The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Company COM 88579Y101 3,473 16,547 SH   SOLE   0 13,590 2,957
A T & T COM 00206R102 2,026 51,713 SH   SOLE   0 43,883 7,830
Abbott Labs COM 002824100 863 16,184 SH   SOLE   0 13,950 2,234
Abbvie COM 00287Y109 1,352 15,222 SH   SOLE   0 12,731 2,491
ADP COM 053015103 506 4,635 SH   SOLE   0 3,003 1,632
Aetna COM 00817Y108 310 1,954 SH   SOLE   0 1,854 100
Aflac Inc COM 001055102 426 5,244 SH   SOLE   0 3,456 1,788
AJ Gallagher Co COM 363576109 781 12,700 SH   SOLE   0 12,500 200
Alibaba Group Hldg Ltd ADS 01609W102 202 1,170 SH   SOLE   0 740 430
Alliant Energy COM 018802108 370 8,918 SH   SOLE   0 8,918 0
Alphabet Inc Cl A CAP STK 02079K305 739 759 SH   SOLE   0 720 39
Alphabet Inc Cl C CAP STK 02079K107 839 875 SH   SOLE   0 854 21
Altria Group Inc COM 02209S103 2,370 37,378 SH   SOLE   0 30,872 6,506
Amazon com COM 023135106 792 824 SH   SOLE   0 694 130
Amer Electric COM 025537101 607 8,642 SH   SOLE   0 6,835 1,807
Amer Express COM 025816109 692 7,659 SH   SOLE   0 6,740 919
Amer Tower COM 03027X100 1,126 8,240 SH   SOLE   0 7,140 1,100
Amgen COM 031162100 322 1,727 SH   SOLE   0 1,585 142
Amphenol Corp CL A 032095101 220 2,600 SH   SOLE   0 2,600 0
Anheuser-Busch COM 035229103 316 2,650 SH   SOLE   0 1,900 750
Apple Computer COM 037833100 3,188 20,689 SH   SOLE   0 16,758 3,931
BankAmerica COM 060505104 995 39,272 SH   SOLE   0 38,177 1,095
Becton Dickinson COM 075887109 412 2,105 SH   SOLE   0 1,450 655
Berkshire Htwy Cl A COM 084990175 274 100 SH   SOLE   0 100 0
Berkshire Htwy Cl B COM 084670207 2,675 14,595 SH   SOLE   0 14,230 365
Blackrock Corp Hi Yld ETF 09255P107 157 13,905 SH   SOLE   0 1,224 12,681
Blackrock Inc COM 09247X101 237 530 SH   SOLE   0 530 0
Blackstone Group COM 09253U108 362 10,868 SH   SOLE   0 8,412 2,456
Boeing Co COM 097023105 1,549 6,096 SH   SOLE   0 5,481 615
Bristol Myers COM 110122108 1,187 18,637 SH   SOLE   0 12,474 6,163
Broadcom Ltd COM Y0486S104 302 1,248 SH   SOLE   0 1,078 170
Caterpillar Inc COM 149123101 1,063 8,528 SH   SOLE   0 6,744 1,784
Celanese Corp COM 150870103 1,141 10,951 SH   SOLE   0 9,151 1,800
Chevron Corp COM 166764100 2,038 17,346 SH   SOLE   0 13,836 3,510
Chubb Ltd COM H1467J104 1,550 10,877 SH   SOLE   0 7,844 3,033
Church Dwight COM 171340102 296 6,122 SH   SOLE   0 3,700 2,422
Churchill Downs COM 171484108 381 1,850 SH   SOLE   0 1,550 300
Cisco Systems Inc COM 17275R102 1,872 55,686 SH   SOLE   0 55,216 470
Citigroup COM 172967101 448 6,163 SH   SOLE   0 5,813 350
Clorox COM 189054109 345 2,617 SH   SOLE   0 2,002 615
Coca-Cola Company COM 191216100 1,521 33,811 SH   SOLE   0 24,966 8,845
ColgatePalmolive COM 194162103 1,887 25,907 SH   SOLE   0 20,927 4,980
Comcast COM 20030N101 825 21,460 SH   SOLE   0 16,658 4,802
ConocoPhillips COM 20825C104 670 13,396 SH   SOLE   0 9,978 3,418
Consumer Discr SPDR ETF 81369Y407 4,946 54,906 SH   SOLE   0 48,527 6,379
Consumer Stpls SPDR ETF 81369Y308 3,417 63,309 SH   SOLE   0 55,857 7,452
Costco COM 22160K105 1,748 10,641 SH   SOLE   0 8,845 1,796
CrownCastleIntl COM 228227104 929 9,300 SH   SOLE   0 7,900 1,400
CSX Corp COM 126408103 1,421 26,195 SH   SOLE   0 21,372 4,823
Cummins Inc COM 231021106 2,538 15,106 SH   SOLE   0 12,296 2,810
CVS Caremark COM 126650100 1,723 21,197 SH   SOLE   0 17,746 3,451
Danaher Corp COM 235851102 427 4,985 SH   SOLE   0 4,885 100
Deere COM 244199105 342 2,725 SH   SOLE   0 2,555 170
Delta Air Lines COM 247361108 531 11,030 SH   SOLE   0 9,505 1,525
DowDuPont COM 26078J100 949 13,710 SH   SOLE   0 11,926 1,784
Duke Energy COM 26441C105 833 9,927 SH   SOLE   0 7,498 2,429
Dunkin Brands COM 265504100 480 9,049 SH   SOLE   0 6,519 2,530
Eastman Chem COM 277432100 669 7,399 SH   SOLE   0 6,199 1,200
Eli Lilly Company COM 532457108 1,288 15,057 SH   SOLE   0 12,907 2,150
Emerson Electric COM 291011104 503 8,010 SH   SOLE   0 6,580 1,430
Energy Select SPDR ETF 81369Y506 6,927 101,166 SH   SOLE   0 85,902 15,264
Exelon Corporation COM 30161N101 604 16,048 SH   SOLE   0 13,077 2,971
Exxon Mobil COM 30231G102 3,408 41,583 SH   SOLE   0 34,920 6,663
Facebook COM 30303M102 875 5,122 SH   SOLE   0 3,852 1,270
FedEx Corp COM 31428X106 1,586 7,033 SH   SOLE   0 6,232 801
Financial Select COM 81369Y605 4,510 174,432 SH   SOLE   0 142,671 31,761
Firstenergy COM 337932107 230 7,486 SH   SOLE   0 5,436 2,050
Fortive Group COM 34959J108 201 2,842 SH   SOLE   0 2,792 50
Fulton Financial COM 360271100 229 12,247 SH   SOLE   0 448 11,799
General Dynamics COM 369550108 388 1,891 SH   SOLE   0 1,591 300
General Electric COM 369604103 2,253 93,185 SH   SOLE   0 75,454 17,731
General Mills Inc COM 370334104 451 8,714 SH   SOLE   0 7,081 1,633
Gilead Sciences COM 375558103 273 3,373 SH   SOLE   0 3,123 250
Goldman Sachs ETF Tr ETF 381430503 606 12,150 SH   SOLE   0 12,150 0
Goldman Sachs Grp COM 38141G104 305 1,290 SH   SOLE   0 1,190 100
Groupon CL A 399473107 67 13,075 SH   SOLE   0 13,000 75
Healthcare SPDR COM 81369Y209 4,110 50,297 SH   SOLE   0 45,321 4,976
Henry Schein COM 806407102 214 2,620 SH   SOLE   0 2,500 120
Hershey COM 427866108 393 3,603 SH   SOLE   0 3,066 537
Home Depot COM 437076102 1,503 9,191 SH   SOLE   0 6,696 2,495
Honeywell Intl COM 438516106 889 6,277 SH   SOLE   0 5,702 575
HP Inc COM 428236103 332 16,669 SH   SOLE   0 8,772 7,897
IBM COM 459200101 335 2,313 SH   SOLE   0 1,468 845
Illinois Tool COM 452308109 434 2,939 SH   SOLE   0 2,589 350
Industrial SPDR COM 81369Y704 4,134 58,238 SH   SOLE   0 51,941 6,297
Intel Corp COM 458140100 2,366 62,145 SH   SOLE   0 44,203 17,942
Intl Paper COM 460146103 397 6,996 SH   SOLE   0 6,271 725
Intuit COM 461202103 312 2,200 SH   SOLE   0 2,000 200
Invesco Sr Inc Tst COM 46131H107 52 11,640 SH   SOLE   0 0 11,640
iShares Core Mid Cap ETF 464287804 3,475 46,382 SH   SOLE   0 44,420 1,962
iShares Core S&P US Stock ETF 464287150 2,967 51,488 SH   SOLE   0 51,488 0
Ishares CoreMSCI ETF 46432F834 401 6,581 SH   SOLE   0 6,581 0
ishares Emerg Mkts ETF 46434G103 2,495 46,196 SH   SOLE   0 44,855 1,341
iShares NA Tech ETF 464287515 352 2,409 SH   SOLE   0 2,409 0
iShares Russell 200 ETF 464289420 247 4,952 SH   SOLE   0 4,952 0
iShares S&P Mid ETF 464287507 663 3,710 SH   SOLE   0 3,710 0
iShares Select Div ETF 464287168 842 8,992 SH   SOLE   0 8,992 0
iShares Trust Core MSCI ETF 46432F842 418 6,372 SH   SOLE   0 6,134 238
Ishares USA Momentum ETF 46432F396 200 2,097 SH   SOLE   0 2,097 0
J M Smucker Co COM 832696405 485 4,628 SH   SOLE   0 4,094 534
J P Morgan COM 46625H100 485 14,414 SH   SOLE   0 10,174 4,240
Johnson & Johnson COM 478160104 6,132 47,171 SH   SOLE   0 35,737 11,434
Kellogg Company COM 487836108 432 6,930 SH   SOLE   0 5,561 1,369
Kimberly Clark COM 494368103 2,693 22,885 SH   SOLE   0 19,174 3,711
Kraft Heinz COM 500754106 307 3,968 SH   SOLE   0 3,291 677
Las Vegas Sands COM 517834107 363 5,670 SH   SOLE   0 5,495 175
Lear COM 521865204 768 4,439 SH   SOLE   0 3,764 675
Lockheed Martin COM 539830109 557 1,796 SH   SOLE   0 1,151 645
Lowes COM 548661107 1,184 14,818 SH   SOLE   0 13,264 1,554
M&T Bank Corp COM 55261F104 409 2,544 SH   SOLE   0 1,743 801
MagellanMidstrm COM 559080106 344 4,849 SH   SOLE   0 3,903 946
Masco COM 574599106 1,261 32,350 SH   SOLE   0 27,925 4,425
Mastercard COM 57636Q104 877 6,215 SH   SOLE   0 5,950 265
Materials Select SPDR ETF 81369Y100 745 13,128 SH   SOLE   0 12,138 990
McCormick COM 579780206 1,551 15,113 SH   SOLE   0 13,569 1,544
McDonalds COM 580135101 3,895 24,862 SH   SOLE   0 20,027 4,835
Medtronic Inc COM 585055106 270 3,481 SH   SOLE   0 1,477 2,004
Merck COM 58933Y105 1,561 24,382 SH   SOLE   0 19,092 5,290
Metlife Inc COM 59156R108 844 16,262 SH   SOLE   0 13,162 3,100
Microchip Tech COM 595017104 361 4,028 SH   SOLE   0 3,478 550
Microsoft Corp COM 594918104 3,501 47,004 SH   SOLE   0 38,468 8,536
Mondelez COM 607209105 565 13,920 SH   SOLE   0 11,846 2,074
Nextera Energy COM 65339F101 773 5,280 SH   SOLE   0 4,980 300
Nike COM 654106103 2,518 48,574 SH   SOLE   0 37,708 10,866
Norfolk Southern COM 655844108 1,326 10,032 SH   SOLE   0 1,034 8,998
Northrop Grumman COM 666807102 1,197 4,161 SH   SOLE   0 2,920 1,241
Occidental Petroleum COM 674599105 244 3,810 SH   SOLE   0 3,659 151
Oracle Corp COM 68389X105 1,444 29,870 SH   SOLE   0 24,702 5,168
Parker Hannifin COM 701094104 389 2,228 SH   SOLE   0 1,828 400
Paychex COM 704326107 251 4,192 SH   SOLE   0 3,255 937
PepsiCo COM 713448108 4,074 36,567 SH   SOLE   0 25,079 11,488
Pfizer COM 717081103 2,025 56,740 SH   SOLE   0 45,545 11,195
PG&E Corp COM 69331C108 641 9,426 SH   SOLE   0 9,426 0
PhilipMorrisIntl COM 718172109 1,056 9,520 SH   SOLE   0 7,974 1,546
Phillips 66 COM 718546104 576 6,293 SH   SOLE   0 5,173 1,120
Pimco Enhan Shrt Ma ETF 72201R833 226 2,222 SH   SOLE   0 2,222 0
PNC Financial COM 693475105 403 2,993 SH   SOLE   0 2,693 300
Powershares Active ETF 73935B508 214 2,701 SH   SOLE   0 2,701 0
Powershares Buyback ETF 73935X286 652 11,741 SH   SOLE   0 11,741 0
Powershares Dividend ETF 73935X732 859 34,912 SH   SOLE   0 34,912 0
Powershares Finl Pfd ETF 73935X229 1,075 56,709 SH   SOLE   0 56,709 0
PowerShares Preferred ETF 73936T565 256 17,046 SH   SOLE   0 17,046 0
Powershares QQQ ETF 73935A104 1,322 9,089 SH   SOLE   0 8,498 591
PPG Ind COM 693506107 496 4,571 SH   SOLE   0 3,971 600
PPL Corp COM 69351T106 990 26,112 SH   SOLE   0 24,143 1,969
Procter & Gamble COM 742718109 4,779 52,537 SH   SOLE   0 42,915 9,622
Prudential Financial COM 744320102 1,417 13,335 SH   SOLE   0 11,585 1,750
Public Storage COM 74460D109 223 1,043 SH   SOLE   0 750 293
Qualcomm Inc COM 747525103 206 3,980 SH   SOLE   0 2,880 1,100
Raytheon COM 755111507 355 1,906 SH   SOLE   0 1,380 526
Real Estate Select SPDR ETF 81369Y860 1,406 43,620 SH   SOLE   0 39,319 4,301
Rockwell Automation COM 773903109 319 1,793 SH   SOLE   0 1,618 175
Royal Dutch Shell ADR 780259206 364 6,013 SH   SOLE   0 4,538 1,475
Schlumberger Ltd COM 806857108 358 5,141 SH   SOLE   0 4,466 675
Schwab Emrg Mkt ETF 808524706 842 31,322 SH   SOLE   0 23,175 8,147
Schwab Intl Equity ETF 808524805 2,248 67,174 SH   SOLE   0 50,482 16,692
Schwab US Broad ETF 808524102 9,100 149,400 SH   SOLE   0 127,492 21,908
Schwab US Dividend ETF 808524797 344 7,355 SH   SOLE   0 5,355 2,000
Schwab US Lg Cap ETF 808524201 2,215 36,893 SH   SOLE   0 30,417 6,476
Schwab US MidCap ETF 818524508 308 6,146 SH   SOLE   0 3,538 2,608
Schwab US Sml Cap ETF 808524607 618 9,179 SH   SOLE   0 6,917 2,262
Schwb US Bond ETF 808524839 399 7,622 SH   SOLE   0 5,327 2,295
SEI Investments COM 784117103 244 4,000 SH   SOLE   0 4,000 0
Sherwin Williams COM 824348106 429 1,200 SH   SOLE   0 1,100 100
SPDR S&P 500 ETF 78462F103 5,739 22,843 SH   SOLE   0 21,287 1,556
StanleyBlackDecker COM 854502101 765 5,069 SH   SOLE   0 4,479 590
Starbucks COM 855244109 1,513 28,188 SH   SOLE   0 21,732 6,456
Sun Communities COM 866674104 1,114 13,003 SH   SOLE   0 13,003 0
SunTrust Banks COM 867914103 405 6,791 SH   SOLE   0 5,736 1,055
T Rowe Price Associates COM 74144T108 396 4,370 SH   SOLE   0 4,370 0
Target Inc COM 87612E106 682 11,561 SH   SOLE   0 9,735 1,826
Technology SPDR ETF 81369Y803 3,335 56,443 SH   SOLE   0 52,359 4,084
Textron COM 883203101 542 10,070 SH   SOLE   0 9,870 200
Time Warner COM 887317903 252 2,463 SH   SOLE   0 2,050 413
Travelers Co COM 89417E109 2,120 17,306 SH   SOLE   0 14,337 2,969
Union Pacific COM 907818108 966 8,330 SH   SOLE   0 7,030 1,300
United Tech COM 913017109 1,276 10,998 SH   SOLE   0 8,420 2,578
Utilities SPDR ETF 81369Y886 1,672 31,524 SH   SOLE   0 26,225 5,299
V F Corporation COM 918204108 649 10,223 SH   SOLE   0 8,823 1,400
Valero Energy COM 91913Y100 406 5,280 SH   SOLE   0 5,080 200
Vanguard Cons Spls ETF 92204A207 606 4,375 SH   SOLE   0 3,485 890
Vanguard ConsDiscr COM 92204A108 434 3,030 SH   SOLE   0 2,720 310
Vanguard Energy ETF 92204A306 1,440 15,394 SH   SOLE   0 12,092 3,302
Vanguard Fin ETF 92204A405 12,359 189,109 SH   SOLE   0 159,576 29,533
Vanguard FTSE ETF 922042775 9,225 175,018 SH   SOLE   0 149,284 25,734
Vanguard Health ETF 92204A504 15,623 102,600 SH   SOLE   0 85,963 16,637
Vanguard Industrials ETF 92204A603 1,199 8,937 SH   SOLE   0 6,936 2,001
Vanguard InfoTech ETF 92204A702 28,113 184,970 SH   SOLE   0 153,659 31,311
Vanguard Materials ETF 92204A801 605 4,714 SH   SOLE   0 3,918 796
Vanguard Mid Cap ETF 922908629 895 6,090 SH   SOLE   0 6,090 0
Vanguard S&P 500 ETF 922908363 557 2,415 SH   SOLE   0 2,415 0
Vanguard SmallCap ETF 922908751 13,141 92,993 SH   SOLE   0 80,991 12,002
Vanguard Telecom ETF 92204A884 2,563 27,784 SH   SOLE   0 23,186 4,598
Vanguard Total Stk ETF 922908769 15,570 120,214 SH   SOLE   0 110,954 9,260
Vanguard Total World ETF 922042742 792 11,206 SH   SOLE   0 10,370 836
Vanguard Ttl Intl ETF 921909768 8,817 161,102 SH   SOLE   0 146,429 14,673
Vanguard Utilities ETF 92204A876 2,568 21,990 SH   SOLE   0 18,591 3,399
Vanguard Value ETF 922908744 8,562 8,644 SH   SOLE   0 8,644 0
Vanguarrd REIT ETF 922908553 403 4,857 SH   SOLE   0 4,682 175
Ventas COM 92276F100 241 3,702 SH   SOLE   0 960 2,742
Verizon Comm COM 92343V104 1,720 34,773 SH   SOLE   0 29,448 5,325
Vgrd Bd Short Term ETF 921937827 319 4,000 SH   SOLE   0 4,000 0
Vgrd Interm Bond ETF 921937819 495 5,855 SH   SOLE   0 5,855 0
Vgrd Scottsdale Int Term Gov ETF 92206C706 656 10,158 SH   SOLE   0 10,158 0
Vguard Adm Mid Cap ETF 921932844 371 3,172 SH   SOLE   0 0 3,172
Vguard Dev Mkt ETF 921943858 241 5,570 SH   SOLE   0 5,570 0
Vguard Emer Mkt ETF 922042858 471 10,801 SH   SOLE   0 10,439 362
Vguard FTSE All ETF 922042718 358 3,122 SH   SOLE   0 2,951 171
Vguard Growth ETF 933908736 200 1,507 SH   SOLE   0 1,507 0
Vguard Lg Cap ETF 922908637 253 2,201 SH   SOLE   0 2,201 0
Vguard Malvern ETF 922020805 207 4,189 SH   SOLE   0 4,049 140
Visa CL A 92826C839 1,425 13,549 SH   SOLE   0 12,197 1,352
Walgreen Boots COM 931427108 630 8,164 SH   SOLE   0 7,524 640
Walmart Stores COM 931142103 950 12,159 SH   SOLE   0 11,052 1,107
Walt Disney COM 254687106 4,395 44,588 SH   SOLE   0 34,519 10,069
Waste Mgmt COM 94106L109 1,060 13,543 SH   SOLE   0 10,078 3,465
Wells Fargo COM 949746101 507 9,196 SH   SOLE   0 9,008 188
Weyerhauser COM 962166104 269 7,922 SH   SOLE   0 6,315 1,607
WW Grainger COM 384802104 280 1,560 SH   SOLE   0 1,560 0
Yum China COM 98850P109 480 12,029 SH   SOLE   0 11,070 959
Yum! Brands Inc COM 988498101 1,841 25,022 SH   SOLE   0 20,929 4,093