The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   239,909 1,755 SH   SOLE   1,755 0 0
ABBOTT LABS COM 002824100   251,278 2,204 SH   SOLE   188 0 2,016
ADOBE INC COM 00724F101   421,991 815 SH   SOLE   0 0 815
ADVANCED MICRO DEVICES INC COM 007903107   521,610 3,179 SH   SOLE   0 0 3,179
AIRBNB INC COM CL A 009066101   225,722 1,780 SH   SOLE   0 0 1,780
ALLIANT ENERGY CORP COM 018802108   258,843 4,265 SH   SOLE   2,473 0 1,792
ALPHABET INC CAP STK CL A 02079K305   2,288,036 13,796 SH   SOLE   4,297 0 9,499
ALPHABET INC CAP STK CL C 02079K107   1,285,482 7,689 SH   SOLE   3,261 0 4,428
ALTRIA GROUP INC COM 02209S103   433,942 8,502 SH   SOLE   3,638 0 4,864
AMAZON COM INC COM 023135106   3,134,071 16,820 SH   SOLE   870 0 15,950
AMERICAN TOWER CORP NEW COM 03027X100   556,749 2,394 SH   SOLE   199 0 2,195
APOLLO GLOBAL MGMT INC COM 03769M106   248,071 1,986 SH   SOLE   0 0 1,986
APPLE INC COM 037833100   5,720,700 24,552 SH   SOLE   9,540 0 15,012
AT&T INC COM 00206R102   432,454 19,657 SH   SOLE   6,838 0 12,819
AUTOZONE INC COM 053332102   209,380 66 SH   SOLE   45 0 21
BANK AMERICA CORP COM 060505104   1,275,633 32,148 SH   SOLE   3,443 0 28,705
BCE INC COM NEW 05534B760   435,870 12,525 SH   SOLE   6,329 0 6,196
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,657,081 5,773 SH   SOLE   3,975 0 1,798
BLACKROCK INC COM 09247X101   1,119,472 1,179 SH   SOLE   184 0 995
BLACKSTONE INC COM 09260D107   724,611 4,732 SH   SOLE   0 0 4,732
BROADCOM INC COM 11135F101   917,873 5,321 SH   SOLE   829 0 4,492
CADENCE DESIGN SYSTEM INC COM 127387108   210,590 777 SH   SOLE   36 0 741
CATERPILLAR INC COM 149123101   281,606 720 SH   SOLE   42 0 678
CHEVRON CORP NEW COM 166764100   902,323 6,127 SH   SOLE   1,833 0 4,294
CHUBB LIMITED COM H1467J104   668,200 2,317 SH   SOLE   520 0 1,797
CINCINNATI FINL CORP COM 172062101   435,900 3,202 SH   SOLE   3,202 0 0
CISCO SYS INC COM 17275R102   486,484 9,141 SH   SOLE   3,154 0 5,987
CITIGROUP INC COM NEW 172967424   532,225 8,502 SH   SOLE   5,995 0 2,507
COCA COLA CO COM 191216100   270,306 3,762 SH   SOLE   1,240 0 2,522
COMCAST CORP NEW CL A 20030N101   726,339 17,389 SH   SOLE   2,134 0 15,255
CONOCOPHILLIPS COM 20825C104   415,014 3,942 SH   SOLE   906 0 3,036
COSTCO WHSL CORP NEW COM 22160K105   1,298,752 1,465 SH   SOLE   7 0 1,458
CROWN CASTLE INC COM 22822V101   304,049 2,563 SH   SOLE   692 0 1,871
DEVON ENERGY CORP NEW COM 25179M103   216,334 5,530 SH   SOLE   5,530 0 0
DIAMONDBACK ENERGY INC COM 25278X109   225,844 1,310 SH   SOLE   0 0 1,310
DOW INC COM 260557103   567,606 10,390 SH   SOLE   6,020 0 4,370
DUKE ENERGY CORP NEW COM NEW 26441C204   1,106,957 9,601 SH   SOLE   5,588 0 4,013
ELI LILLY & CO COM 532457108   456,458 515 SH   SOLE   0 0 515
EXXON MOBIL CORP COM 30231G102   1,018,525 8,689 SH   SOLE   5,478 0 3,211
GENERAL DYNAMICS CORP COM 369550108   528,246 1,748 SH   SOLE   409 0 1,339
GENERAL MLS INC COM 370334104   289,640 3,922 SH   SOLE   3,900 0 22
GENUINE PARTS CO COM 372460105   295,842 2,118 SH   SOLE   569 0 1,549
GOLDMAN SACHS BDC INC SHS 38147U107   405,232 29,450 SH   SOLE   0 0 29,450
GOLDMAN SACHS GROUP INC COM 38141G104   365,886 739 SH   SOLE   16 0 723
HEALTHPEAK PROPERTIES INC COM 42250P103   271,993 11,893 SH   SOLE   3,405 0 8,488
HERSHEY CO COM 427866108   284,410 1,483 SH   SOLE   690 0 793
HOME DEPOT INC COM 437076102   1,181,968 2,917 SH   SOLE   98 0 2,819
HONEYWELL INTL INC COM 438516106   472,126 2,284 SH   SOLE   0 0 2,284
HUNTINGTON BANCSHARES INC COM 446150104   168,418 11,457 SH   SOLE   11,457 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   267,728 1,211 SH   SOLE   1,137 0 74
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   947,840 13,214 SH   SOLE   0 0 13,214
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   963,540 23,715 SH   SOLE   12,355 0 11,360
INVESCO QQQ TR UNIT SER 1 46090E103   831,183 1,703 SH   SOLE   0 0 1,703
IRON MTN INC DEL COM 46284V101   513,583 4,322 SH   SOLE   4,322 0 0
ISHARES TR CORE S&P MCP ETF 464287507   4,251,533 68,221 SH   SOLE   63,351 0 4,870
ISHARES TR S&P MC 400VL ETF 464287705   392,123 3,172 SH   SOLE   0 0 3,172
ISHARES TR S&P MC 400GR ETF 464287606   418,649 4,554 SH   SOLE   0 0 4,554
ISHARES TR S&P SML 600 GWT 464287887   369,649 2,650 SH   SOLE   0 0 2,650
ISHARES TR S&P 500 VAL ETF 464287408   1,100,406 5,581 SH   SOLE   5,581 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   614,295 2,781 SH   SOLE   2,780 0 1
ISHARES TR MSCI EAFE ETF 464287465   680,665 8,139 SH   SOLE   8,139 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   598,960 4,529 SH   SOLE   4,529 0 0
ISHARES TR ISHARES BIOTECH 464287556   260,187 1,787 SH   SOLE   0 0 1,787
ISHARES TR NATIONAL MUN ETF 464288414   1,025,141 9,437 SH   SOLE   6,342 0 3,095
ISHARES TR MSCI USA MIN VOL 46429B697   2,442,177 26,746 SH   SOLE   16,409 0 10,337
ISHARES TR SHRT NAT MUN ETF 464288158   806,301 7,593 SH   SOLE   943 0 6,650
ISHARES TR IBONDS DEC24 ETF 46434VBG4   393,478 15,608 SH   SOLE   10,315 0 5,293
ISHARES TR CORE DIV GRWTH 46434V621   1,228,661 19,599 SH   SOLE   12,387 0 7,212
ISHARES TR TRS FLT RT BD 46434V860   241,969 4,782 SH   SOLE   4,738 0 44
ISHARES TR MSCI USA MMENTM 46432F396   1,670,945 8,241 SH   SOLE   5,537 0 2,704
ISHARES TR MSCI USA QLT FCT 46432F339   2,546,957 14,205 SH   SOLE   9,226 0 4,979
ISHARES TR IBONDS 26 TRM TS 46436E858   270,414 11,724 SH   SOLE   11,724 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   269,072 11,489 SH   SOLE   11,489 0 0
JOHNSON & JOHNSON COM 478160104   1,388,044 8,565 SH   SOLE   1,973 0 6,592
JOHNSON CTLS INTL PLC SHS G51502105   492,824 6,350 SH   SOLE   1,621 0 4,729
JPMORGAN CHASE & CO. COM 46625H100   2,524,238 11,971 SH   SOLE   2,205 0 9,766
KENVUE INC COM 49177J102   370,196 16,005 SH   SOLE   4,076 0 11,929
KEYCORP COM 493267108   373,173 22,279 SH   SOLE   22,279 0 0
KIMBERLY-CLARK CORP COM 494368103   211,855 1,489 SH   SOLE   917 0 572
KINDER MORGAN INC DEL COM 49456B101   212,268 9,609 SH   SOLE   5,568 0 4,041
KRAFT HEINZ CO COM 500754106   240,714 6,856 SH   SOLE   6,800 0 56
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   354,366 11,402 SH   SOLE   0 0 11,402
LINDE PLC SHS G54950103   225,078 472 SH   SOLE   208 0 264
LOCKHEED MARTIN CORP COM 539830109   886,778 1,517 SH   SOLE   13 0 1,504
LOWES COS INC COM 548661107   660,874 2,440 SH   SOLE   642 0 1,798
MASTERCARD INCORPORATED CL A 57636Q104   634,039 1,284 SH   SOLE   418 0 866
MCDONALDS CORP COM 580135101   834,966 2,742 SH   SOLE   21 0 2,721
MEDTRONIC PLC SHS G5960L103   700,073 7,776 SH   SOLE   1,370 0 6,406
MERCK & CO INC COM 58933Y105   1,357,837 11,957 SH   SOLE   1,449 0 10,508
META PLATFORMS INC CL A 30303M102   986,314 1,723 SH   SOLE   0 0 1,723
MICROSOFT CORP COM 594918104   3,798,070 8,827 SH   SOLE   1,209 0 7,618
MORGAN STANLEY COM NEW 617446448   525,995 5,046 SH   SOLE   1,190 0 3,856
NETFLIX INC COM 64110L106   667,423 941 SH   SOLE   100 0 841
NEXTERA ENERGY INC COM 65339F101   1,237,350 14,638 SH   SOLE   1,579 0 13,059
NOVARTIS AG SPONSORED ADR 66987V109   388,423 3,377 SH   SOLE   900 0 2,477
NOVO-NORDISK A S ADR 670100205   274,337 2,304 SH   SOLE   0 0 2,304
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   404,771 36,108 SH   SOLE   0 0 36,108
NUVEEN GLOBAL HIGH INCOME FD SHS 67075G103   214,080 16,000 SH   SOLE   0 0 16,000
NUVEEN MULTI ASSET INCOME FU COM 670750108   161,469 12,214 SH   SOLE   0 0 12,214
NUVEEN MUN VALUE FD INC COM 670928100   913,915 101,321 SH   SOLE   0 0 101,321
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101   891,809 65,001 SH   SOLE   0 0 65,001
NUVEEN SELECT MAT MUN FD SH BEN INT 67061T101   669,285 72,277 SH   SOLE   0 0 72,277
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   439,248 29,070 SH   SOLE   0 0 29,070
NVIDIA CORPORATION COM 67066G104   2,304,324 18,975 SH   SOLE   291 0 18,684
ORACLE CORP COM 68389X105   1,561,375 9,163 SH   SOLE   1,603 0 7,560
PALO ALTO NETWORKS INC COM 697435105   805,281 2,356 SH   SOLE   0 0 2,356
PEPSICO INC COM 713448108   961,123 5,652 SH   SOLE   1,239 0 4,413
PFIZER INC COM 717081103   301,786 10,428 SH   SOLE   3,201 0 7,227
PHILIP MORRIS INTL INC COM 718172109   524,205 4,318 SH   SOLE   1,562 0 2,756
PNC FINL SVCS GROUP INC COM 693475105   253,429 1,371 SH   SOLE   724 0 647
PPL CORP COM 69351T106   301,260 9,107 SH   SOLE   9,049 0 58
PROCTER AND GAMBLE CO COM 742718109   492,561 2,844 SH   SOLE   177 0 2,667
PUBLIC STORAGE OPER CO COM 74460D109   221,597 609 SH   SOLE   340 0 269
QUALCOMM INC COM 747525103   272,590 1,603 SH   SOLE   305 0 1,298
RTX CORPORATION COM 75513E101   539,525 4,453 SH   SOLE   1,101 0 3,352
S&P GLOBAL INC COM 78409V104   212,331 411 SH   SOLE   0 0 411
SABRE CORP COM 78573M104   45,791 12,477 SH   SOLE   0 0 12,477
SALESFORCE INC COM 79466L302   309,840 1,132 SH   SOLE   0 0 1,132
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   412,476 5,748 SH   SOLE   4,780 0 968
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,134,230 23,157 SH   SOLE   21,920 0 1,237
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,987,776 98,573 SH   SOLE   0 0 98,573
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   17,174,014 310,617 SH   SOLE   0 0 310,617
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   557,611 6,597 SH   SOLE   709 0 5,888
SELECT SECTOR SPDR TR ENERGY 81369Y506   648,827 7,390 SH   SOLE   0 0 7,390
SERVICE CORP INTL COM 817565104   216,900 2,748 SH   SOLE   0 0 2,748
SERVICENOW INC COM 81762P102   478,499 535 SH   SOLE   0 0 535
SHOPIFY INC CL A 82509L107   208,524 2,602 SH   SOLE   0 0 2,602
SOUTHERN CO COM 842587107   813,243 9,018 SH   SOLE   4,348 0 4,670
SPDR S&P 500 ETF TR TR UNIT 78462F103   222,619 388 SH   SOLE   388 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   1,190,179 16,988 SH   SOLE   10,811 0 6,177
SPDR SER TR BLOOMBERG INVT 78468R200   700,449 22,705 SH   SOLE   20,942 0 1,763
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   587,640 14,072 SH   SOLE   0 0 14,072
STRYKER CORPORATION COM 863667101   401,721 1,112 SH   SOLE   0 0 1,112
TARGET CORP COM 87612E106   504,519 3,237 SH   SOLE   537 0 2,700
TESLA INC COM 88160R101   384,073 1,468 SH   SOLE   0 0 1,468
TEXAS INSTRS INC COM 882508104   239,415 1,159 SH   SOLE   710 0 449
THERMO FISHER SCIENTIFIC INC COM 883556102   1,103,529 1,784 SH   SOLE   0 0 1,784
TRAVELERS COMPANIES INC COM 89417E109   358,438 1,531 SH   SOLE   411 0 1,120
TRUIST FINL CORP COM 89832Q109   300,117 7,017 SH   SOLE   1,795 0 5,222
UNILEVER PLC SPON ADR NEW 904767704   405,675 6,245 SH   SOLE   1,589 0 4,656
UNITED PARCEL SERVICE INC CL B 911312106   421,291 3,090 SH   SOLE   1,411 0 1,679
UNITEDHEALTH GROUP INC COM 91324P102   1,170,683 2,002 SH   SOLE   21 0 1,981
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   931,520 41,000 SH   SOLE   2,600 0 38,400
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,642,869 3,113 SH   SOLE   0 0 3,113
VANGUARD INDEX FDS SMALL CP ETF 922908751   209,602 884 SH   SOLE   40 0 844
VANGUARD INDEX FDS GROWTH ETF 922908736   244,563 637 SH   SOLE   130 0 507
VANGUARD INDEX FDS MID CAP ETF 922908629   309,356 1,173 SH   SOLE   55 0 1,118
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,326,296 16,700 SH   SOLE   0 0 16,700
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   950,361 4,798 SH   SOLE   2,783 0 2,015
VANGUARD WELLINGTON FD US MOMENTUM 921935508   411,871 2,559 SH   SOLE   973 0 1,586
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,459,979 11,388 SH   SOLE   0 0 11,388
VERIZON COMMUNICATIONS INC COM 92343V104   640,669 14,266 SH   SOLE   10,535 0 3,731
VERTEX PHARMACEUTICALS INC COM 92532F100   227,424 489 SH   SOLE   0 0 489
VICI PPTYS INC COM 925652109   539,889 16,208 SH   SOLE   8,132 0 8,076
VISA INC COM CL A 92826C839   1,430,840 5,204 SH   SOLE   439 0 4,765
WEC ENERGY GROUP INC COM 92939U106   292,676 3,043 SH   SOLE   1,889 0 1,154
WILLIAMS COS INC COM 969457100   299,008 6,550 SH   SOLE   6,550 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   674,001 8,100 SH   SOLE   3,700 0 4,400