The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Company COM 88579Y101 3,102 15,768 SH   SOLE   0 12,874 2,894
A T & T COM 00206R102 1,596 49,723 SH   SOLE   0 40,791 8,932
Abbott Labs COM 002824100 935 15,337 SH   SOLE   0 13,089 2,248
Abbvie COM 00287Y109 1,378 14,875 SH   SOLE   0 12,415 2,460
Accenture plc CL A G1151C101 263 1,609 SH   SOLE   0 1,609 0
ADP COM 053015103 669 4,988 SH   SOLE   0 2,786 2,202
Aetna COM 00817Y108 264 1,603 SH   SOLE   0 1,503 100
Aflac Inc COM 001055102 472 10,985 SH   SOLE   0 7,908 3,077
AJ Gallagher Co COM 363576109 718 11,000 SH   SOLE   0 11,000 0
Alibaba Group Hldg Ltd ADS 01609W102 311 1,680 SH   SOLE   0 1,250 430
Alliant Energy COM 018802108 364 8,602 SH   SOLE   0 8,602 0
Alphabet Inc Cl A CAP STK 02079K305 964 854 SH   SOLE   0 815 39
Alphabet Inc Cl C CAP STK 02079K107 1,081 969 SH   SOLE   0 948 21
Altria Group Inc COM 02209S103 1,981 34,882 SH   SOLE   0 28,664 6,218
Amazon com COM 023135106 1,545 909 SH   SOLE   0 789 120
Amer Electric COM 025537101 580 8,387 SH   SOLE   0 6,577 1,810
Amer Express COM 025816109 745 7,611 SH   SOLE   0 6,761 850
Amer Tower COM 03027X100 1,260 8,741 SH   SOLE   0 7,666 1,075
Amgen COM 031162100 319 1,731 SH   SOLE   0 1,587 144
Amphenol Corp CL A 032095101 214 2,460 SH   SOLE   0 2,460 0
Apple Computer COM 037833100 4,156 22,451 SH   SOLE   0 18,557 3,894
BankAmerica COM 060505104 1,146 40,684 SH   SOLE   0 39,589 1,095
Becton Dickinson COM 075887109 516 2,155 SH   SOLE   0 1,500 655
Berkshire Htwy Cl A COM 084990175 282 100 SH   SOLE   0 100 0
Berkshire Htwy Cl B COM 084670207 3,008 16,117 SH   SOLE   0 15,791 326
Blackrock Corp Hi Yld ETF 09255P107 132 12,681 SH   SOLE   0 0 12,681
Blackrock Inc COM 09247X101 272 546 SH   SOLE   0 546 0
Blackstone Group COM 09253U108 345 10,739 SH   SOLE   0 8,283 2,456
Boeing Co COM 097023105 1,997 5,952 SH   SOLE   0 5,342 610
BP PLC ADR 055622104 223 4,886 SH   SOLE   0 2,051 2,835
Bristol Myers COM 110122108 1,055 19,071 SH   SOLE   0 12,754 6,317
Broadcom Ltd COM Y0486S104 307 1,266 SH   SOLE   0 1,078 188
Caterpillar Inc COM 149123101 1,176 8,673 SH   SOLE   0 6,880 1,793
Celanese Corp COM 150870103 1,091 9,829 SH   SOLE   0 8,254 1,575
Celgene COM 151020104 261 3,292 SH   SOLE   0 2,702 590
Chevron Corp COM 166764100 2,072 16,389 SH   SOLE   0 12,718 3,671
Chubb Ltd COM H1467J104 1,307 10,291 SH   SOLE   0 7,390 2,901
Church Dwight COM 171340102 230 4,327 SH   SOLE   0 1,900 2,427
Churchill Downs COM 171484108 533 1,800 SH   SOLE   0 1,550 250
Cisco Systems Inc COM 17275R102 2,446 56,858 SH   SOLE   0 56,389 469
Citigroup COM 172967101 706 10,553 SH   SOLE   0 10,040 513
Clorox COM 189054109 339 2,507 SH   SOLE   0 2,142 365
Coca-Cola Company COM 191216100 1,371 31,258 SH   SOLE   0 22,785 8,473
ColgatePalmolive COM 194162103 1,520 23,461 SH   SOLE   0 18,660 4,801
Comcast COM 20030N101 673 20,541 SH   SOLE   0 16,157 4,384
ConocoPhillips COM 20825C104 881 12,657 SH   SOLE   0 9,235 3,422
Constellation Brand CL A 21036P108 284 1,300 SH   SOLE   0 1,300 0
Consumer Discr SPDR ETF 81369Y407 6,082 55,648 SH   SOLE   0 49,027 6,621
Consumer Stpls SPDR ETF 81369Y308 3,472 67,385 SH   SOLE   0 59,166 8,219
Costco COM 22160K105 2,077 9,938 SH   SOLE   0 8,124 1,814
CrownCastleIntl COM 228227104 1,010 9,375 SH   SOLE   0 8,050 1,325
CSX Corp COM 126408103 1,574 24,692 SH   SOLE   0 20,113 4,579
Cummins Inc COM 231021106 1,931 14,523 SH   SOLE   0 11,735 2,788
CVS Health Corp COM 126650100 1,240 19,269 SH   SOLE   0 16,529 2,740
Danaher Corp COM 235851102 469 4,755 SH   SOLE   0 4,655 100
Deere COM 244199105 397 2,845 SH   SOLE   0 2,675 170
Delta Air Lines COM 247361108 425 8,586 SH   SOLE   0 6,961 1,625
DowDuPont COM 26078J100 919 13,947 SH   SOLE   0 12,150 1,797
Duke Energy COM 26441C105 747 9,455 SH   SOLE   0 7,105 2,350
Dunkin Brands COM 265504100 591 8,566 SH   SOLE   0 6,031 2,535
Eastman Chem COM 277432100 724 7,251 SH   SOLE   0 6,051 1,200
Eli Lilly Company COM 532457108 1,209 14,174 SH   SOLE   0 12,124 2,050
Emerson Electric COM 291011104 522 7,560 SH   SOLE   0 6,130 1,430
Energy Select SPDR ETF 81369Y506 7,435 97,911 SH   SOLE   0 83,257 14,654
Exelon Corporation COM 30161N101 647 15,196 SH   SOLE   0 12,300 2,896
Express Scripts COM 30219G108 223 2,891 SH   SOLE   0 2,729 162
Exxon Mobil COM 30231G102 3,096 37,428 SH   SOLE   0 31,043 6,385
Facebook COM 30303M102 962 4,955 SH   SOLE   0 3,910 1,045
FedEx Corp COM 31428X106 1,690 7,444 SH   SOLE   0 6,631 813
Financial Select COM 81369Y605 5,224 196,474 SH   SOLE   0 162,866 33,608
Firstenergy COM 337932107 257 7,179 SH   SOLE   0 5,129 2,050
Fortive Group COM 34959J108 217 2,817 SH   SOLE   0 2,817 0
Fulton Financial COM 360271100 206 12,486 SH   SOLE   0 448 12,038
General Dynamics COM 369550108 366 1,966 SH   SOLE   0 1,666 300
General Electric COM 369604103 619 45,508 SH   SOLE   0 30,152 15,356
General Mills Inc COM 370334104 337 7,630 SH   SOLE   0 6,093 1,537
Goldman Sachs ETF Tr ETF 381430503 673 12,304 SH   SOLE   0 12,304 0
Goldman Sachs Grp COM 38141G104 290 1,315 SH   SOLE   0 1,215 100
Groupon CL A 399473107 56 13,075 SH   SOLE   0 13,000 75
Haemonetics COM 405024100 224 2,500 SH   SOLE   0 2,500 0
Healthcare SPDR COM 81369Y209 4,499 53,916 SH   SOLE   0 48,690 5,226
Hershey COM 427866108 335 3,818 SH   SOLE   0 3,216 602
Home Depot COM 437076102 1,711 8,771 SH   SOLE   0 6,291 2,480
Honeywell Intl COM 438516106 863 5,997 SH   SOLE   0 5,422 575
HP Inc COM 428236103 380 16,757 SH   SOLE   0 8,713 8,044
IBM COM 459200101 285 2,043 SH   SOLE   0 1,161 882
Illinois Tool COM 452308109 404 2,917 SH   SOLE   0 2,567 350
Industrial SPDR COM 81369Y704 5,142 71,793 SH   SOLE   0 65,099 6,694
Intel Corp COM 458140100 3,033 61,030 SH   SOLE   0 43,279 17,751
Intl Paper COM 460146103 403 7,752 SH   SOLE   0 6,825 927
Intuit COM 461202103 439 2,150 SH   SOLE   0 1,950 200
Invesco Dynamic Biotech ETF 46137V787 216 3,962 SH   SOLE   0 3,862 100
Invesco Sr Inc Tst COM 46131H107 51 12,121 SH   SOLE   0 0 12,121
iShares Core High Div ETF 46429B663 353 4,157 SH   SOLE   0 4,157 0
iShares Core Mid Cap ETF 464287804 4,231 50,701 SH   SOLE   0 47,823 2,878
Ishares Core S&P 500 ETF 464287200 248 910 SH   SOLE   0 0 910
iShares Core S&P US Stock ETF 464287150 3,188 50,996 SH   SOLE   0 50,996 0
Ishares CoreMSCI ETF 46432F834 407 6,782 SH   SOLE   0 6,782 0
ishares Emerg Mkts ETF 46434G103 3,450 65,716 SH   SOLE   0 61,970 3,746
iShares NA Tech ETF 464287515 440 2,409 SH   SOLE   0 2,409 0
iShares Russell 200 ETF 464289420 252 4,952 SH   SOLE   0 4,952 0
Ishares S&P 500 Val ETF 464287408 270 2,453 SH   SOLE   0 2,258 195
Ishares S&P 500 Growth ETF 464287309 195 1,201 SH   SOLE   0 1,201 0
iShares S&P Mid ETF 464287507 859 4,414 SH   SOLE   0 4,414 0
iShares Select Div ETF 464287168 987 10,106 SH   SOLE   0 10,106 0
iShares Trust Core MSCI ETF 46432F842 1,581 24,962 SH   SOLE   0 21,580 3,382
Ishares USA Momentum ETF 46432F396 218 1,992 SH   SOLE   0 1,992 0
J M Smucker Co COM 832696405 219 2,039 SH   SOLE   0 1,604 435
J P Morgan COM 46625H100 1,640 15,740 SH   SOLE   0 10,749 4,991
Johnson & Johnson COM 478160104 5,613 46,259 SH   SOLE   0 35,168 11,091
Kellogg Company COM 487836108 508 7,284 SH   SOLE   0 5,805 1,479
Kimberly Clark COM 494368103 1,981 18,812 SH   SOLE   0 15,273 3,539
Las Vegas Sands COM 517834107 496 6,503 SH   SOLE   0 6,328 175
Lear COM 521865204 824 4,439 SH   SOLE   0 3,764 675
Lockheed Martin COM 539830109 550 1,863 SH   SOLE   0 1,226 637
Lowes COM 548661107 1,349 14,117 SH   SOLE   0 12,716 1,401
M&T Bank Corp COM 55261F104 427 2,514 SH   SOLE   0 1,733 781
MagellanMidstrm COM 559080106 335 4,852 SH   SOLE   0 3,906 946
Marathon Pete COM 56585A102 290 4,136 SH   SOLE   0 4,136 0
Masco COM 574599106 1,130 30,200 SH   SOLE   0 25,775 4,425
Mastercard COM 57636Q104 1,189 6,055 SH   SOLE   0 5,790 265
Materials Select SPDR ETF 81369Y100 780 13,433 SH   SOLE   0 12,170 1,263
McCormick COM 579780206 1,746 15,041 SH   SOLE   0 13,497 1,544
McDonalds COM 580135101 3,823 24,402 SH   SOLE   0 19,099 5,303
Medtronic Inc COM 585055106 315 3,681 SH   SOLE   0 1,377 2,304
Merck COM 58933Y105 1,386 22,845 SH   SOLE   0 17,805 5,040
Metlife Inc COM 59156R108 689 15,818 SH   SOLE   0 12,818 3,000
Microchip Tech COM 595017104 366 4,033 SH   SOLE   0 3,483 550
Microsoft Corp COM 594918104 4,616 46,816 SH   SOLE   0 39,086 7,730
Mondelez COM 607209105 488 11,914 SH   SOLE   0 10,088 1,826
Netflix COM 64110L106 597 1,526 SH   SOLE   0 686 840
Nextera Energy COM 65339F101 895 5,359 SH   SOLE   0 5,059 300
Nike COM 654106103 3,605 45,254 SH   SOLE   0 34,513 10,741
Norfolk Southern COM 655844108 1,448 9,598 SH   SOLE   0 7,430 2,168
Northrop Grumman COM 666807102 1,277 4,152 SH   SOLE   0 2,892 1,260
Occidental Petroleum COM 674599105 257 3,080 SH   SOLE   0 2,928 152
Oracle Corp COM 68389X105 1,329 30,171 SH   SOLE   0 25,102 5,069
Parker Hannifin COM 701094104 331 2,128 SH   SOLE   0 1,728 400
Paychex COM 704326107 275 4,026 SH   SOLE   0 3,262 764
Paypal COM 70450Y103 251 3,023 SH   SOLE   0 2,523 500
PepsiCo COM 713448108 3,855 35,412 SH   SOLE   0 23,889 11,523
Pfizer COM 717081103 1,977 54,507 SH   SOLE   0 43,539 10,968
PhilipMorrisIntl COM 718172109 705 8,737 SH   SOLE   0 7,464 1,273
Phillips 66 COM 718546104 690 6,144 SH   SOLE   0 5,023 1,121
PNC Financial COM 693475105 404 2,993 SH   SOLE   0 2,693 300
Powershares Active ETF 73935B508 221 2,702 SH   SOLE   0 2,702 0
Powershares Buyback ETF 73935X286 605 10,674 SH   SOLE   0 10,674 0
Powershares Dividend ETF 73935X732 844 32,885 SH   SOLE   0 32,885 0
Powershares Dyn Sftwr ETF 73935X773 241 3,167 SH   SOLE   0 3,167 0
Powershares Finl Pfd ETF 73935X229 5,686 30,804 SH   SOLE   0 30,804 0
Powershares QQQ ETF 73935A104 2,386 13,903 SH   SOLE   0 13,337 566
PPG Ind COM 693506107 447 4,313 SH   SOLE   0 3,713 600
PPL Corp COM 69351T106 439 15,393 SH   SOLE   0 13,424 1,969
Praxair Inc COM 74005P104 213 1,349 SH   SOLE   0 1,349 0
Procter & Gamble COM 742718109 3,702 47,432 SH   SOLE   0 38,241 9,191
Prudential Financial COM 744320102 1,209 12,930 SH   SOLE   0 11,330 1,600
Public Storage COM 74460D109 236 1,043 SH   SOLE   0 1,043 0
Raytheon COM 755111507 371 1,920 SH   SOLE   0 1,293 627
Real Estate Select SPDR ETF 81369Y860 1,782 54,480 SH   SOLE   0 43,427 11,053
Rockwell Automation COM 773903109 281 1,693 SH   SOLE   0 1,518 175
Royal Dutch Shell ADR 780259206 393 5,679 SH   SOLE   0 4,170 1,509
Schwab Emrg Mkt ETF 808524706 1,302 50,308 SH   SOLE   0 39,224 11,084
Schwab Intl Equity ETF 808524805 2,768 83,779 SH   SOLE   0 63,447 20,332
Schwab US Broad ETF 808524102 10,807 163,770 SH   SOLE   0 140,178 23,592
Schwab US Dividend ETF 808524797 400 8,121 SH   SOLE   0 5,521 2,600
Schwab US Lg Cap ETF 808524201 2,963 45,596 SH   SOLE   0 37,837 7,759
Schwab US MidCap ETF 818524508 470 8,570 SH   SOLE   0 5,620 2,950
Schwab US Sml Cap ETF 808524607 867 11,789 SH   SOLE   0 8,983 2,806
Schwb US Bond ETF 808524839 536 10,601 SH   SOLE   0 7,412 3,189
SEI Investments COM 784117103 250 4,000 SH   SOLE   0 4,000 0
Sherwin Williams COM 824348106 491 1,206 SH   SOLE   0 1,106 100
SPDR DJIA ETF 78467X109 364 1,500 SH   SOLE   0 1,366 134
SPDR S&P 500 ETF 78462F103 6,904 25,451 SH   SOLE   0 23,884 1,567
SPDR S&P Mid Cap ETF 78467Y107 1,805 5,085 SH   SOLE   0 5,085 0
StanleyBlackDecker COM 854502101 647 4,872 SH   SOLE   0 4,282 590
Starbucks COM 855244109 1,289 26,393 SH   SOLE   0 19,947 6,446
Sun Communities COM 866674104 1,238 12,651 SH   SOLE   0 12,651 0
SunTrust Banks COM 867914103 448 6,793 SH   SOLE   0 5,738 1,055
T Rowe Price Associates COM 74144T108 507 4,370 SH   SOLE   0 4,370 0
Target Inc COM 87612E106 820 10,782 SH   SOLE   0 8,939 1,843
Technology SPDR ETF 81369Y803 4,139 59,590 SH   SOLE   0 55,273 4,317
Textron COM 883203101 599 9,095 SH   SOLE   0 9,095 0
Travelers Co COM 89417E109 1,998 16,339 SH   SOLE   0 13,470 2,869
Union Pacific COM 907818108 1,119 7,904 SH   SOLE   0 6,729 1,175
United Rentals COM 911363109 206 1,400 SH   SOLE   0 200 1,200
United Tech COM 913017109 1,324 10,592 SH   SOLE   0 7,958 2,634
Utilities SPDR ETF 81369Y886 1,603 30,851 SH   SOLE   0 25,443 5,408
V F Corporation COM 918204108 821 10,078 SH   SOLE   0 8,778 1,300
Valero Energy COM 91913Y100 259 2,343 SH   SOLE   0 2,343 0
Vanguard Cons Spls ETF 92204A207 518 3,862 SH   SOLE   0 3,022 840
Vanguard ConsDiscr COM 92204A108 469 2,767 SH   SOLE   0 2,457 310
Vanguard Energy ETF 92204A306 1,815 17,277 SH   SOLE   0 12,944 4,333
Vanguard Fin ETF 92204A405 11,895 176,354 SH   SOLE   0 147,349 29,005
Vanguard FTSE ETF 922042775 9,009 173,793 SH   SOLE   0 148,038 25,755
Vanguard Health ETF 92204A504 15,946 100,202 SH   SOLE   0 83,794 16,408
Vanguard Industrials ETF 92204A603 1,192 8,781 SH   SOLE   0 6,780 2,001
Vanguard InfoTech ETF 92204A702 32,298 178,049 SH   SOLE   0 147,232 30,817
Vanguard Materials ETF 92204A801 536 4,080 SH   SOLE   0 3,284 796
Vanguard Mid Cap ETF 922908629 1,044 6,628 SH   SOLE   0 0 6,628
Vanguard S&P 500 ETF 922908363 677 2,715 SH   SOLE   0 2,715 0
Vanguard SmallCap ETF 922908751 13,444 86,367 SH   SOLE   0 74,306 12,061
Vanguard Telecom ETF 92204A884 2,155 25,380 SH   SOLE   0 20,790 4,590
Vanguard Total Stk ETF 922908769 18,017 128,305 SH   SOLE   0 119,652 8,653
Vanguard Total World ETF 922042742 918 12,519 SH   SOLE   0 11,681 838
Vanguard Ttl Intl ETF 921909768 10,038 185,557 SH   SOLE   0 169,688 15,869
Vanguard Utilities ETF 92204A876 2,432 20,976 SH   SOLE   0 17,631 3,345
Vanguard Value ETF 922908744 805 7,759 SH   SOLE   0 7,759 0
Vanguarrd REIT ETF 922908553 525 6,447 SH   SOLE   0 6,147 300
Ventas COM 92276F100 216 3,796 SH   SOLE   0 960 2,836
Verizon Comm COM 92343V104 1,677 33,335 SH   SOLE   0 28,076 5,259
Vgrd Bd Short Term ETF 921937827 308 3,950 SH   SOLE   0 3,950 0
Vgrd Interm Bond ETF 921937819 1,068 13,194 SH   SOLE   0 13,194 0
Vgrd Scottsdale Int Term Gov ETF 92206C706 844 13,487 SH   SOLE   0 13,487 0
Vguard Adm Mid Cap ETF 921932844 398 3,208 SH   SOLE   0 3,208 0
Vguard Dev Mkt ETF 921943858 592 13,818 SH   SOLE   0 13,818 0
Vguard Emer Mkt ETF 922042858 620 14,694 SH   SOLE   0 14,327 367
Vguard FTSE All ETF 922042718 357 3,094 SH   SOLE   0 2,923 171
Vguard Growth ETF 933908736 227 1,516 SH   SOLE   0 1,516 0
Vguard Lg Cap ETF 922908637 274 2,201 SH   SOLE   0 2,201 0
Vguard Malvern ETF 922020805 254 5,213 SH   SOLE   0 5,070 143
Vguard S-Term Corp ETF 92206C409 449 5,749 SH   SOLE   0 5,099 650
Visa CL A 92826C839 1,709 12,906 SH   SOLE   0 11,554 1,352
Walgreen Boots COM 931427108 293 4,898 SH   SOLE   0 4,858 40
Walmart Stores COM 931142103 1,024 11,959 SH   SOLE   0 10,862 1,097
Walt Disney COM 254687106 4,537 43,295 SH   SOLE   0 33,959 9,336
Waste Mgmt COM 94106L109 1,029 12,652 SH   SOLE   0 9,284 3,368
Wells Fargo COM 949746101 517 9,328 SH   SOLE   0 1,600 7,728
Weyerhauser COM 962166104 252 6,916 SH   SOLE   0 5,475 1,441
WW Grainger COM 384802104 911 1,660 SH   SOLE   0 1,600 60
Yum China COM 98850P109 445 11,584 SH   SOLE   0 10,625 959
Yum! Brands Inc COM 988498101 1,926 24,629 SH   SOLE   0 20,588 4,041