The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 475 15,676 SH   DFND 1 15,676 0 0
AT&T INC COMMON STOCK 00206R102 39 1,300 SH   OTR 1 1,300 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 817 6,820 SH   DFND 1 6,820 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 477 5,125 SH   DFND 1 5,125 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 12 129 SH   OTR 1 129 0 0
ADOBE INC COMMON STOCK 00724F101 312 657 SH   DFND 1 657 0 0
ADOBE INC COMMON STOCK 00724F101 10 21 SH   OTR 1 21 0 0
ALPHABET INC COMMON STOCK 02079K305 580 281 SH   DFND 1 281 0 0
ALPHABET INC COMMON STOCK 02079K305 14 7 SH   OTR 1 7 0 0
AMAZON COM INC COMMON STOCK 023135106 1,606 519 SH   DFND 1 519 0 0
AMAZON COM INC COMMON STOCK 023135106 12 4 SH   OTR 1 4 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 324 1,355 SH   DFND 1 1,355 0 0
APPLE INC COMMON STOCK 037833100 4,738 38,792 SH   DFND 1 38,792 0 0
APPLE INC COMMON STOCK 037833100 163 1,332 SH   OTR 1 1,332 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 677 5,066 SH   DFND 1 5,066 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 112 835 SH   OTR 1 835 0 0
BANK OF AMERICA COMMON STOCK 060505104 1,148 29,671 SH   DFND 1 29,671 0 0
BOEING CO COMMON STOCK 097023105 388 1,524 SH   DFND 1 1,524 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 493 7,803 SH   DFND 1 7,803 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 42 670 SH   OTR 1 670 0 0
BROADCOM INC COMMON STOCK 11135F101 265 571 SH   DFND 1 571 0 0
CME GROUP INC COMMON STOCK 12572Q105 209 1,025 SH   DFND 1 1,025 0 0
CSX CORP COMMON STOCK 126408103 897 9,306 SH   DFND 1 9,306 0 0
CSX CORP COMMON STOCK 126408103 67 690 SH   OTR 1 690 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 216 2,877 SH   DFND 1 2,877 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 553 896 SH   DFND 1 896 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 3,004 28,665 SH   DFND 1 28,665 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 19 185 SH   OTR 1 185 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 384 7,435 SH   DFND 1 7,435 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 23 450 SH   OTR 1 450 0 0
CINTAS CORPORATION COMMON STOCK 172908105 290 851 SH   DFND 1 851 0 0
CITIGROUP INC COMMON STOCK 172967424 481 6,610 SH   DFND 1 6,610 0 0
CLOROX COMMON STOCK 189054109 435 2,254 SH   DFND 1 2,254 0 0
CLOROX COMMON STOCK 189054109 22 115 SH   OTR 1 115 0 0
COCA COLA COMMON STOCK 191216100 238 4,523 SH   DFND 1 4,523 0 0
COMCAST CORP NEW COMMON STOCK 20030N101 242 4,467 SH   DFND 1 4,467 0 0
CORNING INC COMMON STOCK 219350105 300 6,895 SH   DFND 1 6,725 0 170
CORNING INC COMMON STOCK 219350105 20 450 SH   OTR 1 450 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 668 1,894 SH   DFND 1 1,894 0 0
CUMMINS ENGINE COMMON STOCK 231021106 193 745 SH   DFND 1 745 0 0
CUMMINS ENGINE COMMON STOCK 231021106 16 60 SH   OTR 1 60 0 0
D R HORTON INC COMMON STOCK 23331A109 376 4,215 SH   DFND 1 4,215 0 0
DANAHER CORP COMMON STOCK 235851102 623 2,766 SH   DFND 1 2,766 0 0
DANAHER CORP COMMON STOCK 235851102 11 51 SH   OTR 1 51 0 0
DEERE & CO COMMON STOCK 244199105 1,283 3,430 SH   DFND 1 3,430 0 0
WALT DISNEY CO COMMON STOCK 254687106 541 2,930 SH   DFND 1 2,930 0 0
ESCALADE INC COMMON STOCK 296056104 2,324 111,132 SH   DFND 1 111,132 0 0
ESCALADE INC COMMON STOCK 296056104 587 28,076 SH   OTR 1 0 28,076 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 984 17,632 SH   DFND 1 17,632 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 28 500 SH   OTR 1 500 0 0
FACEBOOK INC COMMON STOCK 30303M102 1,202 4,080 SH   DFND 1 4,080 0 0
FACEBOOK INC COMMON STOCK 30303M102 29 100 SH   OTR 1 100 0 0
FISERV COMMON STOCK 337738108 1,100 9,240 SH   DFND 1 9,240 0 0
GENUINE PARTS CO COMMON STOCK 372460105 351 3,035 SH   DFND 1 3,035 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,082 3,545 SH   DFND 1 3,545 0 0
HOME DEPOT INC COMMON STOCK 437076102 38 125 SH   OTR 1 125 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 254 1,172 SH   DFND 1 1,172 0 0
INTEL CORP COMMON STOCK 458140100 332 5,190 SH   DFND 1 5,190 0 0
INTEL CORP COMMON STOCK 458140100 48 750 SH   OTR 1 750 0 0
IBM COMMON STOCK 459200101 217 1,630 SH   DFND 1 1,630 0 0
IBM COMMON STOCK 459200101 40 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 464287101 307 1,705 SH   DFND 1 1,705 0 0
ISHARES MUTUAL FUNDS - 464287168 215 1,880 SH   DFND 1 1,880 0 0
ISHARES MUTUAL FUNDS - 464287200 14,575 36,638 SH   DFND 1 36,638 0 0
ISHARES MUTUAL FUNDS - 464287200 131 329 SH   OTR 1 329 0 0
ISHARES MUTUAL FUNDS - 464287234 286 5,359 SH   DFND 1 5,359 0 0
ISHARES MUTUAL FUNDS - 464287309 6,631 101,842 SH   DFND 1 101,842 0 0
ISHARES MUTUAL FUNDS - 464287309 74 1,140 SH   OTR 1 1,140 0 0
ISHARES MUTUAL FUNDS - 464287408 1,292 9,150 SH   DFND 1 9,150 0 0
ISHARES MUTUAL FUNDS - 464287457 4,168 48,323 SH   DFND 1 48,323 0 0
ISHARES MUTUAL FUNDS - 464287457 998 11,573 SH   OTR 1 11,573 0 0
ISHARES MUTUAL FUNDS - 464287465 664 8,749 SH   DFND 1 8,749 0 0
ISHARES MUTUAL FUNDS - 464287499 2,617 35,396 SH   DFND 1 35,396 0 0
ISHARES MUTUAL FUNDS - 464287499 91 1,236 SH   OTR 1 1,236 0 0
ISHARES MUTUAL FUNDS - 464287507 10,929 41,988 SH   DFND 1 41,593 0 395
ISHARES MUTUAL FUNDS - 464287549 346 958 SH   DFND 1 958 0 0
ISHARES MUTUAL FUNDS - 464287622 3,789 16,930 SH   DFND 1 16,930 0 0
ISHARES MUTUAL FUNDS - 464287655 1,419 6,423 SH   DFND 1 6,423 0 0
ISHARES MUTUAL FUNDS - 464287655 22 100 SH   OTR 1 100 0 0
ISHARES MUTUAL FUNDS - 464287721 258 2,943 SH   DFND 1 2,943 0 0
ISHARES MUTUAL FUNDS - 464287721 35 400 SH   OTR 1 400 0 0
ISHARES MUTUAL FUNDS - 464287804 6,423 59,179 SH   DFND 1 58,324 0 855
ISHARES MUTUAL FUNDS - 464287804 25 228 SH   OTR 1 228 0 0
ISHARES MUTUAL FUNDS - 464287887 264 2,061 SH   DFND 1 2,061 0 0
ISHARES MUTUAL FUNDS - 464288513 1,016 11,659 SH   DFND 1 11,659 0 0
ISHARES MUTUAL FUNDS - 464288513 554 6,356 SH   OTR 1 6,356 0 0
ISHARES MUTUAL FUNDS - 464288570 664 8,691 SH   DFND 1 6,803 0 1,888
ISHARES MUTUAL FUNDS - 464288638 5,131 86,636 SH   DFND 1 86,636 0 0
ISHARES MUTUAL FUNDS - 464288646 5,686 103,989 SH   DFND 1 103,989 0 0
ISHARES MUTUAL FUNDS - 464288646 24 440 SH   OTR 1 440 0 0
ISHARES MUTUAL FUNDS - 464288661 4,483 34,513 SH   DFND 1 34,513 0 0
ISHARES MUTUAL FUNDS - 464288802 603 6,863 SH   DFND 1 4,771 0 2,092
ISHARES MUTUAL FUNDS - 46432F842 3,868 53,691 SH   DFND 1 53,691 0 0
ISHARES MUTUAL FUNDS - 46432F842 65 909 SH   OTR 1 909 0 0
ISHARES MUTUAL FUNDS - 46432F859 4,825 94,068 SH   DFND 1 94,068 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,007 13,184 SH   DFND 1 12,995 0 189
JP MORGAN CHASE & CO COMMON STOCK 46625H100 50 330 SH   OTR 1 330 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,109 6,746 SH   DFND 1 6,746 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 66 400 SH   OTR 1 400 0 0
KROGER CO COMMON STOCK 501044101 314 8,725 SH   DFND 1 8,725 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 201 990 SH   DFND 1 990 0 0
LENNOX INTL COMMON STOCK 526107107 755 2,424 SH   DFND 1 2,424 0 0
ELI LILLY & CO COMMON STOCK 532457108 549 2,937 SH   DFND 1 2,937 0 0
ELI LILLY & CO COMMON STOCK 532457108 28 150 SH   OTR 1 150 0 0
LOWES COMPANY COMMON STOCK 548661107 841 4,420 SH   DFND 1 4,420 0 0
MCDONALDS COMMON STOCK 580135101 760 3,391 SH   DFND 1 3,391 0 0
MCDONALDS COMMON STOCK 580135101 22 100 SH   OTR 1 100 0 0
MERCK & CO COMMON STOCK 58933Y105 615 7,977 SH   DFND 1 7,977 0 0
MERCK & CO COMMON STOCK 58933Y105 67 865 SH   OTR 1 865 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,685 11,388 SH   DFND 1 11,388 0 0
MICROSOFT CORP COMMON STOCK 594918104 64 273 SH   OTR 1 273 0 0
MORGAN STANLEY COMMON STOCK 617446448 434 5,588 SH   DFND 1 5,588 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 561 7,417 SH   DFND 1 7,417 0 0
NIKE CLASS B COMMON STOCK 654106103 243 1,826 SH   DFND 1 1,826 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 384 719 SH   DFND 1 719 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 11 21 SH   OTR 1 21 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 794 11,317 SH   DFND 1 11,317 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 427 2,845 SH   DFND 1 2,845 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 15 100 SH   OTR 1 100 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 227 720 SH   DFND 1 720 0 0
PAYPAL COMMON STOCK 70450Y103 432 1,779 SH   DFND 1 1,779 0 0
PAYPAL COMMON STOCK 70450Y103 13 53 SH   OTR 1 53 0 0
PEOPLES BANCORP INC COMMON STOCK 709789101 21,813 657,614 SH   DFND 1 43,928 613,686 0
PEOPLES BANCORP INC COMMON STOCK 709789101 7,219 217,624 SH   OTR 1 0 217,624 0
PEPSICO INC COMMON STOCK 713448108 715 5,057 SH   DFND 1 5,057 0 0
PEPSICO INC COMMON STOCK 713448108 41 292 SH   OTR 1 292 0 0
PFIZER INC COMMON STOCK 717081103 270 7,447 SH   DFND 1 7,447 0 0
PFIZER INC COMMON STOCK 717081103 36 1,000 SH   OTR 1 1,000 0 0
PHILLIPS 66 COMMON STOCK 718546104 539 6,615 SH   DFND 1 6,615 0 0
PHILLIPS 66 COMMON STOCK 718546104 13 160 SH   OTR 1 160 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,916 21,531 SH   DFND 1 21,531 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 132 974 SH   OTR 1 974 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 255 3,300 SH   DFND 1 3,300 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 10 125 SH   OTR 1 125 0 0
S & P GLOBAL INC COMMON STOCK 78409V104 242 685 SH   DFND 1 685 0 0
SPDR MUTUAL FUNDS - 78462F103 6,534 16,487 SH   DFND 1 16,487 0 0
SPDR MUTUAL FUNDS - 78464A763 798 6,761 SH   DFND 1 6,761 0 0
SPDR MUTUAL FUNDS - 78464A763 50 425 SH   OTR 1 425 0 0
SCHWAB MUTUAL FUNDS - 808524797 3,775 51,767 SH   DFND 1 51,767 0 0
SHERWIN WILLIAMS CO. COMMON COMMON STOCK 824348106 261 354 SH   DFND 1 354 0 0
STRYKER COMMON STOCK 863667101 427 1,752 SH   DFND 1 1,752 0 0
3M COMPANY COMMON STOCK 88579Y101 208 1,080 SH   DFND 1 1,080 0 0
3M COMPANY COMMON STOCK 88579Y101 22 115 SH   OTR 1 115 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 395 6,770 SH   DFND 1 6,770 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 11 194 SH   OTR 1 194 0 0
TWITTER INC COMMON STOCK 90184L102 399 6,265 SH   DFND 1 6,265 0 0
US BANCORP DEL COMMON STOCK 902973304 459 8,291 SH   DFND 1 8,291 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 667 3,028 SH   DFND 1 3,028 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 22 100 SH   OTR 1 100 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 362 9,387 SH   DFND 1 9,387 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 363 976 SH   DFND 1 976 0 0
VANGUARD MUTUAL FUNDS - 921943858 2,043 41,593 SH   DFND 1 41,593 0 0
VANGUARD MUTUAL FUNDS - 922042858 938 18,020 SH   DFND 1 18,020 0 0
VANGUARD MUTUAL FUNDS - 92204A702 1,349 3,763 SH   DFND 1 3,763 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 441 7,584 SH   DFND 1 7,584 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 15 265 SH   OTR 1 265 0 0
VISA INC COMMON STOCK 92826C839 451 2,128 SH   DFND 1 2,128 0 0
VISA INC COMMON STOCK 92826C839 11 52 SH   OTR 1 52 0 0
ZOETIS INC COMMON STOCK 98978V103 249 1,578 SH   DFND 1 1,578 0 0
ACCENTURE PLC COMMON STOCK G1151C101 388 1,405 SH   DFND 1 1,405 0 0
LINDE PLC FOREIGN STOCK G5494J103 626 2,235 SH   DFND 1 2,235 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 287 2,429 SH   DFND 1 2,429 0 0