The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   294,765 2,606 SH   SOLE   0 0 2,606
ABBVIE INC COM 00287Y109   552,647 3,110 SH   SOLE   0 0 3,110
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   327,165 930 SH   SOLE   0 0 930
ADVANCED MICRO DEVICES INC COM 007903107   1,046,766 8,666 SH   SOLE   0 0 8,666
AFLAC INC COM 001055102   442,206 4,275 SH   SOLE   0 0 4,275
ALPHABET INC CAP STK CL A 02079K305   1,625,519 8,587 SH   SOLE   0 0 8,587
ALPHABET INC CAP STK CL C 02079K107   901,924 4,736 SH   SOLE   0 0 4,736
AMAZON COM INC COM 023135106   3,334,509 15,199 SH   SOLE   0 0 15,199
APPLE INC COM 037833100   13,798,463 55,101 SH   SOLE   0 0 55,101
BANK AMERICA CORP COM 060505104   1,791,182 40,755 SH   SOLE   0 0 40,755
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,742,797 6,051 SH   SOLE   0 0 6,051
BOEING CO COM 097023105   1,414,761 7,993 SH   SOLE   0 0 7,993
CATERPILLAR INC COM 149123101   1,025,885 2,828 SH   SOLE   0 0 2,828
CHEVRON CORP NEW COM 166764100   241,159 1,665 SH   SOLE   0 0 1,665
CHUBB LIMITED COM H1467J104   1,308,004 4,734 SH   SOLE   0 0 4,734
CHURCH & DWIGHT CO INC COM 171340102   270,885 2,587 SH   SOLE   0 0 2,587
CINCINNATI FINL CORP COM 172062101   381,524 2,655 SH   SOLE   0 0 2,655
CISCO SYS INC COM 17275R102   1,623,264 27,420 SH   SOLE   0 0 27,420
COCA COLA CO COM 191216100   816,664 13,117 SH   SOLE   0 0 13,117
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   351,433 4,570 SH   SOLE   0 0 4,570
CONOCOPHILLIPS COM 20825C104   297,708 3,002 SH   SOLE   0 0 3,002
CONSOLIDATED EDISON INC COM 209115104   1,432,320 16,052 SH   SOLE   0 0 16,052
CORNING INC COM 219350105   554,653 11,672 SH   SOLE   0 0 11,672
COSTCO WHSL CORP NEW COM 22160K105   2,703,913 2,951 SH   SOLE   0 0 2,951
DANAHER CORPORATION COM 235851102   1,205,138 5,250 SH   SOLE   0 0 5,250
DEERE & CO COM 244199105   1,517,693 3,582 SH   SOLE   0 0 3,582
DISNEY WALT CO COM 254687106   1,470,599 13,207 SH   SOLE   0 0 13,207
DOMINION ENERGY INC COM 25746U109   212,101 3,938 SH   SOLE   0 0 3,938
DUKE ENERGY CORP NEW COM NEW 26441C204   1,706,494 15,839 SH   SOLE   0 0 15,839
DUPONT DE NEMOURS INC COM 26614N102   1,341,689 17,595 SH   SOLE   0 0 17,595
ELI LILLY & CO COM 532457108   3,277,912 4,246 SH   SOLE   0 0 4,246
EMERSON ELEC CO COM 291011104   354,316 2,859 SH   SOLE   0 0 2,859
EXXON MOBIL CORP COM 30231G102   1,479,410 13,753 SH   SOLE   0 0 13,753
FEDEX CORP COM 31428X106   295,959 1,052 SH   SOLE   0 0 1,052
GENERAL DYNAMICS CORP COM 369550108   434,759 1,650 SH   SOLE   0 0 1,650
GENERAL MLS INC COM 370334104   204,447 3,206 SH   SOLE   0 0 3,206
GREEN BRICK PARTNERS INC COM 392709101   4,151,676 73,494 SH   SOLE   0 0 73,494
HALLIBURTON CO COM 406216101   680,974 25,045 SH   SOLE   0 0 25,045
HOME DEPOT INC COM 437076102   1,988,128 5,111 SH   SOLE   0 0 5,111
HONEYWELL INTL INC COM 438516106   1,452,473 6,430 SH   SOLE   0 0 6,430
HUMANA INC COM 444859102   396,041 1,561 SH   SOLE   0 0 1,561
INTEL CORP COM 458140100   858,762 42,831 SH   SOLE   0 0 42,831
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   13,630,834 194,726 SH   SOLE   0 0 194,726
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   14,170,149 80,866 SH   SOLE   0 0 80,866
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   23,681,920 353,303 SH   SOLE   0 0 353,303
ISHARES TR 1 3 YR TREAS BD 464287457   12,380,702 151,021 SH   SOLE   0 0 151,021
ISHARES TR RUS 1000 GRW ETF 464287614   10,284,183 25,609 SH   SOLE   0 0 25,609
ISHARES TR RUS MDCP VAL ETF 464287473   321,669 2,487 SH   SOLE   0 0 2,487
ISHARES TR CORE S&P SCP ETF 464287804   492,681 4,276 SH   SOLE   0 0 4,276
ISHARES TR CORE US AGGBD ET 464287226   1,735,285 17,908 SH   SOLE   0 0 17,908
ISHARES TR IBOXX INV CP ETF 464287242   1,811,152 16,952 SH   SOLE   0 0 16,952
ISHARES TR CORE S&P500 ETF 464287200   1,123,201 1,908 SH   SOLE   0 0 1,908
ISHARES TR PFD AND INCM SEC 464288687   8,159,214 259,517 SH   SOLE   0 0 259,517
ISHARES TR RUS 1000 VAL ETF 464287598   6,628,543 35,804 SH   SOLE   0 0 35,804
ISHARES TR CORE S&P MCP ETF 464287507   630,764 10,123 SH   SOLE   0 0 10,123
JOHNSON & JOHNSON COM 478160104   3,257,855 22,527 SH   SOLE   0 0 22,527
JPMORGAN CHASE & CO. COM 46625H100   3,354,502 13,994 SH   SOLE   0 0 13,994
KIMBERLY-CLARK CORP COM 494368103   1,254,184 9,571 SH   SOLE   0 0 9,571
KKR & CO INC COM 48251W104   369,775 2,500 SH   SOLE   0 0 2,500
MARSH & MCLENNAN COS INC COM 571748102   261,264 1,230 SH   SOLE   0 0 1,230
MASTERCARD INCORPORATED CL A 57636Q104   351,749 668 SH   SOLE   0 0 668
MCDONALDS CORP COM 580135101   690,228 2,381 SH   SOLE   0 0 2,381
MEDTRONIC PLC SHS G5960L103   964,152 12,070 SH   SOLE   0 0 12,070
MERCK & CO INC COM 58933Y105   343,007 3,448 SH   SOLE   0 0 3,448
META PLATFORMS INC CL A 30303M102   311,491 532 SH   SOLE   0 0 532
MICRON TECHNOLOGY INC COM 595112103   1,047,540 12,447 SH   SOLE   0 0 12,447
MICROSOFT CORP COM 594918104   6,663,072 15,808 SH   SOLE   0 0 15,808
MONDELEZ INTL INC CL A 609207105   1,150,400 19,260 SH   SOLE   0 0 19,260
NEXTERA ENERGY INC COM 65339F101   381,247 5,318 SH   SOLE   0 0 5,318
NIKE INC CL B 654106103   1,305,686 17,255 SH   SOLE   0 0 17,255
NORFOLK SOUTHN CORP COM 655844108   667,487 2,844 SH   SOLE   0 0 2,844
NORTHERN TR CORP COM 665859104   1,315,075 12,830 SH   SOLE   0 0 12,830
NORTHROP GRUMMAN CORP COM 666807102   330,380 704 SH   SOLE   0 0 704
NVIDIA CORPORATION COM 67066G104   1,029,601 7,667 SH   SOLE   0 0 7,667
ORACLE CORP COM 68389X105   736,882 4,422 SH   SOLE   0 0 4,422
PACER FDS TR US CASH COWS 100 69374H881   16,053,197 284,228 SH   SOLE   0 0 284,228
PEPSICO INC COM 713448108   1,253,279 8,242 SH   SOLE   0 0 8,242
PFIZER INC COM 717081103   852,886 32,148 SH   SOLE   0 0 32,148
PROCTER AND GAMBLE CO COM 742718109   2,657,420 15,851 SH   SOLE   0 0 15,851
QUEST DIAGNOSTICS INC COM 74834L100   258,272 1,712 SH   SOLE   0 0 1,712
RTX CORPORATION COM 75513E101   1,452,286 12,550 SH   SOLE   0 0 12,550
SALESFORCE INC COM 79466L302   1,715,782 5,132 SH   SOLE   0 0 5,132
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   393,818 14,415 SH   SOLE   0 0 14,415
SHERWIN WILLIAMS CO COM 824348106   673,061 1,980 SH   SOLE   0 0 1,980
SPDR GOLD TR GOLD SHS 78463V107   313,558 1,295 SH   SOLE   0 0 1,295
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   241,997 7,090 SH   SOLE   0 0 7,090
SPDR S&P 500 ETF TR TR UNIT 78462F103   711,501 1,214 SH   SOLE   0 0 1,214
SPDR SER TR PRTFLO S&P500 VL 78464A508   409,018 7,998 SH   SOLE   0 0 7,998
SPDR SER TR PRTFLO S&P500 GW 78464A409   427,106 4,859 SH   SOLE   0 0 4,859
STRYKER CORPORATION COM 863667101   591,202 1,642 SH   SOLE   0 0 1,642
SUN LIFE FINANCIAL INC. COM 866796105   242,285 4,083 SH   SOLE   0 0 4,083
TARGET CORP COM 87612E106   1,750,040 12,946 SH   SOLE   0 0 12,946
TESLA INC COM 88160R101   409,898 1,015 SH   SOLE   0 0 1,015
TEXAS INSTRS INC COM 882508104   1,413,263 7,537 SH   SOLE   0 0 7,537
T-MOBILE US INC COM 872590104   1,058,400 4,795 SH   SOLE   0 0 4,795
TRAVELERS COMPANIES INC COM 89417E109   1,643,352 6,822 SH   SOLE   0 0 6,822
TRUIST FINL CORP COM 89832Q109   1,694,336 39,058 SH   SOLE   0 0 39,058
UNION PAC CORP COM 907818108   1,214,313 5,325 SH   SOLE   0 0 5,325
UNITEDHEALTH GROUP INC COM 91324P102   7,211,034 14,255 SH   SOLE   0 0 14,255
US BANCORP DEL COM NEW 902973304   398,615 8,334 SH   SOLE   0 0 8,334
VALERO ENERGY CORP COM 91913Y100   764,471 6,236 SH   SOLE   0 0 6,236
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   325,142 3,650 SH   SOLE   0 0 3,650
VANGUARD INDEX FDS TOTAL STK MKT 922908769   312,995 1,080 SH   SOLE   0 0 1,080
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   498,698 2,625 SH   SOLE   0 0 2,625
VANGUARD INDEX FDS MID CAP ETF 922908629   34,311,385 129,903 SH   SOLE   0 0 129,903
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   233,844 434 SH   SOLE   0 0 434
VANGUARD INDEX FDS SMALL CP ETF 922908751   35,724,302 148,677 SH   SOLE   0 0 148,677
VANGUARD INDEX FDS VALUE ETF 922908744   475,902 2,811 SH   SOLE   0 0 2,811
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   14,760,295 257,103 SH   SOLE   0 0 257,103
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,806,801 63,733 SH   SOLE   0 0 63,733
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   610,794 3,119 SH   SOLE   0 0 3,119
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   14,484,059 113,520 SH   SOLE   0 0 113,520
VANGUARD WORLD FD INF TECH ETF 92204A702   3,323,521 5,345 SH   SOLE   0 0 5,345
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   8,260,329 32,560 SH   SOLE   0 0 32,560
VANGUARD WORLD FD MEGA GRWTH IND 921910816   217,722 634 SH   SOLE   0 0 634
VISA INC COM CL A 92826C839   1,279,962 4,050 SH   SOLE   0 0 4,050
WALMART INC COM 931142103   2,267,966 25,102 SH   SOLE   0 0 25,102
WELLS FARGO CO NEW COM 949746101   399,666 5,690 SH   SOLE   0 0 5,690
XPO INC COM 983793100   547,289 4,173 SH   SOLE   0 0 4,173