The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 101 52 SH   SOLE   0 0 52
ENDO INTL PLC SHS Stock G30401106 19 5,103 SH   SOLE   0 0 5,103
VIACOMCBS INC CL B Stock 92556H206 16 1,164 SH   SOLE   0 0 1,164
ISHARES MORNINGSTAR MID-CAP VALUE ETF ETF 464288406 18 170 SH   SOLE   0 0 170
PRUDENTIAL FINL INC COM Stock 744320102 5 94 SH   SOLE   0 0 94
UNDER ARMOUR INC CL A Stock 904311107 1 120 SH   SOLE   0 0 120
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 0 15 SH   SOLE   0 0 15
SIRIUS XM HLDGS INC COM Stock 82968B103 8 1,630 SH   SOLE   0 0 1,630
STARBUCKS CORP COM Stock 855244109 8 123 SH   SOLE   0 0 123
SQUARE INC CL A Stock 852234103 1 21 SH   SOLE   0 0 21
INTERDIGITAL INC COM Stock 45867G101 6 125 SH   SOLE   0 0 125
ONEMAIN HLDGS INC COM Stock 68268W103 16 845 SH   SOLE   0 0 845
MYLAN NV SHS EURO Stock N59465109 2 155 SH   SOLE   0 0 155
JOHNSON & JOHNSON COM Stock 478160104 708 5,402 SH   SOLE   0 0 5,402
VANGUARD ENERGY INDEX FUND ETF 92204A306 0 10 SH   SOLE   0 0 10
INVESCO WILDERHILL CLEAN ENERGY ETF ETF 46137V134 9 348 SH   SOLE   0 0 348
COSTCO WHSL CORP NEW COM Stock 22160K105 27 95 SH   SOLE   0 0 95
HCA HEALTHCARE INC COM Stock 40412C101 4 45 SH   SOLE   0 0 45
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 16 474 SH   SOLE   0 0 474
BLACKROCK MUN BD TR COM CEF 09249H104 0 0 SH   SOLE   0 0 0
GAP INC COM Stock 364760108 0 29 SH   SOLE   0 0 29
UNDER ARMOUR INC CL C Stock 904311206 1 120 SH   SOLE   0 0 120
COCA COLA CO COM Stock 191216100 604 13,647 SH   SOLE   0 0 13,647
PPG INDS INC COM Stock 693506107 39 469 SH   SOLE   0 0 469
ISHARES U.S. ENERGY ETF ETF 464287796 5 300 SH   SOLE   0 0 300
UNITED PARCEL SERVICE INC CL B Stock 911312106 5 50 SH   SOLE   0 0 50
MARRIOTT INTL INC NEW CL A Stock 571903202 21 277 SH   SOLE   0 0 277
CARNIVAL CORP PAIRED CTF Stock 143658300 4 300 SH   SOLE   0 0 300
US FOODS HLDG CORP COM Stock 912008109 10 561 SH   SOLE   0 0 561
APHRIA INC COM Stock 03765K104 21 7,018 SH   SOLE   0 0 7,018
INTEL CORP COM Stock 458140100 891 16,460 SH   SOLE   0 0 16,460
COMERICA INC COM Stock 200340107 0 0 SH   SOLE   0 0 0
ISHARES MSCI SWITZERLAND ETF ETF 464286749 12 335 SH   SOLE   0 0 335
MERCK & CO. INC COM Stock 58933Y105 743 9,651 SH   SOLE   0 0 9,651
SPDR S&P 500 ETF ETF 78462F103 54 208 SH   SOLE   0 0 208
AURORA CANNABIS INC COM Stock 05156X108 8 8,393 SH   SOLE   0 0 8,393
ADIENT PLC ORD SHS Stock G0084W101 16 1,751 SH   SOLE   0 0 1,751
NATIONAL HEALTH INVS INC COM REIT 63633D104 0 4 SH   SOLE   0 0 4
VERIZON COMMUNICATIONS INC COM Stock 92343V104 680 12,649 SH   SOLE   0 0 12,649
PENN NATL GAMING INC COM Stock 707569109 30 2,407 SH   SOLE   0 0 2,407
VALE S A SPONSORED ADS ADR 91912E105 2 214 SH   SOLE   0 0 214
SHERWIN WILLIAMS CO COM Stock 824348106 5 11 SH   SOLE   0 0 11
CRONOS GROUP INC COM Stock 22717L101 18 3,246 SH   SOLE   0 0 3,246
INSPIRE SMALL/MID CAP IMPACT ETF ETF 66538H641 26 1,370 SH   SOLE   0 0 1,370
DXC TECHNOLOGY CO COM Stock 23355L106 16 1,218 SH   SOLE   0 0 1,218
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 0 0 SH   SOLE   0 0 0
FORD MTR CO DEL COM Stock 345370860 6 1,260 SH   SOLE   0 0 1,260
BP PLC SPONSORED ADR ADR 055622104 3 121 SH   SOLE   0 0 121
INVESCO S&P 500 MOMENTUM ETF ETF 46138E339 2 61 SH   SOLE   0 0 61
INVESCO MORTGAGE CAPITAL INC COM REIT 46131B100 10 2,801 SH   SOLE   0 0 2,801
DANA INCORPORATED COM Stock 235825205 21 2,625 SH   SOLE   0 0 2,625
INFOSYS LTD SPONSORED ADR ADR 456788108 2,699 328,803 SH   SOLE   0 0 328,803
SOUTHERN CO COM Stock 842587107 27 502 SH   SOLE   0 0 502
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 2,988 57,988 SH   SOLE   0 0 57,988
CHILDRENS PL INC COM Stock 168905107 0 21 SH   SOLE   0 0 21
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 48 801 SH   SOLE   0 0 801
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 568 21,983 SH   SOLE   0 0 21,983
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 2,655 43,355 SH   SOLE   0 0 43,355
BLOCK H & R INC COM Stock 093671105 2,158 153,234 SH   SOLE   0 0 153,234
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 14 570 SH   SOLE   0 0 570
UGI CORP NEW COM Stock 902681105 0 5 SH   SOLE   0 0 5
NIC INC COM Stock 62914B100 2,707 117,709 SH   SOLE   0 0 117,709
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 229 1,250 SH   SOLE   0 0 1,250
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 487 23,514 SH   SOLE   0 0 23,514
ADVISORSHARES VICE ETF ETF 00768Y545 2 102 SH   SOLE   0 0 102
ALPHABET INC CAP STK CL A Stock 02079K305 24 21 SH   SOLE   0 0 21
CONSTELLATION BRANDS INC CL A Stock 21036P108 6 40 SH   SOLE   0 0 40
AEGON N V NY REGISTRY SHS ADR 007924103 17 6,979 SH   SOLE   0 0 6,979
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 513 21,011 SH   SOLE   0 0 21,011
MICROSOFT CORP COM Stock 594918104 45 284 SH   SOLE   0 0 284
ISHARES ESG MSCI USA SMALL-CAP ETF ETF 46435U663 19 929 SH   SOLE   0 0 929
RUTHS HOSPITALITY GROUP INC COM Stock 783332109 2 250 SH   SOLE   0 0 250
WYNDHAM HOTELS & RESORTS INC COM Stock 98311A105 2 51 SH   SOLE   0 0 51
ISHARES MSCI BRAZIL ETF ETF 464286400 3 141 SH   SOLE   0 0 141
VANGUARD MID-CAP INDEX FUND ETF 922908629 3 20 SH   SOLE   0 0 20
NIKE INC CL B Stock 654106103 12 150 SH   SOLE   0 0 150
WYNDHAM DESTINATIONS INC COM Stock 98310W108 8 359 SH   SOLE   0 0 359
TESLA INC COM Stock 88160R101 19 36 SH   SOLE   0 0 36
EQUITRANS MIDSTREAM CORP COM Stock 294600101 15 2,958 SH   SOLE   0 0 2,958
CMS ENERGY CORP COM Stock 125896100 2,054 34,964 SH   SOLE   0 0 34,964
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 35 257 SH   SOLE   0 0 257
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 7 147 SH   SOLE   0 0 147
SCHWAB U.S. TIPS ETF ETF 808524870 8,665 150,664 SH   SOLE   0 0 150,664
ROYAL CARIBBEAN CRUISES LTD COM Stock V7780T103 8 242 SH   SOLE   0 0 242
DOW INC COM Stock 260557103 1 50 SH   SOLE   0 0 50
HANESBRANDS INC COM Stock 410345102 813 103,347 SH   SOLE   0 0 103,347
VANGUARD S&P 500 ETF ETF 922908363 21 89 SH   SOLE   0 0 89
ATLAS AIR WORLDWIDE HLDGS INC COM NEW Stock 049164205 18 716 SH   SOLE   0 0 716
ABERDEEN STANDARD PHYSICAL PRECIOUS METALS BASKET SHARES ETF ETF 003263100 393 5,236 SH   SOLE   0 0 5,236
CHEWY INC CL A Stock 16679L109 9 238 SH   SOLE   0 0 238
LILLY ELI & CO COM Stock 532457108 845 6,089 SH   SOLE   0 0 6,089
HASBRO INC COM Stock 418056107 2 24 SH   SOLE   0 0 24
SCHWAB U.S. MID-CAP ETF ETF 808524508 2,912 69,072 SH   SOLE   0 0 69,072
SUN CMNTYS INC COM REIT 866674104 6 51 SH   SOLE   0 0 51
SPARTAN MTRS INC COM Stock 846819100 3 201 SH   SOLE   0 0 201
SPIRIT AIRLS INC COM Stock 848577102 22 1,715 SH   SOLE   0 0 1,715
ISHARES SELECT DIVIDEND ETF ETF 464287168 0 0 SH   SOLE   0 0 0
EMPLOYERS HOLDINGS INC COM Stock 292218104 2,573 63,523 SH   SOLE   0 0 63,523
PREFERRED APT CMNTYS INC COM REIT 74039L103 11 1,505 SH   SOLE   0 0 1,505
MARRIOTT VACTINS WORLDWID CORP COM Stock 57164Y107 2 27 SH   SOLE   0 0 27
BRINKER INTL INC COM Stock 109641100 2,235 186,128 SH   SOLE   0 0 186,128
VANGUARD VALUE INDEX FUND ETF 922908744 1 10 SH   SOLE   0 0 10
AMERICAN EQTY INVT LIFE HLD CO COM Stock 025676206 23 1,199 SH   SOLE   0 0 1,199
CONSOLIDATED COMM HLDGS INC COM Stock 209034107 3 650 SH   SOLE   0 0 650
FACEBOOK INC CL A Stock 30303M102 11 66 SH   SOLE   0 0 66
CITY HLDG CO COM Stock 177835105 2,676 40,225 SH   SOLE   0 0 40,225
BLOOMIN BRANDS INC COM Stock 094235108 7 1,038 SH   SOLE   0 0 1,038
O-I GLASS INC COM Stock 67098H104 22 3,056 SH   SOLE   0 0 3,056
BALCHEM CORP COM Stock 057665200 54 548 SH   SOLE   0 0 548
BROADCOM INC COM Stock 11135F101 3,656 15,418 SH   SOLE   0 0 15,418
INVESCO CLEANTECH ETF ETF 46137V407 9 244 SH   SOLE   0 0 244
WESTERN DIGITAL CORP. COM Stock 958102105 0 6 SH   SOLE   0 0 6
CUMMINS INC COM Stock 231021106 4 30 SH   SOLE   0 0 30
EOG RES INC COM Stock 26875P101 9 258 SH   SOLE   0 0 258
INVESTORS BANCORP INC NEW COM Stock 46146L101 1,565 195,872 SH   SOLE   0 0 195,872
ABBVIE INC COM Stock 00287Y109 3,402 44,648 SH   SOLE   0 0 44,648
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263 9 272 SH   SOLE   0 0 272
ISHARES LONG-TERM CORPORATE BOND ETF ETF 464289511 2,716 42,684 SH   SOLE   0 0 42,684
FIRST TRUST SWITZERLAND ALPHADEX FUND ETF 33737J232 17 395 SH   SOLE   0 0 395
MACYS INC COM Stock 55616P104 11 2,186 SH   SOLE   0 0 2,186
CHURCH & DWIGHT INC COM Stock 171340102 81 1,260 SH   SOLE   0 0 1,260
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102 4 40 SH   SOLE   0 0 40
FASTENAL CO COM Stock 311900104 2,748 87,935 SH   SOLE   0 0 87,935
MCDONALDS CORP COM Stock 580135101 2 11 SH   SOLE   0 0 11
ADVANCED MICRO DEVICES INC COM Stock 007903107 4 90 SH   SOLE   0 0 90
AT&T INC COM Stock 00206R102 2,484 85,198 SH   SOLE   0 0 85,198
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 4 154 SH   SOLE   0 0 154
GENERAL ELECTRIC CO COM Stock 369604103 11 1,424 SH   SOLE   0 0 1,424
NETAPP INC COM Stock 64110D104 2,711 65,028 SH   SOLE   0 0 65,028
CLEAN ENERGY FUELS CORP COM Stock 184499101 0 100 SH   SOLE   0 0 100
LULULEMON ATHLETICA INC COM Stock 550021109 8 44 SH   SOLE   0 0 44
AIR LEASE CORP CL A Stock 00912X302 24 1,077 SH   SOLE   0 0 1,077
SIGNET JEWELERS LIMITED SHS Stock G81276100 690 107,037 SH   SOLE   0 0 107,037
ALLIANCE DATA SYSTEMS CORP COM Stock 018581108 19 566 SH   SOLE   0 0 566
SALESFORCE COM INC COM Stock 79466L302 4 26 SH   SOLE   0 0 26
COLUMBIA BKG SYS INC COM Stock 197236102 1,868 69,705 SH   SOLE   0 0 69,705
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 16 201 SH   SOLE   0 0 201
JPMORGAN CHASE & CO COM Stock 46625H100 2 25 SH   SOLE   0 0 25
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 3,909 71,173 SH   SOLE   0 0 71,173
CHEVRON CORP NEW COM Stock 166764100 22 304 SH   SOLE   0 0 304
CONOCOPHILLIPS COM Stock 20825C104 3 86 SH   SOLE   0 0 86
BK OF AMERICA CORP COM Stock 060505104 186 8,775 SH   SOLE   0 0 8,775
VANECK VECTORS RUSSIA ETF ETF 92189F403 3 187 SH   SOLE   0 0 187
WALMART INC COM Stock 931142103 26 228 SH   SOLE   0 0 228
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 184 1,660 SH   SOLE   0 0 1,660
TEXAS INSTRS INC COM Stock 882508104 3,235 32,372 SH   SOLE   0 0 32,372
TARGET CORP COM Stock 87612E106 17 179 SH   SOLE   0 0 179
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS ADR 881624209 0 47 SH   SOLE   0 0 47
HP INC COM Stock 40434L105 0 15 SH   SOLE   0 0 15
ALPHABET INC CAP STK CL C Stock 02079K107 6 5 SH   SOLE   0 0 5
BEST BUY INC COM Stock 086516101 311 5,464 SH   SOLE   0 0 5,464
TYSON FOODS INC CL A Stock 902494103 291 5,031 SH   SOLE   0 0 5,031
INTERNATIONAL GAME TECHNOLOGY SHS USD Stock G4863A108 21 3,573 SH   SOLE   0 0 3,573
NAVIENT CORPORATION COM Stock 63938C108 19 2,509 SH   SOLE   0 0 2,509
ZIONS BANCORPORATION N A COM Stock 989701107 276 10,330 SH   SOLE   0 0 10,330
GOPRO INC CL A Stock 38268T103 0 60 SH   SOLE   0 0 60
CAROLINA FINL CORP NEW COM Stock 143873107 91 3,506 SH   SOLE   0 0 3,506
CANOPY GROWTH CORP COM Stock 138035100 1 100 SH   SOLE   0 0 100
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 6 29 SH   SOLE   0 0 29
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 2,156 104,391 SH   SOLE   0 0 104,391
CRACKER BARREL OLD CTRY STORE COM Stock 22410J106 2,219 26,662 SH   SOLE   0 0 26,662
TIFFANY & CO NEW COM Stock 886547108 3 27 SH   SOLE   0 0 27
FIRST AMERN FINL CORP COM Stock 31847R102 2,103 49,598 SH   SOLE   0 0 49,598
LAM RESEARCH CORP COM Stock 512807108 434 1,808 SH   SOLE   0 0 1,808
PHILIP MORRIS INTL INC COM Stock 718172109 678 9,289 SH   SOLE   0 0 9,289
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 837 15,008 SH   SOLE   0 0 15,008
ALTRIA GROUP INC COM Stock 02209S103 776 20,057 SH   SOLE   0 0 20,057
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 17 146 SH   SOLE   0 0 146
EXXON MOBIL CORP COM Stock 30231G102 16 410 SH   SOLE   0 0 410
UNITEDHEALTH GROUP INC COM Stock 91324P102 8 34 SH   SOLE   0 0 34
SOLAREDGE TECHNOLOGIES INC COM Stock 83417M104 8 96 SH   SOLE   0 0 96
COLGATE PALMOLIVE CO COM Stock 194162103 5 74 SH   SOLE   0 0 74
AVIS BUDGET GROUP COM Stock 053774105 21 1,509 SH   SOLE   0 0 1,509
NOVO-NORDISK A S ADR ADR 670100205 2,566 42,627 SH   SOLE   0 0 42,627
ISHARES MSCI ACWI LOW CARBON TARGET ETF ETF 46434V464 88 861 SH   SOLE   0 0 861
SCHWAB CHARLES CORP COM Stock 808513105 5 150 SH   SOLE   0 0 150
TORONTO DOMINION BK ONT COM NEW Stock 891160509 0 10 SH   SOLE   0 0 10
ALLEGIANT TRAVEL CO COM Stock 01748X102 737 9,013 SH   SOLE   0 0 9,013
WW INTL INC COM Stock 98262P101 3 200 SH   SOLE   0 0 200
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF ETF 46137V332 12 62 SH   SOLE   0 0 62
APPLE INC COM Stock 037833100 207 813 SH   SOLE   0 0 813
DISNEY WALT CO COM DISNEY Stock 254687106 32 328 SH   SOLE   0 0 328