The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 703 3,985 SH   SOLE   3,985 0 0
3M COM 88579Y101 394 2,236 SH   DFND 13 0 2,236 0
3M COM 88579Y101 3,072 17,413 SH   DFND 5 0 17,413 0
3M COM 88579Y101 1,513 8,578 SH   DFND 1 0 8,578 0
3M COM 88579Y101 520 2,950 SH   DFND 12 0 2,950 0
3M COM 88579Y101 69 390 SH   DFND 6 0 390 0
3M COM 88579Y101 106 600 SH   DFND 15 0 600 0
3M COM 88579Y101 260 1,475 SH   DFND 16 0 1,475 0
3M COM 88579Y101 97 550 SH   DFND 14 0 550 0
ABBOTT LABS COM 002824100 739 8,509 SH   SOLE   8,509 0 0
ABBOTT LABS COM 002824100 621 7,152 SH   DFND 13 0 7,152 0
ABBOTT LABS COM 002824100 3,770 43,406 SH   DFND 5 0 43,406 0
ABBOTT LABS COM 002824100 2,453 28,244 SH   DFND 1 0 28,244 0
ABBOTT LABS COM 002824100 1,199 13,800 SH   DFND 12 0 13,800 0
ABBOTT LABS COM 002824100 265 3,050 SH   DFND 15 0 3,050 0
ABBOTT LABS COM 002824100 352 4,050 SH   DFND 16 0 4,050 0
ABBOTT LABS COM 002824100 130 1,500 SH   DFND 14 0 1,500 0
ABBOTT LABS COM 002824100 9 100 SH   DFND 6 0 100 0
ABBVIE COM 00287Y109 110 1,243 SH   SOLE   1,243 0 0
ABBVIE COM 00287Y109 943 10,654 SH   DFND 1 0 10,654 0
ABBVIE COM 00287Y109 117 1,327 SH   DFND 13 0 1,327 0
ABBVIE COM 00287Y109 646 7,300 SH   DFND 12 0 7,300 0
ABBVIE COM 00287Y109 128 1,450 SH   DFND 16 0 1,450 0
ABBVIE COM 00287Y109 53 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 7 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 341 1,450 SH   DFND 1 0 1,450 0
ALPHABET INC CL A COM 02079K305 711 531 SH   SOLE   531 0 0
ALPHABET INC CL A COM 02079K305 599 447 SH   DFND 13 0 447 0
ALPHABET INC CL A COM 02079K305 4,144 3,094 SH   DFND 5 0 3,094 0
ALPHABET INC CL A COM 02079K305 2,495 1,863 SH   DFND 1 0 1,863 0
ALPHABET INC CL A COM 02079K305 623 465 SH   DFND 12 0 465 0
ALPHABET INC CL A COM 02079K305 28 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 277 207 SH   DFND 15 0 207 0
ALPHABET INC CL A COM 02079K305 313 234 SH   DFND 16 0 234 0
ALPHABET INC CL A COM 02079K305 161 120 SH   DFND 14 0 120 0
ALPHABET INC CL C COM 02079K107 90 67 SH   SOLE   67 0 0
ALPHABET INC CL C COM 02079K107 435 325 SH   DFND 1 0 325 0
AMAZON.COM COM 023135106 296 160 SH   SOLE   160 0 0
AMAZON.COM COM 023135106 1,768 957 SH   DFND 5 0 957 0
AMAZON.COM COM 023135106 1,428 773 SH   DFND 1 0 773 0
AMAZON.COM COM 023135106 185 100 SH   DFND 12 0 100 0
AMAZON.COM COM 023135106 227 123 SH   DFND 13 0 123 0
AMAZON.COM COM 023135106 102 55 SH   DFND 15 0 55 0
AMAZON.COM COM 023135106 128 69 SH   DFND 16 0 69 0
AMAZON.COM COM 023135106 74 40 SH   DFND 14 0 40 0
AMAZON.COM COM 023135106 4 2 SH   DFND 6 0 2 0
AMGEN INC COM 031162100 89 370 SH   SOLE   370 0 0
AMGEN INC COM 031162100 19 80 SH   DFND 13 0 80 0
AMGEN INC COM 031162100 139 575 SH   DFND 15 0 575 0
AMGEN INC COM 031162100 72 300 SH   DFND 1 0 300 0
ANALOG DEVICES COM 032654105 537 4,522 SH   SOLE   4,522 0 0
ANALOG DEVICES COM 032654105 601 5,061 SH   DFND 13 0 5,061 0
ANALOG DEVICES COM 032654105 3,341 28,117 SH   DFND 5 0 28,117 0
ANALOG DEVICES COM 032654105 1,941 16,335 SH   DFND 1 0 16,335 0
ANALOG DEVICES COM 032654105 261 2,200 SH   DFND 12 0 2,200 0
ANALOG DEVICES COM 032654105 18 155 SH   DFND 6 0 155 0
ANALOG DEVICES COM 032654105 267 2,250 SH   DFND 15 0 2,250 0
ANALOG DEVICES COM 032654105 330 2,780 SH   DFND 16 0 2,780 0
ANALOG DEVICES COM 032654105 125 1,050 SH   DFND 14 0 1,050 0
APPLE INC COM 037833100 1,067 3,634 SH   SOLE   3,634 0 0
APPLE INC COM 037833100 879 2,992 SH   DFND 13 0 2,992 0
APPLE INC COM 037833100 6,299 21,450 SH   DFND 5 0 21,450 0
APPLE INC COM 037833100 7,880 26,835 SH   DFND 1 0 26,835 0
APPLE INC COM 037833100 888 3,025 SH   DFND 12 0 3,025 0
APPLE INC COM 037833100 43 145 SH   DFND 6 0 145 0
APPLE INC COM 037833100 382 1,300 SH   DFND 15 0 1,300 0
APPLE INC COM 037833100 389 1,325 SH   DFND 16 0 1,325 0
APPLE INC COM 037833100 191 650 SH   DFND 14 0 650 0
APTARGROUP COM 038336103 679 5,875 SH   SOLE   5,875 0 0
APTARGROUP COM 038336103 466 4,032 SH   DFND 13 0 4,032 0
APTARGROUP COM 038336103 3,718 32,153 SH   DFND 5 0 32,153 0
APTARGROUP COM 038336103 1,866 16,143 SH   DFND 1 0 16,143 0
APTARGROUP COM 038336103 861 7,450 SH   DFND 12 0 7,450 0
APTARGROUP COM 038336103 197 1,700 SH   DFND 15 0 1,700 0
APTARGROUP COM 038336103 301 2,600 SH   DFND 16 0 2,600 0
APTARGROUP COM 038336103 116 1,000 SH   DFND 14 0 1,000 0
APTARGROUP COM 038336103 9 80 SH   DFND 6 0 80 0
AUTOMATIC DATA PROCESSING COM 053015103 798 4,680 SH   SOLE   4,680 0 0
AUTOMATIC DATA PROCESSING COM 053015103 646 3,786 SH   DFND 13 0 3,786 0
AUTOMATIC DATA PROCESSING COM 053015103 4,430 25,985 SH   DFND 5 0 25,985 0
AUTOMATIC DATA PROCESSING COM 053015103 2,979 17,474 SH   DFND 1 0 17,474 0
AUTOMATIC DATA PROCESSING COM 053015103 929 5,450 SH   DFND 12 0 5,450 0
AUTOMATIC DATA PROCESSING COM 053015103 217 1,275 SH   DFND 15 0 1,275 0
AUTOMATIC DATA PROCESSING COM 053015103 348 2,040 SH   DFND 16 0 2,040 0
AUTOMATIC DATA PROCESSING COM 053015103 128 750 SH   DFND 14 0 750 0
AUTOMATIC DATA PROCESSING COM 053015103 10 60 SH   DFND 6 0 60 0
BANK OF AMERICA COM 060505104 1,059 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 393 1,445 SH   SOLE   1,445 0 0
BECTON DICKINSON COM 075887109 332 1,220 SH   DFND 13 0 1,220 0
BECTON DICKINSON COM 075887109 1,841 6,770 SH   DFND 5 0 6,770 0
BECTON DICKINSON COM 075887109 1,103 4,054 SH   DFND 1 0 4,054 0
BECTON DICKINSON COM 075887109 231 850 SH   DFND 12 0 850 0
BECTON DICKINSON COM 075887109 88 325 SH   DFND 15 0 325 0
BECTON DICKINSON COM 075887109 152 560 SH   DFND 16 0 560 0
BECTON DICKINSON COM 075887109 4 15 SH   DFND 6 0 15 0
BECTON DICKINSON COM 075887109 48 175 SH   DFND 14 0 175 0
BERKSHIRE HATHAWAY CL B COM 084670702 45 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 345 1,525 SH   DFND 1 0 1,525 0
BERKSHIRE HATHAWAY CL B COM 084670702 872 3,850 SH   DFND 12 0 3,850 0
BOEING COM 097023105 230 705 SH   DFND 1 0 705 0
CANADIAN NATL RAILWAY COM 136375102 747 8,255 SH   SOLE   8,255 0 0
CANADIAN NATL RAILWAY COM 136375102 510 5,643 SH   DFND 13 0 5,643 0
CANADIAN NATL RAILWAY COM 136375102 3,535 39,079 SH   DFND 5 0 39,079 0
CANADIAN NATL RAILWAY COM 136375102 1,895 20,952 SH   DFND 1 0 20,952 0
CANADIAN NATL RAILWAY COM 136375102 787 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 81 900 SH   DFND 6 0 900 0
CANADIAN NATL RAILWAY COM 136375102 240 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 330 3,645 SH   DFND 16 0 3,645 0
CANADIAN NATL RAILWAY COM 136375102 81 900 SH   DFND 14 0 900 0
CDK GLOBAL COM 12508E101 200 3,666 SH   DFND 1 0 3,666 0
CHEVRON COM 166764100 265 2,195 SH   SOLE   2,195 0 0
CHEVRON COM 166764100 216 1,790 SH   DFND 13 0 1,790 0
CHEVRON COM 166764100 2,361 19,595 SH   DFND 5 0 19,595 0
CHEVRON COM 166764100 660 5,475 SH   DFND 1 0 5,475 0
CHEVRON COM 166764100 687 5,700 SH   DFND 12 0 5,700 0
CHEVRON COM 166764100 90 750 SH   DFND 15 0 750 0
CHEVRON COM 166764100 117 975 SH   DFND 16 0 975 0
CHEVRON COM 166764100 78 650 SH   DFND 14 0 650 0
CHUBB LIMITED COM H1467J104 699 4,488 SH   SOLE   4,488 0 0
CHUBB LIMITED COM H1467J104 428 2,752 SH   DFND 13 0 2,752 0
CHUBB LIMITED COM H1467J104 3,032 19,478 SH   DFND 5 0 19,478 0
CHUBB LIMITED COM H1467J104 1,523 9,785 SH   DFND 1 0 9,785 0
CHUBB LIMITED COM H1467J104 751 4,825 SH   DFND 12 0 4,825 0
CHUBB LIMITED COM H1467J104 14 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 218 1,400 SH   DFND 15 0 1,400 0
CHUBB LIMITED COM H1467J104 320 2,057 SH   DFND 16 0 2,057 0
CHUBB LIMITED COM H1467J104 109 700 SH   DFND 14 0 700 0
CISCO SYS INC COM 17275R102 7 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 240 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 48 1,000 SH   DFND 16 0 1,000 0
CISCO SYS INC COM 17275R102 187 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 144 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 24 500 SH   DFND 13 0 500 0
CITIGROUP COM 172967424 208 2,600 SH   DFND 1 0 2,600 0
COCA COLA COM 191216100 120 2,175 SH   SOLE   2,175 0 0
COCA COLA COM 191216100 249 4,500 SH   DFND 1 0 4,500 0
COCA COLA COM 191216100 479 8,650 SH   DFND 12 0 8,650 0
COCA COLA COM 191216100 144 2,600 SH   DFND 5 0 2,600 0
COLGATE-PALMOLIVE COM 194162103 22 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 62 900 SH   DFND 13 0 900 0
COLGATE-PALMOLIVE COM 194162103 16 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 140 2,030 SH   DFND 16 0 2,030 0
COLGATE-PALMOLIVE COM 194162103 62 900 SH   DFND 12 0 900 0
CVS HEALTH COM 126650100 302 4,070 SH   SOLE   4,070 0 0
CVS HEALTH COM 126650100 1,805 24,290 SH   DFND 5 0 24,290 0
CVS HEALTH COM 126650100 807 10,866 SH   DFND 1 0 10,866 0
CVS HEALTH COM 126650100 12 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 303 4,083 SH   DFND 13 0 4,083 0
CVS HEALTH COM 126650100 123 1,650 SH   DFND 16 0 1,650 0
CVS HEALTH COM 126650100 130 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100 37 500 SH   DFND 15 0 500 0
DANAHER CORP COM 235851102 643 4,188 SH   SOLE   4,188 0 0
DANAHER CORP COM 235851102 674 4,394 SH   DFND 13 0 4,394 0
DANAHER CORP COM 235851102 3,562 23,210 SH   DFND 5 0 23,210 0
DANAHER CORP COM 235851102 1,545 10,069 SH   DFND 1 0 10,069 0
DANAHER CORP COM 235851102 384 2,500 SH   DFND 12 0 2,500 0
DANAHER CORP COM 235851102 280 1,825 SH   DFND 15 0 1,825 0
DANAHER CORP COM 235851102 267 1,740 SH   DFND 16 0 1,740 0
DANAHER CORP COM 235851102 138 900 SH   DFND 14 0 900 0
DANAHER CORP COM 235851102 11 70 SH   DFND 6 0 70 0
DEERE & CO COM 244199105 4 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 377 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 15 85 SH   DFND 16 0 85 0
DEERE & CO COM 244199105 1,282 7,400 SH   DFND 5 0 7,400 0
DEERE & CO COM 244199105 139 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 17 100 SH   DFND 13 0 100 0
DISNEY COM 254687106 561 3,880 SH   SOLE   3,880 0 0
DISNEY COM 254687106 377 2,610 SH   DFND 13 0 2,610 0
DISNEY COM 254687106 2,642 18,265 SH   DFND 5 0 18,265 0
DISNEY COM 254687106 1,498 10,358 SH   DFND 1 0 10,358 0
DISNEY COM 254687106 423 2,925 SH   DFND 12 0 2,925 0
DISNEY COM 254687106 217 1,500 SH   DFND 15 0 1,500 0
DISNEY COM 254687106 210 1,450 SH   DFND 16 0 1,450 0
DISNEY COM 254687106 87 600 SH   DFND 14 0 600 0
DISNEY COM 254687106 4 30 SH   DFND 6 0 30 0
EMERSON ELECTRIC COM 291011104 23 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 324 4,248 SH   DFND 1 0 4,248 0
EMERSON ELECTRIC COM 291011104 328 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 99 1,300 SH   DFND 13 0 1,300 0
EMERSON ELECTRIC COM 291011104 168 2,200 SH   DFND 5 0 2,200 0
EOG RESOURCES COM 26875P101 152 1,820 SH   SOLE   1,820 0 0
EOG RESOURCES COM 26875P101 748 8,935 SH   DFND 5 0 8,935 0
EOG RESOURCES COM 26875P101 276 3,300 SH   DFND 1 0 3,300 0
EOG RESOURCES COM 26875P101 59 700 SH   DFND 13 0 700 0
EOG RESOURCES COM 26875P101 4 50 SH   DFND 6 0 50 0
EXXON MOBIL COM 30231G102 301 4,318 SH   SOLE   4,318 0 0
EXXON MOBIL COM 30231G102 776 11,124 SH   DFND 1 0 11,124 0
EXXON MOBIL COM 30231G102 398 5,700 SH   DFND 5 0 5,700 0
EXXON MOBIL COM 30231G102 126 1,800 SH   DFND 13 0 1,800 0
EXXON MOBIL COM 30231G102 185 2,650 SH   DFND 16 0 2,650 0
EXXON MOBIL COM 30231G102 91 1,300 SH   DFND 12 0 1,300 0
EXXON MOBIL COM 30231G102 6 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102 28 400 SH   DFND 14 0 400 0
FIDELITY NATL INFO SVCS COM 31620M106 67 480 SH   SOLE   480 0 0
FIDELITY NATL INFO SVCS COM 31620M106 431 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 764 6,607 SH   SOLE   6,607 0 0
FISERV COM 337738108 722 6,244 SH   DFND 13 0 6,244 0
FISERV COM 337738108 4,688 40,545 SH   DFND 5 0 40,545 0
FISERV COM 337738108 3,375 29,190 SH   DFND 1 0 29,190 0
FISERV COM 337738108 393 3,400 SH   DFND 12 0 3,400 0
FISERV COM 337738108 14 125 SH   DFND 6 0 125 0
FISERV COM 337738108 278 2,400 SH   DFND 15 0 2,400 0
FISERV COM 337738108 280 2,425 SH   DFND 16 0 2,425 0
FISERV COM 337738108 150 1,300 SH   DFND 14 0 1,300 0
FORTIVE CORP COM 34959J108 155 2,025 SH   SOLE   2,025 0 0
FORTIVE CORP COM 34959J108 1,150 15,058 SH   DFND 5 0 15,058 0
FORTIVE CORP COM 34959J108 460 6,025 SH   DFND 1 0 6,025 0
FORTIVE CORP COM 34959J108 134 1,750 SH   DFND 12 0 1,750 0
FORTIVE CORP COM 34959J108 88 1,150 SH   DFND 13 0 1,150 0
FORTIVE CORP COM 34959J108 118 1,550 SH   DFND 15 0 1,550 0
FORTIVE CORP COM 34959J108 80 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 50 650 SH   DFND 14 0 650 0
FORTIVE CORP COM 34959J108 4 50 SH   DFND 6 0 50 0
GENERAL ELECTRIC COM 369604103 53 4,750 SH   SOLE   4,750 0 0
GENERAL ELECTRIC COM 369604103 134 12,000 SH   DFND 1 0 12,000 0
GENERAL ELECTRIC COM 369604103 44 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 22 2,000 SH   DFND 12 0 2,000 0
GENERAL MILLS COM 370334104 391 7,300 SH   DFND 1 0 7,300 0
GENERAL MILLS COM 370334104 17 325 SH   DFND 13 0 325 0
GENERAL MILLS COM 370334104 171 3,200 SH   DFND 5 0 3,200 0
HERSHEY COMPANY COM 427866108 250 1,700 SH   DFND 1 0 1,700 0
HOME DEPOT COM 437076102 711 3,258 SH   SOLE   3,258 0 0
HOME DEPOT COM 437076102 3,649 16,708 SH   DFND 5 0 16,708 0
HOME DEPOT COM 437076102 1,762 8,070 SH   DFND 1 0 8,070 0
HOME DEPOT COM 437076102 557 2,550 SH   DFND 12 0 2,550 0
HOME DEPOT COM 437076102 44 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 475 2,175 SH   DFND 13 0 2,175 0
HOME DEPOT COM 437076102 142 650 SH   DFND 15 0 650 0
HOME DEPOT COM 437076102 294 1,345 SH   DFND 16 0 1,345 0
HOME DEPOT COM 437076102 44 200 SH   DFND 14 0 200 0
ILLUMINA COM 452327109 350 1,054 SH   SOLE   1,054 0 0
ILLUMINA COM 452327109 231 696 SH   DFND 13 0 696 0
ILLUMINA COM 452327109 2,039 6,145 SH   DFND 5 0 6,145 0
ILLUMINA COM 452327109 216 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 643 1,938 SH   DFND 1 0 1,938 0
ILLUMINA COM 452327109 143 430 SH   DFND 15 0 430 0
ILLUMINA COM 452327109 20 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 83 250 SH   DFND 14 0 250 0
ILLUMINA COM 452327109 7 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 746 12,465 SH   SOLE   12,465 0 0
INTEL CORP COM 458140100 245 4,090 SH   DFND 13 0 4,090 0
INTEL CORP COM 458140100 3,584 59,878 SH   DFND 5 0 59,878 0
INTEL CORP COM 458140100 1,845 30,825 SH   DFND 1 0 30,825 0
INTEL CORP COM 458140100 497 8,300 SH   DFND 12 0 8,300 0
INTEL CORP COM 458140100 9 150 SH   DFND 6 0 150 0
INTEL CORP COM 458140100 60 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 128 885 SH   SOLE   885 0 0
IPG PHOTONICS COM 44980X109 1,214 8,375 SH   DFND 5 0 8,375 0
IPG PHOTONICS COM 44980X109 120 825 SH   DFND 12 0 825 0
IPG PHOTONICS COM 44980X109 56 385 SH   DFND 13 0 385 0
IPG PHOTONICS COM 44980X109 174 1,199 SH   DFND 1 0 1,199 0
IPG PHOTONICS COM 44980X109 14 100 SH   DFND 15 0 100 0
IPG PHOTONICS COM 44980X109 29 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 1,131 3,500 SH   DFND 13 0 3,500 0
JOHNSON & JOHNSON COM 478160104 969 6,640 SH   SOLE   6,640 0 0
JOHNSON & JOHNSON COM 478160104 519 3,558 SH   DFND 13 0 3,558 0
JOHNSON & JOHNSON COM 478160104 5,838 40,025 SH   DFND 5 0 40,025 0
JOHNSON & JOHNSON COM 478160104 2,491 17,075 SH   DFND 1 0 17,075 0
JOHNSON & JOHNSON COM 478160104 1,061 7,275 SH   DFND 12 0 7,275 0
JOHNSON & JOHNSON COM 478160104 182 1,250 SH   DFND 15 0 1,250 0
JOHNSON & JOHNSON COM 478160104 270 1,850 SH   DFND 16 0 1,850 0
JOHNSON & JOHNSON COM 478160104 141 970 SH   DFND 14 0 970 0
JOHNSON & JOHNSON COM 478160104 9 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 502 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 949 3,179 SH   SOLE   3,179 0 0
MASTERCARD COM 57636Q104 776 2,600 SH   DFND 13 0 2,600 0
MASTERCARD COM 57636Q104 5,634 18,870 SH   DFND 5 0 18,870 0
MASTERCARD COM 57636Q104 3,235 10,834 SH   DFND 1 0 10,834 0
MASTERCARD COM 57636Q104 754 2,525 SH   DFND 12 0 2,525 0
MASTERCARD COM 57636Q104 42 140 SH   DFND 6 0 140 0
MASTERCARD COM 57636Q104 254 850 SH   DFND 15 0 850 0
MASTERCARD COM 57636Q104 396 1,325 SH   DFND 16 0 1,325 0
MASTERCARD COM 57636Q104 164 550 SH   DFND 14 0 550 0
MERCK COM 58933Y105 130 1,431 SH   SOLE   1,431 0 0
MERCK COM 58933Y105 136 1,500 SH   DFND 5 0 1,500 0
MERCK COM 58933Y105 277 3,049 SH   DFND 1 0 3,049 0
MERCK COM 58933Y105 82 900 SH   DFND 12 0 900 0
MICROSOFT CORP COM 594918104 934 5,920 SH   SOLE   5,920 0 0
MICROSOFT CORP COM 594918104 4,628 29,345 SH   DFND 5 0 29,345 0
MICROSOFT CORP COM 594918104 2,200 13,949 SH   DFND 1 0 13,949 0
MICROSOFT CORP COM 594918104 804 5,100 SH   DFND 12 0 5,100 0
MICROSOFT CORP COM 594918104 372 2,360 SH   DFND 13 0 2,360 0
MICROSOFT CORP COM 594918104 146 925 SH   DFND 16 0 925 0
MICROSOFT CORP COM 594918104 28 175 SH   DFND 15 0 175 0
MICROSOFT CORP COM 594918104 110 700 SH   DFND 14 0 700 0
NESTLE SA ADR COM 641069406 708 6,543 SH   SOLE   6,543 0 0
NESTLE SA ADR COM 641069406 4,044 37,353 SH   DFND 5 0 37,353 0
NESTLE SA ADR COM 641069406 1,974 18,234 SH   DFND 1 0 18,234 0
NESTLE SA ADR COM 641069406 855 7,900 SH   DFND 12 0 7,900 0
NESTLE SA ADR COM 641069406 38 350 SH   DFND 6 0 350 0
NESTLE SA ADR COM 641069406 544 5,023 SH   DFND 13 0 5,023 0
NESTLE SA ADR COM 641069406 150 1,390 SH   DFND 15 0 1,390 0
NESTLE SA ADR COM 641069406 295 2,724 SH   DFND 16 0 2,724 0
NESTLE SA ADR COM 641069406 108 1,000 SH   DFND 14 0 1,000 0
NOVARTIS AG ADR COM 66987V109 564 5,955 SH   SOLE   5,955 0 0
NOVARTIS AG ADR COM 66987V109 3,551 37,498 SH   DFND 5 0 37,498 0
NOVARTIS AG ADR COM 66987V109 1,503 15,873 SH   DFND 1 0 15,873 0
NOVARTIS AG ADR COM 66987V109 568 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 503 5,317 SH   DFND 13 0 5,317 0
NOVARTIS AG ADR COM 66987V109 152 1,600 SH   DFND 15 0 1,600 0
NOVARTIS AG ADR COM 66987V109 336 3,550 SH   DFND 16 0 3,550 0
NOVARTIS AG ADR COM 66987V109 114 1,200 SH   DFND 14 0 1,200 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 353 7,225 SH   SOLE   7,225 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,539 52,028 SH   DFND 5 0 52,028 0
NOVOZYMES A S DKK 2.0 COM B798FW902 838 17,162 SH   DFND 1 0 17,162 0
NOVOZYMES A S DKK 2.0 COM B798FW902 427 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 199 4,078 SH   DFND 13 0 4,078 0
NOVOZYMES A S DKK 2.0 COM B798FW902 122 2,500 SH   DFND 15 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 51 1,050 SH   DFND 16 0 1,050 0
NOVOZYMES A S DKK 2.0 COM B798FW902 59 1,200 SH   DFND 14 0 1,200 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 150 SH   DFND 6 0 150 0
NVIDIA CORP COM 67066G104 129 550 SH   SOLE   550 0 0
NVIDIA CORP COM 67066G104 59 250 SH   DFND 1 0 250 0
NVIDIA CORP COM 67066G104 139 590 SH   DFND 15 0 590 0
PAYPAL HOLDINGS COM 70450Y103 306 2,825 SH   SOLE   2,825 0 0
PAYPAL HOLDINGS COM 70450Y103 213 1,970 SH   DFND 13 0 1,970 0
PAYPAL HOLDINGS COM 70450Y103 1,787 16,523 SH   DFND 5 0 16,523 0
PAYPAL HOLDINGS COM 70450Y103 1,139 10,534 SH   DFND 1 0 10,534 0
PAYPAL HOLDINGS COM 70450Y103 141 1,300 SH   DFND 12 0 1,300 0
PAYPAL HOLDINGS COM 70450Y103 151 1,400 SH   DFND 15 0 1,400 0
PAYPAL HOLDINGS COM 70450Y103 125 1,155 SH   DFND 16 0 1,155 0
PAYPAL HOLDINGS COM 70450Y103 76 700 SH   DFND 14 0 700 0
PAYPAL HOLDINGS COM 70450Y103 4 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108 243 1,775 SH   SOLE   1,775 0 0
PEPSICO COM 713448108 1,903 13,923 SH   DFND 5 0 13,923 0
PEPSICO COM 713448108 1,718 12,574 SH   DFND 1 0 12,574 0
PEPSICO COM 713448108 21 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 213 1,555 SH   DFND 13 0 1,555 0
PEPSICO COM 713448108 280 2,050 SH   DFND 16 0 2,050 0
PEPSICO COM 713448108 109 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 53 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109 724 5,795 SH   SOLE   5,795 0 0
PROCTER & GAMBLE COM 742718109 534 4,277 SH   DFND 13 0 4,277 0
PROCTER & GAMBLE COM 742718109 4,262 34,125 SH   DFND 5 0 34,125 0
PROCTER & GAMBLE COM 742718109 1,936 15,500 SH   DFND 1 0 15,500 0
PROCTER & GAMBLE COM 742718109 856 6,850 SH   DFND 12 0 6,850 0
PROCTER & GAMBLE COM 742718109 27 215 SH   DFND 6 0 215 0
PROCTER & GAMBLE COM 742718109 272 2,175 SH   DFND 15 0 2,175 0
PROCTER & GAMBLE COM 742718109 353 2,825 SH   DFND 16 0 2,825 0
PROCTER & GAMBLE COM 742718109 112 900 SH   DFND 14 0 900 0
ROCKWELL AUTOMATION COM 773903109 513 2,530 SH   SOLE   2,530 0 0
ROCKWELL AUTOMATION COM 773903109 324 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 3,294 16,255 SH   DFND 5 0 16,255 0
ROCKWELL AUTOMATION COM 773903109 1,601 7,899 SH   DFND 1 0 7,899 0
ROCKWELL AUTOMATION COM 773903109 142 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 71 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 223 1,100 SH   DFND 15 0 1,100 0
ROCKWELL AUTOMATION COM 773903109 171 845 SH   DFND 16 0 845 0
ROCKWELL AUTOMATION COM 773903109 132 650 SH   DFND 14 0 650 0
SNAP ON COM 833034101 271 1,600 SH   DFND 12 0 1,600 0
SPDR S&P 500 ETF COM 78462F103 435 1,350 SH   DFND 12 0 1,350 0
SPDR S&P 500 ETF COM 78462F103 809 2,515 SH   DFND 5 0 2,515 0
STATE STREET COM 857477103 103 1,300 SH   SOLE   1,300 0 0
STATE STREET COM 857477103 32 400 SH   DFND 13 0 400 0
STATE STREET COM 857477103 122 1,540 SH   DFND 1 0 1,540 0
STATE STREET COM 857477103 40 500 SH   DFND 16 0 500 0
STRYKER CORP COM 863667101 241 1,150 SH   DFND 1 0 1,150 0
STRYKER CORP COM 863667101 42 200 SH   DFND 13 0 200 0
SYSCO COM 871829107 659 7,700 SH   DFND 12 0 7,700 0
SYSCO COM 871829107 51 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 120 1,400 SH   DFND 1 0 1,400 0
UNILEVER PLC NEW ADR COM 904767704 449 7,860 SH   SOLE   7,860 0 0
UNILEVER PLC NEW ADR COM 904767704 299 5,227 SH   DFND 13 0 5,227 0
UNILEVER PLC NEW ADR COM 904767704 2,295 40,139 SH   DFND 5 0 40,139 0
UNILEVER PLC NEW ADR COM 904767704 878 15,349 SH   DFND 1 0 15,349 0
UNILEVER PLC NEW ADR COM 904767704 214 3,750 SH   DFND 12 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 13 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 238 4,160 SH   DFND 15 0 4,160 0
UNILEVER PLC NEW ADR COM 904767704 174 3,050 SH   DFND 16 0 3,050 0
UNILEVER PLC NEW ADR COM 904767704 97 1,700 SH   DFND 14 0 1,700 0
UNION PACIFIC COM 907818108 259 1,433 SH   SOLE   1,433 0 0
UNION PACIFIC COM 907818108 104 576 SH   DFND 5 0 576 0
UNION PACIFIC COM 907818108 32 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 41 225 SH   DFND 1 0 225 0
UNITED TECHNOLOGIES COM 913017109 665 4,440 SH   SOLE   4,440 0 0
UNITED TECHNOLOGIES COM 913017109 594 3,967 SH   DFND 13 0 3,967 0
UNITED TECHNOLOGIES COM 913017109 3,706 24,745 SH   DFND 5 0 24,745 0
UNITED TECHNOLOGIES COM 913017109 2,292 15,304 SH   DFND 1 0 15,304 0
UNITED TECHNOLOGIES COM 913017109 314 2,100 SH   DFND 12 0 2,100 0
UNITED TECHNOLOGIES COM 913017109 31 206 SH   DFND 6 0 206 0
UNITED TECHNOLOGIES COM 913017109 258 1,725 SH   DFND 15 0 1,725 0
UNITED TECHNOLOGIES COM 913017109 333 2,225 SH   DFND 16 0 2,225 0
UNITED TECHNOLOGIES COM 913017109 127 850 SH   DFND 14 0 850 0
US BANCORP COM 902973304 267 4,500 SH   DFND 1 0 4,500 0
VERIZON COMMUNICATIONS COM 92343V104 86 1,406 SH   DFND 1 0 1,406 0
VERIZON COMMUNICATIONS COM 92343V104 98 1,600 SH   DFND 15 0 1,600 0
VERIZON COMMUNICATIONS COM 92343V104 47 760 SH   DFND 12 0 760 0
WAL-MART STORES COM 931142103 42 352 SH   SOLE   352 0 0
WAL-MART STORES COM 931142103 131 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 261 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 743 6,250 SH   DFND 5 0 6,250 0
WAL-MART STORES COM 931142103 48 400 SH   DFND 14 0 400 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 171 2,900 SH   DFND 1 0 2,900 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 43 725 SH   DFND 5 0 725 0
WELLS FARGO COM 949746101 231 4,300 SH   DFND 12 0 4,300 0
XILINX COM 983919101 463 4,733 SH   SOLE   4,733 0 0
XILINX COM 983919101 2,948 30,155 SH   DFND 5 0 30,155 0
XILINX COM 983919101 264 2,700 SH   DFND 12 0 2,700 0
XILINX COM 983919101 917 9,380 SH   DFND 1 0 9,380 0
XILINX COM 983919101 286 2,925 SH   DFND 13 0 2,925 0
XILINX COM 983919101 176 1,800 SH   DFND 15 0 1,800 0
XILINX COM 983919101 70 715 SH   DFND 16 0 715 0
XILINX COM 983919101 8 80 SH   DFND 6 0 80 0
XYLEM INC COM 98419M100 136 1,725 SH   SOLE   1,725 0 0
XYLEM INC COM 98419M100 1,534 19,475 SH   DFND 5 0 19,475 0
XYLEM INC COM 98419M100 118 1,500 SH   DFND 12 0 1,500 0
XYLEM INC COM 98419M100 540 6,854 SH   DFND 1 0 6,854 0
XYLEM INC COM 98419M100 168 2,127 SH   DFND 13 0 2,127 0
XYLEM INC COM 98419M100 138 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 102 1,300 SH   DFND 16 0 1,300 0
XYLEM INC COM 98419M100 75 950 SH   DFND 14 0 950 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,250 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 335 4,201 SH   DFND 12 0 4,201 0