The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US QUALT 00162Q387   265,086 4,909 SH   SOLE   0 0 4,909
ALPHABET INC CAP STK CL C 02079K107   341,402 2,042 SH   SOLE   0 0 2,042
AMAZON COM INC COM 023135106   4,517,068 24,242 SH   SOLE   0 0 24,242
APPLE INC COM 037833100   9,880,456 42,405 SH   SOLE   0 0 42,405
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,047,646 17,485 SH   SOLE   0 0 17,485
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   8,104,027 232,941 SH   SOLE   0 0 232,941
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   217,997 6,359 SH   SOLE   0 0 6,359
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   8,404,255 230,633 SH   SOLE   0 0 230,633
CAPITAL GROUP CORE BALANCED SHS 14021D107   2,687,098 86,541 SH   SOLE   0 0 86,541
CAPITAL GROUP INTERNATIONAL SHS 14021M107   599,397 19,743 SH   SOLE   0 0 19,743
CATERPILLAR INC COM 149123101   550,137 1,407 SH   SOLE   0 0 1,407
CISCO SYS INC COM 17275R102   289,517 5,440 SH   SOLE   0 0 5,440
COSTCO WHSL CORP NEW COM 22160K105   3,156,205 3,560 SH   SOLE   0 0 3,560
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,460,098 68,765 SH   SOLE   0 0 68,765
EMERSON ELEC CO COM 291011104   511,305 4,675 SH   SOLE   0 0 4,675
EXTRA SPACE STORAGE INC COM 30225T102   944,556 5,242 SH   SOLE   0 0 5,242
EXXON MOBIL CORP COM 30231G102   677,351 5,778 SH   SOLE   0 0 5,778
META PLATFORMS INC CL A 30303M102   411,012 718 SH   SOLE   0 0 718
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   3,422,255 53,919 SH   SOLE   0 0 53,919
GOLDMAN SACHS GROUP INC COM 38141G104   484,979 980 SH   SOLE   0 0 980
NEW YORK LIFE INVESTMENTS ET NYLI MERGER ARBI 45409B800   1,491,606 45,365 SH   SOLE   0 0 45,365
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342   366,766 11,299 SH   SOLE   0 0 11,299
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474   424,377 11,448 SH   SOLE   0 0 11,448
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581   366,640 9,616 SH   SOLE   0 0 9,616
INNOVATOR ETFS TRUST US SML CP PWR B 45782C599   360,616 11,878 SH   SOLE   0 0 11,878
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789   281,954 6,455 SH   SOLE   0 0 6,455
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   565,640 17,911 SH   SOLE   0 0 17,911
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814   1,323,203 29,991 SH   SOLE   0 0 29,991
INVESCO QQQ TR UNIT SER 1 46090E103   1,561,226 3,199 SH   SOLE   0 0 3,199
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   768,955 4,292 SH   SOLE   0 0 4,292
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   261,924 21,208 SH   SOLE   0 0 21,208
ISHARES TR S&P 500 GRWT ETF 464287309   6,394,430 66,783 SH   SOLE   0 0 66,783
ISHARES TR S&P 500 VAL ETF 464287408   4,577,409 23,216 SH   SOLE   0 0 23,216
ISHARES TR 20 YR TR BD ETF 464287432   506,687 5,165 SH   SOLE   0 0 5,165
ISHARES TR MSCI EAFE ETF 464287465   2,576,843 30,812 SH   SOLE   0 0 30,812
ISHARES TR S&P MC 400GR ETF 464287606   1,030,178 11,206 SH   SOLE   0 0 11,206
ISHARES TR S&P MC 400VL ETF 464287705   1,370,026 11,083 SH   SOLE   0 0 11,083
ISHARES TR SP SMCP600VL ETF 464287879   1,116,594 10,371 SH   SOLE   0 0 10,371
ISHARES TR S&P SML 600 GWT 464287887   998,369 7,157 SH   SOLE   0 0 7,157
ISHARES TR 3 7 YR TREAS BD 464288661   287,530 2,404 SH   SOLE   0 0 2,404
JPMORGAN CHASE & CO. COM 46625H100   302,011 1,432 SH   SOLE   0 0 1,432
JOHNSON & JOHNSON COM 478160104   240,351 1,483 SH   SOLE   0 0 1,483
LOCKHEED MARTIN CORP COM 539830109   355,412 608 SH   SOLE   0 0 608
MICROSOFT CORP COM 594918104   1,526,966 3,549 SH   SOLE   0 0 3,549
NETFLIX INC COM 64110L106   603,589 851 SH   SOLE   0 0 851
ORACLE CORP COM 68389X105   268,034 1,573 SH   SOLE   0 0 1,573
PEPSICO INC COM 713448108   208,523 1,226 SH   SOLE   0 0 1,226
PFIZER INC COM 717081103   433,724 14,987 SH   SOLE   0 0 14,987
PIMCO ETF TR ACTIVE BD ETF 72201R775   202,304 2,138 SH   SOLE   0 0 2,138
QUALCOMM INC COM 747525103   238,070 1,400 SH   SOLE   0 0 1,400
RAYONIER INC COM 754907103   690,197 21,448 SH   SOLE   0 0 21,448
SPDR S&P 500 ETF TR TR UNIT 78462F103   320,805 559 SH   SOLE   0 0 559
SPDR GOLD TR GOLD SHS 78463V107   2,601,471 10,703 SH   SOLE   0 0 10,703
SPDR SER TR S&P 400 MDCP GRW 78464A821   502,048 5,722 SH   SOLE   0 0 5,722
SPDR SER TR S&P 400 MDCP VAL 78464A839   456,774 5,748 SH   SOLE   0 0 5,748
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   536,516 1,268 SH   SOLE   0 0 1,268
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   249,472 2,717 SH   SOLE   0 0 2,717
SPDR SER TR PRTFLO S&P500 HI 78468R788   238,065 5,215 SH   SOLE   0 0 5,215
SPDR SER TR PORTFOLIO S&P600 78468R853   298,091 6,550 SH   SOLE   0 0 6,550
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   549,710 8,264 SH   SOLE   0 0 8,264
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   319,323 4,706 SH   SOLE   0 0 4,706
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,547,947 24,457 SH   SOLE   0 0 24,457
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,198,922 27,360 SH   SOLE   0 0 27,360
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,840,531 22,151 SH   SOLE   0 0 22,151
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   534,158 10,372 SH   SOLE   0 0 10,372
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   232,535 7,969 SH   SOLE   0 0 7,969
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,359,934 27,918 SH   SOLE   0 0 27,918
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   205,925 1,337 SH   SOLE   0 0 1,337
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   261,964 1,508 SH   SOLE   0 0 1,508
TESLA INC COM 88160R101   237,298 907 SH   SOLE   0 0 907
TEXAS INSTRS INC COM 882508104   206,570 1,000 SH   SOLE   0 0 1,000
V F CORP COM 918204108   362,332 18,162 SH   SOLE   0 0 18,162
VANECK ETF TRUST GOLD MINERS ETF 92189F106   224,542 5,639 SH   SOLE   0 0 5,639
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   668,056 3,373 SH   SOLE   0 0 3,373
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,544,652 20,565 SH   SOLE   0 0 20,565
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   395,072 7,481 SH   SOLE   0 0 7,481
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   285,373 2,226 SH   SOLE   0 0 2,226
VANGUARD WORLD FD INF TECH ETF 92204A702   231,089 394 SH   SOLE   0 0 394
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   312,436 6,618 SH   SOLE   0 0 6,618
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,075,153 2,038 SH   SOLE   0 0 2,038
VANGUARD INDEX FDS MID CAP ETF 922908629   1,099,493 4,167 SH   SOLE   0 0 4,167
VANGUARD INDEX FDS LARGE CAP ETF 922908637   297,518 1,130 SH   SOLE   0 0 1,130
VANGUARD INDEX FDS GROWTH ETF 922908736   2,122,053 5,527 SH   SOLE   0 0 5,527
VANGUARD INDEX FDS VALUE ETF 922908744   2,972,236 17,026 SH   SOLE   0 0 17,026
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,054,999 4,448 SH   SOLE   0 0 4,448
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,931,369 6,821 SH   SOLE   0 0 6,821
VERIZON COMMUNICATIONS INC COM 92343V104   215,183 4,791 SH   SOLE   0 0 4,791