The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 8,679 242,159 SH   SOLE 0 0 0 242,159
SPDR SER TR PORTFLI HIGH YLD 78468R606 1,289 48,155 SH   SOLE 0 0 0 48,155
ISHARES TR NATIONAL MUN ETF 464288414 465 4,004 SH   SOLE 0 0 0 4,004
SPDR S&P 500 ETF TR TR UNIT 78462F103 684 1,593 SH   SOLE 0 0 0 1,593
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,597 203,427 SH   SOLE 0 0 0 203,427
ISHARES TR TIPS BD ETF 464287176 13,883 108,726 SH   SOLE 0 0 0 108,726
WISDOMTREE TR EMER MKT HIGH FD 97717W315 362 8,298 SH   SOLE 0 0 0 8,298
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,168 241,002 SH   SOLE 0 0 0 241,002
AMAZON COM INC COM 023135106 427 130 SH   SOLE 0 0 0 130
ISHARES TR CUR HD EURZN ETF 46434V639 1,314 36,434 SH   SOLE 0 0 0 36,434
APPLE INC COM 037833100 10,077 71,213 SH   SOLE 0 0 0 71,213
ISHARES TR INTL SEL DIV ETF 464288448 1,232 40,503 SH   SOLE 0 0 0 40,503
ISHARES TR MSCI USA MIN VOL 46429B697 5,888 80,104 SH   SOLE 0 0 0 80,104
ISHARES TR MSCI USA QLT FCT 46432F339 13,800 104,763 SH   SOLE 0 0 0 104,763
ISHARES TR U.S. MED DVC ETF 464288810 3,645 58,056 SH   SOLE 0 0 0 58,056
BOEING CO COM 097023105 302 1,375 SH   SOLE 0 0 0 1,375
ORACLE CORP COM 68389X105 1,198 13,745 SH   SOLE 0 0 0 13,745
VANGUARD INDEX FDS GROWTH ETF 922908736 16,380 56,450 SH   SOLE 0 0 0 56,450
ISHARES TR MSCI USA SZE FT 46432F370 8,171 63,983 SH   SOLE 0 0 0 63,983
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9,540 179,025 SH   SOLE 0 0 0 179,025
ISHARES TR MSCI USA VALUE 46432F388 19,785 196,472 SH   SOLE 0 0 0 196,472
INTEL CORP COM 458140100 701 13,162 SH   SOLE 0 0 0 13,162
US BANCORP DEL COM NEW 902973304 248 4,177 SH   SOLE 0 0 0 4,177
SPDR SER TR PORTFLI INTRMDIT 78464A672 4,769 147,589 SH   SOLE 0 0 0 147,589
ISHARES TR CORE TOTAL USD 46434V613 1,101 20,675 SH   SOLE 0 0 0 20,675
JPMORGAN CHASE & CO COM 46625H100 260 1,591 SH   SOLE 0 0 0 1,591
ISHARES TR US TREAS BD ETF 46429B267 31,072 1,171,187 SH   SOLE 0 0 0 1,171,187
CISCO SYS INC COM 17275R102 579 10,646 SH   SOLE 0 0 0 10,646
BRISTOL-MYERS SQUIBB CO COM 110122108 225 3,805 SH   SOLE 0 0 0 3,805
ISHARES INC MSCI EMERG MRKT 464286533 2,572 41,039 SH   SOLE 0 0 0 41,039
ANALOG DEVICES INC COM 032654105 730 4,358 SH   SOLE 0 0 0 4,358
ISHARES TR 1 3 YR TREAS BD 464287457 1,138 13,214 SH   SOLE 0 0 0 13,214
EXXON MOBIL CORP COM 30231G102 285 4,842 SH   SOLE 0 0 0 4,842
CHEVRON CORP NEW COM 166764100 368 3,626 SH   SOLE 0 0 0 3,626
VANGUARD INDEX FDS VALUE ETF 922908744 4,879 36,041 SH   SOLE 0 0 0 36,041
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,384 39,101 SH   SOLE 0 0 0 39,101
ABBVIE INC COM 00287Y109 367 3,398 SH   SOLE 0 0 0 3,398
ISHARES INC CORE MSCI EMKT 46434G103 10,125 163,947 SH   SOLE 0 0 0 163,947
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,689 10,993 SH   SOLE 0 0 0 10,993
ISHARES TR 3 7 YR TREAS BD 464288661 3,589 27,568 SH   SOLE 0 0 0 27,568
ISHARES TR ISHS 5-10YR INVT 464288638 1,654 27,538 SH   SOLE 0 0 0 27,538
VANGUARD INDEX FDS MID CAP ETF 922908629 203 858 SH   SOLE 0 0 0 858
ISHARES TR IBOXX INV CP ETF 464287242 7,202 54,136 SH   SOLE 0 0 0 54,136
ISHARES TR CORE S&P TTL STK 464287150 31,663 321,847 SH   SOLE 0 0 0 321,847
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 42,677 499,441 SH   SOLE 0 0 0 499,441
FACEBOOK INC CL A 30303M102 377 1,111 SH   SOLE 0 0 0 1,111
INVESCO BD FD COM 46132L107 268 13,184 SH   SOLE 0 0 0 13,184
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,919 77,373 SH   SOLE 0 0 0 77,373
HOME DEPOT INC COM 437076102 240 731 SH   SOLE 0 0 0 731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 248 1,117 SH   SOLE 0 0 0 1,117
ISHARES TR CORE US AGGBD ET 464287226 231 2,009 SH   SOLE 0 0 0 2,009
ISHARES TR USD INV GRDE ETF 464288620 557 9,264 SH   SOLE 0 0 0 9,264
ISHARES TR ESG AWR MSCI USA 46435G425 697 7,075 SH   SOLE 0 0 0 7,075
NETFLIX INC COM 64110L106 323 530 SH   SOLE 0 0 0 530
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 212 2,048 SH   SOLE 0 0 0 2,048
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 64,792 164,280 SH   SOLE 0 0 0 164,280
INTERNATIONAL BUSINESS MACHS COM 459200101 306 2,204 SH   SOLE 0 0 0 2,204
TESLA INC COM 88160R101 1,115 1,438 SH   SOLE 0 0 0 1,438
VERIZON COMMUNICATIONS INC COM 92343V104 206 3,815 SH   SOLE 0 0 0 3,815
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,604 43,733 SH   SOLE 0 0 0 43,733
ISHARES TR S&P 500 GRWT ETF 464287309 2,197 29,729 SH   SOLE 0 0 0 29,729
ISHARES TR RUS 1000 GRW ETF 464287614 1,603 5,850 SH   SOLE 0 0 0 5,850
ISHARES TR GLOBAL FINLS ETF 464287333 9,967 127,051 SH   SOLE 0 0 0 127,051
ISHARES TR MSCI EMG MKT ETF 464287234 1,092 21,673 SH   SOLE 0 0 0 21,673
MICROSOFT CORP COM 594918104 2,932 10,399 SH   SOLE 0 0 0 10,399
ISHARES TR CORE MSCI EAFE 46432F842 45,693 615,396 SH   SOLE 0 0 0 615,396
WP CAREY INC COM 92936U109 255 3,491 SH   SOLE 0 0 0 3,491
ALPHABET INC CAP STK CL A 02079K305 692 259 SH   SOLE 0 0 0 259
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,945 45,739 SH   SOLE 0 0 0 45,739
ISHARES TR FALN ANGLS USD 46435G474 5,739 190,601 SH   SOLE 0 0 0 190,601
ALPHABET INC CAP STK CL C 02079K107 618 232 SH   SOLE 0 0 0 232
ISHARES TR MSCI EAFE ETF 464287465 439 5,631 SH   SOLE 0 0 0 5,631
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,882 117,610 SH   SOLE 0 0 0 117,610
ISHARES TR EAFE VALUE ETF 464288877 649 12,771 SH   SOLE 0 0 0 12,771
ISHARES TR ISHS 1-5YR INVS 464288646 1,168 21,378 SH   SOLE 0 0 0 21,378
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 564 8,346 SH   SOLE 0 0 0 8,346
INTUIT COM 461202103 272 504 SH   SOLE 0 0 0 504
FORD MTR CO DEL COM 345370860 239 16,902 SH   SOLE 0 0 0 16,902
ISHARES TR CORE S&P500 ETF 464287200 18,058 41,916 SH   SOLE 0 0 0 41,916
ISHARES TR GLOBAL TECH ETF 464287291 17,408 307,228 SH   SOLE 0 0 0 307,228
UNITED PARCEL SERVICE INC CL B 911312106 580 3,185 SH   SOLE 0 0 0 3,185
ISHARES TR EAFE GRWTH ETF 464288885 4,293 40,323 SH   SOLE 0 0 0 40,323
ISHARES TR SHORT TREAS BD 464288679 861 7,795 SH   SOLE 0 0 0 7,795
ISHARES TR MSCI USA MMENTM 46432F396 497 2,828 SH   SOLE 0 0 0 2,828
JOHNSON & JOHNSON COM 478160104 511 3,161 SH   SOLE 0 0 0 3,161
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 313 8,344 SH   SOLE 0 0 0 8,344
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 4,265 85,058 SH   SOLE 0 0 0 85,058