The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102 408 14,309 SH   SOLE   14,309 0 0
ABBVIE INC COM 00287y109 300 3,420 SH   SOLE   3,420 0 0
ADOMANI INC COM 00726a100 2 10,000 SH   SOLE   10,000 0 0
ALIBABA GROUP HOLDING F SPONSO COM 01609w102 648 2,204 SH   SOLE   2,204 0 0
ALPHABET INC. CLASS A COM 02079k305 232 158 SH   SOLE   158 0 0
ALPHABET INC. CLASS C COM 02079k107 267 182 SH   SOLE   182 0 0
AMAZON.COM INC COM 023135106 8,848 2,810 SH   SOLE   2,810 0 0
AMGEN INC. COM 031162100 232 912 SH   SOLE   912 0 0
APPLE INC COM 037833100 5,361 46,290 SH   SOLE   46,290 0 0
BANK OF AMERICA CORP COM 060505104 256 10,644 SH   SOLE   10,644 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 1,833 8,610 SH   SOLE   8,610 0 0
BOEING CO COM 097023105 728 4,403 SH   SOLE   4,403 0 0
CASCADERO COPPER CO F COM 14738x107 1 20,000 SH   SOLE   20,000 0 0
CHEVRON CORP COM 166764100 250 3,468 SH   SOLE   3,468 0 0
CISCO SYSTEMS INC COM 17275r102 263 6,673 SH   SOLE   6,673 0 0
CITIGROUP INC COM 172967424 214 4,970 SH   SOLE   4,970 0 0
CLOROX CO COM 189054109 448 2,131 SH   SOLE   2,131 0 0
COSTCO WHOLESALE CO COM 22160k105 1,627 4,583 SH   SOLE   4,583 0 0
DOVER CORP COM 260003108 231 2,133 SH   SOLE   2,133 0 0
INTEL CORP COM 458140100 304 5,876 SH   SOLE   5,876 0 0
JOHNSON & JOHNSON COM 478160104 690 4,637 SH   SOLE   4,637 0 0
JPMORGAN CHASE & CO COM 46625h100 1,209 12,559 SH   SOLE   12,559 0 0
KANSAS CITY SOUTHERN COM 485170302 316 1,750 SH   SOLE   1,750 0 0
MCDONALDS CORP COM 580135101 477 2,174 SH   SOLE   2,174 0 0
MERCK & CO. INC. COM 58933y105 1,029 12,411 SH   SOLE   12,411 0 0
MICROSOFT CORP COM 594918104 7,313 34,770 SH   SOLE   34,770 0 0
ORACLE CORP COM 68389x105 239 4,000 SH   SOLE   4,000 0 0
PFIZER INC COM 717081103 377 10,277 SH   SOLE   10,277 0 0
PROCTER & GAMBLE COM 742718109 392 2,821 SH   SOLE   2,821 0 0
SALESFORCE COM COM 79466l302 415 1,650 SH   SOLE   1,650 0 0
STARBUCKS CORP COM 855244109 523 6,084 SH   SOLE   6,084 0 0
TESLA INC COM 88160r101 493 1,150 SH   SOLE   1,150 0 0
UNITEDHEALTH GRP INC COM 91324p102 301 965 SH   SOLE   965 0 0
VERIZON COMMUNICATN COM 92343v104 800 13,443 SH   SOLE   13,443 0 0
WALT DISNEY CO COM 254687106 294 2,370 SH   SOLE   2,370 0 0
ZOETIS INC CLASS A COM 98978v103 481 2,911 SH   SOLE   2,911 0 0
GLOBAL X CLOUD COMPUTING ETF I ETF 37954y442 486 20,325 SH   SOLE   20,325 0 0
GLOBAL X FINTECH ETF ETF 37954y814 264 6,950 SH   SOLE   6,950 0 0
INVESCO QQQ TRUST ETF 46090e103 1,056 3,801 SH   SOLE   3,801 0 0
ISHARES COHEN AND STEERS REIT ETF 464287564 797 7,814 SH   SOLE   7,814 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 2,254 6,707 SH   SOLE   6,707 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 3,088 16,665 SH   SOLE   16,665 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 531 7,558 SH   SOLE   7,558 0 0
ISHARES DOW JONES US ETF ETF 464287846 826 4,955 SH   SOLE   4,955 0 0
ISHARES MSCI CHINA ETF ETF 46429b671 208 2,800 SH   SOLE   2,800 0 0
ISHARES MSCI EAFE ETF ETF 464287465 352 5,523 SH   SOLE   5,523 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234 1,024 23,222 SH   SOLE   23,222 0 0
ISHARES MSCI USA ESG SELECT ET ETF 464288802 268 1,824 SH   SOLE   1,824 0 0
ISHARES PREFERRED INCOME SEC E ETF 464288687 1,910 52,391 SH   SOLE   52,391 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 10,267 47,335 SH   SOLE   47,335 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 6,239 52,816 SH   SOLE   52,816 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648 1,034 4,667 SH   SOLE   4,667 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 6,348 63,910 SH   SOLE   63,910 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 1,424 7,275 SH   SOLE   7,275 0 0
ISHARES RUSSELL MID CAP ETF ETF 464287499 6,944 121,013 SH   SOLE   121,013 0 0
ISHARES RUSSELL MID CAP VALUE ETF 464287473 1,018 12,591 SH   SOLE   12,591 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 5,698 24,656 SH   SOLE   24,656 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 1,856 16,507 SH   SOLE   16,507 0 0
ISHARES S&P MID CAP 400 VALUE ETF 464287705 1,645 12,195 SH   SOLE   12,195 0 0
ISHARES S&P SMALL CAP 600 ETF ETF 464287879 4,607 37,634 SH   SOLE   37,634 0 0
ISHARES S&P SMLL CAP 600 GRTH ETF 464287887 3,398 19,258 SH   SOLE   19,258 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,822 22,339 SH   SOLE   22,339 0 0
ISHARES US CONSUMER SERVICES E ETF 464287580 719 2,874 SH   SOLE   2,874 0 0
ISHARES US HEALTHCARE ETF ETF 464287762 216 950 SH   SOLE   950 0 0
ISHARES US INDUSTRIALS ETF ETF 464287754 201 1,200 SH   SOLE   1,200 0 0
ISHARES US REAL ESTATE ETF ETF 464287739 259 3,242 SH   SOLE   3,242 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721 902 2,995 SH   SOLE   2,995 0 0
JPMORGAN DIVRSIFD RTRN US EQY ETF 46641q407 1,370 18,525 SH   SOLE   18,525 0 0
JPMRG DVSFD RETN EMRG MRKS EQY ETF 46641q308 2,375 50,827 SH   SOLE   50,827 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 252787106 279 1,005 SH   SOLE   1,005 0 0
SPDR GOLD SHARES ETF EC ETF 78463v107 344 1,940 SH   SOLE   1,940 0 0
SPDR S&P 500 ETF ETF 78462f103 1,210 3,613 SH   SOLE   3,613 0 0
SPDR S&P 500 GROWTH ETF IV ETF 78464a409 239 4,770 SH   SOLE   4,770 0 0
SPDR S&P BIOTECH ETF IV ETF 78464a870 234 2,100 SH   SOLE   2,100 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467y107 3,237 9,554 SH   SOLE   9,554 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803 1,443 12,365 SH   SOLE   12,365 0 0
VANGUARD CONSUMER DISCRETIONAR ETF 92204a108 205 875 SH   SOLE   875 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204a207 363 2,225 SH   SOLE   2,225 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844 1,650 12,823 SH   SOLE   12,823 0 0
VANGUARD FTSE EUROPE ETF IV ETF 922042874 590 11,260 SH   SOLE   11,260 0 0
VANGUARD HEALTH CARE ETF ETF 92204a504 477 2,340 SH   SOLE   2,340 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 5,993 74,055 SH   SOLE   74,055 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204a702 531 1,704 SH   SOLE   1,704 0 0
VANGUARD MID CAP ETF IV ETF 922908629 676 3,835 SH   SOLE   3,835 0 0
VANGUARD MID CAP VALUE ETF IV ETF 922908512 274 2,700 SH   SOLE   2,700 0 0
VANGUARD RUSSELL 1000 GROWTH E ETF 92206c680 246 1,104 SH   SOLE   1,104 0 0
VANGUARD RUSSELL 1000 VALUE ET ETF 92206c714 228 2,200 SH   SOLE   2,200 0 0
VANGUARD SMALL CAP VALUE ETF I ETF 922908611 526 4,751 SH   SOLE   4,751 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 6,751 39,637 SH   SOLE   39,637 0 0
WISDOMTREE US TOTAL DIVIDEND E ETF 97717w109 876 9,320 SH   SOLE   9,320 0 0
ISHAR IBND DEC 2021 TRM MUN BN ETF 46435g789 1,407 54,290 SH   SOLE   54,290 0 0
ISHARES 1-3 YEAR TREASRY BOND ETF 464287457 398 4,600 SH   SOLE   4,600 0 0
ISHARES 20plus YEAR TREASURY B ETF 464287432 245 1,500 SH   SOLE   1,500 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF 464288661 200 1,500 SH   SOLE   1,500 0 0
ISHARES BRD USD INV GRD CORP B ETF 464288620 414 6,810 SH   SOLE   6,810 0 0
ISHARES CALIFORNIA MUNI BOND E ETF 464288356 289 4,631 SH   SOLE   4,631 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226 954 8,079 SH   SOLE   8,079 0 0
ISHARES IBONDS DEC 2021 TERM C ETF 46434vbk5 2,431 97,053 SH   SOLE   97,053 0 0
ISHARES IBONDS DEC 2022 TERM C ETF 46434vba7 3,841 149,860 SH   SOLE   149,860 0 0
ISHARES IBONDS DEC 2023 MUNI B ETF 46435g318 1,622 61,706 SH   SOLE   61,706 0 0
ISHARES IBONDS DEC 2023 TERM C ETF 46434vax8 2,692 102,634 SH   SOLE   102,634 0 0
ISHARES IBONDS DEC 2024 TERM C ETF 46434vbg4 774 29,252 SH   SOLE   29,252 0 0
ISHARES IBOXX HIGH YIELD BOND ETF 464288513 830 9,896 SH   SOLE   9,896 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 2,170 16,110 SH   SOLE   16,110 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 3,458 29,830 SH   SOLE   29,830 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,361 10,760 SH   SOLE   10,760 0 0
ISHARES TRT IS 5 10 INV GR CR ETF 464288638 432 7,100 SH   SOLE   7,100 0 0
ISHARS IBND DEC 2024 TRM MUNI ETF 46435u697 1,006 37,133 SH   SOLE   37,133 0 0
ISHARS SHRT TERM NTNL MUN BND ETF 464288158 760 7,035 SH   SOLE   7,035 0 0
ISHRS IBND DEC 2022 TRM MUN BN ETF 46435g755 2,238 84,446 SH   SOLE   84,446 0 0
JPMORGAN ULTRA SHRT MUNCIPL IN ETF 46641q654 225 4,415 SH   SOLE   4,415 0 0
PIMCO ACTIVE BOND ETF ETF 72201r775 315 2,800 SH   SOLE   2,800 0 0
SPDR BLOOMBERG BARCLAYS CONVER ETF 78464a359 829 12,035 SH   SOLE   12,035 0 0
VANGUARD INTERMEDIATE TERM BO ETF 921937819 927 9,920 SH   SOLE   9,920 0 0
VANGUARD INTERMEDIATE TERM CO ETF 92206c870 564 5,884 SH   SOLE   5,884 0 0
VANGUARD MUNI BND TAX EXEMPT E ETF 922907746 1,775 32,600 SH   SOLE   32,600 0 0
VANGUARD SHORT TERM COR BD ETF ETF 92206c409 2,228 26,890 SH   SOLE   26,890 0 0
VANGUARD SHORT-TERM BOND ETF I ETF 921937827 265 3,190 SH   SOLE   3,190 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,256 14,232 SH   SOLE   14,232 0 0