The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFLI HIGH YLD 78468R606 3,616 134,474 SH   SOLE 0 0 0 134,474
ISHARES TR NATIONAL MUN ETF 464288414 469 4,004 SH   SOLE 0 0 0 4,004
SPDR S&P 500 ETF TR TR UNIT 78462F103 683 1,596 SH   SOLE 0 0 0 1,596
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,243 78,771 SH   SOLE 0 0 0 78,771
WISDOMTREE TR EMER MKT HIGH FD 97717W315 382 8,362 SH   SOLE 0 0 0 8,362
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,005 233,009 SH   SOLE 0 0 0 233,009
AMAZON COM INC COM 023135106 423 123 SH   SOLE 0 0 0 123
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,975 71,511 SH   SOLE 0 0 0 71,511
ISHARES TR CUR HD EURZN ETF 46434V639 1,335 36,626 SH   SOLE 0 0 0 36,626
SPDR SER TR BLOOMBERG BRCLYS 78468R622 215 1,954 SH   SOLE 0 0 0 1,954
ISHARES INC US INTL HGH YLD 464286178 570 11,208 SH   SOLE 0 0 0 11,208
APPLE INC COM 037833100 9,742 71,129 SH   SOLE 0 0 0 71,129
ISHARES TR INTL SEL DIV ETF 464288448 1,257 38,785 SH   SOLE 0 0 0 38,785
ISHARES TR MSCI USA MIN VOL 46429B697 8,633 117,285 SH   SOLE 0 0 0 117,285
ISHARES TR MSCI USA QLT FCT 46432F339 13,981 105,225 SH   SOLE 0 0 0 105,225
ISHARES TR U.S. MED DVC ETF 464288810 11,816 32,728 SH   SOLE 0 0 0 32,728
BOEING CO COM 097023105 329 1,375 SH   SOLE 0 0 0 1,375
ORACLE CORP COM 68389X105 1,062 13,645 SH   SOLE 0 0 0 13,645
VANGUARD INDEX FDS GROWTH ETF 922908736 16,146 56,296 SH   SOLE 0 0 0 56,296
ISHARES TR MSCI USA SZE FT 46432F370 7,375 56,983 SH   SOLE 0 0 0 56,983
ISHARES TR JPMORGAN USD EMG 464288281 825 7,334 SH   SOLE 0 0 0 7,334
ISHARES TR MSCI USA VALUE 46432F388 20,000 190,372 SH   SOLE 0 0 0 190,372
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 268 4,911 SH   SOLE 0 0 0 4,911
WALMART INC COM 931142103 202 1,429 SH   SOLE 0 0 0 1,429
INTEL CORP COM 458140100 736 13,112 SH   SOLE 0 0 0 13,112
ISHARES TR CORE TOTAL USD 46434V613 907 16,947 SH   SOLE 0 0 0 16,947
US BANCORP DEL COM NEW 902973304 238 4,177 SH   SOLE 0 0 0 4,177
SPDR SER TR PORTFLI INTRMDIT 78464A672 4,436 136,989 SH   SOLE 0 0 0 136,989
JPMORGAN CHASE & CO COM 46625H100 247 1,586 SH   SOLE 0 0 0 1,586
ISHARES TR US TREAS BD ETF 46429B267 38,570 1,449,987 SH   SOLE 0 0 0 1,449,987
CISCO SYS INC COM 17275R102 508 9,586 SH   SOLE 0 0 0 9,586
BRISTOL-MYERS SQUIBB CO COM 110122108 253 3,785 SH   SOLE 0 0 0 3,785
ISHARES INC MSCI EMERG MRKT 464286533 2,726 42,492 SH   SOLE 0 0 0 42,492
EXXON MOBIL CORP COM 30231G102 303 4,803 SH   SOLE 0 0 0 4,803
ISHARES TR 1 3 YR TREAS BD 464287457 4,326 50,203 SH   SOLE 0 0 0 50,203
CHEVRON CORP NEW COM 166764100 376 3,587 SH   SOLE 0 0 0 3,587
VANGUARD INDEX FDS VALUE ETF 922908744 5,059 36,804 SH   SOLE 0 0 0 36,804
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,333 36,811 SH   SOLE 0 0 0 36,811
ABBVIE INC COM 00287Y109 379 3,367 SH   SOLE 0 0 0 3,367
ISHARES TR BARCLAYS 7 10 YR 464287440 1,155 10,003 SH   SOLE 0 0 0 10,003
ISHARES INC CORE MSCI EMKT 46434G103 15,470 230,924 SH   SOLE 0 0 0 230,924
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,759 11,366 SH   SOLE 0 0 0 11,366
ISHARES TR 3 7 YR TREAS BD 464288661 4,353 33,345 SH   SOLE 0 0 0 33,345
ISHARES TR ISHS 5-10YR INVT 464288638 10,643 175,862 SH   SOLE 0 0 0 175,862
VANGUARD INDEX FDS MID CAP ETF 922908629 203 856 SH   SOLE 0 0 0 856
ISHARES TR IBOXX INV CP ETF 464287242 5,868 43,677 SH   SOLE 0 0 0 43,677
ISHARES TR CORE S&P TTL STK 464287150 31,937 323,381 SH   SOLE 0 0 0 323,381
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36,086 420,142 SH   SOLE 0 0 0 420,142
FACEBOOK INC CL A 30303M102 386 1,111 SH   SOLE 0 0 0 1,111
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 12,940 242,463 SH   SOLE 0 0 0 242,463
INVESCO BD FD COM 46132L107 446 21,481 SH   SOLE 0 0 0 21,481
MAXIM INTEGRATED PRODS INC COM 57772K101 664 6,306 SH   SOLE 0 0 0 6,306
VANGUARD INDEX FDS SMALL CP ETF 922908751 11,392 50,567 SH   SOLE 0 0 0 50,567
HOME DEPOT INC COM 437076102 232 728 SH   SOLE 0 0 0 728
VANGUARD INDEX FDS TOTAL STK MKT 922908769 249 1,117 SH   SOLE 0 0 0 1,117
ISHARES TR CORE US AGGBD ET 464287226 1,453 12,598 SH   SOLE 0 0 0 12,598
ISHARES TR USD INV GRDE ETF 464288620 665 10,980 SH   SOLE 0 0 0 10,980
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 214 2,047 SH   SOLE 0 0 0 2,047
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 67,839 172,390 SH   SOLE 0 0 0 172,390
NETFLIX INC COM 64110L106 280 530 SH   SOLE 0 0 0 530
INTERNATIONAL BUSINESS MACHS COM 459200101 320 2,185 SH   SOLE 0 0 0 2,185
TESLA INC COM 88160R101 1,005 1,478 SH   SOLE 0 0 0 1,478
VERIZON COMMUNICATIONS INC COM 92343V104 214 3,814 SH   SOLE 0 0 0 3,814
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,068 97,541 SH   SOLE 0 0 0 97,541
ISHARES TR S&P 500 GRWT ETF 464287309 2,161 29,716 SH   SOLE 0 0 0 29,716
MICROSOFT CORP COM 594918104 2,813 10,384 SH   SOLE 0 0 0 10,384
ISHARES TR RUS 1000 GRW ETF 464287614 1,588 5,850 SH   SOLE 0 0 0 5,850
ISHARES TR MSCI EMG MKT ETF 464287234 1,444 26,181 SH   SOLE 0 0 0 26,181
WP CAREY INC COM 92936U109 259 3,473 SH   SOLE 0 0 0 3,473
ISHARES TR CORE MSCI EAFE 46432F842 23,637 315,755 SH   SOLE 0 0 0 315,755
ALPHABET INC CAP STK CL A 02079K305 632 259 SH   SOLE 0 0 0 259
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,405 52,863 SH   SOLE 0 0 0 52,863
ALPHABET INC CAP STK CL C 02079K107 581 232 SH   SOLE 0 0 0 232
ISHARES TR MSCI EAFE ETF 464287465 444 5,631 SH   SOLE 0 0 0 5,631
ISHARES TR 20 YR TR BD ETF 464287432 964 6,679 SH   SOLE 0 0 0 6,679
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,991 147,140 SH   SOLE 0 0 0 147,140
ISHARES TR EAFE VALUE ETF 464288877 672 12,975 SH   SOLE 0 0 0 12,975
ISHARES TR ISHS 1-5YR INVS 464288646 3,370 61,486 SH   SOLE 0 0 0 61,486
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 657 9,693 SH   SOLE 0 0 0 9,693
INTUIT COM 461202103 247 504 SH   SOLE 0 0 0 504
FORD MTR CO DEL COM 345370860 251 16,902 SH   SOLE 0 0 0 16,902
ISHARES TR CORE S&P500 ETF 464287200 18,079 42,053 SH   SOLE 0 0 0 42,053
ISHARES TR GLOBAL TECH ETF 464287291 17,810 52,766 SH   SOLE 0 0 0 52,766
UNITED PARCEL SERVICE INC CL B 911312106 661 3,177 SH   SOLE 0 0 0 3,177
ISHARES TR EAFE GRWTH ETF 464288885 4,326 40,323 SH   SOLE 0 0 0 40,323
ISHARES TR SHORT TREAS BD 464288679 5,010 45,342 SH   SOLE 0 0 0 45,342
ISHARES TR MSCI USA MMENTM 46432F396 2,553 14,719 SH   SOLE 0 0 0 14,719
JOHNSON & JOHNSON COM 478160104 519 3,150 SH   SOLE 0 0 0 3,150
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 277 7,551 SH   SOLE 0 0 0 7,551
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 10,907 217,431 SH   SOLE 0 0 0 217,431