The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   295,726 1,830 SH   SOLE   1,829 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   467,777 1,390 SH   SOLE   1,390 0 0
ALPHABET INC CAP STK CL A 02079K305   625,374 7,088 SH   SOLE   7,088 0 0
AMAZON COM INC COM 023135106   450,744 5,366 SH   SOLE   5,366 0 0
AMCOR PLC ORD G0250X107   126,462 10,618 SH   SOLE   10,618 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   232,256 4,367 SH   SOLE   4,366 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,288,470 48,353 SH   SOLE   48,352 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   683,349 9,171 SH   SOLE   9,171 0 0
APPLE INC COM 037833100   1,816,913 13,984 SH   SOLE   13,983 0 0
ARRAY TECHNOLOGIES INC COM SHS 04271T100   411,497 21,288 SH   SOLE   21,288 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   810,965 2,625 SH   SOLE   2,625 0 0
BLACKSTONE MORTGAGE TRUST IN NOTE 4.750% 3/1 09257WAC4   11,768 12,000 SH   SOLE   12,000 0 0
BROADCOM INC COM 11135F101   371,807 665 SH   SOLE   664 0 0
BROWN FORMAN CORP CL B 115637209   207,249 3,155 SH   SOLE   3,155 0 0
CHEVRON CORP NEW COM 166764100   460,580 2,566 SH   SOLE   2,566 0 0
COCA COLA CO COM 191216100   490,405 7,710 SH   SOLE   7,709 0 0
COLGATE PALMOLIVE CO COM 194162103   212,081 2,692 SH   SOLE   2,691 0 0
COSTCO WHSL CORP NEW COM 22160K105   301,330 660 SH   SOLE   660 0 0
DEXCOM INC COM 252131107   760,973 6,720 SH   SOLE   6,720 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   810,377 26,657 SH   SOLE   26,657 0 0
ENPHASE ENERGY INC COM 29355A107   813,427 3,070 SH   SOLE   3,070 0 0
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   485,892 19,840 SH   SOLE   19,840 0 0
HALEON PLC SPON ADS 405552100   264,998 33,125 SH   SOLE   33,124 0 0
HERSHEY CO COM 427866108   336,161 1,452 SH   SOLE   1,451 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   237,255 891 SH   SOLE   891 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,016,043 21,757 SH   SOLE   21,756 0 0
ISHARES TR CORE S&P TTL STK 464287150   541,770 6,389 SH   SOLE   6,388 0 0
ISHARES TR CORE S&P US GWT 464287671   310,271 3,806 SH   SOLE   3,806 0 0
ISHARES TR CORE S&P500 ETF 464287200   654,207 1,703 SH   SOLE   1,702 0 0
ISHARES TR CORE TOTAL USD 46434V613   423,061 9,416 SH   SOLE   9,416 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,521,899 46,622 SH   SOLE   46,622 0 0
ISHARES TR IBOXX INV CP ETF 464287242   481,477 4,567 SH   SOLE   4,566 0 0
ISHARES TR S&P MC 400VL ETF 464287705   324,718 3,221 SH   SOLE   3,221 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   5,896,787 132,731 SH   SOLE   132,731 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   4,165,481 81,309 SH   SOLE   81,309 0 0
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   3,845,821 113,079 SH   SOLE   113,079 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   1,277,853 26,347 SH   SOLE   26,347 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   9,817,628 197,816 SH   SOLE   197,816 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q290   268,129 5,148 SH   SOLE   5,147 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340   741,260 10,209 SH   SOLE   10,209 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   14,483,734 211,318 SH   SOLE   211,317 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   8,345,991 181,711 SH   SOLE   181,711 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   463,568 9,405 SH   SOLE   9,404 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,897,171 34,817 SH   SOLE   34,816 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,114,554 24,702 SH   SOLE   24,702 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   2,241,323 23,648 SH   SOLE   23,647 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,745,614 34,822 SH   SOLE   34,821 0 0
J P MORGAN EXCHANGE TRADED F US AGGREGATE ETF 46641Q241   2,176,816 47,539 SH   SOLE   47,539 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   589,379 15,210 SH   SOLE   15,209 0 0
LILLY ELI & CO COM 532457108   613,360 1,677 SH   SOLE   1,676 0 0
MASTERCARD INCORPORATED CL A 57636Q104   423,707 1,218 SH   SOLE   1,218 0 0
MCDONALDS CORP COM 580135101   383,108 1,454 SH   SOLE   1,453 0 0
MFA FINL INC NOTE 6.250% 6/1 55272XAA0   8,950 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104   7,045,261 29,377 SH   SOLE   29,377 0 0
NOVO-NORDISK A S ADR 670100205   224,082 1,656 SH   SOLE   1,655 0 0
NVIDIA CORPORATION COM 67066G104   3,928,540 26,882 SH   SOLE   26,882 0 0
ORACLE CORP COM 68389X105   228,270 2,793 SH   SOLE   2,792 0 0
PACIFIC BIOSCIENCES CALIF IN COM 69404D108   139,952 17,109 SH   SOLE   17,109 0 0
PARAGON 28 INC COM 69913P105   1,592,532 83,335 SH   SOLE   83,335 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206   478,875 28,369 SH   SOLE   28,369 0 0
PEPSICO INC COM 713448108   417,171 2,309 SH   SOLE   2,309 0 0
PROCTER AND GAMBLE CO COM 742718109   214,392 1,415 SH   SOLE   1,414 0 0
REDWOOD TRUST INC NOTE 5.625% 7/1 758075AD7   10,860 12,000 SH   SOLE   12,000 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,025,685 44,374 SH   SOLE   44,374 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   562,222 1,470 SH   SOLE   1,470 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,009,726 22,448 SH   SOLE   22,448 0 0
TARGA RES CORP COM 87612G101   606,583 8,253 SH   SOLE   8,252 0 0
TESLA INC COM 88160R101   430,514 3,495 SH   SOLE   3,495 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   226,704 412 SH   SOLE   411 0 0
UNITEDHEALTH GROUP INC COM 91324P102   290,510 548 SH   SOLE   547 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   661,782 9,212 SH   SOLE   9,211 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   342,528 5,145 SH   SOLE   5,144 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,686,146 11,104 SH   SOLE   11,104 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,089,090 35,070 SH   SOLE   35,069 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   278,222 1,122 SH   SOLE   1,121 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   436,635 1,512 SH   SOLE   1,512 0 0
WALMART INC COM 931142103   516,390 3,642 SH   SOLE   3,641 0 0