The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101   159,529 1,167 SH   SOLE   1,167 0 0
ABB Ltd-Spon ADR COM 000375204   43,847 755 SH   SOLE   755 0 0
Abbott Laboratories COM 002824100   2,332,759 20,461 SH   SOLE   20,461 0 0
Abbvie Inc COM 00287Y109   4,995,915 25,298 SH   SOLE   25,298 0 0
Accelleron Industries AG COM 00449R109   1,559 30 SH   SOLE   30 0 0
Accenture PLC Cl-A COM G1151C101   6,716 19 SH   SOLE   19 0 0
Adams Express Co COM 006212104   6,468 300 SH   SOLE   300 0 0
Adient PLC COM G0084W101   406 18 SH   SOLE   18 0 0
Advanced Micro Devices COM 007903107   503,890 3,071 SH   SOLE   3,071 0 0
Advansix Inc COM 00773T101   1,489 49 SH   SOLE   49 0 0
Aflac Inc COM 001055102   3,019 27 SH   SOLE   27 0 0
Air Products & Chemicals COM 009158106   804,899 2,703 SH   SOLE   2,703 0 0
Akamai Technologies Inc COM 00971T101   2,221 22 SH   SOLE   22 0 0
Alcoa Inc COM 013872106   19,136 496 SH   SOLE   496 0 0
Alcon Inc. COM H01301128   4,003 40 SH   SOLE   40 0 0
Alerian MLP ETN 2044 COM 48133Q309   26,838 943 SH   SOLE   943 0 0
Alliancebernstein Gbl Hgh COM 01879R106   3,969 350 SH   SOLE   350 0 0
Allianz SE Unsp ADR COM 018820100   41,483 1,260 SH   SOLE   1,260 0 0
Alphabet Inc-CL A COM 02079K305   10,225,648 61,656 SH   SOLE   61,656 0 0
Alphabet Inc-CL C COM 02079K107   2,822,167 16,880 SH   SOLE   16,880 0 0
Altria Group Inc COM 02209S103   74,774 1,465 SH   SOLE   1,465 0 0
Amazon.com Inc COM 023135106   5,163,204 27,710 SH   SOLE   27,710 0 0
American Electric Power COM 025537101   47,196 460 SH   SOLE   460 0 0
American Express Co COM 025816109   7,688,572 28,350 SH   SOLE   28,350 0 0
American Financial Group 5.875 Pfd PFD 025932807   21,751 876 SH   SOLE   876 0 0
American Intl Group COM 026874784   293 4 SH   SOLE   4 0 0
American Tower Corp COM 03027X100   3,023 13 SH   SOLE   13 0 0
Ameriprise Financial Inc COM 03076C106   213,371 454 SH   SOLE   454 0 0
Amgen Inc COM 031162100   316,617 983 SH   SOLE   983 0 0
Anthem Inc COM 036752103   29,120 56 SH   SOLE   56 0 0
Aon Plc - Class A COM G0403H108   47,747 138 SH   SOLE   138 0 0
Apple Inc COM 037833100   10,034,599 43,067 SH   SOLE   43,067 0 0
Ares Capital Corp COM 04010L103   3,560 170 SH   SOLE   170 0 0
Ares Dynamic Credit Allocation COM 04014F102   4,202 275 SH   SOLE   275 0 0
AT & T Inc COM 00206R102   91,806 4,173 SH   SOLE   4,173 0 0
AT&T Inc. 4.75 Pfd PFD 00206R706   3,463 165 SH   SOLE   165 0 0
Automatic Data Processing COM 053015103   4,151 15 SH   SOLE   15 0 0
Avalonbay Communities COM 053484101   269,186 1,195 SH   SOLE   1,195 0 0
Avanos Medical Inc. COM 05350V106   264 11 SH   SOLE   11 0 0
Avery Dennison Corp COM 053611109   5,519 25 SH   SOLE   25 0 0
AXA Spons ADR COM 054536107   34,568 897 SH   SOLE   897 0 0
BAE Systems PLC ADR COM 05523R107   44,486 670 SH   SOLE   670 0 0
Bank of America Corp COM 060505104   417,557 10,523 SH   SOLE   10,523 0 0
Bank of America Corp 5 Pfd PFD 06055H202   2,930 125 SH   SOLE   125 0 0
Bank of New York Mellon COM 064058100   14,372 200 SH   SOLE   200 0 0
BASF SE ADR COM 055262505   12,870 970 SH   SOLE   970 0 0
Bath & Body Works Inc. COM 070830104   19,216 602 SH   SOLE   602 0 0
Becton Dickinson & Co COM 075887109   25,557 106 SH   SOLE   106 0 0
Berkshire Hathaway Cl B COM 084670702   57,532 125 SH   SOLE   125 0 0
BHP Limited Spons ADR COM 088606108   22,360 360 SH   SOLE   360 0 0
BlackRock Inc COM 09247X101   426,593 449 SH   SOLE   449 0 0
BlackRock Science & Tech COM 09258G104   3,402 96 SH   SOLE   96 0 0
BNP Paribas ADR COM 05565A202   13,429 391 SH   SOLE   391 0 0
Boeing Co COM 097023105   648,603 4,266 SH   SOLE   4,266 0 0
Booking Holdings Inc. COM 09857L108   2,042,878 485 SH   SOLE   485 0 0
Bristol-Myers Squibb Co COM 110122108   2,194,811 42,420 SH   SOLE   42,420 0 0
British American TOB-SP ADR COM 110448107   21,948 600 SH   SOLE   600 0 0
Broadcom Inc COM 11135F101   10,709,649 62,085 SH   SOLE   62,085 0 0
Brookfield Oaktree Hldgs PFD 674001300   3,089 125 SH   SOLE   125 0 0
Brunswick Corp 6.5 Pfd PFD 117043406   231,956 9,338 SH   SOLE   9,338 0 0
Brunswick Corp 6.625 Pfd PFD 117043505   21,871 871 SH   SOLE   871 0 0
BXP Inc. COM 101121101   3,299 41 SH   SOLE   41 0 0
Calamos Strategic Total Re COM 128125101   8,675 500 SH   SOLE   500 0 0
Canon Inc SP ADR COM 138006309   12,560 382 SH   SOLE   382 0 0
Capital One Financial Corp COM 14040H105   25,304 169 SH   SOLE   169 0 0
Cardinal Health Inc COM 14149Y108   46,971 425 SH   SOLE   425 0 0
Carnival Corp COM 143658300   10,256 555 SH   SOLE   555 0 0
Carnival PLC ADR COM 14365C103   2,684 161 SH   SOLE   161 0 0
Carrier Global COM 14448C104   734,512 9,126 SH   SOLE   9,126 0 0
Caterpillar Inc COM 149123101   4,197,617 10,732 SH   SOLE   10,732 0 0
Cencora Inc. COM 03073E105   39,839 177 SH   SOLE   177 0 0
Centerpoint Energy COM 15189T107   33,303 1,132 SH   SOLE   1,132 0 0
CH Robinson Worldwide Inc COM 12541W209   993 9 SH   SOLE   9 0 0
Charles Schwab 4.45 Pfd PFD 808513865   820,628 36,750 SH   SOLE   36,750 0 0
Charles Schwab Corp COM 808513105   1,196,540 18,462 SH   SOLE   18,462 0 0
Charter Communications Inc COM 16119P108   4,213 13 SH   SOLE   13 0 0
Chemours Co COM 163851108   589 29 SH   SOLE   29 0 0
Chevron Corp COM 166764100   2,794,140 18,973 SH   SOLE   18,973 0 0
Chipotle Mexican Grill Inc COM 169656105   1,595,094 27,683 SH   SOLE   27,683 0 0
Chubb Ltd COM H1467J104   65,176 226 SH   SOLE   226 0 0
Cigna Corp COM 125523100   1,542,697 4,453 SH   SOLE   4,453 0 0
Cincinnati Financial Corp COM 172062101   42,606 313 SH   SOLE   313 0 0
Cisco Systems Inc COM 17275R102   573,038 10,767 SH   SOLE   10,767 0 0
Citigroup Inc COM 172967424   1,725,945 27,571 SH   SOLE   27,571 0 0
Cleveland - Cliffs Inc COM 185899101   3,244 254 SH   SOLE   254 0 0
CMS Energy Corp COM 125896100   2,755 39 SH   SOLE   39 0 0
Coca-Cola Co COM 191216100   1,762,151 24,522 SH   SOLE   24,522 0 0
Cognizant Technology Cl A COM 192446102   1,621 21 SH   SOLE   21 0 0
Colgate-Palmolive Co COM 194162103   140,144 1,350 SH   SOLE   1,350 0 0
Conagra Inc COM 205887102   14,016 431 SH   SOLE   431 0 0
ConocoPhillips COM 20825C104   422,159 4,010 SH   SOLE   4,010 0 0
Consolidated Edison Inc COM 209115104   35,300 339 SH   SOLE   339 0 0
Constellation Energy COM 21037T109   43,423 167 SH   SOLE   167 0 0
Corning Inc COM 219350105   5,644 125 SH   SOLE   125 0 0
Corporate Office Property COM 22002T108   2,881 95 SH   SOLE   95 0 0
Corteva Inc. COM 22052L104   11,876 202 SH   SOLE   202 0 0
CrowdStrike Holdings Inc COM 22788C105   2,880,988 10,272 SH   SOLE   10,272 0 0
CSX Corp COM 126408103   676,679 19,597 SH   SOLE   19,597 0 0
Cummins Inc COM 231021106   807,169 2,493 SH   SOLE   2,493 0 0
CVS Health Corp COM 126650100   27,353 435 SH   SOLE   435 0 0
Danaher Corp COM 235851102   696,197 2,504 SH   SOLE   2,504 0 0
Darden Restaurants Inc COM 237194105   59,415 362 SH   SOLE   362 0 0
Davita Inc COM 23918K108   2,951 18 SH   SOLE   18 0 0
DBS Group Hldgs Ltd ADR COM 23304Y100   36,091 304 SH   SOLE   304 0 0
Deere & Company COM 244199105   12,520 30 SH   SOLE   30 0 0
Dell Technologies C COM 24703L202   392,130 3,308 SH   SOLE   3,308 0 0
Diageo PLC-Sponsored ADR COM 25243Q205   19,788 141 SH   SOLE   141 0 0
Discover Financial Services COM 254709108   24,270 173 SH   SOLE   173 0 0
Disney (Walt) Co/The COM 254687106   30,781 320 SH   SOLE   320 0 0
DNP Select Income Fund Inc COM 23325P104   625,339 62,285 SH   SOLE   62,285 0 0
Dominion Resources Inc COM 25746U109   32,189 557 SH   SOLE   557 0 0
Donnelley Financial Solutions COM 25787G100   5,003 76 SH   SOLE   76 0 0
Dover Corp COM 260003108   2,301 12 SH   SOLE   12 0 0
Dow Inc COM 260557103   11,582 212 SH   SOLE   212 0 0
Duke Energy Corp COM 26441C204   77,828 675 SH   SOLE   675 0 0
Duke Energy Corp 5.75 Pfd PFD 26441C501   3,126 125 SH   SOLE   125 0 0
DuPont De Nemours Inc COM 26614N102   18,000 202 SH   SOLE   202 0 0
Eaton Corp PLC COM G29183103   7,777,571 23,466 SH   SOLE   23,466 0 0
Edison International COM 281020107   16,983 195 SH   SOLE   195 0 0
Embecta Corp COM 29082K105   42 3 SH   SOLE   3 0 0
Emerson Electric Co COM 291011104   1,652,657 15,111 SH   SOLE   15,111 0 0
Enbridge Inc COM 29250N105   22,904 564 SH   SOLE   564 0 0
Enbridge Inc VRN Pfd PFD 29250N790   3,962 177 SH   SOLE   177 0 0
Energy Transfer Equity LP COM 29273V100   22,229 1,385 SH   SOLE   1,385 0 0
Eni Spa-Sponsored ADR COM 26874R108   7,820 258 SH   SOLE   258 0 0
Enterprise Products Part COM 293792107   57,638 1,980 SH   SOLE   1,980 0 0
EOG Resources Inc COM 26875P101   557,856 4,538 SH   SOLE   4,538 0 0
Epsilon Energy LTD COM 294375209   5,860 1,000 SH   SOLE   1,000 0 0
Equity Residential COM 29476L107   44,676 600 SH   SOLE   600 0 0
Ericsson LM TEL-SP ADR COM 294821608   13,394 1,767 SH   SOLE   1,767 0 0
Exelon Corporation COM 30161N101   196,597 4,848 SH   SOLE   4,848 0 0
Expedia Group Inc COM 30212P303   1,359,268 9,183 SH   SOLE   9,183 0 0
Exxon Mobil Corp COM 30231G102   5,835,896 49,786 SH   SOLE   49,786 0 0
Fastenal Co COM 311900104   263,968 3,696 SH   SOLE   3,696 0 0
FedEx Corp COM 31428X106   18,063 66 SH   SOLE   66 0 0
Fidelity National Info Serv COM 31620M106   41,875 500 SH   SOLE   500 0 0
Fifth Third Bancorp COM 316773100   43,654 1,019 SH   SOLE   1,019 0 0
Fifth Third Bancorp 4.95 Pfd PFD 316773860   3,471 150 SH   SOLE   150 0 0
Financial Sel Sec SPDR Fd COM 81369Y605   22,660 500 SH   SOLE   500 0 0
FirstEnergy COM 337932107   15,833 357 SH   SOLE   357 0 0
Fiserv Inc COM 337738108   26,768 149 SH   SOLE   149 0 0
Fluor Corp (New) COM 343412102   5,534 116 SH   SOLE   116 0 0
Ford Motor Co 6.5 Pfd PFD 345370811   3,189 125 SH   SOLE   125 0 0
Ford Motor Company COM 345370860   26,453 2,505 SH   SOLE   2,505 0 0
Fortive Corp COM 34959J108   6,314 80 SH   SOLE   80 0 0
Fortune Brands Innovations Inc. COM 34964C106   11,012 123 SH   SOLE   123 0 0
Four Corners Property Trust COM 35086T109   352 12 SH   SOLE   12 0 0
Freeport-McMoran Copper-B COM 35671D857   7,188 144 SH   SOLE   144 0 0
Frontline PLC COM M46528101   1,257 55 SH   SOLE   55 0 0
Gabelli Equity Trust COM 362397101   28,987 5,280 SH   SOLE   5,280 0 0
Gabelli Healthcare & Wellness Tr COM 36246K103   1,664 152 SH   SOLE   152 0 0
Gabelli Utility RT EXP 10/21/24 COM 36240A184   20 720 SH   SOLE   720 0 0
Gabelli Utility Trust COM 36240A101   3,744 720 SH   SOLE   720 0 0
Garrett Motion Inc COM 366505105   949 116 SH   SOLE   116 0 0
GE Healthcare Technology COM 36266G107   12,576 134 SH   SOLE   134 0 0
GE Vernova LLC COM 36828A101   200,669 787 SH   SOLE   787 0 0
General Electric Co. COM 369604301   652,955 3,462 SH   SOLE   3,462 0 0
General Mills Inc COM 370334104   48,150 652 SH   SOLE   652 0 0
Genuine Parts Co COM 372460105   33,803 242 SH   SOLE   242 0 0
Georgia Power Co 5 Pfd PFD 373334440   3,058 125 SH   SOLE   125 0 0
GlaxoSmithKline PLC COM 37733W204   10,016 245 SH   SOLE   245 0 0
Global X Funds ETF COM 37954Y483   4,510 250 SH   SOLE   250 0 0
Goldman Sachs Gp 4 Pfd PFD 38144G804   11,305 500 SH   SOLE   500 0 0
Goldman Sachs Group Inc COM 38141G104   1,965,092 3,969 SH   SOLE   3,969 0 0
Grail Inc. COM 384747101   234 17 SH   SOLE   17 0 0
Grayscale Bitcoin Mini Trust COM 389930108   1,025 182 SH   SOLE   182 0 0
Grayscale Bitcoin Trust COM 389637109   9,191 182 SH   SOLE   182 0 0
Haleon PLC ADR COM 405552100   2,867 271 SH   SOLE   271 0 0
Harley-Davidson Inc COM 412822108   5,934 154 SH   SOLE   154 0 0
HCA Holdings Inc COM 40412C101   118,678 292 SH   SOLE   292 0 0
Healthpeak Properties Inc COM 42250P103   1,784 78 SH   SOLE   78 0 0
Hewlett Packard Enterprise COM 42824C109   11,458 560 SH   SOLE   560 0 0
Home Depot Inc COM 437076102   2,041,841 5,039 SH   SOLE   5,039 0 0
Honda Motor Co Ltd ADR COM 438128308   7,932 250 SH   SOLE   250 0 0
Honeywell International COM 438516106   5,603,245 27,107 SH   SOLE   27,107 0 0
HP Inc COM 40434L105   496,040 13,829 SH   SOLE   13,829 0 0
HSBC Holdings Plc Spon ADR COM 404280406   23,137 512 SH   SOLE   512 0 0
Huntington Bank 4.50 Pfd PFD 446150823   435,372 21,300 SH   SOLE   21,300 0 0
Huntington Bank VRN Pfd PFD 446150773   3,868 150 SH   SOLE   150 0 0
Iberdrola SA-Sponsored ADR COM 450737101   26,663 430 SH   SOLE   430 0 0
IBM Corp COM 459200101   555,269 2,512 SH   SOLE   2,512 0 0
Idex Corp COM 45167R104   10,725 50 SH   SOLE   50 0 0
Idexx Labs Inc COM 45168D104   15,157 30 SH   SOLE   30 0 0
Illinois Tool Works COM 452308109   330,208 1,260 SH   SOLE   1,260 0 0
Illumina Inc COM 452327109   5,868 45 SH   SOLE   45 0 0
Infosys Ltd-SP ADR COM 456788108   20,667 928 SH   SOLE   928 0 0
Ingersol-Rand Inc COM 45687V106   128,982 1,314 SH   SOLE   1,314 0 0
Ingevity Corp COM 45688C107   273 7 SH   SOLE   7 0 0
Intel Corp COM 458140100   699,474 29,816 SH   SOLE   29,816 0 0
Intercontinental Hotels ADR COM 45857P806   32,816 297 SH   SOLE   297 0 0
International Paper Co COM 460146103   23,790 487 SH   SOLE   487 0 0
Interpublic Group of COS COM 460690100   31,061 982 SH   SOLE   982 0 0
Intl Flavors & Fragrances COM 459506101   1,574 15 SH   SOLE   15 0 0
Invesco Emerging Markets Sovereign Debt COM 46138E784   30,852 1,435 SH   SOLE   1,435 0 0
Invesco Ltd COM G491BT108   4,689 267 SH   SOLE   267 0 0
Invesco Senior Loan ETF COM 46138G508   222,139 10,573 SH   SOLE   10,573 0 0
ISHARES 0-3M Treasury Bond COM 46436E718   60,734 603 SH   SOLE   603 0 0
iShares 0-5yr TIPS Bond ETF COM 46429B747   33,334 329 SH   SOLE   329 0 0
iShares 1-3 Year Treasury Bond ETF COM 464287457   415,750 5,000 SH   SOLE   5,000 0 0
IShares 1-5 Year Investment Grade Corp COM 464288646   31,420,326 596,664 SH   SOLE   596,664 0 0
IShares 5-10 Year Investment Grade Corp COM 464288638   26,487,291 493,062 SH   SOLE   493,062 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440   395,325 4,029 SH   SOLE   4,029 0 0
iShares Barclays Agg Bond COM 464287226   3,038 30 SH   SOLE   30 0 0
IShares Broad USD HY Corp Bond ETF COM 46435U853   180,005 4,781 SH   SOLE   4,781 0 0
iShares Core Russell U.S. Value ETF COM 464287663   85,941 900 SH   SOLE   900 0 0
iShares DJ US Telecommunic COM 464287713   3,840 152 SH   SOLE   152 0 0
iShares DJ US Util Sector COM 464287697   8,162 80 SH   SOLE   80 0 0
iShares Floating Rate Bond ETF COM 46429B655   21,692 425 SH   SOLE   425 0 0
iShares iBoxx Inv Grade Corp Bd ETF COM 464287242   112,980 1,000 SH   SOLE   1,000 0 0
iShares iBoxx USD High Yield Corp Bd ETF COM 464288513   199,626 2,486 SH   SOLE   2,486 0 0
iShares Intl Tsy ETF COM 464288117   28,647 685 SH   SOLE   685 0 0
iShares JP Morgan EMB COM 464288281   7,486 80 SH   SOLE   80 0 0
iShares MBS Bond ETF COM 464288588   5,334,605 55,679 SH   SOLE   55,679 0 0
iShares Morningstar Mid Co COM 464288208   13,988 184 SH   SOLE   184 0 0
iShares MSCI EAFE Index Fd COM 464287465   2,098,862 25,097 SH   SOLE   25,097 0 0
iShares MSCI Emrg Mkt Indx COM 464287234   3,334,205 72,704 SH   SOLE   72,704 0 0
iShares Natl Muni Bd ETF COM 464288414   40,736 375 SH   SOLE   375 0 0
iShares Preferred & Income Sec ETF COM 464288687   754,188 22,696 SH   SOLE   22,696 0 0
iShares S&P Global 100 Fd COM 464287572   3,902,938 39,360 SH   SOLE   39,360 0 0
iShares S&P Midcap 400 COM 464287507   820,879 13,172 SH   SOLE   13,172 0 0
iShares S&P SmallCap 600 COM 464287804   2,789,496 23,850 SH   SOLE   23,850 0 0
iShares Short-term Ntl Muni Bond ETF COM 464288158   34,937 329 SH   SOLE   329 0 0
J P Morgan Chase COM 46625H100   8,228,493 39,023 SH   SOLE   39,023 0 0
Janus AAA CLO COM 47103U845   864,960 17,000 SH   SOLE   17,000 0 0
JBG Smith Properties COM 46590V100   350 20 SH   SOLE   20 0 0
JM Smucker Co COM 832696405   1,453 12 SH   SOLE   12 0 0
Johnson & Johnson COM 478160104   4,059,145 25,047 SH   SOLE   25,047 0 0
Johnson Controls International COM G51502105   28,328 365 SH   SOLE   365 0 0
JPM USD ULTSHT INC UCITS ETF COM G520A1437   150,279 1,291 SH   SOLE   1,291 0 0
JPMorgan Chase & Co 4.75 Pfd PFD 48128B622   2,972 125 SH   SOLE   125 0 0
JPMorgan Chase & Co. 6 Pfd PFD 48128B648   3,192 125 SH   SOLE   125 0 0
Juniper Networks Inc COM 48203R104   3,508 90 SH   SOLE   90 0 0
Kenvue Inc. COM 49177J102   488,537 21,121 SH   SOLE   21,121 0 0
Keysight Technologies Inc W/I COM 49338L103   20,979 132 SH   SOLE   132 0 0
Kimberly Clark Corp COM 494368103   84,514 594 SH   SOLE   594 0 0
Kimco Realty Corp 5.25 Pfd PFD 49446R711   16,378 655 SH   SOLE   655 0 0
Kinder Morgan Inc COM 49456B101   145,042 6,566 SH   SOLE   6,566 0 0
KLA-Tencor Corporation COM 482480100   221,481 286 SH   SOLE   286 0 0
Komatsu Ltd Spons ADR COM 500458401   21,100 761 SH   SOLE   761 0 0
Kyndryl Holdings COM 50155Q100   2,689 117 SH   SOLE   117 0 0
L3Harris Technologies Inc. COM 502431109   20,457 86 SH   SOLE   86 0 0
Lamb Weston Holding Inc. COM 513272104   9,258 143 SH   SOLE   143 0 0
Lazard Inc. COM 52110M109   15,970 317 SH   SOLE   317 0 0
Leggett & Platt Inc COM 524660107   19,422 1,426 SH   SOLE   1,426 0 0
Liberty All Star Equity Fd COM 530158104   3,550 500 SH   SOLE   500 0 0
Lilly (Eli) & Co COM 532457108   10,406,424 11,746 SH   SOLE   11,746 0 0
Lincoln National Corp COM 534187109   26,784 850 SH   SOLE   850 0 0
Linde PLC COM G54950103   3,112,178 6,526 SH   SOLE   6,526 0 0
Lockheed Martin Corp COM 539830109   53,195 91 SH   SOLE   91 0 0
Lowe's Companies Inc COM 548661107   568,785 2,100 SH   SOLE   2,100 0 0
LVMH Moet Hennessy-Unsp ADR COM 502441306   55,478 361 SH   SOLE   361 0 0
Lyondellbasell Indu Cl A COM N53745100   13,810 144 SH   SOLE   144 0 0
Marathon Petroleum Corp COM 56585A102   66,141 406 SH   SOLE   406 0 0
Marsh & McLennan Cos Inc COM 571748102   1,501,427 6,730 SH   SOLE   6,730 0 0
Masterbrand Inc. COM 57638P104   2,280 123 SH   SOLE   123 0 0
Mastercard Inc COM 57636Q104   559,969 1,134 SH   SOLE   1,134 0 0
Mattel Inc COM 577081102   11,125 584 SH   SOLE   584 0 0
McDonald's Corp COM 580135101   125,458 412 SH   SOLE   412 0 0
McKesson Corp W/RTS COM 58155Q103   307,549 622 SH   SOLE   622 0 0
Medtronic PLC COM G5960L103   328,429 3,648 SH   SOLE   3,648 0 0
Merck & Company COM 58933Y105   3,334,081 29,360 SH   SOLE   29,360 0 0
Meta Platforms Inc. COM 30303M102   812,292 1,419 SH   SOLE   1,419 0 0
Metlife Inc COM 59156R108   8,248 100 SH   SOLE   100 0 0
Micron Technology Inc COM 595112103   10,060 97 SH   SOLE   97 0 0
Microsoft Corp COM 594918104   22,316,807 51,863 SH   SOLE   51,863 0 0
Mimedx Group Inc COM 602496101   21,690 3,670 SH   SOLE   3,670 0 0
Mitsubishi Financial Group ADR COM 606822104   28,270 2,777 SH   SOLE   2,777 0 0
Mitsui & Co Ltd ADR COM 606827202   51,100 115 SH   SOLE   115 0 0
Molson Coors Brewing Co-B COM 60871R209   100,660 1,750 SH   SOLE   1,750 0 0
Mondelez International Inc COM 609207105   323,061 4,385 SH   SOLE   4,385 0 0
Morgan Stanley COM 617446448   217,832 2,090 SH   SOLE   2,090 0 0
Motorola Solutions Inc COM 620076307   51,258 114 SH   SOLE   114 0 0
MPLX LP COM 55336V100   109,594 2,465 SH   SOLE   2,465 0 0
National Rural Util Corp 5.5 Pfd PFD 637432105   238,762 9,612 SH   SOLE   9,612 0 0
Nestle Spon ADR COM 641069406   23,467 233 SH   SOLE   233 0 0
NetApp Inc COM 64110D104   1,853 15 SH   SOLE   15 0 0
Netflix Inc COM 64110L106   170,225 240 SH   SOLE   240 0 0
Newell Rubbermaid Inc COM 651229106   2,143 279 SH   SOLE   279 0 0
Nextera Energy Capital 5.65 Pfd PFD 65339K860   222,089 8,948 SH   SOLE   8,948 0 0
Nextera Energy Inc COM 65339F101   1,445,294 17,098 SH   SOLE   17,098 0 0
NGL Energy Partners LP COM 62913M107   1,350 300 SH   SOLE   300 0 0
Nippon Teleg & Tel Sp ADR COM 654624105   29,249 1,140 SH   SOLE   1,140 0 0
NiSource Inc COM 65473P105   37,283 1,076 SH   SOLE   1,076 0 0
Norfolk Southern Corp COM 655844108   25,844 104 SH   SOLE   104 0 0
Northern Trust Corp COM 665859104   8,553 95 SH   SOLE   95 0 0
Novartis AG ADR COM 66987V109   27,260 237 SH   SOLE   237 0 0
Nucor Corp COM 670346105   82,988 552 SH   SOLE   552 0 0
Nutrien LTD COM 67077M108   1,394 29 SH   SOLE   29 0 0
Nvent Electric PLC COM G6700G107   1,475 21 SH   SOLE   21 0 0
NVIDIA Corp COM 67066G104   3,652,915 30,080 SH   SOLE   30,080 0 0
O'Reilly Automotive Inc COM 67103H107   2,023,361 1,757 SH   SOLE   1,757 0 0
Oatly Group AB COM 67421J108   2,563 3,000 SH   SOLE   3,000 0 0
Occidental Petroleum Corp COM 674599105   1,392 27 SH   SOLE   27 0 0
Occidental Petroleum Corp Warrants COM 674599162   89 3 SH   SOLE   3 0 0
Office Properties Income Trust COM 67623C109   54 25 SH   SOLE   25 0 0
Old Republic Intl Corp COM 680223104   7,084 200 SH   SOLE   200 0 0
Omnicom Group Inc COM 681919106   25,020 242 SH   SOLE   242 0 0
Oneok Inc New COM 682680103   151,185 1,659 SH   SOLE   1,659 0 0
Oracle Corp COM 68389X105   122,518 719 SH   SOLE   719 0 0
Organon & Company COM 68622V106   1,875 98 SH   SOLE   98 0 0
Orion Office Reit Inc. COM 68629Y103   40 10 SH   SOLE   10 0 0
Orix Corp Spon ADR COM 686330101   27,156 234 SH   SOLE   234 0 0
Otis Worldwide Corp COM 68902V107   335,547 3,228 SH   SOLE   3,228 0 0
Parker Hannifin Corp COM 701094104   3,551,275 5,621 SH   SOLE   5,621 0 0
Paychex Inc COM 704326107   121,979 909 SH   SOLE   909 0 0
Paycom Software Inc COM 70432V102   1,801,455 10,815 SH   SOLE   10,815 0 0
PayPal Holdings Inc COM 70450Y103   1,641,361 21,035 SH   SOLE   21,035 0 0
Pentair PLC COM G7S00T104   5,476 56 SH   SOLE   56 0 0
PepsiCo Inc COM 713448108   2,483,460 14,604 SH   SOLE   14,604 0 0
PetIQ Inc COM 71639T106   13,846 450 SH   SOLE   450 0 0
Pfizer Inc COM 717081103   623,514 21,545 SH   SOLE   21,545 0 0
Philip Morris Intl Inc COM 718172109   39,091 322 SH   SOLE   322 0 0
Phillips 66 COM 718546104   1,460,278 11,109 SH   SOLE   11,109 0 0
PIMCO Corporate Opportunity COM 72201B101   7,195 500 SH   SOLE   500 0 0
Pinterest Inc. COM 72352L106   42,081 1,300 SH   SOLE   1,300 0 0
Plains All American Pipe COM 726503105   24,718 1,423 SH   SOLE   1,423 0 0
Plains GP Holdings LP-CL A COM 72651A207   12,950 700 SH   SOLE   700 0 0
Plug Power Inc COM 72919P202   1,582 700 SH   SOLE   700 0 0
PPG Industries Inc COM 693506107   127,824 965 SH   SOLE   965 0 0
Principal Financial Group COM 74251V102   32,900 383 SH   SOLE   383 0 0
Procter & Gamble Co COM 742718109   3,228,275 18,639 SH   SOLE   18,639 0 0
Progressive Corp COM 743315103   84,756 334 SH   SOLE   334 0 0
Prudential Financial Inc COM 744320102   1,938 16 SH   SOLE   16 0 0
Public Serv Enterprise Grp COM 744573106   39,966 448 SH   SOLE   448 0 0
Public Storage COM 74460D109   87,329 240 SH   SOLE   240 0 0
Qualcomm Inc COM 747525103   3,027,215 17,802 SH   SOLE   17,802 0 0
Quest Diagnostics Inc COM 74834L100   2,018 13 SH   SOLE   13 0 0
Realty Income Corp COM 756109104   6,532 103 SH   SOLE   103 0 0
Reaves Utility Income COM 756158101   3,281 100 SH   SOLE   100 0 0
Regeneron Pharmaceuticals COM 75886F107   1,252,027 1,191 SH   SOLE   1,191 0 0
Reinsurance GRP of Amer VRN Pfd PFD 759351802   59,694 2,366 SH   SOLE   2,366 0 0
Resideo Technologies Inc. COM 76118Y104   5,559 276 SH   SOLE   276 0 0
Rio Tinto PLC-SPON ADR COM 767204100   23,059 324 SH   SOLE   324 0 0
RMR Group Inc COM 74967R106   178 7 SH   SOLE   7 0 0
Robert Half Inc. COM 770323103   38,693 574 SH   SOLE   574 0 0
Rockwell Automation Inc COM 773903109   5,369 20 SH   SOLE   20 0 0
Roper Industries COM 776696106   603,286 1,084 SH   SOLE   1,084 0 0
RTX Corp COM 75513E101   811,958 6,702 SH   SOLE   6,702 0 0
S & P Global Inc COM 78409V104   120,372 233 SH   SOLE   233 0 0
Salesforce Inc. COM 79466L302   1,911,864 6,985 SH   SOLE   6,985 0 0
Sandoz Group AG ADR COM 799926100   1,672 40 SH   SOLE   40 0 0
Sanofi ADR COM 80105N105   22,303 387 SH   SOLE   387 0 0
Schlumberger Ltd COM 806857108   44,467 1,060 SH   SOLE   1,060 0 0
Schwab US Dividend Equity ETF COM 808524797   2,275,040 26,914 SH   SOLE   26,914 0 0
Science Applications Int COM 808625107   557 4 SH   SOLE   4 0 0
Scotts Miracle-Gro Co Cl-A COM 810186106   12,138 140 SH   SOLE   140 0 0
Shell PLC - ADR COM 780259305   567,500 8,605 SH   SOLE   8,605 0 0
Shopify Inc - Class A COM 82509L107   2,144,867 26,764 SH   SOLE   26,764 0 0
Siemens AG-Spons ADR COM 826197501   28,941 286 SH   SOLE   286 0 0
Simon Property Group LP COM 828806109   25,860 153 SH   SOLE   153 0 0
Six Flags Entertainment Corp COM 83001C108   4,031 100 SH   SOLE   100 0 0
Smurfit Westrock PLC COM G8267P108   1,137 23 SH   SOLE   23 0 0
Solventum Corp COM 83444M101   20,219 290 SH   SOLE   290 0 0
Sony Corp Spons ADR COM 835699307   966 10 SH   SOLE   10 0 0
Southern Co 4.20 Pfd PFD 842587883   223,664 10,100 SH   SOLE   10,100 0 0
Southern Company COM 842587107   93,426 1,036 SH   SOLE   1,036 0 0
Southern Copper Corp COM 84265V105   47,887 414 SH   SOLE   414 0 0
SPDR Barclays ST HY Bond COM 78468R408   313,017 12,156 SH   SOLE   12,156 0 0
SPDR BBG Barclays High Yld Bond COM 78468R622   4,009 41 SH   SOLE   41 0 0
SPDR Bloomberg Barclays Inv Grade FR ETF COM 78468R200   740 24 SH   SOLE   24 0 0
SPDR Dow Jones Indu Avg Tr COM 78467X109   225,523 533 SH   SOLE   533 0 0
SPDR Interm TSY ETF COM 78464A672   828,239 28,501 SH   SOLE   28,501 0 0
SPDR Port Long Term Treasury ETF COM 78464A664   245,438 8,443 SH   SOLE   8,443 0 0
SPDR S & P 500 ETF Trust COM 78462F103   22,334,911 38,927 SH   SOLE   38,927 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107   7,792,983 13,680 SH   SOLE   13,680 0 0
Stanley Black & Decker Inc COM 854502101   1,322 12 SH   SOLE   12 0 0
Sunoco LP COM 86765K109   7,837 146 SH   SOLE   146 0 0
Synchrony Financial COM 87165B103   527,132 10,568 SH   SOLE   10,568 0 0
Sysco Corp COM 871829107   119,042 1,525 SH   SOLE   1,525 0 0
Taiwan Semiconductor ADR COM 874039100   61,479 354 SH   SOLE   354 0 0
Target Corp COM 87612E106   1,313,680 8,429 SH   SOLE   8,429 0 0
TE Connectivity PLC COM G87052109   52,846 350 SH   SOLE   350 0 0
TESLA Inc COM 88160R101   12,558 48 SH   SOLE   48 0 0
Texas Instruments Inc COM 882508104   809,341 3,918 SH   SOLE   3,918 0 0
Thermo Fisher Corp COM 883556102   2,636,382 4,262 SH   SOLE   4,262 0 0
Toronto-Dominion Bank COM 891160509   20,496 324 SH   SOLE   324 0 0
Total SA-Spon ADR COM 89151E109   21,260 329 SH   SOLE   329 0 0
Toyota Motor Corp ADR COM 892331307   30,357 170 SH   SOLE   170 0 0
Trane Technologies PLC COM G8994E103   1,530,819 3,938 SH   SOLE   3,938 0 0
Travelers Companies Inc COM 89417E109   828,317 3,538 SH   SOLE   3,538 0 0
Tripadvisor Inc COM 896945201   348 24 SH   SOLE   24 0 0
Truist Financial Corp COM 89832Q109   123,487 2,887 SH   SOLE   2,887 0 0
Truist Financial Corp 4.75 Pfd PFD 89832Q695   2,717 125 SH   SOLE   125 0 0
Unilever PLC-Sponsored ADR COM 904767704   46,641 718 SH   SOLE   718 0 0
Union Pacific Corp COM 907818108   58,416 237 SH   SOLE   237 0 0
United Parcel Services B COM 911312106   710,331 5,210 SH   SOLE   5,210 0 0
UnitedHealth Care Group COM 91324P102   185,928 318 SH   SOLE   318 0 0
Unum Group 6.25 Pfd PFD 91529Y601   3,145 125 SH   SOLE   125 0 0
Urban Edge Properties COM 91704F104   428 20 SH   SOLE   20 0 0
US Bancorp COM 902973304   547,525 11,973 SH   SOLE   11,973 0 0
US Bank 4.00 Pfd PFD 902973718   1,660,575 84,165 SH   SOLE   84,165 0 0
USA Compression Partners LP COM 90290N109   4,584 200 SH   SOLE   200 0 0
Valero Energy Corp COM 91913Y100   47,531 352 SH   SOLE   352 0 0
Vaneck Intl High Yield ETF COM 92189F445   20,873 965 SH   SOLE   965 0 0
Vanguard Cons Discretionary COM 92204A108   27,238 80 SH   SOLE   80 0 0
Vanguard Consumer Staples COM 92204A207   12,672 58 SH   SOLE   58 0 0
Vanguard Energy ETF COM 92204A306   3,919 32 SH   SOLE   32 0 0
Vanguard Financials ETF COM 92204A405   9,672 88 SH   SOLE   88 0 0
Vanguard FTSE All-World Fd COM 922042775   38,241 607 SH   SOLE   607 0 0
Vanguard Growth ETF COM 922908736   802,030 2,089 SH   SOLE   2,089 0 0
Vanguard Health Care ETF COM 92204A504   20,883 74 SH   SOLE   74 0 0
Vanguard Industrials ETF COM 92204A603   14,564 56 SH   SOLE   56 0 0
Vanguard Info Tech ETF COM 92204A702   42,229 72 SH   SOLE   72 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813   14,745,601 181,529 SH   SOLE   181,529 0 0
Vanguard Materials ETF COM 92204A801   9,093 43 SH   SOLE   43 0 0
Vanguard MBS ETF COM 92206C771   331,886 7,030 SH   SOLE   7,030 0 0
Vanguard MSCI Emerging Mkt COM 922042858   33,495 700 SH   SOLE   700 0 0
Vanguard REIT Index ETF COM 922908553   61,764 634 SH   SOLE   634 0 0
Vanguard S&P 500 ETF COM 922908363   4,272,544 8,097 SH   SOLE   8,097 0 0
Vanguard Short-Term Treasury COM 92206C102   89,533 1,517 SH   SOLE   1,517 0 0
Vanguard World Fds Utiliti COM 92204A876   110,522 635 SH   SOLE   635 0 0
Veralto Corp COM 92338C103   8,390 75 SH   SOLE   75 0 0
Verizon Communications Inc COM 92343V104   361,102 8,041 SH   SOLE   8,041 0 0
Viatris Inc. COM 92556V106   88,352 7,610 SH   SOLE   7,610 0 0
Victoria's Secret COM 926400102   4,832 188 SH   SOLE   188 0 0
Visa Inc Cl-A Shares COM 92826C839   3,755,152 13,658 SH   SOLE   13,658 0 0
Vodafone Group PLC COM 92857W308   4,760 475 SH   SOLE   475 0 0
Vontier Corp COM 928881101   877 26 SH   SOLE   26 0 0
Vornado Realty Trust COM 929042109   1,576 40 SH   SOLE   40 0 0
W.W. Grainger Inc COM 384802104   58,173 56 SH   SOLE   56 0 0
Wabtec Corp COM 929740108   1,999 11 SH   SOLE   11 0 0
Wal Mart Inc. COM 931142103   413,521 5,121 SH   SOLE   5,121 0 0
Warner Bros Discovery Inc. COM 934423104   4,925 597 SH   SOLE   597 0 0
Waste Management Inc COM 94106L109   102,347 493 SH   SOLE   493 0 0
Waters Corp COM 941848103   57,582 160 SH   SOLE   160 0 0
WEC Energy Group Inc COM 92939U106   21,929 228 SH   SOLE   228 0 0
Wells Fargo & Co COM 949746101   242,399 4,291 SH   SOLE   4,291 0 0
Wells Fargo & Co 5.625 Pfd PFD 94988U656   2,498 100 SH   SOLE   100 0 0
Welltower Inc COM 95040Q104   29,191 228 SH   SOLE   228 0 0
Western Union Co COM 959802109   16,189 1,357 SH   SOLE   1,357 0 0
WEX INC COM 96208T104   6,921 33 SH   SOLE   33 0 0
Woodside Energy Group LTD COM 980228308   1,914 111 SH   SOLE   111 0 0
WPP PLC-Spon ADR COM 92937A102   9,465 185 SH   SOLE   185 0 0
Yum Brands Inc COM 988498101   85,223 610 SH   SOLE   610 0 0
Zebra Technologies Corp Cl COM 989207105   1,531,644 4,136 SH   SOLE   4,136 0 0
Zimmer Holdings Inc COM 98956P102   72,866 675 SH   SOLE   675 0 0
Zions Bancorp 6.30 Pfd PFD 989701859   13,342 500 SH   SOLE   500 0 0
Zoetis Inc COM 98978V103   11,723 60 SH   SOLE   60 0 0