The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   18,132,270 59,679 SH   DFND 4 0 59,679 0
ADOBE INC COM 00724F101   4,933,400 8,690 SH   DFND 4 0 8,690 0
AGILENT TECHNOLOGIES INC COM 00846U101   10,012,340 79,602 SH   DFND 4 0 79,602 0
ALPHABET INC CAP STK CL A 02079K305   25,661,667 138,532 SH   DFND 4 0 138,532 0
AMDOCS LTD SHS G02602103   778,316 9,800 SH   DFND 2 0 9,800 0
AMERICAN TOWER CORP COM 03027X100   8,930,172 46,446 SH   DFND 4 0 46,446 0
AMGEN INC COM 031162100   985,141 3,170 SH   DFND 2 0 3,170 0
AMPHENOL CORP CL A 032095101   8,302,854 122,896 SH   DFND 4 0 122,896 0
ANALOG DEVICES INC COM 032654105   4,714,982 20,658 SH   DFND 4 0 20,658 0
AON PLC SHS CL A G0403H108   18,897,268 63,935 SH   DFND 4 0 63,935 0
APPLE INC COM 037833100   1,065,226 4,836 SH   DFND 3 0 4,836 0
APPLE INC COM 037833100   14,806,770 67,221 SH   DFND 4 0 67,221 0
APTIV PLC SHS G6095L109   10,595,780 152,589 SH   DFND 4 0 152,589 0
AXALTA COATING SYS LTD COM G0750C108   2,748,519 80,934 SH   DFND 4 0 80,934 0
BANK AMERICA CORP COM 060505104   11,022,162 269,293 SH   DFND 4 0 269,293 0
BECTON DICKINSON COM 075887109   12,667,803 55,260 SH   DFND 4 0 55,260 0
BERKLEY W R CORP COM 084423102   819,982 10,352 SH   DFND 3 0 10,352 0
BLACKROCK INC COM COM 09247X101   552,391 700 SH   DFND 2 0 700 0
BOSTON SCIENTIFIC CORP COM 101137107   6,410,680 83,745 SH   DFND 4 0 83,745 0
CADENCE DESIGN SYSTEM INC COM 127387108   759,638 2,398 SH   DFND 3 0 2,398 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   12,211,156 154,846 SH   DFND 4 0 154,846 0
CBOE GLOBAL MKTS INC COM 12503M108   3,036,859 17,719 SH   DFND 4 0 17,719 0
CDW CORP COM 12514G108   713,893 3,258 SH   DFND 3 0 3,258 0
CHUBB LIMITED COM H1467J104   7,723,581 30,221 SH   DFND 4 0 30,221 0
CHURCH & DWIGHT CO INC COM 171340102   10,531,347 99,880 SH   DFND 4 0 99,880 0
CME GROUP INC COM 12572Q105   2,254,989 11,442 SH   DFND 4 0 11,442 0
CMS ENERGY CORP COM 125896100   4,791,725 81,257 SH   DFND 4 0 81,257 0
COMCAST CORP CL A 20030N101   454,867 11,920 SH   DFND 2 0 11,920 0
COMCAST CORP CL A 20030N101   9,815,782 257,227 SH   DFND 4 0 257,227 0
CONOCOPHILLIPS COM 20825C104   9,022,898 79,065 SH   DFND 4 0 79,065 0
CORE & MAIN INC CL A 21874C102   99,732 2,061 SH   DFND 3 0 2,061 0
CREDICORP LTD COM G2519Y108   5,930,742 37,088 SH   DFND 4 0 37,088 0
DANAHER CORPORATION COM 235851102   5,839,318 24,289 SH   DFND 4 0 24,289 0
DISNEY WALT CO COM 254687106   4,950,651 50,522 SH   DFND 4 0 50,522 0
DUKE ENERGY CORP COM NEW 26441C204   3,489,457 34,961 SH   DFND 4 0 34,961 0
DUN & BRADSTREET HLDGS INC COM 26484T106   3,777,424 409,255 SH   DFND 4 0 409,255 0
EATON CORP PLC SHS G29183103   13,516,466 43,145 SH   DFND 4 0 43,145 0
ELECTRONIC ARTS INC COM 285512109   3,085,497 22,217 SH   DFND 4 0 22,217 0
EQUIFAX INC COM 294429105   1,421,283 5,923 SH   DFND 4 0 5,923 0
EXXON MOBIL CORP COM 30231G102   2,342,745 20,518 SH   DFND 4 0 20,518 0
FIDELITY NATL INFORMATION SV COM 31620M106   1,543,043 20,511 SH   DFND 3 0 20,511 0
FIDELITY NATL INFORMATION SV COM 31620M106   3,069,835 40,806 SH   DFND 4 0 40,806 0
FIRSTSERVICE CORP COM 33767E202   1,941,814 12,570 SH   DFND 3 0 12,570 0
FISERV INC COM 337738108   13,432,552 89,916 SH   DFND 4 0 89,916 0
FRANKLIN TEMPLETON Brazil ETF 35473P835   2,618,060 158,000 SH   SOLE   0 0 158,000
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819   7,118,750 425,000 SH   SOLE   0 0 425,000
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA ETF 35473P769   6,639,600 165,000 SH   SOLE   0 0 165,000
GARTNER INC COM 366651107   7,115,168 15,949 SH   DFND 4 0 15,949 0
GENERAL DYNAMICS CORP COM 369550108   3,117,044 10,906 SH   DFND 4 0 10,906 0
GLOBAL BLUE GROUP HOLDING AG ORD SHS H33700107   40,743 8,084 SH   DFND 3 0 8,084 0
GOLDMAN SACHS GROUP INC COM 38141G104   12,116,103 26,022 SH   DFND 4 0 26,022 0
HDFC BANK LTD SPONSORED ADS 40415F101   12,448,585 185,883 SH   DFND 4 0 185,883 0
HESS CORP COM 42809H107   6,393,433 42,932 SH   DFND 4 0 42,932 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   4,475,425 20,758 SH   DFND 4 0 20,758 0
HONEYWELL INTL INC COM 438516106   3,800,825 17,825 SH   DFND 4 0 17,825 0
HUBBELL INC COM 443510607   6,286,445 17,185 SH   DFND 4 0 17,185 0
ICON PLC SHS G4705A100   10,909,414 34,274 SH   DFND 4 0 34,274 0
INTEL CORP COM 458140100   4,017,413 129,302 SH   DFND 4 0 129,302 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   10,770,144 65,800 SH   SOLE   0 0 65,800
INVESCO QQQ TR UNIT SER 1 46090E103   32,262,425 66,250 SH   SOLE   0 0 66,250
ISHARES INC CORE MSCI EMKT 46434G103   94,646,087 1,759,548 SH   SOLE   0 0 1,759,548
ISHARES INC MSCI MEXICO ETF 464286822   1,933,148 34,300 SH   SOLE   0 0 34,300
ISHARES INC MSCI STH KOR ETF 464286772   3,241,840 49,000 SH   SOLE   0 0 49,000
ISHARES INC MSCI TAIWAN ETF 46434G772   2,717,500 50,000 SH   SOLE   0 0 50,000
ISHARES INC MSCI EMRG CHN ETF 46434G764   7,893,550 133,000 SH   SOLE   0 0 133,000
ISHARES INC MSCI JPN ETF NEW ETF 46434G822   2,837,032 41,200 SH   SOLE   0 0 41,200
ISHARES TR 0-5YR INVT GR CP 46434V100   13,270,500 270,000 SH   SOLE   0 0 270,000
ISHARES TR BROAD USD HIGH 46435U853   11,528,235 318,900 SH   SOLE   0 0 318,900
ISHARES TR CORE DIV GRWTH 46434V621   16,069,648 278,600 SH   SOLE   0 0 278,600
ISHARES TR CORE MSCI EAFE 46432F842   60,301,413 826,953 SH   SOLE   0 0 826,953
ISHARES TR CORE MSCI EMKT 46429B598   1,123,400 20,000 SH   SOLE   0 0 20,000
ISHARES TR CORE S&P SCP ETF 464287804   12,873,190 121,000 SH   SOLE   0 0 121,000
ISHARES TR CORE S&P500 ETF 464287200   12,914,694 23,400 SH   SOLE   0 0 23,400
ISHARES TR EAFE SML CP ETF 464288273   8,298,650 134,500 SH   SOLE   0 0 134,500
ISHARES TR IBOXX INV CP ETF 464287242   16,862,141 157,900 SH   SOLE   0 0 157,900
ISHARES TR JPMORGAN USD EMG 464288281   3,209,752 36,400 SH   SOLE   0 0 36,400
ISHARES TR MSCI EMG MKT ETF 464287234   14,751,490 344,500 SH   SOLE   0 0 344,500
ISHARES TR MSCI USA QLT FCT 46432F339   2,760,506 16,100 SH   SOLE   0 0 16,100
ISHARES TR RUSSELL 2000 ETF 464287655   2,099,552 10,400 SH   SOLE   10,400 0 0
ISHARES TR 3 7 YR TREAS BD ETF 464288661   11,633,952 101,200 SH   SOLE   0 0 101,200
ISHARES TR 7-10 YR TRSY BD ETF 464287440   11,418,205 122,750 SH   SOLE   0 0 122,750
JOHNSON & JOHNSON COM 478160104   9,749,693 66,765 SH   DFND 4 0 66,765 0
JOHNSON CTLS INTL PLC SHS G51502105   10,187,084 153,605 SH   DFND 4 0 153,605 0
JPMORGAN CHASE & CO COM 46625H100   11,003,879 52,693 SH   DFND 4 0 52,693 0
KELLANOVA COM 487836108   484,672 8,548 SH   DFND 2 0 8,548 0
KENVUE INC COM 49177J102   5,268,113 288,822 SH   DFND 4 0 288,822 0
L3HARRIS TECHNOLOGIES COM 502431109   3,492,856 15,621 SH   DFND 4 0 15,621 0
LAUDER ESTEE COS INC CL A 518439104   7,200,007 68,008 SH   DFND 4 0 68,008 0
LEAR CORP COM NEW 521865204   2,999,344 26,170 SH   DFND 4 0 26,170 0
LINDE PLC SHS G54950103   1,888,095 4,390 SH   DFND 3 0 4,390 0
LKQ CORP COM 501889208   4,990,889 118,859 SH   DFND 4 0 118,859 0
LPL FINL HLDGS INC COM 50212V100   1,241,082 4,401 SH   DFND 3 0 4,401 0
MARRIOTT VACATIONS WORLDWIDE 3.250%12/1 57164YAF4   54,600 60,000 SH   DFND 3 0 60,000 0
MARSH & MCLENNAN COS INC COM 571748102   4,829,980 22,784 SH   DFND 4 0 22,784 0
MASCO CORP COM 574599106   8,841,095 136,542 SH   DFND 4 0 136,542 0
MASTERCARD INCORPORATED CL A 57636Q104   4,046,315 9,100 SH   DFND 4 0 9,100 0
MCCORMICK & CO INC COM NON VTG 579780206   5,907,044 84,098 SH   DFND 4 0 0 84,098
MEDTRONIC PLC SHS G5960L103   8,568,728 110,750 SH   DFND 4 0 110,750 0
METTLER TOLEDO INTERNATIONAL COM 592688105   4,525,828 3,335 SH   DFND 4 0 3,335 0
MICROSOFT CORP COM 594918104   52,041,476 113,311 SH   DFND 4 0 113,311 0
MONOLITHIC PWR SYS INC COM 609839105   615,761 743 SH   DFND 3 0 743 0
MOODYS CORP COM 615369105   8,481,433 19,909 SH   DFND 4 0 19,909 0
NEXTERA ENERGY INC UNIT 06/01/2027 65339F663   186,656 3,800 SH   DFND 3 0 3,800 0
NEXTERA ENERGY INC UNIT 09/01/2025 65339F713   247,104 5,950 SH   DFND 3 0 0 5,950
NIKE INC CL B 654106103   6,868,009 90,321 SH   DFND 4 0 90,321 0
NORTHERN TR CORP COM 665859104   7,047,524 83,670 SH   DFND 4 0 83,670 0
NVIDIA CORPORATION COM 67066G104   15,712,800 128,090 SH   DFND 4 0 128,090 0
NXP SEMICONDUCTORS N V COM N6596X109   9,002,892 33,094 SH   DFND 4 0 33,094 0
OMNICOM GROUP INC COM 681919106   4,901,360 55,022 SH   DFND 4 0 55,022 0
OTIS WORLDWIDE CORP COM 68902V107   5,840,381 60,869 SH   DFND 4 0 60,869 0
PEPSICO INC COM 713448108   4,852,110 29,662 SH   DFND 4 0 29,662 0
PFIZER INC COM 717081103   7,252,776 260,610 SH   DFND 4 0 260,610 0
PG&E CORP COM 69331C108   5,434,531 318,181 SH   DFND 4 0 318,181 0
PPG INDS INC COM 693506107   650,625 5,210 SH   DFND 2 0 5,210 0
PPG INDS INC COM 693506107   5,460,628 43,727 SH   DFND 4 0 43,727 0
QUALCOMM INC COM 747525103   482,386 2,410 SH   DFND 2 0 2,410 0
REGAL REXNORD CORPORATION COM 758750103   3,211,168 23,989 SH   DFND 4 0 23,989 0
ROSS STORES INC COM 778296103   6,030,577 41,763 SH   DFND 4 0 41,763 0
SALESFORCE INC COM 79466L302   8,284,672 32,338 SH   DFND 4 0 32,338 0
SCHWAB CHARLES CORP COM 808513105   17,558,497 236,797 SH   DFND 4 0 236,797 0
SHERWIN WILLIAMS CO COM COM 824348106   4,813,992 16,338 SH   DFND 4 0 16,338 0
SHIFT4 PMTS INC CL A 82452J109   741,605 10,083 SH   DFND 3 0 10,083 0
SOUTHWEST AIRLS CO NOTE 0.125% 5/0 844741BG2   250,438 250,000 SH   DFND 3 0 0 250,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   124,408,961 226,606 SH   SOLE   226,606 0 0
STANLEY BLACK & DECKER INC COM 854502101   1,826,605 23,008 SH   DFND 4 0 23,008 0
STARBUCKS CORP COM 855244109   2,482,685 32,314 SH   DFND 4 0 32,314 0
STERIS PLC SHS USD G8473T100   9,897,352 45,330 SH   DFND 4 0 45,330 0
STRYKER CORPORATION COM 863667101   3,489,089 10,437 SH   DFND 4 0 10,437 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   24,026,272 136,746 SH   DFND 4 0 0 136,746
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,108,400 12,000 SH   SOLE   0 0 12,000
TE CONNECTIVITY LTD SHS H84989104   5,470,411 36,484 SH   DFND 4 0 36,484 0
TEXAS INSTRS INC COM 882508104   794,672 4,005 SH   DFND 3 0 4,005 0
TEXAS INSTRS INC COM 882508104   3,201,507 16,135 SH   DFND 4 0 16,135 0
THE CIGNA GROUP COM 125523100   10,067,034 30,889 SH   DFND 4 0 30,889 0
THERMO FISHER SCIENTIFIC COM 883556102   1,584,170 2,967 SH   DFND 3 0 2,967 0
THERMO FISHER SCIENTIFIC COM 883556102   5,489,334 10,281 SH   DFND 4 0 10,281 0
THOMSON REUTERS CORP. COM 884903808   1,436,699 8,534 SH   DFND 3 0 8,534 0
TJX COS INC COM 872540109   5,752,660 52,202 SH   DFND 4 0 52,202 0
T-MOBILE US INC COM 872590104   7,196,320 39,984 SH   DFND 4 0 39,984 0
TRANSUNION COM 89400J107   3,574,731 48,366 SH   DFND 4 0 48,366 0
TRAVELERS COMPANIES INC COM 89417E109   1,187,134 5,829 SH   DFND 4 0 5,829 0
TRUIST FINL CORP COM 89832Q109   5,077,605 128,352 SH   DFND 4 0 128,352 0
UNION PAC CORP COM 907818108   5,559,477 24,654 SH   DFND 4 0 24,654 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,184,944 58,400 SH   SOLE   0 0 58,400
VANGUARD INDEX FDS GROWTH ETF 922908736   37,995 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,666,198 30,700 SH   SOLE   0 0 30,700
VERALTO CORP COM 92338C103   3,157,328 33,464 SH   DFND 4 0 33,464 0
VERISK ANALYTICS INC COM 92345Y106   2,279,926 8,371 SH   DFND 4 0 8,371 0
VISA INC COM CL A 92826C839   469,671 1,751 SH   DFND 3 0 1,751 0
VISA INC COM CL A 92826C839   18,063,145 67,342 SH   DFND 4 0 67,342 0
WASTE CONNECTIONS INC COM 94106B101   1,945,792 11,115 SH   DFND 3 0 11,115 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   6,225,137 23,751 SH   DFND 4 0 23,751 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851   8,571,556 74,900 SH   SOLE   0 0 74,900