The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 646 5,775 SH   SOLE 0 0 0 5,775
ISHARES TR RUS 1000 VAL ETF 464287598 2,714 17,267 SH   SOLE 0 0 0 17,267
ISHARES TR RUS 1000 GRW ETF 464287614 4,868 18,609 SH   SOLE 0 0 0 18,609
ISHARES TR RUSSELL 2000 ETF 464287655 1,441 6,306 SH   SOLE 0 0 0 6,306
ISHARES TR RUS 2000 VAL ETF 464287630 785 4,790 SH   SOLE 0 0 0 4,790
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,589 10,990 SH   SOLE 0 0 0 10,990
AMAZON COM INC COM 023135106 2,150 629 SH   SOLE 0 0 0 629
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 990 3,616 SH   SOLE 0 0 0 3,616
EMERSON ELEC CO COM 291011104 282 3,059 SH   SOLE 0 0 0 3,059
INVESCO QQQ TR UNIT SER 1 46090E103 1,173 3,448 SH   SOLE 0 0 0 3,448
ABBOTT LABS COM 002824100 262 2,156 SH   SOLE 0 0 0 2,156
INTEL CORP COM 458140100 275 4,745 SH   SOLE 0 0 0 4,745
ILLINOIS TOOL WKS INC COM 452308109 284 1,240 SH   SOLE 0 0 0 1,240
ISHARES TR RUS 2000 GRW ETF 464287648 2,734 8,729 SH   SOLE 0 0 0 8,729
ORACLE CORP COM 68389X105 448 5,951 SH   SOLE 0 0 0 5,951
DISNEY WALT CO COM 254687106 675 3,658 SH   SOLE 0 0 0 3,658
HONEYWELL INTL INC COM 438516106 1,250 5,607 SH   SOLE 0 0 0 5,607
SYSCO CORP COM 871829107 213 2,562 SH   SOLE 0 0 0 2,562
JOHNSON & JOHNSON COM 478160104 1,232 7,553 SH   SOLE 0 0 0 7,553
PFIZER INC COM 717081103 267 6,950 SH   SOLE 0 0 0 6,950
ISHARES TR MSCI EAFE ETF 464287465 561 7,110 SH   SOLE 0 0 0 7,110
CHEVRON CORP NEW COM 166764100 263 2,559 SH   SOLE 0 0 0 2,559
MICROSOFT CORP COM 594918104 3,783 14,441 SH   SOLE 0 0 0 14,441
AT&T INC COM 00206R102 290 9,411 SH   SOLE 0 0 0 9,411
CISCO SYS INC COM 17275R102 229 4,463 SH   SOLE 0 0 0 4,463
INTERNATIONAL BUSINESS MACHS COM 459200101 213 1,502 SH   SOLE 0 0 0 1,502
COCA COLA CO COM 191216100 423 7,903 SH   SOLE 0 0 0 7,903
PEPSICO INC COM 713448108 1,550 10,848 SH   SOLE 0 0 0 10,848
PPG INDS INC COM 693506107 812 4,713 SH   SOLE 0 0 0 4,713
STRYKER CORPORATION COM 863667101 240 906 SH   SOLE 0 0 0 906
VERIZON COMMUNICATIONS INC COM 92343V104 324 5,754 SH   SOLE 0 0 0 5,754
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,285 103,727 SH   SOLE 0 0 0 103,727
ISHARES TR RUS MID CAP ETF 464287499 359 4,580 SH   SOLE 0 0 0 4,580
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 324 2,261 SH   SOLE 0 0 0 2,261
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,018 6,658 SH   SOLE 0 0 0 6,658
SCHWAB CHARLES CORP COM 808513105 237 3,407 SH   SOLE 0 0 0 3,407
DEERE & CO COM 244199105 255 666 SH   SOLE 0 0 0 666
BK OF AMERICA CORP COM 060505104 374 9,369 SH   SOLE 0 0 0 9,369
AUTOMATIC DATA PROCESSING IN COM 053015103 433 2,211 SH   SOLE 0 0 0 2,211
EXXON MOBIL CORP COM 30231G102 263 4,657 SH   SOLE 0 0 0 4,657
APPLIED MATLS INC COM 038222105 621 4,541 SH   SOLE 0 0 0 4,541
UNION PAC CORP COM 907818108 731 3,240 SH   SOLE 0 0 0 3,240
COSTCO WHSL CORP NEW COM 22160K105 489 1,322 SH   SOLE 0 0 0 1,322
DANAHER CORPORATION COM 235851102 207 803 SH   SOLE 0 0 0 803
MCKESSON CORP COM 58155Q103 287 1,518 SH   SOLE 0 0 0 1,518
MERCK & CO. INC COM 58933Y105 218 2,817 SH   SOLE 0 0 0 2,817
MORGAN STANLEY COM NEW 617446448 823 10,036 SH   SOLE 0 0 0 10,036
PROCTER AND GAMBLE CO COM 742718109 586 4,467 SH   SOLE 0 0 0 4,467
HOME DEPOT INC COM 437076102 770 2,403 SH   SOLE 0 0 0 2,403
MCDONALDS CORP COM 580135101 343 1,460 SH   SOLE 0 0 0 1,460
JPMORGAN CHASE & CO COM 46625H100 1,122 7,421 SH   SOLE 0 0 0 7,421
UNITEDHEALTH GROUP INC COM 91324P102 244 619 SH   SOLE 0 0 0 619
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 420 1,448 SH   SOLE 0 0 0 1,448
MARSH & MCLENNAN COS INC COM 571748102 2,267 17,148 SH   SOLE 0 0 0 17,148
3M CO COM 88579Y101 407 2,094 SH   SOLE 0 0 0 2,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,420 20,284 SH   SOLE 0 0 0 20,284
NORFOLK SOUTHN CORP COM 655844108 498 1,767 SH   SOLE 0 0 0 1,767
CSX CORP COM 126408103 499 4,897 SH   SOLE 0 0 0 4,897
APPLE INC COM 037833100 5,745 42,748 SH   SOLE 0 0 0 42,748
AMERICAN WTR WKS CO INC NEW COM 030420103 489 3,155 SH   SOLE 0 0 0 3,155
ISHARES TR MSCI EMG MKT ETF 464287234 1,680 30,736 SH   SOLE 0 0 0 30,736
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 260 1,390 SH   SOLE 0 0 0 1,390
CHUBB LIMITED COM H1467J104 754 4,527 SH   SOLE 0 0 0 4,527
AON PLC SHS CL A G0403H108 375 1,602 SH   SOLE 0 0 0 1,602
S&P GLOBAL INC COM 78409V104 307 799 SH   SOLE 0 0 0 799
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,502 84,212 SH   SOLE 0 0 0 84,212
PAYCHEX INC COM 704326107 380 3,836 SH   SOLE 0 0 0 3,836
BOSTON SCIENTIFIC CORP COM 101137107 924 21,792 SH   SOLE 0 0 0 21,792
CLOROX CO DEL COM 189054109 205 1,102 SH   SOLE 0 0 0 1,102
STANLEY BLACK & DECKER INC COM 854502101 376 1,810 SH   SOLE 0 0 0 1,810
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 2,115 777,604 SH   SOLE 0 0 0 777,604
CHURCH & DWIGHT INC COM 171340102 439 5,178 SH   SOLE 0 0 0 5,178
YUM BRANDS INC COM 988498101 622 5,341 SH   SOLE 0 0 0 5,341
ALPHABET INC CAP STK CL A 02079K305 784 342 SH   SOLE 0 0 0 342
SPDR GOLD TR GOLD SHS 78463V107 1,749 10,508 SH   SOLE 0 0 0 10,508
VANGUARD INDEX FDS VALUE ETF 922908744 18,206 134,478 SH   SOLE 0 0 0 134,478
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,920 34,149 SH   SOLE 0 0 0 34,149
VANGUARD INDEX FDS GROWTH ETF 922908736 33,202 119,917 SH   SOLE 0 0 0 119,917
VANGUARD INDEX FDS SML CP GRW ETF 922908595 7,811 26,806 SH   SOLE 0 0 0 26,806
ISHARES GOLD TR ISHARES 464285105 1,044 61,705 SH   SOLE 0 0 0 61,705
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 328 6,260 SH   SOLE 0 0 0 6,260
VANGUARD WORLD FDS INF TECH ETF 92204A702 526 1,359 SH   SOLE 0 0 0 1,359
MASTERCARD INCORPORATED CL A 57636Q104 716 1,840 SH   SOLE 0 0 0 1,840
WISDOMTREE TR US HIGH DIVIDEND 97717W208 479 6,160 SH   SOLE 0 0 0 6,160
ISHARES TR MSCI USA ESG SLC 464288802 1,097 11,854 SH   SOLE 0 0 0 11,854
AMARIN CORP PLC SPONS ADR NEW 023111206 59 11,318 SH   SOLE 0 0 0 11,318
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 721 3,142 SH   SOLE 0 0 0 3,142
SPDR SER TR S&P REGL BKG 78464A698 261 3,799 SH   SOLE 0 0 0 3,799
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 791 12,592 SH   SOLE 0 0 0 12,592
DISCOVER FINL SVCS COM 254709108 247 2,294 SH   SOLE 0 0 0 2,294
EAGLE BULK SHIPPING INC COM Y2187A150 5,712 125,792 SH   SOLE 0 0 0 125,792
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 280 2,720 SH   SOLE 0 0 0 2,720
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,024 98,269 SH   SOLE 0 0 0 98,269
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 339 4,107 SH   SOLE 0 0 0 4,107
VISA INC COM CL A 92826C839 621 2,701 SH   SOLE 0 0 0 2,701
SEACOAST BKG CORP FLA COM NEW 811707801 845 22,819 SH   SOLE 0 0 0 22,819
INFORMATION SVCS GROUP INC COM 45675Y104 338 75,000 SH   SOLE 0 0 0 75,000
TESLA INC COM 88160R101 290 411 SH   SOLE 0 0 0 411
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 381 1,665 SH   SOLE 0 0 0 1,665
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,694 9,479 SH   SOLE 0 0 0 9,479
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 975 2,540 SH   SOLE 0 0 0 2,540
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 5,919 23,473 SH   SOLE 0 0 0 23,473
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 6,175 43,793 SH   SOLE 0 0 0 43,793
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 287 3,834 SH   SOLE 0 0 0 3,834
FACEBOOK INC CL A 30303M102 296 975 SH   SOLE 0 0 0 975
ISHARES INC CORE MSCI EMKT 46434G103 753 11,357 SH   SOLE 0 0 0 11,357
ISHARES TR CORE MSCI EAFE 46432F842 2,433 32,394 SH   SOLE 0 0 0 32,394
ABBVIE INC COM 00287Y109 548 4,921 SH   SOLE 0 0 0 4,921
ALPHABET INC CAP STK CL C 02079K107 704 305 SH   SOLE 0 0 0 305
ARK ETF TR NEXT GNRTN INTER 00214Q401 662 4,266 SH   SOLE 0 0 0 4,266
ARK ETF TR INNOVATION ETF 00214Q104 29,915 236,969 SH   SOLE 0 0 0 236,969
ARK ETF TR GENOMIC REV ETF 00214Q302 1,492 16,190 SH   SOLE 0 0 0 16,190
ISHARES TR MSCI LW CRB TG 46434V464 244 1,495 SH   SOLE 0 0 0 1,495
PAYPAL HLDGS INC COM 70450Y103 235 875 SH   SOLE 0 0 0 875
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 433 7,858 SH   SOLE 0 0 0 7,858
ISHARES INC ESG AWR MSCI EM 46434G863 826 18,613 SH   SOLE 0 0 0 18,613
ISHARES TR ESG AW MSCI EAFE 46435G516 373 4,725 SH   SOLE 0 0 0 4,725
YUM CHINA HLDGS INC COM 98850P109 320 5,340 SH   SOLE 0 0 0 5,340
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,698 37,593 SH   SOLE 0 0 0 37,593
ISHARES TR CORE MSCI INTL 46435G326 1,020 15,158 SH   SOLE 0 0 0 15,158
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 363 5,835 SH   SOLE 0 0 0 5,835
LIVEXLIVE MEDIA INC COM NEW 53839L208 317 76,667 SH   SOLE 0 0 0 76,667
ISHARES TR ESG AWARE MSCI 46435U663 686 16,955 SH   SOLE 0 0 0 16,955
SONOS INC COM 83570H108 340 7,965 SH   SOLE 0 0 0 7,965
FASTLY INC CL A 31188V100 444 6,280 SH   SOLE 0 0 0 6,280