The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc/sh Com 001055102   3,414 33 SH   SOLE   33 0 0
Aes Corp Com 00130H105   296 23 SH   SOLE   23 0 0
AT&T Corp New Com 00206R102   116,605 5,121 SH   SOLE   5,121 0 0
AT&T Corp New Com 00206R102   54,215 2,381 SH   DFND   2,233 148 0
Abbott Lab Com 002824100   1,656,496 14,645 SH   SOLE   14,569 76 0
Abbott Lab Com 002824100   224,976 1,989 SH   DFND   1,689 300 0
Abbvie Inc Com 00287Y109   1,624,178 9,140 SH   SOLE   9,140 0 0
Abbvie Inc Com 00287Y109   159,752 899 SH   DFND   399 500 0
Adobe Systems Inc Com 00724F101   96,496 217 SH   SOLE   217 0 0
Adv Micro Devices Com 007903107   17,152 142 SH   SOLE   142 0 0
Agilent Tech Com 00846U101   6,583 49 SH   SOLE   49 0 0
Agree Realty Corp Com 008492100   2,466 35 SH   SOLE   35 0 0
Air Products Com 009158106   9,861 34 SH   SOLE   34 0 0
Albemarle Corp Com 012653101   8,608 100 SH   SOLE   100 0 0
Alibaba Group Holdin Com 01609W102   1,611 19 SH   SOLE   19 0 0
The Allstate Corp. Com 020002101   224,793 1,166 SH   SOLE   1,166 0 0
The Allstate Corp. Com 020002101   9,640 50 SH   DFND   50 0 0
Ally Financial Inc Com 02005N100   56,428 1,567 SH   SOLE   1,567 0 0
Alphabet Inc -Cl C Com 02079K107   253,666 1,332 SH   SOLE   1,332 0 0
Alphabet Inc - Cl A Com 02079K305   1,111,759 5,873 SH   SOLE   5,873 0 0
Alphabet Inc - Cl A Com 02079K305   378,600 2,000 SH   DFND   2,000 0 0
Altria Group Inc Com 02209S103   225,474 4,312 SH   SOLE   4,312 0 0
Altria Group Inc Com 02209S103   3,503 67 SH   DFND   67 0 0
Amazon.Com Inc Com 023135106   1,067,552 4,866 SH   SOLE   4,866 0 0
Amazon.Com Inc Com 023135106   175,512 800 SH   DFND   800 0 0
Amentum Holdings Inc. Com 023939101   1,661 79 SH   SOLE   79 0 0
Avantis US Small Cap Com 025072877   1,233,653 12,780 SH   SOLE   11,981 799 0
Avantis US Small Cap Com 025072877   22,298 231 SH   DFND   231 0 0
Amer Electric Power Com 025537101   61,886 671 SH   SOLE   671 0 0
AMEX Com 025816109   231,199 779 SH   SOLE   779 0 0
Amer Intl Group Inc Com 026874784   1,893 26 SH   SOLE   26 0 0
American Lithium Com 027259209   187 500 SH   SOLE   500 0 0
American Tower Corp Com 03027X100   707,229 3,856 SH   SOLE   3,834 22 0
American Tower Corp Com 03027X100   32,097 175 SH   DFND   175 0 0
Amerisourcebergen Com 03073E105   21,794 97 SH   SOLE   97 0 0
Ameriprise Financial Com 03076C106   73,475 138 SH   SOLE   138 0 0
Amgen Inc Com 031162100   140,485 539 SH   SOLE   539 0 0
Analog Devices Com 032654105   47,804 225 SH   SOLE   225 0 0
Ansys Inc Com 03662Q105   7,759 23 SH   SOLE   23 0 0
Elevance Health Inc Com 036752103   358,202 971 SH   SOLE   971 0 0
Apple Inc Com 037833100   4,473,252 17,863 SH   SOLE   17,810 53 0
Apple Inc Com 037833100   756,519 3,021 SH   DFND   3,021 0 0
Applied Materials Com 038222105   38,381 236 SH   SOLE   236 0 0
Arrow Electrs Inc Com 042735100   4,977 44 SH   SOLE   44 0 0
Astrazenenc PLC Com 046353108   1,114 17 SH   SOLE   17 0 0
Atmos Energy Corp Com 049560105   27,854 200 SH   SOLE   200 0 0
Automatic Data Proce Com 053015103   254,090 868 SH   SOLE   868 0 0
Autozone Inc Com 053332102   19,212 6 SH   SOLE   6 0 0
Avalonbay Comm Com 053484101   54,993 250 SH   SOLE   250 0 0
BP P.L.C. Com 055622104   454,308 15,369 SH   SOLE   15,369 0 0
BP P.L.C. Com 055622104   39,078 1,322 SH   DFND   1,322 0 0
Bank of America Corp Com 060505104   517,643 11,778 SH   SOLE   11,778 0 0
Bank Of New York Mellon Corp Com 064058100   80,441 1,047 SH   SOLE   1,047 0 0
Barrick Gold Corp Com 067901108   605 39 SH   SOLE   39 0 0
Bath & Body Works Com 070830104   22,409 578 SH   SOLE   578 0 0
Baxter International Com 071813109   467 16 SH   SOLE   16 0 0
Baxter International Com 071813109   29,160 1,000 SH   DFND   1,000 0 0
Becton Dickinson Com 075887109   1,588 7 SH   SOLE   7 0 0
Berkshire Hathaway Com 084670702   59,833 132 SH   SOLE   132 0 0
Berkshire Hathaway Com 084670702   67,992 150 SH   DFND   150 0 0
BHP Billiton Ltd ADR Com 088606108   276,134 5,655 SH   SOLE   5,596 59 0
BHP Billiton Ltd ADR Com 088606108   8,643 177 SH   DFND   177 0 0
Blackstone Inc Com 09260D107   77,761 451 SH   SOLE   451 0 0
Boeing Company Com 097023105   22,656 128 SH   SOLE   128 0 0
Booking Holdings Inc Com 09857L108   29,811 6 SH   SOLE   6 0 0
Bristol-Myers Squibb Com 110122108   466,790 8,253 SH   SOLE   8,253 0 0
Bristol-Myers Squibb Com 110122108   84,840 1,500 SH   DFND   1,000 500 0
British American Tob Com 110448107   654 18 SH   SOLE   18 0 0
Broadridge Fin Sol Com 11133T103   6,783 30 SH   SOLE   30 0 0
Broadcom Inc Com 11135F101   2,165,386 9,340 SH   SOLE   9,340 0 0
Broadcom Inc Com 11135F101   231,840 1,000 SH   DFND   1,000 0 0
CBRE Group Inc Com 12504L109   12,998 99 SH   SOLE   99 0 0
Cigna Corp Com 125523100   38,383 139 SH   SOLE   139 0 0
Cms Energy Com 125896100   98,642 1,480 SH   SOLE   1,480 0 0
C.S.X.Corp Com 126408103   6,389 198 SH   SOLE   198 0 0
CTS Corp Com 126501105   2,478 47 SH   SOLE   47 0 0
Cnx Resources Corp Com 12653C108   5,867 160 SH   SOLE   160 0 0
CVS/Caremark Corp Com 126650100   37,259 830 SH   SOLE   830 0 0
Coterra Energy Inc Com 127097103   5,798 227 SH   SOLE   227 0 0
Capital One Com 14040H105   54,566 306 SH   SOLE   306 0 0
Cardinal Health Inc Com 14149Y108   29,568 250 SH   DFND   0 250 0
Carmax Inc Com 143130102   62,056 759 SH   SOLE   759 0 0
Carnival Corp Com 143658300   2,492 100 SH   SOLE   100 0 0
Carrier Global Corp Com 14448C104   243,552 3,568 SH   SOLE   3,568 0 0
Carrier Global Corp Com 14448C104   20,478 300 SH   DFND   300 0 0
Caterpillar Tractor Com 149123101   329,386 908 SH   SOLE   908 0 0
Caterpillar Tractor Com 149123101   181,380 500 SH   DFND   500 0 0
Centene Corp Com 15135B101   1,090 18 SH   SOLE   18 0 0
Centerpoint Energy Com 15189T107   6,346 200 SH   SOLE   200 0 0
Chevron Corp Com 166764100   613,687 4,237 SH   SOLE   4,237 0 0
Chevron Corp Com 166764100   226,385 1,563 SH   DFND   1,563 0 0
Chipotle Mex Grill Com 169656105   50,773 842 SH   SOLE   842 0 0
Cisco Systems Inc Com 17275R102   335,782 5,672 SH   SOLE   5,672 0 0
Cisco Systems Inc Com 17275R102   296,000 5,000 SH   DFND   5,000 0 0
Citigroup Inc Com 172967424   60,324 857 SH   SOLE   857 0 0
Citizens Financial G Com 174610105   78,768 1,800 SH   SOLE   1,800 0 0
Clorox CO Com 189054109   1,299 8 SH   SOLE   8 0 0
Coca-Cola Consldtd Com 191098102   3,780 3 SH   SOLE   3 0 0
Coca Cola CO Com 191216100   758,825 12,188 SH   SOLE   12,188 0 0
Coca Cola CO Com 191216100   87,164 1,400 SH   DFND   600 800 0
Cognizant Tech Com 192446102   10,689 139 SH   SOLE   139 0 0
Colgate-Palmolive CO Com 194162103   179,729 1,977 SH   SOLE   1,977 0 0
Colgate-Palmolive CO Com 194162103   10,273 113 SH   DFND   113 0 0
Comcast Corp Com 20030N101   943,767 25,147 SH   SOLE   24,933 214 0
Comcast Corp Com 20030N101   88,196 2,350 SH   DFND   2,350 0 0
Comerica Inc Com 200340107   9,896 160 SH   SOLE   160 0 0
Conagra Brands Com 205887102   80,087 2,886 SH   SOLE   2,886 0 0
Conagra Brands Com 205887102   53,780 1,938 SH   DFND   1,938 0 0
Conocophillips Com 20825C104   86,377 871 SH   SOLE   871 0 0
Conocophillips Com 20825C104   99,170 1,000 SH   DFND   1,000 0 0
Constellation Brands Com 21036P108   15,028 68 SH   SOLE   68 0 0
Constellation Energy Com 21037T109   37,136 166 SH   DFND   166 0 0
Corning Inc Com 219350105   1,045 22 SH   SOLE   22 0 0
Corteva Inc Com 22052L104   34,518 606 SH   SOLE   606 0 0
Costco Whsl Corp Com 22160K105   959,335 1,047 SH   SOLE   1,047 0 0
Cummins Inc Com 231021106   119,918 344 SH   SOLE   344 0 0
DNP Select Income Fd Com 23325P104   1,270 144 SH   SOLE   144 0 0
D. R. Horton Inc Com 23331A109   7,970 57 SH   SOLE   57 0 0
Dte Energy Com 233331107   28,376 235 SH   DFND   235 0 0
Dt Midstream Inc Com 23345M107   11,633 117 SH   DFND   117 0 0
Danaher Corp Com 235851102   238,732 1,040 SH   SOLE   1,040 0 0
Danaher Corp Com 235851102   12,166 53 SH   DFND   53 0 0
Darden Restaurants Com 237194105   65,342 350 SH   SOLE   350 0 0
Darden Restaurants Com 237194105   56,007 300 SH   DFND   0 300 0
Deere & Company Com 244199105   73,300 173 SH   SOLE   173 0 0
Dell Technologies-C Com 24703L202   21,550 187 SH   SOLE   187 0 0
Diamondback Energy Com 25278X109   19,987 122 SH   SOLE   122 0 0
Diamondback Energy Com 25278X109   49,149 300 SH   DFND   300 0 0
Digital Realty Trust Com 253868103   41,673 235 SH   SOLE   235 0 0
Direxion S Daily Com 25460G120   1,350 15 SH   SOLE   15 0 0
Walt Disney CO Com 254687106   449,186 4,034 SH   SOLE   4,034 0 0
Walt Disney CO Com 254687106   27,838 250 SH   DFND   0 250 0
Discover Finl Svc Com 254709108   21,134 122 SH   SOLE   122 0 0
Dollar General Com 256677105   20,168 266 SH   SOLE   266 0 0
Dominion Resources Com 25746U109   107,720 2,000 SH   SOLE   2,000 0 0
Dominion Resources Com 25746U109   16,158 300 SH   DFND   300 0 0
Dover Corporation Com 260003108   80,668 430 SH   SOLE   430 0 0
Dow Inc Com 260557103   23,677 590 SH   SOLE   590 0 0
Dow Inc Com 260557103   20,065 500 SH   DFND   500 0 0
Duke Energy Corp Com 26441C204   217,312 2,017 SH   SOLE   2,017 0 0
Duke Energy Corp Com 26441C204   54,301 504 SH   DFND   504 0 0
Dupont DE Nemours In Com 26614N102   112,469 1,475 SH   SOLE   1,475 0 0
Eog Resources Com 26875P101   84,458 689 SH   SOLE   689 0 0
Eastman Chemical CO Com 277432100   23,561 258 SH   SOLE   258 0 0
Ecolab Inc Com 278865100   181,129 773 SH   SOLE   773 0 0
Edwards Lifesciences Com 28176E108   89,132 1,204 SH   SOLE   1,204 0 0
Embecta Corp Com 29082K105   21 1 SH   SOLE   1 0 0
Emerson Elec CO Com 291011104   7,560 61 SH   SOLE   61 0 0
Emerson Elec CO Com 291011104   148,716 1,200 SH   DFND   0 1,200 0
Enbridge Inc Com 29250N105   12,729 300 SH   SOLE   300 0 0
Enterprise Products Pa Com 293792107   145,793 4,649 SH   SOLE   4,649 0 0
Enterprise Products Pa Com 293792107   53,312 1,700 SH   DFND   1,700 0 0
Equifax Ind Com 294429105   36,953 145 SH   SOLE   145 0 0
Evergy Inc Com 30034W106   61,550 1,000 SH   DFND   1,000 0 0
Eversource Energy Com 30040W108   976 17 SH   SOLE   17 0 0
Exelon Corp Com 30161N101   18,820 500 SH   DFND   500 0 0
Exxon Mobil Corp Com 30231G102   1,454,454 13,521 SH   SOLE   13,478 43 0
Exxon Mobil Corp Com 30231G102   515,153 4,789 SH   DFND   2,475 2,314 0
Fmc Corp Com 302491303   778 16 SH   SOLE   16 0 0
Meta Platform Inc Com 30303M102   1,672,217 2,856 SH   SOLE   2,838 18 0
Meta Platform Inc Com 30303M102   247,085 422 SH   DFND   322 100 0
First Busey Corp Com 319383204   107,691 4,569 SH   SOLE   4,569 0 0
First Financial Corp Com 320218100   30,655,241 663,677 SH   SOLE   612,890 0 50,787
First Financial Corp Com 320218100   4,525,558 97,977 SH   DFND   5,099 0 92,878
First Internet Bank Com 320557101   107,970 3,000 SH   SOLE   3,000 0 0
First Internet Bank Com 320557101   107,970 3,000 SH   DFND   3,000 0 0
First Trust Morn Dvd Com 336917109   75,488 1,875 SH   DFND   1,875 0 0
First Trust Intermed Com 33718W103   163,548 9,086 SH   SOLE   9,086 0 0
First Trust Intermed Com 33718W103   7,236 402 SH   DFND   402 0 0
First Trust Finl Alphad Com 33734X135   164,880 3,046 SH   SOLE   3,046 0 0
First Tr Exchange-Traded FD VI Com 33739H101   23,571 985 SH   SOLE   985 0 0
Firstenergy Corp Com 337932107   10,860 273 SH   SOLE   273 0 0
Flexshares Global Up Com 33939L407   53,995 1,485 SH   DFND   1,485 0 0
Flexshares Quality D Com 33939L860   155,281 2,201 SH   DFND   2,201 0 0
Fortive Corp Com 34959J108   18,675 249 SH   SOLE   249 0 0
Fox Corp - Class A Com 35137L105   826 17 SH   SOLE   17 0 0
Franklin Elect CO Com 353514102   3,703 38 SH   SOLE   38 0 0
Freeport-Mcmoran Com 35671D857   171,322 4,499 SH   SOLE   4,499 0 0
Gatx Corp Com 361448103   6,198 40 SH   SOLE   40 0 0
GE Vernova Inc Com 36828A101   30,590 93 SH   DFND   93 0 0
General Dynamics Com 369550108   262,436 996 SH   SOLE   996 0 0
General Dynamics Com 369550108   39,524 150 SH   DFND   150 0 0
GE Aerospace Com 369604301   79,225 475 SH   DFND   475 0 0
Gen Mills Inc Com 370334104   109,302 1,714 SH   SOLE   1,714 0 0
Gen Mills Inc Com 370334104   43,364 680 SH   DFND   680 0 0
General Motors Com 37045V100   906 17 SH   SOLE   17 0 0
General Motors Com 37045V100   37,289 700 SH   DFND   700 0 0
Genuine Parts C/sh Com 372460105   44,019 377 SH   SOLE   377 0 0
German Amer Banc Com 373865104   115,150 2,863 SH   DFND   2,863 0 0
Gilead Sciences Inc Com 375558103   68,261 739 SH   SOLE   739 0 0
Gsk PLC-Spon ADR Com 37733W204   9,199 272 SH   SOLE   272 0 0
Global Payments Inc Com 37940X102   35,635 318 SH   SOLE   318 0 0
Goldman Sachs Group Com 38141G104   30,921 54 SH   SOLE   54 0 0
W. W. Grainger, Inc. Com 384802104   2,108 2 SH   SOLE   2 0 0
HCA Hldgs Inc Com 40412C101   150,075 500 SH   DFND   500 0 0
Haleon PLC-ADR Com 405552100   239 25 SH   SOLE   25 0 0
Halliburton CO Com 406216101   5,520 203 SH   SOLE   203 0 0
Halliburton CO Com 406216101   19,033 700 SH   DFND   700 0 0
Home Depot Inc Com 437076102   1,498,000 3,851 SH   SOLE   3,827 24 0
Home Depot Inc Com 437076102   116,308 299 SH   DFND   299 0 0
Honeywell Int'l Inc Com 438516106   512,770 2,270 SH   SOLE   2,270 0 0
Howmet Aerospace Inc Com 443201108   26,577 243 SH   SOLE   243 0 0
ICF International Com 44925C103   4,292 36 SH   SOLE   36 0 0
Icu Med Com 44930G107   31,034 200 SH   SOLE   200 0 0
Illinois Tool Works Com 452308109   75,561 298 SH   SOLE   298 0 0
Intel Corp Com 458140100   92,310 4,604 SH   SOLE   4,604 0 0
Intel Corp Com 458140100   88,220 4,400 SH   DFND   4,400 0 0
Integer Holdings Com 45826H109   6,228 47 SH   SOLE   47 0 0
Intercontinental Com 45866F104   62,286 418 SH   SOLE   418 0 0
IBM Com 459200101   164,213 747 SH   SOLE   747 0 0
IBM Com 459200101   79,139 360 SH   DFND   200 160 0
Invesco QQQTrust SE Com 46090E103   1,338,911 2,619 SH   SOLE   2,619 0 0
Invesco Optimum Yld Com 46090F100   20,433 1,573 SH   SOLE   1,573 0 0
Intuit Com 461202103   71,649 114 SH   SOLE   114 0 0
Intuitive Surgical Com 46120E602   11,483 22 SH   SOLE   22 0 0
Invseco Nasdaq 100 ETF Com 46138G649   1,459,471 6,935 SH   SOLE   6,897 0 38
Invseco Nasdaq 100 ETF Com 46138G649   35,145 167 SH   DFND   167 0 0
Invesco S&P Mid Cap Com 46138G672   218,629 1,881 SH   SOLE   1,881 0 0
Iron Mountain Inc Com 46284V101   157,665 1,500 SH   DFND   1,500 0 0
iShares Gold Trust Com 464285204   35,400 715 SH   SOLE   715 0 0
iShares S&P 100 ETF Com 464287101   140,959 488 SH   SOLE   488 0 0
iShares Core S&P Total US Stoc Com 464287150   73,699 573 SH   SOLE   573 0 0
iShares Select Div ETF Com 464287168   1,444 11 SH   SOLE   11 0 0
iShares Select Div ETF Com 464287168   157,548 1,200 SH   DFND   1,200 0 0
iShares S&P Core S&P Com 464287200   228,997 389 SH   SOLE   389 0 0
iShares Core US Aggregate Bond Com 464287226   183,819 1,897 SH   SOLE   1,897 0 0
iShares S&P 500/Grth Com 464287309   81,732 805 SH   SOLE   805 0 0
iShares S&P Value ETF Com 464287408   69,862 366 SH   SOLE   366 0 0
iShares MSCI Eafe ETF Com 464287465   139,425 1,844 SH   SOLE   1,844 0 0
iShares MSCI Eafe ETF Com 464287465   73,720 975 SH   DFND   975 0 0
iShares Russell Midcap Com 464287473   347,149 2,684 SH   SOLE   2,684 0 0
iShares Russell Midcap Com 464287481   321,818 2,539 SH   SOLE   2,539 0 0
iShares Russell Mid Com 464287499   427,856 4,840 SH   SOLE   4,840 0 0
iShares Core S&P Midcap Com 464287507   166,056 2,665 SH   SOLE   2,665 0 0
iShares Global 100 Com 464287572   16,426 163 SH   SOLE   163 0 0
iShares Russell 1000 Com 464287598   744,963 4,024 SH   SOLE   2,661 1,363 0
iShares Russell 1000 Com 464287598   229,561 1,240 SH   DFND   1,240 0 0
iShares Russell 1000 Com 464287614   989,493 2,464 SH   SOLE   2,464 0 0
iShares Russell 1000 Com 464287622   1,480,970 4,597 SH   SOLE   4,597 0 0
iShares Russell 2000 Com 464287655   81,313 368 SH   SOLE   368 0 0
iShares Core Russell Com 464287663   162,866 1,759 SH   SOLE   1,759 0 0
iShares US Real Est. Com 464287739   1,421,492 15,275 SH   SOLE   15,205 0 70
iShares US Real Est. Com 464287739   30,803 331 SH   DFND   331 0 0
iShares S&P Smallcap Com 464287804   209,470 1,818 SH   SOLE   1,818 0 0
iShares S&P Sm Cap Com 464287887   81,222 600 SH   SOLE   600 0 0
iShares JPMorgan Emerg Com 464288281   40,424 454 SH   SOLE   454 0 0
iShares Natl Muni Com 464288414   47,948 450 SH   SOLE   450 0 0
iShares MSCI Eafe Grw Com 464288885   165,773 1,712 SH   SOLE   1,712 0 0
iShares Core MSCI Ea Com 46432F842   324,272 4,614 SH   SOLE   4,614 0 0
iShares Core MSCI Em Com 46434G103   86,476 1,656 SH   SOLE   1,656 0 0
iShares MSCI Emr Mrk Com 46434G764   2,883 52 SH   SOLE   52 0 0
iShares Tr Core Total Com 46434V613   34,668 767 SH   SOLE   767 0 0
iShares Esg Aware Com 46435G425   10,692 83 SH   SOLE   83 0 0
iShares Broad Usd Com 46435U853   43,707 1,188 SH   SOLE   1,188 0 0
JPMorgan Chase Com 46625H100   2,747,556 11,462 SH   SOLE   11,414 48 0
JPMorgan Chase Com 46625H100   107,870 450 SH   DFND   450 0 0
Jacobs Solutions Com 46982L108   10,556 79 SH   SOLE   79 0 0
Johnson-Johnson Com 478160104   366,612 2,535 SH   SOLE   2,535 0 0
Johnson-Johnson Com 478160104   86,772 600 SH   DFND   200 400 0
Kla - Tencor Corp Com 482480100   171,393 272 SH   SOLE   272 0 0
Keycorp Com 493267108   5,982 349 SH   SOLE   349 0 0
Keysight Technologie Com 49338L103   7,710 48 SH   SOLE   48 0 0
Kimberly Clark Corp Com 494368103   61,327 468 SH   SOLE   468 0 0
Kimberly Clark Corp Com 494368103   26,208 200 SH   DFND   200 0 0
Koninklijke Philips Com 500472303   481 19 SH   SOLE   19 0 0
Kontoor Brands Inc Com 50050N103   171 2 SH   SOLE   2 0 0
Kraft Heinz CO Com 500754106   1,413 46 SH   SOLE   46 0 0
Kyndryl Holdings Inc Com 50155Q100   35 1 SH   SOLE   1 0 0
L3harris Technologie Com 502431109   1,893 9 SH   SOLE   9 0 0
Labcorp Holdings Inc Com 504922105   5,962 26 SH   SOLE   26 0 0
Lamb Weston Holdings Com 513272104   61,617 922 SH   SOLE   922 0 0
Lamb Weston Holdings Com 513272104   37,091 555 SH   DFND   555 0 0
Lennar Corp Com 526057104   302,469 2,218 SH   SOLE   2,218 0 0
Eli Lilly & CO Com 532457108   2,364,636 3,063 SH   SOLE   3,051 12 0
Eli Lilly & CO Com 532457108   1,112,452 1,441 SH   DFND   1,441 0 0
Lockheed Martin Corp Com 539830109   1,330,504 2,738 SH   SOLE   2,717 21 0
Lockheed Martin Corp Com 539830109   70,947 146 SH   DFND   146 0 0
Lowes Companies Inc Com 548661107   324,789 1,316 SH   SOLE   1,316 0 0
Lowes Companies Inc Com 548661107   13,080 53 SH   DFND   53 0 0
Marathon Pete Com 56585A102   170,330 1,221 SH   SOLE   1,221 0 0
Marathon Pete Com 56585A102   167,400 1,200 SH   DFND   1,200 0 0
Marsh & McLennan Com 571748102   64,360 303 SH   SOLE   303 0 0
Marriott Intl - A Com 571903202   356,485 1,278 SH   SOLE   1,278 0 0
Masco Corp Com 574599106   19,666 271 SH   SOLE   271 0 0
Mastercard Inc Com 57636Q104   448,638 852 SH   SOLE   852 0 0
McDonalds Corp Com 580135101   563,546 1,944 SH   SOLE   1,944 0 0
McDonalds Corp Com 580135101   289,890 1,000 SH   DFND   700 300 0
Mckesson Corp Com 58155Q103   21,657 38 SH   SOLE   38 0 0
Melco Crown Entrtnmt Com 585464100   11,580 2,000 SH   DFND   0 2,000 0
Merck And Co Inc Com 58933Y105   760,027 7,640 SH   SOLE   7,640 0 0
Merck And Co Inc Com 58933Y105   547,140 5,500 SH   DFND   5,500 0 0
Metlife Inc Com 59156R108   67,715 827 SH   SOLE   827 0 0
Microsoft Corp Com 594918104   5,232,501 12,414 SH   SOLE   12,392 22 0
Microsoft Corp Com 594918104   2,407,608 5,712 SH   DFND   4,512 1,200 0
Microchip Tech Com 595017104   55,744 972 SH   SOLE   972 0 0
Micron Technology Com 595112103   15,822 188 SH   SOLE   188 0 0
Mondelez Intl Com 609207105   646,756 10,828 SH   SOLE   10,733 95 0
Mondelez Intl Com 609207105   131,645 2,204 SH   DFND   1,704 500 0
Morgan Stanley Com 617446448   148,224 1,179 SH   SOLE   1,179 0 0
National Fuel Gas Com 636180101   6,068 100 SH   SOLE   100 0 0
Netflix Inc Com 64110L106   24,066 27 SH   SOLE   27 0 0
Newell Brands Inc Com 651229106   120 12 SH   SOLE   12 0 0
Nextera Energy Inc Com 65339F101   1,016,708 14,182 SH   SOLE   14,101 81 0
Nextera Energy Inc Com 65339F101   98,000 1,367 SH   DFND   1,367 0 0
Nike Inc Com 654106103   787,195 10,403 SH   SOLE   10,311 92 0
Nike Inc Com 654106103   32,765 433 SH   DFND   433 0 0
Nisource Inc Com 65473P105   21,541 586 SH   SOLE   586 0 0
Norfolk Southern Com 655844108   25,582 109 SH   SOLE   109 0 0
Norfolk Southern Com 655844108   70,410 300 SH   DFND   300 0 0
Northern Trust Corp Com 665859104   133,250 1,300 SH   DFND   0 1,300 0
Northrop Grumman Com 666807102   3,754 8 SH   SOLE   8 0 0
Novartis Ag ADR Com 66987V109   10,509 108 SH   SOLE   108 0 0
Novartis Ag ADR Com 66987V109   48,655 500 SH   DFND   500 0 0
Novo-Nordisk ADR Com 670100205   556,549 6,470 SH   SOLE   6,470 0 0
Nucor Corporation Com 670346105   117,760 1,009 SH   SOLE   1,009 0 0
Nucor Corporation Com 670346105   70,026 600 SH   DFND   0 600 0
Nvidia Corp Com 67066G104   2,178,721 16,224 SH   SOLE   16,124 100 0
Nvidia Corp Com 67066G104   598,128 4,454 SH   DFND   3,354 1,100 0
O Reilly Automotive Com 67103H107   20,159 17 SH   SOLE   17 0 0
Occidental Petroleum Com 674599105   9,882 200 SH   DFND   200 0 0
Occiden Pete Warrant Com 674599162   689 25 SH   DFND   25 0 0
Old Nat'l Bancorp Com 680033107   32,558 1,500 SH   SOLE   1,500 0 0
Oneok, Inc Com 682680103   66,967 667 SH   DFND   667 0 0
Oracle Systems Corp Com 68389X105   403,269 2,420 SH   SOLE   2,420 0 0
Organon & CO Com 68622V106   6,714 450 SH   DFND   450 0 0
Otis Worldwide Corp Com 68902V107   143,823 1,553 SH   SOLE   1,553 0 0
Otis Worldwide Corp Com 68902V107   13,892 150 SH   DFND   150 0 0
PG&E Corp Com 69331C108   1,150 57 SH   SOLE   57 0 0
Packaging Corp Com 695156109   6,304 28 SH   SOLE   28 0 0
Packaging Corp Com 695156109   112,565 500 SH   DFND   500 0 0
Palo Alto Networks I Com 697435105   1,104,861 6,072 SH   SOLE   6,010 62 0
Palo Alto Networks I Com 697435105   27,294 150 SH   DFND   150 0 0
Paychex Inc Com 704326107   2,664 19 SH   SOLE   19 0 0
Paypal Holdings Inc Com 70450Y103   907,014 10,627 SH   SOLE   10,473 154 0
Paypal Holdings Inc Com 70450Y103   55,221 647 SH   DFND   396 251 0
Pepsico Inc Com 713448108   292,107 1,921 SH   SOLE   1,921 0 0
Pepsico Inc Com 713448108   212,884 1,400 SH   DFND   1,000 400 0
Pfizer Inc Com 717081103   266,733 10,054 SH   SOLE   10,054 0 0
Pfizer Inc Com 717081103   92,802 3,498 SH   DFND   2,250 1,248 0
Phillip Morris Intl Com 718172109   116,860 971 SH   SOLE   971 0 0
Phillip Morris Intl Com 718172109   26,116 217 SH   DFND   217 0 0
Phillips 66 Com 718546104   84,650 743 SH   SOLE   743 0 0
Pinnacle West Cap Com 723484101   42,385 500 SH   DFND   500 0 0
Pinterest Inc Com 72352L106   22,649 781 SH   SOLE   781 0 0
Procter And Gamble Com 742718109   1,820,679 10,860 SH   SOLE   10,818 42 0
Procter And Gamble Com 742718109   116,517 695 SH   DFND   320 375 0
Progressive Com 743315103   10,303 43 SH   SOLE   43 0 0
Prudential Finl Com 744320102   40,063 338 SH   SOLE   338 0 0
Prudential Finl Com 744320102   35,559 300 SH   DFND   300 0 0
Qualcomm Inc Com 747525103   208,155 1,355 SH   SOLE   1,355 0 0
Quest Diagnostics, Inc. Com 74834L100   37,866 251 SH   SOLE   251 0 0
Qurate Retail Group Com 74915M100   16 47 SH   SOLE   47 0 0
Raymond James Com 754730109   9,786 63 SH   SOLE   63 0 0
Rayonier Inc Com 754907103   86,730 3,323 SH   SOLE   3,323 0 0
RTX Corp Com 75513E101   544,000 4,701 SH   SOLE   4,701 0 0
RTX Corp Com 75513E101   34,716 300 SH   DFND   300 0 0
Republic Services Com 760759100   12,876 64 SH   SOLE   64 0 0
Republic Services Com 760759100   502,950 2,500 SH   DFND   2,500 0 0
Restaurant Brands In Com 76131D103   22,813 350 SH   DFND   350 0 0
Ringcentral Inc Com 76680R206   2,276 65 SH   SOLE   65 0 0
Shell PLC-ADR Com 780259305   265,573 4,239 SH   SOLE   4,239 0 0
Shell PLC-ADR Com 780259305   21,928 350 SH   DFND   350 0 0
SPDR S&P 500 ETF Tr Com 78462F103   815,237 1,391 SH   SOLE   1,391 0 0
SPS Commerce Inc Com 78463M107   2,760 15 SH   SOLE   15 0 0
SPDR Gold Trust Com 78463V107   238,740 986 SH   SOLE   986 0 0
SPDR Portfolio S&P Growth ETF Com 78464A409   1,321,313 15,032 SH   SOLE   15,032 0 0
SPDR Portfolio S&P 500 Value E Com 78464A508   59,169 1,157 SH   SOLE   1,157 0 0
SPDR DJ Indust ETF Com 78467X109   643,356 1,512 SH   SOLE   1,512 0 0
Salesforce Com 79466L302   525,567 1,572 SH   SOLE   1,572 0 0
Sanofi ADR Com 80105N105   482 10 SH   SOLE   10 0 0
Schlumberger Ltd Com 806857108   86,648 2,260 SH   SOLE   2,260 0 0
Schlumberger Ltd Com 806857108   23,004 600 SH   DFND   600 0 0
Charles Schwab Corp Com 808513105   966,053 13,053 SH   SOLE   12,921 132 0
Charles Schwab Corp Com 808513105   28,124 380 SH   DFND   380 0 0
Schwab US Small-Cap Com 808524607   15,413 596 SH   SOLE   596 0 0
Schwab Dvd Equity Com 808524797   396,850 14,526 SH   SOLE   14,526 0 0
Schwab Dvd Equity Com 808524797   276,205 10,110 SH   DFND   10,110 0 0
Servicenow Inc Com 81762P102   5,301 5 SH   SOLE   5 0 0
Shopify Com 82509L107   2,127 20 SH   SOLE   20 0 0
Simon Ppty Group Com 828806109   17,221 100 SH   SOLE   100 0 0
Simon Ppty Group Com 828806109   51,663 300 SH   DFND   300 0 0
Skyworks Solutions Com 83088M102   1,774 20 SH   SOLE   20 0 0
Smucker J M Com 832696405   22,024 200 SH   SOLE   200 0 0
Smucker J M Com 832696405   22,024 200 SH   DFND   200 0 0
Snap-On Inc Com 833034101   7,808 23 SH   SOLE   23 0 0
Snap Inc Com 83304A106   108 10 SH   SOLE   10 0 0
Solventum Corp Com 83444M101   1,255 19 SH   SOLE   19 0 0
Southwest Airlines Com 844741108   504 15 SH   SOLE   15 0 0
Starbucks Corp Com 855244109   906,843 9,938 SH   SOLE   9,839 99 0
Starbucks Corp Com 855244109   26,554 291 SH   DFND   291 0 0
State Street Corp Com 857477103   2,945 30 SH   SOLE   30 0 0
Stifel Finl Corp Com 860630102   9,335 88 SH   SOLE   88 0 0
Suncor Energy Inc Com 867224107   412,711 11,567 SH   SOLE   11,437 130 0
Suncor Energy Inc Com 867224107   12,845 360 SH   DFND   360 0 0
Sunrun Inc Com 86771W105   3,534 382 SH   SOLE   382 0 0
Synopsys Inc Com 871607107   8,736 18 SH   SOLE   18 0 0
Sysco Corp Com 871829107   607,322 7,943 SH   SOLE   7,858 85 0
Sysco Corp Com 871829107   21,027 275 SH   DFND   275 0 0
TJX Companies Inc Com 872540109   151,979 1,258 SH   SOLE   1,258 0 0
T-Mobile Com 872590104   23,177 105 SH   SOLE   105 0 0
Taiwan Semicondtor Com 874039100   47,003 238 SH   SOLE   238 0 0
Target Corporation Com 87612E106   37,850 280 SH   SOLE   280 0 0
Teradata Corp Com 88076W103   405 13 SH   SOLE   13 0 0
Tesla Motors Inc Com 88160R101   44,826 111 SH   SOLE   111 0 0
Texas Instruments Com 882508104   326,455 1,741 SH   SOLE   1,741 0 0
Thermo Fisher Scient Com 883556102   1,048,263 2,015 SH   SOLE   2,000 15 0
Thermo Fisher Scient Com 883556102   34,335 66 SH   DFND   66 0 0
3M CO Com 88579Y101   10,069 78 SH   SOLE   78 0 0
Toronto-Dominion Com 891160509   26,620 500 SH   DFND   500 0 0
Travelers Cos Inc Com 89417E109   12,285 51 SH   SOLE   51 0 0
Travelers Cos Inc Com 89417E109   72,267 300 SH   DFND   300 0 0
Truist Fin Corp Com 89832Q109   5,206 120 SH   SOLE   120 0 0
Tyson Foods Inc Com 902494103   17,692 308 SH   SOLE   308 0 0
US Bancorp Com 902973304   40,847 854 SH   SOLE   854 0 0
Uber Technologies Com 90353T100   905 15 SH   SOLE   15 0 0
Unilever PLC ADR Com 904767704   624 11 SH   SOLE   11 0 0
Union Pacific Corp Com 907818108   347,761 1,525 SH   SOLE   1,525 0 0
Union Pacific Corp Com 907818108   364,864 1,600 SH   DFND   0 1,600 0
United Airlines Hldg Com 910047109   23,304 240 SH   SOLE   240 0 0
United Parcel Svc Com 911312106   59,393 471 SH   SOLE   471 0 0
United Rentals Inc Com 911363109   23,951 34 SH   SOLE   34 0 0
US Foods Holdings CO Com 912008109   20,305 301 SH   SOLE   301 0 0
Unitedhealth Grp Com 91324P102   989,462 1,956 SH   SOLE   1,956 0 0
Unitedhealth Grp Com 91324P102   22,764 45 SH   DFND   45 0 0
V F Corp Com 918204108   386 18 SH   SOLE   18 0 0
V F Corp Com 918204108   17,168 800 SH   DFND   800 0 0
Valero Refng & Mktg Com 91913Y100   24,518 200 SH   SOLE   200 0 0
Vaneck Agribus ETF Com 92189F700   258,080 4,000 SH   DFND   4,000 0 0
Vanguard Div Appr ETF Com 921908844   195,830 1,000 SH   DFND   1,000 0 0
Vanguard Mega Cap Com 921910873   1,063,300 5,000 SH   SOLE   5,000 0 0
Vanguard Intermed Com 921937819   22,793 305 SH   SOLE   305 0 0
Vanguard S/B ETF Com 921937827   1,932 25 SH   SOLE   25 0 0
Vanguard Total Bond Com 921937835   7,910 110 SH   SOLE   110 0 0
Vanguard FTSE Developed Market Com 921943858   6,481,618 135,542 SH   SOLE   134,957 0 585
Vanguard FTSE Developed Market Com 921943858   244,838 5,120 SH   DFND   2,501 2,619 0
Vanguard Tot World Com 922042742   9,281 79 SH   SOLE   79 0 0
Vanguard FTSE Emerging Mkt Com 922042858   1,024,767 23,269 SH   SOLE   23,269 0 0
Vanguard Consumer Discretionar Com 92204A108   2,724,883 7,259 SH   SOLE   7,188 71 0
Vanguard Consumer Discretionar Com 92204A108   150,527 401 SH   DFND   401 0 0
Vanguard Consumer Staple ETF Com 92204A207   975,730 4,616 SH   SOLE   4,578 38 0
Vanguard Consumer Staple ETF Com 92204A207   59,821 283 SH   DFND   283 0 0
Vanguard Energy ETF Com 92204A306   1,005,175 8,286 SH   SOLE   8,215 71 0
Vanguard Energy ETF Com 92204A306   58,593 483 SH   DFND   483 0 0
Vanguard Financial ETF Com 92204A405   3,006,180 25,461 SH   SOLE   25,209 252 0
Vanguard Financial ETF Com 92204A405   137,079 1,161 SH   DFND   1,161 0 0
Vanguard Health Care ETF Com 92204A504   3,021,955 11,912 SH   SOLE   11,792 120 0
Vanguard Health Care ETF Com 92204A504   132,680 523 SH   DFND   523 0 0
Vanguard Industrials ETF Com 92204A603   2,278,576 8,957 SH   SOLE   8,871 86 0
Vanguard Industrials ETF Com 92204A603   120,581 474 SH   DFND   474 0 0
Vanguard Info Technology ETF Com 92204A702   10,409,554 16,741 SH   SOLE   16,567 174 0
Vanguard Info Technology ETF Com 92204A702   1,080,688 1,738 SH   DFND   1,638 100 0
Vanguard Materials ETF Com 92204A801   456,076 2,428 SH   SOLE   2,407 21 0
Vanguard Materials ETF Com 92204A801   52,971 282 SH   DFND   282 0 0
Vanguard Utilities Com 92204A876   663,158 4,058 SH   SOLE   4,015 43 0
Vanguard Utilities Com 92204A876   53,602 328 SH   DFND   328 0 0
Vanguard Telecom Svc ETF Com 92204A884   2,633,545 16,995 SH   SOLE   16,834 161 0
Vanguard Telecom Svc ETF Com 92204A884   104,443 674 SH   DFND   674 0 0
Vanguard S/T Corp Bd Com 92206C409   35,105 450 SH   SOLE   450 0 0
Vanguard Russell2000 Com 92206C664   429,499 4,808 SH   SOLE   4,808 0 0
Veeva Systems Inc-Cl Com 922475108   16,610 79 SH   SOLE   79 0 0
Ventas Inc Com 92276F100   20,788 353 SH   SOLE   353 0 0
Vanguard Tax-Exempt Com 922907746   38,851 775 SH   SOLE   775 0 0
Vanguard S&P 500 ETF Com 922908363   25,256,719 46,875 SH   SOLE   46,386 373 116
Vanguard S&P 500 ETF Com 922908363   291,496 541 SH   DFND   541 0 0
Vanguard Mid-Cap Value Com 922908512   3,397 21 SH   SOLE   21 0 0
Vanguard Mid-Cap Growth Com 922908538   3,299 13 SH   SOLE   13 0 0
Vanguard REIT ETF Com 922908553   797,177 8,949 SH   SOLE   8,871 78 0
Vanguard REIT ETF Com 922908553   34,919 392 SH   DFND   217 175 0
Vanguard Sm-Cap Growth Com 922908595   456,498 1,630 SH   SOLE   1,630 0 0
Vanguard Sm-Cap Growth Com 922908595   21,845 78 SH   DFND   78 0 0
Vanguard Small-Cap Value Com 922908611   6,936 35 SH   SOLE   35 0 0
Vanguard Mid-Cap ETF Com 922908629   3,661,634 13,863 SH   SOLE   13,777 0 86
Vanguard Mid-Cap ETF Com 922908629   99,313 376 SH   DFND   376 0 0
Vanguard Growth ETF Com 922908736   13,545 33 SH   SOLE   33 0 0
Vanguard Growth ETF Com 922908736   129,289 315 SH   DFND   315 0 0
Vanguard Value ETF Com 922908744   6,095 36 SH   SOLE   36 0 0
Vanguard Small-Cap ETF Com 922908751   3,970,387 16,524 SH   SOLE   16,462 0 62
Vanguard Small-Cap ETF Com 922908751   65,116 271 SH   DFND   271 0 0
Vanguard Total St Mkt Com 922908769   159,975 552 SH   SOLE   552 0 0
Veralto Corp Com 92338C103   3,565 35 SH   SOLE   35 0 0
Verizon Comm Com 92343V104   78,340 1,959 SH   SOLE   1,959 0 0
Verizon Comm Com 92343V104   66,823 1,671 SH   DFND   1,545 126 0
Viatris Inc Com 92556V106   3,299 265 SH   SOLE   265 0 0
Visa Inc Cl A Shs Com 92826C839   1,354,547 4,286 SH   SOLE   4,254 32 0
Visa Inc Cl A Shs Com 92826C839   101,765 322 SH   DFND   322 0 0
Wec Energy Group Inc Com 92939U106   1,599 17 SH   SOLE   17 0 0
Wabtec Corp Com 929740108   15,357 81 SH   SOLE   81 0 0
Walmart Inc Com 931142103   989,965 10,957 SH   SOLE   10,957 0 0
Walmart Inc Com 931142103   135,525 1,500 SH   DFND   1,500 0 0
Walgreens Boots Com 931427108   8,257 885 SH   SOLE   885 0 0
Walgreens Boots Com 931427108   16,794 1,800 SH   DFND   1,800 0 0
Warner Bros Discover Com 934423104   12,631 1,195 SH   SOLE   1,195 0 0
Warner Bros Discover Com 934423104   3,890 368 SH   DFND   368 0 0
Waste Connections Com 94106B101   1,672,905 9,750 SH   DFND   9,750 0 0
Waste Management Com 94106L109   318,828 1,580 SH   SOLE   1,580 0 0
Wells Fargo & CO Com 949746101   267,544 3,809 SH   SOLE   3,809 0 0
Wells Fargo & CO Com 949746101   140,480 2,000 SH   DFND   2,000 0 0
Williams Co Inc Com 969457100   2,273 42 SH   SOLE   42 0 0
Williams Co Inc Com 969457100   54,120 1,000 SH   DFND   1,000 0 0
Wisdmtree Emerg Mkt Com 97717X578   617,433 20,257 SH   SOLE   20,036 0 221
Wisdmtree Emerg Mkt Com 97717X578   31,577 1,036 SH   DFND   1,036 0 0
WisdomTree Intl Hedged Qual Di Com 97717X594   141,278 3,250 SH   SOLE   3,250 0 0
SPDR Gold MiniShares Com 98149E303   3,951 76 SH   SOLE   76 0 0
Xcel Energy Inc Com 98389B100   46,454 688 SH   SOLE   688 0 0
Yum Brands Inc Com 988498101   20,795 155 SH   SOLE   155 0 0
Zimmer Biomet Hldgs Com 98956P102   3,908 37 SH   SOLE   37 0 0
Accenture PLC Com G1151C101   497,783 1,415 SH   SOLE   1,415 0 0
Eaton Corp PLC Com G29183103   60,732 183 SH   SOLE   183 0 0
Everest Re Group Com G3223R108   72,492 200 SH   DFND   200 0 0
Johnson Control Intl Com G51502105   684,244 8,669 SH   SOLE   8,520 149 0
Johnson Control Intl Com G51502105   28,652 363 SH   DFND   363 0 0
Linde PLC Com G54950103   839,852 2,006 SH   SOLE   1,999 7 0
Linde PLC Com G54950103   24,702 59 SH   DFND   59 0 0
Medtronic PLC Com G5960L103   32,671 409 SH   SOLE   409 0 0
Norwegian Cruise Ln Com G66721104   2,573 100 SH   SOLE   100 0 0
Seagate Technology Com G7997R103   50,319 583 SH   SOLE   583 0 0
Seagate Technology Com G7997R103   18,643 216 SH   DFND   216 0 0
Technipfmc PLC Com G87110105   1,418 49 SH   SOLE   49 0 0
Alcon Inc Com H01301128   85 1 SH   SOLE   1 0 0
Chubb Ltd Com H1467J104   60,233 218 SH   SOLE   218 0 0
Chubb Ltd Com H1467J104   69,075 250 SH   DFND   250 0 0
Asml Holding NV-NY Com N07059210   34,654 50 SH   SOLE   50 0 0