The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   243,087 691 SH   SOLE   0 0 691
ALPHABET INC CAP STK CL A 02079K305   691,702 3,654 SH   SOLE   0 0 3,654
ALPHABET INC CAP STK CL C 02079K107   1,325,272 6,959 SH   SOLE   0 0 6,959
AMAZON COM INC COM 023135106   3,606,283 16,438 SH   SOLE   0 0 16,438
APPLE INC COM 037833100   4,070,322 16,254 SH   SOLE   0 0 16,254
ARISTA NETWORKS INC COM SHS 040413205   363,091 3,285 SH   SOLE   0 0 3,285
AT&T INC COM 00206R102   218,510 9,596 SH   SOLE   0 0 9,596
BANK MONTREAL QUE COM 063671101   388,200 4,000 SH   SOLE   0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,490,838 3,289 SH   SOLE   0 0 3,289
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   10,567,710 206,199 SH   SOLE   0 0 206,199
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   1,185,840 22,796 SH   SOLE   0 0 22,796
BLACKSTONE INC COM 09260D107   215,697 1,251 SH   SOLE   0 0 1,251
BROADCOM INC COM 11135F101   674,423 2,909 SH   SOLE   0 0 2,909
CATERPILLAR INC COM 149123101   2,113,077 5,825 SH   SOLE   0 0 5,825
CHEVRON CORP NEW COM 166764100   292,217 2,018 SH   SOLE   0 0 2,018
CHIPOTLE MEXICAN GRILL INC COM 169656105   238,426 3,954 SH   SOLE   0 0 3,954
COINBASE GLOBAL INC COM CL A 19260Q107   286,538 1,154 SH   SOLE   0 0 1,154
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   6,078,176 205,344 SH   SOLE   0 0 205,344
COSTCO WHSL CORP NEW COM 22160K105   241,525 264 SH   SOLE   0 0 264
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,095,321 30,871 SH   SOLE   0 0 30,871
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   603,617 9,275 SH   SOLE   0 0 9,275
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,831,650 104,773 SH   SOLE   0 0 104,773
ELI LILLY & CO COM 532457108   307,256 398 SH   SOLE   0 0 398
GLOBAL X FDS GLBL X MLP ETF 37954Y343   503,340 10,187 SH   SOLE   0 0 10,187
GRAINGER W W INC COM 384802104   297,242 282 SH   SOLE   0 0 282
HOME DEPOT INC COM 437076102   505,687 1,300 SH   SOLE   0 0 1,300
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   5,000,062 52,627 SH   SOLE   0 0 52,627
INVESCO QQQ TR UNIT SER 1 46090E103   8,638,790 16,898 SH   SOLE   0 0 16,898
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   759,676 14,320 SH   SOLE   0 0 14,320
ISHARES ETHEREUM TR SHS 46438R105   234,868 9,287 SH   SOLE   0 0 9,287
ISHARES INC CORE MSCI EMKT 46434G103   1,268,808 24,297 SH   SOLE   0 0 24,297
ISHARES INC MSCI EMRG CHN 46434G764   693,531 12,507 SH   SOLE   0 0 12,507
ISHARES TR 10-20 YR TRS ETF 464288653   955,736 9,602 SH   SOLE   0 0 9,602
ISHARES TR 20 YR TR BD ETF 464287432   2,081,076 23,830 SH   SOLE   0 0 23,830
ISHARES TR CORE MSCI EAFE 46432F842   903,195 12,851 SH   SOLE   0 0 12,851
ISHARES TR CORE MSCI EURO 46434V738   430,706 7,979 SH   SOLE   0 0 7,979
ISHARES TR CORE MSCI INTL 46435G326   356,648 5,532 SH   SOLE   0 0 5,532
ISHARES TR CORE MSCI TOTAL 46432F834   482,227 7,291 SH   SOLE   0 0 7,291
ISHARES TR CORE S&P MCP ETF 464287507   1,114,913 17,893 SH   SOLE   0 0 17,893
ISHARES TR CORE S&P SCP ETF 464287804   666,116 5,781 SH   SOLE   0 0 5,781
ISHARES TR CORE S&P TTL STK 464287150   901,240 7,007 SH   SOLE   0 0 7,007
ISHARES TR CORE S&P500 ETF 464287200   45,729,466 77,681 SH   SOLE   0 0 77,681
ISHARES TR CORE US AGGBD ET 464287226   12,554,124 129,558 SH   SOLE   0 0 129,558
ISHARES TR EAFE GRWTH ETF 464288885   10,180,816 105,141 SH   SOLE   0 0 105,141
ISHARES TR EAFE VALUE ETF 464288877   10,709,950 204,116 SH   SOLE   0 0 204,116
ISHARES TR EUROPE ETF 464287861   694,793 13,346 SH   SOLE   0 0 13,346
ISHARES TR GLOBAL ENERG ETF 464287341   434,947 11,392 SH   SOLE   0 0 11,392
ISHARES TR HDG MSCI EAFE 46434V803   343,447 9,883 SH   SOLE   0 0 9,883
ISHARES TR HIGH YLD SYSTM B 46435G250   1,041,458 22,154 SH   SOLE   0 0 22,154
ISHARES TR MBS ETF 464288588   2,401,095 26,190 SH   SOLE   0 0 26,190
ISHARES TR MSCI EAFE ETF 464287465   259,720 3,435 SH   SOLE   0 0 3,435
ISHARES TR MSCI INTL VLU FT 46435G409   224,118 8,267 SH   SOLE   0 0 8,267
ISHARES TR MSCI USA QLT FCT 46432F339   11,758,753 66,031 SH   SOLE   0 0 66,031
ISHARES TR NATIONAL MUN ETF 464288414   6,629,958 62,224 SH   SOLE   0 0 62,224
ISHARES TR RUS 1000 ETF 464287622   227,123 705 SH   SOLE   0 0 705
ISHARES TR RUS 1000 GRW ETF 464287614   1,331,238 3,315 SH   SOLE   0 0 3,315
ISHARES TR S&P 100 ETF 464287101   1,735,983 6,010 SH   SOLE   0 0 6,010
ISHARES TR S&P 500 GRWT ETF 464287309   779,357 7,676 SH   SOLE   0 0 7,676
ISHARES TR S&P 500 VAL ETF 464287408   660,952 3,463 SH   SOLE   0 0 3,463
ISHARES TR SP SMCP600VL ETF 464287879   212,333 1,955 SH   SOLE   0 0 1,955
ISHARES TR U.S. ENERGY ETF 464287796   305,629 6,707 SH   SOLE   0 0 6,707
ISHARES TR US INFRASTRUC 46435U713   1,978,935 42,751 SH   SOLE   0 0 42,751
JOHNSON & JOHNSON COM 478160104   205,794 1,423 SH   SOLE   0 0 1,423
JPMORGAN CHASE & CO. COM 46625H100   918,329 3,831 SH   SOLE   0 0 3,831
KKR & CO INC COM 48251W104   618,116 4,179 SH   SOLE   0 0 4,179
LAM RESEARCH CORP COM NEW 512807306   444,937 6,160 SH   SOLE   0 0 6,160
LEMONADE INC COM 52567D107   285,737 7,790 SH   SOLE   0 0 7,790
MASTERCARD INCORPORATED CL A 57636Q104   310,150 589 SH   SOLE   0 0 589
MCDONALDS CORP COM 580135101   236,840 817 SH   SOLE   0 0 817
MICROSOFT CORP COM 594918104   2,878,002 6,828 SH   SOLE   0 0 6,828
NEXTERA ENERGY INC COM 65339F101   244,463 3,410 SH   SOLE   0 0 3,410
NVIDIA CORPORATION COM 67066G104   7,500,499 55,853 SH   SOLE   0 0 55,853
PALO ALTO NETWORKS INC COM 697435105   313,699 1,724 SH   SOLE   0 0 1,724
PROSHARES TR S&P 500 DV ARIST 74348A467   243,898 2,450 SH   SOLE   0 0 2,450
ROCKWELL AUTOMATION INC COM 773903109   462,694 1,619 SH   SOLE   0 0 1,619
RTX CORPORATION COM 75513E101   285,366 2,466 SH   SOLE   0 0 2,466
SALESFORCE INC COM 79466L302   1,024,387 3,064 SH   SOLE   0 0 3,064
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   932,290 35,009 SH   SOLE   0 0 35,009
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,030,598 55,708 SH   SOLE   0 0 55,708
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   800,482 28,722 SH   SOLE   0 0 28,722
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   749,850 32,349 SH   SOLE   0 0 32,349
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   726,085 26,203 SH   SOLE   0 0 26,203
SCHWAB STRATEGIC TR US REIT ETF 808524847   841,958 39,979 SH   SOLE   0 0 39,979
SELECT SECTOR SPDR TR ENERGY 81369Y506   390,610 4,560 SH   SOLE   0 0 4,560
SERVICENOW INC COM 81762P102   400,725 378 SH   SOLE   0 0 378
SHOPIFY INC CL A 82509L107   1,402,280 13,188 SH   SOLE   0 0 13,188
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,110,975 61,851 SH   SOLE   0 0 61,851
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,258,191 32,791 SH   SOLE   0 0 32,791
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   313,446 5,348 SH   SOLE   0 0 5,348
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,028,861 5,168 SH   SOLE   0 0 5,168
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   408,389 717 SH   SOLE   0 0 717
SPDR SER TR PORTFOLIO S&P400 78464A847   1,305,200 23,865 SH   SOLE   0 0 23,865
SPDR SER TR PORTFOLIO S&P500 78464A854   1,480,693 21,478 SH   SOLE   0 0 21,478
STRYKER CORPORATION COM 863667101   363,290 1,009 SH   SOLE   0 0 1,009
TESLA INC COM 88160R101   2,664,600 6,598 SH   SOLE   0 0 6,598
T-MOBILE US INC COM 872590104   237,726 1,077 SH   SOLE   0 0 1,077
TRANE TECHNOLOGIES PLC SHS G8994E103   377,845 1,023 SH   SOLE   0 0 1,023
UNITEDHEALTH GROUP INC COM 91324P102   560,510 1,108 SH   SOLE   0 0 1,108
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   395,953 3,734 SH   SOLE   0 0 3,734
VANGUARD INDEX FDS GROWTH ETF 922908736   14,569,563 35,497 SH   SOLE   0 0 35,497
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,181,968 15,506 SH   SOLE   0 0 15,506
VANGUARD INDEX FDS MID CAP ETF 922908629   1,984,145 7,512 SH   SOLE   0 0 7,512
VANGUARD INDEX FDS SM CP VAL ETF 922908611   234,905 1,185 SH   SOLE   0 0 1,185
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,207,856 7,618 SH   SOLE   0 0 7,618
VANGUARD INDEX FDS VALUE ETF 922908744   6,203,071 36,640 SH   SOLE   0 0 36,640
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,725,171 61,879 SH   SOLE   0 0 61,879
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,069,792 61,237 SH   SOLE   0 0 61,237
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,302,103 48,141 SH   SOLE   0 0 48,141
VISA INC COM CL A 92826C839   1,737,588 5,498 SH   SOLE   0 0 5,498
WALMART INC COM 931142103   525,295 5,814 SH   SOLE   0 0 5,814
WISDOMTREE TR EMG MKTS SMCAP 97717W281   512,926 10,485 SH   SOLE   0 0 10,485
ZOETIS INC CL A 98978V103   284,150 1,744 SH   SOLE   0 0 1,744