The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   395,157 3,494 SH   SOLE   0 0 3,494
ABBVIE INC COM 00287Y109   1,164,402 6,553 SH   SOLE   0 0 6,553
ADOBE INC COM 00724F101   220,561 496 SH   SOLE   0 0 496
ALPHABET INC CAP STK CL A 02079K305   751,332 3,969 SH   SOLE   0 0 3,969
ALPHABET INC CAP STK CL C 02079K107   519,330 2,727 SH   SOLE   0 0 2,727
AMAZON COM INC COM 023135106   2,012,903 9,175 SH   SOLE   0 0 9,175
APPLE INC COM 037833100   6,058,167 24,192 SH   SOLE   0 0 24,192
ASSURANT INC COM 04621X108   1,668,660 7,826 SH   SOLE   0 0 7,826
AUTOMATIC DATA PROCESSING IN COM 053015103   227,627 778 SH   SOLE   0 0 778
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   848,993 1,873 SH   SOLE   0 0 1,873
BROOKLINE BANCORP INC DEL COM 11373M107   165,589 14,033 SH   SOLE   0 0 14,033
CISCO SYS INC COM 17275R102   440,060 7,433 SH   SOLE   0 0 7,433
EA SERIES TRUST FREEDOM 100 EM 02072L607   7,105,455 217,425 SH   SOLE   0 0 217,425
EAGLE MATLS INC COM 26969P108   370,140 1,500 SH   SOLE   0 0 1,500
ELI LILLY & CO COM 532457108   473,236 613 SH   SOLE   0 0 613
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   413,087 5,431 SH   SOLE   0 0 5,431
FIDELITY NATL INFORMATION SV COM 31620M106   644,805 7,983 SH   SOLE   0 0 7,983
FIRST CTZNS BANCSHARES INC N CL A 31946M103   1,168,500 553 SH   SOLE   0 0 553
HOME DEPOT INC COM 437076102   431,594 1,110 SH   SOLE   0 0 1,110
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   490,118 2,797 SH   SOLE   0 0 2,797
ISHARES INC CORE MSCI EMKT 46434G103   963,616 18,453 SH   SOLE   0 0 18,453
ISHARES TR CORE MSCI TOTAL 46432F834   662,392 10,015 SH   SOLE   0 0 10,015
ISHARES TR CORE MSCI EAFE 46432F842   1,347,970 19,180 SH   SOLE   0 0 19,180
ISHARES TR SHRT NAT MUN ETF 464288158   2,236,281 21,201 SH   SOLE   0 0 21,201
ISHARES TR CORE S&P TTL STK 464287150   1,120,280 8,710 SH   SOLE   0 0 8,710
ISHARES TR SHORT TREAS BD 464288679   12,955,801 117,662 SH   SOLE   0 0 117,662
ISHARES TR SELECT DIVID ETF 464287168   487,850 3,716 SH   SOLE   0 0 3,716
ISHARES TR RUS 2000 GRW ETF 464287648   221,334 769 SH   SOLE   0 0 769
ISHARES TR CORE S&P SCP ETF 464287804   319,272 2,771 SH   SOLE   0 0 2,771
ISHARES TR SP SMCP600VL ETF 464287879   388,103 3,573 SH   SOLE   0 0 3,573
ISHARES TR CORE S&P500 ETF 464287200   1,473,413 2,503 SH   SOLE   0 0 2,503
ISHARES TR RUS 1000 VAL ETF 464287598   1,388,475 7,500 SH   SOLE   0 0 7,500
ISHARES TR RUS 1000 GRW ETF 464287614   3,734,694 9,300 SH   SOLE   0 0 9,300
ISHARES TR ESG AWARE MSCI 46435U663   527,307 12,540 SH   SOLE   0 0 12,540
JPMORGAN CHASE & CO. COM 46625H100   704,954 2,941 SH   SOLE   0 0 2,941
MARSH & MCLENNAN COS INC COM 571748102   375,488 1,768 SH   SOLE   0 0 1,768
MCDONALDS CORP COM 580135101   466,584 1,610 SH   SOLE   0 0 1,610
META PLATFORMS INC CL A 30303M102   5,572,884 9,518 SH   SOLE   0 0 9,518
MICROSOFT CORP COM 594918104   3,817,137 9,056 SH   SOLE   0 0 9,056
NETFLIX INC COM 64110L106   605,206 679 SH   SOLE   0 0 679
NEXTERA ENERGY INC COM 65339F101   314,504 4,387 SH   SOLE   0 0 4,387
NUSHARES ETF TR NUVEEN ESG US 67092P870   2,049,585 94,104 SH   SOLE   0 0 94,104
NVIDIA CORPORATION COM 67066G104   2,615,355 19,475 SH   SOLE   0 0 19,475
PROCTER AND GAMBLE CO COM 742718109   209,128 1,247 SH   SOLE   0 0 1,247
SAP SE SPON ADR 803054204   207,801 844 SH   SOLE   0 0 844
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   250,638 13,548 SH   SOLE   0 0 13,548
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   321,576 13,873 SH   SOLE   0 0 13,873
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   339,588 13,026 SH   SOLE   0 0 13,026
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,502,304 5,976 SH   SOLE   0 0 5,976
SPDR SER TR PORTFOLIO S&P600 78468R853   449,200 10,000 SH   SOLE   0 0 10,000
SPDR SER TR PORTFOLIO S&P400 78464A847   268,692 4,913 SH   SOLE   0 0 4,913
SPDR SER TR S&P DIVID ETF 78464A763   290,620 2,200 SH   SOLE   0 0 2,200
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   227,114 1,150 SH   SOLE   0 0 1,150
TESLA INC COM 88160R101   719,922 1,783 SH   SOLE   0 0 1,783
TJX COS INC NEW COM 872540109   217,816 1,803 SH   SOLE   0 0 1,803
UNITEDHEALTH GROUP INC COM 91324P102   446,043 882 SH   SOLE   0 0 882
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,297,184 18,039 SH   SOLE   0 0 18,039
VANGUARD INDEX FDS LARGE CAP ETF 922908637   7,894,389 29,271 SH   SOLE   0 0 29,271
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   89,381,394 165,887 SH   SOLE   0 0 165,887
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,423,084 70,471 SH   SOLE   0 0 70,471
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   26,270,657 138,281 SH   SOLE   0 0 138,281
VANGUARD INDEX FDS VALUE ETF 922908744   8,714,951 51,476 SH   SOLE   0 0 51,476
VANGUARD INDEX FDS MID CAP ETF 922908629   1,444,892 5,470 SH   SOLE   0 0 5,470
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,673,869 33,676 SH   SOLE   0 0 33,676
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   495,997 5,568 SH   SOLE   0 0 5,568
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,019,169 16,727 SH   SOLE   0 0 16,727
VANGUARD INDEX FDS GROWTH ETF 922908736   204,738 499 SH   SOLE   0 0 499
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,177,142 26,729 SH   SOLE   0 0 26,729
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   458,172 3,900 SH   SOLE   0 0 3,900
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   428,853 7,470 SH   SOLE   0 0 7,470
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   436,470 6,877 SH   SOLE   0 0 6,877
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   9,554,739 197,330 SH   SOLE   0 0 197,330
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   675,503 13,475 SH   SOLE   0 0 13,475
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   11,537,338 198,920 SH   SOLE   0 0 198,920
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   36,366,838 625,075 SH   SOLE   0 0 625,075
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   440,575 2,250 SH   SOLE   0 0 2,250
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,443,837 41,470 SH   SOLE   0 0 41,470
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   22,472,503 469,939 SH   SOLE   0 0 469,939
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   2,837,677 28,306 SH   SOLE   0 0 28,306
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,125,344 8,820 SH   SOLE   0 0 8,820
VANGUARD WORLD FD ESG US STK ETF 921910733   2,381,632 22,706 SH   SOLE   0 0 22,706
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,239,367 39,495 SH   SOLE   0 0 39,495
VISA INC COM CL A 92826C839   314,483 995 SH   SOLE   0 0 995
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   272,861 6,277 SH   SOLE   0 0 6,277