The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC COMMON STOCK G29183103 348 3,670 SH   SOLE   1,670 0 2,000
EATON CORP PLC COMMON STOCK G29183103 12 125 SH   DFND   125 0 0
JOHNSON CONTROLS INTERNATIONAL PLC COMMON STOCK G51502105 252 6,180 SH   SOLE   5,106 0 1,074
JOHNSON CONTROLS INTERNATIONAL PLC COMMON STOCK G51502105 26 637 SH   DFND   519 0 118
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 1,168 10,294 SH   SOLE   8,073 0 2,221
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 408 3,598 SH   DFND   3,480 0 118
TE CONNECTIVITY LTD COMMON STOCK H84989104 744 7,759 SH   SOLE   5,435 0 2,324
TE CONNECTIVITY LTD COMMON STOCK H84989104 175 1,825 SH   DFND   1,700 0 125
A T & T INC COMMON STOCK 00206R102 2,731 69,912 SH   SOLE   69,912 0 0
A T & T INC COMMON STOCK 00206R102 518 13,264 SH   DFND   11,304 0 1,960
ABBOTT LABS COM COMMON STOCK 002824100 1,266 14,571 SH   SOLE   11,571 0 3,000
ABBOTT LABS COM COMMON STOCK 002824100 130 1,499 SH   DFND   1,499 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,330 15,020 SH   SOLE   12,020 0 3,000
ABBVIE INC COMMON STOCK 00287Y109 97 1,099 SH   DFND   1,099 0 0
ALPHABET INC - CLASS C COMMON STOCK 02079K107 1,025 767 SH   SOLE   767 0 0
ALPHABET INC - CLASS A COMMON STOCK 02079K305 1,155 862 SH   SOLE   792 0 70
ALPHABET INC - CLASS A COMMON STOCK 02079K305 177 132 SH   DFND   0 0 132
ALTRIA GROUP INC COM COMMON STOCK 02209S103 756 15,148 SH   SOLE   13,148 0 2,000
ALTRIA GROUP INC COM COMMON STOCK 02209S103 234 4,690 SH   DFND   750 0 3,940
AMAZON COM INC. COMMON STOCK 023135106 351 190 SH   SOLE   190 0 0
AMAZON COM INC. COMMON STOCK 023135106 17 9 SH   DFND   9 0 0
AMETEK INC NEW COM COMMON STOCK 031100100 344 3,450 SH   DFND   3,450 0 0
AMGEN INC COM COMMON STOCK 031162100 542 2,250 SH   SOLE   2,250 0 0
AMGEN INC COM COMMON STOCK 031162100 158 655 SH   DFND   0 0 655
APPLE INC COMMON STOCK 037833100 10,363 35,293 SH   SOLE   30,283 0 5,010
APPLE INC COMMON STOCK 037833100 3,766 12,826 SH   DFND   8,495 0 4,331
AQUA AMER INC COMMON STOCK 03836W103 5,332 113,620 SH   SOLE   97,197 625 15,798
AQUA AMER INC COMMON STOCK 03836W103 836 17,821 SH   DFND   10,065 0 7,756
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 588 3,450 SH   SOLE   3,450 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 239 1,400 SH   DFND   1,400 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,077 30,590 SH   SOLE   24,734 332 5,524
BANK OF AMERICA CORP COMMON STOCK 060505104 499 14,174 SH   DFND   12,942 0 1,232
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 263 5,228 SH   SOLE   5,228 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 126 2,500 SH   DFND   2,200 0 300
BAXTER INTL INC COM COMMON STOCK 071813109 2,463 29,449 SH   SOLE   25,221 0 4,228
BAXTER INTL INC COM COMMON STOCK 071813109 205 2,450 SH   DFND   200 0 2,250
BERKSHIRE HATHAWAY INC. DELWARE CL COMMON STOCK 084670108 679 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 453 1,999 SH   SOLE   1,999 0 0
BLACKROCK SBI MUTUAL FUNDS - FIXED INCOME 09249E101 1,295 88,798 SH   SOLE   87,730 0 1,068
BLACKROCK SBI MUTUAL FUNDS - FIXED INCOME 09249E101 93 6,399 SH   DFND   936 0 5,463
BOEING CO COM COMMON STOCK 097023105 275 845 SH   SOLE   845 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,076 32,345 SH   SOLE   28,117 0 4,228
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 281 4,375 SH   DFND   3,775 0 600
CIGNA CORP NEW COMMON STOCK 125523100 336 1,642 SH   SOLE   1,642 0 0
CIGNA CORP NEW COMMON STOCK 125523100 11 55 SH   DFND   46 0 9
CVS HEALTH CORPORATION COMMON STOCK 126650100 111 1,490 SH   SOLE   1,490 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 241 3,250 SH   DFND   3,250 0 0
CARNIVAL CORPORATION PAIRED COMMON STOCK 143658300 241 4,745 SH   SOLE   4,745 0 0
CARNIVAL CORPORATION PAIRED COMMON STOCK 143658300 117 2,300 SH   DFND   2,300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 458 3,101 SH   SOLE   3,101 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,074 7,270 SH   DFND   4,300 0 2,970
CHEVRON CORPORATION COMMON STOCK 166764100 3,555 29,504 SH   SOLE   28,532 0 972
CHEVRON CORPORATION COMMON STOCK 166764100 551 4,576 SH   DFND   3,456 0 1,120
CISCO SYS INC COM COMMON STOCK 17275R102 406 8,463 SH   SOLE   8,463 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 5 100 SH   DFND   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 667 12,054 SH   SOLE   12,054 0 0
COCA COLA CO COM COMMON STOCK 191216100 105 1,900 SH   DFND   800 0 1,100
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 574 8,332 SH   SOLE   8,332 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 893 19,850 SH   SOLE   19,850 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 86 1,920 SH   DFND   920 0 1,000
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,257 19,337 SH   SOLE   18,033 0 1,304
CONOCOPHILLIPS COM COMMON STOCK 20825C104 112 1,716 SH   DFND   136 0 1,580
CORNING INC COM COMMON STOCK 219350105 1,518 52,159 SH   SOLE   40,626 0 11,533
CORNING INC COM COMMON STOCK 219350105 266 9,150 SH   DFND   8,350 0 800
CORTEVA INC COMMON STOCK 22052L104 416 14,073 SH   SOLE   12,771 0 1,302
CORTEVA INC COMMON STOCK 22052L104 36 1,215 SH   DFND   53 0 1,162
DEERE & CO COM COMMON STOCK 244199105 312 1,800 SH   SOLE   1,800 0 0
DEERE & CO COM COMMON STOCK 244199105 14 80 SH   DFND   80 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 2,198 15,195 SH   SOLE   13,695 0 1,500
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 307 2,120 SH   DFND   970 0 1,150
DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 578 6,976 SH   SOLE   6,976 0 0
DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 33 400 SH   DFND   400 0 0
DOW INC COMMON STOCK 260557103 775 14,172 SH   SOLE   12,870 0 1,302
DOW INC COMMON STOCK 260557103 66 1,215 SH   DFND   53 0 1,162
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 839 9,200 SH   SOLE   9,200 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 135 1,485 SH   DFND   806 0 679
DUPONT DE NEMOURS INC. COMMON STOCK 26614N102 912 14,212 SH   SOLE   12,910 0 1,302
DUPONT DE NEMOURS INC. COMMON STOCK 26614N102 81 1,257 SH   DFND   95 0 1,162
EMERSON ELEC CO COM COMMON STOCK 291011104 1,334 17,496 SH   SOLE   12,496 0 5,000
EMERSON ELEC CO COM COMMON STOCK 291011104 345 4,525 SH   DFND   3,135 0 1,390
EXELON CORP COMMON STOCK 30161N101 542 11,890 SH   SOLE   11,890 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 4,075 58,405 SH   SOLE   53,864 0 4,541
EXXON MOBIL CORP COM COMMON STOCK 30231G102 960 13,755 SH   DFND   8,454 0 5,301
FIRST BK WILLIAMSTOWN NEW USD 0.01 COMMON STOCK 31931U102 157 14,200 SH   SOLE   14,200 0 0
FISERV INC COM COMMON STOCK 337738108 495 4,280 SH   SOLE   4,280 0 0
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 1,361 121,967 SH   SOLE   113,358 0 8,609
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 380 34,020 SH   DFND   19,105 0 14,915
GENERAL MLS INC COM COMMON STOCK 370334104 120 2,240 SH   SOLE   2,240 0 0
GENERAL MLS INC COM COMMON STOCK 370334104 166 3,090 SH   DFND   2,990 0 100
H P INC COMMON STOCK 40434L105 521 25,377 SH   SOLE   21,377 0 4,000
H P INC COMMON STOCK 40434L105 91 4,450 SH   DFND   3,975 0 475
THE HERSHEY COMPANY COM COMMON STOCK 427866108 234 1,592 SH   SOLE   1,592 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 384 24,229 SH   SOLE   20,229 0 4,000
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 71 4,450 SH   DFND   3,975 0 475
HOME DEPOT INC COM COMMON STOCK 437076102 7,330 33,565 SH   SOLE   28,799 0 4,766
HOME DEPOT INC COM COMMON STOCK 437076102 737 3,375 SH   DFND   2,435 0 940
HONEYWELL INTL INC COM COMMON STOCK 438516106 4,220 23,839 SH   SOLE   20,611 0 3,228
HONEYWELL INTL INC COM COMMON STOCK 438516106 1,105 6,243 SH   DFND   2,835 0 3,408
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 468 2,604 SH   SOLE   2,604 0 0
INTEL CORP COM COMMON STOCK 458140100 2,910 48,630 SH   SOLE   43,942 0 4,688
INTEL CORP COM COMMON STOCK 458140100 751 12,545 SH   DFND   4,005 0 8,540
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,011 7,540 SH   SOLE   6,940 0 600
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 469 3,498 SH   DFND   2,660 0 838
INVESCO WATER RESOURCES ETF ETF - EQUITY SMALL CAP 46137V142 6,229 161,256 SH   SOLE   138,795 0 22,461
INVESCO WATER RESOURCES ETF ETF - EQUITY SMALL CAP 46137V142 480 12,425 SH   DFND   4,025 0 8,400
INVESCO PREFERRED ETF ETF - FIXED INCOME 46138E511 9,077 604,753 SH   SOLE   580,600 0 24,153
INVESCO PREFERRED ETF ETF - FIXED INCOME 46138E511 556 37,070 SH   DFND   19,170 0 17,900
I SHARES CORE S & P TOTAL U S STOCK MARKET ETF - EQUITY LARGE CAP 464287150 1,575 21,670 SH   SOLE   21,670 0 0
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 18,921 179,078 SH   SOLE   167,148 0 11,930
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 1,219 11,535 SH   DFND   8,485 0 3,050
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 10,056 86,264 SH   SOLE   81,658 200 4,406
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 618 5,300 SH   DFND   2,445 0 2,855
ISHARES S & P GROWTH ETF ETF - EQUITY LARGE CAP 464287309 1,401 7,233 SH   SOLE   5,733 0 1,500
I SHARES S & P 500 VALUE ETF ETF - EQUITY LARGE CAP 464287408 721 5,545 SH   SOLE   5,545 0 0
I SHARES MSCI EAFE ETF ETF - FOREIGN EQUITY 464287465 497 7,151 SH   SOLE   7,151 0 0
I SHARES MSCI EAFE ETF ETF - FOREIGN EQUITY 464287465 3 40 SH   DFND   40 0 0
I SHARES RUSSELL MID-CAP ETF ETF - EQUITY MID CAP 464287499 278 4,660 SH   SOLE   4,660 0 0
I SHARES S & P MIDCAP 400 GROWTH ETF ETF - EQUITY MID CAP 464287606 352 1,480 SH   SOLE   1,480 0 0
I SHARES S & P MID CAP 400 VALUE ETF ETF - EQUITY MID CAP 464287705 329 1,925 SH   SOLE   1,925 0 0
I SHARES S & P SMALL CAP 600 GROWTH INDEX FD ETF - EQUITY SMALL CAP 464287887 218 1,128 SH   SOLE   1,128 0 0
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 17,092 261,985 SH   SOLE   220,660 0 41,325
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 1,484 22,740 SH   DFND   14,575 0 8,165
I SHARES CORE MSCI EMERGING MICB ETF - FOREIGN EQUITY 46434G103 250 4,645 SH   SOLE   4,645 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 1,293 9,278 SH   SOLE   9,278 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 23 165 SH   DFND   100 0 65
JOHNSON & JOHNSON COM COMMON STOCK 478160104 5,986 41,039 SH   SOLE   38,711 0 2,328
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,439 9,863 SH   DFND   5,695 0 4,168
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 3,589 26,095 SH   SOLE   23,924 0 2,171
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 477 3,465 SH   DFND   2,980 0 485
L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 294 1,484 SH   SOLE   1,484 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 434 3,301 SH   SOLE   3,301 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 131 1,000 SH   DFND   0 0 1,000
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,216 3,123 SH   SOLE   3,123 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 134 345 SH   DFND   75 0 270
LOWES COS INC COM COMMON STOCK 548661107 352 2,937 SH   SOLE   2,937 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 209 10,306 SH   SOLE   10,306 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 12 586 SH   DFND   586 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,720 13,763 SH   SOLE   11,763 0 2,000
MCDONALDS CORP COM COMMON STOCK 580135101 384 1,945 SH   DFND   1,025 0 920
MERCK & CO INC NEW COMMON STOCK 58933Y105 3,520 38,699 SH   SOLE   34,585 0 4,114
MERCK & CO INC NEW COMMON STOCK 58933Y105 568 6,240 SH   DFND   3,730 0 2,510
MICROSOFT CORP COM COMMON STOCK 594918104 8,284 52,529 SH   SOLE   48,149 0 4,380
MICROSOFT CORP COM COMMON STOCK 594918104 1,666 10,565 SH   DFND   2,910 0 7,655
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 503 9,131 SH   SOLE   7,747 0 1,384
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 125 2,275 SH   DFND   310 0 1,965
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,330 5,494 SH   SOLE   5,494 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 264 1,090 SH   DFND   1,090 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 262 15,950 SH   SOLE   15,950 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 235 14,350 SH   DFND   5,250 0 9,100
NVIDIA CORPORATION COMMON STOCK 67066G104 259 1,100 SH   SOLE   1,100 0 0
NUVEEN CREDIT STRATEGIES INCOME FUND PREFERRED STOCK 67073D102 1,012 132,003 SH   SOLE   119,101 0 12,902
NUVEEN CREDIT STRATEGIES INCOME FUND PREFERRED STOCK 67073D102 104 13,520 SH   DFND   8,700 0 4,820
NUVEEN MUNICIPAL VALUE FUND MUTUAL FUNDS-NON TAX 670928100 135 12,591 SH   SOLE   12,591 0 0
ONEOK INC NEW COMMON COMMON STOCK 682680103 220 2,904 SH   SOLE   2,904 0 0
ORACLE CORP COM COMMON STOCK 68389X105 93 1,750 SH   SOLE   1,750 0 0
ORACLE CORP COM COMMON STOCK 68389X105 265 5,000 SH   DFND   5,000 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,080 6,764 SH   SOLE   5,793 0 971
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 263 1,650 SH   DFND   550 0 1,100
PPG INDS INC COM COMMON STOCK 693506107 372 2,785 SH   SOLE   2,785 0 0
PPL CORP COMMON COMMON STOCK 69351T106 678 18,893 SH   SOLE   18,893 0 0
PPL CORP COMMON COMMON STOCK 69351T106 105 2,930 SH   DFND   830 0 2,100
PEPSICO INC COM COMMON STOCK 713448108 6,959 50,917 SH   SOLE   46,943 0 3,974
PEPSICO INC COM COMMON STOCK 713448108 1,114 8,150 SH   DFND   5,015 0 3,135
PFIZER INC COM COMMON STOCK 717081103 2,556 65,230 SH   SOLE   60,502 0 4,728
PFIZER INC COM COMMON STOCK 717081103 399 10,176 SH   DFND   7,890 0 2,286
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 1,036 12,180 SH   SOLE   10,180 0 2,000
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 343 4,029 SH   DFND   539 0 3,490
PHILLIPS 66 COMMON STOCK 718546104 1,209 10,850 SH   SOLE   10,198 0 652
PHILLIPS 66 COMMON STOCK 718546104 45 408 SH   DFND   118 0 290
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 4,914 39,341 SH   SOLE   35,553 0 3,788
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,140 9,130 SH   DFND   6,015 0 3,115
PROSHARES ULTRA S & P 500 EFT ETF - EQUITY LARGE CAP 74347R107 614 4,070 SH   SOLE   4,070 0 0
PUBLIC SVC ENTERPRISE GRP INCOM COMMON STOCK 744573106 334 5,660 SH   SOLE   5,660 0 0
PUBLIC SVC ENTERPRISE GRP INCOM COMMON STOCK 744573106 55 936 SH   DFND   936 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 236 1,075 SH   SOLE   1,075 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 8 35 SH   DFND   35 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 458 11,397 SH   SOLE   7,549 0 3,848
SCHLUMBERGER LTD COM COMMON STOCK 806857108 122 3,045 SH   DFND   1,870 0 1,175
SOUTHERN CO COM COMMON STOCK 842587107 316 4,968 SH   SOLE   4,968 0 0
SOUTHERN CO COM COMMON STOCK 842587107 123 1,925 SH   DFND   1,075 0 850
TARGET CORP COMMON STOCK 87612E106 4,510 35,177 SH   SOLE   29,949 0 5,228
TARGET CORP COMMON STOCK 87612E106 264 2,060 SH   DFND   1,120 0 940
3M CO COMMON COMMON STOCK 88579Y101 3,584 20,313 SH   SOLE   17,571 0 2,742
3M CO COMMON COMMON STOCK 88579Y101 460 2,608 SH   DFND   2,040 0 568
UNION PACIFIC CORP COM COMMON STOCK 907818108 216 1,194 SH   SOLE   1,194 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 222 1,483 SH   SOLE   1,483 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 7 50 SH   DFND   50 0 0
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 1,680 24,449 SH   SOLE   20,221 0 4,228
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 83 1,205 SH   DFND   805 0 400
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 30,431 348,896 SH   SOLE   319,481 490 28,925
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 1,982 22,720 SH   DFND   10,990 0 11,730
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 1,349 30,610 SH   SOLE   16,340 0 14,270
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 5 120 SH   DFND   120 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 422 9,493 SH   SOLE   9,493 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 12 270 SH   DFND   270 0 0
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 43,238 533,602 SH   SOLE   506,520 700 26,382
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 4,382 54,077 SH   DFND   21,232 0 32,845
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 2,246 24,201 SH   SOLE   22,101 0 2,100
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 176 1,895 SH   DFND   300 0 1,595
VANGUARD TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 70,913 433,401 SH   SOLE   339,567 200 93,634
VANGUARD TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 2,344 14,328 SH   DFND   9,195 0 5,133
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 5,243 85,385 SH   SOLE   81,235 0 4,150
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 531 8,656 SH   DFND   6,286 0 2,370
WALMART INC COM COMMON STOCK 931142103 1,254 10,553 SH   SOLE   8,825 0 1,728
WALMART INC COM COMMON STOCK 931142103 115 970 SH   DFND   870 0 100
WELLS FARGO & CO NEW COMMON STOCK 949746101 530 9,851 SH   SOLE   8,741 0 1,110
WELLS FARGO & CO NEW COMMON STOCK 949746101 120 2,233 SH   DFND   1,319 0 914
XCEL ENERGY INC COM COMMON STOCK 98389B100 540 8,509 SH   SOLE   7,037 0 1,472
XCEL ENERGY INC COM COMMON STOCK 98389B100 117 1,849 SH   DFND   1,232 0 617
YUM BRANDS INC COMMON STOCK 988498101 931 9,244 SH   SOLE   7,814 0 1,430
YUM BRANDS INC COMMON STOCK 988498101 188 1,868 SH   DFND   600 0 1,268
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 494 10,289 SH   SOLE   8,859 0 1,430
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 90 1,868 SH   DFND   600 0 1,268
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 439 2,932 SH   SOLE   2,709 0 223
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 90 604 SH   DFND   217 0 387