The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC COM 001055102   44,720 400 SH   SOLE   400 0 0
AT&T, Inc. COM 00206R102   16,104 732 SH   SOLE   732 0 0
Ark Investment Management LLC Internet ETF NEXT GNRTN INTER 00214Q401   11,152 131 SH   SOLE   131 0 0
Abbott Labs COM 002824100   7,411 65 SH   SOLE   65 0 0
Abbvie Inc. COM 00287Y109   1,800,030 9,115 SH   SOLE   9,115 0 0
Adobe Sys Inc COM 00724F101   588,198 1,136 SH   SOLE   1,136 0 0
Advanced Micro Devices Inc COM 007903107   694,551 4,233 SH   SOLE   4,233 0 0
Air Products & Chemicals Inc. COM 009158106   520,450 1,748 SH   SOLE   1,748 0 0
Allstate Corp COM 020002101   605,742 3,194 SH   SOLE   3,194 0 0
Alphabet Inc. Cl C CAP STK CL C 02079K107   1,207,948 7,225 SH   SOLE   7,225 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305   2,369,167 14,285 SH   SOLE   14,285 0 0
Amazon.com Inc. COM 023135106   2,523,095 13,541 SH   SOLE   13,541 0 0
Ambev S.A. ADR SPONSORED ADR 02319V103   2,440 1,000 SH   SOLE   1,000 0 0
U-Haul Holding Company COM 023586100   232 3 SH   SOLE   3 0 0
U-Haul Holding Company COM SER N 023586506   37,944 527 SH   SOLE   527 0 0
American Century Sustainable Equity ETF SUSTAINABLE EQTY 025072752   17,434 248 SH   SOLE   248 0 0
American Elec Pwr Inc. COM 025537101   303,901 2,962 SH   SOLE   2,962 0 0
American Express Co COM 025816109   28,747 106 SH   SOLE   106 0 0
American Tower Corporation COM 03027X100   533,958 2,296 SH   SOLE   2,296 0 0
Ameriprise Financial Inc COM 03076C106   1,910,247 4,066 SH   SOLE   4,066 0 0
Amgen Inc. COM 031162100   57,353 178 SH   SOLE   178 0 0
Amphenol CL A 032095101   78,192 1,200 SH   SOLE   1,200 0 0
Apple Inc. COM 037833100   8,026,151 34,447 SH   SOLE   34,447 0 0
Applied Materials Inc. COM 038222105   74,354 368 SH   SOLE   368 0 0
Automatic Data Processing Inc. COM 053015103   960,253 3,470 SH   SOLE   3,470 0 0
Autozone INC Corp COM 053332102   9,450 3 SH   SOLE   3 0 0
Avery Dennison Corp COM 053611109   36,205 164 SH   SOLE   164 0 0
Bank of America Corp. COM 060505104   29,085 733 SH   SOLE   733 0 0
Bank New York Mellon Corp COM 064058100   231,030 3,215 SH   SOLE   3,215 0 0
Baxter Intl Inc. COM 071813109   37,970 1,000 SH   SOLE   1,000 0 0
Becton Dickinson & Co COM 075887109   46,291 192 SH   SOLE   192 0 0
Berkshire Hathaway Cl B CL B NEW 084670702   1,158,014 2,516 SH   SOLE   2,516 0 0
Boeing Co COM 097023105   378,732 2,491 SH   SOLE   2,491 0 0
Booking Holdings Inc COM 09857L108   1,015,121 241 SH   SOLE   241 0 0
Booz Allen Hamilton Holdings CL A 099502106   60,221 370 SH   SOLE   370 0 0
Bristol-Myers Squibb Co COM 110122108   28,147 544 SH   SOLE   544 0 0
British American Tobacco ADR SPONSORED ADR 110448107   227,345 6,215 SH   SOLE   6,215 0 0
Broadridge Financial Solutions, Inc. COM 11133T103   129,018 600 SH   SOLE   600 0 0
Broadcom Inc COM 11135F101   1,599,420 9,272 SH   SOLE   9,272 0 0
Cigna Group COM 125523100   20,094 58 SH   SOLE   58 0 0
CSX Corp. COM 126408103   66,954 1,939 SH   SOLE   1,939 0 0
CVS Health Corporation COM 126650100   50,933 810 SH   SOLE   810 0 0
Camden Natl Corp COM 133034108   413 10 SH   SOLE   10 0 0
Cameco Corp ADR COM 13321L108   9,552 200 SH   SOLE   200 0 0
Canadian National Railway Co ADR COM 136375102   11,715 100 SH   SOLE   100 0 0
Canadian Nat Res Ltd ADR COM 136385101   13,284 400 SH   SOLE   400 0 0
Canadian Pacific Kansas City Limited ADR COM 13646K108   42,428 496 SH   SOLE   496 0 0
Cardinal Health Inc. COM 14149Y108   20,557 186 SH   SOLE   186 0 0
Casey's General Stores Inc COM 147528103   75,518 201 SH   SOLE   201 0 0
Caterpillar Inc COM 149123101   1,100,221 2,813 SH   SOLE   2,813 0 0
Chevron Corp. COM 166764100   550,643 3,739 SH   SOLE   3,739 0 0
Church & Dwight Co Inc. COM 171340102   60,947 582 SH   SOLE   582 0 0
Cisco Systems Inc. COM 17275R102   1,225,816 23,033 SH   SOLE   23,033 0 0
Coca Cola Co COM 191216100   99,957 1,391 SH   SOLE   1,391 0 0
Colgate Palmolive Co COM 194162103   90,626 873 SH   SOLE   873 0 0
Comcast Corp CL A CL A 20030N101   34,586 828 SH   SOLE   828 0 0
Conagra Brands Inc COM 205887102   58,536 1,800 SH   SOLE   1,800 0 0
ConocoPhillips COM 20825C104   441,018 4,189 SH   SOLE   4,189 0 0
Consolidated Edison, Inc. COM 209115104   9,788 94 SH   SOLE   94 0 0
Corning Inc COM 219350105   453,261 10,039 SH   SOLE   10,039 0 0
Costco Wholesale Corp. COM 22160K105   1,227,830 1,385 SH   SOLE   1,385 0 0
Crowdstrike Holdings Inc Ordinary Shares - Class A CL A 22788C105   5,048 18 SH   SOLE   18 0 0
Crown Castle Intl Corp COM 22822V101   633,366 5,339 SH   SOLE   5,339 0 0
Curtiss-Wright Corp COM 231561101   71,654 218 SH   SOLE   218 0 0
Danaher Corp. COM 235851102   818,769 2,945 SH   SOLE   2,945 0 0
Deere & Company COM 244199105   93,899 225 SH   SOLE   225 0 0
Dentsply Sirona Inc. COM 24906P109   34,745 1,284 SH   SOLE   1,284 0 0
Digital Realty Trust Inc COM 253868103   790,863 4,887 SH   SOLE   4,887 0 0
Dimensional US Small Cap ETF US SMALL CAP ETF 25434V500   185,175 2,855 SH   SOLE   2,855 0 0
Walt Disney Co COM 254687106   555,209 5,772 SH   SOLE   5,772 0 0
Dominion Energy Inc. COM 25746U109   22,249 385 SH   SOLE   385 0 0
Dow Inc COM 260557103   1,038,680 19,013 SH   SOLE   19,013 0 0
Duke Energy Corp COM NEW 26441C204   418,193 3,627 SH   SOLE   3,627 0 0
EOG Resources Inc COM 26875P101   8,236 67 SH   SOLE   67 0 0
Eaton Vance Tax-Adv Dividend Inc Fund COM 27828G107   14,542 589 SH   SOLE   589 0 0
Ecolab Inc COM 278865100   628,367 2,461 SH   SOLE   2,461 0 0
Edwards Lifesciences Corp COM 28176E108   79,188 1,200 SH   SOLE   1,200 0 0
Emerson Electric Co COM 291011104   65,294 597 SH   SOLE   597 0 0
Enbridge Inc. ADR COM 29250N105   521,026 12,830 SH   SOLE   12,830 0 0
Entergy Corp. COM 29364G103   93,706 712 SH   SOLE   712 0 0
Exxon Mobil Corp COM 30231G102   1,815,269 15,486 SH   SOLE   15,486 0 0
Meta Platforms Inc Cl A CL A 30303M102   971,431 1,697 SH   SOLE   1,697 0 0
Fidelity National Information Services Inc COM 31620M106   27,973 334 SH   SOLE   334 0 0
Fidelity National Financial Inc. FNF GROUP COM 31620R303   124 2 SH   SOLE   2 0 0
Fifth Third Bancorp COM 316773100   375,150 8,757 SH   SOLE   8,757 0 0
First Solar Inc. COM 336433107   29,434 118 SH   SOLE   118 0 0
First Trust Exchange-Traded Fund III ETF SHS 336917109   14,892 355 SH   SOLE   355 0 0
First Trust Rising Div ETF RISNG DIVD ACHIV 33738R506   16,283 275 SH   SOLE   275 0 0
Fiserv, Inc. COM 337738108   39,523 220 SH   SOLE   220 0 0
Ford Motor Co COM 345370860   265,711 25,162 SH   SOLE   25,162 0 0
Fortive Corp COM 34959J108   340,583 4,315 SH   SOLE   4,315 0 0
Fortrea Holdings Inc COMMON STOCK 34965K107   8,380 419 SH   SOLE   419 0 0
GE Vernova Inc. COM 36828A101   5,100 20 SH   SOLE   20 0 0
General Dynamics Corp COM 369550108   15,110 50 SH   SOLE   50 0 0
GE Aerospace COM NEW 369604301   1,131 6 SH   SOLE   6 0 0
General Mills Inc COM 370334104   16,764 227 SH   SOLE   227 0 0
Genuine Parts Co. COM 372460105   6,984 50 SH   SOLE   50 0 0
Global Water Resources Inc COM 379463102   2,304 183 SH   SOLE   183 0 0
John Hancock Tax-Adv Dividend Inc Fund COM 41013V100   30,186 1,300 SH   SOLE   1,300 0 0
Hasbro Inc. COM 418056107   406,583 5,622 SH   SOLE   5,622 0 0
Hershey Co COM 427866108   6,712 35 SH   SOLE   35 0 0
Hewlett Packard Enterprise Corp COM 42824C109   4,890 239 SH   SOLE   239 0 0
Hillenbrand Inc. COM 431571108   47,594 1,712 SH   SOLE   1,712 0 0
Home Depot Inc COM 437076102   1,201,418 2,965 SH   SOLE   2,965 0 0
Honeywell Intl Inc. COM 438516106   997,789 4,827 SH   SOLE   4,827 0 0
Hormel Foods Corp COM 440452100   134,947 4,257 SH   SOLE   4,257 0 0
Huntington Bancshares Inc COM 446150104   402,163 27,358 SH   SOLE   27,358 0 0
IDEXX Laboratories, Inc. COM 45168D104   149,545 296 SH   SOLE   296 0 0
NYLI Mackay Municipal Insured ETF NYLI MACKAY MUN 45409F827   14,440 587 SH   SOLE   587 0 0
IBM Corp. COM 459200101   101,697 460 SH   SOLE   460 0 0
Invesco WilderHill Clean Energy ETF WILDERHIL CLAN 46137V134   6,069 303 SH   SOLE   303 0 0
Invesco Water Resources ETF WATER RES ETF 46137V142   59,606 845 SH   SOLE   845 0 0
Invesco S&P 500 Equal Weight Health Care ETF S&P500 EQL HLT 46137V332   10,314 320 SH   SOLE   320 0 0
Invesco S&P 500 Equal Weight ETF S&P500 EQL WGT 46137V357   13,079 73 SH   SOLE   73 0 0
Invesco Senior Loan ETF SR LN ETF 46138G508   20,317 967 SH   SOLE   967 0 0
IonQ Inc COM 46222L108   4,894 560 SH   SOLE   560 0 0
IShares Core S&P 500 ETF CORE S&P500 ETF 464287200   39,801 69 SH   SOLE   69 0 0
iShares iBoxx Invest Grade Corp. Bd ETF IBOXX INV CP ETF 464287242   17,625 156 SH   SOLE   156 0 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   49,342 590 SH   SOLE   590 0 0
IShares Core S&P Midcap ETF CORE S&P MCP ETF 464287507   10,594 170 SH   SOLE   170 0 0
iShares Russell 1000 Growth Index ETF RUS 1000 GRW ETF 464287614   184,312 491 SH   SOLE   491 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   22,089 100 SH   SOLE   100 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   914,276 7,817 SH   SOLE   7,817 0 0
iShares Global Clean Energy ETF GL CLEAN ENE ETF 464288224   2,189 149 SH   SOLE   149 0 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570   17,515 161 SH   SOLE   161 0 0
iShares Barclays Interm Govt/Credit Bond ETF INTRM GOV CR ETF 464288612   137,516 1,284 SH   SOLE   1,284 0 0
iShares Short-Term Corporate Bond ETF ISHS 1-5YR INVS 464288646   42,602 809 SH   SOLE   809 0 0
iShares MSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   264,573 2,198 SH   SOLE   2,198 0 0
IShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   498,037 6,381 SH   SOLE   6,381 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103   757,869 13,201 SH   SOLE   13,201 0 0
iShares 0-5 Year High Yield Corporate Bond ETF 0-5YR HI YL CP 46434V407   17,672 407 SH   SOLE   407 0 0
iShares iBonds Dec 2025 Term Corporate ETF IBONDS DEC25 ETF 46434VBD1   16,064 640 SH   SOLE   640 0 0
iShares iBonds Dec 2024 Term Corporate ETF IBONDS DEC24 ETF 46434VBG4   29,269 1,161 SH   SOLE   1,161 0 0
iShares iBonds Dec 2026 Term Corporate ETF IBONDS DEC2026 46435GAA0   16,160 665 SH   SOLE   665 0 0
iShares Paris-Aligned Climate MSCI USA ETF PARIS ALGND CLIM 46436E411   12,367 195 SH   SOLE   195 0 0
iShares iBonds Dec 2025 Term Treasury ETF IBONDS 25 TRM TS 46436E866   19,884 849 SH   SOLE   849 0 0
iShares iBonds Dec 2024 Term Treasury ETF IBONDS 24 TRM TS 46436E874   41,112 1,713 SH   SOLE   1,713 0 0
JPMorgan Chase & Co. COM 46625H100   2,492,576 11,821 SH   SOLE   11,821 0 0
J.P.Morgan Investment Management Inc. Ultra-Short Income ETF ULTRA SHRT ETF 46641Q837   27,146 535 SH   SOLE   535 0 0
Johnson & Johnson COM 478160104   1,109,463 6,846 SH   SOLE   6,846 0 0
Kimberly Clark Corp COM 494368103   36,139 254 SH   SOLE   254 0 0
Kontoor Brands Inc COM 50050N103   31,731 388 SH   SOLE   388 0 0
The Kraft Heinz Co. COM 500754106   351 10 SH   SOLE   10 0 0
LKQ Corporation COM 501889208   56,567 1,417 SH   SOLE   1,417 0 0
L3 Harris Technologies Inc COM 502431109   35,681 150 SH   SOLE   150 0 0
Labcorp Holdings Inc COM SHS 504922105   42,014 188 SH   SOLE   188 0 0
Lamb Weston Holdings Inc COM 513272104   38,844 600 SH   SOLE   600 0 0
Lear Corp COM NEW 521865204   6,331 58 SH   SOLE   58 0 0
Eli Lilly & Co. COM 532457108   194,021 219 SH   SOLE   219 0 0
Lockheed Martin Corp COM 539830109   851,119 1,456 SH   SOLE   1,456 0 0
Lowes Cos Inc. COM 548661107   72,317 267 SH   SOLE   267 0 0
Magna Intl Inc ADR COM 559222401   31,560 769 SH   SOLE   769 0 0
Manulife Financial Corp. ADR COM 56501R106   13,711 464 SH   SOLE   464 0 0
Marathon Oil Corporation COM 565849106   45,271 1,700 SH   SOLE   1,700 0 0
Marathon Pete Corp. COM 56585A102   295,682 1,815 SH   SOLE   1,815 0 0
Masco Corp COM 574599106   83,940 1,000 SH   SOLE   1,000 0 0
Mattel Inc COM 577081102   3,753 197 SH   SOLE   197 0 0
McCormick & Co Inc COM NON VTG 579780206   40,245 489 SH   SOLE   489 0 0
McDonald's Corp. COM 580135101   1,394,351 4,579 SH   SOLE   4,579 0 0
Merck & Co. Inc. COM 58933Y105   1,608,123 14,161 SH   SOLE   14,161 0 0
MetLife Inc. COM 59156R108   3,299 40 SH   SOLE   40 0 0
Microsoft Corp COM 594918104   5,866,280 13,633 SH   SOLE   13,633 0 0
Micron Technology Inc COM 595112103   82,968 800 SH   SOLE   800 0 0
Moderna Inc COM 60770K107   1,738 26 SH   SOLE   26 0 0
Morgan Stanley COM NEW 617446448   294,686 2,827 SH   SOLE   2,827 0 0
Nio Inc ADR SPON ADS 62914V106   1,269 190 SH   SOLE   190 0 0
Nano Nuclear Energy Inc. COM 63010H108   4,827 335 SH   SOLE   335 0 0
Net Lease Office Properties COM 64110Y108   337 11 SH   SOLE   11 0 0
Nextera Energy Inc COM 65339F101   414,366 4,902 SH   SOLE   4,902 0 0
Norfolk Southern Corp COM 655844108   1,740 7 SH   SOLE   7 0 0
Northrop Grumman Corp COM 666807102   644,245 1,220 SH   SOLE   1,220 0 0
Novartis AG ADR SPONSORED ADR 66987V109   619,038 5,382 SH   SOLE   5,382 0 0
Novo-Nordisk A/S ADR ADR 670100205   106,210 892 SH   SOLE   892 0 0
Nvidia Corp COM 67066G104   2,350,107 19,352 SH   SOLE   19,352 0 0
Occidental Pete Corp COM 674599105   92,772 1,800 SH   SOLE   1,800 0 0
PNC Financial Services Group COM 693475105   566,565 3,065 SH   SOLE   3,065 0 0
Palantir Technologies Inc CL A 69608A108   20,051 539 SH   SOLE   539 0 0
Paychex Inc. COM 704326107   8,320 62 SH   SOLE   62 0 0
Paypal Holdings Inc COM 70450Y103   657,715 8,429 SH   SOLE   8,429 0 0
PepsiCo, Inc. COM 713448108   1,611,734 9,478 SH   SOLE   9,478 0 0
Pfizer Inc COM 717081103   50,124 1,732 SH   SOLE   1,732 0 0
Phillip Morris Intl, Inc. COM 718172109   692,344 5,703 SH   SOLE   5,703 0 0
Pinnacle West Cap Corp COM 723484101   63,785 720 SH   SOLE   720 0 0
Polaris Industries Inc COM 731068102   8,324 100 SH   SOLE   100 0 0
T. Rowe Price Group COM 74144T108   7,298 67 SH   SOLE   67 0 0
Procter & Gamble Co. COM 742718109   1,411,234 8,148 SH   SOLE   8,148 0 0
Prologis Inc COM 74340W103   632,915 5,012 SH   SOLE   5,012 0 0
Prudential Financial Inc. COM 744320102   561,420 4,636 SH   SOLE   4,636 0 0
Qualcomm Inc COM 747525103   547,561 3,220 SH   SOLE   3,220 0 0
Quest Diagnostics Inc. COM 74834L100   593,521 3,823 SH   SOLE   3,823 0 0
RTX Corporation COM 75513E101   953,287 7,868 SH   SOLE   7,868 0 0
Regions Financial Corp COM 7591EP100   59,725 2,560 SH   SOLE   2,560 0 0
Rivian Automotive Inc Cl A COM CL A 76954A103   561 50 SH   SOLE   50 0 0
Robert Half Inc COM 770323103   6,404 95 SH   SOLE   95 0 0
Royal Bank Of Canada Corp COM 780087102   3,991 32 SH   SOLE   32 0 0
Spdr Series Trust Nuveen Bloomberg High Yield Municipal Bond ETF NUVEEN BLOOMBERG 78464A284   24,641 938 SH   SOLE   938 0 0
SPDR S&P 600 Small Cap Value ETF S&P 600 SMCP VAL 78464A300   204,635 2,357 SH   SOLE   2,357 0 0
SPDR Portfolio Short Term Corp Bd ETF PORTFOLIO SHORT 78464A474   48,024 1,586 SH   SOLE   1,586 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107   1,351,803 2,373 SH   SOLE   2,373 0 0
Spdr Series Trust Bloomberg Short Term High Yield Bond ETF BLOOMBERG SHT TE 78468R408   20,059 779 SH   SOLE   779 0 0
SPDR S&P Kensho Clean Power ETF S&P KENSHO CLEAN 78468R655   2,237 34 SH   SOLE   34 0 0
Spdr S&p 500 Fossil Fuel Reserves Free Etf Res Fre SPDR S&P 500 ETF 78468R796   88,594 1,875 SH   SOLE   1,875 0 0
Salesforce Inc COM 79466L302   865,197 3,161 SH   SOLE   3,161 0 0
Schlumberger Ltd. ADR COM STK 806857108   51,389 1,225 SH   SOLE   1,225 0 0
Charles Schwab Corp. COM 808513105   644,341 9,942 SH   SOLE   9,942 0 0
Schwab US Large-Cap Growth ETF US LCAP GR ETF 808524300   111,994 1,075 SH   SOLE   1,075 0 0
Schwab US Large-Cap Value ETF US LCAP VA ETF 808524409   106,088 1,320 SH   SOLE   1,320 0 0
Schwab US Dividend Equity ETF US DIVIDEND EQ 808524797   31,361 371 SH   SOLE   371 0 0
Schwab Intermediate Term US Treasury ETF INT-TRM U.S TRES 808524854   25,148 497 SH   SOLE   497 0 0
Schwab Short-Term US Treasury ETF SHT TM US TRES 808524862   26,253 536 SH   SOLE   536 0 0
Sonoco Products Co. COM 835495102   27,315 500 SH   SOLE   500 0 0
Soundhound AI Inc Class A Corp CLASS A COM 836100107   8,821 1,893 SH   SOLE   1,893 0 0
Southern Co COM 842587107   67,274 746 SH   SOLE   746 0 0
Stanley Black & Decker Inc. COM 854502101   110,130 1,000 SH   SOLE   1,000 0 0
Starbucks Corp COM 855244109   566,514 5,811 SH   SOLE   5,811 0 0
Stryker Corp COM 863667101   22,759 63 SH   SOLE   63 0 0
Supernus Pharmaceuticals Inc COM 868459108   102,894 3,300 SH   SOLE   3,300 0 0
Sysco Corp COM 871829107   98,121 1,257 SH   SOLE   1,257 0 0
TJX Companies COM 872540109   47,016 400 SH   SOLE   400 0 0
T-Mobile US, Inc. COM 872590104   57,574 279 SH   SOLE   279 0 0
Taiwan Semiconductor Manufacturing ADR SPONSORED ADS 874039100   9,726 56 SH   SOLE   56 0 0
Target Corp COM 87612E106   680,641 4,367 SH   SOLE   4,367 0 0
TC Energy Corp ADR COM 87807B107   412,591 8,677 SH   SOLE   8,677 0 0
Tesla Motors Inc COM 88160R101   613,522 2,345 SH   SOLE   2,345 0 0
Texas Instruments Inc COM 882508104   119,604 579 SH   SOLE   579 0 0
Thermo Fisher Scientific Inc. COM 883556102   761,460 1,231 SH   SOLE   1,231 0 0
Topbuild Corp. COM 89055F103   45,156 111 SH   SOLE   111 0 0
Tractor Supply Co COM 892356106   243,217 836 SH   SOLE   836 0 0
The Travelers Companies Inc. COM 89417E109   72,109 308 SH   SOLE   308 0 0
Truist Financial Corporation COM 89832Q109   423,209 9,895 SH   SOLE   9,895 0 0
US Bancorp COM NEW 902973304   67,726 1,481 SH   SOLE   1,481 0 0
Uipath Inc Ordinary Shares - Class A CL A 90364P105   5,094 398 SH   SOLE   398 0 0
Union Pacific Corp. COM 907818108   1,488,739 6,040 SH   SOLE   6,040 0 0
United Parcel Service Inc. CL B 911312106   75,260 552 SH   SOLE   552 0 0
United States Steel Corp. COM 912909108   2,826 80 SH   SOLE   80 0 0
UnitedHealth Group Inc. COM 91324P102   1,278,110 2,186 SH   SOLE   2,186 0 0
Unumprovident Corp COM 91529Y106   594 10 SH   SOLE   10 0 0
VF Corp. COM 918204108   54,264 2,720 SH   SOLE   2,720 0 0
VanEck Intermediate Muni ETF INTRMDT MUNI ETF 92189H201   152,259 3,243 SH   SOLE   3,243 0 0
VanEck High Yield Muni ETF HIGH YLD MUNIETF 92189H409   24,306 458 SH   SOLE   458 0 0
Vanguard Interm-Term Bond ETF INTERMED TERM 921937819   162,539 2,074 SH   SOLE   2,074 0 0
Vanguard FTSE Developed Markets ETF VAN FTSE DEV MKT 921943858   2,064,765 39,098 SH   SOLE   39,098 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406   163,199 1,273 SH   SOLE   1,273 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   167,188 3,494 SH   SOLE   3,494 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363   51,184 97 SH   SOLE   97 0 0
Vanguard Mid-Cap Value ETF MCAP VL IDXVIP 922908512   11,234 67 SH   SOLE   67 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   727,143 7,464 SH   SOLE   7,464 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   180,702 900 SH   SOLE   900 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   1,012,052 3,836 SH   SOLE   3,836 0 0
Verizon Communications Inc COM 92343V104   647,602 14,420 SH   SOLE   14,420 0 0
Vertiv Holdings Co Class A COM CL A 92537N108   5,173 52 SH   SOLE   52 0 0
Paramount Global CLASS B COM 92556H206   46,855 4,412 SH   SOLE   4,412 0 0
Visa Inc. COM CL A 92826C839   988,170 3,594 SH   SOLE   3,594 0 0
Vistra Corp COM 92840M102   5,216 44 SH   SOLE   44 0 0
W. P. Carey Inc COM 92936U109   10,280 165 SH   SOLE   165 0 0
Walmart Inc. COM 931142103   1,626,790 20,146 SH   SOLE   20,146 0 0
Waste Conections, Inc ADR COM 94106B101   46,851 262 SH   SOLE   262 0 0
Waste Management Inc. COM 94106L109   55,429 267 SH   SOLE   267 0 0
Waters Corporation COM 941848103   32,750 91 SH   SOLE   91 0 0
WEX Inc. COM 96208T104   1,049 5 SH   SOLE   5 0 0
Williams Companies Inc. COM 969457100   1,003,752 21,988 SH   SOLE   21,988 0 0
Zimmer Holdings, Inc. COM 98956P102   7,557 70 SH   SOLE   70 0 0
Zoetis Inc CL A 98978V103   489,622 2,506 SH   SOLE   2,506 0 0
Accenture PLC ADR SHS CLASS A G1151C101   75,291 213 SH   SOLE   213 0 0
Eaton Corp PLC ADR SHS G29183103   861,744 2,600 SH   SOLE   2,600 0 0
Linde PLC ADR SHS G54950103   135,905 285 SH   SOLE   285 0 0
Medtronic PLC ADR SHS G5960L103   639,753 7,106 SH   SOLE   7,106 0 0
TE Connectivity Plc ADR ORD SHS G87052109   566,062 3,749 SH   SOLE   3,749 0 0
Chubb Ltd ADR COM H1467J104   792,496 2,748 SH   SOLE   2,748 0 0
ASML Holding NV ADR Rep Corp N Y REGISTRY SHS N07059210   9,166 11 SH   SOLE   11 0 0