The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579y101 3,362 19,057 SH   SOLE   276 0 18,781
ABBOTT LABORATORIES COM 002824100 8,199 94,398 SH   SOLE   0 0 94,398
ABBVIE COM 00287Y109 1,168 13,190 SH   SOLE   0 0 13,190
ACCENTURE PLC IRELAND COM G1151C101 1,490 7,075 SH   SOLE   0 0 7,075
AFFILIATED MANAGERS GROUP COM 008252108 376 4,437 SH   SOLE   0 0 4,437
AFLAC INC COM 001055102 4,530 85,640 SH   SOLE   0 0 85,640
AKAMAI TECHNOLOGIES COM 00971T101 2,479 28,695 SH   SOLE   3,723 0 24,972
ALBEMARLE COM 012653101 277 3,786 SH   SOLE   1,250 0 2,536
ALIGN TECHNOLOGY INC COM 016255101 884 3,168 SH   SOLE   47 0 3,121
ALPHABET - CLASS A COM 02079k305 4,266 3,185 SH   SOLE   159 0 3,026
ALPHABET - CLASS C COM 02079k107 13,205 9,876 SH   SOLE   169 0 9,707
ALTRIA GROUP COM 02209S103 417 8,352 SH   SOLE   0 0 8,352
AMAZON.COM COM 023135106 2,969 1,607 SH   SOLE   23 0 1,584
AMERICAN AIRLINES GROUP COM 02376R102 535 18,645 SH   SOLE   0 0 18,645
AMERICAN ELECTRIC POWER COMPAN COM 025537101 285 3,013 SH   SOLE   0 0 3,013
AMERICAN EXPRESS COMPANY COM 025816109 392 3,147 SH   SOLE   0 0 3,147
AMERISOURCEBERGEN CORP COM COM 03073E105 617 7,253 SH   SOLE   0 0 7,253
AMERIWEST ENERGY COM 030757108 0 20,000 SH   SOLE   0 0 20,000
AMGEN INC COM 031162100 36,447 151,189 SH   SOLE   3,391 0 147,798
ANTHEM COM 036752103 4,170 13,805 SH   SOLE   0 0 13,805
AON CORPORATION COM 037389103 413 1,985 SH   SOLE   0 0 1,985
APERGY COM 03755l104 359 10,639 SH   SOLE   0 0 10,639
APPLE INC COM 037833100 72,223 245,948 SH   SOLE   5,664 0 240,284
APPLIED MATERIALS COM 038222105 697 11,413 SH   SOLE   0 0 11,413
AT&T INC COM 00206R102 2,414 61,779 SH   SOLE   0 0 61,779
AUTOMATIC DATA PROCESSING COM 053015103 9,831 57,660 SH   SOLE   950 0 56,710
BANK AMER CORP COM 060505104 1,008 28,612 SH   SOLE   0 0 28,612
BECTON DICKINSON & CO COM 075887109 332 1,220 SH   SOLE   0 0 1,220
BELMONT FINANCIAL PVT PLACEMEN COM 080990146 210 11,918 SH   SOLE   0 0 11,918
BERKSHIRE HATHAWAY INC CL B COM 084670702 3,410 15,055 SH   SOLE   0 0 15,055
BLACKROCK INC CL A COM 09247X101 36,783 73,170 SH   SOLE   1,976 0 71,194
BOEING CO COM 097023105 953 2,925 SH   SOLE   0 0 2,925
BOOKING HOLDINGS COM 09857l108 8,182 3,984 SH   SOLE   173 0 3,811
BRISTOL MYERS SQUIBB CO COM 110122108 218 3,396 SH   SOLE   0 0 3,396
BROADCOM INC COM COM 11135F101 4,789 15,154 SH   SOLE   60 0 15,094
BROOKFIELD ASSET MANAGEMENT COM 112585104 682 11,806 SH   SOLE   0 0 11,806
CANADIAN NATL RY CO (CANADA) COM 136375102 588 6,500 SH   SOLE   0 0 6,500
CARDINAL HEALTH INC COM 14149Y108 1,869 36,949 SH   SOLE   770 0 36,179
CATERPILLAR INC COM 149123101 371 2,509 SH   SOLE   0 0 2,509
CBL & ASSOC PROPERTIES COM 124830100 174 165,730 SH   SOLE   0 0 165,730
CHEVRON CORP COM 166764100 18,047 149,756 SH   SOLE   2,526 0 147,230
CHINA MOBILE LTD COM 16941M109 868 20,543 SH   SOLE   0 0 20,543
CISCO SYSTEMS COM 17275R102 33,085 689,844 SH   SOLE   14,880 0 674,964
CITIGROUP COM 172967424 6,686 83,690 SH   SOLE   5,855 0 77,835
COCA-COLA COMPANY COM 191216100 3,382 61,108 SH   SOLE   640 0 60,468
COGNIZANT TECH SOLUTNS CL A COM 192446102 2,873 46,316 SH   SOLE   2,129 0 44,187
COLGATE PALMOLIVE COM 194162103 1,905 27,678 SH   SOLE   169 0 27,509
COMCAST CORP CL A COM 20030N101 14,762 328,273 SH   SOLE   3,707 0 324,566
CONQUEST RESOURCES LIMITED COM 208287102 18 1,021,500 SH   SOLE   0 0 1,021,500
CORNING COM 219350105 319 10,953 SH   SOLE   0 0 10,953
COSTCO WHOLESALE COM 22160K105 283 963 SH   SOLE   0 0 963
CSX CORP COM 126408103 460 6,360 SH   SOLE   0 0 6,360
CUMMINS COM 231021106 434 2,426 SH   SOLE   0 0 2,426
CVS HEALTH CORP COM 126650100 25,511 343,393 SH   SOLE   6,323 0 337,070
DANAHER COM 235851102 526 3,426 SH   SOLE   0 0 3,426
DEERE & CO INC COM 244199105 1,080 6,231 SH   SOLE   0 0 6,231
DELTA AIR LINES NEW COM 247361702 576 9,846 SH   SOLE   0 0 9,846
DIAGEO - ADR COM 25243q205 530 3,146 SH   SOLE   0 0 3,146
DISCOVER FINANCIAL SERVICES COM 254709108 7,214 85,046 SH   SOLE   3,213 0 81,833
DISNEY (WALT) COM 254687106 21,288 147,189 SH   SOLE   2,119 0 145,070
DOLLAR GENERAL COM 256677105 2,096 13,436 SH   SOLE   0 0 13,436
DOMINION RESOURCES COM 25746u109 601 7,259 SH   SOLE   0 0 7,259
DOVER CORP COM 260003108 25,804 223,877 SH   SOLE   5,137 0 218,740
DUKE ENERGY CORP COM 26441C204 1,814 19,884 SH   SOLE   0 0 19,884
DUPONT DE NEMOURS COM 26614n102 212 3,302 SH   SOLE   0 0 3,302
EBAY COM 278642103 398 11,031 SH   SOLE   0 0 11,031
ELI LILLY & CO COM 532457108 11,269 85,742 SH   SOLE   433 0 85,309
EMERSON ELECTRIC COM 291011104 24,716 324,102 SH   SOLE   5,045 0 319,057
ENBRIDGE INC COM 29250N105 377 9,488 SH   SOLE   0 0 9,488
ENERGY TRANSFER LP COM 29273v100 159 12,400 SH   SOLE   0 0 12,400
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 378 13,424 SH   SOLE   0 0 13,424
EQUITY RESIDENTIAL PROPERTIES COM 29476l107 264 3,261 SH   SOLE   0 0 3,261
ESTEE LAUDER COMPANIES COM 518439104 5,578 27,005 SH   SOLE   507 0 26,498
EXXON MOBIL CORP COM 30231G102 11,422 163,690 SH   SOLE   4,705 0 158,985
FACEBOOK COM 30303M102 9,384 45,720 SH   SOLE   2,249 0 43,471
FEDEX CORP COM 31428x106 4,281 28,309 SH   SOLE   1,426 0 26,883
FIDELITY MSCI ENERGY COM 316092402 922 57,578 SH   SOLE   0 0 57,578
FINANCIAL SELECT SECTOR SPDR COM 81369Y605 283 9,192 SH   SOLE   0 0 9,192
FIRST BANCORP COM 318910106 1,540 38,578 SH   SOLE   0 0 38,578
FIRST BANCORP OF INDIANA COM 31867T202 373 19,216 SH   SOLE   0 0 19,216
FIRST SOLAR COM 336433107 392 7,001 SH   SOLE   0 0 7,001
FIRST TRUST ISE WATER INDEX ET COM 33733B100 533 8,888 SH   SOLE   0 0 8,888
GARB OIL & POWER COM 364825109 0 40,000 SH   SOLE   0 0 40,000
GENERAL ELECTRIC COM 369604103 238 21,298 SH   SOLE   0 0 21,298
GENERAL MILLS INC COM 370334104 743 13,880 SH   SOLE   0 0 13,880
GENTEX COM 371901109 555 19,150 SH   SOLE   0 0 19,150
GENUINE PARTS COM 372460105 209 1,966 SH   SOLE   0 0 1,966
GILEAD SCIENCES COM 375558103 13,800 212,374 SH   SOLE   4,569 0 207,805
GLOBALSTAR COM 378973408 55 106,100 SH   SOLE   0 0 106,100
GOODYEAR TIRE & RUBBER COMPANY COM 382550101 208 13,400 SH   SOLE   0 0 13,400
HEALTH CARE SELECT SECTOR SPDR COM 81369Y209 214 2,104 SH   SOLE   0 0 2,104
HEMP COM 423703206 1 110,076 SH   SOLE   0 0 110,076
HOLOGIC COM 436440101 1,279 24,499 SH   SOLE   0 0 24,499
HOME DEPOT INC COM COM 437076102 14,309 65,525 SH   SOLE   2,215 0 63,310
HONEYWELL INTERNATIONAL INC COM 438516106 479 2,705 SH   SOLE   0 0 2,705
INDUSTRIAL SELECT SECTOR SPDR COM 81369Y704 8,507 104,424 SH   SOLE   2,372 0 102,052
INFOSYS TECHNOLOGIES - ADR COM 456788108 9,517 922,145 SH   SOLE   2,395 0 919,750
INTEL CORP COM COM 458140100 36,322 606,879 SH   SOLE   12,286 0 594,593
INTERNATIONAL BUSINESS MACHINE COM 459200101 735 5,487 SH   SOLE   0 0 5,487
INTERPUBLIC GROUP OF COMPANIES COM 460690100 6,092 263,711 SH   SOLE   1,722 0 261,989
INTUIT INC COM 461202103 289 1,105 SH   SOLE   0 0 1,105
INVESCO GLOBAL CLEAN ENERGY COM 46138g847 1,028 71,884 SH   SOLE   0 0 71,884
INVESCO QQQ TRUST COM 46090e103 814 3,826 SH   SOLE   0 0 3,826
INVESCO WATER RESOURCES COM 46137v142 456 11,814 SH   SOLE   0 0 11,814
ISHARES CORE MSCI EMERGING MAR COM 46434G103 849 15,800 SH   SOLE   0 0 15,800
ISHARES CORE S&P SM CAP ETF COM 464287804 2,344 27,953 SH   SOLE   348 0 27,605
ISHARES CORE US GROWTH COM 464287671 5,841 86,356 SH   SOLE   0 0 86,356
ISHARES DJ US FINANCIAL SECTOR COM 464287788 501 3,637 SH   SOLE   0 0 3,637
ISHARES DOW JONES SELECT DIVID COM 464287168 225 2,129 SH   SOLE   0 0 2,129
ISHARES EDGE MSCI MIN VOL ETF COM 464286533 10,848 184,922 SH   SOLE   978 0 183,944
ISHARES ESG MSCI EM ETF COM 46434g863 328 9,139 SH   SOLE   0 0 9,139
ISHARES MSCI EAFE ESG OPTIMIZE COM 46435g516 2,625 38,186 SH   SOLE   0 0 38,186
ISHARES MSCI EAFE INDEX COM 464287465 2,669 38,431 SH   SOLE   0 0 38,431
ISHARES MSCI EMERGING MARKETS COM 464287234 3,759 83,782 SH   SOLE   320 0 83,462
ISHARES MSCI USA ESG OPTIMIZED COM 46435g425 616 8,643 SH   SOLE   0 0 8,643
ISHARES NASDAQ BIOTECHNOLOGY COM 464287556 4,155 34,481 SH   SOLE   1,458 0 33,023
ISHARES RUSSELL 1000 GROWTH COM 464287614 2,719 15,458 SH   SOLE   0 0 15,458
ISHARES RUSSELL 1000 INDEX COM 464287622 539 3,019 SH   SOLE   0 0 3,019
ISHARES RUSSELL 1000 VALUE IND COM 464287598 335 2,452 SH   SOLE   0 0 2,452
ISHARES RUSSELL 2000 ETF COM 464287655 6,109 36,873 SH   SOLE   1,851 0 35,022
ISHARES RUSSELL 2000 GROWTH IN COM 464287648 2,506 11,699 SH   SOLE   120 0 11,579
ISHARES RUSSELL 2000 VALUE IND COM 464287630 681 5,295 SH   SOLE   0 0 5,295
ISHARES RUSSELL MIDCAP GROWTH COM 464287481 3,880 25,430 SH   SOLE   110 0 25,320
ISHARES S&P 500 GROWTH COM 464287309 5,502 28,412 SH   SOLE   20 0 28,392
ISHARES S&P 500 INDEX COM 464287200 3,642 11,267 SH   SOLE   0 0 11,267
ISHARES S&P 500 VALUE INDEX COM 464287408 234 1,798 SH   SOLE   0 0 1,798
ISHARES S&P GLOBAL CLEAN ENERG COM 464288224 246 20,915 SH   SOLE   0 0 20,915
ISHARES S&P MIDCAP 400 INDEX COM 464287507 4,053 19,692 SH   SOLE   0 0 19,692
ISHARES TR CORE MSCI ETF COM 46432F842 5,907 90,544 SH   SOLE   0 0 90,544
ISHARES TR RUSSELL MIDCAP ETF COM 464287499 4,181 70,120 SH   SOLE   844 0 69,276
ISHARES TR RUSSELL MIDCAP ETF COM 464287473 4,302 45,398 SH   SOLE   70 0 45,328
ISHARES US INDUSTRIALS COM 464287754 396 2,363 SH   SOLE   0 0 2,363
JACOBS ENGINEERING GROUP COM 469814107 8,068 89,818 SH   SOLE   2,367 0 87,451
JOHNSON & JOHNSON COM 478160104 28,597 196,041 SH   SOLE   5,117 0 190,924
JONES LANG LASALLE COM 48020Q107 1,542 8,856 SH   SOLE   0 0 8,856
JPMORGAN CHASE & CO COM COM 46625H100 44,856 321,776 SH   SOLE   7,645 0 314,131
KIMBERLY-CLARK COM 494368103 202 1,469 SH   SOLE   0 0 1,469
KINDER MORGAN INC DEL COM 49456B101 14,791 698,664 SH   SOLE   18,162 0 680,502
KNEAT.COM COM 498824101 22 11,100 SH   SOLE   0 0 11,100
KONINKLIJKE PHILIPS NV COM 500472303 239 4,906 SH   SOLE   0 0 4,906
KRAFT HEINZ COM 500754106 481 14,974 SH   SOLE   0 0 14,974
L3HARRIS TECHNOLOGIES COM 502431109 405 2,045 SH   SOLE   0 0 2,045
LEGG MASON COM 524901105 642 17,884 SH   SOLE   0 0 17,884
LOCKHEED MARTIN CORP COM 539830109 203 522 SH   SOLE   0 0 522
LOWES COMPANIES INC COM 548661107 28,059 234,296 SH   SOLE   2,587 0 231,709
MACY'S COM 55616P104 234 13,775 SH   SOLE   0 0 13,775
MARRIOTT INTERNATIONAL INC NEW COM 571903202 225 1,487 SH   SOLE   0 0 1,487
MASTERCARD COM 57636Q104 249 833 SH   SOLE   0 0 833
MAVERICK MINERALS COM 577707300 0 196,640 SH   SOLE   0 0 196,640
MCDONALDS CORPORATION COM 580135101 619 3,131 SH   SOLE   0 0 3,131
MEDTRONIC PLC ORDINARY COM G5960L103 218 1,918 SH   SOLE   0 0 1,918
MERCK & COMPANY INC COM 58933Y105 1,299 14,280 SH   SOLE   0 0 14,280
MICROCHIP TECHNOLOGY COM 595017104 215 2,055 SH   SOLE   0 0 2,055
MICROSOFT CORP COM 594918104 58,468 370,752 SH   SOLE   9,192 0 361,560
MIDAS GOLD COM 59562b101 7 14,000 SH   SOLE   0 0 14,000
MONSTER BEVERAGE COM 61174x109 250 3,929 SH   SOLE   0 0 3,929
NATES FOODS COM 63228q106 0 10,000 SH   SOLE   0 0 10,000
NEXTERA ENERGY COM 65339F101 2,173 8,972 SH   SOLE   0 0 8,972
NIKE INCORPORATED CL B COM 654106103 215 2,121 SH   SOLE   0 0 2,121
NOKIA - ADR COM 654902204 273 73,502 SH   SOLE   0 0 73,502
NORFOLK SOUTHERN CORP COM 655844108 553 2,851 SH   SOLE   0 0 2,851
NORTHROP GRUMMAN CORP COM COM 666807102 245 713 SH   SOLE   0 0 713
NOVARTIS - ADR COM 66987v109 268 2,828 SH   SOLE   0 0 2,828
NOVO NORDISK COM 670100205 22,354 386,217 SH   SOLE   10,422 0 375,795
NUCOR CORP COM 670346105 2,966 52,698 SH   SOLE   0 0 52,698
NUTRIEN LTD COM 67077m108 14,254 297,513 SH   SOLE   5,761 0 291,752
ONESOFT SOLUTIONS COM 68276j102 5 10,000 SH   SOLE   0 0 10,000
ORACLE CORP COM COM 68389X105 5,300 100,037 SH   SOLE   3,068 0 96,969
PACCAR INC COM COM 693718108 459 5,798 SH   SOLE   0 0 5,798
PAYCHEX COM 704326107 532 6,259 SH   SOLE   0 0 6,259
PAYPAL HOLDINGS COM 70450Y103 6,775 62,632 SH   SOLE   545 0 62,087
PEPSICO INC COM 713448108 27,724 202,856 SH   SOLE   6,661 0 196,195
PFIZER COM 717081103 805 20,545 SH   SOLE   0 0 20,545
PHILIP MORRIS INTL INC COM COM 718172109 693 8,150 SH   SOLE   0 0 8,150
PITNEY BOWES COM 724479100 322 80,000 SH   SOLE   0 0 80,000
PNC BANK CORP COM 693475105 16,278 101,974 SH   SOLE   966 0 101,008
POLARIS INDS INC COM 731068102 13,325 131,022 SH   SOLE   4,007 0 127,015
PPG INDUSTRIES INC COM 693506107 300 2,244 SH   SOLE   0 0 2,244
PROCTER & GAMBLE COMPANY COM 742718109 5,553 44,459 SH   SOLE   500 0 43,959
PRUDENTIAL FINL INC COM 744320102 11,470 122,357 SH   SOLE   3,200 0 119,157
PURESPECTRUM COM 74624D102 0 16,150 SH   SOLE   0 0 16,150
QUALCOMM INC COM 747525103 1,285 14,562 SH   SOLE   0 0 14,562
REALTY INCOME CORP COM 756109104 285 3,871 SH   SOLE   0 0 3,871
REGENERON PHARMACEUTICALS COM 75886F107 2,828 7,531 SH   SOLE   226 0 7,305
RIO TINTO PLC (BRITAIN) COM 767204100 14,176 238,812 SH   SOLE   5,682 0 233,130
ROLLINS INC COM 775711104 209 6,300 SH   SOLE   0 0 6,300
ROYAL BANK OF CANADA COM 780087102 832 10,509 SH   SOLE   0 0 10,509
ROYAL DUTCH SHELL CL A ADRF COM 780259206 214 3,635 SH   SOLE   0 0 3,635
RPM INTERNATIONAL INC COM 749685103 230 3,000 SH   SOLE   0 0 3,000
S&P 500 SPDRs COM 78462f103 2,640 8,204 SH   SOLE   0 0 8,204
SAP SE SPONS ADR (GERMANY) COM 803054204 932 6,959 SH   SOLE   0 0 6,959
SCHLUMBERGER COM 806857108 2,091 52,013 SH   SOLE   0 0 52,013
SCHWAB EMERGING MARKETS ETF COM 808524706 497 18,167 SH   SOLE   0 0 18,167
SCHWAB INTERNATIONAL EQUITY ET COM 808524805 299 8,903 SH   SOLE   0 0 8,903
SCHWAB U.S. BROAD MARKET ETF COM 808524102 209 2,723 SH   SOLE   0 0 2,723
SCHWAB US DIVIDEND EQUITY ETF COM 808524797 239 4,132 SH   SOLE   0 0 4,132
SCHWAB US LARGE-CAP ETF COM 808524201 25,459 331,451 SH   SOLE   7,882 0 323,569
SCHWAB US LARGE-CAP GROWTH ETF COM 808524300 38,070 409,753 SH   SOLE   1,262 0 408,491
SCHWAB US MID CAP ETF COM 808524508 17,582 292,297 SH   SOLE   6,759 0 285,538
SCHWAB US SMALL-CAP ETF COM 808524607 5,572 73,671 SH   SOLE   494 0 73,177
SEI INVESTMENTS COM 784117103 4,733 72,282 SH   SOLE   0 0 72,282
SOUTHERN CO COM 842587107 371 5,820 SH   SOLE   0 0 5,820
SPARTA COMMERCIAL SERVICES COM 84657r308 0 18,886 SH   SOLE   0 0 18,886
SPDR DOW JONES INDUSTRIAL AVG COM 78467X109 415 1,454 SH   SOLE   0 0 1,454
SPDR LARGE CAP ETF COM 78464a854 3,563 94,202 SH   SOLE   0 0 94,202
SPDR PORTFOLIO MID CAP ETF COM 78464A847 2,641 72,906 SH   SOLE   0 0 72,906
SPDR PORTFOLIO S&P 500 GROWTH COM 78464a409 4,625 110,344 SH   SOLE   0 0 110,344
SPDR PORTFOLIO SMALL CAP ETF COM 78468r853 414 12,690 SH   SOLE   0 0 12,690
SPDR S&P 500 FOSSIL FUEL RSRV COM 78468r796 426 5,404 SH   SOLE   0 0 5,404
SPDR S&P BIOTECH COM 78464A870 3,037 31,926 SH   SOLE   2,055 0 29,871
STARBUCKS COM 855244109 18,149 206,430 SH   SOLE   4,368 0 202,062
STRYKER CORP COM 863667101 13,010 61,970 SH   SOLE   1,759 0 60,211
SYSCO CORPORATION COM 871829107 18,086 211,434 SH   SOLE   4,449 0 206,985
TAIWAN SEMICONDUCTOR MFG CO COM 874039100 22,212 382,314 SH   SOLE   10,981 0 371,333
TARGET CORP COM 87612e106 29,355 228,957 SH   SOLE   5,141 0 223,816
TD AMERITRADE HOLDING COM 87236Y108 9,445 190,044 SH   SOLE   4,352 0 185,692
TENGION COM 88034g208 0 50,000 SH   SOLE   0 0 50,000
TERRACE ENERGY COM 88103M102 0 33,500 SH   SOLE   0 0 33,500
TESLA MOTORS COM 88160R101 218 520 SH   SOLE   0 0 520
TEXAS INSTRUMENTS COM 882508104 284 2,215 SH   SOLE   0 0 2,215
THERATECHNOLOGIES COM 88338h100 39 11,850 SH   SOLE   0 0 11,850
THERMAL ENERGY STORAGE COM 883466104 0 29,000 SH   SOLE   0 0 29,000
THERMO FISHER SCIENTIFIC COM 883556102 659 2,027 SH   SOLE   330 0 1,697
THOR INDUSTRIES COM 885160101 262 3,525 SH   SOLE   0 0 3,525
TOLL BROTHERS COM 889478103 1,522 38,528 SH   SOLE   0 0 38,528
TORONTO DOMINION BANK (CANADA) COM 891160509 15,387 274,128 SH   SOLE   4,320 0 269,808
TOTAL S A SPONSORED ADR COM 89151E109 18,643 337,127 SH   SOLE   8,256 0 328,871
TRANSOCEAN LTD COM H8817H100 69 10,000 SH   SOLE   0 0 10,000
TRAVELERS COMPANIES INC COM COM 89417E109 256 1,868 SH   SOLE   0 0 1,868
TRUIST FINANCIAL COM 89832q109 11,041 196,043 SH   SOLE   5,653 0 190,390
U.S. BANCORP COM 902973304 334 5,637 SH   SOLE   0 0 5,637
UNILEVER PLC (BRITAIN) COM 904767704 16,934 296,201 SH   SOLE   7,872 0 288,329
UNION PACIFIC CORP COM 907818108 823 4,555 SH   SOLE   0 0 4,555
UNITED PARCEL SERVICE INC CL B COM 911312106 15,910 135,910 SH   SOLE   3,863 0 132,047
UNITED TECHNOLOGIES CORP COM 913017109 21,889 146,163 SH   SOLE   2,450 0 143,713
UNITEDHEALTH GROUP COM 91324p102 7,563 25,725 SH   SOLE   138 0 25,587
UTILITIES SELECT SECTOR SPDR COM 81369y886 21,929 339,354 SH   SOLE   7,636 0 331,718
VALARIS COM g9402v109 66 10,087 SH   SOLE   0 0 10,087
VANGUARD 500 ETF COM 922908363 691 2,336 SH   SOLE   0 0 2,336
VANGUARD CONS DISCRET ETF COM 92204A108 305 1,612 SH   SOLE   0 0 1,612
VANGUARD DIVIDEND APPRECIATION COM 921908844 474 3,799 SH   SOLE   0 0 3,799
VANGUARD EMERGING MARKETS STOC COM 922042858 30,263 680,515 SH   SOLE   8,894 0 671,621
VANGUARD FTSE DEV MARKETS ETF COM 921943858 51,002 1,157,566 SH   SOLE   29,163 0 1,128,403
VANGUARD GROWTH ETF COM 922908736 248 1,361 SH   SOLE   0 0 1,361
VANGUARD HIGH DIVIDEND YIELD COM 921946406 57,989 618,813 SH   SOLE   5,346 0 613,467
VANGUARD INFO TECH INDEX ETF COM 92204A702 2,435 9,946 SH   SOLE   946 0 9,000
VANGUARD MATERIALS ETF COM 92204A801 1,849 13,783 SH   SOLE   0 0 13,783
VANGUARD MID CAP ETF COM 922908629 562 3,157 SH   SOLE   0 0 3,157
VANGUARD REIT ETF COM 922908553 23,029 248,186 SH   SOLE   6,319 0 241,867
VANGUARD RUSSELL 1000 VALUE ET COM 92206C714 1,782 14,872 SH   SOLE   760 0 14,112
VANGUARD SMALL-CAP GROWTH ETF COM 922908595 4,663 23,469 SH   SOLE   383 0 23,086
VANGUARD TELECOM SERVICE ETF COM 92204A884 1,121 11,936 SH   SOLE   0 0 11,936
VANGUARD TOTAL STOCK MARKET ET COM 922908769 6,060 37,035 SH   SOLE   325 0 36,710
VANGUARD VALUE ETF COM 922908744 1,033 8,623 SH   SOLE   0 0 8,623
VERIZON COMMUNICATIONS COM 92343V104 658 10,722 SH   SOLE   0 0 10,722
VIACOMCBS - CL B COM 92556h206 281 6,700 SH   SOLE   0 0 6,700
VISA COM 92826C839 29,385 156,386 SH   SOLE   2,374 0 154,012
WALGREENS BOOTS ALLIANCE COM 931427108 3,358 56,956 SH   SOLE   1,628 0 55,328
WALMART INC COM COM 931142103 23,583 198,441 SH   SOLE   5,412 0 193,029
WATERS COM 941848103 929 3,975 SH   SOLE   0 0 3,975
WELLS FARGO COM 949746101 1,889 35,111 SH   SOLE   180 0 34,931
WEYERHAEUSER COM 962166104 200 6,628 SH   SOLE   0 0 6,628
WISDOMTREE EMG MKTS SM COM 97717W281 21,003 439,204 SH   SOLE   6,842 0 432,362
WISDOMTREE INTL EQUITY ETF COM 97717W703 40,948 765,667 SH   SOLE   9,766 0 755,901
WISDOMTREE INTL LARGECAP DIVD COM 97717W794 703 14,351 SH   SOLE   0 0 14,351
WISDOMTREE TR US MIDCAP DIVID COM 97717W505 32,498 854,317 SH   SOLE   28,225 0 826,092
WISDOMTREE TR US SMALLCAP DIVD COM 97717W604 16,640 580,194 SH   SOLE   1,995 0 578,199
WYNN RESORTS LTD COM COM 983134107 229 1,650 SH   SOLE   0 0 1,650
XYLEM COM 98419M100 951 12,069 SH   SOLE   1,407 0 10,662
ZIMMER BIOMET HOLDINGS COM 98956P102 1,546 10,330 SH   SOLE   635 0 9,695