The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 597 4,372 SH   SOLE   0 0 4,372
ABBOTT LABS COM 002824100 502 6,364 SH   SOLE   0 0 6,364
ABBVIE INC COM 00287y109 1,601 21,012 SH   SOLE   0 0 21,012
ACTIVISION BLIZZARD INC COM 00507V109 872 14,663 SH   SOLE   0 0 14,663
AGCO CORP COM 001084102 846 17,907 SH   SOLE   0 0 17,907
ALBEMARLE CORP COM 012653101 510 9,056 SH   SOLE   0 0 9,056
ALLETE INC COM NEW 018522300 251 4,132 SH   SOLE   0 0 4,132
ALPHABET INC CAP STK CL A 02079k305 406 349 SH   SOLE   0 0 349
ALPHABET INC CAP STK CL C 02079k107 623 536 SH   SOLE   0 0 536
AMAZON COM INC COM 023135106 1,006 516 SH   SOLE   0 0 516
AMERICAN CAMPUS CMNTYS INC COM 024835100 267 9,631 SH   SOLE   0 0 9,631
AMERICAN ELEC PWR CO INC COM 025537101 978 12,234 SH   SOLE   0 0 12,234
AMGEN INC COM 031162100 227 1,121 SH   SOLE   0 0 1,121
ANALOG DEVICES INC COM 032654105 343 3,824 SH   SOLE   0 0 3,824
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 320 7,260 SH   SOLE   0 0 7,260
APPLE INC COM 037833100 1,062 4,175 SH   SOLE   0 0 4,175
ARCHER DANIELS MIDLAND CO COM 039483102 552 15,687 SH   SOLE   0 0 15,687
ARISTA NETWORKS INC COM 040413106 547 2,701 SH   SOLE   0 0 2,701
AT&T INC COM 00206r102 1,186 40,674 SH   SOLE   0 0 40,674
BANK HAWAII CORP COM 062540109 335 6,058 SH   SOLE   0 0 6,058
BANK MONTREAL COM 063671101 428 8,509 SH   SOLE   0 0 8,509
BCE INC COM NEW 05534b760 765 18,722 SH   SOLE   0 0 18,722
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 281 1,536 SH   SOLE   0 0 1,536
BIOGEN INC COM 09062x103 402 1,272 SH   SOLE   0 0 1,272
BK OF AMERICA CORP COM 060505104 498 23,448 SH   SOLE   0 0 23,448
BLACKROCK INC COM 09247X101 247 561 SH   SOLE   0 0 561
BOK FINL CORP COM NEW 05561q201 639 15,025 SH   SOLE   0 0 15,025
BRISTOL-MYERS SQUIBB CO COM 110122108 385 6,909 SH   SOLE   0 0 6,909
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 661 19,324 SH   SOLE   0 0 19,324
BROADCOM INC COM 11135F101 222 937 SH   SOLE   0 0 937
CATERPILLAR INC DEL COM 149123101 717 6,180 SH   SOLE   0 0 6,180
CENTENE CORP DEL COM 15135b101 562 9,455 SH   SOLE   0 0 9,455
CERNER CORP COM 156782104 392 6,218 SH   SOLE   0 0 6,218
CHEVRON CORP NEW COM 166764100 326 4,493 SH   SOLE   0 0 4,493
CISCO SYS INC COM 17275r102 201 5,106 SH   SOLE   0 0 5,106
COCA COLA CO COM 191216100 307 6,928 SH   SOLE   0 0 6,928
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 222 4,768 SH   SOLE   0 0 4,768
CONOCOPHILLIPS COM 20825c104 519 16,838 SH   SOLE   0 0 16,838
CONSTELLATION BRANDS INC CL A 21036P108 276 1,926 SH   SOLE   0 0 1,926
CORTEVA INC COM 22052l104 231 9,839 SH   SOLE   0 0 9,839
CULLEN FROST BANKERS INC COM 229899109 765 13,713 SH   SOLE   0 0 13,713
CYRUSONE INC COM 23283r100 1,067 17,277 SH   SOLE   0 0 17,277
DEERE & CO COM 244199105 690 4,992 SH   SOLE   0 0 4,992
DENBURY RES INC COM NEW 247916208 4 22,235 SH   SOLE   0 0 22,235
DIAGEO P L C SPON ADR NEW 25243q205 808 6,354 SH   SOLE   0 0 6,354
DIGITAL RLTY TR INC COM 253868103 530 3,813 SH   SOLE   0 0 3,813
DISNEY WALT CO COM DISNEY 254687106 333 3,451 SH   SOLE   0 0 3,451
DOMINION ENERGY INC COM 25746u109 272 3,774 SH   SOLE   0 0 3,774
DTE ENERGY CO COM 233331107 529 5,572 SH   SOLE   0 0 5,572
DUPONT DE NEMOURS INC COM 26614N102 428 12,537 SH   SOLE   0 0 12,537
EATON CORP PLC SHS g29183103 233 2,999 SH   SOLE   0 0 2,999
ELECTRONIC ARTS INC COM 285512109 470 4,694 SH   SOLE   0 0 4,694
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 48 10,423 SH   SOLE   0 0 10,423
EXXON MOBIL CORP COM 30231g102 200 5,260 SH   SOLE   0 0 5,260
FEDEX CORP COM 31428x106 320 2,642 SH   SOLE   0 0 2,642
FLEX LTD ORD Y2573F102 104 12,373 SH   SOLE   0 0 12,373
FORD MTR CO DEL COM 345370860 156 32,288 SH   SOLE   0 0 32,288
GOLDMAN SACHS GROUP INC COM 38141g104 842 5,446 SH   SOLE   0 0 5,446
HD SUPPLY HLDGS INC COM 40416m105 369 12,989 SH   SOLE   0 0 12,989
HOLLYSYS AUTOMATION TECHNOLO SHS G45667105 444 34,441 SH   SOLE   0 0 34,441
HOME DEPOT INC COM 437076102 565 3,024 SH   SOLE   0 0 3,024
ILLUMINA INC COM 452327109 447 1,637 SH   SOLE   0 0 1,637
INFOSYS LTD SPONSORED ADR 456788108 176 21,484 SH   SOLE   0 0 21,484
INTEL CORP COM 458140100 2,305 42,581 SH   SOLE   0 0 42,581
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 420 20,000 SH   SOLE   0 0 20,000
INVESCO EXCHANGE-TRADED FD T EMRNG MKT SVRG 46138E784 4,704 196,731 SH   SOLE   0 0 196,731
ISHARES INC CORE MSCI EMKT 46434g103 5,785 142,934 SH   SOLE   0 0 142,934
ISHARES TR 0-5YR HI YL CP 46434v407 11,205 274,167 SH   SOLE   0 0 274,167
ISHARES TR 0-5YR INVT GR CP 46434v100 14,666 292,498 SH   SOLE   0 0 292,498
ISHARES TR 1 3 YR TREAS BD 464287457 2,444 28,199 SH   SOLE   0 0 28,199
ISHARES TR CORE DIV GRWTH 46434v621 1,548 47,490 SH   SOLE   0 0 47,490
ISHARES TR CORE MSCI EAFE 46432f842 11,865 237,821 SH   SOLE   0 0 237,821
ISHARES TR CORE MSCI INTL 46435g326 1,395 31,487 SH   SOLE   0 0 31,487
ISHARES TR CORE S&P SCP ETF 464287804 618 11,009 SH   SOLE   0 0 11,009
ISHARES TR EAFE SML CP ETF 464288273 1,605 35,806 SH   SOLE   0 0 35,806
ISHARES TR FLTG RATE NT ETF 46429b655 9,451 193,901 SH   SOLE   0 0 193,901
ISHARES TR IBOXX HI YD ETF 464288513 3,212 41,675 SH   SOLE   0 0 41,675
ISHARES TR IBOXX INV CP ETF 464287242 4,036 32,681 SH   SOLE   0 0 32,681
ISHARES TR INTRM TR CRP ETF 464288638 1,146 20,872 SH   SOLE   0 0 20,872
ISHARES TR JPMORGAN USD EMG 464288281 9,235 95,520 SH   SOLE   0 0 95,520
ISHARES TR MSCI EAFE ETF 464287465 2,224 41,604 SH   SOLE   0 0 41,604
ISHARES TR S&P 500 GRWT ETF 464287309 19,553 118,465 SH   SOLE   0 0 118,465
ISHARES TR S&P 500 VAL ETF 464287408 19,750 205,197 SH   SOLE   0 0 205,197
ISHARES TR S&P SML 600 GWT 464287887 6,823 49,495 SH   SOLE   0 0 49,495
ISHARES TR SH TR CRPORT ETF 464288646 6,379 121,820 SH   SOLE   0 0 121,820
ISHARES TR SHORT TREAS BD 464288679 1,013 9,124 SH   SOLE   0 0 9,124
ISHARES TR SHRT NAT MUN ETF 464288158 2,515 23,658 SH   SOLE   0 0 23,658
ISHARES TR SP SMCP600VL ETF 464287879 12,588 125,954 SH   SOLE   0 0 125,954
JOHNSON & JOHNSON COM 478160104 1,726 13,159 SH   SOLE   0 0 13,159
JPMORGAN CHASE & CO COM 46625h100 752 8,348 SH   SOLE   0 0 8,348
KELLOGG CO COM 487836108 584 9,740 SH   SOLE   0 0 9,740
KINDER MORGAN INC DEL COM 49456b101 479 34,437 SH   SOLE   0 0 34,437
KOHLS CORP COM 500255104 162 11,081 SH   SOLE   0 0 11,081
KRAFT HEINZ CO COM 500754106 804 32,514 SH   SOLE   0 0 32,514
LAM RESEARCH CORP COM 512807108 1,536 6,401 SH   SOLE   0 0 6,401
LAS VEGAS SANDS CORP COM 517834107 411 9,672 SH   SOLE   0 0 9,672
LILLY ELI & CO COM 532457108 1,700 12,252 SH   SOLE   0 0 12,252
LOCKHEED MARTIN CORP COM 539830109 676 1,993 SH   SOLE   0 0 1,993
MACERICH CO COM 554382101 112 19,941 SH   SOLE   0 0 19,941
MCDONALDS CORP COM 580135101 663 4,007 SH   SOLE   0 0 4,007
MERCK & CO. INC COM 58933y105 1,449 18,832 SH   SOLE   0 0 18,832
MICROCHIP TECHNOLOGY INC COM 595017104 2,062 30,412 SH   SOLE   0 0 30,412
MICROSOFT CORP COM 594918104 4,361 27,649 SH   SOLE   0 0 27,649
MOLSON COORS BEVERAGE CO CL B 60871r209 523 13,403 SH   SOLE   0 0 13,403
MONDELEZ INTL INC CL A 609207105 859 17,145 SH   SOLE   0 0 17,145
MOSAIC CO NEW COM 61945c103 173 16,020 SH   SOLE   0 0 16,020
NIKE INC CL B 654106103 200 2,416 SH   SOLE   0 0 2,416
NORDSTROM INC COM 655664100 182 11,888 SH   SOLE   0 0 11,888
NORFOLK SOUTHERN CORP COM 655844108 1,504 10,303 SH   SOLE   0 0 10,303
NUTRIEN LTD COM 67077m108 612 18,030 SH   SOLE   0 0 18,030
ORACLE CORP COM 68389x105 441 9,122 SH   SOLE   0 0 9,122
PAYPAL HLDGS INC COM 70450y103 971 10,140 SH   SOLE   0 0 10,140
PEPSICO INC COM 713448108 558 4,646 SH   SOLE   0 0 4,646
PFIZER INC COM 717081103 1,274 39,040 SH   SOLE   0 0 39,040
PHILIP MORRIS INTL INC COM 718172109 679 9,312 SH   SOLE   0 0 9,312
PROCTER & GAMBLE CO COM 742718109 738 6,705 SH   SOLE   0 0 6,705
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 863 19,224 SH   SOLE   0 0 19,224
QUEST DIAGNOSTICS INC COM 74834L100 272 3,386 SH   SOLE   0 0 3,386
RPM INTL INC COM 749685103 793 13,325 SH   SOLE   0 0 13,325
SMUCKER J M CO COM NEW 832696405 1,196 10,776 SH   SOLE   0 0 10,776
SNAP ON INC COM 833034101 287 2,638 SH   SOLE   0 0 2,638
SOUTHERN CO COM 842587107 441 8,142 SH   SOLE   0 0 8,142
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,822 159,666 SH   SOLE   0 0 159,666
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,960 68,870 SH   SOLE   0 0 68,870
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 797 35,019 SH   SOLE   0 0 35,019
SPDR S&P 500 ETF TR TR UNIT 78462F103 256 995 SH   SOLE   0 0 995
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,221 12,893 SH   SOLE   0 0 12,893
SPDR SER TR PORTFOLIO INTRMD 78464a375 5,193 152,703 SH   SOLE   0 0 152,703
SPDR SER TR PORTFOLIO SH TSR 78468R101 376 12,253 SH   SOLE   0 0 12,253
SPDR SER TR PORTFOLIO SHORT 78464A474 5,483 181,242 SH   SOLE   0 0 181,242
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,576 100,048 SH   SOLE   0 0 100,048
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,460 133,915 SH   SOLE   0 0 133,915
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,319 28,560 SH   SOLE   0 0 28,560
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,611 63,911 SH   SOLE   0 0 63,911
STARBUCKS CORP COM 855244109 1,866 28,380 SH   SOLE   0 0 28,380
TARGET CORP COM 87612E106 1,435 15,440 SH   SOLE   0 0 15,440
TEXAS INSTRS INC COM 882508104 1,347 13,476 SH   SOLE   0 0 13,476
TORONTO DOMINION BK ONT COM NEW 891160509 351 8,279 SH   SOLE   0 0 8,279
TRACTOR SUPPLY CO COM 892356106 227 2,683 SH   SOLE   0 0 2,683
TRUIST FINL CORP COM 89832Q109 413 13,388 SH   SOLE   0 0 13,388
TYSON FOODS INC CL A 902494103 651 11,256 SH   SOLE   0 0 11,256
UNILEVER PLC SPON ADR NEW 904767704 317 6,273 SH   SOLE   0 0 6,273
UNION PAC CORP COM 907818108 938 6,651 SH   SOLE   0 0 6,651
UNITED PARCEL SERVICE INC CL B 911312106 335 3,589 SH   SOLE   0 0 3,589
UNITED RENTALS INC COM 911363109 314 3,050 SH   SOLE   0 0 3,050
US BANCORP DEL COM NEW 902973304 913 26,492 SH   SOLE   0 0 26,492
US ECOLOGY INC COM 91734M103 326 10,720 SH   SOLE   0 0 10,720
VANGUARD INDEX FDS GROWTH ETF 922908736 1,447 9,237 SH   SOLE   0 0 9,237
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,281 14,425 SH   SOLE   0 0 14,425
VANGUARD INDEX FDS SMALL CP ETF 922908751 602 5,216 SH   SOLE   0 0 5,216
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,713 11,396 SH   SOLE   0 0 11,396
VANGUARD INDEX FDS VALUE ETF 922908744 1,407 15,797 SH   SOLE   0 0 15,797
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 570 13,897 SH   SOLE   0 0 13,897
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 491 14,646 SH   SOLE   0 0 14,646
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206c409 2,614 33,049 SH   SOLE   0 0 33,049
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,107 33,209 SH   SOLE   0 0 33,209
VERIZON COMMUNICATIONS INC COM 92343v104 1,760 32,750 SH   SOLE   0 0 32,750
VISA INC COM CL A 92826c839 490 3,041 SH   SOLE   0 0 3,041
WALMART INC COM 931142103 268 2,362 SH   SOLE   0 0 2,362
WYNN RESORTS LTD COM 983134107 453 7,534 SH   SOLE   0 0 7,534
ZIMMER BIOMET HOLDINGS INC COM 98956p102 449 4,445 SH   SOLE   0 0 4,445
ZOETIS INC CL A 98978V103 380 3,226 SH   SOLE   0 0 3,226