH   DFND   10 0 0
D R Horton Inc COM 23331A109   159,535 1,141 SH   SOLE   1,141 0 0
Danaher Corp Del Com COM 235851102   61,979 270 SH   DFND   270 0 0
Danaher Corp Del Com COM 235851102   2,788,573 12,148 SH   SOLE   12,148 0 0
Darden Restaurants Inc Com COM 237194105   340,709 1,825 SH   DFND   1,825 0 0
Darling International Inc. COM 237266101   8,423 250 SH   SOLE   250 0 0
Deere & Company COM 244199105   308,877 729 SH   SOLE   729 0 0
Delta Air Lines Inc Del Com New COM NEW 247361702   30,674 507 SH   DFND   507 0 0
Digital Rlty Tr Inc COM 253868103   20,393 115 SH   DFND   115 0 0
Digital Rlty Tr Inc COM 253868103   882,926 4,979 SH   SOLE   4,979 0 0
DFA US Small Cap ETF US SMALL CAP ETF 25434V500   43,929 675 SH   SOLE   675 0 0
Disney Walt Co Com Disney COM 254687106   115,247 1,035 SH   DFND   1,035 0 0
Disney Walt Co Com Disney COM 254687106   581,247 5,220 SH   SOLE   5,220 0 0
Discover Financial Services COM 254709108   25,985 150 SH   DFND   150 0 0
Dominion New RES Inc VA New COM 25746U109   26,930 500 SH   DFND   500 0 0
Dominion New RES Inc VA New COM 25746U109   306,894 5,698 SH   SOLE   5,698 0 0
Dow Inc Com COM 260557103   32,947 821 SH   DFND   821 0 0
Dow Inc Com COM 260557103   222,320 5,540 SH   SOLE   5,540 0 0
Duke Energy Corp New COM NEW 26441C204   144,048 1,337 SH   DFND   1,337 0 0
Duke Energy Corp New COM NEW 26441C204   30,167 280 SH   SOLE   280 0 0
DuPont DE Nemours Inc COM 26614N102   8,845 116 SH   DFND   116 0 0
DuPont DE Nemours Inc COM 26614N102   506,834 6,647 SH   SOLE   6,647 0 0
EOG RES Inc COM 26875P101   6,252 51 SH   DFND   51 0 0
EOG RES Inc COM 26875P101   603,584 4,924 SH   SOLE   4,924 0 0
EQT Corp COM 26884L109   79,540 1,725 SH   DFND   1,725 0 0
Eastman Chem Co Com COM 277432100   7,306 80 SH   SOLE   80 0 0
Ecolab Inc COM 278865100   43,349 185 SH   DFND   185 0 0
Ecolab Inc COM 278865100   830,430 3,544 SH   SOLE   3,544 0 0
Edwards Lifesciences Corp COM 28176E108   13,029 176 SH   SOLE   176 0 0
Emerson Elec Co Com COM 291011104   49,572 400 SH   DFND   400 0 0
Emerson Elec Co Com COM 291011104   8,303 67 SH   SOLE   67 0 0
LP Energy Transfer Eq COM UT LTD PTN 29273V100   220,388 11,250 SH   SOLE   11,250 0 0
Enterprise Partners LP COM 293792107   3,136 100 SH   SOLE   100 0 0
Erie Indty Co CL A CL A 29530P102   4,122,300 10,000 SH   DFND   10,000 0 0
Exelon Corp COM 30161N101   90,223 2,397 SH   SOLE   2,397 0 0
Exxon Mobil Corp Com COM 30231G102   43,028 400 SH   DFND   400 0 0
Exxon Mobil Corp Com COM 30231G102   956,082 8,888 SH   SOLE   8,888 0 0
Facebook CL A 30303M102   682,705 1,166 SH   SOLE   1,166 0 0
FactSet Research Sys Inc COM 303075105   24,014 50 SH   SOLE   50 0 0
Fidelity Nasdaq Cmps IDX ET NASDAQ COMPSIT 315912808   998,668 13,130 SH   SOLE   13,130 0 0
Fidelity Covington Trust Blue Chip Growth Etf BLUE CHIP GRWTH 316092352   11,565 250 SH   SOLE   250 0 0
Fideltiy Total Bond ETF TOTAL BD ETF 316188309   10,993 245 SH   DFND   245 0 0
Fideltiy Total Bond ETF TOTAL BD ETF 316188309   3,644,162 81,216 SH   SOLE   81,216 0 0
First Tr Exch Traded FD III Pfd Secs Inc ETF PFD SECS INC ETF 33739E108   3,894 220 SH   DFND   220 0 0
First Tr Global Tactical CM FST TR GLB FD 33739H101   1,795 75 SH   DFND   75 0 0
First Tr Global Tactical CM FST TR GLB FD 33739H101   57,815 2,416 SH   SOLE   2,416 0 0
Firstenergy Corp Com COM 337932107   51,316 1,290 SH   SOLE   1,290 0 0
Flexshares Tr Hig Yld Vl ETF HIG YLD VL ETF 33939L662   49,833 1,225 SH   DFND   1,225 0 0
Flexshares Tr Hig Yld Vl ETF HIG YLD VL ETF 33939L662   3,103,884 76,300 SH   SOLE   76,300 0 0
Flexshares Stoxx US ESG Impact Index STOX US ESG SLCT 33939L696   4,797,622 34,820 SH   SOLE   34,820 0 0
Ford Motor Co Del COM 345370860   20,394 2,060 SH   SOLE   2,060 0 0
Fortinet Inc Com COM 34959E109   118,572 1,255 SH   DFND   1,255 0 0
Fortinet Inc Com COM 34959E109   1,729,456 18,305 SH   SOLE   18,305 0 0
Fortive Corp Com COM 34959J108   7,500 100 SH   SOLE   100 0 0
Four Corners Ppty Tr Inc Com COM 35086T109   21,712 800 SH   DFND   800 0 0
Frequency Electronics COM 358010106   92,600 5,000 SH   DFND   5,000 0 0
GE Healthcare Technologies Inc COMMON STOCK 36266G107   7,740 99 SH   DFND   99 0 0
GE Healthcare Technologies Inc COMMON STOCK 36266G107   4,769 61 SH   SOLE   61 0 0
Gamestop Corp New CL A CL A 36467W109   125,360 4,000 SH   SOLE   4,000 0 0
Ge Vernova Inc Corp Com COM 36828A101   16,447 50 SH   DFND   50 0 0
Ge Vernova Inc Corp Com COM 36828A101   15,131 46 SH   SOLE   46 0 0
General Electric Co USD 0.06 COM NEW 369604301   33,358 200 SH   DFND   200 0 0
General Electric Co USD 0.06 COM NEW 369604301   39,529 237 SH   SOLE   237 0 0
General Mls Inc Com COM 370334104   52,610 825 SH   SOLE   825 0 0
General Motors Co COM 37045V100   5,327 100 SH   SOLE   100 0 0
Genuine Parts Co COM 372460105   22,768 195 SH   DFND   195 0 0
Genuine Parts Co COM 372460105   616,143 5,277 SH   SOLE   5,277 0 0
Genworth Finl Inc CL A COM SHS 37247D106   2,551 365 SH   SOLE   365 0 0
Global X FDS US Infr Dev ETF US INFR DEV ETF 37954Y673   63,242 1,565 SH   DFND   1,565 0 0
Goldman Sachs Group Inc COM 38141G104   28,631 50 SH   SOLE   50 0 0
Goodyear Tire & Rubr Co Com COM 382550101   945 105 SH   SOLE   105 0 0
HCA Holdings Inc COM 40412C101   6,003 20 SH   SOLE   20 0 0
Halliburton Co Com COM 406216101   27,190 1,000 SH   DFND   1,000 0 0
Harley Davidson Inc Com COM 412822108   6,026 200 SH   DFND   200 0 0
Harley Davidson Inc Com COM 412822108   7,834 260 SH   SOLE   260 0 0
Hartford Group Inc COM 416515104   39,384 360 SH   SOLE   360 0 0
Home Depot Inc Com COM 437076102   97,248 250 SH   DFND   250 0 0
Home Depot Inc Com COM 437076102   946,413 2,433 SH   SOLE   2,433 0 0
Honeywell Intl Inc Com COM 438516106   30,495 135 SH   DFND   135 0 0
Honeywell Intl Inc Com COM 438516106   2,623,712 11,615 SH   SOLE   11,615 0 0
Humana Inc Com COM 444859102   6,343 25 SH   SOLE   25 0 0
Huntington Bancshares Inc Com COM 446150104   214,195 13,165 SH   SOLE   13,165 0 0
IDEX Corp COM 45167R104   8,372 40 SH   SOLE   40 0 0
IDEXX Labs Inc Com COM 45168D104   33,489 81 SH   SOLE   81 0 0
Illinois Tool WKS Inc COM 452308109   48,176 190 SH   DFND   190 0 0
Illinois Tool WKS Inc COM 452308109   1,320,287 5,207 SH   SOLE   5,207 0 0
Ingevity Corp Com COM 45688C107   1,834 45 SH   SOLE   45 0 0
Intel Corp Com COM 458140100   16,040 800 SH   DFND   800 0 0
Intel Corp Com COM 458140100   44,110 2,200 SH   SOLE   2,200 0 0
Intellia Thereutics Inc COM 45826J105   1,166 100 SH   SOLE   100 0 0
International Business MacHscom COM 459200101   318,754 1,450 SH   DFND   1,450 0 0
International Business MacHscom COM 459200101   395,254 1,798 SH   SOLE   1,798 0 0
Invesco QQQ Unit Series 1 UNIT SER 1 46090E103   150,813 295 SH   DFND   295 0 0
Invesco QQQ Unit Series 1 UNIT SER 1 46090E103   18,547,424 36,280 SH   SOLE   36,280 0 0
Intuit Inc COM 461202103   42,738 68 SH   SOLE   68 0 0
Intuituve Surgical Inc COM NEW 46120E602   28,708 55 SH   DFND   55 0 0
Intuituve Surgical Inc COM NEW 46120E602   1,898,890 3,638 SH   SOLE   3,638 0 0
Invesco Water RES ETF Trust WATER RES ETF 46137V142   33,553 510 SH   DFND   510 0 0
Invesco Water RES ETF Trust WATER RES ETF 46137V142   153,620 2,335 SH   SOLE   2,335 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   57,826 330 SH   DFND   330 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   6,108,518 34,860 SH   SOLE   34,860 0 0
Invesco S&P 500 Garp ETF S&P 500 GARP ETF 46137V431   76,038 725 SH   DFND   725 0 0
Invesco S&P 500 Garp ETF S&P 500 GARP ETF 46137V431   5,051,650 48,166 SH   SOLE   48,166 0 0
Invesco Preferred ETF PFD ETF 46138E511   13,260 1,150 SH   DFND   1,150 0 0
Invesco Preferred ETF PFD ETF 46138E511   176,755 15,330 SH   SOLE   15,330 0 0
Invesco Natl AMT-Free Mun Bd ETF NATL AMT MUNI 46138E537   23,610 1,000 SH   DFND   1,000 0 0
Invesco Natl AMT-Free Mun Bd ETF NATL AMT MUNI 46138E537   490,994 20,796 SH   SOLE   20,796 0 0
Invesco Sr Loan ETF SR LN ETF 46138G508   1,054 50 SH   DFND   50 0 0
Invesco Sr Loan ETF SR LN ETF 46138G508   468,112 22,217 SH   SOLE   22,217 0 0
Invesco Taxable Municipal Bond ETF TAXABLE MUN BD 46138G805   5,230 200 SH   SOLE   200 0 0
Iovance Biotherapeutics Inc. COM 462260100   7,400 1,000 SH   SOLE   1,000 0 0
iShares Gold ETF iShares New ISHARES NEW 464285204   94,168 1,902 SH   DFND   1,902 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   59,081 450 SH   DFND   450 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   7,232,372 55,087 SH   SOLE   55,087 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   1,066 10 SH   DFND   10 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   384,646 3,610 SH   SOLE   3,610 0 0
iShares Transportation Avg ETF US TRSPRTION 464287192   276,902 4,098 SH   SOLE   4,098 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   3,870,571 6,575 SH   SOLE   6,575 0 0
iShares Tr Core US AGG Bond ETF CORE US AGGBD ET 464287226   1,938 20 SH   SOLE   20 0 0
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   128,806 3,080 SH   SOLE   3,080 0 0
iShares Iboxx Invest Grade CRP Bond IBOXX INV CP ETF 464287242   2,137 20 SH   DFND   20 0 0
iShares Tr S&P 500 Grwt ETF S&P 500 GRWT ETF 464287309   10,153 100 SH   SOLE   100 0 0
iShares Tr S&P 500 Val ETF S&P 500 VAL ETF 464287408   4,772 25 SH   SOLE   25 0 0
Barclays 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457   2,050 25 SH   DFND   25 0 0
Barclays 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457   4,919 60 SH   SOLE   60 0 0
iShares MSCI Eafe ETF MSCI EAFE ETF 464287465   51,415 680 SH   SOLE   680 0 0
iShares Russell Midcap Value ETF RUS MDCP VAL ETF 464287473   505,849 3,911 SH   SOLE   3,911 0 0
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481   827,044 6,525 SH   SOLE   6,525 0 0
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499   2,708,046 30,634 SH   SOLE   30,634 0 0
iShares Tr Core S&P McP ETF CORE S&P MCP ETF 464287507   160,448 2,575 SH   SOLE   2,575 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   768,660 4,152 SH   SOLE   4,152 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   3,148,387 7,840 SH   SOLE   7,840 0 0
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630   105,233 641 SH   SOLE   641 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648   172,116 598 SH   SOLE   598 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   136,995 620 SH   SOLE   620 0 0
iShares US Telecomunications ETF US TELECOM ETF 464287713   14,354 535 SH   SOLE   535 0 0
iShares Dow Jones US Technology U.S. TECH ETF 464287721   2,788,888 17,483 SH   SOLE   17,483 0 0
iShares Dow Jones US Real Estate U.S. REAL ES ETF 464287739   94,270 1,013 SH   SOLE   1,013 0 0
iShares Dow Jones US Healthcare US HLTHCARE ETF 464287762   23,308 400 SH   DFND   400 0 0
iShares Dow Jones US Healthcare US HLTHCARE ETF 464287762   340,005 5,835 SH   SOLE   5,835 0 0
iShares Core S&P Small Cap ETF CORE S&P SCP ETF 464287804   15,555 135 SH   SOLE   135 0 0
iShares S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879   21,722 200 SH   SOLE   200 0 0
iShares S&P Smallcap 600/Barra Growth Index FD S&P SML 600 GWT 464287887   90,698 670 SH   SOLE   670 0 0
iShares Global Clean Energy GL CLEAN ENE ETF 464288224   3,642 320 SH   SOLE   320 0 0
iShares Tr JP Mor Em Mk ETF JPMORGAN USD EMG 464288281   890 10 SH   DFND   10 0 0
iShares Tr JP Mor Em Mk ETF JPMORGAN USD EMG 464288281   45,767 514 SH   SOLE   514 0 0
iShares Govt/Credit Bond GOV/CRED BD ETF 464288596   66,344 649 SH   SOLE   649 0 0
iShares 1-3 Yr Cr Bd ETF ISHS 1-5YR INVS 464288646   2,068 40 SH   DFND   40 0 0
iShares 1-3 Yr Cr Bd ETF ISHS 1-5YR INVS 464288646   423,733 8,196 SH   SOLE   8,196 0 0
iShares Tr 3 7 Yr Treas Bd 3 7 YR TREAS BD 464288661   2,889 25 SH   DFND   25 0 0
iShares Tr 3 7 Yr Treas Bd 3 7 YR TREAS BD 464288661   457,462 3,959 SH   SOLE   3,959 0 0
iShares Tr U.S. Med Dvc ETF U.S. MED DVC ETF 464288810   75,272 1,290 SH   SOLE   1,290 0 0
iShares Silver Trust ISHARES 46428Q109   16,061 610 SH   DFND   610 0 0
iShares Silver Trust ISHARES 46428Q109   5,134 195 SH   SOLE   195 0 0
iShares Floating Rate Bond FLTG RATE NT ETF 46429B655   29,256 575 SH   DFND   575 0 0
iShares Floating Rate Bond FLTG RATE NT ETF 46429B655   1,581,452 31,082 SH   SOLE   31,082 0 0
iShares 0-5 Year TIPS Bond ETF 0-5 YR TIPS ETF 46429B747   1,509 15 SH   DFND   15 0 0
iShares 0-5 Year TIPS Bond ETF 0-5 YR TIPS ETF 46429B747   191,039 1,899 SH   SOLE   1,899 0 0
iShares Tr Core MSCI Eafe ETF CORE MSCI EAFE 46432F842   27,409 390 SH   DFND   390 0 0
iShares Tr Core MSCI Eafe ETF CORE MSCI EAFE 46432F842   3,391,994 48,264 SH   SOLE   48,264 0 0
iShares in Core MSCI Emerging Mkts CORE MSCI EMKT 46434G103   58,748 1,125 SH   DFND   1,125 0 0
iShares in Core MSCI Emerging Mkts CORE MSCI EMKT 46434G103   2,022,533 38,731 SH   SOLE   38,731 0 0
iShares ibonds Dec 2025 Corp ETF IBONDS DEC25 ETF 46434VBD1   48,522 1,937 SH   SOLE   1,937 0 0
Ishares Trust Ibonds Dec 2026 Term Corporate Etf IBONDS DEC2026 46435GAA0   48,333 2,008 SH   SOLE   2,008 0 0
Ishares Trust Ibonds Dec 2028 Term Corporate Etf IBDS DEC28 ETF 46435U515   47,634 1,913 SH   SOLE   1,913 0 0
Ishares Trust Ibonds Dec 2027 Term Corporate Etf IBONDS 27 ETF 46435UAA9   48,016 2,004 SH   SOLE   2,004 0 0
Ishares Trust Ibonds Dec 2033 Term Corporate Etf IBONDS DEC 2033 46436E130   46,561 1,855 SH   SOLE   1,855 0 0
Ishares Trust Ibonds Dec 2029 Term Corporate Etf IBONDS DEC 29 46436E205   47,424 2,080 SH   SOLE   2,080 0 0
Ishares Trust Ibonds Dec 2032 Term Corporate Etf IBONDS DEC 2032 46436E312   46,800 1,904 SH   SOLE   1,904 0 0
Ishares Trust Ibonds Dec 2031 Term Corporate Etf IBONDS DEC 2031 46436E486   46,947 2,307 SH   SOLE   2,307 0 0
iShares ESG S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   18,826 450 SH   DFND   450 0 0
iShares ESG S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   739,870 17,685 SH   SOLE   17,685 0 0
Ishares Trust Ibonds Dec 2030 Term Corporate Etf IBONDS DEC 2030 46436E726   47,184 2,209 SH   SOLE   2,209 0 0
IShares Bitcoin Trust SHS BEN INT 46438F101   137,134 2,585 SH   DFND   2,585 0 0
IShares Bitcoin Trust SHS BEN INT 46438F101   1,268,426 23,910 SH   SOLE   23,910 0 0
J P Morgan Chase & Co COM 46625H100   177,385 740 SH   DFND   740 0 0
J P Morgan Chase & Co COM 46625H100   4,187,254 17,468 SH   SOLE   17,468 0 0
Johnson & Johnson Com COM 478160104   164,144 1,135 SH   DFND   1,135 0 0
Johnson & Johnson Com COM 478160104   1,900,451 13,141 SH   SOLE   13,141 0 0
KLA-Tencor Corp COM NEW 482480100   219,282 348 SH   SOLE   348 0 0
KKR & Co Inc Com COM 48251W104   73,955 500 SH   DFND   500 0 0
Key Corp COM 493267108   34,966 2,040 SH   SOLE   2,040 0 0
Kimberly Clark Corp Com COM 494368103   48,092 367 SH   SOLE   367 0 0
Knight Swift Transportation Holdings Inc CL A 499049104   4,933 93 SH   SOLE   93 0 0
Kraft Heinzcompany COM 500754106   3,010 98 SH   SOLE   98 0 0
Kyndryl Hldgs Inc Common Stock COMMON STOCK 50155Q100   6,228 180 SH   SOLE   180 0 0
Labcorp Holdings Inc. Ordinary Shares COM SHS 504922105   4,586 20 SH   SOLE   20 0 0
Leggett & Platt Inc Com COM 524660107   23,424 2,440 SH   SOLE   2,440 0 0
Liberty All Star Eqty Shs Ben Int SH BEN INT 530158104   4,358 627 SH   SOLE   627 0 0
Lilly Eli & Co Com COM 532457108   185,280 240 SH   DFND   240 0 0
Lilly Eli & Co Com COM 532457108   537,312 696 SH   SOLE   696 0 0
Live Nation Entertainment Incom COM 538034109   7,123 55 SH   SOLE   55 0 0
Lockheed Martin Corp COM 539830109   48,594 100 SH   DFND   100 0 0
Lockheed Martin Corp COM 539830109   182,228 375 SH   SOLE   375 0 0
Lowes Cos Inc Com COM 548661107   192,504 780 SH   DFND   780 0 0
Lowes Cos Inc Com COM 548661107   3,344,634 13,552 SH   SOLE   13,552 0 0
Lucid Group Inc COM 549498103   1,510 500 SH   SOLE   500 0 0
M & T Bank Corp COM 55261F104   188,010 1,000 SH   DFND   1,000 0 0
M & T Bank Corp COM 55261F104   1,428,876 7,600 SH   SOLE   7,600 0 0
MSCI Inc COM 55354G100   51,001 85 SH   SOLE   85 0 0
Macy Inc COM 55616P104   1,185 70 SH   SOLE   70 0 0
Mainstreet Bancshares Inc Com COM 56064Y100   14,299 790 SH   SOLE   790 0 0
Manulife Financial Corp COM 56501R106   10,042 327 SH   SOLE   327 0 0
Marathon Pete Corp COM 56585A102   93,186 668 SH   SOLE   668 0 0
Marsh & McLennan Companies, Inc. COM 571748102   43,544 205 SH   SOLE   205 0 0
Marriott Int CL A CL A 571903202   92,050 330 SH   DFND   330 0 0
Marriott Int CL A CL A 571903202   61,367 220 SH   SOLE   220 0 0
Mastercard Inc CL A 57636Q104   23,696 45 SH   DFND   45 0 0
Mastercard Inc CL A 57636Q104   2,224,232 4,224 SH   SOLE   4,224 0 0
McDonalds Corp Com COM 580135101   405,846 1,400 SH   DFND   1,400 0 0
McDonalds Corp Com COM 580135101   2,557,410 8,822 SH   SOLE   8,822 0 0
McKesson Corp Com COM 58155Q103   128,230 225 SH   SOLE   225 0 0
Merck & Co Inc Com COM 58933Y105   141,560 1,423 SH   DFND   1,423 0 0
Merck & Co Inc Com COM 58933Y105   218,259 2,194 SH   SOLE   2,194 0 0
Metlife, Inc. COM 59156R108   106,853 1,305 SH   SOLE   1,305 0 0
Microsoft Corp Com COM 594918104   893,580 2,120 SH   DFND   2,120 0 0
Microsoft Corp Com COM 594918104   6,405,114 15,196 SH   SOLE   15,196 0 0
Microchip Technology Inc. Com COM 595017104   78,856 1,375 SH   DFND   1,375 0 0
Microchip Technology Inc. Com COM 595017104   1,493,738 26,046 SH   SOLE   26,046 0 0
Micron Technology Inc Com COM 595112103   8,416 100 SH   SOLE   100 0 0
Mid-America Apartment Communities Inc. COM 59522J103   30,914 200 SH   SOLE   200 0 0
Molson Coors Beverage CO Compa CLASS B CORP COMMON CL B 60871R209   40,124 700 SH   SOLE   700 0 0
Mondelez International Inc CL A 609207105   16,426 275 SH   DFND   275 0 0
Mondelez International Inc CL A 609207105   84,160 1,409 SH   SOLE   1,409 0 0
Morgan Stanley Dean Witter COM NEW 617446448   40,859 325 SH   DFND   325 0 0
Morgan Stanley Dean Witter COM NEW 617446448   30,550 243 SH   SOLE   243 0 0
Motorola Solutions Inc Com New COM NEW 620076307   56,854 123 SH   SOLE   123 0 0
Murphy USA Inc Com COM 626755102   20,070 40 SH   SOLE   40 0 0
Nnn REIT Inc Com COM 637417106   36,765 900 SH   DFND   900 0 0
Neogenomics Inc Com New COM NEW 64049M209   428,480 26,000 SH   SOLE   26,000 0 0
Net Lease Office Properties COM 64110Y108   843 27 SH   DFND   27 0 0
Nexstar Media Grop COMMON STOCK 65336K103   33,174 210 SH   DFND   210 0 0
Nextera Energy Inc COM 65339F101   25,808 360 SH   DFND   360 0 0
Nextera Energy Inc COM 65339F101   701,200 9,781 SH   SOLE   9,781 0 0
Nike Inc CL B CL B 654106103   20,204 267 SH   SOLE   267 0 0
Norfolk Southern Corp Com COM 655844108   83,319 355 SH   DFND   355 0 0
Norfolk Southern Corp Com COM 655844108   30,511 130 SH   SOLE   130 0 0
Novartis AG ADR SPONSORED ADR 66987V109   19,462 200 SH   SOLE   200 0 0
Novo Nordisk A/S ADR 670100205   9,032 105 SH   SOLE   105 0 0
Nucor Corp COM 670346105   5,836 50 SH   DFND   50 0 0
Nucor Corp COM 670346105   212,412 1,820 SH   SOLE   1,820 0 0
Nvidia Corp COM 67066G104   128,918 960 SH   DFND   960 0 0
Nvidia Corp COM 67066G104   4,358,113 32,453 SH   SOLE   32,453 0 0
Nuveen ESG Small-Cap ETF NUVEEN ESG SMLCP 67092P607   291,918 6,970 SH   SOLE   6,970 0 0
Occidental Pete Corp Del Com COM 674599105   81,527 1,650 SH   SOLE   1,650 0 0
Omega Healthcare Invs Inc COM 681936100   163,209 4,312 SH   DFND   4,312 0 0
Oracle Corp Com COM 68389X105   33,328 200 SH   DFND   200 0 0
Oracle Corp Com COM 68389X105   251,293 1,508 SH   SOLE   1,508 0 0
Otis Worldwide Corp Com COM 68902V107   27,783 300 SH   SOLE   300 0 0
PGIM Ultra-Short Bond ETF PGIM ULTRA SH BD 69344A107   53,266 1,075 SH   DFND   1,075 0 0
PGIM Ultra-Short Bond ETF PGIM ULTRA SH BD 69344A107   2,141,898 43,227 SH   SOLE   43,227 0 0
PNC Finl Svcs Group Inc Com COM 693475105   1,960,706 10,167 SH   DFND   10,167 0 0
PNC Finl Svcs Group Inc Com COM 693475105   422,727 2,192 SH   SOLE   2,192 0 0
PPG Inds Inc Com COM 693506107   390,363 3,268 SH   SOLE   3,268 0 0
Palantir Technologies Inc CL A CL A 69608A108   115,790 1,531 SH   SOLE   1,531 0 0
Palo Alto Networks Inc Com COM 697435105   9,098 50 SH   DFND   50 0 0
Palo Alto Networks Inc Com COM 697435105   574,630 3,158 SH   SOLE   3,158 0 0
Parker Hannifin Corp COM 701094104   35,618 56 SH   SOLE   56 0 0
PayPal Hldgs Inc Com COM 70450Y103   226,604 2,655 SH   SOLE   2,655 0 0
PepsiCo Inc Com COM 713448108   114,045 750 SH   DFND   750 0 0
PepsiCo Inc Com COM 713448108   1,719,190 11,306 SH   SOLE   11,306 0 0
Pfizer Inc Com COM 717081103   93,518 3,525 SH   DFND   3,525 0 0
Pfizer Inc Com COM 717081103   116,732 4,400 SH   SOLE   4,400 0 0
Phillip Morris Intl, Inc. COM 718172109   54,037 449 SH   DFND   449 0 0
Phillip Morris Intl, Inc. COM 718172109   200,744 1,668 SH   SOLE   1,668 0 0
Phillips 66 COM 718546104   22,786 200 SH   SOLE   200 0 0
Pinnacle West Cap Corp Com COM 723484101   33,908 400 SH   DFND   400 0 0
Polaris Inds Inc Com COM 731068102   24,489 425 SH   SOLE   425 0 0
Price T Rowe Group Inc COM 74144T108   21,148 187 SH   SOLE   187 0 0
Procter & Gamble Co Com COM 742718109   167,147 997 SH   DFND   997 0 0
Procter & Gamble Co Com COM 742718109   2,307,367 13,763 SH   SOLE   13,763 0 0
Prudential Financial Inc COM 744320102   21,928 185 SH   DFND   185 0 0
Prudential Financial Inc COM 744320102   501,619 4,232 SH   SOLE   4,232 0 0
Qualcomm Inc Com COM 747525103   157,461 1,025 SH   DFND   1,025 0 0
Qualcomm Inc Com COM 747525103   116,751 760 SH   SOLE   760 0 0
Quanta Services Inc COM 74762E102   12,642 40 SH   DFND   40 0 0
Quanta Services Inc COM 74762E102   612,821 1,939 SH   SOLE   1,939 0 0
RGC Resources Inc COM 74955L103   18,676 931 SH   DFND   931 0 0
Raytheon Technologies Corp COM 75513E101   180,523 1,560 SH   SOLE   1,560 0 0
Republic Svcs Inc Com COM 760759100   495,909 2,465 SH   SOLE   2,465 0 0
Rivian Automotive Inc Com CL A COM CL A 76954A103   3,325 250 SH   SOLE   250 0 0
Rockwell Intl Corp New Automation COM 773903109   27,436 96 SH   SOLE   96 0 0
Roper Technologies Inc COM 776696106   15,596 30 SH   DFND   30 0 0
Roper Technologies Inc COM 776696106   1,220,608 2,348 SH   SOLE   2,348 0 0
Ross Stores Inc COM 778296103   70,341 465 SH   SOLE   465 0 0
Shell PLC Spon ADS SPON ADS 780259305   16,602 265 SH   SOLE   265 0 0
SPDR S&P 500 Index TR UNIT 78462F103   14,652 25 SH   DFND   25 0 0
SPDR S&P 500 Index TR UNIT 78462F103   3,922,633 6,693 SH   SOLE   6,693 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107   55,206 228 SH   SOLE   228 0 0
SPDR Ser Tr S&P Divid ETF S&P DIVID ETF 78464A763   22,457 170 SH   SOLE   170 0 0
SPDR Dow Jones Industrial Average UT SER 1 78467X109   4,255 10 SH   DFND   10 0 0
SPDR Dow Jones Industrial Average UT SER 1 78467X109   266,363 626 SH   SOLE   626 0 0
SPDR Nuveen Barclays Sht Trm NUVEEN BLMBRG SH 78468R739   43,836 925 SH   SOLE   925 0 0
Salesforce Com Inc COM 79466L302   11,702 35 SH   DFND   35 0 0
Salesforce Com Inc COM 79466L302   1,505,822 4,504 SH   SOLE   4,504 0 0
Sandy Spring Bancorp COM 800363103   10,113 300 SH   SOLE   300 0 0
Schwab Charles Corp New COM 808513105   4,811 65 SH   SOLE   65 0 0
Materials Sector SPDR SBI MATERIALS 81369Y100   1,262 15 SH   DFND   15 0 0
Materials Sector SPDR SBI MATERIALS 81369Y100   98,276 1,168 SH   SOLE   1,168 0 0
Select Sector SPDR Tr SBI Healthcare SBI HEALTHCARE 81369Y209   27,514 200 SH   DFND   200 0 0
Select Sector SPDR Tr SBI Healthcare SBI HEALTHCARE 81369Y209   128,628 935 SH   SOLE   935 0 0
Consumer Staples Sector SPDR SBI CONS STPLS 81369Y308   1,179 15 SH   DFND   15 0 0
Consumer Staples Sector SPDR SBI CONS STPLS 81369Y308   251,709 3,202 SH   SOLE   3,202 0 0
Consumer Discretionary Sector SPDR SBI CONS DISCR 81369Y407   23,557 105 SH   DFND   105 0 0
Consumer Discretionary Sector SPDR SBI CONS DISCR 81369Y407   596,771 2,660 SH   SOLE   2,660 0 0
Energy Sector SPDR ENERGY 81369Y506   1,285 15 SH   DFND   15 0 0
Energy Sector SPDR ENERGY 81369Y506   63,388 740 SH   SOLE   740 0 0
Financial Sector SPDR FINANCIAL 81369Y605   359,140 7,431 SH   SOLE   7,431 0 0
Industrial Sector SPDR INDL 81369Y704   13,176 100 SH   DFND   100 0 0
Industrial Sector SPDR INDL 81369Y704   289,477 2,197 SH   SOLE   2,197 0 0
Select Sector SPDR Tr Technology TECHNOLOGY 81369Y803   5,813 25 SH   DFND   25 0 0
Select Sector SPDR Tr Technology TECHNOLOGY 81369Y803   1,264,909 5,440 SH   SOLE   5,440 0 0
Communication Services Select SPDR COMMUNICATION 81369Y852   649,595 6,710 SH   SOLE   6,710 0 0
Select SEC Real Estate RL EST SEL SEC 81369Y860   5,490 135 SH   DFND   135 0 0
Select SEC Real Estate RL EST SEL SEC 81369Y860   275,336 6,770 SH   SOLE   6,770 0 0
Utilities Sector SPDR SBI INT-UTILS 81369Y886   64,337 850 SH   DFND   850 0 0
Utilities Sector SPDR SBI INT-UTILS 81369Y886   206,407 2,727 SH   SOLE   2,727 0 0
Servicenow Inc COM 81762P102   10,601 10 SH   DFND   10 0 0
Servicenow Inc COM 81762P102   754,805 712 SH   SOLE   712 0 0
Sherwin Williams Co. COM 824348106   5,439 16 SH   SOLE   16 0 0
Shopify Inc CL A 82509L107   2,127 20 SH   DFND   20 0 0
Shopify Inc CL A 82509L107   485,928 4,570 SH   SOLE   4,570 0 0
Simon Property Group Inc COM 828806109   17,221 100 SH   SOLE   100 0 0
Sirius Xm Holdings Inc. COMMON STOCK 829933100   15,458 678 SH   SOLE   678 0 0
Snowflake Inc Ordinary Shares - Class A CL A 833445109   17,757 115 SH   DFND   115 0 0
Southern Co Com COM 842587107   144,472 1,755 SH   DFND   1,755 0 0
Southern Co Com COM 842587107   1,604,088 19,486 SH   SOLE   19,486 0 0
Square Inc. CL A 852234103   38,246 450 SH   SOLE   450 0 0
Sysco Corp COM 871829107   26,761 350 SH   SOLE   350 0 0
TJX Cos Inc New COM 872540109   96,648 800 SH   SOLE   800 0 0
Take-Two Interactive Softwarcom COM 874054109   13,806 75 SH   SOLE   75 0 0
Target Corp COM 87612E106   84,623 626 SH   SOLE   626 0 0
Tesla Inc Com COM 88160R101   717,220 1,776 SH   SOLE   1,776 0 0
Texas Instrs Inc Com COM 882508104   99,380 530 SH   SOLE   530 0 0
The ODP Corp USD 0.01 COM 88337F105   227 10 SH   SOLE   10 0 0
Thermo Fisher Scientific Inc COM 883556102   61,907 119 SH   SOLE   119 0 0
3M Co Com COM 88579Y101   16,136 125 SH   DFND   125 0 0
3M Co Com COM 88579Y101   23,236 180 SH   SOLE   180 0 0
Timken Co COM 887389104   5,710 80 SH   SOLE   80 0 0
Tractor Supply COM 892356106   18,571 350 SH   SOLE   350 0 0
Travelers Cos Inc COM 89417E109   80,457 334 SH   DFND   334 0 0
Travelers Cos Inc COM 89417E109   7,227 30 SH   SOLE   30 0 0
Truist Finl Corp Com COM 89832Q109   21,690 500 SH   DFND   500 0 0
Truist Finl Corp Com COM 89832Q109   101,422 2,338 SH   SOLE   2,338 0 0
US Bancorp COM NEW 902973304   27,263 570 SH   SOLE   570 0 0
Ulta Salon Cosmetics & Fragrance COM 90384S303   43,493 100 SH   SOLE   100 0 0
Unilever PLC Amer Shs ADR SPON ADR NEW 904767704   46,778 825 SH   DFND   825 0 0
Union Pac Corp Com COM 907818108   45,608 200 SH   DFND   200 0 0
Union Pac Corp Com COM 907818108   176,731 775 SH   SOLE   775 0 0
United Bankshares Inc West Vcom COM 909907107   9,463 252 SH   SOLE   252 0 0
United Parcel Services B CL B 911312106   37,830 300 SH   DFND   300 0 0
United Parcel Services B CL B 911312106   517,641 4,105 SH   SOLE   4,105 0 0
UnitedHealth Group Inc Com COM 91324P102   54,127 107 SH   DFND   107 0 0
UnitedHealth Group Inc Com COM 91324P102   310,092 613 SH   SOLE   613 0 0
Vale S A ADR SPONSORED ADS 91912E105   4,435 500 SH   SOLE   500 0 0
Valero Energy New COM 91913Y100   114,009 930 SH   DFND   930 0 0
Valero Energy New COM 91913Y100   879,828 7,177 SH   SOLE   7,177 0 0
Vaneck Vec High Yld Mun ETF HIGH YLD MUNIETF 92189H409   20,764 400 SH   DFND   400 0 0
Vaneck Vec High Yld Mun ETF HIGH YLD MUNIETF 92189H409   1,364,662 26,289 SH   SOLE   26,289 0 0
Vanguard ESG Intl ETF ESG INTL STK ETF 921910725   332,262 5,860 SH   SOLE   5,860 0 0
Vanguard Bond Index Fund Inctotal Bd Market TOTAL BND MRKT 921937835   7,191 100 SH   DFND   100 0 0
Vanguard Bond Index Fund Inctotal Bd Market TOTAL BND MRKT 921937835   2,120,482 29,488 SH   SOLE   29,488 0 0
Vanguard Europe Pacific ETF VAN FTSE DEV MKT 921943858   398,819 8,340 SH   SOLE   8,340 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406   29,346 230 SH   SOLE   230 0 0
Vanguard Intl Equity Index Fftse Europe ETF FTSE EUROPE ETF 922042874   12,059 190 SH   SOLE   190 0 0
Vanguard Utilities Index Fund ETF UTILITIES ETF 92204A876   14,708 90 SH   DFND   90 0 0
Vanguard Scottsdale FDS Int-Term Corp INT-TERM CORP 92206C870   6,020 75 SH   DFND   75 0 0
Vanguard Scottsdale FDS Int-Term Corp INT-TERM CORP 92206C870   454,248 5,659 SH   SOLE   5,659 0 0
Vanguard Index FDS S&P 500 ETF Shs S&P 500 ETF SHS 922908363   43,105 80 SH   DFND   80 0 0
Vanguard Index FDS S&P 500 ETF Shs S&P 500 ETF SHS 922908363   9,479,823 17,594 SH   SOLE   17,594 0 0
Vanguard Index FDS McAp Vl Idxvip MCAP VL IDXVIP 922908512   54,193 335 SH   DFND   335 0 0
Vanguard Index FDS McAp Vl Idxvip MCAP VL IDXVIP 922908512   4,248,889 26,265 SH   SOLE   26,265 0 0
Vanguard Index FDS McAp GR Idxvip MCAP GR IDXVIP 922908538   60,900 240 SH   DFND   240 0 0
Vanguard Index FDS McAp GR Idxvip MCAP GR IDXVIP 922908538   4,710,869 18,565 SH   SOLE   18,565 0 0
Vanguard Index FDS Sml CP Grw ETF SML CP GRW ETF 922908595   18,204 65 SH   DFND   65 0 0
Vanguard Index FDS Sml CP Grw ETF SML CP GRW ETF 922908595   1,120,520 4,001 SH   SOLE   4,001 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   25,763 130 SH   DFND   130 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   2,365,080 11,934 SH   SOLE   11,934 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   108,293 410 SH   DFND   410 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   4,464,589 16,903 SH   SOLE   16,903 0 0
Vanguard Growth ETF GROWTH ETF 922908736   123,132 300 SH   DFND   300 0 0
Vanguard Growth ETF GROWTH ETF 922908736   9,495,119 23,134 SH   SOLE   23,134 0 0
Vanguard Value ETF VALUE ETF 922908744   93,962 555 SH   DFND   555 0 0
Vanguard Value ETF VALUE ETF 922908744   13,302,409 78,573 SH   SOLE   78,573 0 0
Vanguard Index FDS Small CP ETF SMALL CP ETF 922908751   74,487 310 SH   DFND   310 0 0
Vanguard Index FDS Small CP ETF SMALL CP ETF 922908751   3,795,703 15,797 SH   SOLE   15,797 0 0
Veralto Corp COM SHS 92338C103   6,417 63 SH   DFND   63 0 0
Veralto Corp COM SHS 92338C103   62,740 616 SH   SOLE   616 0 0
Verizon Communications COM 92343V104   67,783 1,695 SH   DFND   1,695 0 0
Verizon Communications COM 92343V104   1,019,585 25,496 SH   SOLE   25,496 0 0
VISA Inc COM CL A 92826C839   76,798 243 SH   SOLE   243 0 0
Vontier Corp COM 928881101   6,929 190 SH   DFND   190 0 0
Vontier Corp COM 928881101   377,100 10,340 SH   SOLE   10,340 0 0
W P Carey Inc COM 92936U109   22,609 415 SH   DFND   415 0 0
WEC Energy Group Inc COM 92939U106   752 8 SH   SOLE   8 0 0
Wal Mart Stores Inc Com COM 931142103   60,986 675 SH   DFND   675 0 0
Wal Mart Stores Inc Com COM 931142103   749,182 8,292 SH   SOLE   8,292 0 0
Warner Bros Discovery Inc Com Ser A COM SER A 934423104   3,816 361 SH   DFND   361 0 0
Warner Bros Discovery Inc Com Ser A COM SER A 934423104   2,452 232 SH   SOLE   232 0 0
Waste Management Inc COM 94106L109   161,432 800 SH   DFND   800 0 0
Waste Management Inc COM 94106L109   163,248 809 SH   SOLE   809 0 0
Wells Fargo & Company COM 949746101   61,460 875 SH   DFND   875 0 0
Wells Fargo & Company COM 949746101   59,353 845 SH   SOLE   845 0 0
Welltower Inc COM 95040Q104   69,317 550 SH   DFND   550 0 0
Welltower Inc COM 95040Q104   31,508 250 SH   SOLE   250 0 0
Wendy's Company COM 95058W100   20,098 1,233 SH   SOLE   1,233 0 0
Williams Sonoma Inc COM 969904101   10,370 56 SH   SOLE   56 0 0
Xylem Inc COM 98419M100   23,204 200 SH   SOLE   200 0 0
YUM Brands Inc COM 988498101   125,037 932 SH   DFND   932 0 0
YUM Brands Inc COM 988498101   16,770 125 SH   SOLE   125 0 0
Zoetis Inc CL A CL A 98978V103   8,961 55 SH   DFND   55 0 0
Zoetis Inc CL A CL A 98978V103   723,409 4,440 SH   SOLE   4,440 0 0
AON PLC Shs CL A SHS CL A G0403H108   53,874 150 SH   SOLE   150 0 0
Coca-Cola European Partners PLC SHS G25839104   7,681 100 SH   SOLE   100 0 0
Eaton Corporation PLC SHS G29183103   238,283 718 SH   SOLE   718 0 0
New Linde PLC NPV SHS G54950103   3,349 8 SH   SOLE   8 0 0
Norwegian Cruise Line Hldg Lshs SHS G66721104   2,573 100 SH   SOLE   100 0 0
Smurfit Westrock Plc Ordinary Shares SHS G8267P108   4,040 75 SH   DFND   75 0 0
Smurfit Westrock Plc Ordinary Shares SHS G8267P108   47,558 883 SH   SOLE   883 0 0
Trane Technologies PLC SHS G8994E103   110,436 299 SH   SOLE   299 0 0
Chubb Limited Com COM H1467J104   45,037 163 SH   SOLE   163 0 0
Crispr Therapeutics AG NAMEN AKT H17182108   3,936 100 SH   SOLE   100 0 0