The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 1,267 6,578 SH   SOLE 0 0 6,578 0
Abbott Laboratories COM 002824100 2,071 17,283 SH   SOLE 0 0 17,283 0
AbbVie, Inc. COM 00287Y109 3,192 29,492 SH   SOLE 0 0 29,492 0
Accenture plc SHS CL A G1151C101 3,144 11,382 SH   SOLE 0 0 11,382 0
Activision Blizzard, Inc. COM 00507V109 217 2,338 SH   SOLE 0 0 2,338 0
Adobe Systems, Inc. COM 00724F101 4,034 8,486 SH   SOLE 0 0 8,486 0
Advanced Micro Devices, Inc. COM 007903107 1,409 17,944 SH   SOLE 0 0 17,944 0
Aegon NV NY REGISTRY SHS 007924103 227 48,017 SH   SOLE 0 0 48,017 0
Agilent Technologies, Inc. COM 00846U101 268 2,106 SH   SOLE 0 0 2,106 0
Air Lease Corp. CL A 00912X302 1,561 31,865 SH   SOLE 0 0 31,865 0
Alexion Pharmaceuticals, Inc. COM 015351109 300 1,959 SH   SOLE 0 0 1,959 0
Allstate Corp. COM 020002101 1,733 15,085 SH   SOLE 0 0 15,085 0
Ally Financial, Inc. COM 02005N100 2,325 51,436 SH   SOLE 0 0 51,436 0
Alphabet, Inc. - Class A CAP STK CL A 02079K305 9,205 4,463 SH   SOLE 0 0 4,463 0
Alphabet, Inc. - Class C CAP STK CL C 02079K107 2,559 1,237 SH   SOLE 0 0 1,237 0
Altria Group COM 02209S103 239 4,668 SH   SOLE 0 0 4,668 0
Amazon.com, Inc. COM 023135106 8,302 2,683 SH   SOLE 0 0 2,683 0
Amedisys, Inc. COM 023436108 505 1,906 SH   SOLE 0 0 1,906 0
America Movil SAB - Series L SPON ADR L SHS 02364W105 243 17,928 SH   SOLE 0 0 17,928 0
American Tower Corp. COM 03027X100 205 856 SH   SOLE 0 0 856 0
Ameriprise Financial, Inc. COM 03076C106 244 1,050 SH   SOLE 0 0 1,050 0
Amgen, Inc. COM 031162100 1,924 7,734 SH   SOLE 0 0 7,734 0
Amphenol Corp. CL A 032095101 580 8,794 SH   SOLE 0 0 8,794 0
Amyris, Inc. COM NEW 03236M200 453 23,711 SH   SOLE 0 0 23,711 0
Anthem Inc. COM 036752103 1,076 2,998 SH   SOLE 0 0 2,998 0
Apple, Inc. COM 037833100 21,069 172,487 SH   SOLE 0 0 172,487 0
Applied Materials, Inc. COM 038222105 280 2,095 SH   SOLE 0 0 2,095 0
Archer Daniels Midland Co. COM 039483102 481 8,447 SH   SOLE 0 0 8,447 0
Arconic Corp. COM 03966V107 1,909 75,180 SH   SOLE 0 0 75,180 0
Arista Networks Inc. COM 040413106 339 1,123 SH   SOLE 0 0 1,123 0
Arrow Electronics, Inc. COM 042735100 989 8,927 SH   SOLE 0 0 8,927 0
Associated Banc-Corp. COM 045487105 271 12,683 SH   SOLE 0 0 12,683 0
AT&T Inc. COM 00206R102 1,789 59,106 SH   SOLE 0 0 59,106 0
Athene Holding Ltd. - Class A CL A G0684D107 1,090 21,632 SH   SOLE 0 0 21,632 0
Automatic Data Processing, Inc. COM 053015103 522 2,772 SH   SOLE 0 0 2,772 0
AutoNation, Inc. COM 05329W102 892 9,571 SH   SOLE 0 0 9,571 0
Autozone Inc. COM 053332102 233 166 SH   SOLE 0 0 166 0
Banco Bilbao Vizcaya Argentaria, SA SPONSORED ADR 05946K101 71 13,545 SH   SOLE 0 0 13,545 0
Bank Montreal Quebec COM 063671101 1,003 11,256 SH   SOLE 0 0 11,256 0
Bank of America Corp. COM 060505104 1,783 46,083 SH   SOLE 0 0 46,083 0
Bank of New York Mellon Corp. COM 064058100 379 8,013 SH   SOLE 0 0 8,013 0
Baxter International Inc. COM 071813109 502 5,950 SH   SOLE 0 0 5,950 0
Becton Dickinson & Co. COM 075887109 331 1,363 SH   SOLE 0 0 1,363 0
Berkshire Hathaway, Inc. - Class B CL B NEW 084670702 2,390 9,354 SH   SOLE 0 0 9,354 0
Best Buy Inc. COM 086516101 625 5,448 SH   SOLE 0 0 5,448 0
Biogen Idec Inc. COM 09062X103 892 3,190 SH   SOLE 0 0 3,190 0
Bio-Rad Laboratories, Inc. CL A 090572207 608 1,065 SH   SOLE 0 0 1,065 0
BlackRock, Inc. COM 09247X101 340 451 SH   SOLE 0 0 451 0
Booz Allen Hamilton Holding Corp. CL A 099502106 369 4,579 SH   SOLE 0 0 4,579 0
Boston Beer Co. CL A 100557107 1,873 1,553 SH   SOLE 0 0 1,553 0
Brighthouse Financial, Inc. COM 10922N103 917 20,720 SH   SOLE 0 0 20,720 0
Bristol-Myers Squibb Company COM 110122108 1,494 23,673 SH   SOLE 0 0 23,673 0
Broadcom Ltd. COM 11135F101 740 1,595 SH   SOLE 0 0 1,595 0
Bunge Ltd. COM G16962105 201 2,541 SH   SOLE 0 0 2,541 0
Cable One, Inc. COM 12685J105 230 126 SH   SOLE 0 0 126 0
Cabot Oil & Gas Corp. COM 127097103 534 28,457 SH   SOLE 0 0 28,457 0
Cadence Design Systems, Inc. COM 127387108 2,409 17,582 SH   SOLE 0 0 17,582 0
Capital One Financial COM 14040H105 1,092 8,584 SH   SOLE 0 0 8,584 0
Carrier Global Corp. COM 14448C104 534 12,654 SH   SOLE 0 0 12,654 0
CBRE Group, Inc. CL A 12504L109 1,123 14,193 SH   SOLE 0 0 14,193 0
Cerence Inc. COM 156727109 661 7,380 SH   SOLE 0 0 7,380 0
Cerner Corp. COM 156782104 1,092 15,191 SH   SOLE 0 0 15,191 0
Charles Schwab Corp. COM 808513105 425 6,519 SH   SOLE 0 0 6,519 0
ChevronTexaco Corp. COM 166764100 504 4,814 SH   SOLE 0 0 4,814 0
Church & Dwight Co., Inc. COM 171340102 278 3,178 SH   SOLE 0 0 3,178 0
Cisco Systems, Inc. COM 17275R102 2,022 39,109 SH   SOLE 0 0 39,109 0
Citigroup, Inc. COM NEW 172967424 1,044 14,354 SH   SOLE 0 0 14,354 0
Citizens Financial Group, Inc. COM 174610105 474 10,734 SH   SOLE 0 0 10,734 0
Citrix Systems, Inc. COM 177376100 800 5,701 SH   SOLE 0 0 5,701 0
Clorox Co. COM 189054109 488 2,531 SH   SOLE 0 0 2,531 0
CNO Financial Group, Inc. COM 12621E103 642 26,420 SH   SOLE 0 0 26,420 0
Colgate-Palmolive Co. COM 194162103 1,566 19,863 SH   SOLE 0 0 19,863 0
ComCast Corp. - Class A Common Stock CL A 20030N101 1,610 29,747 SH   SOLE 0 0 29,747 0
Commercial Metals Co. COM 201723103 800 25,933 SH   SOLE 0 0 25,933 0
Concentrix Corp. COM 20602D101 785 5,240 SH   SOLE 0 0 5,240 0
Consolidated Edison, Inc. COM 209115104 272 3,632 SH   SOLE 0 0 3,632 0
Corteva, Inc. COM 22052L104 252 5,396 SH   SOLE 0 0 5,396 0
CoStar Group, Inc. COM 22160N109 309 376 SH   SOLE 0 0 376 0
Costco Wholesale Corp. COM 22160K105 2,104 5,968 SH   SOLE 0 0 5,968 0
Credit Suisse Group SPONSORED ADR 225401108 111 10,508 SH   SOLE 0 0 10,508 0
CSX Corp. COM 126408103 210 2,173 SH   SOLE 0 0 2,173 0
Cummins Inc. COM 231021106 380 1,466 SH   SOLE 0 0 1,466 0
CVS Health Corp. COM 126650100 3,596 47,799 SH   SOLE 0 0 47,799 0
D. R. Horton, Inc. COM 23331A109 300 3,368 SH   SOLE 0 0 3,368 0
Dana, Inc. COM 235825205 342 14,076 SH   SOLE 0 0 14,076 0
Danaher Corp. COM 235851102 1,529 6,791 SH   SOLE 0 0 6,791 0
Darling Ingredients, Inc. COM 237266101 601 8,170 SH   SOLE 0 0 8,170 0
Deere & Co. COM 244199105 675 1,804 SH   SOLE 0 0 1,804 0
DexCom, Inc. COM 252131107 397 1,106 SH   SOLE 0 0 1,106 0
DocuSign, Inc. COM 256163106 552 2,728 SH   SOLE 0 0 2,728 0
Dollar General Corp. COM 256677105 389 1,920 SH   SOLE 0 0 1,920 0
Duke Energy Corp. COM NEW 26441C204 711 7,370 SH   SOLE 0 0 7,370 0
Eaton Corp. SHS G29183103 302 2,185 SH   SOLE 0 0 2,185 0
eBay, Inc. COM 278642103 1,276 20,828 SH   SOLE 0 0 20,828 0
Ecolab Inc. COM 278865100 293 1,371 SH   SOLE 0 0 1,371 0
Edwards Lifesciences Corp. COM 28176E108 398 4,756 SH   SOLE 0 0 4,756 0
Electronic Arts, Inc. COM 285512109 404 2,984 SH   SOLE 0 0 2,984 0
Equitable Holdings Inc. COM 29452E101 2,080 63,771 SH   SOLE 0 0 63,771 0
Equity Residential SH BEN INT 29476L107 627 8,757 SH   SOLE 0 0 8,757 0
Estee Lauder Companies, Inc. CL A 518439104 1,792 6,161 SH   SOLE 0 0 6,161 0
Etsy, Inc. COM 29786A106 238 1,181 SH   SOLE 0 0 1,181 0
Exelon Corp. COM 30161N101 594 13,570 SH   SOLE 0 0 13,570 0
Expeditors Intl of Washington, Inc. COM 302130109 248 2,306 SH   SOLE 0 0 2,306 0
Exxon Mobil Corp. COM 30231G102 1,013 18,142 SH   SOLE 0 0 18,142 0
Facebook, Inc. CL A 30303M102 5,722 19,427 SH   SOLE 0 0 19,427 0
Fastenal Co. COM 311900104 974 19,376 SH   SOLE 0 0 19,376 0
Fed Ex Corp COM 31428X106 365 1,284 SH   SOLE 0 0 1,284 0
Fiserv, Inc. COM 337738108 274 2,305 SH   SOLE 0 0 2,305 0
Ford Motor Co. COM 345370860 233 19,027 SH   SOLE 0 0 19,027 0
Generac Holdings, Inc. COM 368736104 2,376 7,255 SH   SOLE 0 0 7,255 0
General Dynamics Corp. COM 369550108 242 1,334 SH   SOLE 0 0 1,334 0
General Motors Co. - Old COM 37045V100 1,927 33,533 SH   SOLE 0 0 33,533 0
Genworth Financial, Inc. COM CL A 37247D106 36 10,906 SH   SOLE 0 0 10,906 0
Gilead Sciences, Inc. COM 375558103 654 10,124 SH   SOLE 0 0 10,124 0
Goldman Sachs ActiveBeta International Equity ETF ACTIVEBETA INT 381430107 61,716 1,867,927 SH   SOLE 0 0 1,867,927 0
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF ACTIVEBETA US LG 381430503 30,380 383,977 SH   SOLE 0 0 383,977 0
Goldman Sachs Group, Inc. COM 38141G104 597 1,826 SH   SOLE 0 0 1,826 0
Goldman Sachs Treasury Access 0-1 Year ETF ACCES TREASURY 381430529 6,763 67,545 SH   SOLE 0 0 67,545 0
GrafTech International Ltd. COM 384313508 157 12,823 SH   SOLE 0 0 12,823 0
Half Robert Int'l COM 770323103 628 8,049 SH   SOLE 0 0 8,049 0
Hewlett Packard Enterprise Co. COM 42824C109 838 53,267 SH   SOLE 0 0 53,267 0
Home Depot, Inc. COM 437076102 4,357 14,274 SH   SOLE 0 0 14,274 0
Honeywell Intl, Inc. COM 438516106 1,162 5,353 SH   SOLE 0 0 5,353 0
Horizon Therapeutics Public Ltd. Co. SHS G46188101 992 10,782 SH   SOLE 0 0 10,782 0
HP, Inc. COM 40434L105 1,296 40,809 SH   SOLE 0 0 40,809 0
Humana, Inc. COM 444859102 748 1,785 SH   SOLE 0 0 1,785 0
IBM Corp. COM 459200101 355 2,667 SH   SOLE 0 0 2,667 0
IDEXX Laboratories, Inc. COM 45168D104 2,314 4,729 SH   SOLE 0 0 4,729 0
Illinois Tool Works, Inc. COM 452308109 517 2,334 SH   SOLE 0 0 2,334 0
ING Groep NV SPONSORED ADR 456837103 146 11,967 SH   SOLE 0 0 11,967 0
Intel Corp. COM 458140100 3,681 57,520 SH   SOLE 0 0 57,520 0
Intuit, Inc. COM 461202103 3,377 8,817 SH   SOLE 0 0 8,817 0
Invesco FTSE RAFI US 1500 Small-Mid ETF FTSE RAFI 1500 46137V597 261 1,481 SH   SOLE 0 0 1,481 0
Invesco Ltd. SHS G491BT108 235 9,331 SH   SOLE 0 0 9,331 0
Invesco QQQ Trust UNIT SER 1 46090E103 1,046 3,279 SH   SOLE 0 0 3,279 0
Invesco S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 1,333 8,112 SH   SOLE 0 0 8,112 0
iShares Core S&P 500 ETF CORE S&P 500 ETF 464287200 71,389 179,450 SH   SOLE 0 0 179,450 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 1,725 15,891 SH   SOLE 0 0 15,891 0
iShares Edge MSCI Min Vol USA ETF MSCI MIN VOL ETF 46429B697 264 3,817 SH   SOLE 0 0 3,817 0
iShares Edge MSCI Multifactor Intl ETF MULTIFACTOR INTL 46434V274 59,458 2,071,000 SH   SOLE 0 0 2,071,000 0
iShares Edge MSCI Multifactor USA ETF MULTIFACTOR USA 46434V282 7,987 196,520 SH   SOLE 0 0 196,520 0
iShares Edge MSCI USA Momentum Factor ETF USA MOMENTUM FCT 46432F396 93,350 580,317 SH   SOLE 0 0 580,317 0
iShares Edge MSCI USA Quality Factor ETF USA QUALITY FCTR 46432F339 57,995 476,231 SH   SOLE 0 0 476,231 0
iShares Micro-Cap ETF RUS MD CP GR ETF 464287481 15,948 108,530 SH   SOLE 0 0 108,530 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 53,737 708,282 SH   SOLE 0 0 708,282 0
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885 20,482 203,884 SH   SOLE 0 0 203,884 0
iShares MSCI EAFE Small-Cap ETF EAFE SML CP ETF 464288273 1,673 23,284 SH   SOLE 0 0 23,284 0
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877 375 7,360 SH   SOLE 0 0 7,360 0
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 231 4,333 SH   SOLE 0 0 4,333 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 1,711 22,401 SH   SOLE 0 0 22,401 0
iShares Russell 1000 ETF RUS 1000 ETF 464287622 998 4,460 SH   SOLE 0 0 4,460 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 152,598 627,872 SH   SOLE 0 0 627,872 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 62,725 413,892 SH   SOLE 0 0 413,892 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 639 2,893 SH   SOLE 0 0 2,893 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 9,578 31,849 SH   SOLE 0 0 31,849 0
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689 308 1,298 SH   SOLE 0 0 1,298 0
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 283 2,587 SH   SOLE 0 0 2,587 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 3,579 54,962 SH   SOLE 0 0 54,962 0
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 679 4,809 SH   SOLE 0 0 4,809 0
iShares US Technology ETF US TECH ETF 464287721 251 2,860 SH   SOLE 0 0 2,860 0
Jefferies Financial Group Inc. COM 47233W109 316 10,504 SH   SOLE 0 0 10,504 0
John Bean Technologies Corp. COM 477839104 1,768 13,260 SH   SOLE 0 0 13,260 0
Johnson & Johnson COM 478160104 7,056 42,931 SH   SOLE 0 0 42,931 0
Jones Lang LaSalle, Inc. COM 48020Q107 809 4,520 SH   SOLE 0 0 4,520 0
JPMorgan Chase & Co. COM 46625H100 5,481 36,004 SH   SOLE 0 0 36,004 0
KB Home COM 48666K109 433 9,311 SH   SOLE 0 0 9,311 0
Kimberly Clark Corp. COM 494368103 470 3,381 SH   SOLE 0 0 3,381 0
KLA Corp. COM NEW 482480100 280 848 SH   SOLE 0 0 848 0
Kohl's Corp. COM 500255104 319 5,346 SH   SOLE 0 0 5,346 0
Kroger Co. COM 501044101 2,152 59,788 SH   SOLE 0 0 59,788 0
Lam Research Corp. COM 512807108 611 1,027 SH   SOLE 0 0 1,027 0
Liberty Broadband Corp. - Class C COM SER C 530307305 933 6,212 SH   SOLE 0 0 6,212 0
Lincoln National Corp. COM 534187109 481 7,729 SH   SOLE 0 0 7,729 0
Linde Plc SHS G5494J103 338 1,206 SH   SOLE 0 0 1,206 0
Lithia Motors, Inc. CL A 536797103 379 971 SH   SOLE 0 0 971 0
Lockheed Martin Corp. COM 539830109 1,158 3,133 SH   SOLE 0 0 3,133 0
Lowe's Companies, Inc. COM 548661107 1,045 5,492 SH   SOLE 0 0 5,492 0
Lululemon Athletica, Inc. COM 550021109 342 1,115 SH   SOLE 0 0 1,115 0
Manpower Inc. COM 56418H100 210 2,127 SH   SOLE 0 0 2,127 0
Manulife Financial Corp. COM 56501R106 245 11,381 SH   SOLE 0 0 11,381 0
Marsh & McLennan Companies, Inc. COM 571748102 249 2,048 SH   SOLE 0 0 2,048 0
MasterCard, Inc. CL A 57636Q104 2,262 6,352 SH   SOLE 0 0 6,352 0
McDonald's Corp. COM 580135101 1,192 5,320 SH   SOLE 0 0 5,320 0
Medical Properties Trust, Inc. COM 58463J304 664 31,186 SH   SOLE 0 0 31,186 0
Medtronic plc SHS G5960L103 355 3,007 SH   SOLE 0 0 3,007 0
Merck & Co., Inc. COM 58933Y105 2,234 28,976 SH   SOLE 0 0 28,976 0
MetLife, Inc. COM 59156R108 6,037 99,316 SH   SOLE 0 0 99,316 0
Mettler-Toledo International Inc. COM 592688105 214 185 SH   SOLE 0 0 185 0
MGIC Investment Corp. COM 552848103 399 28,823 SH   SOLE 0 0 28,823 0
Micron Technology, Inc. COM 595112103 3,225 36,558 SH   SOLE 0 0 36,558 0
Microsoft Corp. COM 594918104 14,175 60,123 SH   SOLE 0 0 60,123 0
Mondelez International, Inc. CL A 609207105 281 4,807 SH   SOLE 0 0 4,807 0
Monster Beverage Corp. COM 61174X109 212 2,323 SH   SOLE 0 0 2,323 0
Morgan Stanley COM NEW 617446448 1,358 17,492 SH   SOLE 0 0 17,492 0
MSC Industrial Direct Co., Inc. - Class A CL A 553530106 426 4,718 SH   SOLE 0 0 4,718 0
MSCI, Inc. COM 55354G100 869 2,073 SH   SOLE 0 0 2,073 0
Navient Corp. COM 63938C108 309 21,590 SH   SOLE 0 0 21,590 0
Netflix, Inc. COM 64110L106 600 1,150 SH   SOLE 0 0 1,150 0
New Residential Investment Corp. COM NEW 64828T201 818 72,670 SH   SOLE 0 0 72,670 0
New York Times Co. CL A 650111107 288 5,680 SH   SOLE 0 0 5,680 0
Newmont Mining Corp. COM 651639106 1,639 27,201 SH   SOLE 0 0 27,201 0
NextEra Energy, Inc. COM 65339F101 1,926 25,469 SH   SOLE 0 0 25,469 0
Nike, Inc. Cl B CL B 654106103 1,379 10,380 SH   SOLE 0 0 10,380 0
Norfolk Southern Corp. COM 655844108 447 1,666 SH   SOLE 0 0 1,666 0
Northern Trust Corp. COM 665859104 301 2,867 SH   SOLE 0 0 2,867 0
Northrop Grumman Corp. COM 666807102 463 1,431 SH   SOLE 0 0 1,431 0
NortonLifeLock Inc. COM 668771108 953 44,808 SH   SOLE 0 0 44,808 0
NRG Energy, Inc. COM NEW 629377508 1,234 32,712 SH   SOLE 0 0 32,712 0
Nvidia Corp. COM 67066G104 3,741 7,006 SH   SOLE 0 0 7,006 0
Old Dominion Freight Line, Inc. COM 679580100 595 2,475 SH   SOLE 0 0 2,475 0
One Gas, Inc. COM 68235P108 207 2,694 SH   SOLE 0 0 2,694 0
OneMain Holdings, Inc. COM 68268W103 756 14,069 SH   SOLE 0 0 14,069 0
Oracle Corp. COM 68389X105 2,240 31,926 SH   SOLE 0 0 31,926 0
Oshkosh Corp. COM 688239201 425 3,584 SH   SOLE 0 0 3,584 0
PACCAR, Inc. COM 693718108 334 3,594 SH   SOLE 0 0 3,594 0
PayPal Holdings, Inc. COM 70450Y103 1,749 7,204 SH   SOLE 0 0 7,204 0
PepsiCo, Inc. COM 713448108 2,039 14,418 SH   SOLE 0 0 14,418 0
Pfizer, Inc. COM 717081103 2,014 55,584 SH   SOLE 0 0 55,584 0
Philip Morris International, Inc. COM 718172109 598 6,743 SH   SOLE 0 0 6,743 0
Pioneer Natural Resources COM 723787107 230 1,446 SH   SOLE 0 0 1,446 0
PNC Bank Corp. COM 693475105 223 1,274 SH   SOLE 0 0 1,274 0
Popular, Inc. COM NEW 733174700 232 3,300 SH   SOLE 0 0 3,300 0
PPG Industries, Inc. COM 693506107 302 2,013 SH   SOLE 0 0 2,013 0
Procter & Gamble Co. COM 742718109 3,510 25,921 SH   SOLE 0 0 25,921 0
Progressive Corp. COM 743315103 220 2,305 SH   SOLE 0 0 2,305 0
ProLogis, Inc. COM 74340W103 1,986 18,731 SH   SOLE 0 0 18,731 0
Prudential Financial, Inc. COM 744320102 1,494 16,399 SH   SOLE 0 0 16,399 0
Qualcomm, Inc. COM 747525103 1,069 8,062 SH   SOLE 0 0 8,062 0
Quanta Services, Inc. COM 74762E102 2,346 26,661 SH   SOLE 0 0 26,661 0
Raytheon Technologies Corp. COM 75513E101 275 3,556 SH   SOLE 0 0 3,556 0
Regeneron Pharmaceuticals, Inc. COM 75886F107 304 642 SH   SOLE 0 0 642 0
Reliance Steel & Aluminum Co. COM 759509102 1,188 7,800 SH   SOLE 0 0 7,800 0
RingCentral, Inc. CL A 76680R206 726 2,436 SH   SOLE 0 0 2,436 0
S&P Global, Inc. COM 78409V104 258 730 SH   SOLE 0 0 730 0
Salesforce.com, Inc. COM 79466L302 370 1,744 SH   SOLE 0 0 1,744 0
Schwab Fundamental U.S. Large Company Index ETF SCHWAB FDT US LG 808524771 351 6,797 SH   SOLE 0 0 6,797 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 685 7,086 SH   SOLE 0 0 7,086 0
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 311 3,237 SH   SOLE 0 0 3,237 0
Seagate Technology Plc SHS G7945M107 213 2,769 SH   SOLE 0 0 2,769 0
Sempra Energy COM 816851109 205 1,547 SH   SOLE 0 0 1,547 0
ServiceNow, Inc. COM 81762P102 370 739 SH   SOLE 0 0 739 0
Sherwin Williams Co. COM 824348106 472 639 SH   SOLE 0 0 639 0
Skywork Solutions COM 83088M102 202 1,103 SH   SOLE 0 0 1,103 0
SLM Corp. COM 78442P106 473 26,307 SH   SOLE 0 0 26,307 0
SolarEdge Technologies, Inc. COM 83417M104 345 1,200 SH   SOLE 0 0 1,200 0
SPDR MSCI AWCI ex-US ETF MSCI ACWI EXUS 78463X848 1,588 54,943 SH   SOLE 0 0 54,943 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 6,005 15,151 SH   SOLE 0 0 15,151 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 397 3,366 SH   SOLE 0 0 3,366 0
Spotify Technology SA SHS L8681T102 389 1,450 SH   SOLE 0 0 1,450 0
Starbucks Corp. COM 855244109 397 3,636 SH   SOLE 0 0 3,636 0
State Street Corp COM 857477103 236 2,815 SH   SOLE 0 0 2,815 0
Stryker Corp. COM 863667101 242 993 SH   SOLE 0 0 993 0
Synaptics, Inc. COM 87157D109 476 3,514 SH   SOLE 0 0 3,514 0
Synnex Corp. COM 87162W100 602 5,240 SH   SOLE 0 0 5,240 0
Synopsys, Inc. COM 871607107 953 3,846 SH   SOLE 0 0 3,846 0
Target Corp. COM 87612E106 5,699 28,771 SH   SOLE 0 0 28,771 0
Taylor Morrison Home Corp. COM 87724P106 1,130 36,676 SH   SOLE 0 0 36,676 0
TE Connectivity Ltd REG SHS H84989104 257 1,987 SH   SOLE 0 0 1,987 0
Tesla, Inc. COM 88160R101 2,388 3,575 SH   SOLE 0 0 3,575 0
Texas Instruments, Inc. COM 882508104 1,868 9,886 SH   SOLE 0 0 9,886 0
Thermo Fisher Scientific, Inc. COM 883556102 1,399 3,065 SH   SOLE 0 0 3,065 0
TJX Companies, Inc. COM 872540109 403 6,099 SH   SOLE 0 0 6,099 0
T-Mobile US, Inc. COM 872590104 630 5,025 SH   SOLE 0 0 5,025 0
Travelers Companies, Inc. COM 89417E109 389 2,588 SH   SOLE 0 0 2,588 0
Tyson Foods, Inc. CL A 902494103 333 4,484 SH   SOLE 0 0 4,484 0
U.S. Bancorp COM NEW 902973304 269 4,870 SH   SOLE 0 0 4,870 0
Ubiquiti Inc. COM 90353W103 226 758 SH   SOLE 0 0 758 0
Ulta Beauty Inc. COM 90384S303 910 2,942 SH   SOLE 0 0 2,942 0
Union Pacific Corp. COM 907818108 725 3,289 SH   SOLE 0 0 3,289 0
United Parcel Service, Inc. CL B 911312106 658 3,871 SH   SOLE 0 0 3,871 0
United Therapeutics Corp. COM 91307C102 860 5,139 SH   SOLE 0 0 5,139 0
UnitedHealth Group, Inc. COM 91324P102 3,856 10,364 SH   SOLE 0 0 10,364 0
Unum Group COM 91529Y106 2,861 102,811 SH   SOLE 0 0 102,811 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 750 5,101 SH   SOLE 0 0 5,101 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 688 13,221 SH   SOLE 0 0 13,221 0
Vanguard Growth ETF GROWTH ETF 922908736 55,620 216,386 SH   SOLE 0 0 216,386 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 302 2,991 SH   SOLE 0 0 2,991 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 267 746 SH   SOLE 0 0 746 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 708 3,821 SH   SOLE 0 0 3,821 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 999 2,741 SH   SOLE 0 0 2,741 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 129,402 471,153 SH   SOLE 0 0 471,153 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611 718 4,336 SH   SOLE 0 0 4,336 0
Vanguard Tax-Exempt Bond ETF TAX EXEMPT BD 922907746 6,812 124,678 SH   SOLE 0 0 124,678 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 2,883 13,950 SH   SOLE 0 0 13,950 0
Vanguard Total World Stock ETF REAL ESTATE ETF 922908553 379 3,900 SH   SOLE 0 0 3,900 0
Vanguard Value ETF VALUE ETF 922908744 689 5,242 SH   SOLE 0 0 5,242 0
VeriSign, Inc. COM 92343E102 267 1,341 SH   SOLE 0 0 1,341 0
Verizon Communications, Inc. COM 92343V104 2,334 40,132 SH   SOLE 0 0 40,132 0
Viacom Inc. - Class B CL B 92556H206 299 6,627 SH   SOLE 0 0 6,627 0
Viatris Inc. COM 92556V106 347 24,817 SH   SOLE 0 0 24,817 0
VICI Properties, Inc. COM 925652109 206 7,294 SH   SOLE 0 0 7,294 0
Visa, Inc. COM CL A 92826C839 2,847 13,445 SH   SOLE 0 0 13,445 0
Walgreen Boots Alliance, Inc. COM 931427108 503 9,160 SH   SOLE 0 0 9,160 0
Wal-Mart Stores, Inc. COM 931142103 5,711 42,047 SH   SOLE 0 0 42,047 0
Walt Disney Co. COM 254687106 2,191 11,872 SH   SOLE 0 0 11,872 0
Waste Management, Inc. COM 94106L109 218 1,686 SH   SOLE 0 0 1,686 0
Watsco, Inc. COM 942622200 462 1,771 SH   SOLE 0 0 1,771 0
Werner Enterprises, Inc. COM 950755108 250 5,299 SH   SOLE 0 0 5,299 0
Wesco Int'l, Inc. COM 95082P105 1,088 12,574 SH   SOLE 0 0 12,574 0
Westrock Co. COM 96145D105 606 11,640 SH   SOLE 0 0 11,640 0
WisdomTree Global ex-US Dividend Growth Fund GLB US QTLY DIV 97717W844 274 3,532 SH   SOLE 0 0 3,532 0
WisdomTree US Quality Sharehld Yld ETF US QLT SHRHD YLD 97717W547 3,095 27,484 SH   SOLE 0 0 27,484 0
Zimmer Biomet Holdings, Inc. COM 98956P102 362 2,264 SH   SOLE 0 0 2,264 0
Zoetis, Inc. - Class A CL A 98978V103 315 1,999 SH   SOLE 0 0 1,999 0
Zoom Video Communications, Inc. CL A 98980L101 563 1,752 SH   SOLE 0 0 1,752 0