The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   267,281 2,344 SH   OTR   2,344 0 0
ABBVIE INC COM 00287Y109   282,001 1,428 SH   OTR   1,428 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   480,026 1,358 SH   OTR   1,358 0 0
ALLSTATE CORP COM 020002101   447,953 2,362 SH   OTR   2,362 0 0
ALPHABET INC CAP STK CL A 02079K305   717,301 4,325 SH   OTR   4,325 0 0
ALPHABET INC CAP STK CL C 02079K107   529,825 3,169 SH   OTR   3,169 0 0
AMAZON COM INC COM 023135106   790,039 4,240 SH   OTR   4,240 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   68,591,521 714,867 SH   SOLE   688,947 0 25,920
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   88,967,098 1,351,467 SH   SOLE   1,303,313 0 48,154
AMERICAN EXPRESS CO COM 025816109   267,132 985 SH   OTR   985 0 0
APPLE INC COM 037833100   7,229,688 31,029 SH   OTR   30,002 0 1,027
ASHLAND INC COM 044186104   1,012,244 11,639 SH   OTR   11,639 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   359,196 1,298 SH   OTR   1,298 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,808,652 8,275 SH   OTR   8,275 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103   171,600 14,300 SH   SOLE   14,300 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100   162,394 12,387 SH   SOLE   12,387 0 0
BROADCOM INC COM 11135F101   489,900 2,840 SH   OTR   2,840 0 0
BROADSTONE NET LEASE INC COM 11135E203   2,786,294 147,034 SH   OTR   128,194 0 18,840
CATERPILLAR INC COM 149123101   440,792 1,127 SH   OTR   1,127 0 0
CBDMD INC 8% SER A CUM PFD 12482W200   28,734 41,765 SH   OTR   41,765 0 0
CHEMUNG FINL CORP COM 164024101   634,536 13,214 SH   OTR   13,214 0 0
CINTAS CORP COM 172908105   255,291 1,240 SH   OTR   1,240 0 0
CONSTELLATION BRANDS INC CL A 21036P108   362,495 1,407 SH   OTR   1,407 0 0
COSTCO WHSL CORP NEW COM 22160K105   216,311 244 SH   OTR   244 0 0
DANAHER CORPORATION COM 235851102   233,537 840 SH   OTR   840 0 0
DEERE & CO COM 244199105   252,067 604 SH   OTR   604 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   90,398,490 2,653,316 SH   SOLE   2,550,131 0 103,185
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   7,696,771 286,872 SH   SOLE   277,789 0 9,083
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   6,736,435 236,698 SH   SOLE   223,833 0 12,865
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   588,907 15,465 SH   SOLE   15,465 0 0
DISNEY WALT CO COM 254687106   366,875 3,814 SH   OTR   3,814 0 0
ELI LILLY & CO COM 532457108   239,204 270 SH   OTR   270 0 0
EMERSON ELEC CO COM 291011104   262,488 2,400 SH   OTR   2,400 0 0
EXXON MOBIL CORP COM 30231G102   1,334,901 11,388 SH   OTR   11,388 0 0
GE AEROSPACE COM NEW 369604301   274,195 1,454 SH   OTR   1,454 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   409,179 12,500 SH   SOLE   0 0 12,500
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   1,257,902 18,128 SH   SOLE   0 0 18,128
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,755,175 17,501 SH   SOLE   17,501 0 0
GRAYSCALE ETHEREUM MINI TR E COM UNIT 38964R104   24,576 10,072 SH   OTR   10,072 0 0
GRAYSCALE ETHEREUM TR ETH SHS 389638107   220,476 10,072 SH   OTR   10,072 0 0
HOME DEPOT INC COM 437076102   380,985 940 SH   OTR   940 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   419,258 4,715 SH   SOLE   4,715 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106   116,160 11,000 SH   SOLE   11,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,349,951 27,162 SH   SOLE   20,862 0 6,300
ISHARES INC MSCI GBL MIN VOL 464286525   1,195,808 10,441 SH   SOLE   10,441 0 0
ISHARES INC MSCI EMRG CHN 46434G764   317,772 5,200 SH   SOLE   5,200 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   5,542,075 152,213 SH   SOLE   149,003 0 3,210
ISHARES INC CORE MSCI EMKT 46434G103   147,492,792 2,569,113 SH   SOLE   2,460,123 0 108,991
ISHARES TR CORE MSCI EAFE 46432F842   134,797,283 1,727,063 SH   SOLE   1,592,886 0 134,177
ISHARES TR MSCI EAFE MIN VL 46429B689   302,965 3,950 SH   SOLE   3,950 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,698,119 62,140 SH   SOLE   62,140 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   11,982,778 142,364 SH   SOLE   138,239 0 4,125
ISHARES TR MSCI INTL MOMENT 46434V449   255,404 6,325 SH   SOLE   6,325 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   489,582 11,800 SH   SOLE   11,800 0 0
ISHARES TR ESG AWARE MSCI 46435U663   5,360,069 128,170 SH   SOLE   125,165 0 3,005
ISHARES TR ESG AWR US AGRGT 46435U549   31,902,056 656,556 SH   SOLE   599,601 0 56,955
ISHARES TR CORE MSCI INTL 46435G326   208,424,429 2,942,601 SH   SOLE   2,878,048 0 64,553
ISHARES TR ESG AWR MSCI USA 46435G425   37,299,817 295,608 SH   SOLE   289,683 0 5,925
ISHARES TR ESG AWRE 1 5 YR 46435G243   244,807 9,730 SH   SOLE   9,730 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   4,015,404 39,867 SH   SOLE   31,412 0 8,455
ISHARES TR ESG MSCI USA ETF 46436E767   334,726 6,820 SH   SOLE   6,820 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   326,256 7,715 SH   SOLE   7,715 0 0
ISHARES TR US TREAS BD ETF 46429B267   72,150,880 3,076,797 SH   SOLE   2,956,837 0 119,959
ISHARES TR FLTG RATE NT ETF 46429B655   750,033 14,695 SH   SOLE   14,585 0 110
ISHARES TR 0-5 YR TIPS ETF 46429B747   10,696,159 105,568 SH   SOLE   103,193 0 2,375
ISHARES TR SHRT NAT MUN ETF 464288158   16,060,959 151,247 SH   SOLE   147,354 0 3,893
ISHARES TR NEW YORK MUN ETF 464288323   16,371,639 301,337 SH   SOLE   270,196 0 31,141
ISHARES TR GOV/CRED BD ETF 464288596   265,497 2,485 SH   SOLE   2,485 0 0
ISHARES TR JPMORGAN USD EMG 464288281   777,182 8,305 SH   SOLE   8,305 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,843,727 17,215 SH   SOLE   17,215 0 0
ISHARES TR EAFE SML CP ETF 464288273   10,841,711 160,143 SH   SOLE   145,750 0 14,393
ISHARES TR EAFE VALUE ETF 464288877   81,414,655 1,415,169 SH   SOLE   1,354,456 0 60,713
ISHARES TR MICRO-CAP ETF 464288869   21,706,160 176,015 SH   SOLE   168,683 0 7,332
ISHARES TR SHORT TREAS BD 464288679   1,007,286 9,105 SH   SOLE   9,105 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   11,378,457 216,074 SH   SOLE   216,074 0 0
ISHARES TR MBS ETF 464288588   812,948 8,485 SH   SOLE   8,485 0 0
ISHARES TR PFD AND INCM SEC 464288687   212,340 6,390 SH   SOLE   6,390 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   432,252 3,614 SH   SOLE   3,614 0 0
ISHARES TR NATIONAL MUN ETF 464288414   18,751,666 172,620 SH   SOLE   170,835 0 1,785
ISHARES TR 1 3 YR TREAS BD 464287457   674,347 8,110 SH   SOLE   8,110 0 0
ISHARES TR IBOXX INV CP ETF 464287242   598,794 5,300 SH   SOLE   5,300 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   202,472 4,415 SH   SOLE   4,415 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,551,311 25,193 SH   SOLE   21,268 0 3,925
ISHARES TR TIPS BD ETF 464287176   1,664,711 15,069 SH   SOLE   13,386 0 1,683
ISHARES TR RUS 2000 GRW ETF 464287648   852,000 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,253,338 50,859 SH   SOLE   49,499 0 1,360
ISHARES TR RUS MID CAP ETF 464287499   546,468 6,200 SH   SOLE   6,200 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,571,686 13,400 SH   SOLE   13,400 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   666,540 5,040 SH   SOLE   5,040 0 0
ISHARES TR GLOBAL 100 ETF 464287572   1,003,003 10,115 SH   SOLE   10,115 0 0
ISHARES TR CORE S&P MCP ETF 464287507   329,367,407 5,285,100 SH   SOLE   5,064,209 0 220,891
ISHARES TR S&P MC 400VL ETF 464287705   3,672,503 29,708 SH   SOLE   27,925 0 1,783
ISHARES TR S&P MC 400GR ETF 464287606   2,054,819 22,352 SH   SOLE   22,352 0 0
ISHARES TR CORE S&P SCP ETF 464287804   222,187,046 1,899,684 SH   SOLE   1,828,644 0 71,040
ISHARES TR SP SMCP600VL ETF 464287879   1,350,554 12,545 SH   SOLE   11,860 0 685
ISHARES TR S&P SML 600 GWT 464287887   1,426,983 10,230 SH   SOLE   10,230 0 0
ISHARES TR S&P 500 VAL ETF 464287408   15,481,207 78,517 SH   SOLE   68,343 0 10,174
ISHARES TR CORE S&P500 ETF 464287200   759,887,559 1,317,374 SH   SOLE   1,266,577 0 50,797
ISHARES TR S&P 500 GRWT ETF 464287309   2,175,632 22,722 SH   SOLE   22,722 0 0
ISHARES TR RUS 1000 ETF 464287622   278,235 885 SH   SOLE   885 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,926,887 18,453 SH   SOLE   18,453 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,576,050 7,135 SH   SOLE   7,135 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   558,847 3,350 SH   SOLE   3,350 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,130,736 9,582 SH   SOLE   9,582 0 0
ISHARES TR CORE S&P US GWT 464287671   316,584 2,400 SH   SOLE   2,400 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   377,752 8,670 SH   SOLE   8,670 0 0
JOHNSON & JOHNSON COM 478160104   853,732 5,268 SH   OTR   5,268 0 0
JPMORGAN CHASE & CO. COM 46625H100   1,536,973 7,289 SH   OTR   7,289 0 0
LOWES COS INC COM 548661107   1,440,651 5,319 SH   OTR   5,319 0 0
M & T BK CORP COM 55261F104   232,447 1,305 SH   OTR   1,305 0 0
MCDONALDS CORP COM 580135101   349,273 1,147 SH   OTR   1,147 0 0
MERCK & CO INC COM 58933Y105   224,167 1,974 SH   OTR   1,974 0 0
META PLATFORMS INC CL A 30303M102   246,230 430 SH   OTR   430 0 0
MICROSOFT CORP COM 594918104   4,639,099 10,781 SH   OTR   10,781 0 0
NEUBERGER BERMAN MUN FD INC COM 64124P101   151,529 13,639 SH   SOLE   13,639 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   176,279 13,165 SH   SOLE   13,165 0 0
NUVEEN ARIZONA QLTY MUN INC COM 67061W104   169,026 14,300 SH   SOLE   14,300 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   178,693 14,434 SH   SOLE   14,434 0 0
NVIDIA CORPORATION COM 67066G104   318,537 2,623 SH   OTR   2,623 0 0
ORACLE CORP COM 68389X105   873,130 5,124 SH   OTR   5,124 0 0
PAYCHEX INC COM 704326107   1,275,652 9,506 SH   OTR   9,506 0 0
PEPSICO INC COM 713448108   476,140 2,800 SH   OTR   2,800 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   882,757 16,711 SH   SOLE   15,000 0 1,711
PROCTER AND GAMBLE CO COM 742718109   392,644 2,267 SH   OTR   2,267 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   653,767 15,899 SH   SOLE   15,899 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,827,615 26,936 SH   SOLE   20,429 0 6,507
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   614,085 7,641 SH   SOLE   7,641 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   246,605 6,400 SH   SOLE   6,400 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   9,041,414 184,594 SH   SOLE   184,236 0 358
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   608,465 12,025 SH   SOLE   12,025 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   145,056,882 2,704,771 SH   SOLE   2,590,627 0 114,144
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,284,777 55,450 SH   SOLE   24,150 0 31,300
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   585,037 7,041 SH   SOLE   6,175 0 866
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,071,528 22,549 SH   SOLE   22,549 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   5,039,270 134,848 SH   SOLE   117,225 0 17,623
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   537,083 2,379 SH   SOLE   2,379 0 0
SHERWIN WILLIAMS CO COM 824348106   458,004 1,200 SH   OTR   1,200 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   436,660 1,032 SH   SOLE   1,032 0 0
SPDR GOLD TR GOLD SHS 78463V107   397,403 1,635 SH   SOLE   1,635 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   827,284 13,262 SH   SOLE   13,262 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,072,228 31,416 SH   SOLE   28,906 0 2,510
SPDR S&P 500 ETF TR TR UNIT 78462F103   128,541,664 224,034 SH   SOLE   213,931 0 10,103
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   913,735 1,604 SH   SOLE   1,399 0 205
SPDR SER TR S&P 600 SMCP VAL 78464A300   449,901 5,182 SH   SOLE   5,182 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   22,637,566 428,255 SH   SOLE   413,255 0 15,000
SPDR SER TR NUVEEN BLMBRG MU 78468R721   939,082 20,053 SH   SOLE   15,735 0 4,318
SPDR SER TR PORTFOLIO S&P400 78464A847   349,788 6,397 SH   SOLE   6,397 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   9,687,186 121,913 SH   SOLE   116,312 0 5,600
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   697,205 7,594 SH   SOLE   7,594 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   2,941,276 43,568 SH   SOLE   35,243 0 8,325
SPDR SER TR BLOOMBERG INVT 78468R200   7,246,788 234,904 SH   SOLE   213,829 0 21,075
SPDR SER TR PORTFOLIO SHORT 78464A474   203,330 6,715 SH   SOLE   6,715 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   2,067,916 91,785 SH   SOLE   91,785 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,160,696 24,565 SH   SOLE   24,565 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   267,599 5,880 SH   SOLE   5,880 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   5,830,839 307,696 SH   SOLE   306,806 0 890
SPDR SER TR BLOOMBERG 3-12 M 78468R523   1,374,104 13,799 SH   SOLE   13,799 0 0
THE CIGNA GROUP COM 125523100   252,555 729 SH   OTR   729 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   342,688 554 SH   OTR   554 0 0
TOMPKINS FINL CORP COM 890110109   219,371 3,796 SH   OTR   3,796 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   670,559 1,725 SH   OTR   1,725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   323,913 554 SH   OTR   554 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   715,518 15,240 SH   SOLE   15,240 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   127,929,580 1,703,230 SH   SOLE   1,594,195 0 109,035
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,838,907 23,369 SH   SOLE   23,369 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   228,057 2,910 SH   SOLE   2,543 0 367
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,481,425 50,584 SH   SOLE   47,649 0 2,935
VANGUARD INDEX FDS LARGE CAP ETF 922908637   13,470,345 51,162 SH   SOLE   51,162 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,694,006 3,210 SH   SOLE   3,050 0 161
VANGUARD INDEX FDS VALUE ETF 922908744   989,812 5,670 SH   SOLE   5,670 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,915,315 14,840 SH   SOLE   14,840 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,298,043 6,465 SH   SOLE   6,465 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,936,005 12,377 SH   SOLE   10,977 0 1,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   26,561,761 555,105 SH   SOLE   522,127 0 32,978
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   735,549 15,680 SH   SOLE   5,000 0 10,680
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   89,964,660 1,824,471 SH   SOLE   1,744,259 0 80,212
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,316,052 64,868 SH   SOLE   64,868 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,767,083 18,330 SH   SOLE   18,330 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   897,636 9,300 SH   SOLE   9,300 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   711,132 12,049 SH   SOLE   12,049 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,469,135 43,681 SH   SOLE   40,296 0 3,385
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   48,213,586 912,963 SH   SOLE   861,000 0 51,963
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,241,617 9,685 SH   SOLE   9,685 0 0
VISA INC COM CL A 92826C839   1,041,511 3,788 SH   OTR   3,788 0 0
VUZIX CORP COM NEW 92921W300   11,700 10,000 SH   OTR   10,000 0 0
WALMART INC COM 931142103   236,678 2,931 SH   OTR   2,931 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   651,102 12,965 SH   SOLE   12,965 0 0
XYLEM INC COM 98419M100   1,229,853 9,108 SH   OTR   9,108 0 0