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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   359,233 124 SH   SOLE   0 0 124
AMAZON COM INC COM 023135106   1,327,067 398 SH   SOLE   0 0 398
APPLE INC COM 037833100   1,985,483 11,181 SH   SOLE   0 0 11,181
BK OF AMERICA CORP COM 060505104   406,817 9,144 SH   SOLE   0 0 9,144
COSTCO WHSL CORP NEW COM 22160K105   204,940 361 SH   SOLE   0 0 361
EATON CORP PLC SHS G29183103   522,089 3,021 SH   SOLE   0 0 3,021
GENERAL MTRS CO COM 37045V100   231,940 3,956 SH   SOLE   0 0 3,956
GOLDMAN SACHS GROUP INC COM 38141G104   1,037,476 2,712 SH   SOLE   0 0 2,712
HOME DEPOT INC COM 437076102   938,753 2,262 SH   SOLE   0 0 2,262
INVESCO QQQ TR UNIT SER 1 46090E103   21,854,298 54,931 SH   SOLE   264 0 54,667
ISHARES INC CORE MSCI EMKT 46434G103   475,459 7,943 SH   SOLE   0 0 7,943
ISHARES TR 0-5YR HI YL CP 46434V407   442,734 9,773 SH   SOLE   0 0 9,773
ISHARES TR 0-5YR INVT GR CP 46434V100   3,334,943 65,327 SH   SOLE   1,214 0 64,113
ISHARES TR CORE S&P MCP ETF 464287507   539,267 1,905 SH   SOLE   0 0 1,905
ISHARES TR CORE S&P TTL STK 464287150   320,940 3,000 SH   SOLE   0 0 3,000
ISHARES TR CORE S&P500 ETF 464287200   3,358,438 7,041 SH   SOLE   0 0 7,041
ISHARES TR MSCI USA MMENTM 46432F396   229,820 1,264 SH   SOLE   0 0 1,264
ISHARES TR MSCI USA QLT FCT 46432F339   1,136,241 7,806 SH   SOLE   0 0 7,806
ISHARES TR MSCI USA VALUE 46432F388   667,876 6,101 SH   SOLE   0 0 6,101
ISHARES TR RUS 1000 GRW ETF 464287614   14,533,555 47,559 SH   SOLE   541 0 47,018
ISHARES TR RUS MD CP GR ETF 464287481   8,325,336 72,256 SH   SOLE   0 0 72,256
ISHARES TR S&P 500 GRWT ETF 464287309   33,033,865 394,811 SH   SOLE   0 0 394,811
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   241,458 4,834 SH   SOLE   0 0 4,834
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   3,243,946 64,262 SH   SOLE   1,397 0 62,865
LOCKHEED MARTIN CORP COM 539830109   203,295 572 SH   SOLE   0 0 572
MASTERCARD INCORPORATED CL A 57636Q104   276,317 769 SH   SOLE   0 0 769
MEDTRONIC PLC SHS G5960L103   415,766 4,019 SH   SOLE   0 0 4,019
MICROSOFT CORP COM 594918104   1,022,749 3,041 SH   SOLE   0 0 3,041
PAYPAL HLDGS INC COM 70450Y103   652,487 3,460 SH   SOLE   0 0 3,460
SALESFORCE COM INC COM 79466L302   673,699 2,651 SH   SOLE   0 0 2,651
SPDR S&P 500 ETF TR TR UNIT 78462F103   32,499,613 68,426 SH   SOLE   378 0 68,048
SPDR SER TR S&P REGL BKG 78464A698   983,469 13,881 SH   SOLE   0 0 13,881
THERMO FISHER SCIENTIFIC INC COM 883556102   200,172 300 SH   SOLE   0 0 300
VANGUARD INDEX FDS GROWTH ETF 922908736   736,466 2,295 SH   SOLE   0 0 2,295
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,753,701 31,504 SH   SOLE   0 0 31,504
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   839,686 4,889 SH   SOLE   0 0 4,889
VERISK ANALYTICS INC COM 92345Y106   472,099 2,064 SH   SOLE   0 0 2,064
VISA INC COM CL A 92826C839   634,960 2,930 SH   SOLE   0 0 2,930