The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 1,411 7,951 SH   SOLE 0 0 0 7,951
ISHARES TR CORE S&P500 ETF 464287200 270 860 SH   SOLE 0 0 0 860
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,549 11,368 SH   SOLE 0 0 0 11,368
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,014 34,777 SH   SOLE 0 0 0 34,777
AMAZON COM INC COM 023135106 280 97 SH   SOLE 0 0 0 97
BRISTOL-MYERS SQUIBB CO COM 110122108 827 13,976 SH   SOLE 0 0 0 13,976
IRON MTN INC NEW COM 46284V101 1,710 65,349 SH   SOLE 0 0 0 65,349
INVESCO QQQ TR UNIT SER 1 46090E103 208 825 SH   SOLE 0 0 0 825
BEST BUY INC COM 086516101 726 8,303 SH   SOLE 0 0 0 8,303
ALTRIA GROUP INC COM 02209S103 514 13,047 SH   SOLE 0 0 0 13,047
INTEL CORP COM 458140100 1,774 29,999 SH   SOLE 0 0 0 29,999
ORACLE CORP COM 68389X105 1,584 28,320 SH   SOLE 0 0 0 28,320
QUALCOMM INC COM 747525103 743 8,088 SH   SOLE 0 0 0 8,088
DISNEY WALT CO COM DISNEY 254687106 301 2,681 SH   SOLE 0 0 0 2,681
JOHNSON & JOHNSON COM 478160104 1,169 8,292 SH   SOLE 0 0 0 8,292
PFIZER INC COM 717081103 566 16,414 SH   SOLE 0 0 0 16,414
LOWES COS INC COM 548661107 235 1,732 SH   SOLE 0 0 0 1,732
CHEVRON CORP NEW COM 166764100 772 8,739 SH   SOLE 0 0 0 8,739
MICROSOFT CORP COM 594918104 6,897 33,436 SH   SOLE 0 0 0 33,436
AT&T INC COM 00206R102 931 30,955 SH   SOLE 0 0 0 30,955
CITIGROUP INC COM NEW 172967424 376 7,442 SH   SOLE 0 0 0 7,442
CISCO SYS INC COM 17275R102 1,015 22,237 SH   SOLE 0 0 0 22,237
INTERNATIONAL BUSINESS MACHS COM 459200101 3,725 31,119 SH   SOLE 0 0 0 31,119
LOCKHEED MARTIN CORP COM 539830109 997 2,755 SH   SOLE 0 0 0 2,755
PEPSICO INC COM 713448108 431 3,248 SH   SOLE 0 0 0 3,248
VERIZON COMMUNICATIONS INC COM 92343V104 370 6,756 SH   SOLE 0 0 0 6,756
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,168 266,911 SH   SOLE 0 0 0 266,911
ISHARES TR RUS MID CAP ETF 464287499 684 12,676 SH   SOLE 0 0 0 12,676
BK OF AMERICA CORP COM 060505104 614 26,378 SH   SOLE 0 0 0 26,378
EXXON MOBIL CORP COM 30231G102 631 14,316 SH   SOLE 0 0 0 14,316
WALMART INC COM 931142103 5,165 43,323 SH   SOLE 0 0 0 43,323
TEXAS INSTRS INC COM 882508104 955 7,590 SH   SOLE 0 0 0 7,590
TARGET CORP COM 87612E106 724 6,080 SH   SOLE 0 0 0 6,080
CAPITAL ONE FINL CORP COM 14040H105 2,102 34,374 SH   SOLE 0 0 0 34,374
LILLY ELI & CO COM 532457108 652 3,980 SH   SOLE 0 0 0 3,980
CVS HEALTH CORP COM 126650100 1,931 29,841 SH   SOLE 0 0 0 29,841
DOMINION ENERGY INC COM 25746U109 2,265 27,392 SH   SOLE 0 0 0 27,392
MERCK & CO. INC COM 58933Y105 778 9,880 SH   SOLE 0 0 0 9,880
GENERAL ELECTRIC CO COM 369604103 69 10,100 SH   SOLE 0 0 0 10,100
KIMBERLY CLARK CORP COM 494368103 286 2,000 SH   SOLE 0 0 0 2,000
GOLDMAN SACHS GROUP INC COM 38141G104 218 1,105 SH   SOLE 0 0 0 1,105
HOME DEPOT INC COM 437076102 2,535 10,200 SH   SOLE 0 0 0 10,200
MCDONALDS CORP COM 580135101 414 2,258 SH   SOLE 0 0 0 2,258
JPMORGAN CHASE & CO COM 46625H100 3,285 35,455 SH   SOLE 0 0 0 35,455
TJX COS INC NEW COM 872540109 1,151 22,240 SH   SOLE 0 0 0 22,240
CORNING INC COM 219350105 224 8,620 SH   SOLE 0 0 0 8,620
FISERV INC COM 337738108 2,308 23,486 SH   SOLE 0 0 0 23,486
FORD MTR CO DEL COM 345370860 91 15,000 SH   SOLE 0 0 0 15,000
UNITEDHEALTH GROUP INC COM 91324P102 903 3,027 SH   SOLE 0 0 0 3,027
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,471 6,818 SH   SOLE 0 0 0 6,818
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,569 41,582 SH   SOLE 0 0 0 41,582
MARSH & MCLENNAN COS INC COM 571748102 2,154 19,961 SH   SOLE 0 0 0 19,961
3M CO COM 88579Y101 657 4,182 SH   SOLE 0 0 0 4,182
ALBEMARLE CORP COM 012653101 1,184 15,072 SH   SOLE 0 0 0 15,072
COMCAST CORP NEW CL A 20030N101 1,716 43,731 SH   SOLE 0 0 0 43,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,959 12,393 SH   SOLE 0 0 0 12,393
WELLTOWER INC COM 95040Q104 1,216 23,108 SH   SOLE 0 0 0 23,108
NEXTERA ENERGY INC COM 65339F101 670 2,721 SH   SOLE 0 0 0 2,721
DUKE ENERGY CORP NEW COM NEW 26441C204 1,343 16,409 SH   SOLE 0 0 0 16,409
CONSTELLATION BRANDS INC CL A 21036P108 215 1,158 SH   SOLE 0 0 0 1,158
CONOCOPHILLIPS COM 20825C104 297 7,113 SH   SOLE 0 0 0 7,113
APPLE INC COM 037833100 5,260 14,445 SH   SOLE 0 0 0 14,445
ROSS STORES INC COM 778296103 531 6,000 SH   SOLE 0 0 0 6,000
AMERICAN EXPRESS CO COM 025816109 511 5,420 SH   SOLE 0 0 0 5,420
REGIONS FINANCIAL CORP NEW COM 7591EP100 265 25,000 SH   SOLE 0 0 0 25,000
GENERAL DYNAMICS CORP COM 369550108 442 3,000 SH   SOLE 0 0 0 3,000
SOUTHERN CO COM 842587107 1,204 22,808 SH   SOLE 0 0 0 22,808
PAYCHEX INC COM 704326107 213 2,779 SH   SOLE 0 0 0 2,779
NVIDIA CORPORATION COM 67066G104 3,288 8,552 SH   SOLE 0 0 0 8,552
TRAVELERS COMPANIES INC COM 89417E109 475 4,225 SH   SOLE 0 0 0 4,225
AMERICAN ELEC PWR CO INC COM 025537101 286 3,471 SH   SOLE 0 0 0 3,471
RYDER SYS INC COM 783549108 619 16,853 SH   SOLE 0 0 0 16,853
SPDR GOLD TR GOLD SHS 78463V107 277 1,661 SH   SOLE 0 0 0 1,661
VANGUARD INDEX FDS MID CAP ETF 922908629 1,944 11,778 SH   SOLE 0 0 0 11,778
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,331 9,122 SH   SOLE 0 0 0 9,122
F M C CORP COM NEW 302491303 977 9,658 SH   SOLE 0 0 0 9,658
AMERIPRISE FINL INC COM 03076C106 364 2,500 SH   SOLE 0 0 0 2,500
BLACKROCK INCOME TR INC COM 09247F100 2,025 325,025 SH   SOLE 0 0 0 325,025
BLACKROCK CORPOR HI YLD FD I COM 09255P107 9,139 883,811 SH   SOLE 0 0 0 883,811
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,854 9,197 SH   SOLE 0 0 0 9,197
THERMO FISHER SCIENTIFIC INC COM 883556102 3,096 8,461 SH   SOLE 0 0 0 8,461
DEXCOM INC COM 252131107 802 1,968 SH   SOLE 0 0 0 1,968
ROPER TECHNOLOGIES INC COM 776696106 592 1,514 SH   SOLE 0 0 0 1,514
ARENA PHARMACEUTICALS INC COM NEW 040047607 232 3,670 SH   SOLE 0 0 0 3,670
MASTERCARD INCORPORATED CL A 57636Q104 359 1,188 SH   SOLE 0 0 0 1,188
EQUINIX INC COM 29444U700 4,105 5,714 SH   SOLE 0 0 0 5,714
DIGITAL RLTY TR INC COM 253868103 1,549 10,427 SH   SOLE 0 0 0 10,427
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 10,666 63,739 SH   SOLE 0 0 0 63,739
SPDR SER TR S&P REGL BKG 78464A698 1,582 43,220 SH   SOLE 0 0 0 43,220
SPDR SER TR S&P BK ETF 78464A797 1,868 61,645 SH   SOLE 0 0 0 61,645
ISHARES TR IBOXX HI YD ETF 464288513 4,380 53,327 SH   SOLE 0 0 0 53,327
ISHARES TR SH TR CRPORT ETF 464288646 17,429 318,218 SH   SOLE 0 0 0 318,218
MARKETAXESS HLDGS INC COM 57060D108 231 460 SH   SOLE 0 0 0 460
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 750 8,493 SH   SOLE 0 0 0 8,493
ISHARES TR 3 7 YR TREAS BD 464288661 2,615 19,580 SH   SOLE 0 0 0 19,580
SPDR SER TR PORTFOLIO S&P500 78464A854 3,146 85,817 SH   SOLE 0 0 0 85,817
SPDR SER TR PORTFOLIO INTRMD 78464A375 13,528 370,114 SH   SOLE 0 0 0 370,114
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 334 3,510 SH   SOLE 0 0 0 3,510
VERISK ANALYTICS INC COM 92345Y106 326 1,881 SH   SOLE 0 0 0 1,881
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,992 48,319 SH   SOLE 0 0 0 48,319
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 477 7,668 SH   SOLE 0 0 0 7,668
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,609 29,565 SH   SOLE 0 0 0 29,565
SPDR SER TR PORTFOLIO SHORT 78464A474 3,992 127,379 SH   SOLE 0 0 0 127,379
SPDR SER TR PORTFLI MORTGAGE 78464A383 2,436 91,066 SH   SOLE 0 0 0 91,066
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,467 43,467 SH   SOLE 0 0 0 43,467
GENERAL MTRS CO COM 37045V100 256 10,126 SH   SOLE 0 0 0 10,126
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102 2,082 43,061 SH   SOLE 0 0 0 43,061
ISHARES TR FLTG RATE NT ETF 46429B655 8,134 160,906 SH   SOLE 0 0 0 160,906
MARATHON PETE CORP COM 56585A102 215 5,961 SH   SOLE 0 0 0 5,961
PHILLIPS 66 COM 718546104 242 3,531 SH   SOLE 0 0 0 3,531
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 905 3,458 SH   SOLE 0 0 0 3,458
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,109 22,091 SH   SOLE 0 0 0 22,091
ABBVIE INC COM 00287Y109 254 2,566 SH   SOLE 0 0 0 2,566
ZOETIS INC CL A 98978V103 206 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR 0-5YR HI YL CP 46434V407 3,426 79,718 SH   SOLE 0 0 0 79,718
INVESCO EXCHANGE-TRADED FD T VAR RATE PFD 46138G870 1,484 62,824 SH   SOLE 0 0 0 62,824
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,341 24,867 SH   SOLE 0 0 0 24,867
CHARTER COMMUNICATIONS INC N CL A 16119P108 280 540 SH   SOLE 0 0 0 540
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 8,229 333,972 SH   SOLE 0 0 0 333,972
DELL TECHNOLOGIES INC CL C 24703L202 635 11,807 SH   SOLE 0 0 0 11,807