The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 330 12,210 SH   DFND 1 12,210 0 0
AT&T INC COMMON STOCK 00206R102 35 1,300 SH   OTR 1 1,300 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 742 6,281 SH   DFND 1 6,281 0 0
ABBVIE INC COMMON STOCK 00287Y109 220 2,036 SH   DFND 1 2,036 0 0
ABBVIE INC COMMON STOCK 00287Y109 22 200 SH   OTR 1 200 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 273 3,525 SH   DFND 1 3,525 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 10 129 SH   OTR 1 129 0 0
ADOBE INC COMMON STOCK 00724F101 398 691 SH   DFND 1 691 0 0
ADOBE INC COMMON STOCK 00724F101 12 21 SH   OTR 1 21 0 0
ALPHABET INC COMMON STOCK 02079K305 885 331 SH   DFND 1 331 0 0
ALPHABET INC COMMON STOCK 02079K305 19 7 SH   OTR 1 7 0 0
AMAZON COM INC COMMON STOCK 023135106 1,705 519 SH   DFND 1 519 0 0
AMAZON COM INC COMMON STOCK 023135106 13 4 SH   OTR 1 4 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 349 1,314 SH   DFND 1 1,314 0 0
APPLE INC COMMON STOCK 037833100 5,161 36,475 SH   DFND 1 36,475 0 0
APPLE INC COMMON STOCK 037833100 188 1,332 SH   OTR 1 1,332 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 619 4,810 SH   DFND 1 4,810 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 107 835 SH   OTR 1 835 0 0
BANK OF AMERICA COMMON STOCK 060505104 1,281 30,167 SH   DFND 1 30,167 0 0
BLACKROCK INC COMMON STOCK 09247X101 360 429 SH   DFND 1 429 0 0
BOEING CO COMMON STOCK 097023105 251 1,142 SH   DFND 1 1,142 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 424 7,160 SH   DFND 1 7,160 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 40 670 SH   OTR 1 670 0 0
BROADCOM INC COMMON STOCK 11135F101 417 859 SH   DFND 1 859 0 0
CSX CORP COMMON STOCK 126408103 830 27,918 SH   DFND 1 27,918 0 0
CSX CORP COMMON STOCK 126408103 62 2,070 SH   OTR 1 2,070 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 364 4,287 SH   DFND 1 4,287 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 645 887 SH   DFND 1 887 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,918 28,763 SH   DFND 1 28,763 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 19 185 SH   OTR 1 185 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 391 7,187 SH   DFND 1 7,187 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 24 450 SH   OTR 1 450 0 0
CINTAS CORPORATION COMMON STOCK 172908105 424 1,115 SH   DFND 1 1,115 0 0
CITIGROUP INC COMMON STOCK 172967424 554 7,888 SH   DFND 1 7,888 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 201 4,273 SH   DFND 1 4,273 0 0
CLOROX COMMON STOCK 189054109 416 2,513 SH   DFND 1 2,513 0 0
CLOROX COMMON STOCK 189054109 19 115 SH   OTR 1 115 0 0
COCA COLA COMMON STOCK 191216100 217 4,143 SH   DFND 1 4,143 0 0
COMCAST CORP NEW COMMON STOCK 20030N101 412 7,368 SH   DFND 1 7,368 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 212 3,125 SH   DFND 1 3,125 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 35 520 SH   OTR 1 520 0 0
CORNING INC COMMON STOCK 219350105 252 6,895 SH   DFND 1 6,725 0 170
CORNING INC COMMON STOCK 219350105 16 450 SH   OTR 1 450 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 840 1,870 SH   DFND 1 1,870 0 0
CUMMINS ENGINE COMMON STOCK 231021106 286 1,275 SH   DFND 1 1,275 0 0
CUMMINS ENGINE COMMON STOCK 231021106 13 60 SH   OTR 1 60 0 0
D R HORTON INC COMMON STOCK 23331A109 376 4,475 SH   DFND 1 4,475 0 0
DANAHER CORP COMMON STOCK 235851102 827 2,715 SH   DFND 1 2,715 0 0
DANAHER CORP COMMON STOCK 235851102 16 51 SH   OTR 1 51 0 0
DEERE & CO COMMON STOCK 244199105 1,122 3,350 SH   DFND 1 3,350 0 0
WALT DISNEY CO COMMON STOCK 254687106 460 2,720 SH   DFND 1 2,720 0 0
DOW INC COMMON STOCK 260557103 206 3,571 SH   DFND 1 3,571 0 0
DOW INC COMMON STOCK 260557103 9 162 SH   OTR 1 162 0 0
ESCALADE INC COMMON STOCK 296056104 2,102 111,132 SH   DFND 1 111,132 0 0
ESCALADE INC COMMON STOCK 296056104 531 28,076 SH   OTR 1 0 28,076 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 998 16,972 SH   DFND 1 16,972 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 29 500 SH   OTR 1 500 0 0
FACEBOOK INC COMMON STOCK 30303M102 1,421 4,186 SH   DFND 1 4,186 0 0
FACEBOOK INC COMMON STOCK 30303M102 34 100 SH   OTR 1 100 0 0
FISERV COMMON STOCK 337738108 984 9,065 SH   DFND 1 9,065 0 0
GENUINE PARTS CO COMMON STOCK 372460105 463 3,822 SH   DFND 1 3,822 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,238 3,772 SH   DFND 1 3,772 0 0
HOME DEPOT INC COMMON STOCK 437076102 41 125 SH   OTR 1 125 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 249 1,172 SH   DFND 1 1,172 0 0
INTEL CORP COMMON STOCK 458140100 300 5,625 SH   DFND 1 5,625 0 0
INTEL CORP COMMON STOCK 458140100 40 750 SH   OTR 1 750 0 0
IBM COMMON STOCK 459200101 338 2,434 SH   DFND 1 2,434 0 0
IBM COMMON STOCK 459200101 42 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 464287101 337 1,705 SH   DFND 1 1,705 0 0
ISHARES MUTUAL FUNDS - 464287168 223 1,945 SH   DFND 1 1,945 0 0
ISHARES MUTUAL FUNDS - 464287200 14,553 33,779 SH   DFND 1 33,779 0 0
ISHARES MUTUAL FUNDS - 464287200 142 329 SH   OTR 1 329 0 0
ISHARES MUTUAL FUNDS - 464287309 7,664 103,688 SH   DFND 1 103,688 0 0
ISHARES MUTUAL FUNDS - 464287309 84 1,140 SH   OTR 1 1,140 0 0
ISHARES MUTUAL FUNDS - 464287408 1,433 9,855 SH   DFND 1 9,855 0 0
ISHARES MUTUAL FUNDS - 464287457 4,231 49,109 SH   DFND 1 49,109 0 0
ISHARES MUTUAL FUNDS - 464287457 497 5,767 SH   OTR 1 5,767 0 0
ISHARES MUTUAL FUNDS - 464287465 719 9,221 SH   DFND 1 9,221 0 0
ISHARES MUTUAL FUNDS - 464287499 2,553 32,635 SH   DFND 1 32,635 0 0
ISHARES MUTUAL FUNDS - 464287499 97 1,236 SH   OTR 1 1,236 0 0
ISHARES MUTUAL FUNDS - 464287507 10,673 40,570 SH   DFND 1 40,200 0 370
ISHARES MUTUAL FUNDS - 464287549 374 927 SH   DFND 1 927 0 0
ISHARES MUTUAL FUNDS - 464287614 203 741 SH   DFND 1 741 0 0
ISHARES MUTUAL FUNDS - 464287622 4,024 16,650 SH   DFND 1 16,650 0 0
ISHARES MUTUAL FUNDS - 464287655 1,127 5,150 SH   DFND 1 5,150 0 0
ISHARES MUTUAL FUNDS - 464287655 22 100 SH   OTR 1 100 0 0
ISHARES MUTUAL FUNDS - 464287721 298 2,943 SH   DFND 1 2,943 0 0
ISHARES MUTUAL FUNDS - 464287721 41 400 SH   OTR 1 400 0 0
ISHARES MUTUAL FUNDS - 464287804 6,171 56,512 SH   DFND 1 55,712 0 800
ISHARES MUTUAL FUNDS - 464287804 25 228 SH   OTR 1 228 0 0
ISHARES MUTUAL FUNDS - 464287887 268 2,061 SH   DFND 1 2,061 0 0
ISHARES MUTUAL FUNDS - 464288448 214 7,047 SH   DFND 1 7,047 0 0
ISHARES MUTUAL FUNDS - 464288513 1,530 17,492 SH   DFND 1 17,492 0 0
ISHARES MUTUAL FUNDS - 464288513 556 6,356 SH   OTR 1 6,356 0 0
ISHARES MUTUAL FUNDS - 464288570 690 8,296 SH   DFND 1 6,608 0 1,688
ISHARES MUTUAL FUNDS - 464288638 5,260 87,581 SH   DFND 1 87,581 0 0
ISHARES MUTUAL FUNDS - 464288646 5,725 104,778 SH   DFND 1 104,778 0 0
ISHARES MUTUAL FUNDS - 464288646 24 440 SH   OTR 1 440 0 0
ISHARES MUTUAL FUNDS - 464288661 4,568 35,092 SH   DFND 1 35,092 0 0
ISHARES MUTUAL FUNDS - 464288802 619 6,453 SH   DFND 1 4,511 0 1,942
ISHARES MUTUAL FUNDS - 46432F842 3,840 51,720 SH   DFND 1 51,720 0 0
ISHARES MUTUAL FUNDS - 46432F842 67 909 SH   OTR 1 909 0 0
ISHARES MUTUAL FUNDS - 46432F859 4,303 84,256 SH   DFND 1 84,256 0 0
ISHARES MUTUAL FUNDS - 46434V407 10 219 SH   DFND 1 219 0 0
ISHARES MUTUAL FUNDS - 46434V407 249 5,446 SH   OTR 1 5,446 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,291 13,994 SH   DFND 1 13,805 0 189
JP MORGAN CHASE & CO COMMON STOCK 46625H100 54 330 SH   OTR 1 330 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,127 6,977 SH   DFND 1 6,977 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 65 400 SH   OTR 1 400 0 0
KROGER CO COMMON STOCK 501044101 353 8,725 SH   DFND 1 8,725 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 218 990 SH   DFND 1 990 0 0
LENNOX INTL COMMON STOCK 526107107 666 2,264 SH   DFND 1 2,264 0 0
ELI LILLY & CO COMMON STOCK 532457108 642 2,777 SH   DFND 1 2,777 0 0
LOWES COMPANY COMMON STOCK 548661107 883 4,355 SH   DFND 1 4,355 0 0
MCDONALDS COMMON STOCK 580135101 724 3,004 SH   DFND 1 3,004 0 0
MCDONALDS COMMON STOCK 580135101 24 100 SH   OTR 1 100 0 0
MERCK & CO COMMON STOCK 58933Y105 585 7,795 SH   DFND 1 7,795 0 0
MERCK & CO COMMON STOCK 58933Y105 65 865 SH   OTR 1 865 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,928 10,387 SH   DFND 1 10,387 0 0
MICROSOFT CORP COMMON STOCK 594918104 77 273 SH   OTR 1 273 0 0
MORGAN STANLEY COMMON STOCK 617446448 505 5,190 SH   DFND 1 5,190 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 588 7,490 SH   DFND 1 7,490 0 0
NIKE CLASS B COMMON STOCK 654106103 275 1,895 SH   DFND 1 1,895 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 639 3,085 SH   DFND 1 3,085 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 17 84 SH   OTR 1 84 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 940 10,792 SH   DFND 1 10,792 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 353 2,465 SH   DFND 1 2,465 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 14 100 SH   OTR 1 100 0 0
PAYPAL COMMON STOCK 70450Y103 493 1,895 SH   DFND 1 1,895 0 0
PAYPAL COMMON STOCK 70450Y103 14 53 SH   OTR 1 53 0 0
PEOPLES BANCORP INC COMMON STOCK 709789101 19,093 604,032 SH   DFND 1 23,449 580,583 0
PEOPLES BANCORP INC COMMON STOCK 709789101 6,879 217,624 SH   OTR 1 0 217,624 0
PEPSICO INC COMMON STOCK 713448108 783 5,206 SH   DFND 1 5,206 0 0
PEPSICO INC COMMON STOCK 713448108 50 334 SH   OTR 1 334 0 0
PFIZER INC COMMON STOCK 717081103 289 6,728 SH   DFND 1 6,728 0 0
PFIZER INC COMMON STOCK 717081103 60 1,400 SH   OTR 1 1,400 0 0
PHILLIPS 66 COMMON STOCK 718546104 450 6,420 SH   DFND 1 6,420 0 0
PHILLIPS 66 COMMON STOCK 718546104 11 160 SH   OTR 1 160 0 0
PIONEER NATURAL RESOURCES COMMON STOCK 723787107 207 1,246 SH   DFND 1 1,246 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,795 19,996 SH   DFND 1 19,996 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 136 974 SH   OTR 1 974 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 339 3,218 SH   DFND 1 3,218 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 13 125 SH   OTR 1 125 0 0
QUALCOMM INC COMMON STOCK 747525103 268 2,077 SH   DFND 1 2,077 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 255 2,965 SH   DFND 1 2,965 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 11 125 SH   OTR 1 125 0 0
RIO TINTO PLC ADR COMMON STOCK 767204100 273 4,088 SH   DFND 1 4,088 0 0
S & P GLOBAL INC COMMON STOCK 78409V104 287 675 SH   DFND 1 675 0 0
SPDR MUTUAL FUNDS - 78462F103 6,894 16,065 SH   DFND 1 16,065 0 0
SPDR MUTUAL FUNDS - 78464A763 772 6,566 SH   DFND 1 6,566 0 0
SPDR MUTUAL FUNDS - 78464A763 50 425 SH   OTR 1 425 0 0
SPDR MUTUAL FUNDS - 78468R408 249 9,094 SH   OTR 1 9,094 0 0
SCHWAB MUTUAL FUNDS - 808524797 4,055 54,621 SH   DFND 1 54,621 0 0
SHERWIN WILLIAMS CO. COMMON COMMON STOCK 824348106 285 1,020 SH   DFND 1 1,020 0 0
STRYKER COMMON STOCK 863667101 513 1,945 SH   DFND 1 1,945 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 291 1,513 SH   DFND 1 1,513 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 24 125 SH   OTR 1 125 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 496 8,454 SH   DFND 1 8,454 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 11 194 SH   OTR 1 194 0 0
TWITTER INC COMMON STOCK 90184L102 378 6,265 SH   DFND 1 6,265 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 684 3,491 SH   DFND 1 3,491 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 20 100 SH   OTR 1 100 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 309 8,480 SH   DFND 1 8,480 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 496 1,269 SH   DFND 1 1,269 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 20 50 SH   OTR 1 50 0 0
VANGUARD MUTUAL FUNDS - 921943858 1,989 39,401 SH   DFND 1 39,401 0 0
VANGUARD MUTUAL FUNDS - 922042858 1,179 23,574 SH   DFND 1 23,574 0 0
VANGUARD MUTUAL FUNDS - 92204A702 1,360 3,388 SH   DFND 1 3,388 0 0
VANGUARD MUTUAL FUNDS - 922908769 212 956 SH   DFND 1 956 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 436 8,075 SH   DFND 1 8,075 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 41 765 SH   OTR 1 765 0 0
VISA INC COMMON STOCK 92826C839 352 1,579 SH   DFND 1 1,579 0 0
VISA INC COMMON STOCK 92826C839 12 52 SH   OTR 1 52 0 0
ZOETIS INC COMMON STOCK 98978V103 397 2,044 SH   DFND 1 2,044 0 0
ACCENTURE PLC COMMON STOCK G1151C101 438 1,369 SH   DFND 1 1,369 0 0
LINDE PLC FOREIGN STOCK G5494J103 502 1,710 SH   DFND 1 1,710 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 416 3,322 SH   DFND 1 3,322 0 0