The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,470 3,547 SH   SOLE   0 0 3,547
ALASKA AIR GROUP INC COM 011659109 216 4,148 SH   SOLE   0 0 4,148
ALLSTATE CORP COM 020002101 313 2,659 SH   SOLE   0 0 2,659
ALPHABET INC CAP STK CL A 02079K305 2,500 863 SH   SOLE   0 0 863
AMAZON COM INC COM 023135106 1,834 550 SH   SOLE   0 0 550
AMERIPRISE FINL INC COM 03076C106 481 1,596 SH   SOLE   0 0 1,596
APPLE INC COM 037833100 4,900 27,592 SH   SOLE   0 0 27,592
APTIV PLC SHS G6095L109 633 3,840 SH   SOLE   0 0 3,840
ASTRAZENECA PLC SPONSORED ADR 046353108 396 6,804 SH   SOLE   0 0 6,804
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,805 6,036 SH   SOLE   0 0 6,036
BIOGEN INC COM 09062X103 718 2,992 SH   SOLE   0 0 2,992
BK OF AMERICA CORP COM 060505104 354 7,963 SH   SOLE   0 0 7,963
CAPITAL ONE FINL CORP COM 14040H105 238 1,640 SH   SOLE   0 0 1,640
CF INDS HLDGS INC COM 125269100 389 5,493 SH   SOLE   0 0 5,493
CHEVRON CORP NEW COM 166764100 1,024 8,728 SH   SOLE   0 0 8,728
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 89 36,635 SH   SOLE   0 0 36,635
CISCO SYS INC COM 17275R102 1,796 28,342 SH   SOLE   0 0 28,342
CITIZENS & NORTHN CORP COM 172922106 298 11,391 SH   SOLE   0 0 11,391
COMPASS DIVERSIFIED SH BEN INT 20451Q104 326 10,659 SH   SOLE   0 0 10,659
CONOCOPHILLIPS COM 20825C104 211 2,930 SH   SOLE   0 0 2,930
CONSTELLATION BRANDS INC CL A 21036P108 1,177 4,689 SH   SOLE   0 0 4,689
CUMMINS INC COM 231021106 291 1,335 SH   SOLE   0 0 1,335
CVS HEALTH CORP COM 126650100 459 4,447 SH   SOLE   0 0 4,447
DANAHER CORPORATION COM 235851102 445 1,353 SH   SOLE   0 0 1,353
DARDEN RESTAURANTS INC COM 237194105 678 4,504 SH   SOLE   0 0 4,504
DISNEY WALT CO COM 254687106 1,701 10,980 SH   SOLE   0 0 10,980
DTE ENERGY CO COM 233331107 1,207 10,096 SH   SOLE   0 0 10,096
ECOLAB INC COM 278865100 948 4,040 SH   SOLE   0 0 4,040
FISERV INC COM 337738108 697 6,720 SH   SOLE   0 0 6,720
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,963 41,650 SH   SOLE   0 0 41,650
HOST HOTELS & RESORTS INC COM 44107P104 512 29,421 SH   SOLE   0 0 29,421
HP INC COM 40434L105 920 24,430 SH   SOLE   0 0 24,430
INTEL CORP COM 458140100 1,385 26,897 SH   SOLE   0 0 26,897
INTERNATIONAL BUSINESS MACHS COM 459200101 915 6,847 SH   SOLE   0 0 6,847
INVESCO QQQ TR UNIT SER 1 46090E103 372 935 SH   SOLE   0 0 935
ISHARES TR CORE S&P TTL STK 464287150 623 5,828 SH   SOLE   0 0 5,828
ISHARES TR CORE S&P500 ETF 464287200 223 467 SH   SOLE   0 0 467
ISHARES TR CORE US AGGBD ET 464287226 6,350 55,662 SH   SOLE   0 0 55,662
ISHARES TR MSCI EMG MKT ETF 464287234 764 15,638 SH   SOLE   0 0 15,638
ISHARES TR CORE S&P SCP ETF 464287804 207 1,804 SH   SOLE   0 0 1,804
ISHARES TR EAFE SML CP ETF 464288273 1,224 16,740 SH   SOLE   0 0 16,740
ISHARES TR NATIONAL MUN ETF 464288414 1,974 16,979 SH   SOLE   0 0 16,979
ISHARES TR MSCI USA QLT FCT 46432F339 20,482 140,712 SH   SOLE   0 0 140,712
ISHARES TR MSCI INTL QUALTY 46434V456 5,092 129,314 SH   SOLE   0 0 129,314
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,263 49,244 SH   SOLE   0 0 49,244
ISHARES TR ESG AW MSCI EAFE 46435G516 293 3,689 SH   SOLE   0 0 3,689
ISHARES TR MSCI GBL SUS DEV 46435G532 489 5,391 SH   SOLE   0 0 5,391
ISHARES TR CORE INTL AGGR 46435G672 354 6,500 SH   SOLE   0 0 6,500
ISHARES TR GBL GREEN ETF 46435U440 278 5,130 SH   SOLE   0 0 5,130
ISHARES TR ESG AWR US AGRGT 46435U549 426 7,715 SH   SOLE   0 0 7,715
JOHNSON & JOHNSON COM 478160104 1,148 6,713 SH   SOLE   0 0 6,713
JPMORGAN CHASE & CO COM 46625H100 1,764 11,140 SH   SOLE   0 0 11,140
KLA CORP COM NEW 482480100 867 2,015 SH   SOLE   0 0 2,015
LKQ CORP COM 501889208 690 11,502 SH   SOLE   0 0 11,502
LOWES COS INC COM 548661107 2,048 7,923 SH   SOLE   0 0 7,923
MASTERCARD INCORPORATED CL A 57636Q104 1,845 5,133 SH   SOLE   0 0 5,133
MCKESSON CORP COM 58155Q103 551 2,215 SH   SOLE   0 0 2,215
MERCK & CO INC COM 58933Y105 447 5,828 SH   SOLE   0 0 5,828
META PLATFORMS INC CL A 30303M102 743 2,209 SH   SOLE   0 0 2,209
MICROSOFT CORP COM 594918104 3,342 9,936 SH   SOLE   0 0 9,936
NOKIA CORP SPONSORED ADR 654902204 82 13,240 SH   SOLE   0 0 13,240
NOVO-NORDISK A S ADR 670100205 202 1,802 SH   SOLE   0 0 1,802
NVIDIA CORPORATION COM 67066G104 1,404 4,772 SH   SOLE   0 0 4,772
PENNS WOODS BANCORP INC COM 708430103 343 14,519 SH   SOLE   0 0 14,519
PFIZER INC COM 717081103 1,544 26,152 SH   SOLE   0 0 26,152
PROCTER AND GAMBLE CO COM 742718109 224 1,372 SH   SOLE   0 0 1,372
PRUDENTIAL FINL INC COM 744320102 1,369 12,647 SH   SOLE   0 0 12,647
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 389 5,823 SH   SOLE   0 0 5,823
QUANTA SVCS INC COM 74762E102 373 3,254 SH   SOLE   0 0 3,254
ROPER TECHNOLOGIES INC COM 776696106 1,169 2,377 SH   SOLE   0 0 2,377
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 277 763 SH   SOLE   0 0 763
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 340 8,734 SH   SOLE   0 0 8,734
SPDR S&P 500 ETF TR TR UNIT 78462F103 374 788 SH   SOLE   0 0 788
SPDR SER TR S&P DIVID ETF 78464A763 513 3,973 SH   SOLE   0 0 3,973
SPDR SER TR S&P BIOTECH 78464A870 1,120 10,001 SH   SOLE   0 0 10,001
STANLEY BLACK & DECKER INC COM 854502101 950 5,039 SH   SOLE   0 0 5,039
STRYKER CORPORATION COM 863667101 367 1,374 SH   SOLE   0 0 1,374
TARGET CORP COM 87612E106 1,292 5,584 SH   SOLE   0 0 5,584
TESLA INC COM 88160R101 375 355 SH   SOLE   0 0 355
THERMO FISHER SCIENTIFIC INC COM 883556102 1,519 2,276 SH   SOLE   0 0 2,276
TRAVELERS COMPANIES INC COM 89417E109 296 1,889 SH   SOLE   0 0 1,889
TYSON FOODS INC CL A 902494103 455 5,222 SH   SOLE   0 0 5,222
UNION PAC CORP COM 907818108 348 1,380 SH   SOLE   0 0 1,380
UNITEDHEALTH GROUP INC COM 91324P102 1,105 2,201 SH   SOLE   0 0 2,201
UNIVERSAL DISPLAY CORP COM 91347P105 330 2,000 SH   SOLE   0 0 2,000
UNUM GROUP COM 91529Y106 276 11,242 SH   SOLE   0 0 11,242
VALERO ENERGY CORP COM 91913Y100 201 2,677 SH   SOLE   0 0 2,677
VANGUARD INDEX FDS TOTAL STK MKT 922908769 236 979 SH   SOLE   0 0 979
VERIZON COMMUNICATIONS INC COM 92343V104 1,395 26,844 SH   SOLE   0 0 26,844
VISA INC COM CL A 92826C839 337 1,553 SH   SOLE   0 0 1,553
WALGREENS BOOTS ALLIANCE INC COM 931427108 486 9,314 SH   SOLE   0 0 9,314
WALMART INC COM 931142103 655 4,528 SH   SOLE   0 0 4,528
WEST PHARMACEUTICAL SVSC INC COM 955306105 488 1,041 SH   SOLE   0 0 1,041
WISDOMTREE TR EMER MKT HIGH FD 97717W315 304 7,023 SH   SOLE   0 0 7,023