The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 176 1,187 SH   SOLE   1,187 0 0
EATON CORP PLC SHS G29183103 521 3,515 SH   OTR   3,515 0 0
JOHNSON CTLS INTL PLC SHS G51502105 5,809 84,641 SH   SOLE   84,606 35 0
JOHNSON CTLS INTL PLC SHS G51502105 54 791 SH   OTR   791 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 301 1,634 SH   SOLE   1,634 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 248 1,347 SH   OTR   1,347 0 0
TE CONNECTIVITY LTD REG SHS H84989104 4,284 31,686 SH   SOLE   31,671 15 0
TE CONNECTIVITY LTD REG SHS H84989104 45 330 SH   OTR   330 0 0
SUN ART RETAIL GROUP LTD HK SHS Y8184B109 19 25,000 SH   SOLE   25,000 0 0
AFLAC INC COM 001055102 8 150 SH   SOLE   150 0 0
AFLAC INC COM 001055102 205 3,820 SH   OTR   3,820 0 0
AT&T INC COM 00206R102 4,855 168,682 SH   SOLE   168,612 70 0
AT&T INC COM 00206R102 330 11,456 SH   OTR   10,206 1,250 0
ABBOTT LABS COM 002824100 1,215 10,479 SH   SOLE   10,479 0 0
ABBOTT LABS COM 002824100 1,607 13,862 SH   OTR   13,862 0 0
ABBVIE INC COM 00287Y109 1,887 16,751 SH   SOLE   16,751 0 0
ABBVIE INC COM 00287Y109 1,667 14,800 SH   OTR   14,800 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 6,280 10,723 SH   SOLE   10,719 4 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 247 422 SH   OTR   422 0 0
AIR PRODS & CHEMS INC COM 009158106 2,718 9,447 SH   SOLE   9,443 4 0
AIR PRODS & CHEMS INC COM 009158106 72 251 SH   OTR   251 0 0
ALLSTATE CORP COM 020002101 166 1,270 SH   SOLE   1,270 0 0
ALLSTATE CORP COM 020002101 316 2,425 SH   OTR   2,425 0 0
ALPHABET INC CAP STK CL A 02079K305 15,552 6,369 SH   SOLE   6,367 2 0
ALPHABET INC CAP STK CL A 02079K305 901 369 SH   OTR   353 16 0
ALTRIA GROUP INC COM 02209S103 259 5,442 SH   SOLE   5,442 0 0
ALTRIA GROUP INC COM 02209S103 76 1,600 SH   OTR   1,600 0 0
AMAZON COM INC COM 023135106 337 98 SH   SOLE   98 0 0
AMAZON COM INC COM 023135106 28 8 SH   OTR   0 8 0
AMERISOURCEBERGEN CORP COM 03073E105 583 5,093 SH   SOLE   5,093 0 0
AMERISOURCEBERGEN CORP COM 03073E105 611 5,337 SH   OTR   5,337 0 0
AMGEN INC COM 031162100 229 940 SH   SOLE   940 0 0
AMGEN INC COM 031162100 174 712 SH   OTR   712 0 0
ANALOG DEVICES INC COM 032654105 260 1,508 SH   SOLE   1,508 0 0
ANALOG DEVICES INC COM 032654105 260 1,511 SH   OTR   1,511 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 85 9,561 SH   SOLE   9,561 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 13 1,500 SH   OTR   1,500 0 0
ANTHEM INC COM 036752103 234 612 SH   SOLE   612 0 0
ANTHEM INC COM 036752103 268 701 SH   OTR   659 42 0
APPLE INC COM 037833100 14,910 108,867 SH   SOLE   108,815 52 0
APPLE INC COM 037833100 4,605 33,625 SH   OTR   33,625 0 0
APPLIED MATLS INC COM 038222105 71 501 SH   SOLE   501 0 0
APPLIED MATLS INC COM 038222105 498 3,500 SH   OTR   2,900 600 0
AUTOMATIC DATA PROCESSING IN COM 053015103 236 1,188 SH   SOLE   1,188 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 232 1,170 SH   OTR   1,170 0 0
BK OF AMERICA CORP COM 060505104 233 5,646 SH   SOLE   5,646 0 0
BK OF AMERICA CORP COM 060505104 276 6,700 SH   OTR   6,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,047 25,358 SH   SOLE   25,348 10 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 291 1,047 SH   OTR   992 55 0
BRISTOL-MYERS SQUIBB CO COM 110122108 284 4,252 SH   SOLE   4,252 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 247 3,698 SH   OTR   3,598 100 0
CBOE GLOBAL MKTS INC COM 12503M108 4,224 35,482 SH   SOLE   35,467 15 0
CBOE GLOBAL MKTS INC COM 12503M108 1 5 SH   OTR   5 0 0
CIGNA CORP NEW COM 125523100 166 700 SH   SOLE   700 0 0
CIGNA CORP NEW COM 125523100 253 1,069 SH   OTR   1,069 0 0
CVS HEALTH CORP COM 126650100 5,012 60,073 SH   SOLE   60,045 28 0
CVS HEALTH CORP COM 126650100 131 1,568 SH   OTR   1,568 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 395 8,132 SH   SOLE   8,132 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 13 275 SH   OTR   275 0 0
CATERPILLAR INC COM 149123101 226 1,040 SH   SOLE   1,040 0 0
CATERPILLAR INC COM 149123101 1,101 5,060 SH   OTR   5,060 0 0
CELANESE CORP DEL COM 150870103 3,285 21,672 SH   SOLE   21,662 10 0
CELANESE CORP DEL COM 150870103 9 57 SH   OTR   57 0 0
CHEVRON CORP NEW COM 166764100 300 2,861 SH   SOLE   2,861 0 0
CHEVRON CORP NEW COM 166764100 603 5,757 SH   OTR   5,757 0 0
CINCINNATI FINL CORP COM 172062101 746 6,397 SH   SOLE   6,397 0 0
CINCINNATI FINL CORP COM 172062101 3,172 27,199 SH   OTR   27,199 0 0
CISCO SYS INC COM 17275R102 6,989 131,872 SH   SOLE   131,817 55 0
CISCO SYS INC COM 17275R102 937 17,677 SH   OTR   16,652 1,025 0
CLOROX CO DEL COM 189054109 210 1,166 SH   SOLE   1,166 0 0
CLOUDFLARE INC CL A COM 18915M107 318 3,000 SH   SOLE   3,000 0 0
COCA COLA CO COM 191216100 388 7,176 SH   SOLE   7,176 0 0
COCA COLA CO COM 191216100 589 10,892 SH   OTR   10,892 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,342 48,256 SH   SOLE   48,234 22 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 74 1,065 SH   OTR   1,065 0 0
COLUMBIA CARE INC COM 197309107 50 10,700 SH   SOLE   10,700 0 0
CONOCOPHILLIPS COM 20825C104 62 1,013 SH   SOLE   1,013 0 0
CONOCOPHILLIPS COM 20825C104 305 5,014 SH   OTR   5,014 0 0
CONSERVATIVE BRDCAST MED & J COM 20849C106 1 10,000 SH   SOLE   10,000 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,462 10,526 SH   SOLE   10,521 5 0
CONSTELLATION BRANDS INC CL A 21036P108 118 505 SH   OTR   475 30 0
CONSUMERS BANCORP INC COM 210509105 378 19,400 SH   SOLE   19,400 0 0
CORTLAND BANCORP COM 220587109 340 12,714 SH   SOLE   12,714 0 0
CRONOS GROUP INC COM 22717L101 260 30,256 SH   SOLE   30,256 0 0
CUMMINS INC COM 231021106 2,255 9,248 SH   SOLE   9,244 4 0
CUMMINS INC COM 231021106 281 1,153 SH   OTR   1,153 0 0
D R HORTON INC COM 23331A109 4,051 44,823 SH   SOLE   44,800 23 0
D R HORTON INC COM 23331A109 141 1,555 SH   OTR   1,555 0 0
DTE ENERGY CO COM 233331107 177 1,362 SH   SOLE   1,362 0 0
DTE ENERGY CO COM 233331107 73 560 SH   OTR   560 0 0
DANAHER CORPORATION COM 235851102 1,059 3,945 SH   SOLE   3,945 0 0
DANAHER CORPORATION COM 235851102 537 2,000 SH   OTR   2,000 0 0
DARDEN RESTAURANTS INC COM 237194105 553 3,788 SH   SOLE   3,788 0 0
DARDEN RESTAURANTS INC COM 237194105 247 1,690 SH   OTR   1,690 0 0
DEERE & CO COM 244199105 83 235 SH   SOLE   235 0 0
DEERE & CO COM 244199105 150 425 SH   OTR   425 0 0
DISNEY WALT CO COM 254687106 6,956 39,575 SH   SOLE   39,562 13 0
DISNEY WALT CO COM 254687106 272 1,549 SH   OTR   1,436 113 0
DOMINION ENERGY INC COM 25746U109 431 5,859 SH   SOLE   5,859 0 0
DOMINION ENERGY INC COM 25746U109 151 2,054 SH   OTR   2,054 0 0
DOW INC COM 260557103 67 1,061 SH   SOLE   1,061 0 0
DOW INC COM 260557103 208 3,293 SH   OTR   3,227 66 0
DUKE ENERGY CORP NEW COM NEW 26441C204 350 3,546 SH   SOLE   3,546 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 58 585 SH   OTR   585 0 0
DUPONT DE NEMOURS INC COM 26614N102 67 866 SH   SOLE   866 0 0
DUPONT DE NEMOURS INC COM 26614N102 143 1,845 SH   OTR   1,746 99 0
EOG RES INC COM 26875P101 4,770 57,164 SH   SOLE   57,144 20 0
EOG RES INC COM 26875P101 42 504 SH   OTR   504 0 0
EBAY INC. COM 278642103 208 2,958 SH   SOLE   2,958 0 0
EBAY INC. COM 278642103 165 2,350 SH   OTR   2,050 300 0
EMERSON ELEC CO COM 291011104 151 1,568 SH   SOLE   1,568 0 0
EMERSON ELEC CO COM 291011104 74 766 SH   OTR   716 50 0
ENBRIDGE INC COM 29250N105 240 5,992 SH   SOLE   5,992 0 0
ENBRIDGE INC COM 29250N105 161 4,033 SH   OTR   4,033 0 0
ESSENTIAL UTILS INC COM 29670G102 4,852 106,161 SH   SOLE   106,111 50 0
ESSENTIAL UTILS INC COM 29670G102 392 8,580 SH   OTR   8,580 0 0
EXXON MOBIL CORP COM 30231G102 1,147 18,176 SH   SOLE   18,176 0 0
EXXON MOBIL CORP COM 30231G102 901 14,285 SH   OTR   14,185 100 0
EXXE GROUP INC COM 30233C109 7 160,000 SH   SOLE   160,000 0 0
FARMERS NATIONAL BANC CORP COM 309627107 3,725 240,157 SH   SOLE   231,123 9,034 0
FARMERS NATIONAL BANC CORP COM 309627107 99 6,400 SH   OTR   6,400 0 0
FIRSTENERGY CORP COM 337932107 182 4,899 SH   SOLE   4,899 0 0
FIRSTENERGY CORP COM 337932107 19 500 SH   OTR   500 0 0
FREEPORT-MCMORAN INC CL B 35671D857 2,201 59,301 SH   SOLE   59,277 24 0
FREEPORT-MCMORAN INC CL B 35671D857 21 564 SH   OTR   564 0 0
GENERAL ELECTRIC CO COM 369604103 1,145 85,035 SH   SOLE   85,035 0 0
GENERAL ELECTRIC CO COM 369604103 312 23,159 SH   OTR   23,159 0 0
GENERAL MLS INC COM 370334104 564 9,257 SH   SOLE   9,257 0 0
GENERAL MLS INC COM 370334104 767 12,586 SH   OTR   12,586 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 5,329 133,832 SH   SOLE   133,757 75 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 250 6,267 SH   OTR   6,267 0 0
HP INC COM 40434L105 4,477 148,289 SH   SOLE   148,213 76 0
HP INC COM 40434L105 666 22,050 SH   OTR   22,050 0 0
HERSHEY CO COM 427866108 279 1,599 SH   SOLE   1,599 0 0
HERSHEY CO COM 427866108 347 1,990 SH   OTR   1,990 0 0
HOME DEPOT INC COM 437076102 1,342 4,207 SH   SOLE   4,207 0 0
HOME DEPOT INC COM 437076102 1,123 3,521 SH   OTR   3,301 220 0
HONEYWELL INTL INC COM 438516106 3,832 17,472 SH   SOLE   17,465 7 0
HONEYWELL INTL INC COM 438516106 738 3,366 SH   OTR   3,241 125 0
HOST HOTELS & RESORTS INC COM 44107P104 107 6,253 SH   SOLE   6,253 0 0
HOST HOTELS & RESORTS INC COM 44107P104 181 10,576 SH   OTR   10,058 518 0
HUNTINGTON BANCSHARES INC COM 446150104 636 44,561 SH   SOLE   44,561 0 0
HUNTINGTON BANCSHARES INC COM 446150104 820 57,486 SH   OTR   52,753 4,733 0
ILLINOIS TOOL WKS INC COM 452308109 188 842 SH   SOLE   842 0 0
ILLINOIS TOOL WKS INC COM 452308109 86 385 SH   OTR   385 0 0
ILLUMINA INC COM 452327109 4,160 8,792 SH   SOLE   8,788 4 0
ILLUMINA INC COM 452327109 3 7 SH   OTR   7 0 0
INTEL CORP COM 458140100 960 17,097 SH   SOLE   17,097 0 0
INTEL CORP COM 458140100 706 12,579 SH   OTR   12,579 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 92 628 SH   SOLE   628 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 139 950 SH   OTR   950 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 6,991 19,725 SH   SOLE   19,717 8 0
INVESCO QQQ TR UNIT SER 1 46090E103 90 254 SH   OTR   254 0 0
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 341 5,291 SH   SOLE   5,291 0 0
ISHARES GOLD TR ISHARES NEW 464285204 236 7,003 SH   SOLE   7,003 0 0
ISHARES GOLD TR ISHARES NEW 464285204 78 2,302 SH   OTR   2,302 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,875 4,361 SH   SOLE   4,361 0 0
ISHARES TR MSCI EMG MKT ET 464287234 551 9,998 SH   SOLE   9,998 0 0
ISHARES TR MSCI EMG MKT ET 464287234 462 8,369 SH   OTR   8,369 0 0
ISHARES TR MSCI EAFE ETF 464287465 929 11,772 SH   SOLE   11,772 0 0
ISHARES TR MSCI EAFE ETF 464287465 643 8,154 SH   OTR   8,154 0 0
ISHARES TR RUS MID CAP ETF 464287499 167 2,109 SH   SOLE   2,109 0 0
ISHARES TR RUS MID CAP ETF 464287499 111 1,396 SH   OTR   0 1,396 0
ISHARES TR CORE S&P MCP ET 464287507 1,948 7,248 SH   SOLE   7,248 0 0
ISHARES TR CORE S&P MCP ET 464287507 1,527 5,684 SH   OTR   5,684 0 0
ISHARES TR RUS 1000 VAL ET 464287598 504 3,180 SH   SOLE   3,180 0 0
ISHARES TR CORE S&P SCP ET 464287804 2,339 20,706 SH   SOLE   20,706 0 0
ISHARES TR CORE S&P SCP ET 464287804 1,706 15,097 SH   OTR   15,097 0 0
ISHARES TR US HOME CONS ET 464288752 59 847 SH   SOLE   847 0 0
ISHARES TR US HOME CONS ET 464288752 170 2,455 SH   OTR   2,455 0 0
JPMORGAN CHASE & CO COM 46625H100 4,306 27,687 SH   SOLE   27,687 0 0
JPMORGAN CHASE & CO COM 46625H100 7,103 45,665 SH   OTR   40,235 5,430 0
JOHNSON & JOHNSON COM 478160104 7,334 44,519 SH   SOLE   44,503 16 0
JOHNSON & JOHNSON COM 478160104 2,707 16,434 SH   OTR   16,374 60 0
KIMBERLY-CLARK CORP COM 494368103 101 758 SH   SOLE   758 0 0
KIMBERLY-CLARK CORP COM 494368103 171 1,277 SH   OTR   1,277 0 0
KINDER MORGAN INC DEL COM 49456B101 4,086 224,133 SH   SOLE   224,033 100 0
KINDER MORGAN INC DEL COM 49456B101 139 7,604 SH   OTR   7,604 0 0
KROGER CO COM 501044101 41 1,075 SH   SOLE   1,075 0 0
KROGER CO COM 501044101 198 5,180 SH   OTR   5,180 0 0
LAM RESEARCH CORP COM 512807108 5,552 8,533 SH   SOLE   8,530 3 0
LAM RESEARCH CORP COM 512807108 51 79 SH   OTR   79 0 0
LEAFBUYER TECHNOLOGIES INC COM 52177H100 7 50,000 SH   SOLE   50,000 0 0
LOCKHEED MARTIN CORP COM 539830109 4,485 11,854 SH   SOLE   11,849 5 0
LOCKHEED MARTIN CORP COM 539830109 174 459 SH   OTR   419 40 0
MCDONALDS CORP COM 580135101 772 3,342 SH   SOLE   3,342 0 0
MCDONALDS CORP COM 580135101 821 3,556 SH   OTR   3,556 0 0
MERCK & CO INC COM 58933Y105 369 4,751 SH   SOLE   4,751 0 0
MERCK & CO INC COM 58933Y105 43 555 SH   OTR   555 0 0
METLIFE INC COM 59156R108 153 2,559 SH   SOLE   2,559 0 0
METLIFE INC COM 59156R108 163 2,730 SH   OTR   2,730 0 0
MICROSOFT CORP COM 594918104 14,876 54,914 SH   SOLE   54,899 15 0
MICROSOFT CORP COM 594918104 4,659 17,197 SH   OTR   16,797 400 0
MICROVISION INC DEL COM NEW 594960304 896 53,500 SH   SOLE   53,500 0 0
MID-AMER APT CMNTYS INC COM 59522J103 5,331 31,652 SH   SOLE   31,637 15 0
MID-AMER APT CMNTYS INC COM 59522J103 50 295 SH   OTR   295 0 0
NEXTERA ENERGY INC COM 65339F101 6,051 82,567 SH   SOLE   82,539 28 0
NEXTERA ENERGY INC COM 65339F101 674 9,192 SH   OTR   8,892 300 0
NIKE INC CL B 654106103 1,151 7,450 SH   SOLE   7,450 0 0
NIKE INC CL B 654106103 1,528 9,890 SH   OTR   9,890 0 0
NORDSON CORP COM 655663102 549 2,500 SH   SOLE   2,500 0 0
NORFOLK SOUTHN CORP COM 655844108 168 633 SH   SOLE   633 0 0
NORFOLK SOUTHN CORP COM 655844108 622 2,342 SH   OTR   2,342 0 0
NUCOR CORP COM 670346105 474 4,944 SH   SOLE   4,944 0 0
NUCOR CORP COM 670346105 223 2,327 SH   OTR   2,327 0 0
ORACLE CORP COM 68389X105 354 4,545 SH   SOLE   4,545 0 0
ORACLE CORP COM 68389X105 989 12,704 SH   OTR   12,164 540 0
OTIS WORLDWIDE CORP COM 68902V107 223 2,730 SH   SOLE   2,730 0 0
OTIS WORLDWIDE CORP COM 68902V107 19 237 SH   OTR   237 0 0
PNC FINL SVCS GROUP INC COM 693475105 927 4,862 SH   SOLE   4,862 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,234 6,467 SH   OTR   6,467 0 0
PPG INDS INC COM 693506107 2,937 17,300 SH   SOLE   17,300 0 0
PARKER-HANNIFIN CORP COM 701094104 391 1,272 SH   SOLE   1,272 0 0
PARKER-HANNIFIN CORP COM 701094104 1,494 4,865 SH   OTR   4,865 0 0
PAYPAL HLDGS INC COM 70450Y103 804 2,759 SH   SOLE   2,759 0 0
PAYPAL HLDGS INC COM 70450Y103 552 1,895 SH   OTR   1,545 350 0
PEPSICO INC COM 713448108 6,837 46,144 SH   SOLE   46,133 11 0
PEPSICO INC COM 713448108 1,860 12,555 SH   OTR   12,415 140 0
PFIZER INC COM 717081103 7,803 199,262 SH   SOLE   199,172 90 0
PFIZER INC COM 717081103 1,828 46,682 SH   OTR   46,682 0 0
PHILIP MORRIS INTL INC COM 718172109 275 2,774 SH   SOLE   2,774 0 0
PHILIP MORRIS INTL INC COM 718172109 243 2,455 SH   OTR   2,455 0 0
PREMIER FINANCIAL CORP COM 74052F108 71 2,497 SH   SOLE   2,497 0 0
PREMIER FINANCIAL CORP COM 74052F108 193 6,795 SH   OTR   6,795 0 0
PROCTER AND GAMBLE CO COM 742718109 3,088 22,887 SH   SOLE   22,887 0 0
PROCTER AND GAMBLE CO COM 742718109 2,320 17,192 SH   OTR   17,192 0 0
PROGRESSIVE CORP COM 743315103 775 7,892 SH   SOLE   7,892 0 0
PROGRESSIVE CORP COM 743315103 25 250 SH   OTR   250 0 0
QUALCOMM INC COM 747525103 48 339 SH   SOLE   339 0 0
QUALCOMM INC COM 747525103 520 3,641 SH   OTR   3,641 0 0
QUANTA SVCS INC COM 74762E102 94 1,039 SH   SOLE   1,039 0 0
QUANTA SVCS INC COM 74762E102 131 1,445 SH   OTR   1,445 0 0
RPM INTL INC COM 749685103 222 2,509 SH   SOLE   2,509 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 289 3,389 SH   SOLE   3,389 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 232 2,715 SH   OTR   2,615 100 0
ROPER TECHNOLOGIES INC COM 776696106 4,474 9,515 SH   SOLE   9,510 5 0
ROPER TECHNOLOGIES INC COM 776696106 2 5 SH   OTR   5 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 41 1,019 SH   SOLE   1,019 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 311 7,710 SH   OTR   7,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,861 44,061 SH   SOLE   44,061 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,228 7,541 SH   OTR   7,541 0 0
SPDR GOLD TR GOLD SHS 78463V107 414 2,501 SH   SOLE   2,501 0 0
SPDR SER TR S&P REGL BKG 78464A698 287 4,380 SH   SOLE   4,380 0 0
SPDR SER TR S&P REGL BKG 78464A698 61 931 SH   OTR   931 0 0
SCHLUMBERGER LTD COM STK 806857108 3,483 108,805 SH   SOLE   108,763 42 0
SCHLUMBERGER LTD COM STK 806857108 254 7,921 SH   OTR   7,921 0 0
SCHWAB CHARLES CORP COM 808513105 5,909 81,158 SH   SOLE   81,115 43 0
SCHWAB CHARLES CORP COM 808513105 136 1,874 SH   OTR   1,874 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,278 32,556 SH   SOLE   32,549 7 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 86 1,229 SH   OTR   1,229 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 8,378 46,920 SH   SOLE   46,905 15 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 411 2,300 SH   OTR   2,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,043 19,370 SH   SOLE   19,370 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 219 4,070 SH   OTR   4,070 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 202 5,492 SH   SOLE   5,492 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 25 685 SH   OTR   685 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 232 2,863 SH   SOLE   2,863 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 49 604 SH   OTR   604 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,951 62,480 SH   SOLE   62,451 29 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 157 2,484 SH   OTR   2,484 0 0
SHOPIFY INC CL A 82509L107 1,023 700 SH   SOLE   700 0 0
SMUCKER J M CO COM NEW 832696405 137 1,055 SH   SOLE   1,055 0 0
SMUCKER J M CO COM NEW 832696405 1,149 8,870 SH   OTR   8,870 0 0
SOUTHERN CO COM 842587107 681 11,257 SH   SOLE   11,257 0 0
STARBUCKS CORP COM 855244109 2,913 26,049 SH   SOLE   26,038 11 0
STARBUCKS CORP COM 855244109 22 195 SH   OTR   195 0 0
STRYKER CORPORATION COM 863667101 5,677 21,857 SH   SOLE   21,849 8 0
STRYKER CORPORATION COM 863667101 441 1,699 SH   OTR   1,609 90 0
TJX COS INC NEW COM 872540109 5,143 76,279 SH   SOLE   76,249 30 0
TJX COS INC NEW COM 872540109 192 2,845 SH   OTR   2,845 0 0
TARGET CORP COM 87612E106 380 1,571 SH   SOLE   1,571 0 0
TEXAS INSTRS INC COM 882508104 64 333 SH   SOLE   333 0 0
TEXAS INSTRS INC COM 882508104 139 723 SH   OTR   373 350 0
3M CO COM 88579Y101 469 2,359 SH   SOLE   2,359 0 0
3M CO COM 88579Y101 1,639 8,251 SH   OTR   8,251 0 0
TRAVELERS COMPANIES INC COM 89417E109 65 436 SH   SOLE   436 0 0
TRAVELERS COMPANIES INC COM 89417E109 158 1,058 SH   OTR   1,058 0 0
TRUIST FINL CORP COM 89832Q109 5,104 91,964 SH   SOLE   91,926 38 0
TRUIST FINL CORP COM 89832Q109 107 1,931 SH   OTR   1,931 0 0
TYSON FOODS INC CL A 902494103 4,707 63,815 SH   SOLE   63,784 31 0
TYSON FOODS INC CL A 902494103 171 2,317 SH   OTR   2,317 0 0
UNION PAC CORP COM 907818108 33 150 SH   SOLE   150 0 0
UNION PAC CORP COM 907818108 179 816 SH   OTR   816 0 0
UNITED PARCEL SERVICE INC CL B 911312106 5,548 26,679 SH   SOLE   26,668 11 0
UNITED PARCEL SERVICE INC CL B 911312106 24 113 SH   OTR   113 0 0
UNITEDHEALTH GROUP INC COM 91324P102 45 112 SH   SOLE   112 0 0
UNITEDHEALTH GROUP INC COM 91324P102 314 785 SH   OTR   785 0 0
VALERO ENERGY CORP COM 91913Y100 62 791 SH   SOLE   791 0 0
VALERO ENERGY CORP COM 91913Y100 159 2,032 SH   OTR   1,732 300 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 266 1,721 SH   SOLE   1,721 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 224 4,133 SH   SOLE   4,133 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 394 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 152 1,491 SH   SOLE   1,491 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 62 614 SH   OTR   614 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 885 3,085 SH   SOLE   3,085 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 337 1,495 SH   SOLE   1,495 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 81 360 SH   OTR   360 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,004 4,504 SH   SOLE   4,504 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,932 88,020 SH   SOLE   87,985 35 0
VERIZON COMMUNICATIONS INC COM 92343V104 657 11,729 SH   OTR   11,555 174 0
VISA INC COM CL A 92826C839 8,906 38,090 SH   SOLE   38,076 14 0
VISA INC COM CL A 92826C839 417 1,785 SH   OTR   1,785 0 0
WALMART INC COM 931142103 8,731 61,911 SH   SOLE   61,886 25 0
WALMART INC COM 931142103 2,292 16,255 SH   OTR   16,205 50 0
WELLS FARGO CO NEW COM 949746101 5,949 131,349 SH   SOLE   131,294 55 0
WELLS FARGO CO NEW COM 949746101 403 8,900 SH   OTR   8,775 125 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 4,949 143,790 SH   SOLE   143,730 60 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 211 6,139 SH   OTR   5,539 600 0
YUM BRANDS INC COM 988498101 91 794 SH   SOLE   794 0 0
YUM BRANDS INC COM 988498101 693 6,025 SH   OTR   6,025 0 0