The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   443,666 2,863 SH   SOLE   0 0 2,863
ALPHABET INC CAP STK CL C 02079K107   617,216 4,380 SH   SOLE   0 0 4,380
ALPHABET INC CAP STK CL A 02079K305   260,851 1,867 SH   SOLE   0 0 1,867
AMAZON COM INC COM 023135106   456,732 3,006 SH   SOLE   0 0 3,006
APPLE INC COM 037833100   3,017,040 15,670 SH   SOLE   0 0 15,670
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   214,502 601 SH   SOLE   0 0 601
BLACKSTONE INC COM 09260D107   744,009 5,683 SH   SOLE   0 0 5,683
CHEVRON CORP NEW COM 166764100   382,030 2,561 SH   SOLE   0 0 2,561
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,449,477 104,137 SH   SOLE   0 0 104,137
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,509,685 73,041 SH   SOLE   0 0 73,041
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   949,127 32,471 SH   SOLE   0 0 32,471
EATON CORP PLC SHS G29183103   238,171 989 SH   SOLE   0 0 989
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   275,753 1,920 SH   SOLE   0 0 1,920
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   455,233 27,001 SH   SOLE   0 0 27,001
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   206,200 4,000 SH   SOLE   0 0 4,000
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705   837,216 16,200 SH   SOLE   0 0 16,200
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   607,525 14,615 SH   SOLE   0 0 14,615
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,246,009 30,720 SH   SOLE   0 0 30,720
HOME DEPOT INC COM 437076102   262,479 757 SH   SOLE   0 0 757
INTERNATIONAL BUSINESS MACHS COM 459200101   339,366 2,075 SH   SOLE   0 0 2,075
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   202,809 7,537 SH   SOLE   0 0 7,537
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   308,121 12,817 SH   SOLE   0 0 12,817
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   844,252 22,519 SH   SOLE   0 0 22,519
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   259,191 2,922 SH   SOLE   0 0 2,922
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,196,035 33,978 SH   SOLE   0 0 33,978
INVESCO QQQ TR UNIT SER 1 46090E103   313,692 766 SH   SOLE   0 0 766
ISHARES INC CORE MSCI EMKT 46434G103   2,517,655 49,776 SH   SOLE   0 0 49,776
ISHARES TR TRS FLT RT BD 46434V860   354,552 7,025 SH   SOLE   0 0 7,025
ISHARES TR CORE DIV GRWTH 46434V621   1,172,162 21,779 SH   SOLE   0 0 21,779
ISHARES TR CORE TOTAL USD 46434V613   897,536 19,482 SH   SOLE   0 0 19,482
ISHARES TR CORE MSCI INTL 46435G326   3,840,129 60,322 SH   SOLE   0 0 60,322
ISHARES TR ESG AWR MSCI USA 46435G425   1,301,428 12,404 SH   SOLE   0 0 12,404
ISHARES TR MSCI USA QLT FCT 46432F339   3,650,590 24,810 SH   SOLE   0 0 24,810
ISHARES TR MSCI INTL QUALTY 46434V456   1,897,043 50,507 SH   SOLE   0 0 50,507
ISHARES TR CORE S&P MCP ETF 464287507   714,673 2,579 SH   SOLE   0 0 2,579
ISHARES TR CORE S&P SCP ETF 464287804   1,419,210 13,110 SH   SOLE   0 0 13,110
ISHARES TR CORE S&P500 ETF 464287200   925,382 1,937 SH   SOLE   0 0 1,937
ISHARES TR S&P 500 GRWT ETF 464287309   601,964 8,016 SH   SOLE   0 0 8,016
ISHARES TR RUS 1000 GRW ETF 464287614   5,183,598 17,098 SH   SOLE   0 0 17,098
ISHARES TR MSCI EAFE ETF 464287465   370,232 4,914 SH   SOLE   0 0 4,914
ISHARES TR U.S. TECH ETF 464287721   586,745 4,780 SH   SOLE   0 0 4,780
ISHARES TR 20 YR TR BD ETF 464287432   326,996 3,307 SH   SOLE   0 0 3,307
ISHARES TR S&P 100 ETF 464287101   397,187 1,778 SH   SOLE   0 0 1,778
ISHARES TR CORE S&P TTL STK 464287150   7,315,789 69,522 SH   SOLE   0 0 69,522
ISHARES TR MBS ETF 464288588   401,369 4,266 SH   SOLE   0 0 4,266
ISHARES TR PFD AND INCM SEC 464288687   298,298 9,564 SH   SOLE   0 0 9,564
ISHARES TR EAFE VALUE ETF 464288877   2,232,628 42,853 SH   SOLE   0 0 42,853
ISHARES TR EAFE GRWTH ETF 464288885   1,063,316 10,979 SH   SOLE   0 0 10,979
ISHARES TR NATIONAL MUN ETF 464288414   230,696 2,128 SH   SOLE   0 0 2,128
ISHARES TR MSCI USA MMENTM 46432F396   465,222 2,965 SH   SOLE   0 0 2,965
ISHARES TR MSCI USA VALUE 46432F388   687,559 6,797 SH   SOLE   0 0 6,797
ISHARES TR MSCI USA MIN VOL 46429B697   641,358 8,219 SH   SOLE   0 0 8,219
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   649,359 14,237 SH   SOLE   0 0 14,237
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,125,964 20,480 SH   SOLE   0 0 20,480
JOHNSON & JOHNSON COM 478160104   532,563 3,398 SH   SOLE   0 0 3,398
JPMORGAN CHASE & CO COM 46625H100   264,506 1,555 SH   SOLE   0 0 1,555
LOCKHEED MARTIN CORP COM 539830109   457,279 1,009 SH   SOLE   0 0 1,009
MCDONALDS CORP COM 580135101   276,053 931 SH   SOLE   0 0 931
MICROSOFT CORP COM 594918104   1,661,291 4,418 SH   SOLE   0 0 4,418
NEXTERA ENERGY INC COM 65339F101   461,624 7,600 SH   SOLE   0 0 7,600
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   268,786 22,817 SH   SOLE   0 0 22,817
NUVEEN NEW YORK QLT MUN INC COM 67066X107   264,012 23,914 SH   SOLE   0 0 23,914
NVIDIA CORPORATION COM 67066G104   239,700 484 SH   SOLE   0 0 484
PEPSICO INC COM 713448108   209,967 1,236 SH   SOLE   0 0 1,236
PROGRESSIVE CORP COM 743315103   524,350 3,292 SH   SOLE   0 0 3,292
PROLOGIS INC. COM 74340W103   204,776 1,536 SH   SOLE   0 0 1,536
SCHWAB STRATEGIC TR US TIPS ETF 808524870   801,224 15,349 SH   SOLE   0 0 15,349
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   928,523 19,917 SH   SOLE   0 0 19,917
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,859,985 24,432 SH   SOLE   0 0 24,432
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   990,313 29,360 SH   SOLE   0 0 29,360
SELECT SECTOR SPDR TR ENERGY 81369Y506   361,223 4,308 SH   SOLE   0 0 4,308
SOUTHERN CO COM 842587107   280,879 4,006 SH   SOLE   0 0 4,006
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   706,631 1,875 SH   SOLE   0 0 1,875
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   311,498 9,159 SH   SOLE   0 0 9,159
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,976,369 4,158 SH   SOLE   0 0 4,158
SPDR SER TR PORTFOLIO AGRGTE 78464A649   914,205 35,655 SH   SOLE   0 0 35,655
SPDR SER TR PORTFOLIO S&P500 78464A854   9,584,372 171,456 SH   SOLE   0 0 171,456
SPDR SER TR PORTFOLI S&P1500 78464A805   363,738 6,223 SH   SOLE   0 0 6,223
TAPESTRY INC COM 876030107   396,444 10,770 SH   SOLE   0 0 10,770
TESLA INC COM 88160R101   628,300 2,529 SH   SOLE   0 0 2,529
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,672,477 34,698 SH   SOLE   0 0 34,698
VANGUARD BD INDEX FDS INTERMED TERM 921937819   371,172 4,860 SH   SOLE   0 0 4,860
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,366,693 9,977 SH   SOLE   0 0 9,977
VANGUARD INDEX FDS MID CAP ETF 922908629   1,125,138 4,836 SH   SOLE   0 0 4,836
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   601,658 10,717 SH   SOLE   0 0 10,717
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,111,699 23,409 SH   SOLE   0 0 23,409
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   307,921 6,032 SH   SOLE   0 0 6,032
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,991,900 50,437 SH   SOLE   0 0 50,437
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,761,097 21,667 SH   SOLE   0 0 21,667
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   585,253 3,435 SH   SOLE   0 0 3,435
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   254,445 5,312 SH   SOLE   0 0 5,312
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,796,814 16,096 SH   SOLE   0 0 16,096
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   503,530 6,346 SH   SOLE   0 0 6,346
WISDOMTREE TR US LARGECAP DIVD 97717W307   442,887 6,672 SH   SOLE   0 0 6,672
WISDOMTREE TR US MIDCAP DIVID 97717W505   768,163 16,813 SH   SOLE   0 0 16,813
WISDOMTREE TR EM EX ST-OWNED 97717X578   329,319 11,403 SH   SOLE   0 0 11,403