The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   224,486 1,969 SH   SOLE   0 0 1,969
ABBVIE INC COM 00287Y109   361,388 1,830 SH   SOLE   0 0 1,830
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   661,361 1,871 SH   SOLE   0 0 1,871
ADVANCED MICRO DEVICES INC COM 007903107   509,140 3,103 SH   SOLE   0 0 3,103
ALPHABET INC CAP STK CL A 02079K305   1,481,870 8,935 SH   SOLE   0 0 8,935
ALPHABET INC CAP STK CL C 02079K107   635,489 3,801 SH   SOLE   0 0 3,801
AMAZON COM INC COM 023135106   2,090,436 11,219 SH   SOLE   0 0 11,219
AMCOR PLC ORD G0250X107   164,058 14,480 SH   SOLE   0 0 14,480
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   893,612 13,833 SH   SOLE   0 0 13,833
AMERICAN EXPRESS CO COM 025816109   324,898 1,198 SH   SOLE   0 0 1,198
AMGEN INC COM 031162100   321,491 998 SH   SOLE   0 0 998
APPLE INC COM 037833100   6,444,935 27,661 SH   SOLE   0 0 27,661
APPLIED MATLS INC COM 038222105   414,607 2,052 SH   SOLE   0 0 2,052
ASML HOLDING N V N Y REGISTRY SHS N07059210   244,142 293 SH   SOLE   0 0 293
ASTRAZENECA PLC SPONSORED ADR 046353108   207,396 2,662 SH   SOLE   0 0 2,662
AT&T INC COM 00206R102   348,743 15,852 SH   SOLE   0 0 15,852
AUTOMATIC DATA PROCESSING IN COM 053015103   864,124 3,123 SH   SOLE   140 0 2,983
AVANGRID INC COM 05351W103   271,503 7,586 SH   SOLE   0 0 7,586
BANCO SANTANDER S.A. ADR 05964H105   64,178 12,584 SH   SOLE   0 0 12,584
BANK AMERICA CORP COM 060505104   255,037 6,427 SH   SOLE   0 0 6,427
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   892,444 1,939 SH   SOLE   0 0 1,939
BEST BUY INC COM 086516101   359,587 3,481 SH   SOLE   0 0 3,481
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   372,111 5,931 SH   SOLE   0 0 5,931
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   4,534,559 91,663 SH   SOLE   0 0 91,663
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,727,669 32,275 SH   SOLE   0 0 32,275
BLACKROCK INC COM 09247X101   866,159 912 SH   SOLE   0 0 912
BLACKSTONE INC COM 09260D107   266,752 1,742 SH   SOLE   0 0 1,742
BROADCOM INC COM 11135F101   1,027,238 5,955 SH   SOLE   0 0 5,955
CAL MAINE FOODS INC COM NEW 128030202   257,001 3,434 SH   SOLE   0 0 3,434
CHEVRON CORP NEW COM 166764100   314,519 2,136 SH   SOLE   0 0 2,136
CHUBB LIMITED COM H1467J104   221,195 767 SH   SOLE   0 0 767
CISCO SYS INC COM 17275R102   455,068 8,551 SH   SOLE   0 0 8,551
COCA COLA CO COM 191216100   365,049 5,080 SH   SOLE   0 0 5,080
COMCAST CORP NEW CL A 20030N101   280,829 6,723 SH   SOLE   0 0 6,723
COSTCO WHSL CORP NEW COM 22160K105   1,401,588 1,581 SH   SOLE   0 0 1,581
CVS HEALTH CORP COM 126650100   258,311 4,108 SH   SOLE   0 0 4,108
DBX ETF TR XTRACK MSCI EAFE 233051200   401,181 9,547 SH   SOLE   867 0 8,680
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   512,640 18,211 SH   SOLE   0 0 18,211
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,526,399 58,495 SH   SOLE   0 0 58,495
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,292,611 45,935 SH   SOLE   0 0 45,935
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   373,864 10,903 SH   SOLE   0 0 10,903
EATON CORP PLC SHS G29183103   270,124 815 SH   SOLE   0 0 815
ELI LILLY & CO COM 532457108   1,202,999 1,358 SH   SOLE   0 0 1,358
EQUITY LIFESTYLE PPTYS INC COM 29472R108   2,424,775 33,989 SH   SOLE   0 0 33,989
EXXON MOBIL CORP COM 30231G102   927,210 7,910 SH   SOLE   0 0 7,910
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   437,231 6,737 SH   SOLE   0 0 6,737
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   526,008 8,680 SH   SOLE   0 0 8,680
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   211,167 3,442 SH   SOLE   0 0 3,442
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816   551,296 8,335 SH   SOLE   0 0 8,335
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101   1,068,093 22,100 SH   SOLE   0 0 22,100
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   784,811 16,791 SH   SOLE   0 0 16,791
GALLAGHER ARTHUR J & CO COM 363576109   436,686 1,552 SH   SOLE   0 0 1,552
GARMIN LTD SHS H2906T109   269,502 1,531 SH   SOLE   0 0 1,531
GE AEROSPACE COM NEW 369604301   208,004 1,103 SH   SOLE   0 0 1,103
GENERAL DYNAMICS CORP COM 369550108   417,843 1,383 SH   SOLE   0 0 1,383
GILEAD SCIENCES INC COM 375558103   325,281 3,880 SH   SOLE   0 0 3,880
HOME DEPOT INC COM 437076102   758,669 1,872 SH   SOLE   0 0 1,872
INNOVATIVE INDL PPTYS INC COM 45781V101   233,127 1,732 SH   SOLE   0 0 1,732
INTERNATIONAL BUSINESS MACHS COM 459200101   1,151,842 5,210 SH   SOLE   0 0 5,210
INTUIT COM 461202103   813,546 1,310 SH   SOLE   0 0 1,310
INTUITIVE SURGICAL INC COM NEW 46120E602   258,408 526 SH   SOLE   0 0 526
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   333,991 24,869 SH   SOLE   0 0 24,869
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   626,721 22,732 SH   SOLE   0 0 22,732
ISHARES INC CORE MSCI EMKT 46434G103   1,788,044 31,145 SH   SOLE   312 0 30,833
ISHARES INC MSCI EMRG CHN 46434G764   2,027,469 33,177 SH   SOLE   0 0 33,177
ISHARES TR S&P 500 GRWT ETF 464287309   5,511,272 57,559 SH   SOLE   742 0 56,817
ISHARES TR MSCI EMG MKT ETF 464287234   2,377,841 51,850 SH   SOLE   0 0 51,850
ISHARES TR MSCI ACWI ETF 464288257   387,016 3,237 SH   SOLE   0 0 3,237
ISHARES TR RUSSELL 2000 ETF 464287655   695,533 3,149 SH   SOLE   0 0 3,149
ISHARES TR CORE MSCI EAFE 46432F842   2,045,453 26,207 SH   SOLE   765 0 25,442
ISHARES TR RUS 1000 ETF 464287622   2,104,527 6,694 SH   SOLE   0 0 6,694
ISHARES TR RUS MID CAP ETF 464287499   8,451,815 95,891 SH   SOLE   0 0 95,891
ISHARES TR ESG AWR MSCI USA 46435G425   804,019 6,372 SH   SOLE   0 0 6,372
ISHARES TR CORE US AGGBD ET 464287226   3,004,842 29,672 SH   SOLE   155 0 29,517
ISHARES TR CORE INTL AGGR 46435G672   271,848 5,246 SH   SOLE   0 0 5,246
ISHARES TR CORE S&P TTL STK 464287150   2,009,041 15,993 SH   SOLE   0 0 15,993
ISHARES TR RUS 2000 GRW ETF 464287648   945,436 3,329 SH   SOLE   0 0 3,329
ISHARES TR CORE S&P US VLU 464287663   640,547 6,708 SH   SOLE   0 0 6,708
ISHARES TR S&P 100 ETF 464287101   1,006,299 3,636 SH   SOLE   0 0 3,636
ISHARES TR IBOXX INV CP ETF 464287242   229,801 2,034 SH   SOLE   0 0 2,034
ISHARES TR ISHS 5-10YR INVT 464288638   647,405 12,051 SH   SOLE   1,357 0 10,694
ISHARES TR ESG EAFE ETF 46436E759   245,080 3,402 SH   SOLE   0 0 3,402
ISHARES TR ESG MSCI USA ETF 46436E767   263,363 5,366 SH   SOLE   0 0 5,366
ISHARES TR 10-20 YR TRS ETF 464288653   397,512 3,636 SH   SOLE   0 0 3,636
ISHARES TR MSCI USA QLT FCT 46432F339   4,825,334 26,912 SH   SOLE   0 0 26,912
ISHARES TR US TREAS BD ETF 46429B267   922,845 39,354 SH   SOLE   3,812 0 35,542
ISHARES TR CORE S&P US GWT 464287671   651,240 4,937 SH   SOLE   0 0 4,937
ISHARES TR CORE TOTAL USD 46434V613   17,539,208 372,224 SH   SOLE   0 0 372,224
ISHARES TR CORE MSCI TOTAL 46432F834   421,327 5,801 SH   SOLE   0 0 5,801
ISHARES TR CORE S&P SCP ETF 464287804   639,537 5,468 SH   SOLE   0 0 5,468
ISHARES TR MSCI KLD400 SOC 464288570   276,653 2,543 SH   SOLE   0 0 2,543
ISHARES TR ESG AWR US AGRGT 46435U549   262,532 5,403 SH   SOLE   0 0 5,403
ISHARES TR U.S. TECH ETF 464287721   2,105,702 13,888 SH   SOLE   0 0 13,888
ISHARES TR RUS 2000 VAL ETF 464287630   771,209 4,623 SH   SOLE   0 0 4,623
ISHARES TR JPMORGAN USD EMG 464288281   603,526 6,449 SH   SOLE   0 0 6,449
ISHARES TR GNMA BOND ETF 46429B333   368,801 8,234 SH   SOLE   0 0 8,234
ISHARES TR CORE MSCI EURO 46434V738   319,334 5,241 SH   SOLE   0 0 5,241
ISHARES TR EAFE GRWTH ETF 464288885   5,524,077 51,315 SH   SOLE   0 0 51,315
ISHARES TR US INFRASTRUC 46435U713   561,585 11,956 SH   SOLE   0 0 11,956
ISHARES TR EUROPE ETF 464287861   680,710 11,682 SH   SOLE   0 0 11,682
ISHARES TR GLB INFRASTR ETF 464288372   345,739 6,352 SH   SOLE   0 0 6,352
ISHARES TR S&P SML 600 GWT 464287887   209,604 1,503 SH   SOLE   176 0 1,327
ISHARES TR MSCI INTL VLU FT 46435G409   463,001 15,679 SH   SOLE   0 0 15,679
ISHARES TR INVESTMENT GRADE 46435G219   224,450 4,830 SH   SOLE   0 0 4,830
ISHARES TR 0-5YR INVT GR CP 46434V100   551,351 10,933 SH   SOLE   0 0 10,933
ISHARES TR CORE S&P500 ETF 464287200   47,287,739 81,980 SH   SOLE   126 0 81,854
ISHARES TR 20 YR TR BD ETF 464287432   2,042,814 20,824 SH   SOLE   0 0 20,824
ISHARES TR EAFE VALUE ETF 464288877   3,620,177 62,927 SH   SOLE   0 0 62,927
ISHARES TR ISHS 1-5YR INVS 464288646   310,483 5,896 SH   SOLE   0 0 5,896
ISHARES TR CORE 1 5 YR USD 46432F859   6,507,114 133,671 SH   SOLE   0 0 133,671
ISHARES TR CORE S&P MCP ETF 464287507   788,473 12,652 SH   SOLE   0 0 12,652
ISHARES TR S&P 500 VAL ETF 464287408   3,316,794 16,822 SH   SOLE   332 0 16,490
ISHARES TR MBS ETF 464288588   2,823,149 29,466 SH   SOLE   326 0 29,140
ISHARES TR ESG AWRE USD ETF 46435G193   327,398 13,762 SH   SOLE   0 0 13,762
ISHARES TR CMBS ETF 46429B366   375,978 7,684 SH   SOLE   0 0 7,684
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   260,184 4,322 SH   SOLE   0 0 4,322
JOHNSON & JOHNSON COM 478160104   560,820 3,461 SH   SOLE   0 0 3,461
JPMORGAN CHASE & CO. COM 46625H100   765,159 3,629 SH   SOLE   0 0 3,629
KINDER MORGAN INC DEL COM 49456B101   380,036 17,204 SH   SOLE   0 0 17,204
LAM RESEARCH CORP COM 512807108   377,845 463 SH   SOLE   0 0 463
LINDE PLC SHS G54950103   469,707 985 SH   SOLE   0 0 985
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   122,139 39,147 SH   SOLE   0 0 39,147
LOWES COS INC COM 548661107   404,379 1,493 SH   SOLE   0 0 1,493
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   308,798 3,220 SH   SOLE   0 0 3,220
MASTERCARD INCORPORATED CL A 57636Q104   818,720 1,658 SH   SOLE   0 0 1,658
MCDONALDS CORP COM 580135101   297,487 977 SH   SOLE   0 0 977
MEDICAL PPTYS TRUST INC COM 58463J304   183,842 31,426 SH   SOLE   0 0 31,426
MERCK & CO INC COM 58933Y105   519,604 4,576 SH   SOLE   0 0 4,576
META PLATFORMS INC CL A 30303M102   1,854,706 3,240 SH   SOLE   0 0 3,240
MICROSOFT CORP COM 594918104   4,736,011 11,006 SH   SOLE   154 0 10,853
MORGAN STANLEY COM NEW 617446448   206,604 1,982 SH   SOLE   0 0 1,982
NASDAQ INC COM 631103108   455,436 6,238 SH   SOLE   0 0 6,238
NETFLIX INC COM 64110L106   742,606 1,047 SH   SOLE   0 0 1,047
NEXTERA ENERGY INC COM 65339F101   397,866 4,707 SH   SOLE   0 0 4,707
NIKE INC CL B 654106103   379,855 4,297 SH   SOLE   0 0 4,297
NORFOLK SOUTHN CORP COM 655844108   583,230 2,347 SH   SOLE   0 0 2,347
NOVO-NORDISK A S ADR 670100205   437,939 3,678 SH   SOLE   0 0 3,678
NVIDIA CORPORATION COM 67066G104   7,923,844 65,249 SH   SOLE   0 0 65,249
ONEOK INC NEW COM 682680103   412,546 4,527 SH   SOLE   0 0 4,527
ORACLE CORP COM 68389X105   532,500 3,125 SH   SOLE   0 0 3,125
PEPSICO INC COM 713448108   326,195 1,918 SH   SOLE   0 0 1,918
PFIZER INC COM 717081103   789,107 27,267 SH   SOLE   0 0 27,267
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   971,140 10,169 SH   SOLE   0 0 10,169
PIMCO ETF TR 25YR+ ZERO U S 72201R882   321,685 3,903 SH   SOLE   0 0 3,903
PRICE T ROWE GROUP INC COM 74144T108   242,805 2,229 SH   SOLE   0 0 2,229
PROCTER AND GAMBLE CO COM 742718109   395,443 2,283 SH   SOLE   0 0 2,283
QUALCOMM INC COM 747525103   611,840 3,598 SH   SOLE   0 0 3,598
REALTY INCOME CORP COM 756109104   247,211 3,898 SH   SOLE   0 0 3,898
REPUBLIC SVCS INC COM 760759100   549,498 2,736 SH   SOLE   0 0 2,736
RTX CORPORATION COM 75513E101   280,970 2,319 SH   SOLE   0 0 2,319
S&P GLOBAL INC COM 78409V104   796,628 1,542 SH   SOLE   0 0 1,542
SALESFORCE INC COM 79466L302   221,979 811 SH   SOLE   0 0 811
SAP SE SPON ADR 803054204   284,542 1,242 SH   SOLE   0 0 1,242
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,550,397 84,848 SH   SOLE   0 0 84,848
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,210,013 46,507 SH   SOLE   0 0 46,507
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   236,758 2,619 SH   SOLE   0 0 2,619
SELECT SECTOR SPDR TR INDL 81369Y704   211,286 1,560 SH   SOLE   0 0 1,560
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   584,493 2,589 SH   SOLE   0 0 2,589
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   550,056 1,300 SH   SOLE   0 0 1,300
SPDR S&P 500 ETF TR TR UNIT 78462F103   751,100 1,309 SH   SOLE   0 0 1,309
SPDR SER TR BLOOMBERG HIGH Y 78468R622   364,561 3,728 SH   SOLE   0 0 3,728
STERIS PLC SHS USD G8473T100   382,728 1,578 SH   SOLE   0 0 1,578
STRYKER CORPORATION COM 863667101   705,180 1,952 SH   SOLE   0 0 1,952
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   226,813 1,306 SH   SOLE   0 0 1,306
TARGET CORP COM 87612E106   276,146 1,772 SH   SOLE   0 0 1,772
TESLA INC COM 88160R101   879,686 3,362 SH   SOLE   0 0 3,362
TRACTOR SUPPLY CO COM 892356106   600,189 2,063 SH   SOLE   0 0 2,063
TRUIST FINL CORP COM 89832Q109   601,945 14,074 SH   SOLE   0 0 14,074
UNION PAC CORP COM 907818108   597,468 2,424 SH   SOLE   0 0 2,424
UNITED PARCEL SERVICE INC CL B 911312106   257,396 1,888 SH   SOLE   0 0 1,888
UNITEDHEALTH GROUP INC COM 91324P102   884,216 1,512 SH   SOLE   0 0 1,512
US BANCORP DEL COM NEW 902973304   301,681 6,597 SH   SOLE   0 0 6,597
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   569,358 2,985 SH   SOLE   0 0 2,985
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   581,276 7,739 SH   SOLE   0 0 7,739
VANGUARD BD INDEX FDS INTERMED TERM 921937819   671,886 8,573 SH   SOLE   0 0 8,573
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   455,099 9,051 SH   SOLE   0 0 9,051
VANGUARD INDEX FDS SM CP VAL ETF 922908611   613,904 3,058 SH   SOLE   119 0 2,939
VANGUARD INDEX FDS SML CP GRW ETF 922908595   204,003 763 SH   SOLE   0 0 763
VANGUARD INDEX FDS MID CAP ETF 922908629   274,647 1,041 SH   SOLE   0 0 1,041
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   279,882 2,873 SH   SOLE   227 0 2,646
VANGUARD INDEX FDS VALUE ETF 922908744   1,364,175 7,814 SH   SOLE   0 0 7,814
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,637,236 10,683 SH   SOLE   0 0 10,683
VANGUARD INDEX FDS TOTAL STK MKT 922908769   818,736 2,891 SH   SOLE   0 0 2,891
VANGUARD INDEX FDS GROWTH ETF 922908736   1,269,488 3,307 SH   SOLE   0 0 3,307
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   230,972 4,827 SH   SOLE   0 0 4,827
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   373,377 7,304 SH   SOLE   0 0 7,304
VANGUARD STAR FDS VG TL INTL STK F 921909768   524,083 8,095 SH   SOLE   0 0 8,095
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   249,052 4,716 SH   SOLE   0 0 4,716
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   254,131 3,829 SH   SOLE   0 0 3,829
VANGUARD WORLD FD ENERGY ETF 92204A306   243,103 1,985 SH   SOLE   0 0 1,985
VANGUARD WORLD FD COMM SRVC ETF 92204A884   474,844 3,266 SH   SOLE   0 0 3,266
VANGUARD WORLD FD CONSUM STP ETF 92204A207   315,704 1,445 SH   SOLE   0 0 1,445
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   888,366 3,148 SH   SOLE   0 0 3,148
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   333,670 980 SH   SOLE   0 0 980
VANGUARD WORLD FD INF TECH ETF 92204A702   1,521,433 2,594 SH   SOLE   0 0 2,594
VANGUARD WORLD FD FINANCIALS ETF 92204A405   435,463 3,962 SH   SOLE   0 0 3,962
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   631,450 2,428 SH   SOLE   0 0 2,428
VERIZON COMMUNICATIONS INC COM 92343V104   1,114,636 24,819 SH   SOLE   0 0 24,819
VISA INC COM CL A 92826C839   479,238 1,743 SH   SOLE   0 0 1,743
WALMART INC COM 931142103   433,466 5,368 SH   SOLE   0 0 5,368
WISDOMTREE TR US QTLY DIV GRT 97717X669   393,158 4,725 SH   SOLE   0 0 4,725